Abstract: A credit card comprises a plastic layer, a processor, and a keypad. The keypad provides the ability to input a code (e.g., a personal identification number (PIN) code) to the processor as a part of validating the transaction. Illustratively, the entry of a valid PIN code may cause the processor to trigger an alerting device as an indicator to the merchant that the holder of the credit card is authorized for its use.

Abstract: The present invention discloses a magnetic recording medium comprised by sequentially layering a magnetic recording layer, intermediate layer and concealment layer on a non-magnetic substrate made from a thermoplastic resin, wherein the surface of the intermediate layer forms a single smooth surface with the surface of the non-magnetic substrate as a result of embedding the magnetic recording layer and the intermediate layer within a portion of the non-magnetic substrate, and the concealment layer conceals the surface of the intermediate layer and the surface of the non-magnetic substrate. This magnetic recording medium has superior concealment and adhesion of the concealment layer for the magnetic recording layer as well as a high level of design properties regardless of the type of magnetic particles used in the magnetic recording layer.

Abstract: An IC card system for transceiving data signal between an IC card processor and an IC card in the manner of non-contact are provided. The IC card modulates the signal to be transmitted to the processor in the manner of Quadrature Amplitude Modulation and generates the modulated signal. A card reader demodulates the signal received from the IC card in the manner of QAM. The rate of the data signal transmitted from the IC card to the card reader is improved.

Abstract: A device (80) for reading a coded golf ball (40) comprises a helical track (82) on the inside or outside of a cylindrical housing (81), the track serving to change the orientation of the ball relative to an antenna coil (85) to ensure that the code is read. The track may be arranged horizontally and rotated by a motor; a flap (30) may be provided to avoid balls following each other too closely onto the helical track. Alternatively the track may be arranged vertically and the balls may fall under gravity.

Abstract: A handy reader/writer has a data transmitting and receiving units and a control unit. The transmitting and receiving units communicate with a contactless IC card placed within a communication area of the communicating unit by using first electromagnetic waves outputted from an antenna. The control unit judges whether or not the card is now in communication with a second reader/writer. If the control unit detects the card communicating with the second reader/writer by using second electromagnetic waves, the control unit forbids the antenna outputting the first electromagnetic waves. If the control unit does not detect the card communicating with the second reader/writer, the control unit starts communicating with the card placed. The second reader/writer does not output the second electromagnetic waves when detecting the first electromagnetic waves, and starts communicating with the card when detecting no first electromagnetic waves.

Abstract: The apparatus and method described herein provides for creating multiple spatial patterns, such as magnetic patterns on credit cards. The invention includes storage of information from which patterns may be created, a pattern creation device for creating the spatial patterns, and control whereby the information which is stored is selectively utilized to cause the pattern creation. This allows multiple desired patterns to be simulated, allowing convenient replacement of a number of separate pattern carrying devices.

Abstract: Systems and methods for electronically processing financial transactions involving corporate checks. A front end device at a location associated with a merchant and a check processing service configured to detect and process corporate checks. In one embodiment, the detection of the corporate check is achieved at the front end device by reading of an auxiliary on-us field in the check's magnetic ink character recognition (MICR) line. Such information denoting the check as a corporate check is used by the check processing service to at least partially base its assessment of whether to approve and process the corporate check electronically.

Abstract: The present invention provides identification functional paper which allows secure measurement of a change in signal caused by a magnetic material and excels in waveform reproducibility when measuring a single specimen two or more times, and an identification card including the identification functional paper. The identification functional paper includes a magnetized fiber obtained by filling the fiber inner cavity with a magnetic material, and the identification card includes the identification functional paper.

Abstract: A Universal Ticket Transport (UTT) 10, 150 may be configured to read from and write to many types of magnetically encoded tickets 20 currently used in fare collection systems. The UTT 10, 150 includes a mechanical insertion interface and automated movement along a transport path 18 for tickets 20 of varying thicknesses that are presented at a range of different angles 40, 42 into and exiting from the UTT 10, 150. The UTT 10, 150 includes a mechanical assembly 156, 158 which may be rotated, and the belts 22, 24, 152, 154 and rollers 30, 32, 34, 36 reconfigured, to accommodate tickets 20 having top-face or bottom face magnetic stripes. The belt subassemblies A, C and the magnetic head subassembly B are configurable across a width W of the UTT 10, 150 to process tickets 20 having magnetic stripes which are offset from a center line 86.

