Patents by Inventor Songtao Ma
Songtao Ma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8083136Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.Type: GrantFiled: February 10, 2009Date of Patent: December 27, 2011Assignee: Diebold, IncorporatedInventors: Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike R. Ryan, James R. Kay, Mark A. Ward, David A. Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
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Publication number: 20110303745Abstract: An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.Type: ApplicationFiled: August 19, 2011Publication date: December 15, 2011Applicant: Diebold Self-Service SystemsInventors: Randall Jenkins, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
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Patent number: 8052044Abstract: An ATM currency cassette includes an RFID tag. The tag includes information about the cassette, such as the cassette serial number and the currency denomination. An ATM includes a tag reader that can interrogate the tag to receive the information. The history of a particular cassette can be tracked via the cassette serial number. Problem cassettes can be identified.Type: GrantFiled: October 20, 2008Date of Patent: November 8, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jon Washington, Songtao Ma, Kenneth Turocy, Damon J. Blackford, H. Thomas Graef
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Publication number: 20110216960Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.Type: ApplicationFiled: April 5, 2011Publication date: September 8, 2011Applicant: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
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Patent number: 8002176Abstract: An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices.Type: GrantFiled: October 17, 2008Date of Patent: August 23, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Randall W. Jenkins, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
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Patent number: 7971781Abstract: A system controlled by data bearing records includes an automated banking machine that operates to carry out transactions responsive to data read from user cards. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices. Sheets determined not to have at least one property of genuine sheets are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: GrantFiled: November 8, 2007Date of Patent: July 5, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Songtao Ma, William D. Beskitt
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Patent number: 7946478Abstract: A banking machine system controlled by data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: GrantFiled: November 8, 2007Date of Patent: May 24, 2011Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, Mike R. Ryan, Jasen J. Smolk, Songtao Ma, David A. Peters, Stephen Stone, H. Thomas Graef
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Patent number: 7931193Abstract: An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.Type: GrantFiled: March 12, 2010Date of Patent: April 26, 2011Assignee: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
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Patent number: 7922098Abstract: An automated banking machine operates to carry out financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.Type: GrantFiled: March 29, 2010Date of Patent: April 12, 2011Assignee: Diebold, IncorporatedInventors: Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
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Publication number: 20110024494Abstract: An automated banking-machine that is actuated responsive to data read from user cards, accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automated banking machine in exchange for a deposited check. The automated banking machine dispenses cash responsive to communications with a transaction host.Type: ApplicationFiled: July 25, 2007Publication date: February 3, 2011Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Aarthi Rao, Dale Chapman, Eric Toepke, Kristen Stewart, Keith Carpenter, Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner
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Patent number: 7854379Abstract: A system for sensing coded records and structures for sensing coded records are used to sense sheets including notes and checks. The system includes at least one movable sheet supporting plate member in an automated banking machine. An angular reflective piece operatively connected with the plate member enables sensing sheets using radiation from transversely positioned sensors. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: GrantFiled: November 8, 2007Date of Patent: December 21, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Songtao Ma, William D. Beskitt
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Patent number: 7837096Abstract: A card activated automated banking machine is operative to conduct transactions for authorized users based on data read from cards through operation of a card reader. The machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: GrantFiled: November 8, 2007Date of Patent: November 23, 2010Assignee: Diebold Self-Service SystemsInventors: William D. Beskitt, Thomas A. VanKirk, Songtao Ma, Damon J. Blackford
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Patent number: 7832631Abstract: A system for sensing coded records and structures for sensing coded records are used to sense sheets including notes and checks. An automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: GrantFiled: November 8, 2007Date of Patent: November 16, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: William D. Beskitt, David A. Peters, Songtao Ma
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Patent number: 7810716Abstract: A detector for a deposit accepting apparatus of an automated banking machine or for another sheeting handling system includes an ultrasonic transmitter driven by a driving signal operative to cause the ultrasonic transmitter to transmit an ultrasonic sound signal through a sheet pathway of the detector. The detector also includes an ultrasonic receiver operative to generate a receiver signal responsive to the ultrasonic sound signal. The detector further includes first and second correlation filters. The first and second correlation filters are operative to generate first and second outputs responsive to the receiver signal. At least one processor is operative responsive to the first and second outputs of the correlation filters to determine information associated with changes in phase of the ultrasonic sound signal and to distinguish between single and multiple sheets in the pathway responsive to the information associated with changes in phase.Type: GrantFiled: April 14, 2008Date of Patent: October 12, 2010Assignee: Diebold Self-Service SystemsInventors: Songtao Ma, Edward L. Laskowski
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Publication number: 20100243729Abstract: An automated banking machine operates to cause financial transfers responsive to data bearing records. The automated banking machine includes a card reader that is operative to read data from user cards corresponding to a financial account. The automated banking machine further includes a sheet accepting device that is operative to receive at least one of notes and checks. A note acceptor includes at least one validator that includes at least one ultrasonic detector. The at least one validator is operative to identify suspect counterfeit notes produced by assembling pieces of genuine notes by identifying seams or other fastening features in the notes where such pieces are joined. The note validator may further include image sensors and/or radiation transmission sensors which are further usable to identify the presence of seams or other fastening features that can distinguish valid and suspect counterfeit notes.Type: ApplicationFiled: June 9, 2010Publication date: September 30, 2010Applicant: Diebold, IncorporatedInventors: Michael Russell, Larry Harmon, Eric Klein, Kevin Newton, Jeffery M. Enright, Mike R. Ryan, Wayne Wellbaum, Songtao Ma
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Publication number: 20100176190Abstract: An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.Type: ApplicationFiled: March 12, 2010Publication date: July 15, 2010Applicant: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominik, Jason J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
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Patent number: 7748615Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs are also operated to read particular data from deposited currency bills in order to determine counterfeit bills. The ATMs dispense cash responsive to communications with a transaction host.Type: GrantFiled: November 10, 2008Date of Patent: July 6, 2010Assignee: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
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Patent number: 7735721Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. The transaction host provides transaction identifying data to the ATM. The ATM sends the transaction identifying data and check images to an image and transaction data server for processing.Type: GrantFiled: March 8, 2006Date of Patent: June 15, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Songtao Ma, Tim Crews, Edward L. Laskowski
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Patent number: 7721949Abstract: An automated banking machine system and methods includes ATMs which accepts checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.Type: GrantFiled: March 8, 2006Date of Patent: May 25, 2010Assignee: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
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Patent number: 7677442Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.Type: GrantFiled: March 8, 2006Date of Patent: March 16, 2010Assignee: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda