Patents by Inventor Ryan Thomas Russell

Ryan Thomas Russell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11477134
    Abstract: A transactional method and system of managing access to API services based on the performance of computational tasks by an end-user is disclosed. The system and method are configured to identify requests from an end-user to an API for services that are associated with a transactional cost. This cost is passed on to the end-user by generation of a computational task assignment to be completed by the client computing system. Once the assignment has been performed, the end-user may be granted access to the requested service.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: October 18, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Christopher Russell, Deborah Janette Schulz, David Morley, Gregory Brian Meyer, Ryan Thomas Russell
  • Patent number: 11470685
    Abstract: A system and method for reducing wireless traffic among a plurality of IoT devices and an access point is disclosed. The method and system may establish communication among a plurality of Internet of Things (IOT) devices and establish a set of similar IoT devices from among the plurality of IoT devices. One of the similar IoT devices may be designated as a managing IoT device and the remaining IoT devices in set of similar IoT devices may be designated as controlled IoT devices. Wireless traffic from the access point may be transmitted through the managing IoT device to controlled IoT devices. Wireless traffic from the controlled IoT devices may be transmitted to the access point through the managing IoT device. Thus, wireless traffic between the access point and controlled IoT devices is reduced.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: October 11, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11463522
    Abstract: A system and method for efficiently transmitting signals from a sensing device to a remote device are disclosed. The sensing device includes at least one sensor for sensing information. The sensed information could be associated with heart activity. The sensing device smooths the sensed signal and then calculates the difference between the smoothed sensed signal and a locally stored baseline signal to determine a differential signal, which can be transmitted as a smaller packet of data than the full sensed signal. The remote device receives information associated with the differential signal and uses a local copy of the baseline signal to reconstruct the original smoothed sensed signal.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: October 4, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11461815
    Abstract: The present disclosure relates to a system, method, and apparatus for managing orders and invoices among customers of a retail merchant. The system allows a first customer to establish trusted links with one or more associated fellow customers, thereby authorizing the fellow customers to add purchases to the first customer's invoice. This allows a primary customer to purchase items for a secondary customer under tightly controlled and well communicated conditions, without extra work from the merchant. The system also uses location aware services on customer's smartphones to provide data that enhances the customers' experiences, by triggering prompts to open and close and invoice. The system also uses location aware services to determine which other customers may be in a related party together.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: October 4, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Ryan Thomas Russell, Ashley Raine Philbrick, Carlos J P Chavez, Stacy Callaway Huggar, Quian Antony Jones, Janelle Denice Dziuk, Yevgeniy Viatcheslavovich Khmelev, Sumita T. Jonak
  • Patent number: 11439044
    Abstract: A system to create a dehydrating environment from the waste cooling air from a data center including a drying room above the data center. Waste cooling air dries moisture laden product in the drying room and is returned to the data center. Also, a system to distribute waste cooling air from a data center. The system includes a reservoir tank and a local tank for waste cooling air. Both tanks include insulated walls that assist in maintaining a temperature within the reservoir tank. A reservoir tank blower conveys waste cooling air from the data center into the reservoir tank and pressurizes the interior of the reservoir tank. Pressurized waste cooling air from the data center is delivered from the local tank through the blower when a blower valve is opened.
    Type: Grant
    Filed: October 3, 2019
    Date of Patent: September 6, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, Nathan Lee Post, William Preston Culbertson, II, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11436588
    Abstract: A method and system of increasing the security of requests to access funds from a joint bank account by secondary users to permit a primary user to securely regulate fund usage are disclosed. The system and method are configured to link to a bank account and restrict access of funds by secondary users per conditions defined by the primary user(s). A software application receives requests for funds from secondary users for use during a transaction to be performed at a specific merchant location. The application requires geodata that supports the proposed transaction, for example by inclusion of an image taken in which GPS data is embedded. The request will only be conveyed to the primary user if the system determines the embedded GPS data corresponds to the location of the merchant.