Abstract: A coded marker in a magnetomechanical resonant electronic article identification system, includes a plurality of ductile magnetostrictive elements or strips based on an amorphous magnetic alloy ribbon with improved magnetomechanical resonance performance. The coded marker takes full advantage of the improved magnetomechanical properties, and an electronic article identification system utilizes the coded marker. The improved encodable and decodable marker/identification system is capable of identifying considerably larger number of articles than conventional systems.

Abstract: An information processing system includes a magnetic-field generation apparatus for generating a magnetic field; and an information processing apparatus for performing wireless communication with an electronic device. The magnetic-field generation apparatus includes a generation section configured to generate the magnetic field, the magnetic-flux density of the magnetic field changing with time.

Abstract: The RF tag recycling system for recycling RF tags containing information on goods to which the RF tags are attached includes data storage mediums which are portable by consumers and issued by stores affiliated with the system, at least one RF tag collecting apparatus configured to calculate, when one of the data storage mediums is inserted into the RF collecting apparatus, a reward point value for RF tags put in the RF collecting apparatus, and to update the one of the data storage mediums on the basis of the calculated reward point value. The RF tag recycling system further includes a data processing apparatus configured to accumulate the calculated reward point value received from the RF tag collecting apparatus and to notify one of the stores which is an issuer of the one of the data storage mediums of information on an accumulated reward point value.

Abstract: A magnetic detection device has a roller unit to which conveying rollers are attached, a fixing unit that installs the roller unit movably in the direction to contact to or leave away from a magnetic head, and eccentric shafts that are provided rotatably between the fixing unit and the roller unit. This magnetic detection device has an adjusting means to adjust a gap between the magnetic head and the conveying roller by relatively moving the roller unit to against the fixing unit.

Abstract: A secure magnetic stripe card stripe reader (MSR) module and software system capable of encrypting the magnetic stripe data to CISP standards for use in point of sale (POS) and other applications requiring data security using non secure networks and computing devices. Additionally, when incorporated within an attachment for conventional personal digital assistant (PDA) or cell phone or stationary terminal, provides encrypted data from the magnetic head assembly providing compliance with Federal Information Processing Standards Publication Series FIPS 140 covering security and tampering standards. Moreover, this module and software system includes the capability of providing secure POS transactions to legacy transaction processing systems transparently to the existing infrastructure. Furthermore, this module and software system includes the capability of transparently providing detection of fraudulently copied magnetic stripe cards.

Abstract: A system for personalizing a plurality of transaction cards comprises an array of shells that are adapted to engage a sheet having a plurality of transaction cards. Each of the shells comprises an antenna adapted for transmitting data onto one of the cards. An orientation detector is used to determine the orientation of the sheet relative to the array of shells. A controller is used to direct operation of the antenna so that data may be recorded on the cards.

Abstract: A semiconductor integrated circuit includes a demodulating circuit, a plurality of sampling circuits each capable of sampling output signals of the demodulating circuit, a plurality of detection circuits capable of detecting headers of output signals of the sampling circuits, a plurality of processing circuits capable of performing a predetermined data process based on the detection results of the detection circuits, and a circuit capable of determining a match to a preset communication method from results of the header detection by the detection circuits. By performing processes adapted to different communication methods in parallel, time required to establish a connection and enable information to be transmitted/received is reduced.

Abstract: An RFID device preparation system includes a printer combined with a short-range tester/reader. The tester/reader operatively couples to the RFID device using capacitive and/or magnetic coupling. By use of capacitive and/or magnetic coupling, good read characteristics may be obtained, while obtaining excellent discrimination between various RFID devices that may be in or near the tester/reader. Thus, RFID devices may be inexpensively and reliably tested one at a time, without appreciable interference or effect due to the presence of other RFID devices. The tester/reader may include electric-field and/or magnetic-field coupling elements that are configured to receive different signals, in order to test a variety of configurations of RFID devices. This may enable the device preparation system to accommodate various types and configurations of RFID devices, increasing versatility of the system.

Abstract: In one embodiment there is described a reader capable of processing image data representing a substrate. The reader can include a multiple pixel image sensor and a lens focusing image onto the multiple pixel image sensor. In one embodiment the image data representing a substrate processed by a reader can include a representation of a bar code symbol.

Abstract: A dual card system for a portable device and a fixed terminal machine is disclosed. The dual card system includes a first card having a first substrate and a first integrated circuit (IC) provided with a first plurality of contacts on a top surface of the first substrate, and a second card having a second substrate and a second IC provided with a second plurality of contacts on a top surface of the second substrate. The second substrate is provided with a first plurality of pins on a bottom surface thereof, to be electrically coupled with the first plurality of contacts, respectively.

Abstract: A system and method for implementing frequency domain based magnetic ink character recognition (MICR). A system is provided that includes: a segmentation system for segmenting inputted MICR data into sets of temporal data for inputted characters; a Fourier system for generating a set of Fourier components from temporal data for an inputted character; a normalization system for normalizing the set of Fourier components to generate a normalized set of Fourier components; and a matching system for comparing the normalized set of Fourier components with each of a set of reference waveforms to determine an identity of the inputted character.

Abstract: The invention concerns a control and/or monitoring device comprising pairs (P, P?) of interactive members (1, 2; 1?, 2?) each of which includes an electronic label (1, 1?) identified by a specific identification code (KID1, KID1?) communicating with said label (1, 1?). For each pair (P) of interactive members, the inventive device also comprises a state encoder at least partially borne by the label (1), said encoder producing a state signal which is accessible to the reader (2) and representing a logic or analog state affecting the label (1) or a relationship between the label (1) and the reader (2).

Abstract: A character recognition system and method. The system comprises an (OCR) optical character reader system for collecting character data by electro-optically scanning printed characters; a conversion system for converting the character data to a Magnetic Ink Character Recognition (MICR) format; and a recognition engine for interpreting the converted character data using a MICR algorithm.

Abstract: A data distribution system (10) including an information card (12) to work with a reader (14, 72). The information card (12) includes visible indicia (20) on its front, stripe zones (34) and a ring zone (36) nominally “on” its back and a radio-frequency identification (RFID) tag (70). The zones (34, 36) are suitable for magnetically recording and the RFID tag is suitable for electronically storing data. Optional characteristics for such data can concurrently be recorded or stored. The reader (14, 72) may be a linear reader (14a), a rotary reader (14b), a card-stationary reader (14c, 14d), or a RFID reader/interrogator (72), and may optionally act automatically in response to reading one or more of the optional data characteristics. If the reader (14) is a rotary reader (14b) the information card (12) may particularly be loaded into a cartridge (16) which is loaded into the rotary reader (14b).

Abstract: A value holding system includes a receiving unit that receives an instruction to add or remove a value relating to a payment, a judging unit that judges whether the instruction is identical to a previously received instruction, and a rejecting unit that rejects the instruction when the judging unit judges that the instruction is identical to the previous instruction. According to the value holding system so constructed, it is possible to reject an invalid payment request in order to prevent an incorrect collection of payment.

Abstract: A transaction card is formed of an electrically-alterable display material. The display may be altered by the application of an external field, without requiring any circuiting on the card. The card also includes an information storage medium, and both the information storage medium and the display may be accessed by a card reader.

Abstract: A card with a magnetic stripe when fed into a card reader can be illegally read by a read head unobtrusively attached to the outside of the card reader adjacent to the slot into which the card is fed. To defeat this illegal reading, movement of a card through the read head is interrupted thereby making it difficult for the illegal read head to read the stripe. This interruption occurs at the point where the proper read head inside the card reader is not reading the magnetic stripe. The interruption can be a brief stop or a brief reversal in direction. The interruption occurs once while the card is being fed into the card reader and once when the card is being fed out of the card reader.

Abstract: A document reading apparatus reduces processing time and affords excellent ease of use in reading a slip document to acquire magnetic data and/or image data. As the slip is transported through a transportation path, a magnetic reading unit outputs magnetically read data acquired by reading printed magnetic ink characters from the slip and an optical reading unit outputs image data captured by optically imaging the same slip during the same pass through the transportation path. A parameter may be added to a single-pass read command for selectively specifying magnetic reading only, optical reading only, or both magnetic and optical reading as the type or types of reading of a slip during the single pass through the transportation path.

Abstract: A data storage medium having a memory unit, a control unit, and an interface having contact pads for at least one voltage supply and one data transmission. Provision is made of a test signal generating device for generating test signals used to test the data storage medium. The data storage medium can be switched into a test mode in which the test signals are used for the test.

