Patents by Inventor Songtao Ma

Songtao Ma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9251540
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
    Type: Grant
    Filed: November 28, 2012
    Date of Patent: February 2, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D Atkinson
  • Patent number: 9235967
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
    Type: Grant
    Filed: November 28, 2012
    Date of Patent: January 12, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D Atkinson
  • Publication number: 20150379491
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: September 8, 2015
    Publication date: December 31, 2015
    Inventors: Songtao MA, Eric TOEPKE, Mike P. Ryan, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN
  • Patent number: 9224273
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
    Type: Grant
    Filed: November 28, 2012
    Date of Patent: December 29, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: James D Atkinson, Robert Konecny, Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam
  • Patent number: 9203548
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Grant
    Filed: November 27, 2013
    Date of Patent: December 1, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 9184630
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Grant
    Filed: April 21, 2014
    Date of Patent: November 10, 2015
    Assignee: Diebold, Incorporated
    Inventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramachandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Publication number: 20150302706
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: June 30, 2015
    Publication date: October 22, 2015
    Inventor: Songtao MA
  • Publication number: 20150287289
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: May 26, 2015
    Publication date: October 8, 2015
    Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. Irudayam, Klaus STEINBACH
  • Patent number: 9129467
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: November 24, 2014
    Date of Patent: September 8, 2015
    Assignee: Diebold Self-Service Systems
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 9070244
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: October 14, 2013
    Date of Patent: June 30, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Songtao Ma
  • Patent number: 9038891
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: April 8, 2014
    Date of Patent: May 26, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffrey M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Publication number: 20150090783
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data read from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
    Type: Application
    Filed: December 9, 2014
    Publication date: April 2, 2015
    Inventors: Songtao MA, David A. Peters
  • Publication number: 20150076222
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to author ed user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: November 24, 2014
    Publication date: March 19, 2015
    Inventors: Songtao MA, Eric TOEPKE, Mike R. Ryan, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
  • Patent number: 8944317
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.
    Type: Grant
    Filed: February 4, 2014
    Date of Patent: February 3, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James Pettitt
  • Publication number: 20140372305
    Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.
    Type: Application
    Filed: March 12, 2014
    Publication date: December 18, 2014
    Inventors: Greg RAY, David LEWIS, Randall W. JENKINS, Jim BLOCK, Songtao MA, Natarajan RAMACHANDRAN, Jeffery M. ENRIGHT, James PETTITT
  • Patent number: 8905299
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data read from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
    Type: Grant
    Filed: February 28, 2013
    Date of Patent: December 9, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David A. Peters
  • Patent number: 8893962
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: February 25, 2014
    Date of Patent: November 25, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Publication number: 20140339302
    Abstract: In an example embodiment, an automated banking machine that is operable to detect signals corresponding to a plurality of service activities carried out on a transaction function device. Data representative of the plurality of service activities is stored in the transaction function device's data store.
    Type: Application
    Filed: May 14, 2014
    Publication date: November 20, 2014
    Applicant: Diebold-Self Service Systems division of Diebold, Incorporated
    Inventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
  • Publication number: 20140339303
    Abstract: In an example embodiment, an automated banking machine that operates responsive at least in part to data read from data bearing records. The automated banking machine including a transaction function device, a slot associated with the transaction function device, an indicator adjacent to the slot, the indicator includes at least three different color light emitting diodes (LEDs), and an indicator processor in operative connection with the indicator. The indicator processor is operable to cause the LEDs of the indicator to intermittently illuminate to produce a plurality of blended colors that correspond to a functional status of the transaction function device.
    Type: Application
    Filed: May 14, 2014
    Publication date: November 20, 2014
    Inventors: Timothy CREWS, Grant THORNBERRY, Songtao Ma, Darla ROWLAND
  • Publication number: 20140299661
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Application
    Filed: April 21, 2014
    Publication date: October 9, 2014
    Inventors: Randall W. JENKINS, Songtao MA, Eric TOEPKE, Mike RYAN, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Timothy CREWS, Willis MILLER, Nicholas BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN