Patents Issued in July 13, 2017
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Publication number: 20170200110Abstract: A method to enable a user to record an event on an electronic device and share said recorded event over a social computing based means at a geographically remote location by employing a person located at the geographically remote location is disclosed. The method may be implemented to enable a person to find, contact and communicate with people all over the world either to use their services for making remote recording and/or storing and/or sharing of videos and photos, or render services for the same. In the method, a social computing based means is implemented that enables its users to connect with other users for the aforementioned purpose. Said social computing based means can be accessed and used from a user's communication device using an internet connection.Type: ApplicationFiled: January 11, 2016Publication date: July 13, 2017Inventor: Ryan C. Rojo
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Publication number: 20170200111Abstract: Methods and systems for creating and operating a web-based resource productivity tracking application are disclosed. The resource productivity tracking application enables monitoring of resource productivity efficiency metrics by receiving inputs of productivity efficiency targets. The resource productivity tracking application further receives information tracking the resource task allocations and activity allocations for determining capacity utilization, backlogs, critical queues and throughputs.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventors: Jonathan C. Arellano, Thierry Charamel, Maria Encarnacion P. Garcia, Paul P. Cantillan
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Publication number: 20170200112Abstract: Disclosed aspects manage a set of shared tasks. A first set of biometric data which indicates a performance factor for a first user and a second set of biometric data which indicates the performance factor for a second user are detected. Using the first and second sets of biometric data, a set of temporal periods for the first and second users to carry-out the set of shared tasks is determined. The set of temporal periods is selected with respect to carrying-out the set of shared tasks by the first and second users.Type: ApplicationFiled: January 13, 2016Publication date: July 13, 2017Inventors: Su Liu, Eric J. Rozner, Chin Ngai Sze, Yaoguang Wei
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Publication number: 20170200113Abstract: A method, system, and computer-readable storage device for selecting a platform configuration in light of a degraded makespan is described herein. A job profile of a prospective job, a normal makespan goal, and a degraded makespan goal may be obtained. The job profile may include a job trace summary. A simulation result of the prospective job may be generated based on a first simulation of the job trace summary on a platform configuration and a second simulation of the job trace summary on a degraded version of the platform configuration. The simulation result may include a predicted normal makespan and a predicated degraded makespan. The platform configuration may then be selected. In some cases the platform configuration may be selected via a purchasing option sent to a tenant.Type: ApplicationFiled: July 31, 2014Publication date: July 13, 2017Inventor: Ludmila Cherkasova
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Publication number: 20170200114Abstract: The invention relates to a method of delivering consignments, in which, in a distribution centre, different consignment chambers of a consignment magazine are loaded with different consignments, in which, during the operation of the consignment magazine being loaded, different consignment chambers are moved one after the other into a receiving position for receiving at least one consignment and then into a storage position for the interim storage of the consignments received, in which the assignment of the loaded consignment chambers to the consignments received in each case in the consignment chambers is documented, in which the consignment magazine loaded with consignments is transferred to a vehicle for delivering the consignments, and in which the consignment chambers loaded with consignments are moved one after the other into a discharging position so that the consignment assigned the respective consignment chamber is discharged for delivery purposes.Type: ApplicationFiled: January 3, 2017Publication date: July 13, 2017Applicant: Deutsche Post AGInventors: Holger Schneebeck, Boris Trendafilov, Sandra Drees, Heike Bischoff, Antje Huber
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Publication number: 20170200115Abstract: In some embodiments, apparatuses and methods are provided herein useful to fulfill product orders. In some embodiments, a product order fulfillment system is provided that comprises: a plurality of optical head-mounted display (OHMD) systems; and a customer order fulfillment system comprising a consolidation management circuit to: receive multiple product orders; obtain an identifier of each of the picked products in association with a pick container identifier of a respective one of the pick containers in which the picked product is located; identify a pick container identifier in which the ordered product is located; communicate to an OHMD system a consolidation listing identifying requested products, the corresponding pick container identifier, and for each of the listed requested products a delivery bin identifier of a delivery bin into which the requested product is to be deposited, and cause the consolidation listing to be displayed on the OHMD system.Type: ApplicationFiled: January 6, 2017Publication date: July 13, 2017Inventors: Donald R. High, Michael D. Atchley
