Patents by Inventor Vincent Pham

Vincent Pham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11868492
    Abstract: Systems and methods mediate permissions for applications on user devices using predictive models. Data communications are monitored on a user device for permission requests and responses. A predictive model is trained with these permission requests and responses until a threshold is met. Then, a default permission response is provided on behalf of the user device in response to a permission request.
    Type: Grant
    Filed: June 20, 2022
    Date of Patent: January 9, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mark Watson, Jeremy Goodsitt, Austin Walters, Anh Truong, Vincent Pham
  • Patent number: 11861626
    Abstract: Systems and methods disclosed herein provide fraud mitigation via dynamic transaction card wireless communication. A mobile device may cause a dynamic transaction card to periodically scan its environment to detect wireless enabled devices proximately located near the dynamic transaction card. Based on identifying the wireless enabled devices frequently located near the dynamic transaction card, a set of approved devices may be determined. During a transaction, a dynamic transaction card may scan its environment for other wireless enabled devices proximately located near the dynamic transaction card. If wireless enabled devices detected by the dynamic transaction card are all, or a subset, of the devices that are frequently located near the card, then the transaction may be authorized. However, if the wireless enabled devices detected by the dynamic transaction card are not all, or a subset, of the devices that are frequently located near the card, then the transaction may be unauthorized.
    Type: Grant
    Filed: October 26, 2021
    Date of Patent: January 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt
  • Patent number: 11861041
    Abstract: A computer-implemented method may include: receiving, from at least one camera, image data associated with a first user at a public access user computing device; detecting, based on the received image data, by employing a machine learning model trained using a dataset of actions collected from a plurality of previous users, that the first user has moved away from the public access user computing device; automatically encrypting, based upon the detection, a user session associated with the first user, wherein the encrypted user session is configured to be subsequently activated by the first user; and initiating a new generic user session on the public access user computing device for a second user.
    Type: Grant
    Filed: February 8, 2021
    Date of Patent: January 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Anh Truong, Jeremy Goodsitt, Alvin Hua, Kate Key, Ernest Kwak, Vincent Pham, Galen Rafferty, Austin Walters
  • Patent number: 11861162
    Abstract: In certain embodiments, presentation of candidate inputs may be facilitated based on a user interface location of a related candidate input. In some embodiments, a text input may be obtained via a user interface (e.g., via a virtual keyboard). A first candidate input related to the text input may be presented at a first location of the user interface. A first user selection with respect to the first candidate input may be obtained, and a candidate input set related to the first candidate input may be presented on the user interface based on the first user selection. As an example, the candidate input set may be presented such that a second candidate input is presented closer to the first location than a third candidate input based on the second candidate input being associated with a higher likelihood of being selected by a user than the third candidate input.
    Type: Grant
    Filed: August 13, 2020
    Date of Patent: January 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Goodsitt, Vincent Pham, Anh Truong, Mark Watson, Austin Walters
  • Publication number: 20230418543
    Abstract: A server device may receive information identifying a user of a first device participating in a screen sharing session with a second device and associate the information identifying the user of the first device with information indicating a sequence of interactions with an application at the first device. The server device may determine one or more user interface elements that correspond to a current view of the application at the first device based on the sequence of interactions, and transmit, to the second device, information identifying the one or more user interface elements that correspond to the current view to permit the second device to reconstruct the current view based on the information identifying the one or more user interface elements that correspond to the current view and stored information related to a plurality of views associated with the application.
    Type: Application
    Filed: June 28, 2023
    Publication date: December 28, 2023
    Inventors: Reza FARIVAR, Austin WALTERS, Fardin Abdi Taghi ABAD, Jeremy GOODSITT, Vincent PHAM
  • Patent number: 11854004
    Abstract: A device may receive a preauthorization associated with missed transaction prevention for a transaction account of a user, wherein the missed transaction prevention involves preventing a missed transaction associated with merchant accounts of the user. The device may monitor a transaction log of the transaction account and identify a transaction pattern associated with a merchant account based on a plurality of historical transactions identified in the transaction log related to the merchant account. The device may determine that a historical transaction of the plurality of historical transactions is not designated for automatic execution and that an execution of an upcoming transaction corresponding to the plurality of historical transactions is not scheduled. The device may cause an account transaction associated with the upcoming transaction to be automatically executed before a transaction period expiration, associated with the merchant account, passes.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: December 26, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt, Galen Rafferty, Vincent Pham, Anh Truong
  • Patent number: 11853431
    Abstract: Exemplary embodiments may use word embeddings to enhance scanning of programming code scripts for sensitive subject matter, such as confidential subject matter. The scanning may be performed by a neural network in some exemplary embodiments. The neural network initially may be trained on a corpus of programming code scripts to identify keywords relating to sensitive subject matter, such as passwords, tokens or credentials. The neural network may not only identify instances of the keywords but also may identify related terms as well. The output of the scan may be a ranked list of terms in the programming code script that may relate to sensitive subject matter.
    Type: Grant
    Filed: August 13, 2020
    Date of Patent: December 26, 2023
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Kenneth Taylor, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Austin Grant Walters, Reza Farivar, Anh Truong, Mark Louis Watson
  • Publication number: 20230409741
    Abstract: Techniques for providing a real-time service that protects personal data of clients from customer service agents are provided. Customer data that includes personal data indicative of sensitive information of a customer can be received from the customer. The personal data within the received customer data can be detected and a token that does not include the sensitive information of the customer can be generated. The personal data and the generated token can be stored along with data indicating a relationship between the token and the personal data. The personal data in the received customer data can be replaced by the token to form modified customer data. The modified customer data can be provided to a customer service representative. The token within the modified customer data can later be detected and associated with the personal data without revealing the personal data to the customer service representative.
    Type: Application
    Filed: July 26, 2023
    Publication date: December 21, 2023
    Applicant: Capital One Services, LLC
    Inventors: Fardin ABDI TAGHI ABAD, Austin Grant WALTERS, Jeremy Edward GOODSITT, Reza FARIVAR, Vincent PHAM, Mark Louis WATSON, Kenneth TAYLOR, Anh TRUONG
  • Patent number: 11849256
    Abstract: Systems and methods for dynamically concealing sensitive information in a shared screen session of a video conference are disclosed. The system may establish communication with one or more computing devices active in a video conference in which each computing device may switch between a screen share mode and a video mode. The system may determine that one or more articles of sensitive information are visible in a graphical user interface associated with a first computing device of the plurality of computing devices. The system may receive a first signal from the first computing device that indicates a first intent of a host associated with the first computing device to switch the screen share mode which includes sharing the first graphical user interface with the one or more computing devices during the video conference. In response to the first signal, the system may execute one or more privacy actions.
    Type: Grant
    Filed: July 20, 2022
    Date of Patent: December 19, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Anh Truong, Reza Farivar, Jeremy Edward Goodsitt, Kate Key, Vincent Pham, Galen Rafferty, Austin Walters
  • Patent number: 11849044
    Abstract: Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices share a local connection. The secondary devices can transmit the one or more encrypted mechanism utilizing one or more one or more decryption mechanisms supplied by the server, and then transmit the result of the decryption, e.g. decrypted codes, back to the user device, which in turn can then transmit a final decrypted code or codes to the server. Upon confirming receipt of the decryption from the user device, the server can authorize access (via the user device) to one or more devices, networks, applications, and/or components.
    Type: Grant
    Filed: April 29, 2022
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Vincent Pham, Reza Farivar
  • Patent number: 11847245
    Abstract: Systems as described herein may label data to preserve privacy. An annotation server may receive a document comprising a collection of text representing a plurality of confidential data from a first computing device. The annotation server may convert the document to a plurality of text embeddings. The annotation server may input the text embeddings into a machine learning model to generate a plurality of synthetic images, and receive a label for each of the plurality of synthetic images from a third-party labeler. Accordingly, the annotation server may send the confidential data and the corresponding labels to a second computing device.
    Type: Grant
    Filed: February 17, 2021
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Anh Truong, Austin Walters, Jeremy Goodsitt, Vincent Pham, Reza Farivar, Galen Rafferty
  • Patent number: 11848925
    Abstract: A non-transitory computer-readable storage medium storing computer-readable program code executable by a processor to receive a transaction request from a user interface, and receive a user-identifier from the user interface, and the user-identifier associated with a user. The program code may be executable to send a first non-audible sound signal to initiate a multifactor authentication process during a first interval, and send a second non-audible sound signal during a second interval, where the second non-audible sound signal comprises a predetermined frequency pattern, associated with the user. The program code may also be executable to receive a third non-audible sound signal, where the third non-audible sound signal, at least in part, is utilized to determine whether to complete the transaction request or not. The first non-audible sound signal, the second non-audible sound signal, and the third non-audible sound signal may comprise a frequency greater than 15 kHz.
    Type: Grant
    Filed: September 28, 2021
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Anh Truong, Austin Grant Walters, Jeremy Edward Goodsitt, Reza Farivar
  • Patent number: 11842237
    Abstract: Example embodiments of biodegradable cards and systems and methods making the same are provided. A biodegradable card can comprise a biodegradable substrate, a magnetic particle slot within the biodegradable substrate configured to receive magnetic particles, a high coercivity magnetic stripe comprising magnetic particles printed on the biodegradable substrate and encoded with payment account data, and a biodegradable water resistant coating, wherein the coating covers at least the magnetic stripe.
    Type: Grant
    Filed: June 29, 2020
    Date of Patent: December 12, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt
  • Patent number: 11838598
    Abstract: System and devices for live captioning events is disclosed. The system may receive event calendar data and a first plurality of caption files and preselect a first caption file based on the event calendar data. The system may then access an audiovisual recorder of a user device, and receive a first feedback from the recorder. The system may then determine whether the first caption file matches the first feedback. When there is a match, the system may determine a first synchronization between the caption file and the feedback. When there is no match, the system may determine if there is a match with a second caption file of the first plurality of caption files and determine a second synchronization. When the second caption file does not match, the system may receive at least a third caption file over a mobile network and determine a third synchronization for display.