    Type: Grant
    Filed: December 27, 2019
    Date of Patent: September 6, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Valerie Ann Roth, Charise Renee Whitaker, Oscar Guerra, Ashley Raine Philbrick, Paula Ann Whittington, Kelly Q. Baker, Will Kerns Maney, Jr., Sumita T. Jonak, Pragya Kamal, Ryan Thomas Russell, Joel S. Hartshorn
  • Patent number: 11429980
    Abstract: A method and system of increasing the security of requests to access funds from a joint bank account by secondary users in order to permit a primary user to securely regulate fund usage are disclosed. The system and method are configured to link to a bank account and restrict the access of funds by secondary users per conditions defined by the primary user(s). An application can be accessed via a computing device that receives requests for funds from secondary users and requires the secondary user to also submit a digital image or video that supports their proposed transaction. The request will only be conveyed to the primary user if the necessary digital verification is received by the system.
    Type: Grant
    Filed: December 27, 2019
    Date of Patent: August 30, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Valerie Ann Roth, Charise Renee Whitaker, Oscar Guerra, Ashley Raine Philbrick, Paula Ann Whittington, Kelly Q. Baker, Will Kerns Maney, Jr., Sumita T. Jonak, Pragya Kamal, Ryan Thomas Russell, Joel S. Hartshorn
  • Patent number: 11416844
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 27, 2020
    Date of Patent: August 16, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11416868
    Abstract: A method and system of delegating control to a surrogate for a primary account holder so that the surrogate can control access to funds in a joint account by a secondary account holder when the primary account holder is unavailable. The surrogate's ability to approve or deny the secondary account holder's requests for funds is limited by rules established by the primary account holder. The system includes a secure management account system that implements communications between the surrogate's personal device, the primary account holder's personal device, the secondary account holder's personal device and the financial institution holding the joint account.
    Type: Grant
    Filed: December 27, 2019
    Date of Patent: August 16, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ryan Thomas Russell
  • Patent number: 11410416
    Abstract: A technique for assessing a landscape condition of a property is provided that determines landscape condition for an individual property or properties of interest using image data from one or more unmanned aerial vehicles. Based on the image data, a control system may generate a landscape condition output, such as an alert for a property owner or control signals for damage mitigation devices.
    Type: Grant
    Filed: April 27, 2020
    Date of Patent: August 9, 2022
    Assignee: United Services Automobile Association
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11394681
    Abstract: A system and method for improving the download time of emails in an environment in which a server distributes emails to persons working in close proximity to each other. When these persons receive multi-recipient emails intended for several or all of these persons, the server distributing the emails delivers the multi-recipient emails to the first one of the persons who logged on to read his or her emails on his or her personal computer, for distribution to the other persons over a personal area network. This reduces the download time for the persons downloading their emails at a subsequent time.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: July 19, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11366702
    Abstract: A method for dynamically allocating computing resources to virtual computing machines in a shared system. An initial allocation is made for each computing resource. Current demand for each computing resource for each of the virtual computing machines is determined to identify changes in current demand. The system identifies a virtual computing machine for which usage of a first computing resource is approaching a first predetermined threshold allotted to the first virtual computing machine. The system identifies a second virtual computing machine in the system for which usage of the first computing resource is less than a second predetermined threshold of the first computing resource allotted to the second virtual computing machine. The server dynamically allocates at least part of the first computing resource from the second virtual computing machine to the first virtual computing machine to meet current demand for the first computing resource in the first virtual computing machine.
    Type: Grant
    Filed: September 30, 2019
    Date of Patent: June 21, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ashley Raine Philbrick, Ryan Thomas Russell, Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II
  • Patent number: 11355011
    Abstract: A vehicle adjustment system includes one or more processors configured to receive data from one or more sensors coupled to a vehicle that is in a stationary position. The one or more processors are also configured to analyze the data to determine whether an object is within a buffer zone surrounding the vehicle while the vehicle is in the stationary position. In response to determining that the object is within the buffer zone while the vehicle is in the stationary position, the one or more processors are configured to provide control signals to one or more driving components of the vehicle to reposition the vehicle to an alternate position.