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Publication number: 20170200116Abstract: An inventory control container includes a collapsible container, placeable in a flattened configuration and in a three-dimensional configuration, and a sensing and identification assembly carried by the container and including a sensor and a wireless personal area network device, such as a Bluetooth low energy device. The sensor is mounted to the container and placed in a first state when the container is in the flattened configuration. The network device is operably coupled to the sensor and placeable in a transmit state to generate and transmit a container-empty signal only if the sensor is in the first state. An inventory control container system includes a transceiver and a plurality of the inventory control containers. The transceiver can be located to receive signals from the network devices and configured to process the signals to generate inventory data corresponding to the configurations of the inventory control containers.Type: ApplicationFiled: January 7, 2016Publication date: July 13, 2017Inventors: Brian J. Ratkovich, Max N. Ratkovich
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Publication number: 20170200117Abstract: In some embodiments, apparatuses and methods are provided herein useful to fulfill product orders. In some embodiments, a product order fulfillment system, comprises: a plurality of Optical Head-Mounted Display (OHMD) systems; and a customer order fulfillment system associated with a retail store and configured to wireless communicate with each of the plurality of OHMD systems, and comprising a fulfillment management circuit configured to: receive multiple different product orders; determine separate product collection routes through the retail store that are each to be respectively followed by one of one or more workers; and wirelessly communicate route information and product identifier information to the OHMD systems and cause the route information and the product identifier information to be visually displayed through the OHMD systems.Type: ApplicationFiled: January 4, 2017Publication date: July 13, 2017Inventors: Donald R. High, Michael D. Atchley, Nicholas R. Antel
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Publication number: 20170200118Abstract: In some embodiments, systems and methods are provided herein useful to map storage facilities. Some embodiments a display device; a computer readable memory; and a control circuit to: cause the display device to display a spreadsheet user interface; receive a sectional spreadsheet comprising: a reference location for a section of the storage facility, dimension information for each of a plurality of storage spaces distributed along the section, and a plurality of storage space identifiers specified in different cells of the sectional spreadsheet; determine three dimensional coordinates for each of the plurality of storage spaces based on a cell location of each of the plurality of storage space identifiers, the reference location, and the dimension information; and associate the three dimensional coordinates of each of the plurality of storage spaces with the storage space identifier of each of the plurality of storage spaces in the computer readable memory.Type: ApplicationFiled: January 5, 2017Publication date: July 13, 2017Inventors: Erica C. Jones, Andrew J. Rizkallah
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Publication number: 20170200119Abstract: An computer-implemented inventory control system and a method of inventory control which includes an inventory control program executable to analyze a sensor signal generated by a distance sensor having a fixed position at a target location to calculate the inventory level of a target product positioned at the target location based on separation distance between the distance sensor and the target product.Type: ApplicationFiled: March 25, 2017Publication date: July 13, 2017Applicant: Encompass Technologies, LLPInventor: Jonathan W. O'Neil
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Publication number: 20170200120Abstract: In some embodiments, apparatuses and methods are provided herein useful in delivering products to customers. In some embodiments, a product delivery assistance system is provided comprising: a wireless transceiver; control circuit; and memory storing computer instructions executed by the control circuit to: obtain placement location information within a delivery vehicle for each of multiple delivery bins defining a placement of the delivery bins within the delivery vehicle; identify a first product order corresponding to a first delivery location; and cause the placement location information of a first delivery bin corresponding to the first product order to be wirelessly communicated to an optical head-mounted display (OHMD) system associated with a delivery worker, and cause the OHMD system to display visual guidance information to guide the delivery worker to the first delivery bin within the delivery vehicle.Type: ApplicationFiled: January 5, 2017Publication date: July 13, 2017Inventors: Donald R. High, Michael D. Atchley
