Patents Issued in January 9, 2020
  • Publication number: 20200013087
    Abstract: Systems and methods are disclosed for opting-out of targeted advertising in online advertising environments. One method includes receiving an opt-out verification request, the opt-out verification including an IP address of a user device and HTTP header fields of an HTTP request of the user device; determining a geographic area of the user device based on the IP address of the user device; accessing an opt-out database having entries of user devices that opted-out of receiving targeted advertising based on at least one HTTP header field of the HTTP request; determining whether the user device has opted-out of receiving targeted advertising based on the determined geographic area of the user device, the HTTP header fields of the HTTP quest, and the entries of user devices of the opt-out database; and transmitting a verification acknowledgement when the user device is determined to have opted-out of receiving targeted advertising.
    Type: Application
    Filed: September 19, 2019
    Publication date: January 9, 2020
    Inventor: Jeffrey Todd WILSON
  • Publication number: 20200013088
    Abstract: A method for sharing information has an assertion associated therewith such that the receiving communication device is able to verify the assertion without the sender revealing underlying data demonstrating the validity of the assertion. The assertion is derived from underlying data input to a pre-provisioned first algorithm. The assertion is encapsulated in a first data object by a PGE that controls an environment in which the first algorithm is executed. A first proof is generated that is configured to verify that the first algorithm used the underlying data to produce the assertion when provided to a PVE along with the first data object. The underlying data is excluded from the first proof and the first data object such that privacy of the underlying data is maintained. The information, the first proof and the first data object are sent to the receiving communication device from the sending communication device.
    Type: Application
    Filed: July 17, 2019
    Publication date: January 9, 2020
    Inventor: Shamim A. Naqvi
  • Publication number: 20200013089
    Abstract: One variation of a method for aggregating advertisement interaction data includes: receiving a ping from a visual element loaded onto a mobile device, the ping containing: a timestamp; and a value representing a proportion of the visual element visible in a viewport at the mobile device; in response to the value exceeding a threshold value, grouping the ping with a group of pings in a ping feed, the group of pings containing a unique identifier associated with the mobile device; in response to the value falling below the threshold value, concluding an advertisement view session containing the group of pings; calculating a time spent value for visibility of advertisement content in the visual element within the advertisement view session based on timestamps of pings in the group of pings; outputting an advertisement view session packet containing the unique identifier and the time spent value to a database.
    Type: Application
    Filed: July 5, 2019
    Publication date: January 9, 2020
    Inventors: Indu Narayan, Jayashankar Kesavankutty Nair
  • Publication number: 20200013090
    Abstract: A fixed-wing aircraft advertisement method, system, and non-transitory computer readable medium for a fixed-wing aircraft, include advertising from samples of speech heard by the fixed-wing aircraft at a given location.
    Type: Application
    Filed: August 22, 2019
    Publication date: January 9, 2020
    Inventors: Kuntal Dey, Seema Nagar, Roman Vaculin
  • Publication number: 20200013091
    Abstract: A method of configuring a widget defining a user interface includes parsing content from a corpus comprising documents describing a plurality of products, selecting a plurality of pillars from the content, wherein the pillars are descriptors describing a product space of the products, determining an affinity of each of the products to each of the pillars, receiving, via the widget, a selection of a first pillar, and displaying a given product in the widget, the given product selected from the products given the selection of the first pillar.
    Type: Application
    Filed: July 3, 2018
    Publication date: January 9, 2020
    Inventors: DONNA K. BYRON, EDWARD E. SEABOLT, MARY D. SWIFT, BRIAN HULL
  • Publication number: 20200013092
    Abstract: An approach is provided in which a system determines a set of message properties corresponding to a set of products based on product data analysis. The system then identifies a set of user properties of users based on analyzing social media data corresponding to the product data. Next, the system identifies a set of candidate customers from the set of users based on analyzing the set of user properties against the set of product data. In turn, the system generates a set of target messages that are tailored to a combination of candidate customer properties corresponding to the set of candidate customers and the product data.