Abstract: The present invention is a card reader that can read cards wherein the information contained on the cards is in different formats. This eliminates the need for different card readers for each card having a different format for information storage thereon. The card reader also has a biometric identification input and a keypad for input of additional information by a user of the device. The card reader further includes a data module connectable to the card reader.

Abstract: A device and method for validating a ticket having magnetic ink printed on at least one side of a ticket. The ink is magnetized to create a magnetic signal in the magnetic ink and thereafter a media reader sensor spaced from the ticket is used to verify the existence of a magnetic signal. The magnetic signal is comparable to pre-existing data to determine a match and/or validate tickets having a match. An optical reader can be used to obtain additional data stored in the form of bar codes or patterns on the printed magnetric ink. The optical signal is comparable to pre-existing data to determine a match and/or validate tickets having a match. Preferred comparators for magnetic and optical matching are microprocessors and preferred media reader sensors for magnetic readers are anisotropic magnetoresistive sensors.

Abstract: A vending machine has a nonvolatile data storage device for storing transactions with customers. The customers may use a number of cashless options to make purchases from the vending machine, including magnetic credit or debit cards, or universal vending cards. The transactions are stored on the storage device and later retrieved either locally or remotely. The security of the data is enhanced by requiring separate passwords for the data storage device, access to the data storage device, and, optionally, for the vending machine controller. In addition, the data is inaccessible should the storage device become separated from the controller.

Abstract: A portable type information processing terminal device is provided which includes a substrate carrying a substantially annular antenna coil thereon, a signal processing integrated circuit element arranged inside the antenna coil, a magnetic plate arranged under the substrate and a metal plate arranged under the magnetic plate, which are integrally formed and arranged on one or more than one metal parts including a battery pack. The metal plate is used to substantially regulate the resonance frequency of the antenna coil so that it is allowed to be arranged in a cabinet of the portable device.

Abstract: The present invention relates to the marking and identification of defective die sites on a mounting substrate. A mounting substrate is provided which is inspected and tested for visual and electrical defects. Information relating to the functionality and/or various defects of one or more die sites is then encoded in the form of a designator placed on the substrate. The information encoded on the designator may then be read or scanned by, for example, computer-driven video equipment and used in a die-attach process to discriminately place semiconductor dice only on known good die sites. Embodiments of the designator include information encoded in the form of a bar code, a series of identifying marks, a strip of magnetic tape or a computerized map of a mounting substrate. Correlated data regarding die site functionality can then be electronically transferred to a die-bonding apparatus.

Abstract: A wireless sensing system includes a sensor made from an electrical conductor shaped to form an open-circuit, electrically-conductive spiral trace having inductance and capacitance. In the presence of a time-varying magnetic field, the sensor resonates to generate a harmonic response having a frequency, amplitude and bandwidth. A magnetic field response recorder wirelessly transmits the time-varying magnetic field to the sensor and wirelessly detects the sensor's response frequency, amplitude and bandwidth.

Abstract: An adaptor allows a magnetic stripe card reader to receive information from other media such as wireless proximity chip cards while maintaining the ability to receive a magnetic stripe card. In accordance with one embodiment, the adaptor includes a simulacrum structure of sufficiently narrow width to fit substantially permanently within the slot of the magnetic stripe reading device, while providing sufficient room for a magnetic stripe card to also be concurrently accommodated within the slot and read by the reader head. The simulacrum structure may be in electronic communication with one or more transceivers of wireless communications such as RF and IR.

Abstract: An attachment that may be coupled to a wireless communication device, such as a cellular telephone, personal digital assistant (PDA), or the like, to perform commercial or other information transactions, as well as to an apparatus or system for conducting such transactions. The wireless communication device generally includes an antenna that may be directly accessed by a processor in the attachment for transmission of data to a remote computer over a communication network. The attachment may also include an input device, such as a magnetic stripe reader, smartcard reader, barcode scanner, optical scanner, fingerprint scanner, proximity detector, or the like. When input is received at the input device, the input information may be sent to the attachment processor for processing and transmission to the remote computer via the antenna. The remote computer may process the received attachment-processed data and generate a response to send to the device processor.