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Publication number: 20170200121Abstract: A manufacturing process management (MPM) computer device is provided. The MPM computer device is configured to store an engineering bill of materials for a product to be assembled including a first plurality of parts, store a manufacturing bill of materials for the product to be assembled including a second plurality of parts and a status, receive a request from a user to change the status of the manufacturing bill of materials, compare the first plurality of parts with the second plurality of parts, determine whether the first plurality of parts matches the second plurality of parts based on the comparison, if the comparison matches, change the status of the manufacturing bill of materials, and if the comparison does not match, prevent the status of the manufacturing bill of materials from changing.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventors: Edward A. DiPippo, Kyle Kurtis Hagberg, Christopher Luis Carpenter, Max Neal Jensen, Anthony John Williams
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Publication number: 20170200122Abstract: A cloud-based system is disclosed including at least one local client device communicatively coupled, via an intermediate network, with a server device having an information processing, organization, and management engine, and further including distributed local and cloud databases spread across separately owned user accounts. The information processing, organization, and management engine includes one or more information processing, organization, and management blocks responsive to selections by the owner of content and other users of the system to control access to and use of content by users of the system.Type: ApplicationFiled: August 16, 2016Publication date: July 13, 2017Inventors: Kuhoo G. Edson, William Loesch
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Publication number: 20170200123Abstract: This invention discloses a novel system and method for displaying electronic documents that are subject to approval by multiple parties. The invention presents approval by person as a separate indication on the original document. The system automatically reviews the document to determine its type and then using the type, looks up the recipient list that is associated with that type of document. The document is then transmitted to those recipients for approval.Type: ApplicationFiled: February 21, 2017Publication date: July 13, 2017Applicant: Workshare, Ltd.Inventor: John Safa
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Publication number: 20170200124Abstract: A mobile device application, which matches actors with prospective talent representatives, including casting directors. Matches are made on a identical question and answer basis. It will provide each talent representative with a better fit actor for the position in which they are trying to fill. The application will also include a rating system that can only be completed by the talent representative or sign me admin. Sign Me puts both parties on the same page. actors put in their physical characteristics and qualifications, which is matched with current talent agencies requirements for roles. This will also benefit casting directors through the use of talent ratings, where primarily those with good reviews will appear as a match for their requirement.Type: ApplicationFiled: January 11, 2016Publication date: July 13, 2017Inventor: Clayton Goodman
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Publication number: 20170200125Abstract: The present invention discloses an information visualization method and an intelligent visual analytics system for visualizing information in text resume. The method includes: 1) conducting quantitative calculation on experience data for each text resume to obtain a growth trajectory sequence and visualizing such sequence; 2) selecting the growth trajectory sequence from multiple resumes to conduct associative analysis to obtain potential social relationships between resumes, and creating visualization for a latent social network; 3) based on the potential social relationships, converting personnel overlapping in a common work place into an organization hierarchy, and visualizing such organization hierarchy.Type: ApplicationFiled: October 15, 2014Publication date: July 13, 2017Inventors: Hao Wang, Chen Zhang, Fanjiang Xu, Wei Wang
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Publication number: 20170200126Abstract: The present invention concerns a system for optimizing employee retirement contributions comprising an optimization computer having one or more processors configured by code executing therein to access data from one or more retirement plan participants and derive, based on the accessed data, a hierarchy of proposals to maximize one or more features of the retirement account and to transmit such a derived hierarchy, and using a remote device configured to receive the hierarchy of retirement proposals and to generate in response to the transmission, a plurality of graphical elements, each graphical element corresponding to a particular strategy.Type: ApplicationFiled: June 10, 2016Publication date: July 13, 2017Inventors: Rohit J. Roy, Riya J. Roy
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Publication number: 20170200127Abstract: Configuring and providing suggestions for scheduling appointments for a user through a multi-dimensional dynamic scheduler framework connected to a data correlations framework which collects data from various sources.Type: ApplicationFiled: January 7, 2016Publication date: July 13, 2017Inventors: Amol A. Dhondse, Ana Paola Hentze Veerkamp, Selene Margarita Orozco NuƱez, Anand Pikle, Gandhi Sivakumar
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Publication number: 20170200128Abstract: One or more embodiments of the disclosure include systems and methods that create digital events based on text contained in one or more electronic communications. In particular, in one or more embodiments, the disclosed systems and methods utilize natural language processing techniques to detect event details from text in one or more electronic communications. Disclosed systems and methods utilize detected event details to create, modify, and send digital events.Type: ApplicationFiled: January 7, 2016Publication date: July 13, 2017Inventor: John Kumahara
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Publication number: 20170200129Abstract: Systems and methods for creating a calendar event on a calendar are presented. In response to a request to create a calendar event on a calendar, a first set of calendar event suggestions are presented to a user on a computing device. In response to a selection of a calendar event suggestion, an attribute corresponding to the selected calendar event suggestion is added to an attribute set. A subsequent set of calendar event suggestions are then presented on the computing device. In response to a selection of a subsequent calendar event suggestion, an attribute corresponding to the subsequent calendar event suggestion is added to an attribute set. A calendar event is created on the calendar according to the attributes in the attribute set in response to an instruction to create the calendar event.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventors: Vivek Garg, Christopher Jay Hoorn, Jamie Cabaccang, Evan Ming Lew, Robert David Berg, Erica L. Klein
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Publication number: 20170200130Abstract: A floating meeting is set up such that the actual meeting time is not fixed until after pre-defined parameters are satisfied. One parameter is a point in time nearer to the proposed meeting date(s) than the time of the original meeting invitation. At the later point in time, subsequent and potentially conflicting meetings are automatically avoided to maximize invitee availability or otherwise meet a meeting organizer's objective.Type: ApplicationFiled: March 27, 2017Publication date: July 13, 2017Inventor: Mayank B. Bathiya
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Publication number: 20170200131Abstract: Methods, systems, and computer readable media for scheduling jobs by using a one-to-many shortest path search based on travel costs between job locations. In some examples, a system includes one or more computers configured to schedule jobs based on travel from a geographic origin to a respective geographic job location for each job. The system also includes a one-to-many path searcher implemented on the one or more computers. The one-to-many path searcher searches for paths along edges of a graph from an origin node to destination nodes by traversing intermediate nodes between the origin node and the destination nodes using travel costs, including determining heuristic travel costs based on a geographic distance between an intermediate geographic location corresponding to the intermediate node and a boundary that initially surrounds the geographic job locations.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventor: Charles Pieter van't Westeinde
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Publication number: 20170200132Abstract: A computer program product for generating content and context aware reminders for a user to take action on notes is provided. The computer program product includes a computer readable storage medium having program instructions embodied therewith. The program instructions are readable and executable by a processing circuit to cause the processing circuit to receive a user command to generate a note comprising note text relating to an action to be taken by the user, analyze the note text to find categorically identifiable keywords and temporal signatures, respectively associate the categorically identifiable keywords and temporal signatures with corresponding physical locations and corresponding times and remind the user to take the action based on one or more of spatial correlations between a current user location with the physical locations corresponding to the categorically identifiable keywords and temporal correlations between a current time and the times corresponding to the temporal signatures.Type: ApplicationFiled: January 11, 2016Publication date: July 13, 2017Inventors: Adrian B. Jordan, Joseph N. Kozhaya, Michael T. Peters, David S. Richardson, Teppei Tsurumi
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Publication number: 20170200133Abstract: The present disclosure provides methods, devices, systems, and computer program products for dynamic task management utilizing contextual information and biosensor data to rank workflow items in order of importance. The dynamic task management system may use biosensor data to predict a user's emotional state, correlate the predicted emotion with specific contextual information, and use these combinations of data to rank and prioritize workflow items. The dynamic task management system continuously evaluates the combination of contextual information and biosensor data to generate a dynamic priority list displaying to the user the most important workflow items. The dynamic task management system may also present contextual artifacts to the user related to a respective workflow item.Type: ApplicationFiled: December 28, 2016Publication date: July 13, 2017Inventors: Sebastian WERNER, Philip Leonard Miseldine, Judith Sarai Hoetzer, Klaus Herter, Gisbert Robert Georg Loff