    Type: Application
    Filed: July 6, 2018
    Publication date: January 9, 2020
    Inventors: Zhe Liu, Mengdi Zhang, Anbang Xu, April L. Webster, Jalal U. Mahmud, Thomas G. Zimmerman, Rama Kalyani T. Akkiraju, Vibha S. Sinha
  • Publication number: 20200013093
    Abstract: The disclosed systems and methods improve on the current landscape surrounding autonomous “programmatic” advertising. The systems and methods incorporate an open source library that advertising publishers can deploy as an auction clearinghouse, setting a universal timeout and comparing all of the responses before sending the winning bids to the publisher's ad server. As an improvement, the present invention further stores the meta data associated with a winning bid on a specialized network for conducting asynchronous communications. This stored or “historical bid data” is then used to improve the speed, efficiency, profitability, and yield of online advertising. In addition, while traditional methodology for pre-bidding only benefits the publishers, the present invention suggests systems and methods wherein users and publishers may participate and be compensated for providing targeted bid data through either FIAT or cryptocurrency.
    Type: Application
    Filed: July 3, 2018
    Publication date: January 9, 2020
    Inventor: BRADLEY RICHARD BROOKS
  • Publication number: 20200013094
    Abstract: Original concepts obtained from a query may be augmented with additional concepts connected to the original concepts in a concept graph in response to determining that the original concepts did not match a sufficient number of bid functions. The augmented set of concepts may then be evaluated with respect to the bid functions to identify matching ad functions. This process may be repeated until a sufficient number of matching ad functions are found. A bid amount of the matching bid functions may be calculated, such as based on semantic information obtained as a result of the query. The bid amounts may further be based on environmental information. A bid function is selected based on the bid amounts and the content associated with the bid function is provided to the source of the query. The content may be selected based on the semantic information.
    Type: Application
    Filed: September 16, 2019
    Publication date: January 9, 2020
    Applicant: SoundHound, Inc.
    Inventors: Keyvan Mohajer, Scott Halstvedt
  • Publication number: 20200013095
    Abstract: Systems and methods are disclosed for optimizing an online advertising campaign both before the campaign begins, and dynamically during the campaign. Optimizations are performed comparatively between a plurality of MPs (Media Properties) based on their relative cost-per-engagement. Comparisons are performed by first stack ranking MP inventory including any of sites, feeds, and verticals, based on cost per engagement. Once ranked, scores are assigned to the targeted inventory and a mean score is determined. Then, the inventory is rated as high, normal, or low impact based on their scores compared with the mean and a standard deviation for all scores. Higher impact sites with scores at least a standard deviation above the mean are initially favored, and the MP targeting strategy is dynamically adjusted during the campaign based on periodically re-evaluating the MP rankings, frequencies of engagement, and campaign progress relative to fulfillment in an allotted run time.
    Type: Application
    Filed: September 16, 2019
    Publication date: January 9, 2020
    Inventors: Kevin Thakkar, John M. Trenkle, John Hughes, Adam Rose, Jason Lopatecki
  • Publication number: 20200013096
    Abstract: A novel electronic system for third-party service portal-initiated garment service bag creation, distribution, volumetrically-standardized pricing, and matchmaking of professional garment cleaning is disclosed. The novel electronic system physically issues and electronically tracks volumetrically-standardized online garment service bags that are shipped to potential customers, who can then utilize such service bags to load garments at volumetrically-standardized fees per service bag and transport to a plurality of independent local garment cleaning service providers subscribed to the third-party service portal.
    Type: Application
    Filed: July 7, 2018
    Publication date: January 9, 2020
    Inventor: Sang Park
  • Publication number: 20200013097
    Abstract: A connectivity hub server facilitates interactions between processors associated with multiple entities participating in the purchase and sale of goods and related coverage services. Minimal customer data is input through a customer client device and is used to retrieve additional customer data from one or more third-party data sources. Received customer data is analyzed to determine a level of sensitivity, and data items having a sensitivity level exceeding a threshold are obscured on the display of a dealer processor. The connectivity hub server queries one or more coverage provider processors and provides for display on the customer client device available coverage options received from a subset of the queried processors. Responsive to the customer selecting an available coverage option, the connectivity hub server opens a direct communication channel between the customer and selected coverage provider.
    Type: Application
    Filed: September 18, 2019
    Publication date: January 9, 2020
    Inventors: Travis M. Fitzgerald, Jeffrey Mongeon, Michael John Burgiss, Weili Yuh, Ryan Fitzgerald
  • Publication number: 20200013098
    Abstract: A method and system for managing and automating the classification of non-purchase order invoices for organizations. A centralized server applies rules to properly apply general ledger account coding for invoices based on data contained in the invoice. The server then electronically routes the invoice for approval to the appropriate approvers in the organization. In the absence of rules, the system applies machine learning to learn the correct rules, to be applied the next time said invoice is received and processed.