    Type: Grant
    Filed: August 10, 2021
    Date of Patent: December 5, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Galen Rafferty, Austin Walters, Jeremy Edward Goodsitt, Vincent Pham, Mark Watson, Reza Farivar, Anh Truong
  • Patent number: 11836537
    Abstract: Systems and methods for determining neural network brittleness are disclosed. For example, the system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a modeling request comprising a preliminary model and a dataset. The operations may include determining a preliminary brittleness score of the preliminary model. The operations may include identifying a reference model and determining a reference brittleness score of the reference model. The operations may include comparing the preliminary brittleness score to the reference brittleness score and generating a preferred model based on the comparison. The operations may include providing the preferred model.
    Type: Grant
    Filed: December 16, 2019
    Date of Patent: December 5, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Vincent Pham, Galen Rafferty, Anh Truong, Mark Watson, Jeremy Goodsitt
  • Publication number: 20230385695
    Abstract: Logic may adjust communications between customers. Logic may cluster customers into a first group associated with a first subset of synonyms and a second group associated with a second subset of the synonyms. Logic may associate a first tag with the first group and with each of the synonyms of the first subset. Logic may associate a second tag with the second group and with each of the synonyms of the second subset. Logic may associate one or more models with pairs of the groups. A first pair may comprise the first group and the second group. The first model associated with the first pair may adjust words in communications between the first group and the second group, based on the synonyms associated with the first pair, by replacement of words in a communication between customers of the first subset and customers of the second sub set.
    Type: Application
    Filed: August 4, 2023
    Publication date: November 30, 2023
    Applicant: Capital One Services, LLC
    Inventors: Fardin ABDI TAGHI ABAD, Austin Grant WALTERS, Jeremy Edward GOODSITT, Reza FARIVAR, Vincent PHAM, Anh TRUONG
  • Patent number: 11831653
    Abstract: Methods and systems are disclosed for improvements in cloud services by sharing estimated and actual usage data of cloud services recipients with the cloud services provider. The sharing of this data allows the cloud services provider to better apportion cloud resources between multiple cloud services recipients. By analyzing information included in the shared data (e.g., information about one or more applications that use the cloud resources), the cloud services provider may categorize the applications and/or the functions of those applications into authorized and unauthorized uses, the determination of which, is used to further efficiently apportion the cloud services resources.
    Type: Grant
    Filed: July 28, 2022
    Date of Patent: November 28, 2023
    Assignee: Capital One Services, LLC
    Inventors: Nahid Farhady Ghalaty, Vincent Pham, Geeta Shyamala
  • Publication number: 20230376362
    Abstract: Systems and methods for generating synthetic data are disclosed. For example, a system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a dataset including time-series data. The operations may include generating a plurality of data segments based on the dataset, determining respective segment parameters of the data segments, and determining respective distribution measures of the data segments. The operations may include training a parameter model to generate synthetic segment parameters. Training the parameter model may be based on the segment parameters. The operations may include training a distribution model to generate synthetic data segments. Training the distribution model may be based on the distribution measures and the segment parameters.
    Type: Application
    Filed: July 27, 2023
    Publication date: November 23, 2023
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Austin WALTERS, Mark WATSON, Anh TRUONG, Jeremy GOODSITT, Reza FARIVAR, Kate KEY, Vincent PHAM, Galen RAFFERTY
  • Patent number: 11822975
    Abstract: Systems and methods for generating synthetic data are disclosed. For example, a system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a dataset including time-series data. The operations may include generating a plurality of data segments based on the dataset, determining respective segment parameters of the data segments, and determining respective distribution measures of the data segments. The operations may include training a parameter model to generate synthetic segment parameters. Training the parameter model may be based on the segment parameters. The operations may include training a distribution model to generate synthetic data segments. Training the distribution model may be based on the distribution measures and the segment parameters.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Mark Watson, Anh Truong, Jeremy Goodsitt, Reza Farivar, Kate Key, Vincent Pham, Galen Rafferty
  • Patent number: 11824850
    Abstract: The disclosed systems and methods may receive a first salted password having a first password, a first user device identifier, and a first browser identifier, extract the first password, the first user device identifier, and the first browser identifier from the first salted password, and determine whether the first password, the first user device identifier, and the first browser identifier respectively match a stored first password, a stored first user device identifier, and a stored first browser identifier. The systems may grant the request to access the one or more resources for the first user device or perform other actions depending on whether the first password, the first user device identifier, and the first browser identifier respectively match the stored first password, the stored first user device identifier, and the stored first browser identifier.
    Type: Grant
    Filed: July 10, 2020
    Date of Patent: November 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austin Walters, Reza Farivar, Galen Rafferty, Anh Truong, Vincent Pham, Mark Watson, Jeremy Edward Goodsitt