Abstract: Apparatuses, systems and methods are described herein for separately collecting and storing form contents. Different information may be collected from a user on a form. Based on determining that portions of the form request a first type of information, an extended reality (XR) environment may be provided to the user. The user may provide the first type information via an input method in the XR environment. The user may provide a second type of information using a different input method outside of the XR environment. The first type of information may be processed and stored in a different database as compared to the second type of information. The database storing the first type of information may have a higher security standard than the database storing second type of information.

Abstract: Various embodiments are directed to a password security warning system. An artificial neural network or other types of models may be used to determine whether a password that is created, input, or proposed by a user via an interface includes one or more predictable or typical transformations or combinations of characters derived from user-specific information. Based on the determination, a warning may be provided to the user.

Abstract: Systems and methods for selectively obscuring data in a digital statement are disclosed. The systems and methods can relate to multiple user accounts that access a shared account. The systems can include means to determine which account completed a transaction. Device location tracking and hardware characteristics of the devices can be used to determine which account completed the transaction. Information related to transactions that fall outside of expected spend categories can be selectively obscured on the digital statement of the non-transacting account. The information related to the transaction can be selectively viewable by non-transacting account.

Abstract: A device detects a communication involving a user associated with an account and a service representative, and sends, to a user device associated with the account, an authentication notification that causes the user device to display an authentication field for the user. The device sends, to a service representative device associated with the service representative, a message that indicates that the service representative is to request, via the communication, the user to enter personal information associated with the user into the authentication field, where the user device is configured to generate a first authentication code based on a user input received from the user device in the authentication field. The device generates a second authentication code based on personal information associated with the account from a data structure, receives the first authentication code, and performs an action based on the first authentication code and the second authentication code.

Abstract: In some embodiments, gaze-tracking-based image downscaling for multi-party video communication may be provided. In some embodiments, a set of gaze locations may be received from a set of receiving devices during concurrent video communication sessions between the receiving devices and a sending device. Different collections of positions may be determined based on the gaze locations, and, for each such collection, a spatial indicator (e.g., a bounded region) may be determined. A first downscaled encoding of the source image (from the sending device) may be generated based on the first spatial indicator, and a second downscaled encoding of the source image may be generated based on the second spatial indicator, etc. The downscaled encodings may then be sent to the respective receiving devices during the concurrent video communication sessions.

Abstract: The present disclosure relates to systems and methods for parsing unstructured data with neural networks. In one implementation, a system for parsing unstructured data may include at least one processor and at least one non-transitory memory storing instructions that, when executed by the at least one processor, cause the system to: receive unstructured data; apply a classifier to the unstructured data to identify a type of the unstructured data; based on the identification, select a corresponding neural network; apply the selected neural network to the unstructured data to obtain structured data; and output the structured data.

Abstract: Disclosed herein are system, method, and computer program product embodiments for a text-to-speech system. An embodiment operates by identifying a portion of content of the document, that is to be replaced with a summary associated with the content responsive to a request for an audible version of the document. A first request for the audible version of the document is received. A first summary of the content at a first level of detail is generated. The first summary is audibly output. A second request for additional information is received. A second summary of the content at different level of detail is generated. The second summary of the content at the second level of detail is audibly output.

Abstract: A secure method for resetting the password for an account is disclosed. During the setup of the account, the user can provide the service provider with a media file, and when the user asks the service provider to reset the password for the account, the user will be prompted with several media files. The user can be asked to identify the media file that the user provided to the service provider at the time of the setup of the account. If the user properly identifies the media file, the password will be reset.

Abstract: Various embodiments are generally directed to techniques utilizing computers to process service billing data, generate one or more groups of customers based on one or more attributes of the data, and train a recurrent neural network (RNN) to predict future bill amounts for customers. Embodiments further include techniques to predict the future bill amounts of the customers and providing an indication of the bill amounts to the customers.

Abstract: Systems, methods, and computer-readable storage media for ensuring electronic communications have not been intercepted and manipulated. An exemplary device generates a public/private pair of keys, and transmits the public key to another device with information about the data to be shared. The second device encrypts associated data, while also executing a hash function on at least a portion of the data. The first device receives the encrypted data, decrypts it, and verifies its accuracy using a third party. The third party also executes the hash function on the data received from the first device, and transmits the output of that hash function to the first device. Both the first device and second devices and display the hash values, allowing users to visually determine if the data has been manipulated during the transaction.

Abstract: In some implementations, a physical medium may include a radio frequency (RF) component and an integrated circuit (IC) chip component. The physical medium may be configured to detect, via the RF component, that the physical medium is within a communicative proximity of a first user device or a first medium associated with a first account. The physical medium may communicate, via the RF component, with the first user device or the first medium based on detecting that the physical medium is within the communicative proximity of the first user device or the first medium. The physical medium may configure the IC chip component to indicate that the physical medium is paired with the first account. The physical medium may transmit, via the RF component or the IC chip component and to a terminal, an indication that the physical medium is paired with the first account.

