Patents by Inventor Ryan Thomas Russell

Ryan Thomas Russell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11748156
    Abstract: A system and method for operating fewer servers near maximum capacity as opposed to operating more servers at low capacity is disclosed. Computational tasks are made as small as possible to be completed within the available capacity of the servers. Computational tasks that are similar may be distributed to the same computing node (including a processor) to improve RAM utilization. Additionally, workloads may be scheduled onto multicore processors to maximize the average number of processing cores utilized per clock cycle.
    Type: Grant
    Filed: April 21, 2022
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II, Ryan Thomas Russell, Ashley Raine Philbrick
  • Patent number: 11745684
    Abstract: The present disclosure relates generally to aggregation of data associated with events related to automotive vehicles. Automotive vehicles may include a variety of sensing devices used in local sensing operations. However, these sensing devices may not be leveraged beyond the local sensing operations. When automotive vehicles are operated, sometimes events occur. As discussed herein, an event-based data aggregation service may aggregate sensing data from one or more sensing devices, such as sensing devices of the automotive vehicles, in response to receiving an event notification associated with one or more of the events and may use the sensing data when responding to the event notification.
    Type: Grant
    Filed: May 27, 2020
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11748740
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11734754
    Abstract: An artificially intelligent loan recommendation agent and a method of making loan recommendations are disclosed. The artificially intelligent loan recommendation agent can classify applicants into traditional and non-traditional categories. Based on this categorization, the agent may use different information to make loan recommendations for the applicant. For non-traditional applicants, applicant rating information can be used, including ratings of an applicant’s professional skills obtained from consumer review sites. The agent can also conduct virtual interviews and analyze body language and speech to determine if an applicant may be lying.
    Type: Grant
    Filed: January 8, 2020
    Date of Patent: August 22, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Carlos JP Chavez, Ryan Thomas Russell, Ashley Raine Philbrick, Quian Antony Jones, Stacy Callaway Huggar, Janelle Denice Dziuk, Yevgeniy Viatcheslavovich Khmelev, Ravi Durairaj
  • Publication number: 20230244636
    Abstract: Computational resources are used for storing, processing, and transmitting logs, metrics, and other tracking data. Usage of such resources may be reduced by reducing the retention of identified tracking data subsets, based on the subsets' respective utilization levels, after monitoring activities that review a subset or at least request a subset for review. Efficient usage of tracking data subsets may be increased, as measured by signal-to-noise fractions, wherein signal strength corresponds to subset utilization in monitored review activities. Tracking data resource usage efficiency may be gained whether the amount of resources used is increased, maintained, or reduced. Resource usage control functionality may be integrated with security orchestration and automation, security information and event management, workload management, laws, entity policies, operational requirements, usage goals, or application dependencies, even in legacy systems.
    Type: Application
    Filed: January 31, 2022
    Publication date: August 3, 2023
    Inventor: Ryan Thomas RUSSELL
  • Patent number: 11704398
    Abstract: A real-world object-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect image data from an end-user in real-time that includes objects in their environment. At least one object is selected and its image data stored for subsequent authentication sessions, when the system can determine whether there is a match between the new image data and image data previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.
    Type: Grant
    Filed: May 11, 2021
    Date of Patent: July 18, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Brian Tougas, William Daniel Farmer, Ruthie D. Lyle, Kelly Q. Baker, Ryan Thomas Russell, Noe Alberto Martinez
  • Patent number: 11674891
    Abstract: Systems and methods of the present disclosure include at least one building component detection sensor device configured to be deployed within (or proximate to) a building comprised of a plurality of building components. The at least one building component detection sensor device is configured to detect data relating to at least one building component of the plurality of building components. In addition, a building component property determination system includes a processor configured to execute instructions stored in memory to determine one or more properties of the at least one building component based at least in part on the data detected by the at least one building component detection sensor device.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: June 13, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick, Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11678169
    Abstract: A conditions monitoring system may include a system controller. The controller may include a device processor and a non-transitory computer readable medium. The computer readable medium may include instructions executable by the device processor to perform the following steps: receiving positional data from a plurality of wearable devices of a plurality of associated wearers; receiving physical data regarding the wearers from the wearable devices; making a determination of a possible dangerous environmental condition based on the data received from the wearable devices, including the positional data and the physical data; and providing instructions to the wearable devices for the wearers to follow to avoid danger related to the dangerous environmental condition.