    Type: Application
    Filed: July 8, 2019
    Publication date: January 9, 2020
    Inventor: David SCHNITT
  • Publication number: 20200013099
    Abstract: A method involves inscribing a unique ballistic information number (BIN) on a bullet in process of manufacture of a cartridge, the cartridge including a shell casing holding the bullet, recording the BIN in a network-connected database, recording, at point of sale, identity of a person who purchases the cartridges, associating the person who purchases the cartridges in the network-connected database with the BIN inscribed on the bullet and recorded in the network-connected database, and transacting an insurance policy insuring the person for liability for damages caused by use of the cartridges and associating the insurance policy with the identity of the person in the network-connected database and with the BIN.
    Type: Application
    Filed: August 29, 2019
    Publication date: January 9, 2020
    Inventor: Kenneth Wayne Jarvis
  • Publication number: 20200013100
    Abstract: A customized method and system for a buyer to send simultaneous requests for proposals for a specific need to a plurality of sellers who can fulfill that need is disclosed. The system of the invention allows buyers to be matched with sellers by paying a subscription fee and/or the issuance of awards.
    Type: Application
    Filed: March 3, 2016
    Publication date: January 9, 2020
    Inventors: Hugues Courchesne, Mathieu Courchesne, Alain Picard
  • Publication number: 20200013101
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.
    Type: Application
    Filed: September 20, 2019
    Publication date: January 9, 2020
    Inventors: Hannes Jouhikainen, Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo
  • Publication number: 20200013102
    Abstract: An active locations (AL) computing device is described herein. The AL computing device is programmed to receive, from a user computing device, a selection of a geographical region. The AL computing device may retrieve transaction data from a payment processing network, environmental data representing environmental conditions at the selected geographical region, merchant data representing characteristics of one or more merchants located within the selected geographical region, social media data including events occurring within the selected geographical region, and historical data. The AL computing device is further programmed to determine activity levels for the selected geographical region based on one or more of the transaction data, environmental data, merchant data, social media data, and historical data. The AL computing device may convert the determined activity levels into an interactive heat map, apply a filter to the heat map, and transmit the heat map to the user computing device.
    Type: Application
    Filed: July 9, 2018
    Publication date: January 9, 2020
    Inventor: Keith J. Yeldham
  • Publication number: 20200013103
    Abstract: A real-time negotiation system to provide functionality to generate and cause display of specially configured graphical user interface for real-time negotiation within a networked marketplace. According to certain example embodiments, aspects of the real-time negotiation systems include various functional components to perform operations that include receiving a signal from a user, via a first client device, wherein the signal indicates an implicit interest in a first item that comprises a set of item attributes.
    Type: Application
    Filed: July 6, 2018
    Publication date: January 9, 2020
    Inventors: Satheesh Kumaresan Nair, Bhupendra Jain
  • Publication number: 20200013104
    Abstract: A control method for an information processing apparatus including a processor includes: obtaining information about an amount of an item stored in a storage structure; determining whether the information about the amount of the item satisfies a first condition or not, the first condition indicating that the amount of the item is less than or equal to a given amount; and, when the first condition is satisfied, displaying, on a display, a screen including: information about the item; information related to the amount of the item, indicating that the amount of the item is less than or equal to the given amount; and a purchase suggestion for a product corresponding to the item.
    Type: Application
    Filed: July 1, 2019
    Publication date: January 9, 2020
    Inventors: Masaki YAMAUCHI, Nanami FUJIWARA, Mitsuru ENDO, Ryota UCHIDA, Motoji OHMORI, Koji HONDA, Masato MURAYAMA, Hiroki TAKEUCHI
  • Publication number: 20200013105
    Abstract: An information processing system according to the present disclosure includes: a recommendation table for storing a purchase product, recommended products related to the purchase product, and product areas to which the recommended products belong; a purchased product target table for storing a purchased product purchased by a customer; an exclusion area target table for storing an area where the customer has stayed for more than a predetermined staying time as an exclusion area; and an extraction unit that extracts the recommended products related to the purchased product as recommended products for the customer by referring to the purchased product target table and the recommendation table and extracts recommended products for distribution by referring to the recommendation table and the exclusion area target table and excluding a recommended product that belongs to the product area that matches the exclusion area from the recommended products for the customer.
