Patents by Inventor Rakesh
Rakesh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20130046696Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules. A token-based rule may facilitate access to a resource. The apparatus may further store a plurality of tokens. The apparatus may receive a first token indicating that a transaction associated with the resource has been requested. The apparatus may determine at least one token-based rule based at least in part upon the first token. The at least one token-based rule may condition access to the resource upon a second token. The apparatus may determine that the plurality of tokens includes the second token associated with the at least one token-based rule and generate a session token based at least in part upon the first token and the second token in response to the determination that the plurality of tokens includes the second token. The apparatus may then allow the transaction.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047248Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules. The apparatus may further store a plurality of subject tokens associated with at least one of a user and a device. The apparatus may receive a resource token indicating that access to a resource has been requested. The apparatus may determine the value of an access value associated with the at least one subject token. The apparatus may then determine that the value of the access value is insufficient to grant access to the resource. The apparatus may then determine that access by at least one of the user and the device to the resource should be denied.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047214Abstract: According to one embodiment, an apparatus may store a first and second subject token that indicate a first authentication method performed by the user and a second authentication method performed by the user respectively. The apparatus may detect at least one new subject token indicating at least one different authentication method performed by the user. The apparatus may then determine that a particular combination of subject tokens in the first subject token, second subject token, and the at least one new subject token indicates a privilege should be granted to the user, and facilitate the granting of the privilege to the user.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047205Abstract: According to one embodiment, an apparatus may store a plurality of token-based exceptions The apparatus may receive a resource token indicating that access to the resource has been requested. The apparatus may determine, based at least in part upon the resource token, at least one token-based exception. The token-based exception further may condition the grant of access to the resource upon the apparatus determining that the plurality of tokens comprises the at least one token. The apparatus may determine that the plurality of tokens does not comprise the at least one token and determine, in response to the determination that the plurality of tokens does not comprise the at least one token, that access to the resource should be denied.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047224Abstract: According to one embodiment, an apparatus may store a plurality of tokens associated with a session. The session may facilitate access to a resource by a user. The session may be identified by a session token. The apparatus may determine, based on a token-based rule, a second plurality of tokens required to facilitate determination of a risk token. The risk token may be used to facilitate determination of an access decision to the resource. The apparatus may determine that the plurality of tokens comprises the second plurality of tokens and generate a dataset token that represents the plurality of tokens. The apparatus may then communicate the dataset token to facilitate the generation of the risk token. The apparatus may receive the risk token and correlate it with the session token to facilitate determination of the access decision.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047265Abstract: According to one embodiment, an apparatus may store a plurality of tokens indicating a user is requesting access to a resource over a network. The apparatus may determine a condition associated with accessing the resource based on the plurality of tokens. The condition may be determined in addition to a determination to grant or deny access to the resource. The condition may include an obligation to be fulfilled and a message providing instruction regarding how to fulfill the obligation. The apparatus may generate a decision token representing the condition, and communicate the decision token to a resource provider to facilitate enforcement of the condition.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047201Abstract: According to one embodiment, an apparatus may store at least one subject token associated with a user and a device, at least one resource token associated with the resource, and at least one network token associated with a network. The apparatus may determine various access values associated with these stored tokens. The apparatus may then determine the value of a first access value based on the values of these various access values. The apparatus may determine that the value of the first access value is insufficient to grant access to the resource and determine that access by at least one of the user and the device to the resource over the network should be denied.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047266Abstract: According to one embodiment, an apparatus may store a plurality of tokens indicating that a user is attempting to access a resource. The apparatus may determine an authorization level for the user based at least in part upon the plurality of tokens. The authorization level may indicate whether the user is authorized to access the resource. The apparatus may then determine a related resource that shares a relationship with the resource, and determine that the authorization level indicates that the user is authorized to access the related resource. The apparatus may then communicate a decision token indicating that the user is authorized to access the resource and the related resource.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047262Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules. A token-based rule may facilitate access to a resource. The apparatus may further store a plurality of tokens. The plurality of tokens may include a session token associated with access to the resource by a device. The apparatus may receive a first token indicating that an alarm associated with the device has been triggered. The apparatus may determine, based at least in part upon at least one token-based rule from the plurality of token-based rules, that access to the resource should be terminated in response to receiving the first token and terminate the session token in response to the determination that access to the resource should be terminated.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047213Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules that facilitate access to a risk-sensitive resource. The apparatus may further store a first token that may indicate that a user is accessing a non-risk-sensitive resource. The apparatus may receive a second token that may indicate that the user is attempting to access the risk-sensitive resource. In response to receiving the second token, the apparatus may apply the token-based rule to make an access decision whereby the user's access to the non-risk-sensitive resource will be terminated. The apparatus may then communicate at least one token representing the access decision.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047259Abstract: According to one embodiment, an apparatus may store a virtual machine token associated with a virtual machine running on a particular device and a secure image of the virtual machine. The virtual machine token may include a timestamp indicating when the virtual machine was established. The apparatus may receive a token indicating that the particular device is attempting to access a resource. In response, checking the validity of the virtual machine running on the particular device based at least in part upon the timestamp associated with the virtual machine token and a time threshold associated with the virtual machine. If the virtual machine is invalid, then the apparatus may communicate at least one token to initiate the recycling of the virtual machine by replacing the invalid virtual machine with the stored secure image of the virtual machine.