Abstract: Systems and methods for ATM fraud detection are presented. ATM fraud detection may be provided in the context of including a currency sensor in the ATM to count currency notes. ATM fraud detection may be obtained by using a currency sensor, such as a scanner, to image and count any currency notes that remain after being dispensed to a user, and determining if the count is correct for the currency notes dispensed. A count discrepancy resulting from removal of some but not all dispensed currency notes would indicate attempted theft or fraud.

Abstract: Aspects of the disclosure include computer-implemented methods and systems for providing generative adversarial network (GAN) digital image data. GAN digital image data corresponding to a suggested transaction for an identified customer can be determined.

Abstract: A system encodes/compresses at least some portion of website data and transmits the encoded website data to a remote user. A storage device stores original website data representing an original webpage. Retrieval logic retrieves the original website data from the storage device. The retrieval may be responsive to a request from an electronic user device. A parser parses the original website data to detect and tag at least one type of website code within the website data. An encoder encodes the tagged website data and produces encoded website data representing the original website data. A transmitter transmits the encoded website data to the electronic user device. The electronic user device has previously been provided a decoder from the system to decode the encoded website data to recover the original website data. This allows the electronic user device to display the website on the electronic user device.

Abstract: Exemplary embodiments relate to the secure storage of security questions through an immutable log, such as a blockchain. The security questions may be stored in a centralized location, accessible from an application or browser tab running on the user's device. When a security question is required, such as to perform a password reset on a website, the website may interact with the application or browser tab, which retrieves the question(s) from the blockchain. The user may enter their answers to the question(s), which may be hashed by the application or tab. The hashed answers may be entered into the original requesting website, which may verify with the blockchain that the correct answers have been provided. Thus, the requesting website sees neither the questions nor the answers. Additional security features may include logging requests for questions, so that a user can determine if a security question may have been compromised.

Abstract: Described herein are embodiments for managing comments in a program code file. A system may select program code and compile it to an intermediary code. The system may compare the intermediary code to a library of intermediary code snippets associated with comments. Based on the comparison, a system may recognize the code to be obsolete. In some embodiments, a system may generate one or more recommendations to update a code. Based on received feedback regarding a recommendation, a system may accordingly update a code.

Abstract: Computer-implemented methods and systems are provided for locally freezing a user account in a geographic or digital space. Consistent with disclosed embodiments, locally freezing a user account in a geographic or digital space includes receiving fraud data associated with the user account, the fraud data including a location where a fraud associated with the user account has occurred, wherein the fraud location includes at least one of a digital location or a geographical location; receiving account data associated with the user account, the account data including non-fraudulent account transaction information; generating a pattern of fraud based on the fraud data; generating a pattern of use associated with the user account based on the account data; determining a geodigital area for a localized account freeze based on the pattern of fraud and the pattern of use; and performing a localized account freeze on the user account based on the determined geodigital area.

Abstract: In a method for activating account-variable transaction cards having private and public card encryption keys stored therein, private and public personal keys are associated with an account and transmitted to an account holder device. A request for activation of an account-variable transaction card is received by a central processor from the user device. The request includes information encrypted using at least the private personal key and the private card key. The central processor associates an account function with the account-variable transaction card and initiates via a first node in a distributed consensus network, an account blockchain associated with the account and the account-variable transaction card.

Abstract: A method includes storing, by one or more processors of one or more computing devices, a plurality of datasets in a non-transitory computer memory associated with the one or more computing devices. A plurality of index representations is generated where each one of the plurality of index representations includes a compressed representation of a respective one of the plurality of datasets. The plurality of index representations is stored in the non-transitory computer memory. A sample dataset is received by the one or more processors. A sample dataset representation is generated that includes a compressed representation of the sample dataset. A determination that at least one of the plurality of datasets is most similar to the sample dataset based on the sample dataset representation and the plurality of index representations is performed.

Abstract: A browser extension application is configured to collect data relating to the user's browsing activity and display notifications on a user interface. A user can instruct a web browsing application to navigate to a website. The browser extension application can detect a type of the webpage, and based on the type of the webpage, collect certain information relating to what the webpage is asking the user to provide and what the user is providing to the webpage. The browser extension application can transmit this information to a browser extension server. The browser extension server can determine a likelihood that the website is associated with instances of hacking online accounts. The browser extension server can transmit a signal to the browser extension application of the user's computing device. The browser extension application can take an action, e.g., direct the user to another website or log out of the user's account.