    Type: Application
    Filed: January 18, 2018
    Publication date: January 9, 2020
    Applicant: NEC Corporation
    Inventors: Akio KAWACHI, Dai YAMAZAKI
  • Publication number: 20200013106
    Abstract: A computer based system and method are disclosed which are configured for determining preferences to known merchants based on past purchase data using word vectors.
    Type: Application
    Filed: February 10, 2017
    Publication date: January 9, 2020
    Inventors: Nikan Chavoshi, Dean Galland, Di You
  • Publication number: 20200013107
    Abstract: The present invention enables recommendation of a network product suitably introduced to a system of a user. A simulation on performance of a system on which a network product not yet purchased by a user is assumed to be installed and/or performance of the network product is performed, and recommendation information is presented based on a result of the simulation.
    Type: Application
    Filed: March 29, 2018
    Publication date: January 9, 2020
    Applicant: NEC Corporation
    Inventor: Hideyuki KUSANO
  • Publication number: 20200013108
    Abstract: The present technology generally relates to a system and a method for providing an ingredient based pairing recommendation to a user. The method comprises receiving one or more contextual items from a personalized recommendations module; from the received contextual items, generating provisional pairing recommendations; receiving a list of food-related information from the user; ranking the provisional pairing recommendations based on the list of food-related items; and generating a pairing recommendation to the user based on the ranked provisional pairing recommendations.
    Type: Application
    Filed: July 5, 2019
    Publication date: January 9, 2020
    Inventors: Terence KAO, Jerome COMBET-BLANC
  • Publication number: 20200013109
    Abstract: A device that automates a design of an engagement ring. The handheld device comprises a display for displaying a series of questions to a customer and an input device that is capable of receiving at least one answer to the series of questions. The device also includes a microprocessor; and a memory that stores instructions, which cause the microprocessor to: input the at least one answer into an algorithm; identify on behalf of the customer a plurality of engagement rings that best matches the at least one answer; generate an information box in the display, in response to the selection of a specific engagement ring from the plurality of engagement rings; receive the customer's feedback on the specific engagement ring; and generating a recommended engagement ring to the customer.
    Type: Application
    Filed: July 22, 2019
    Publication date: January 9, 2020
    Inventor: Alex BERG
  • Publication number: 20200013110
    Abstract: Devices, systems, and methods include a three-dimensional (3D) scanning element, an electronic data storage configured to store a database including fields for 3D scan data and demographic information, a processor, and a user interface. In an example, the processor obtains 3D scan data of a body part of a subject from the 3D scanning element, analyzes the 3D scan data for incomplete regions, generate a composite 3D image of 3D scan data from the database based on similarities of demographic information, and overlays composite 3D image regions corresponding to incomplete regions on the 3D scan data.
    Type: Application
    Filed: August 27, 2019
    Publication date: January 9, 2020
    Inventor: Christopher Andon
  • Publication number: 20200013111
    Abstract: In various example embodiments, a system and method for data mesh visualization are presented. An avatar representation of a user is generated. A user-specified change to the avatar representation is received and the avatar representation is changed based on the user-specified change. A current status of the user is determined, and an updated avatar representation is generated based on the current status of the user. The updated avatar is displayed in association with a communication of the user.
    Type: Application
    Filed: September 19, 2019
    Publication date: January 9, 2020
    Inventors: Ryan Melcher, John Tapley, Robert Lee
  • Publication number: 20200013112
    Abstract: The present issue provides a rental vehicle operation management system which not only enables a facility provider to enjoy advantages corresponding to a degree of contribution thereof to a rental vehicle system operation but also enables the user side to enjoy advantages.
    Type: Application
    Filed: February 7, 2018
    Publication date: January 9, 2020
    Inventors: Jaesung CHO, Soonsung CHO, Hiroshi TAKEMOTO, Ryoko TAKEMOTO
  • Publication number: 20200013113
    Abstract: A separate driving assistance apparatus connectable to a two-wheeled vehicle, the two-wheeled vehicle comprising a control block for controlling a driving operation, comprises a detection unit for detecting a traveling environment around the two-wheeled vehicle, and a control unit that outputs a controlling signal to the control block of the two-wheeled vehicle based on a detection result by the detection unit, the controlling signal being for assisting driving operation of the two-wheeled vehicle.