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Publication number: 20170200134Abstract: The invention is a system for interfacing mobile phones with an on-board diagnostic computer in a vehicle, wherein the on-board diagnostic computer monitors a set of operational characteristics of a vehicle, The information derived from this system will be processed on the mobile phone coupled with additional information and displayed on the mobile phone's screen, while simultaneously transmitting this information over the internet to be stored in a database.Type: ApplicationFiled: September 28, 2016Publication date: July 13, 2017Applicant: CellAssist, LLCInventor: Hendalee Wilson
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Publication number: 20170200135Abstract: Systems, methods and devices are provided for transporting, tracking and managing waste or recyclable materials, which may include one or more devices for transporting waste or recyclable material, such a via a bin that comprises a base; and a collapsible sleeve movable between an open state and a collapsed state, wherein the collapsible sleeve in the open state interfaces in a nesting manner with the base to form a bin for receiving and transporting waste material.Type: ApplicationFiled: March 27, 2017Publication date: July 13, 2017Inventors: Nicholas L. Whitman, Ryan R. Begin
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Publication number: 20170200136Abstract: Systems, methods, and computer-readable storage media for processing of bail payments and/or bond payments using resources of a money transfer network are disclosed. In an embodiment, a bail payment may be made via a money transfer transaction between a sending party (e.g., a family member or friend of a defendant) and a receiving party (e.g., the court that set the defendant's bail). In an additional or alternative embodiment, a bond payment may made via a money transfer transaction between the sending party and a receiving party (e.g., the bail bondsman entity).Type: ApplicationFiled: January 7, 2016Publication date: July 13, 2017Inventors: Timothy Field, Lavonne Lynne Engman, Kenneth James Bengtsson, Brinkley Brown Eiting
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Publication number: 20170200137Abstract: Techniques described herein relate to receiving and handling multi-user electronic transfer requests involving client devices at different locations or domains within a transfer system. In response to received transfer requests, a number of granter system offers may be evaluated based combinations of sender credentials and receiver credentials. One or more combinations of qualifying offers may be identified having aggregate values sufficient to cover the requested transfer value. From the qualifying offer combinations, a specific set of offers may be determined for performing the requested transfer, and the transfer may be initiated between a sender device in a first location and a receiver device in a second location within the transfer system.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Applicant: The Western Union CompanyInventor: Victor Vilmont
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Publication number: 20170200138Abstract: A transaction management system comprises a communication interface; a storage unit; a quantity determination unit and an account update unit. The system receives transaction requests for products via the communication interface, the quantity determination unit determines if the number of transaction requests received for a product exceeds a predetermined value, and if so the account update unit updates account data of one or more users that have previously made transaction requests for the product. Accordingly, historic account data can be updated based on the number of transaction requests received.Type: ApplicationFiled: March 1, 2016Publication date: July 13, 2017Inventors: Oliver George Squires, Christopher David Salkeld, Andrew William Salkeld
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Publication number: 20170200139Abstract: A method, apparatus, article of manufacture, and a memory structure for transferring a monetary value from a first gaming station to a second gaming station by use of biometric data are disclosed. Each station includes a biometric sensor that provides biometric data that is used in the transfer of the payout.Type: ApplicationFiled: March 23, 2017Publication date: July 13, 2017Inventor: Stanley P. Dabrowski
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Publication number: 20170200140Abstract: A system for updating merchant on file payment data at a payment processor is provided. The system includes a merchant processing selection system receiving selection data for one of two or more types of on file payment data update processing. A merchant account update system receives the selection data and processes account update data based on the selection data.Type: ApplicationFiled: March 27, 2017Publication date: July 13, 2017Inventors: Tonya Lin Carroll, Chantal Adair Gaspie, Gwen Ellen Murray, Lakshma Reddy Eapur
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Publication number: 20170200141Abstract: A method and a system for managing electronic contents in electronic publications are provided. The method extracts profile information of a user from one or more databases based on login account information received from the user to access an electronic publication. The electronic publication includes a plurality of micro-contents. The method further arranges the plurality of micro-contents in the electronic publication dynamically based on the extracted profile information of the user. The method then identifies cost for accessing each of the plurality of micro-contents based on a predefined criteria. Thereafter, the method receives a request from the user to access one or more micro-contents from the plurality of micro-contents. Moreover, the method allows the user to access the one or more micro-contents post payment of the cost for accessing the one or more micro-contents.Type: ApplicationFiled: August 29, 2016Publication date: July 13, 2017Inventor: Chandrabhanu Pattajoshi