    Type: Grant
    Filed: December 27, 2021
    Date of Patent: June 13, 2023
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11652779
    Abstract: A system and method for improving the download time of emails in an environment in which a server distributes emails to persons working in close proximity to each other. When these persons receive multi-recipient emails intended for several or all of these persons, the server distributing the emails delivers the multi-recipient emails to the first one of the persons who logged on to read his or her emails on his or her personal computer, for distribution to the other persons over a personal area network. This reduces the download time for the persons downloading their emails at a subsequent time.
    Type: Grant
    Filed: June 16, 2022
    Date of Patent: May 16, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11631068
    Abstract: Image processing techniques can be used to determine whether a person has installed an unauthorized device on or in a kiosk. For example, an image processing server can determine whether a person's hand(s) are engaging in abnormal behavior by obtaining recorded images of the person's hand(s) that extend towards the kiosk to perform an action, and by comparing the information in the recorded images with a set of previously known information about other persons' hands that are similarly extended towards the kiosk.
    Type: Grant
    Filed: February 24, 2020
    Date of Patent: April 18, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Kathleen Krebs, Stacy Callaway Huggar, Jeffrey Neal Pollack, Yevgeniy Viatcheslavovich Khmelev, Mark Anthony Lopez, Ryan Thomas Russell
  • Patent number: 11615172
    Abstract: A method for authenticating signatures is disclosed. The method includes measuring dynamic properties of the signature as the signature is created. The method includes recording pressure and velocity information as an electronic signature is created on an electronic device. The recorded pressure and velocity information may be compared with stored pressure and velocity information to determine if the signature is authentic.
    Type: Grant
    Filed: December 10, 2019
    Date of Patent: March 28, 2023
    Assignee: United Services Autmobile Association (USAA)
    Inventors: Stacy Callaway Huggar, Ryan Thomas Russell, Ashley Raine Philbrick, Carlos J P Chavez, Quian Antony Jones, Janelle Denice Dziuk, Sumita T. Jonak, Yevgeniy Viatcheslavovich Khmelev
  • Patent number: 11587037
    Abstract: A system and method for automatically documenting a condition of a property and generating a request for return of a security deposit is described. In one embodiment, a method for automatically documenting a condition of a physical space includes determining an initial condition of one or more inspected elements in a physical space. The method also includes obtaining a current condition of the one or more inspected elements in the physical space. The method includes determining changes between the initial condition and the current condition for each of the one or more inspected elements. The method further includes generating a report documenting the changes of the one or more inspected elements in the physical space.
    Type: Grant
    Filed: December 27, 2019
    Date of Patent: February 21, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Valerie Ann Roth, Charise Renee Whitaker, Oscar Guerra, Ashley Raine Philbrick, Paula Ann Whittington, Kelly Q. Baker, Will Kerns Maney, Jr., Sumita T. Jonak, Pragya Kamal, Ryan Thomas Russell, Joel S. Hartshorn
  • Patent number: 11531786
    Abstract: A method may include detecting a keylogger based at least in part on an increase in power drawn by an input device, detecting the keylogger based at least in part on a driver of the input device, detecting the keylogger based at least in part on a duration of time that a signal generated by the input device takes to transmit to a computing device, or any combination thereof. The method may also include, in response to detecting the keylogger, generating an alert to indicate a presence of the keylogger.
