Patents by Inventor Songtao Ma

Songtao Ma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10068231
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: February 6, 2017
    Date of Patent: September 4, 2018
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: David N. Lewis, Klaus A. Steinbach, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam
  • Patent number: 10026271
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: January 17, 2017
    Date of Patent: July 17, 2018
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
  • Publication number: 20180197157
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
    Type: Application
    Filed: March 5, 2018
    Publication date: July 12, 2018
    Inventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus A. Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish M. Irudayam, Robert KONECNY, James D. Atkinson
  • Patent number: 9911104
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
    Type: Grant
    Filed: January 12, 2016
    Date of Patent: March 6, 2018
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D. Atkinson
  • Publication number: 20180046948
    Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.
    Type: Application
    Filed: September 8, 2017
    Publication date: February 15, 2018
    Inventors: Greg RAY, David Lewis, Randall W. Jenkins, Jim BLOCK, Songtao Ma, Natarajan Ramachandran, Jeffery M. ENRIGHT, James Pettitt
  • Publication number: 20170316395
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: July 13, 2017
    Publication date: November 2, 2017
    Inventors: Songtao Ma, Eric Toepke, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan, MIke P. Ryan
  • Publication number: 20170309134
    Abstract: In an example embodiment, there is disclosed herein an apparatus with a transceiver coupled with a bus; and a plurality of interfaces coupled with a plurality of lighting devices, and lead through indicator (LTI) logic coupled with the transceiver and the plurality of interfaces. The LTI logic is operable to receive a signal via the bus with data for operating a selected one of the plurality of lighting devices. The LTI logic determines an interface and a channel for the selected one of the plurality of lighting devices. The LTI logic send a signal to the selected one of the plurality of lighting devices on the connector and channel corresponding to the selected one of the plurality of lighting devices to operate the selected lighting device in accordance with the data for operating the selected one of the plurality of lighting devices.
    Type: Application
    Filed: October 13, 2015
    Publication date: October 26, 2017
    Inventors: Randall W. Jenkins, Songtao Ma, Rani SOLIC
  • Patent number: 9767422
    Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.
    Type: Grant
    Filed: March 12, 2014
    Date of Patent: September 19, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Greg Ray, David Lewis, Randall W. Jenkins, Jim Block, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, James Pettitt
  • Patent number: 9747590
    Abstract: In an example embodiment, an automated banking machine that is operable to detect signals corresponding to a plurality of service activities carried out on a transaction function device. Data representative of the plurality of service activities is stored in the transaction function device's data store.
    Type: Grant
    Filed: May 31, 2016
    Date of Patent: August 29, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
  • Patent number: 9710796
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: July 19, 2016
    Date of Patent: July 18, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran
  • Publication number: 20170193759
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: January 17, 2017
    Publication date: July 6, 2017
    Inventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, JR., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
  • Patent number: 9697698
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 20, 2016
    Date of Patent: July 4, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Songtao Ma
  • Publication number: 20170154334
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: February 6, 2017
    Publication date: June 1, 2017
    Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Timothy CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus A. STEINBACH
  • Patent number: 9666036
    Abstract: An Automated Transaction Machine (ATM) includes a housing with a lower unit and an upper unit including a main portion having a top panel and a display housing extending above the top panel. A display is disposed within the display housing. A control electronics package is disposed in the display housing and including a processor and a plurality of input/output ports.
    Type: Grant
    Filed: October 13, 2015
    Date of Patent: May 30, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Randall W. Jenkins, Songtao Ma, Rani Solic, Joseph Hartman, Dave Kraft, Robert Cole, Michael Tirak
  • Publication number: 20170103619
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: December 20, 2016
    Publication date: April 13, 2017
    Inventor: Songtao Ma
  • Patent number: 9607485
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: June 28, 2016
    Date of Patent: March 28, 2017
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9595848
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Grant
    Filed: November 10, 2015
    Date of Patent: March 14, 2017
    Assignee: Diebold, Incorporated
    Inventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramanchandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor Cogan
  • Patent number: 9595026
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: March 14, 2017
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9564985
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Grant
    Filed: December 1, 2015
    Date of Patent: February 7, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 9547961
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: November 12, 2013
    Date of Patent: January 17, 2017
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Eric Toepke, Mike Ryan, Randall Jenkins, Natarajan Ramachandran, Thomas Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan