Abstract: Systems and methods for procuring information from nearby devices are provided. The systems and methods may have an online platform hosted on a centralized server and accessible via a computing device and a first device and a second device in communication with at least one of the online platform over at least one first communication network. Further, the systems and methods may have at least one software application that is compatible with the computing device such that online platform creates and processes at least one query based on geographical locations of the at least one first device and the at least one second device corresponding to a search radius starting from a first geographical location of the at least one first device.

Abstract: A method and system are provided for generating insights related to customer acquisition and/or retention for a provider of a product or service. The method includes obtaining historical and current data associated with customers; generating at least one predictive insight associated with customer acquisition and/or customer retention using the data and at least one model; for each interaction associated with contact with customers via a channel, collecting and storing outcome data comprising statistical attributes and data; and self-adapting the at least one model using the stored statistical attributes and data to learn new recommendation strategies for customer acquisition and/or customer retention activities.

Abstract: The present disclosure provides computer-implemented method and a system for classification and sorting of one or more addresses to increase productivity of classification and sorting process of the one or more addresses. The system logically partitions a geographical region into one or more zones in real-time. The system fetches an address data from an entity of the one or more entities containing destination address. Further, the system extracts one or more points of interests from the fetched address data based on hardware-run machine learning algorithms. Furthermore, the system generates a signal to determine a zone of the one or more zones associated with the entity of the one or more entities. The system logically updates the one or more zones based on the extracted one or more points of interests in real-time.

Abstract: Systems and methods for receiving product data for products featured in a media asset are described. In some embodiments, the system includes control circuitry that receives from a server data for a plurality of products featured in a media asset. The control circuitry generates for display a list including the plurality of products. The control circuitry determines whether a product in the list is associated with a coupon and/or a preferred vendor. The control circuitry visually distinguishes the product from other products in the list in response to determining that the product is associated with a coupon and/or a preferred vendor.

Abstract: The present disclosure relates to systems and methods for carpooling. The systems may perform the methods to receive an order from a passenger for a target transportation service from a terminal device, wherein the order includes a starting location and a destination of the target transportation service; determine a waiting time period related to the order; determine a discount based on the waiting time period; determine a target price of the order based on the starting location, the destination, and the discount; and send the target price to the terminal device.

Abstract: Systems and methods for gamification-based engagement are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for gamification-based engagement, may include: (1) receiving, from a plurality of data sources, customer activity data comprising customer behavioral data and customer transactional data for a plurality of customers; (2) generating a dynamic customer profile for each of the customers based on the customer activity data and the customer transactional data; (3) retrieving challenge data for a challenge comprising an identification of a plurality of tasks to be completed, an order in which the tasks are to be completed, and an incentive for completing the tasks; (4) dynamically matching one of the customers to the challenge; (5) issuing the challenge to the customer; (6) tracking the customer's response to the challenge; and (7) updating the customer's dynamic customer profile based on the customer's response.

Abstract: A system and method are provided for employing voice-activated user interfaces to determine user attention to particularly-presented advertising content by collecting user contact/consumer information, presenting content to the user/consumer, and proposing at least one question, inquiry or query to the user regarding the presented content, the at least one inquiry or query calling for a user/consumer response to be collected, at least one of (a) the user/consumer contact information and (b) the user/consumer response to the question, inquiry or query being collected by the system via a voice-activated user interface and evaluated to assess a level of engagement of the user/consumer with the advertising content. The disclosed systems and methods uniquely provide voice-activated user interface coupled with display of certain advertising content in a manner that promotes user/consumer attention to the advertising content and ease of interaction with the presentation system.

Abstract: According to one aspect, the subject matter described herein includes a system for performing secure mobile payment and non-payment transactions with integrated loyalty, rewards, and promotions. A mobile backend server (MBE) stores and maintains payment and non-payment account information for users, and presents a list of available payment and non-payment instruments to the user prior to the user's interaction with a merchant for shopping, item selection, or checkout. In response to detecting an interaction between the user and a merchant for shopping, item selection, or checkout, the MBE determines incentives that are available to the user, presents the available incentives to the user for selection prior to completion of a payment or non-payment transaction with the merchant, and determines which of the available incentives and payment instruments are selected by the user. The incentives and/or transaction amounts presented to the user are dynamically updated based on the user selection.