    Type: Grant
    Filed: December 2, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ashley Raine Philbrick, Ryan Thomas Russell, David Joaquin Harris
  • Patent number: 11533318
    Abstract: Various embodiments described herein relate to a call management system that aims to provide a more efficient, secure, and dynamic technique for authenticating a user based on a location of the user. A server of the call management system receives a phone call from a user device. The server transfers the phone call to an analyst device. When the analyst device accepts the phone call, the server starts an electronic communication session between the user device and the analyst device. The server then determines a current location of the user. The server further determines a question for authentication of the user based on the current location. The server transmits the question to the analyst device. The analyst device transmits the question to the user device via the server. In response to an answer received from the user device, the server authenticates the user.
    Type: Grant
    Filed: September 30, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, Jon D. McEachron, Gregory B. Yarbrough, Janelle Denice Dziuk
  • Patent number: 11531991
    Abstract: A user authorization device (or UAD) physically connected to a user's router to aid in the authentication of the user. A bank server polls the user's router to verify that the UAD is connected to the router before granting the user the capability to perform transactions on the user's account that would be otherwise restricted. The bank server implements a set of policies designed by the user that require the UAD to be present for some transactions with the account to be performed. The presence of this device thus adds an extra layer of security to such financial transactions beyond the use of a username and password.
    Type: Grant
    Filed: June 28, 2021
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Thomas Russell, Gregory Brian Meyer, Steven Michael Bernstein, David Ira Waters, Jr., Patrick Michael Luberus
  • Patent number: 11526349
    Abstract: A resource tracking system includes a resource storage device with multiple resources and a resource tracking application. The resource tracking application scans the resource storage device to identify the resources, determines a deployment date, an execution date, or both for each resource, identifies a subset of the resources that do not meet deployment date criteria, execution date criteria, or both based upon the deployment date, the execution date, or both determined for each resource, and recommends an action to delete the subset of the plurality of resources via a graphical user interface.
    Type: Grant
    Filed: October 28, 2020
    Date of Patent: December 13, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Thomas Russell, Jason Brett Morris
  • Patent number: 11504074
    Abstract: A system and method for automatically requesting assistance for a user experiencing a medical emergency is disclosed. The system includes a user device with a sensor to detect sensed information. Based on the sensed information the user device can determine if the user is experiencing a medical emergency. The user device can communicate with nearby devices over one or more networks and send information about the medical emergency to the nearby devices. The information can include the type of medical emergency, the location of the user experiencing the medical emergency, and any instructions for providing the user with assistance.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: November 22, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11503154
    Abstract: When a customer service representative (CSR) calls a customer, the customer may be able to authenticate himself or herself by providing the CSR with personal identifying information. However, the CSR may be unable to provide information to authenticate himself or herself to the customer. Thus, this patent document describes authentication techniques that can allow the CSR to authenticate himself or herself to the customer. For example, before or during a call that the second person (e.g., CSR) initiates to call a first person (e.g., customer), a notification message may be sent to the first person's user device. The content of notification message displayed on the user device may provide information to the first person which can allow the first person to determine whether the second person is trustworthy.
    Type: Grant
    Filed: March 23, 2021
    Date of Patent: November 15, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Kathleen Krebs, Stacy Callaway Huggar, Jeffrey Neal Pollack, Yevgeniy Viatcheslavovich Khmelev, Mark Anthony Lopez, Ryan Thomas Russell
  • Patent number: 11489842
    Abstract: A method and system of securely enrolling delegates with an account management service so that the delegates can manage access to funds on behalf of a primary account holder is disclosed. The method and system include generating new profiles for proposed delegates, setting delegate approval policies, ensuring a sufficient number of delegates have been selected, and confirming the identity of each delegate.
    Type: Grant
    Filed: December 27, 2019
    Date of Patent: November 1, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ryan Thomas Russell
  • Patent number: 11487025
    Abstract: A method of inferring the GPS location of a device with a GPS receiver is disclosed. The method includes using signals from two GPS satellites to determine two candidate GPS locations. Geographic information can be used to estimate the probability that the device is at each location. If one of the two candidate GPS locations has a substantially higher probability of being the correct location, that location may be selected as the inferred GPS location. The method may also include making use of additional sensed data that could be provided using sensors onboard the device.
    Type: Grant
    Filed: March 27, 2020
    Date of Patent: November 1, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle