Patents by Inventor Vincent Pham

Vincent Pham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12632486
    Abstract: The present disclosure relates to systems and methods for parsing unstructured data with neural networks. In one implementation, a system for parsing unstructured data may include at least one processor and at least one non-transitory memory storing instructions that, when executed by the at least one processor, cause the system to: receive unstructured data; apply a classifier to the unstructured data to identify a type of the unstructured data; based on the identification, select a corresponding neural network; apply the selected neural network to the unstructured data to obtain structured data; and output the structured data.
    Type: Grant
    Filed: November 7, 2024
    Date of Patent: May 19, 2026
    Assignee: Capital One Services, LLC
    Inventors: Anh Truong, Fardin Abdi Taghi Abad, Austin Walters, Jeremy Goodsitt, Vincent Pham, Kate Key
  • Patent number: 12632868
    Abstract: Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.
    Type: Grant
    Filed: July 9, 2024
    Date of Patent: May 19, 2026
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Jeremy Goodsitt, Anh Truong, Mark Watson, Austin Walters, Galen Rafferty, Reza Farivar
  • Patent number: 12625945
    Abstract: Various embodiments are directed to a password security warning system. An artificial neural network or other types of models may be used to determine whether a password that is created, input, or proposed by a user via an interface includes one or more predictable or typical transformations or combinations of characters derived from user-specific information. Based on the determination, a warning may be provided to the user.
    Type: Grant
    Filed: May 22, 2023
    Date of Patent: May 12, 2026
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Anh Truong, Vincent Pham, Austin Grant Walters, Galen Rafferty, Jeremy Edward Goodsitt
  • Patent number: 12626125
    Abstract: The present disclosure relates to systems and methods for generating and using a singular ensemble model.
    Type: Grant
    Filed: October 1, 2021
    Date of Patent: May 12, 2026
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Mark Watson, Jeremy Goodsitt, Reza Farivar, Austin Walters, Kenneth Taylor, Fardin Abdi Taghi Abad, Anh Truong
  • Patent number: 12591921
    Abstract: Aspects described herein may relate to methods, systems, and apparatuses that provide new capabilities for recommending purchases to a user based on the user's past purchasing history and the purchase history of others. A new descriptor referred to as “purchase embeddings” is disclosed, which are data records in a new multi-dimensional space for describing and tracking purchases of goods and services.
    Type: Grant
    Filed: November 20, 2023
    Date of Patent: March 31, 2026
    Assignee: Capital One Services, LLC
    Inventors: Kate Key, Anh Truong, Jeremy Goodsitt, Galen Rafferty, Austin Walters, Vincent Pham
  • Patent number: 12572686
    Abstract: Techniques for providing a real-time service that protects personal data of clients from customer service agents are provided. Customer data that includes personal data indicative of sensitive information of a customer can be received from the customer. The personal data within the received customer data can be detected and a token that does not include the sensitive information of the customer can be generated. The personal data and the generated token can be stored along with data indicating a relationship between the token and the personal data. The personal data in the received customer data can be replaced by the token to form modified customer data. The modified customer data can be provided to a customer service representative. The token within the modified customer data can later be detected and associated with the personal data without revealing the personal data to the customer service representative.
    Type: Grant
    Filed: July 26, 2023
    Date of Patent: March 10, 2026
    Assignee: Capital One Services, LLC.
    Inventors: Fardin Abdi Taghi Abad, Austin Grant Walters, Jeremy Edward Goodsitt, Reza Farivar, Vincent Pham, Mark Louis Watson, Kenneth Taylor, Anh Truong
  • Publication number: 20260067788
    Abstract: Aspects described herein may relate to systems and methods for automatically adjusting mobile device settings based on a signal transmitted by a wireless transmitter at a location. By providing for automatic adjusting of mobile device settings, the systems and methods may, for example, achieve greater compliance with rules and other policies of airlines, performance venues, schools, and/or other entities associated with events and/or contexts in which mobile device settings should be adjusted. Aspects described herein may allow for automatic adjustment of mobile device settings without compromising a user's privacy, security, or control of a user device.
    Type: Application
    Filed: November 10, 2025
    Publication date: March 5, 2026
    Inventors: Jeremy Goodsitt, Vincent Pham, Austin Walters
  • Publication number: 20260051082
    Abstract: Exemplary embodiments may provide an approach to converting multidimensional color data for an image encoded in a first color space into an intermediate form that is a single dimensional value. The exemplary embodiments may then decode the intermediate form value to produce an encoding of the color data that is encoded in a second color space that differs from the first color space. In this manner, the data for the image may be efficiently converted from an encoding in the first color space into an encoding in the second color space.