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Publication number: 20170200142Abstract: Technologies for enhancing payment transactions include a payment gateway computing system. The payment gateway computing system receives authorization request messages from point of sale systems of one or more betting-related merchants. The transactional information for each of the plurality of authorization requests is cataloged into a repository as historical payment data. A risk profile based on the historical payment data associated with a cardholder is generated. The risk profile can be correlated to transactional velocity or other parameter. The risk profile is transmitted to one of a plurality of payment vehicle issuers that can utilize the risk profile for authorization decisioning. Therefore, the payment vehicle issuer can make authorization decisioning with expanding insight into the cardholder's gaming-related purchase activity.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventor: Joseph A. Pappano
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Publication number: 20170200143Abstract: A method includes providing a first payment account that is issued by a first financial institution and enables an accountholder thereof to make payments at merchants via a closed-loop payments network corresponding to the first financial institution and mobile person-to-person payments using the payment account. The method includes enabling a second payment account that is issued by a second financial institution to be electronically linked to the first payment account and used as a source of funds. The method includes providing a mobile operating system and enabling a plurality of merchant-specific payment accounts to be associated with a mobile communications device having the operating system. The method includes determining whether a merchant-specific payment account that is accepted only by a particular merchant is available to the accountholder via the mobile communications device and receiving a fee when the first payment account is used for a purchase.Type: ApplicationFiled: March 27, 2017Publication date: July 13, 2017Inventor: Devon A. Rolf
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Publication number: 20170200144Abstract: There are provided systems and methods for a dongle device for automatic pairing of payment terminal to mobile computing device. A merchant location may include one or more merchant devices used to provide sales to between the merchant and customers through generating transactions and processing payments. In this regard, the merchant devices may use connectable terminals that provide payment instrument processing. The connectable terminals may utilize a wireless connection with a merchant device and allow a user to provide their payment instrument, such as an EMV payment card, to the terminal to insert their payment information into a transaction. In order to pair the terminal to the merchant device, a dongle device may be added to the terminal to provide connection information to the merchant device for automatic pairing. The dongle device may also remove the connection information on removal or insertion of a new dongle device.Type: ApplicationFiled: January 13, 2016Publication date: July 13, 2017Inventor: Geoffrey W. Chatterton
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Publication number: 20170200145Abstract: A method includes a mobile device of a customer using a GPS receiver on the mobile device determining the current geo-spatial location of the customer, receiving the geo-spatial location, generating a user-specific code at least an identity of one of the business establishments in the vicinity of the geo-spatial location, current time data, or customer-specific data for the customer, wirelessly sending the user-specific code to the mobile device, receiving a signal from a Point of Sale (PoS) terminal of a particular one of the business establishments in the vicinity of the geo-spatial location, indicating entry of the user-specific code into the PoS terminal, digitally associating the customer with a tab for ongoing purchases of the customer at the particular business establishment, and handling a customer instruction to close the tab using at least a pre-defined customer payment method.Type: ApplicationFiled: March 29, 2017Publication date: July 13, 2017Inventors: Tal Zvi NATHANEL, Shlomit KUGLER, Israel Erez SPATZ
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Publication number: 20170200146Abstract: An electronic device and a payment processing method in the electronic device are provided. The electronic device includes a memory configured to store first payment means information corresponding to a first payment means and second payment means information corresponding to a second payment means, and a processor electrically connected with the memory, wherein the processor is configured to execute a first application associated with the first payment means by activating the first payment means information, obtain a request to execute a second application associated with the second payment means, while the first application is executed, and deactivate the first payment means information based on at least the request.Type: ApplicationFiled: January 13, 2017Publication date: July 13, 2017Inventors: Tae Kyoung PARK, June Yeob Kim, Seung Hwan Choi, Ki Bong Kim