    Type: Application
    Filed: September 19, 2019
    Publication date: January 9, 2020
    Inventors: Yasuaki TEZUKA, Shinya TAKAHASHI, Shohei SUZUKI
  • Publication number: 20200013114
    Abstract: The present invention relates to systems and methods for optimizing bidding in a business-to-business environment. Initially the observed outcomes for n deals are received, and the belief parameters for these n deals are calculated. The Bayes-greedy price is then calculated and presented to a buyer. The buyer's response is collected and an optimal variance parameter based on the buyer's response is generated. The belief parameters for these nil deals are also updated. This process may be repeated for additional deals.
    Type: Application
    Filed: September 16, 2019
    Publication date: January 9, 2020
    Applicant: Vendavo, Inc.
    Inventors: Eric BERGERSON, Megan KURKA, Huashuai QU, Ilya O. RYZHOV, Michael C. FU
  • Publication number: 20200013115
    Abstract: Systems and methods are disclosed for providing a social statement for an account holder of a financial institution. In one example embodiment, the method includes receiving, by one or more computer processors, account holder financial data associated with the account holder, and receiving, by the one or more computer processors, account holder social data associated with one or more social networking profiles of the account holder. The method further includes associating, by the one or more computer processors, the account holder social data with the account holder financial data. In addition, the method includes identifying peer financial data associated with a peer group, and creating a social statement based at least in part on the account holder financial data, the account holder social data, and the peer financial data. Further, the method includes providing the social statement to the account holder.
    Type: Application
    Filed: September 16, 2019
    Publication date: January 9, 2020
    Inventors: Ronald A. Secrist, Vijay Konduru, Gautam Chatur, William Bogey, Tammy Eisele, Matthew A. Smith
  • Publication number: 20200013116
    Abstract: In some embodiments, a non-transitory computer-implemented method of assessing a fraud risk is provided. The method can include: receiving data associated with a plurality of customer complaints, wherein data associated with each of the customer complaints at least suggests that a money-transfer transaction did not complete as expected, and wherein data associated with each of the customer complaints is associated with one or more of a plurality of money-transfer agents; electronically storing the data related in a complaint database; and for each of the plurality of money-transfer agents, using a risk processor to: retrieve data associated with the money-transfer agent from the complaint database, and determine a fraud-risk index for the money-transfer agent based on the retrieved data.
    Type: Application
    Filed: September 19, 2019
    Publication date: January 9, 2020
    Applicant: The Western Union Company
    Inventors: Kevin Favreau, Hollis Baugh, Robert Enzaldo
  • Publication number: 20200013117
    Abstract: The invention relates to a virtual banking assistant that provides an overall awareness for a particular customer: The virtual banking assistant system may observe the customer to identify customer intent and context. For example, the virtual banking assistant system may observe the customer's interactions and listen to conversations. The virtual banking assistant may further access customer historical data, e.g., profile data, current account status, spending habits, late/penalties, fraud data, etc. In addition, recent customer activity may be identified.
    Type: Application
    Filed: July 3, 2019
    Publication date: January 9, 2020
    Inventors: Jeffrey Dean MATHWIG, Joe RAQUEPAW
  • Publication number: 20200013118
    Abstract: Techniques are described for using a distributed ledger system (DLS) to manage transactions such as the trading of assets between entities. In some implementations, a platform provides a mechanism in which multiple institutions can participate in a dark pool for trading assets. The platform employs a DLS to support a dark pool that provides data privacy to the participating institutions, anonymity to the trading entities, data security, immutability, and transparency for auditing and regulatory compliance. Through a dark pool supported by a DLS, multiple institutions can benefit from a shared dark pool, thus increasing the number of parties who can participate in the trading activities, increasing the quantity of assets available to be traded, and increasing the likelihood of matching seller(s) to buyer for a particular trade. The DLS ensures that the information in the dark pool is kept secure and confidential, through homomorphic encryption and/or zero knowledge proof.
    Type: Application
    Filed: July 6, 2018
    Publication date: January 9, 2020
    Inventors: David B. Treat, Todd C. Pingaro, Nikhil Nayab, Christian A. Aldecoa
  • Publication number: 20200013119
    Abstract: Methods, systems, and computer-readable media for deploying and implementing centralized trading and tracking computing platforms to support tri-party trading are presented. In some embodiments, a central trading computing platform may receive, from a retirement group accounts administration computer system associated with a financial institution, trade information defining one or more trades in one or more mutual funds for one or more accounts administrated by the financial institution. Subsequently, the central trading computing platform may validate the trade information and create order information based on the trade information. Then, the central trading computing platform may send the order information to a clearing entity computer system.