Abstract: A non-limiting exemplary embodiment of a system includes metadata for a plurality of locations, metadata for a plurality of fixtures, metadata for a plurality of campaigns, rules for each location, an apparatus for producing signages for the plurality of locations, and filters for segregating the signages produced into a plurality of kits. Another non-limiting exemplary embodiment of a system includes metadata for a plurality of locations, metadata for a plurality of fixtures, metadata for a plurality of campaigns, rules for each location, filters for segregating the display graphics into a plurality of data packets, transmitting the data packet to the location for which it was prepared, and displaying the graphics contained in the data packet in the location to which it was transmitted.

Abstract: A system for delivering information to a handheld device, the system comprising: an information inventory containing information to be delivered, an information serving engine, a targeting engine, a subscriber database and a subscriber-information matching arrangement, wherein: the subscriber database contains information about subscribers to which information is to be provided, and the targeting engine is configured to determine which information is to be provided to which subscribers and at what time and/or date, based on information regarding the subscribers stored in the subscriber database; the subscriber-information matching arrangement takes the information to be delivered during a predetermined period and the selected subscribers and matches them together; and the information to be delivered during the predetermined period is delivered to the selected subscribers by transmitting the information to the handheld device at a time of low network usage, and the information includes display schedule data, i

Abstract: The present invention relates to methods and systems for targeting and retargeting individuals with advertisement spots during television broadcasting. The method and system enable an advertiser for identifying and categorizing a set of viewers or individuals for retargeting advertisement based on parameters such as, but not limited to, interests or preferences of the individuals, past purchases and interactions of the individuals with the advertiser. The method and system further enable the advertiser to segregate the plurality of individuals into subgroups on the basis of information such as, but not limited to, demography, psychographic and behavioral characteristics of the plurality of individuals. The method and system then enable the advertiser to define one or more advertisement spots and corresponding advertisements to be delivered to different sub groups of individuals based on the categorization.

Abstract: A user interface is provided to present offers via icons displayed near the location of the user on a map. Offers presented on the map may include active offers previously selected by the user and currently associated with the consumer account of the user for active participation, matching offers that have a set of targeting criteria which the user meets, and location-based offers that target locations in the vicinity of the location of the user. Icons for the location-based offers are presented at their respective targeting locations; and the active offers and matching offers are presented around the location of the user on the map for convenient access. A user interface allows the user to explore available offers, view information associated with the respective offers, and select offers in which to participate.

Abstract: A computer system for recommending a merchant to a candidate consumer is provided. The computer system includes a memory device for storing data and a processor.

Abstract: The present disclosure relates to a voice assistant that may provide a generalized recommendation based on a natural flow of a conversation and thereafter, generate specific advertisements if there is interest in the generalized recommendation. In an illustrative embodiment, the voice assistant operating on a vehicle computing system may interact with a driver or operator of the vehicle to both respond to and anticipate the user's needs. The voice assistant may identify potential advertisements based on communications with the driver or occupant. The generalized recommendation related to the potential advertisements may be provided to the driver or occupant. If there is interest, the voice assistant may provide an advertisement within the potential advertisements. Real-time information from a location of the advertisement may also be provided that typify the feeling of the location to further draw interest to the advertisement.

Abstract: A housing provided with an advertisement display is mounted on a vehicle or a user's article or a user's body; a local communication unit or the like is provided in the housing; and the local communication unit, the mobile terminal are wirelessly connected to each other and the GPS is activated, and the mobile terminal transmits transmission and reception information and location and speed information to the server when the mobile terminal in possession of the user approaches the housing.