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Publication number: 20170200147Abstract: The described invention consists of system and the computer methods of generating and manipulating value or gift cards which are cryptographically assigned to a person's identity and stored on double entry ledger called block chain. A functional module of the system allows the transfer of such value or gift cards to other persons. The functional module in the system further allows a person owning a card to split it into multiple value or gift cards, merge more than one value or gift cards to a single card, exchange a value or gift card with a specific merchant card, redeem a value or gift card at a store front in exchange for physical or digital good or cash it out in the currency it was issued. Each transaction associated with a customer is cryptographically signed and stored on the block chain.Type: ApplicationFiled: January 7, 2017Publication date: July 13, 2017Inventor: Akbar Ali Ansari
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Publication number: 20170200148Abstract: Technologies for emulating payment transaction messaging for electronic payment transaction include a transaction management controller for receiving a transaction amount for a payment transaction from a business management engine and simulated payment card data for the payment transaction from a point of interaction emulator. The transaction management controller inserts the transaction amount and the payment card data into a test payment authorization request message, which is transmitted to a null host. A payment authorization response message is received from the null host and transmitted by the transaction management controller the business management engine. Other embodiments are described and claimed.Type: ApplicationFiled: January 7, 2016Publication date: July 13, 2017Inventor: Chance Ulrich
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Publication number: 20170200149Abstract: Presentation of an open-loop smart chip-based payment device is obtained at a terminal-reader assembly in a closed-loop transit environment. Verification of cryptographic credentials associated with the open-loop smart chip-based payment device is carried out at a transit payment network interface processor within the closed-loop transit environment. A financial check of an account associated with the open-loop smart chip-based payment device is performed. Responsive to determining that the verification and financial check are successful, access to the transit environment is granted to a holder of the open-loop smart chip-based payment device.Type: ApplicationFiled: January 28, 2016Publication date: July 13, 2017Inventors: Alexander Antunovic, Charl Frederik Botes
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Publication number: 20170200150Abstract: Systems and methods are provided for receiving an encrypted payment payload from a digital wallet host, transmitting a low value token to a merchant, receiving an authorization request, requesting authorization for the transaction from an issuer financial institution using financial data from the encrypted payment payload, receiving an authorization decision from the issuer financial institution, and transmitting an authorization response to the merchant.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventors: William H. Cohn, Sayid Shabeer
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Publication number: 20170200151Abstract: The system may be configured to create and manage electronic credential information. The system may generate, by the computer based system and via a token engine, a first token. The system may associate, by the computer based system, the first token and the first electronic identification instrument. The system may further provision, by the computer based system and via a credential engine, a first electronic identification instrument and a first digital token associated with the first electronic identification instrument to a wallet application of a user device. The system may also provision, by the computer based system and via the credential engine, a second electronic identification instrument and a second digital token associated with the second electronic identification instrument to the wallet application of the user device.Type: ApplicationFiled: January 13, 2016Publication date: July 13, 2017Applicant: American Express Travel Related Services Co., Inc.Inventor: John Bruno
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Publication number: 20170200152Abstract: A self-checkout system may include a proximity device detecting or getting detected by a mobile device of a user of a mobile payment service in the proximity of a point-of-sale of a shop supporting the mobile payment service, the user of the mobile device being a customer, a cashier system automatically recognizing shopping items of the customer when approaching the cashier system, and generating shopping information, and a server device confirming payment of the recognized shopping items by the mobile payment service upon matching between a first transaction identifier, generated by the server device based on the shopping information received from the proximity device and the cashier system, and a second transaction identifier, delivered by the mobile device and received from the mobile device or the proximity device and the cashier system, and to supply a payment confirmation to the one of the proximity device and the cashier system.Type: ApplicationFiled: February 26, 2015Publication date: July 13, 2017Inventors: Nils Winkler, Oliver Kress, Ralf Hipelius
