Patents by Inventor Vincent Pham

Vincent Pham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210368243
    Abstract: System and devices for live captioning events is disclosed. The system may receive event calendar data and a first plurality of caption files and preselect a first caption file based on the event calendar data. The system may then access an audiovisual recorder of a user device, and receive a first feedback from the recorder. The system may then determine whether the first caption file matches the first feedback. When there is a match, the system may determine a first synchronization between the caption file and the feedback. When there is no match, the system may determine if there is a match with a second caption file of the first plurality of caption files and determine a second synchronization. When the second caption file does not match, the system may receive at least a third caption file over a mobile network and determine a third synchronization for display.
    Type: Application
    Filed: August 10, 2021
    Publication date: November 25, 2021
    Inventors: Galen Rafferty, Austin Walters, Jeremy Edward Goodsitt, Vincent Pham, Mark Watson, Reza Farivar, Anh Truong
  • Publication number: 20210365957
    Abstract: Systems and methods disclosed herein provide fraud mitigation via dynamic transaction card wireless communication. A mobile device may cause a dynamic transaction card to periodically scan its environment to detect wireless enabled devices proximately located near the dynamic transaction card. Based on identifying the wireless enabled devices frequently located near the dynamic transaction card, a set of approved devices may be determined. During a transaction, a dynamic transaction card may scan its environment for other wireless enabled devices proximately located near the dynamic transaction card. If wireless enabled devices detected by the dynamic transaction card are all, or a subset, of the devices that are frequently located near the card, then the transaction may be authorized. However, if the wireless enabled devices detected by the dynamic transaction card are not all, or a subset, of the devices that are frequently located near the card, then the transaction may be unauthorized.
    Type: Application
    Filed: May 19, 2020
    Publication date: November 25, 2021
    Inventors: Austin Walters, Vincent Pham, Jeremy GOODSITT
  • Publication number: 20210365305
    Abstract: Systems and methods for searching datasets and classifying datasets are disclosed. For example, a system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a test dataset from a client device and generating a test data model output using a data model, based on the test dataset. The operations may include processing test data model output by implementing an encoding method, a factorizing method, and/or a vectorizing method. The operations may include retrieving a reference data model output from a dataset index, based on a reference dataset. The operations may include generating a similarity metric based on the reference data model output and the test data model output. The operations may include classifying the test dataset based on the similarity metric and transmitting, to the client device, information comprising the classification.
    Type: Application
    Filed: August 6, 2021
    Publication date: November 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt, Galen Rafferty, Vincent Pham, Anh Truong, Kate Key, Reza Farivar, Mark Watson
  • Patent number: 11182223
    Abstract: Systems and methods for connecting datasets are disclosed. For example, a system may include a memory unit storing instructions and a processor configured to execute the instructions to perform operations. The operations may include receiving a plurality of datasets and a request to identify a cluster of connected datasets among the received plurality of datasets. The operations may include selecting a dataset. In some embodiments, the operations include identifying a data schema of the selected dataset and determining a statistical metric of the selected dataset. The operations may include identifying foreign key scores. The operations may include generating a plurality of edges between the datasets based on the foreign key scores, the data schema, and the statistical metric. The operations may include segmenting and returning datasets based on the plurality of edges.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: November 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Mark Watson, Galen Rafferty, Anh Truong, Jeremy Goodsitt, Vincent Pham
  • Patent number: 11182802
    Abstract: Systems and methods disclosed herein provide fraud mitigation via dynamic transaction card wireless communication. A mobile device may cause a dynamic transaction card to periodically scan its environment to detect wireless enabled devices proximately located near the dynamic transaction card. Based on identifying the wireless enabled devices frequently located near the dynamic transaction card, a set of approved devices may be determined. During a transaction, a dynamic transaction card may scan its environment for other wireless enabled devices proximately located near the dynamic transaction card. If wireless enabled devices detected by the dynamic transaction card are all, or a subset, of the devices that are frequently located near the card, then the transaction may be authorized. However, if the wireless enabled devices detected by the dynamic transaction card are not all, or a subset, of the devices that are frequently located near the card, then the transaction may be unauthorized.
    Type: Grant
    Filed: May 19, 2020
    Date of Patent: November 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt
  • Patent number: 11182786
    Abstract: In a method for activating account-variable transaction cards having private and public card encryption keys stored therein, private and public personal keys are associated with an account and transmitted to an account holder device. A request for activation of an account-variable transaction card is received by a central processor from the user device. The request includes information encrypted using at least the private personal key and the private card key. The central processor associates an account function with the account-variable transaction card and initiates via a first node in a distributed consensus network, an account blockchain associated with the account and the account-variable transaction card.