    Type: Application
    Filed: September 17, 2019
    Publication date: January 9, 2020
    Inventor: Valerie J. Redmond
  • Publication number: 20200013120
    Abstract: An apparatus including a memory, and a processor coupled to the memory is provided to, obtain information indicating plural rules, a rule among the rules to specify a plurality of conditions including at least one monetary threshold condition and at least one corresponding condition for the monetary threshold condition; obtain information about a sequence of monetary amounts; and execute a process to transform the rules into operator data objects that define a logic common to the rules to control allocation of the sequence of monetary amounts to at least one category. The operator data objects form a network of operator data objects to simulate, according to the defined logic common to the rules, allocation of the sequence of monetary amounts in response to passing in sequence the information about the monetary amounts among the network of operator data objects.
    Type: Application
    Filed: July 8, 2019
    Publication date: January 9, 2020
    Inventor: Michael Arthur BROWN
  • Publication number: 20200013121
    Abstract: An improved a financial system and method is directed to preventing leakage of assets associated with required minimum disbursements. The system includes a tax-qualified annuity or investment (“Asset A”) operably linked to a non-tax-qualified annuity or investment (“Asset B”). An automatic annual withdrawal is withdrawn from Asset A, wherein at least a portion of the withdrawal is automatically transferred from Asset A to Asset B. The automatic annual withdrawal can be equal to the required minimum distribution as required by IRS regulations. Asset A and Asset B can be established through the same application process. The system can include enhanced lifetime income benefits, a legacy benefit, and/or an incentive bonus. A consolidated financial statement can be provided, including details from both Asset A and Asset B. The system can be associated with commissions and/or trails based on the consolidated value of Asset A and Asset B.
    Type: Application
    Filed: September 16, 2019
    Publication date: January 9, 2020
    Inventors: RANDY E. TIMM, JORDAN F. WADDELL, TIMOTHY PFEIFER
  • Publication number: 20200013122
    Abstract: A system and method for comparing retirement plans against a selected group of similar plans is disclosed. In one embodiment, a computer system for evaluating a retirement plan comprises a computer server having a database comprising a plurality of data defining a plurality of characteristics of each of a plurality of retirement plans, software configured for identifying a subset of the plurality of retirement plans having characteristics comparable to characteristics of a selected retirement plan, software configured for permitting the selection of at least one report from a plurality of report types, and software configured for automatically generating the selected at least one report, where the at least one report comprises an evaluation of the characteristics of the selected retirement plan against the characteristics of the subset of the plurality of retirement plans.
    Type: Application
    Filed: September 20, 2019
    Publication date: January 9, 2020
    Inventors: Thomas R. Kmak, Ronald B. Eisen, Edna O. Lacy, Matthew A. Golda, Craig S. Rosenthal
  • Publication number: 20200013123
    Abstract: Systems, methods, and devices are presented for providing and managing investments and workflow for investors and sponsors are described. The system provides and utilizes an actionable, reliable, transparent, real-time, collaborative marketplace for facilitating funding and distribution and for reviewing the performance of private placements via an online, authoritative, unified compliance and execution platform for private placements and other investments.
    Type: Application
    Filed: September 20, 2019
    Publication date: January 9, 2020
    Inventors: John Pizzi, Kim Vogel, Craig Setera, Christian Andraca, Steve Lemmer, Tim Morrison
  • Publication number: 20200013124
    Abstract: Machine-learning concepts for detecting and visualizing healthcare fraud, waste, and abuse risk using a data driven decision and investigations support system. The concepts comprise an analytic core that processes a large amount of data, generates an overall risk score, and ranks healthcare providers and/or members. The overall risk score is an integrated score encompassing multiple categories of risk. The multiple categories of risk factors include multiple definitions of what defines risk, allowing for a synergistic effect between the risk analytics, where the overall effect of the combination is greater than the sum of the effects of any one definition of risky behavior by a provider or member. Utilizing this approach a unique risk profile of healthcare providers and members is generated and visualized to the user. Various embodiments further encompass a user interface that comprises linked panels that display targeted information regarding providers and members.