    Type: Application
    Filed: September 2, 2025
    Publication date: February 19, 2026
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Vincent PHAM
  • Publication number: 20260032139
    Abstract: Embodiments discussed herein include systems, devices, methods, and techniques to process data, generate one or more graphs, and utilize the one or more graphs to detect anomalies.
    Type: Application
    Filed: June 5, 2025
    Publication date: January 29, 2026
    Applicant: Capital One Services, LLC
    Inventors: Nahid Farhady GHALATY, Vincent PHAM, Lee ADCOCK, Ana CRUZ
  • Patent number: 12537689
    Abstract: Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices share a local connection. The secondary devices can transmit the one or more encrypted mechanism utilizing one or more one or more decryption mechanisms supplied by the server, and then transmit the result of the decryption, e.g. decrypted codes, back to the user device, which in turn can then transmit a final decrypted code or codes to the server. Upon confirming receipt of the decryption from the user device, the server can authorize access (via the user device) to one or more devices, networks, applications, and/or components.
    Type: Grant
    Filed: December 13, 2023
    Date of Patent: January 27, 2026
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Vincent Pham, Reza Farivar
  • Patent number: 12501345
    Abstract: Aspects described herein may relate to systems and methods for automatically adjusting user device settings when a user attends an event or otherwise brings a user device into a context in which an automatic adjustment of settings is appropriate. By providing for automatic adjusting of user device settings, the systems and methods may achieve greater compliance with rules and other policies of airlines, performance venues, schools, and/or other entities associated with events and/or contexts in which user device settings should be adjusted. Aspects described herein may allow for automatic adjustment of user device settings without compromising a user's privacy, security, or control of a user device.
    Type: Grant
    Filed: January 26, 2024
    Date of Patent: December 16, 2025
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Goodsitt, Vincent Pham, Austin Walters
  • Patent number: 12488350
    Abstract: A browser extension application is configured to collect data relating to the user's browsing activity and display notifications on a user interface. A user can instruct a web browsing application to navigate to a website. The browser extension application can detect a type of the webpage, and based on the type of the webpage, collect certain information relating to what the webpage is asking the user to provide and what the user is providing to the webpage. The browser extension application can transmit this information to a browser extension server. The browser extension server can determine a likelihood that the website is associated with instances of hacking online accounts. The browser extension server can transmit a signal to the browser extension application of the user's computing device. The browser extension application can take an action, e.g., direct the user to another website or log out of the user's account.
    Type: Grant
    Filed: May 26, 2023
    Date of Patent: December 2, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt, Fardin Abdi Taghi Abad
  • Publication number: 20250362980
    Abstract: Systems and methods for censoring text-based data are provided. In some embodiments a censoring system may include at least one processor and at least one non-transitory memory storing application programming interface instructions. The censoring system may be configured to perform operations comprising storing a target pattern type and a computer-based model for identifying a target data pattern corresponding to a target pattern type within text based data. The censoring system may also be configured to receive text-based data by a server, and to retrieve the stored target pattern type to be censored in the text-based data. The censoring system may be configured to identify within the received text-based data, a target data pattern corresponding to the retrieved target pattern type. The censoring system may be configured to censor target characters within the identified target data pattern, and transmit the censored text-based data to a receiving party.
    Type: Application
    Filed: August 4, 2025
    Publication date: November 27, 2025
    Applicant: Capital One Services, LLC
    Inventors: Austin WALTERS, Fardin ABDI TAGHI ABAD, Vincent PHAM, Jeremy GOODSITT, Anh TRUONG, Mark WATSON, Reza FARIVAR, Kenneth TAYLOR
  • Patent number: 12461946
    Abstract: An exemplary system, method, and computer-accessible medium can include, for example, establishing a unique rule-identifier in one-to-one correspondence with at least one set of unknown time-variable rules against which data is to be made compliant, obtaining at least one set of data marked compliant against the one or more set of rules, obtaining meta-data from the compliant data, obtaining at least one set of data marked non-compliant against the set of unknown time-variable rules, extracting meta-data from the non-compliant data, joining the set of compliant and non-compliant metadata to generate a set of estimated rules corresponding to the rule-identifier based at least one of (i) the meta-data of the joined set and (ii) machine learning algorithms.