    Type: Grant
    Filed: January 29, 2020
    Date of Patent: November 23, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt
  • Publication number: 20210357923
    Abstract: A device may receive a preauthorization associated with missed transaction prevention for a transaction account of a user, wherein the missed transaction prevention involves preventing a missed transaction associated with merchant accounts of the user. The device may monitor a transaction log of the transaction account and identify a transaction pattern associated with a merchant account based on a plurality of historical transactions identified in the transaction log related to the merchant account. The device may determine that a historical transaction of the plurality of historical transactions is not designated for automatic execution and that an execution of an upcoming transaction corresponding to the plurality of historical transactions is not scheduled. The device may cause an account transaction associated with the upcoming transaction to be automatically executed before a transaction period expiration, associated with the merchant account, passes.
    Type: Application
    Filed: May 18, 2020
    Publication date: November 18, 2021
    Inventors: Austin WALTERS, Jeremy GOODSITT, Galen RAFFERTY, Vincent PHAM, Anh TRUONG
  • Publication number: 20210357817
    Abstract: Various embodiments are generally directed to techniques to reduce inputs of a machine learning model (MLM) and increase path efficiency as a result. A method for reducing an MLM includes: receiving a machine learning (ML) dataset, partitioning the ML dataset into a first dataset, a second dataset, a third dataset, and a fourth dataset, training, validating, and testing the MLM using one or more of the first dataset, the second dataset, and the third dataset, after testing the MLM, automatically ranking an importance associated with each input of the MLM using the fourth dataset, and reducing a plurality of inputs of the MLM based on the automatic ranking.
    Type: Application
    Filed: July 29, 2021
    Publication date: November 18, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mark Louis WATSON, Austin Grant WALTERS, Jeremy Edward GOODSITT, Anh TRUONG, Noriaki TATSUMI, Vincent PHAM, Fardin ABDI TAGHI ABAD, Kate KEY
  • Publication number: 20210357429
    Abstract: Disclosed herein are system, method, and apparatus for generating labels for k-means clusters. The method includes accessing a plurality of data records from a database repository, and storing the plurality of data records into at least one of primary or secondary memory associated with at least one computer processor performing the method, along with a cluster number for each data record. All data records having a same cluster number form a cluster, and each record has been categorized or designated a cluster number out of a total K number of clusters. The method includes for each of a plurality of classification features, performing cluster-based analysis for a first cluster with respect to a single feature to generate a single feature overlap score. The method includes sorting, grouping, and generating a naming label for the first cluster based on the predetermined number of features having the lowest overlap scores.
    Type: Application
    Filed: May 13, 2020
    Publication date: November 18, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mark WATSON, Reza FARIVAR, Austin WALTERS, Jeremy GOODSITT, Vincent PHAM, Anh TRUONG, Galen RAFFERTY
  • Patent number: 11176560
    Abstract: Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.
    Type: Grant
    Filed: August 2, 2019
    Date of Patent: November 16, 2021
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Jeremy Goodsitt, Anh Truong, Mark Watson, Austin Walters, Galen Rafferty, Reza Farivar
  • Patent number: 11175932
    Abstract: Embodiments of systems and methods for generating user interfaces are described. In an embodiment, a monitoring tool can observe the user's interaction with a computing device, collect input and output operation data, and calculate a user effectiveness score based on the collected data. A user interface can be generated based on the user effectiveness score to match the user's proficiency.
    Type: Grant
    Filed: April 20, 2020
    Date of Patent: November 16, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mark Watson, Kenneth Taylor, Fardin Abdi Taghi Abad, Vincent Pham, Anh Truong, Jeremy Goodsitt, Reza Farivar, Austin Walters
  • Publication number: 20210350362
    Abstract: Examples for enabling off-network transactions to be performed and securely managed are provided. An example system may include a data network, a digital ledger server, a blockchain platform, smart payment devices, and point of sale devices. Each respective point of sale device and each respective smart device may be operable to perform an off-network transaction, and store information related to the transaction in a digital ledger coupled to each respective device. When a transaction is executed between a POS device and a smart payment device, the POS device and smart payment device exchange a record of all off-network transactions that each respective device has executed since the last time a connection was made to the data network. When a network connection is established for each device, the respective information stored in the digital ledger is uploaded to the blockchain platform for storage and the digital ledger server for transaction resolution.
    Type: Application
    Filed: June 10, 2021
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Galen RAFFERTY, Austin Grant WALTERS, Vincent PHAM, Anh TRUONG, Jeremy Edward GOODSITT
  • Publication number: 20210349733
    Abstract: Aspects described herein may relate to methods, systems, and apparatuses for allowing the access of user data across multiple devices. The access may be performed based on a portable hardware device that comprises an operating system and the user data. When the portable hardware device is inserted or otherwise connected to a computing device, the portable hardware device may, based on execution of the operating system, use or otherwise control one or more computing resources of the computing device. By this use and/or control of the one or more computing resources, the user data may be accessed. A computing platform may communicate with the portable hardware device and the computing device to manage the portable hardware device's access to the user data and monitor usage of computer resources by the portable hardware device.