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047200Abstract: According to one embodiment, an apparatus may receive a first data token indicating a request for data associated with the resource, a subject token indicating that at least one form of authentication has been completed, and a network token indicating that at least one form of encryption has been performed. The apparatus may determine at least one token-based rule based at least in part upon the first data token, the subject token, and the network token. The apparatus may determine, based at least in part upon the at least one token-based rule, that a second data token representing the data should be generated. The apparatus may generate a message indicating the determination that the second data token should be generated and then transmit the message.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia A. Frick, Ronald Wayne Ritchey, Abdulkader Omar Barbir, Lawrence Robert Labella
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Publication number: 20130047215Abstract: According to one embodiment, an apparatus may monitor a session that facilitates a user's access to a resource. The user may be granted a privilege associated with accessing the resource. The apparatus may detect a change associated with the privilege granted to the user in at least one token of a plurality of tokens. The apparatus may then communicate a token that represents the change, and receive a risk token associated with the token. The apparatus may then determine to revoke the privilege based on the risk token, and generate a second token that represents the determination to revoke the privilege. The apparatus may then communicate the second token to facilitate the revoking of the privilege.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047195Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules that facilitate access to a resource, and a plurality of tokens indicating a user is using a device to request access to a resource over a network. The apparatus may receive a risk token indicating the risk associated with granting at least one of the user and the device access to the resource. The risk token may be computed from a set of tokens in the plurality of tokens. The apparatus may determine at least one token-based rule based at least in part upon the plurality of tokens and the risk token. The apparatus may then make an access decision based upon the at least one token-based rule, and communicate a decision token representing the access decision.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047240Abstract: According to one embodiment, an apparatus may intercept a request to access a resource represented by a resource token. The apparatus may receive a hard token representing identification information of a device. The apparatus may determine, based at least in part upon the hard token and the resource token, at least one token-based rule specifying compliance criteria required to consume the resource. The apparatus may receive at least one token representing compliance information of the device in response to a request for compliance information of the device. The apparatus may then compare the compliance information against the compliance criteria to determine that the device is capable of consuming the resource. The apparatus may then generate a compliance token representing the determination that the device is capable of consuming the resource, and communicate the compliance token to facilitate the provisioning of a container to the device.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047246Abstract: According to one embodiment, an apparatus may receive a resource token indicating that access to the resource has been requested. The apparatus may determine the value of an access value associated with at least one network token. The apparatus may then determine that the value of the access value is insufficient to grant access to the resource and determine that access to the resource over the network should be denied.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047199Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules. A token-based rule may facilitate access to a resource. The apparatus may further store a plurality of tokens. The plurality of tokens may include a session token associated with access to the resource by a user. The apparatus may receive a first token indicating at least one of the detection of a face other than the user's and the detection of a voice other than the user's. The apparatus may determine, based at least in part upon at least one token-based rule from the plurality of token-based rules, that access to the resource should be terminated in response to receiving the first token and terminate the session token in response to the determination that access to the resource should be terminated.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047263Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules. A token-based rule facilitates access to a resource. The apparatus may further store a plurality of tokens. The plurality of tokens may include a session token. The session token may be associated with access to the resource by a user. The apparatus may receive a first token indicating that an emergency has been declared. The emergency may be associated with the user. The apparatus may determine, based at least in part upon at least one token-based rule from the plurality of token-based rules, that access to the resource should be terminated in response to receiving the first token and terminate the session token in response to the determination that access to the resource should be terminated.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan
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Publication number: 20130047253Abstract: According to one embodiment, an apparatus may store a plurality of tokens indicating a user is accessing a resource over a network. The plurality of tokens may include a risk token indicating a risk associated with access by the user to the resource. The apparatus may detect a token indicating a change associated with accessing the resource, and determine that the change triggers a risk update. The apparatus may then generate a dataset token that represents the risk token and the token indicating the change, and communicate the dataset token to a token provider to perform the risk update. The apparatus may then receive a recomputed risk token representing an updated risk. The updated risk may indicate the risk associated with continuing access to the resource with the change.Type: ApplicationFiled: August 15, 2011Publication date: February 21, 2013Applicant: Bank of America CorporationInventors: Rakesh Radhakrishnan, Cynthia Ann Frick, Radu Marian, Abdulkader Omar Barbir, Rajat P. Badhwar
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Publication number: 20130047211Abstract: According to one embodiment, an apparatus may store a plurality of token-based rules. A token-based rule facilitates access to a resource. The apparatus may further store a plurality of tokens. The apparatus may receive a first token indicating that access to the resource has been requested and determine at least one token-based rule based at least in part upon the first token. The at least one token-based rule may condition access to the resource upon a second token. The second token may indicate that the resource is associated with a virtual private network of the link layer of the open systems interconnection model. The apparatus may determine that the plurality of tokens includes the second token associated with the at least one token-based rule and generate a session token based at least in part upon the first token and the second token.Type: ApplicationFiled: May 24, 2012Publication date: February 21, 2013Applicant: Bank of America CorporationInventor: Rakesh Radhakrishnan