    Type: Grant
    Filed: June 25, 2024
    Date of Patent: November 4, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Vincent Pham, Austin Walters, Fardin Abdi Taghi Abad, Kenneth Taylor, Reza Farivar, Anh Troung, Jeremy Goodsitt
  • Patent number: 12455929
    Abstract: A computer-implemented method includes tracking, by a computing device, user browsing activity of a first page having known elements; mapping, by the computing device, the user browsing activity to the known elements; storing, by the computing device, mapping information that maps the user browsing activity to the known elements; tracking, by the computing device, user browsing activity of a second page having unknown elements; identifying, by the computing device, the unknown elements based on the mapping information and the user browsing activity of the second page; and executing, by the computing device, one or more computer-based instructions based on the determining the unknown elements that were identified.
    Type: Grant
    Filed: December 11, 2023
    Date of Patent: October 28, 2025
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt, Vincent Pham, Mark Watson, Fardin Abdi Taghi Abad, Reza Farivar, Anh Truong, Kenneth Taylor
  • Patent number: 12443597
    Abstract: Various embodiments are directed to a system that utilizes regular expression (regex) to recognize at least portions of characters, words, text, numbers, etc. in a structured or unstructured dataset, any patterns associated therewith, and/or similarities between the determined patterns. In examples, a regex-based pattern recognition platform may receive a dataset and determine whether at least a first regex pattern and a second regex pattern can be identified. The occurrences of the first and second regex patterns and the frequency of those occurrences may reveal something about the dataset itself or any patterns contained therein.
    Type: Grant
    Filed: February 26, 2024
    Date of Patent: October 14, 2025
    Assignee: Capital One Services, LLC.
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Reza Farivar, Mark Louis Watson, Anh Truong, Galen Rafferty, Vincent Pham
  • Publication number: 20250310439
    Abstract: Aspects described herein may allow for deploying third-party callback to be performed on a mobile device. For example, the mobile device may configure a third-party callback to be performed after a triggering event is detected by a remote device. The triggering event may relate to a remote device associated with the mobile device. A determination may be made as to whether the mobile device is within a pre-determined proximity of the remote device. If the two devices are in proximity and if the mobile device receives a message that indicates the triggering event has been detected, the mobile device may perform the third-party callback. In this way, a user's need to request services conveniently and accurately is facilitated.
    Type: Application
    Filed: June 12, 2025
    Publication date: October 2, 2025
    Inventors: Jeremy Goodsitt, Galen Rafferty, Reza Farivar, Vincent Pham, Anh Truong, Mark Watson, Austin Walters
  • Publication number: 20250291864
    Abstract: A system for determining data requirements to generate machine-learning models. The system may include one or more processors and one or more storage devices storing instructions. When executed, the instructions may configure the one or more processors to perform operations including: receiving a sample dataset, generating a plurality of data categories based on the sample dataset; generating a plurality of primary models of different model types using data from the corresponding one of the data categories as training data; generating a sequence of secondary models by training the corresponding one of the primary models with progressively less training data; identifying minimum viable models in the sequences of secondary models; determining a number of samples required for the minimum viable models; and generating entries in the database associating: model types; corresponding data categories; and corresponding numbers of samples in the training data used for the minimum viable models.
    Type: Application
    Filed: May 31, 2025
    Publication date: September 18, 2025
    Applicant: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt, Vincent Pham
  • Patent number: 12412314
    Abstract: Exemplary embodiments may provide an approach to converting multidimensional color data for an image encoded in a first color space into an intermediate form that is a single dimensional value. The exemplary embodiments may then decode the intermediate form value to produce an encoding of the color data that is encoded in a second color space that differs from the first color space. In this manner, the data for the image may be efficiently converted from an encoding in the first color space into an encoding in the second color space.
    Type: Grant
    Filed: March 19, 2024
    Date of Patent: September 9, 2025
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Vincent Pham
  • Patent number: 12412179
    Abstract: Disclosed herein are system, method, and computer program product embodiments for process corruption prevention. An embodiment operates by determining security vulnerabilities for an entity and correlation values for the security vulnerabilities by applying completed processed records of the entity to a machine learning model. Each of the correlation values quantifies a relationship strength between a security vulnerability and fraudulent activity. The embodiment further operates by generating a security vulnerability score for the entity using the correlation values and identifying one or more patches for at least one of the security vulnerabilities. The one or more patches may be ranked and the ranking may be revised using a feedback mechanism after the one or more patches are implemented by the entity.
    Type: Grant
    Filed: November 6, 2020
    Date of Patent: September 9, 2025
    Assignee: Capital One Services, LLC
    Inventors: Galen Rafferty, Austin Walters, Jeremy Goodsitt, Anh Truong, Vincent Pham, Reza Farivar, Mark Watson