    Type: Application
    Filed: May 7, 2020
    Publication date: November 11, 2021
    Inventors: Austin Walters, Galen Rafferty, Mark Watson, Anh Truong, Vincent Pham, Reza Farivar, Jeremy Goodsitt
  • Publication number: 20210350224
    Abstract: A computer-implemented method may include: receiving a plurality of documents, wherein each of the plurality of documents includes a description of an application and an objective of the application; extracting the objective of the application from each of the received plurality of documents; clustering the plurality of documents to generate at least a first cluster of documents and a second cluster of documents; determining a first set of attributes associated with each of the documents included in the first cluster of documents and a second set of attributes associated with each of the documents included in the second cluster of documents; and training a classification engine based on the plurality of documents, the extracted objectives, the first set of attributes, and the second set of attributes.
    Type: Application
    Filed: May 8, 2020
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin WALTERS, Anh TRUONG, Reza FARIVAR, Vincent PHAM, Jeremy GOODSITT, Galen RAFFERTY
  • Patent number: 11170784
    Abstract: Example embodiments of systems and methods for providing a video call between a first party and a second party. The method includes detecting an attempt to establish the video call by monitoring a voice call between the first party and the second party; authenticating the first and second parties; receiving from the first and second parties respective voice acceptances to invitations to establish the video call; retrieving video call identifications of the first and second parties; and establishing the video call without revealing the video call identification of the first party to the second party and the video call identification of the second party to the first party. A server uses credentials of a first party to request if that party would allow access of his identifying information to a second party and use that credential to further authenticate the first party.
    Type: Grant
    Filed: March 3, 2020
    Date of Patent: November 9, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Anh Truong, Reza Farivar, Vincent Pham
  • Publication number: 20210342789
    Abstract: Techniques to improve a schedule using optimization are described. Some described techniques improve the schedule using optimization upon a user's travel booking operation and/or in response to changes in the user's relationships. The techniques include an apparatus, a method, and a computer-readable medium configured to process relationship data associated with potential candidates for a set of meetings in a schedule, relationship data corresponding to interaction indicia with each potential candidate, generate, from the relationship data, a connectivity network comprising links with the potential candidates, each link of the links corresponding to a relevance value between a user and a specific potential candidate, and populate, via an optimization unit, open meeting spaces in the schedule with meeting data based upon the connectivity network and availability data of the potential candidates, the schedule being configured to substantially maximize relevancy of the set of meetings.
    Type: Application
    Filed: July 14, 2021
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Reza FARIVAR, Vincent PHAM, Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Mark Louis WATSON, Anh TRUONG
  • Publication number: 20210342841
    Abstract: Embodiments include systems and techniques to perform secure transactions including processing registration information for each computing device of a plurality of computing devices having authority over a financial account. In one example, embodiments include receiving a pending transaction against the financial account from a computing device. Embodiments include executing an authentication protocol to determine the computing device is a member of the plurality of computing devices based upon the registration information, and processing data identifying another computing device within a configurable distance from the computing device. Embodiments further include the system to execute the authentication protocol to determine the other computing device is a member of the plurality of computing devices based upon the registration information and bypass a portion of a security procedure for authorizing execution of the pending transaction.
    Type: Application
    Filed: May 1, 2020
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Austin Grant WALTERS, Anh TRUONG
  • Publication number: 20210342426
    Abstract: A method and system to utilize a user's activities pattern on a user equipment (UE) device as an additional authentication parameter are disclosed. The method includes monitoring, at the UE device, activities of the UE device, and generating, at the UE device, at least one pattern based on analysis of the monitored activities of the UE device. The method further includes receiving, at the UE device, a request to access a protected application. The method includes comparing, at the UE device, an activity of the UE device with an activity determined from the at least one pattern and a corresponding time data associated with the request to access the protected application. The method further includes determining, at the UE device, a level of authentication necessary to grant access to the protected application based on the comparing.
    Type: Application
    Filed: May 4, 2020
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Jeremy GOODSITT, Anh TRUONG, Austin WALTERS, Galen RAFFERTY, Reza FARIVAR
  • Publication number: 20210342921
    Abstract: A device and a backend server are described. The device can determine whether it has entered an indoor location, and once in the indoor location, the device can communicate with the server the name of the location. The device can determine the current location of the user in the indoor location, and based on the floorplan and the indoor location of an item, the device can direct the user to the item. The floorplan can be constructed based on data accumulated from various visitors of the indoor location.
    Type: Application
    Filed: July 12, 2021
    Publication date: November 4, 2021
    Inventors: Kate KEY, Austin WALTERS, Anh TRUONG, Vincent PHAM, Jeremy GOODSITT, Kenneth TAYLOR, Fardin Abdi Taghi ABAD
  • Publication number: 20210344492
    Abstract: Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices share a local connection. The secondary devices can transmit the one or more encrypted mechanism utilizing one or more one or more decryption mechanisms supplied by the server, and then transmit the result of the decryption, e.g. decrypted codes, back to the user device, which in turn can then transmit a final decrypted code or codes to the server. Upon confirming receipt of the decryption from the user device, the server can authorize access (via the user device) to one or more devices, networks, applications, and/or components.
    Type: Application
    Filed: April 30, 2020
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Edward GOODSITT, Austin Grant WALTERS, Vincent PHAM, Reza FARIVAR