Abstract: A distributed ledger application for the world of citizen philanthropy and social entrepreneurship, with stakeholder incentives designed to increase social good through accountability, transparency, and flexibility. In this system, called Directed Cash, individual donors specify conditions (the “Directed” part) attached to their donation or investment (“Cash”), that are then efficiently paired with interested recipients or aggregators of recipients (charities, social entrepreneurs) using distributed consensus so that the intent and pairing are open while maintaining donor anonymity. Furthermore, Directed Cash flows both ways to promote accountability and transparency: after receipt, a validation flows backwards to return to the donor so that the donor receives a report of how their donation was spent.

Abstract: Systems and methods for in-store purchases are provided. An exemplary method may include receiving by a customer device associated with a customer, customer data including customer preference data. The method may include storing the received customer data and identifying a merchant at a location of the customer. The method may also include determining a customer order for the identified merchant based on the customer preference data. Further, the method may include transmitting a notification to a merchant device associated with the identified merchant, the notification including the determined customer order.

Abstract: The present invention discloses a selling method for an electronic cigarette based on face recognition, comprising the steps of: acquiring user image information, extracting facial feature information in user image information, analyzing the age of the user according to the facial feature information; determining whether the age of the user is within a preset age range; and if the user is within a preset age range, generating an instruction of approving selling an electronic cigarette. The present invention further discloses a selling terminal for an electronic cigarette based on face recognition, and a computer readable storage medium. The present invention effectively solves the inadequacies that the current selling method for an electronic cigarette is original and the use of electronic cigarettes cannot be limited for minors.

Abstract: Merchandise content is aggregated from numerous merchant sources and presented on computing devices of individual users. Users are able to purchase select individual merchandise items by performing a simplified action, such as a screen tap on a touchscreen device. When the user performs the action, a series of actions are performed programmatically and/or automatically on behalf of the user to initiate and complete the transaction for the selected merchandise item from the merchant source.

Abstract: Dynamically generating a uniquely customized wall art hanging template to help a user hang one or more items of customized wall art as they appear in an electronic display based on the user's selections and product customizations. A user customizes an electronically generated layout of items of art resulting in curated layout of customized items that can be purchased and hung on a wall in accordance with a corresponding customized wall art template. To aid in the accurate hanging of items a uniquely generated wall art template includes customized outlines of each item of art together with customized marks that locate the proper positions for hanging each item to match the appearance of the curated layout in the electronic display. The customized outlines can include outlines of reference points in the room that help the user locate the proper positions for hanging each item to match the appearance of the curated layout in the electronic display.

Abstract: An information processing apparatus includes a determining section, a deciding section, and a notifying section. The determining section determines a designated article designated as a candidate of an order based on an operation by an operator. The deciding section decides, if the order of the designated article determined by the determining section cannot be received, another article as a recommended article. The notifying section notifies the recommended article decided by the deciding section to the operator together with a description about the recommended article.

Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for using location data to identify and provide services in association with items appearing in captured images. One of the methods includes receiving, from a device, an image and location data representing the device's physical location, determining, based on the location data, that a particular set of one or more locations are within a threshold distance of the device's physical location, accessing, for each of the one or more locations in the particular set, item information that indicates one or more items that are associated with the location, determining, based on the accessed item information, that the image likely shows a particular item that is associated with one or more locations in the particular set, and providing, to the device, instructions for presentation of information about (i) the particular item and (ii) one or more locations in the particular set that are associated with the particular item.

Abstract: A computer-implemented method of engaging in a transaction between a merchant and a business entity. The method includes: initiating a transaction by the business entity with a merchant; obtaining, by the merchant, a business entity data set including at least one data field; communicating an authorization request from the merchant to a provider, the request including at least one data field from the business entity data set and at least one field from a transaction data set; establishing a credit-based relationship between the provider and the business entity; communicating an authorization response from the provider to at least one of the merchant and the business entity; and engaging in the transaction between the provider and the business entity based at least in part upon the established credit-based relationship. A system and apparatus are also disclosed.