    Type: Grant
    Filed: January 31, 2020
    Date of Patent: June 7, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11354155
    Abstract: A system and method for operating fewer servers near maximum capacity as opposed to operating more servers at low capacity is disclosed. Computational tasks are made as small as possible to be completed within the available capacity of the servers. Computational tasks that are similar may be distributed to the same computing node (including a processor) to improve RAM utilization. Additionally, workloads may be scheduled onto multicore processors to maximize the average number of processing cores utilized per clock cycle.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: June 7, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II, Ryan Thomas Russell, Ashley Raine Philbrick
  • Patent number: 11347534
    Abstract: A data processing system may include servers configured for running virtual machines and a system controller configured to perform the following steps: receiving commands to terminate a hosting session of one or more virtual machines hosted on the servers; making a determination as to how much processing capacity is required of the plurality of host servers to host the remaining virtual machines following the termination of one or more virtual machines; and if hosting the remaining virtual machines requires less than a predetermined amount of processing capacity, moving all other processes from one or more host servers to other host servers and changing the one or more host servers from an online mode in which the one or more host servers are fully powered up to an offline mode in which the one or more host servers utilize a reduced amount of electrical power.
    Type: Grant
    Filed: October 4, 2019
    Date of Patent: May 31, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: William Preston Culbertson, II, Ryan Thomas Russell, Bryan J. Osterkamp, Nathan Lee Post, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11341838
    Abstract: A method may include receiving an alert and a recorded data set from a first monitoring system and receiving a first set of permissions from the first monitoring system. The method may also include determining a permission associated with sharing of the recorded data set based at least in part on the first set of permissions. The method may also include determining that sharing of at least a portion of the recorded data from the first monitoring system is permitted based at least in part on the permission and sharing the at least a portion of the recorded data set.
    Type: Grant
    Filed: April 10, 2020
    Date of Patent: May 24, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11338653
    Abstract: A system that includes a protective windshield system that deflects particulate away from a vehicle. The protective windshield system includes a sensor that senses the particulate and emits a signal indicative of the particulate. A deflection system deflects the particulate away from the vehicle. A controller couples to the sensor and to the deflection system. The controller detects the particulate and activates the deflection system to deflect the particulate away from the vehicle.
    Type: Grant
    Filed: March 4, 2020
    Date of Patent: May 24, 2022
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11310943
    Abstract: A system to improve cooling of rack mounted components may include a first rack mounted component including a first motherboard, the first motherboard having a first edge and a second rack mounted component disposed above the first rack mounted component; the second rack mounted component having a second motherboard having a first edge, wherein the second motherboard is similar to the first motherboard. The second motherboard may be disposed above the first motherboard, and wherein the second motherboard is angled with respect to the first motherboard so that the first edge of the second motherboard is non-aligned with the first edge of the first motherboard. In addition, the first motherboard may be arranged horizontally in a first plane and the second mother board may be arranged horizontally in a second plane that is parallel to the first plane.
    Type: Grant
    Filed: November 17, 2020
    Date of Patent: April 19, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, William Preston Culbertson, II, Nathan Lee Post, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11308500
    Abstract: A system and method for authenticating a user's computing device that has submitted a request for the transfer of funds from the user's account at a financial institution. An authentication server at the financial institution compares currently received identifying data to previously stored identifying data, then makes a determination as to whether to approve the request for the transfer of funds. The identifying data may include a snapshot of apps or of lists of items installed on the user's computing device.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: April 19, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Thomas Russell, Gregory Brian Meyer, Steven Michael Bernstein, David Ira Waters, Jr., Patrick Michael Luberus
  • Patent number: 11295313
    Abstract: A financial management system may include a device processor and a non-transitory computer readable medium including instructions, executable by the processor. The computer readable medium may include instructions for receiving purchase information regarding a pending purchase of a system user using an account; sending the purchase information, along with a request for approval of the purchase, to one or more personal electronic devices of a guardian of the account; receiving a response selected by the guardian; and selectively permitting the purchase based on the response selected by the guardian.
    Type: Grant
    Filed: December 30, 2019
    Date of Patent: April 5, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ryan Thomas Russell