    Type: Application
    Filed: July 6, 2018
    Publication date: January 9, 2020
    Inventors: Elizabeth Mae Obee, Sheila Greene, Marcus Alan Ballard, Jacques Bellec
  • Publication number: 20200013125
    Abstract: A computer system for processing data for verification of vehicle repair estimates in connection with insurance claims includes an insurance claims database having data relating to insurance claims. One or more computer processors are configured to receive claim identifying data from a repair facility computer system; determine, based on the claim identifying data, an insurance claim associated with the claim identifying data; establish secure communication with the repair facility computer system; receive data indicative of a repair estimate associated with the insurance claim from the repair facility computer system; access an evaluation of the estimate based on a plurality of rules, compare the estimate to one or more thresholds, and forward the estimate to a claim handler system.
    Type: Application
    Filed: September 20, 2019
    Publication date: January 9, 2020
    Inventors: Michael John Lawlor, Bethany Siddall
  • Publication number: 20200013126
    Abstract: The present disclosure relates to computer systems and methods for interactive web-based processing of real estate transactions. In one embodiment the system includes a seller device, a server system, counselor device, and one or more home listing websites. In one embodiment, the server system provides an online interactive tutorial to the seller device having a corresponding dashboard on the counselor device that provides guidance for a real estate transaction.
    Type: Application
    Filed: March 30, 2018
    Publication date: January 9, 2020
    Inventor: Kirk Wickersham
  • Publication number: 20200013127
    Abstract: A method of generating building work plans, may include: selecting an area for evaluating an urban renovation project therein; receiving, by a controller, urban renovation data from a first database; identifying, by the controller, at least one building within the selected area, that is suitable for urban renovation by comparing data related to the at least one building with the urban renovation data; receiving, by the controller, from a second database, current architectural data for the at least one building; receiving, by the controller, data related to building rights and requirements, from a third database, for the at least one building; combining, by the controller, the received data related to building rights and requirements, architectural data and urban renovation data; and generating at least one work plan from the combined data.
    Type: Application
    Filed: February 22, 2018
    Publication date: January 9, 2020
    Applicant: TAMA FIX LTD.
    Inventors: Lior GOZES, Eliran SIMIONI
  • Publication number: 20200013128
    Abstract: An automated notarization device may receive biometric data from a biometric sensor, transmit the biometric data to a remote server, receive processed biometric data, receive user identification data relating to a user identity, compare processed biometric data and user identification data, receive document data, send an emboss request, record time stamp information, scan a signed version of the document, and transmit a notarization confirmation.
    Type: Application
    Filed: July 9, 2018
    Publication date: January 9, 2020
    Applicant: Capital One Services, LLC
    Inventors: Abdelkader Benkreira, Joshua Edwards, Michael Mossoba
  • Publication number: 20200013129
    Abstract: A method for creating a pool of intellectual property assets for securitization provides for identifying rights to each of a plurality of intellectual property assets including a first intellectual property asset and a second intellectual property asset, the rights including first rights corresponding to a first revenue stream and second rights corresponding to a second revenue stream. Revenues in the first revenue stream associated with the first intellectual property asset are identified so as to define first asset first revenues, and revenues in the second revenue stream associated with the first intellectual property asset are identified so as to define first asset second revenues. A diversified pool of assets for securitization is created by approaching a desired ratio between the first pool revenue stream and the second pool revenue stream. An alternative method using predetermined minimum revenue amounts is also included.
    Type: Application
    Filed: September 18, 2019
    Publication date: January 9, 2020
    Inventor: David Pullman
  • Publication number: 20200013130
    Abstract: Methods and systems for controlling the usage of devices with embedded RFID tags including connecting a device to an energy source and reading data from a memory device incorporated in the device. The data may include a unique identifier (UID), a usage value, an activation value, a reprocessing value, and/or a sterilization indicator. The usage value is incremented when the device is connected to the energy source and the activation value is incremented when the device is activated permitting energy to flow from the energy source to the device. Usage of the device is prevented if the UID is on a list of prohibited UlDs, the usage value is not lower than a usage limitation value, the reprocessing value equals a reprocessing limitation value, the activation value equals an activation limitation value, and/or the sterilization indicator does not indicate that the device has been sterilized since its previous usage.