Abstract: A cross-platform service engages and connects influencers and consumers by facilitating content generation in connection with electronic-commerce platform. An influencer/content generator facing portal presents a set of tools to enable influencers to create content for use on the e-commerce side and to facilitate transactions related to influencer compensation. A consumer facing portal presents adaptive user interfaces to engage remotely connected consumers by presenting influencer-generated “looks” and tools to selectively navigate and select/deselect presented looks and explore look and products and ultimately to handle transactions for purchasing of products.

Abstract: A method and system create, on a portable electronic device, a real-time graphical view of an in-store product display that pinpoints the location of one or more target products on the product display. The graphical view is generated by capturing merchandise display data, such as a video feed of the in-store product display, and processing the data to detect the one or more target products based on predefined product recognition criteria uniquely associated with the respective target products.

Abstract: A location associated with an on-demand electric vehicle is determined dynamically during a ride to be associated with one or more restrictions.

Abstract: A parking lot management system includes a parking lot identifying unit configured to identify position information on a parking lot; a vehicle position information acquiring unit configured to acquire current position information on a vehicle; a detecting unit configured to detect a relative positional relationship between the parking lot and the vehicle based on the positional information on the parking lot and the current position information on the vehicle; a determining unit configured to determine whether the parking lot is rentable or not based on a detection result; a rental processing unit configured to set the parking lot to be rentable or unrentable based on a determination result; and a destination information acquiring unit configured to acquire set-destination information on the vehicle, wherein the determining unit is further configured to determine whether the parking lot is rentable or not based on the detection result and the set-destination information.

Abstract: An interactive data visualization dashboard visualizes a super-region economy and allows a user to identify companies of interest. The dashboard includes a main region chart portraying main regions in a super-region; a sub-region chart representing sub-regions within the main regions depicted in the main region chart; an industry sector chart of industry sectors that can be drilled down from more generic to more specific levels of industry sector codes; a financial stress chart depicting a financial stress index for the selected region; and a material change chart depicting a material change score for the selected region. The charts are interactive and linked so that a selection of an element in one chart automatically triggers all other charts to redraw based upon the selected element. The selection and redrawing occurs iteratively, and the user interacts with the dashboard to focus and refine until satisfied with the information displayed.

Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, dynamically provision and initiate exchanges of data between network-connected devices and systems based on aggregated contextual information. For example, a network-connected apparatus may obtain (i) first data identifying first exchanges of data initiated during a first temporal interval, (ii) second data identifying a current parameter value of the first data exchanges, and (iii) third data identifying a status of an account involved in the first data exchanges. Based on the first, second, and third data, the apparatus may compute a value indicative of a probability of an initiation of a second data exchange involving the account during a second temporal interval. Further, when the computed value is consistent with an alert criterion, the apparatus may transmit alert data characterizing the second data exchange to a device for display within an interface.

Abstract: A system for communicating property data includes one or more interfaces operable to receive lien data including an identification of a lien on a property, an identification of the holder of the lien, a balance of debt associated with the lien, and a repayment schedule for the amount of debt associated with the lien; and lien authentication data including one or more from the set comprising: a copy of an agreement memorializing the lien, a property title memorializing the lien, and a government record memorializing the lien; one or more memories operable to store the received lien data and the received lien authentication data; and one or more processors operable to: determine, based on the received lien authentication data, that the received lien data is valid, and determine, based on the received lien data, that the received balance of debt associated with the lien needs to be updated.

Abstract: Methods and systems for providing efficient computations are provided, especially for producing derivatives contracts. One aspect of the invention includes a computer-implemented method of improving an efficiency of an electronic system. In such and embodiment, the method of the invention is applied in an electronic financial exchange system comprising at least one computer in electronic communication with one or more external data sources and at least one remote computer over a electronic communications network.

