Patents by Inventor Vijay Narayanan

Vijay Narayanan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12705587
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: March 27, 2024
    Date of Patent: August 11, 2026
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla
  • Patent number: 12699970
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: November 26, 2025
    Date of Patent: August 4, 2026
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Patent number: 12682327
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: November 25, 2025
    Date of Patent: July 14, 2026
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260179063
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 26, 2025
    Publication date: June 25, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260182353
    Abstract: A semiconductor structure including a back-end-of-line (BEOL) interconnect structure having a plurality of wiring levels. A wiring level of the plurality of wiring levels including a conductive line and two or more vias electrically connecting two or more levels of the plurality of wiring levels. The semiconductor structure having a low-k MxSiyOz dielectric associated with the conductive line and the two or more vias; the “M” is a metal such as manganese or other disclosed materials.
    Type: Application
    Filed: December 24, 2024
    Publication date: June 25, 2026
    Inventors: SON NGUYEN, Vijay Narayanan, Takeshi Nogami
  • Publication number: 20260162083
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 26, 2025
    Publication date: June 11, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260080377
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 25, 2025
    Publication date: March 19, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260080378
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 25, 2025
    Publication date: March 19, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260080379
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 25, 2025
    Publication date: March 19, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260065241
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 10, 2025
    Publication date: March 5, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260065240
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 10, 2025
    Publication date: March 5, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20260030604
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: July 11, 2025
    Publication date: January 29, 2026
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Patent number: 12499422
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: May 29, 2025
    Date of Patent: December 16, 2025
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Patent number: 12499423
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: May 29, 2025
    Date of Patent: December 16, 2025
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20250292220
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: May 29, 2025
    Publication date: September 18, 2025
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Publication number: 20250292221
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: May 29, 2025
    Publication date: September 18, 2025
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla, Jayalakshmi Mangalagiri, Ali Marjani, Teja Dade, Michael Starace, David Robinson
  • Patent number: 12346884
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: February 21, 2025
    Date of Patent: July 1, 2025
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla
  • Publication number: 20250190955
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: February 21, 2025
    Publication date: June 12, 2025
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla
  • Patent number: 12265952
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Grant
    Filed: November 22, 2024
    Date of Patent: April 1, 2025
    Assignee: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla
  • Publication number: 20250086598
    Abstract: Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.
    Type: Application
    Filed: November 22, 2024
    Publication date: March 13, 2025
    Applicant: U.S. Bank National Association
    Inventors: Marlen L. Foster, Connie K. Yung, Vijay Narayanan, Raj M. Bharadwaj, Soumitri Naga Kolavennu, Jessica G. Winberg, Balasubramanian Narayanan, Hima Rama Subrahmanyam Vishnubhotla