    Type: Application
    Filed: August 27, 2019
    Publication date: January 9, 2020
    Inventors: PATRICK L. DUMBAULD, JEFFREY L. JENSEN, SCOTT E.M. FRUSHOUR, WILLIAM G. PATERSON, PAUL E. OURADA, ROBERT M. SHARP, ERICH M. VELANDIA
  • Publication number: 20200013131
    Abstract: With rapid population growth and urbanization, emergency services in various cities around the world worry that the current transportation infrastructure is no longer adequate for large-scale evacuations. This disclosure considers how to mitigate this issue through infrastructure upgrades, such as the additions of lanes to road segments and the raising of bridges and roads. This disclosure proposes a MIP model for deciding the most effective infrastructure upgrades as well as a Benders decomposition approach where the master problem jointly plans the upgrades and evacuation routes and the subproblem schedules the evacuation itself.
    Type: Application
    Filed: December 11, 2017
    Publication date: January 9, 2020
    Inventors: Pascal VAN HENTENRYCK, Julia ROMANSKI, Kunal KUMAR
  • Publication number: 20200013132
    Abstract: Embodiments of the invention relate to a method and system for completing activities and transactions via a (GPS) Global Positioning System linked map. The application may be implemented via smart phone application running in a communication device, to allow users to sign in digitally, obtain access to discounts, activities, coupons, payment options using a swipe gesture and/or single or multiple clicks. The GPS system will then navigate the user to selected event, area, coupon or discount etc. The application may be constructed as a two-sided marketplace where local consumers are presented with deals from local or global merchants that meet individual interests.
    Type: Application
    Filed: July 3, 2019
    Publication date: January 9, 2020
    Inventors: Eugene P. Benson, Joshua T. Petersen
  • Publication number: 20200013133
    Abstract: The present invention relates to computing system and method for determining a safety index of a product. The method includes: retrieving, by the computing system, a plurality of toxicity values of the product from a toxicity database, wherein the toxicity values correspond to a plurality types of the product respectively; retrieving, by the computing system, a plurality of weight values of the product from a weight database, wherein the weight values correspond to the types of the product respectively; and determining, by the computing system, the safety index of the product according to the toxicity values and the weight values.
    Type: Application
    Filed: July 9, 2019
    Publication date: January 9, 2020
    Inventors: Xueping CHEN, Zixiang CHEN, Wai Leung TAO
  • Publication number: 20200013134
    Abstract: An object of the present invention is to manage not only a delivery schedule of an article but also a collection schedule of a container to be collected appropriately and efficiently. Provided is an order receiving management device including an order receiving management server 11 that receives use date data 29 by distributing user-specific calendar screen data 23 from a user-specific calendar generation part 21 to a client terminal 3, and controls a schedule calculation part 31 so as to generate order receiving data 37 based on the use date data 29 with respect to an order-receiving data generation part 35.
    Type: Application
    Filed: January 29, 2018
    Publication date: January 9, 2020
    Applicant: MEDIPAL HOLDINGS CORPORATION
    Inventor: Kazunori NAGASAWA
  • Publication number: 20200013135
    Abstract: Disclosed is a method for identifying, in real time, a transportation arrangement between a requestor and a provider that could benefit from a re-matching of the requestor with another provider. A system may match a provider with a requestor to complete a request for transportation from the requestor. The system may monitor a progress of the provider to a pickup location as specified in the request. Based on the monitored progress, the system may determine if the provider is making sufficient progress towards the pickup location. In some examples, the system may determine that the matching of the provider with the requestor is eligible for cancellation because the provider is not making sufficient progress towards the pickup location. The system may cancel the matching and then match another provider with the requestor to continue to make progress towards completing the transportation request.
    Type: Application
    Filed: July 3, 2018
    Publication date: January 9, 2020
    Inventors: Snir Kodesh, Andrew Li, Desmond Mawuko Torkornoo, Naomi Yarin
  • Publication number: 20200013136
    Abstract: An information processing device includes a processor configured to detect whether or not a vehicle that is about to use a facility is under share ride by a plurality of persons, and permit the vehicle to use the facility or providing an economic merit associated with usage of the facility to the vehicle, when having detected that the vehicle is under share ride.
    Type: Application
    Filed: June 27, 2019
    Publication date: January 9, 2020
    Applicant: TOYOTA JIDOSHA KABUSHIKI KAISHA
    Inventors: Shinichi OKABE, Hiroaki SAKURAI, Kazuaki TAKEMURA, Kengo TAKEUCHI, Kaori SAKAI, Hideo HASEGAWA