Abstract: A least decentralized fund trading system includes a money pool database and a fund transaction processing system. The money pool database includes an accommodator account and participant accounts. The fund transaction processing system includes a fund matching module, a clearing and settlement module and an encrypted packaging module. The fund matching module matches the transaction-term orders and generates bid/ask matching information. The clearing and settlement module is to perform a clearing process and a settlement process upon the bid/ask matching information with respect to corresponding transaction-term orders and the corresponding participant accounts. The encrypted packaging module bases on a time series of the transaction record to record the transaction receipt or the balance receipt into ledger information, and the encrypted packaging module performs an encryption process upon the ledger information so as to obtain a total root encryption value.

Abstract: The present invention is a method and system used for calculating insurance rates. Particularly, this invention allows the insurance rating data to be stored on an analytics platform and accessed via requests made to the analytics platform API from a web application or service, which performs calculations and returns data to a front-end application, which presents rates to the end-user.

Abstract: Systems including purpose-configured controllers that securely separate—functionally, structurally, or physically—data acquisition, validation, and aggregation operations from data distribution operations associated with completing and distributing an insurance application to insurance carriers.

Abstract: Embodiments of the present disclosure help protect computing devices by, among other things, identifying events that may pose a risk to a computing device based on data from sensors coupled to the computer device.

Abstract: Embodiments of the specification provide a method, apparatus, server and terminal device for obtaining a vehicle loss assessment image. The method may include: receiving video data of a damaged vehicle and information of a damaged portion of the damaged vehicle; extracting one or more video images from the video data; classifying the one or more video images into one or more candidate image classification sets of the damaged portion based on the information of the damaged portion; and selecting a vehicle loss assessment image from the one or more candidate image classification sets according to a screening condition.

Abstract: Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may generate and maintain user profile information for determining a demographic classification of each user associated with an inventory. A demographic classification for a given user may be used along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory.

Abstract: Systems and methods for generating customer transaction test data that simulates real world customer transaction data are disclosed. In one embodiment, a method may include (1) generating an account type reference file defining a plurality of account types; (2) generating a transaction type reference file defining a plurality of transaction types; (3) generating a plurality of customer test data records based on at least one of the plurality of parameters, wherein each customer test data record comprises a plurality of data fields, the data in each data field having a format that simulates real-world data; (4) verifying a uniqueness of each of the plurality of customer records; (5) generating a random number of accounts for each customer test data record based on the account type reference file; and (6) generating a random number of transactions for each account based on the transaction type reference file.

Abstract: Described herein are systems, methods, and software to provide an expense calculation based on calendar event data. In one implementation, a method of operating a computing system includes receiving one or more calendar events indicating an event type, a location, a date, and a time associated with each of the one or more calendar events. At least one of the one or more calendar events is identified as qualifying for mileage tracking based on the event type associated with the calendar event. A user is determined to be located at the location associated with the qualifying calendar event at the identified date and time associated with the qualifying calendar event. An estimated mileage calculation is then provided based at least in part on the location associated with the qualifying calendar event.

Abstract: A simulation and optimization (SO) computing device is configured to receive a request for an intelligent budget, and retrieve historical data for purchase transactions initiated over a period of time. The SO computing device is also configured to assign each purchase transaction one budget class, generate a historical budget model based upon the purchase transactions and budget classes, the historical budget model representing historical spending behavior over the period of time, and execute future budget simulations based upon the historical budget model, each future budget simulation identifying a possible future spending behavior of the user.

Abstract: Techniques for creating a user network based on user interest in a product are described. For example, a first search query is received from a first client device. The first client device is associated with a first user. A second search query is received from a second client device. The second client device is associated with a second user. The first search query is matched to a product. The second search query is matched to the product. A user network corresponding to the product is created. The first user is added to the user network based on the matching of the first search query to the product. The second user is added to the user network based on the matching of the second search query to the product.

Abstract: There are provided a repair determination section that determines, based on failure information on the facility for manufacturing a product, a repair time required to repair the facility, and a recovery plan creation section that creates a recovery plan in accordance with a predetermined production evaluation indicator, based on the repair time and production information on a line with the failed facility, one or more other facilities, and on one or more other lines.