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Publication number: 20170200153Abstract: Technologies for conversion and transmission of data files from a mainframe computing system for big data ingestion. Secure electronic payment transactional data is extracted in a mainframe format, such as Extended Binary Coded Decimal Interchange Code (EBCDIC). The electronic payment transactional data is converted to American Standard Code for Information Interchange (ASCII) code prior to transmission to a big data analytics computing system. The converted data is encrypting and transmitted for ingestion into a big data analytics computing system.Type: ApplicationFiled: January 7, 2016Publication date: July 13, 2017Inventors: James Franklin Hewitt, Senthil Andavar Karmegam
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Publication number: 20170200154Abstract: A method for securing the sale of an item (OB), including steps of storing item identifier (PCA) and owner identifier (UID) by a server (BSRV) and in a secure memory of electronic tag (TG) linked to item, transmitting item identifier, from electronic tag to a terminal (SP1) through contactless or near field link, providing by the server information (PINF) relative to item (OB) in response to a request (VFRQ) designating item, transmitting to server an update request identifying the owner, containing information relative to the new owner of item, storing by the server the information relative to new owner in relation with item identifier, generating by the server a write request (EID) containing an identifier (UID) of new owner, transmitting write request to electronic tag through contactless or near field link, and storing in the electronic tag the identifier of new owner received in write request.Type: ApplicationFiled: May 27, 2015Publication date: July 13, 2017Applicant: WISEKEY SEMICONDUCTORSInventors: Mikaƫl DUBREUCQ, Saad JANATI IDRISSI
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Publication number: 20170200155Abstract: Encrypted payment data messages are sent via a communication network. A payment data message is generated including a primary account number of the account associated with the sender device and a transaction amount. The payment data message is encrypted with a public key of the receiver device. The payment data message is transmitted to the receiving server via the communication network. The receiving server has a private key of the receiver device corresponding to the public key and a receiving account number for the account associated with the receiver device. A payment authorization is generated by the receiving server for processing by the transaction card payment network based on the primary account number of the account associated with the sender device, the transaction amount, and the receiving account number.Type: ApplicationFiled: January 11, 2017Publication date: July 13, 2017Inventors: Pablo Fourez, Matthew James Miller
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Publication number: 20170200156Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: ApplicationFiled: March 28, 2017Publication date: July 13, 2017Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Publication number: 20170200157Abstract: Technologies for managing payment authorization request messaging for payment transactions include a transaction management controller. The transaction management controller receives a transaction amount for a payment transaction from a business management engine and a payment transaction type from a point of interaction device. The transaction management controller initializes a transaction processing module that corresponds to the received payment transaction type. The transaction processing module defines payment processing parameters for processing payment transactions of the payment transaction type. One or more of the payment processing parameters are modified based on configuration data received from a remote configuration device. The transaction management controller processes the payment transaction as a function of the payment processing parameters. Other embodiments are described and claimed.Type: ApplicationFiled: January 8, 2016Publication date: July 13, 2017Inventors: Francois B. Bergeon, Scot A. Bryant, Coy A. Christensen
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Publication number: 20170200158Abstract: A method is provided for providing a front-end for user potential purchases to notify the user if insufficient funds are available or if other budgetary constraints are not met. Information related to their account information can be resident on a device of the user.Type: ApplicationFiled: November 2, 2016Publication date: July 13, 2017Inventors: Thomas Honey, Cliff Gray
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Publication number: 20170200159Abstract: A secure payment device having first and second modes is provided. In the second mode, a payment procedure is activated to receive data of a payment member for a secure payment. The secure payment device includes a touch screen group, a payment unit, a central processing unit and a secure microprocessor unit. The touch screen group displays an operation interface and a secure payment interface. In the first mode, the operation interface receives a first operation instruction via the operation interface. In the second mode, the secure payment interface obtains the data of the payment member by the payment unit, receive the second operation instruction via the secure payment interface, and activate the payment function based on a comparing result of the authentication information and the data of the payment member. A secure payment method for the aforementioned secure payment device is also provided.Type: ApplicationFiled: January 3, 2017Publication date: July 13, 2017Inventors: Shih-Cheng Chou, Chih-Hou Wang, Wei-Fan Chen, Hsing-Ju Chen