Abstract: The present disclosure relates to a method, system and device for power generation planning in a power generation system. The power generation system comprises a plurality of Power Generation Units (PGUs). The system receives a power demand data indicative of power required over a pre-defined time period, by a load. A pattern in variation of power among various patterns is identified for each of one or more intervals in the pre-defined time period. An operation technique and a repair technique are determined for each of the one or more intervals based on the pattern. A plurality of working patterns for operating the plurality of PGUs is determined in each of the one or more intervals based on determined operational technique and repair technique for corresponding one or more intervals. System determines individual power outputs to be generated by the number of PGUs determined in each of the plurality of working patterns.

Abstract: The invention relates to a system for measuring well-being in at least one inner space, said measuring system comprising: a computer server, at least one monitoring module arranged in the inside space, said monitoring module comprising means for measuring at least one objective environment parameter in the vicinity of said monitoring module and communication means designed to transmit the objective environment measurement to the computer server, and means for transmitting a subjective measurement of the environment to the computer server in such a way as to form a refined environment ratio temporally correlating the objective measurement and the subjective measurement.

Abstract: Various embodiments of the present disclosure can include systems, methods, and non-transitory computer readable media configured to identify a set of features associated with at least one of a collection of residences or an energy billing period. Measured energy consumption information and a plurality of feature values can be acquired for each residence in the collection of residences. Each feature value in the plurality of feature values can correspond to a respective feature in the set of features. A regression model can be trained based on the measured energy consumption information and the plurality of features values for each residence in the collection of residences. At least one expected consumption value and at least one efficient consumption value can be determined based on the regression model.

Abstract: The present invention provides a method and system to identify, access and compare the best pricing options for travel services for individuals. This search engine identifies pricing methods ranging from those with no single supplement, reduced single supplement, sharing to avoid a single supplement, single parent pricing, solo-priced rooms or cabins as well as any other ways in which those traveling alone are charged. The user is able to combine a search for such a best pricing option for solo travelers with locations and types of travel offered. Alternatively, the user may choose a location alone to identify travel providers included in the solo travel search tool's database without specifying the type of travel services or pricing option. Search results then enable users to access directly providers, travel details and pricing to compare best offers for such services.

Abstract: An Iconsent application allows a user to obtain the users consent to some action, to verify identities of one or both users to the action, to find a proper form to obtain the consent, and finally to record the users' consent along with the biometric obtained at the time of the content. The consent can be given by one or both parties to the transaction.

Abstract: The present invention provides a computer-method for using statistical analysis to deduce the details of an unknown deterministic branching data generating process (DGP) which, in the preferred embodiment, is the claims processing algorithm used by a health plan administrator. The computer-method, in the preferred embodiment, includes accessing data on paid health care claims; splitting the claims data into subsets with a separate subset for each combination of health plan administrator, broad type of service (e.g. inpatient hospital care), and health care provider; defining possible contract types; identifying links among claims that reveal possible specific contracts; identifying a best specific contract for each claim; and running a partitioning tree model using the best specific contract for each claim as a categorical outcome to be predicted and including as predictors the date of service, the type of service, and other characteristics of the service.

Abstract: Content uploaded to a video distribution service is analyzed to determine if a portion matches part of any reference work. If a match is found, treatment of the uploaded content is determined based on stored rule data, and based on one or more factors. These factors can include, e.g., the length of the matching portion, the part of the reference work from which the matching portion was apparently copied, the confidence of the match, the popularity of the uploaded content (or of the reference work), the geography from which the content was uploaded (or the geography to which it is to be downloaded), etc. Further determinations may be made by human evaluators (including crowd-source approaches). A great variety of other features and arrangements are also detailed.

Abstract: An Iconsent application allows a party to consent to a transaction or to a romantic advance. The party is given a request, and if accepted, the acceptance is stored along with the biometric indicating that the authorized user did in fact carry out the acceptance.