Abstract: A distinctive recorded sound is generated when a credit card or other financial transaction card is used at a point of sale (POS) terminal. As is common, the POS terminal includes a card reader through which the card is swiped to read data that is encoded on a magnetic stripe affixed to the card. A recorded sound may be stored in the card or in the card reader. In either case, the sound is played back through the card reader when the card is swiped.

Abstract: The present invention is to provide a cellular phone capable of detecting counterfeit currency or lighting comprising a counterfeit currency detection bulb, a lamp and a keypad, wherein the keypad includes a first dual key in association with the counterfeit currency detection bulb, a second dual key in association with the lamp and a plurality of third keys, such that in response to pressing the first dual key or the second dual key, the cellular phone activates the counterfeit currency detection bulb for detecting counterfeit currency or activates the lamp for lighting respectively.

Abstract: A system for verifying the authenticity of data contained in a magnetic medium using the remanent noise characteristics of the magnetic medium. One embodiment of the invention includes an over-sampled modulator and at least one channel in communication with an output of the over-sampled modulator. The at least one channel is configured to filter the output of the over-sampled modulator and the at least one channel is configured to vary the bandwidth of the filter applied to the output of the over-sampled modulator in response to variations in the bandwidth of the signal generated by the sensing unit.

Abstract: A method for identifying/authenticating a product. The method includes providing a substrate coupled to the product that includes an identification pattern within a region of interest and imaging the region of interest of the substrate to identify identification particles of the identification pattern. For the identified identification particles in the region of interest, calculating a mathematical value representative of a position of the particle relative to at least one other identification particle and converting the mathematical values of the identified identification particles into an identification value representative of the identified identification particles. The identification value is compared with stored identification values in a database to identify/authenticate the product. Alternately, or in addition, the identification value is compared to an identification value decoded from a bar code imprinted on the product.

Abstract: Disclosed are systems and methods which provide for scanning of information, such as characters or symbols, without requiring a controlled scan velocity. Preferred embodiments utilize an optical sensor in detecting attributes of information scanned and implement compensation techniques to remediate the effects of distortion and present information which may be identified to a high level of confidence. A known topology may be relied upon to present known markers in the scanned information, such as known blank or filled regions, patterns, or other observable traits and utilized with respect to a distorted scanned image to compensate for the effects of the distortion. Additionally or alternatively, vector based pattern recognition may be utilized in remediating distortion of a scanned image.

Abstract: A system for illustrating sound and text including a book with pages having illustrations and/or text, at least some of the pages including a magnetic signature; a book holder adapted to accept the book, the book holder having a reading surface with a magnetic signature sensor, cartridge slot, a reading controller, a speaker, and a power supply; and a cartridge adapted to be inserted in the cartridge slot, the cartridge including stored audio representations related to the illustrations and/or text of the pages; wherein the magnetic signature sensory is predisposed to detect and make direct contact with the magnetic signature on the pages as they are turned by a user viewing the book, and wherein the reading controller is adapted to interact with the magnetic signature sensory to determine a given page that the user is viewing responsive to the direct contact between the magnetic signature sensor and the magnetic signature on the given page, and to retrieve audio representations and/or text stored on the cart

Abstract: A stored-value card assembly comprises a stored-value card and a magnetic sheet. The stored-value card defines a first surface and a second surface opposite the first surface. The first surface includes an account identifier linking the stored-value card to at least one of a financial account or a financial record. The stored-value card is substantially non-magnetic. The magnetic sheet is placed on the second surface of stored-value card and is removably coupled to the stored-value card. Methods of assembling a stored-value card assembly, methods of encouraging purchase and facilitating use of a stored-value card assembly, and other embodiments are also disclosed.

Abstract: A sensor for executing simple discrimination is provided on a transfer path immediately after a cash inlet of a cash depository. The sensor detects a position of a bill in a transfer direction, a width of the bill in a direction orthogonal to the transfer direction, thereby outputting detection results to a controller. The controller calculates a degree of a slant of the bill and the width of the bill, thereby determining whether or not those values are in excess of reference values. If the controller determines that the degree of the slant and the width of the bill are in excess of the reference values, the transfer direction of the transfer path is changed over to coincide with a direction opposite to a normal direction by reverse-rotating a motor.

Abstract: A substrate is printed with areas of magnetizable ink. The magnetizable ink is compressed into the surface of the substrate, and overprinted to hide it. Suitable inks for the purpose are disclosed. The ink may be permanently magnetized in any of a variety of patterns.

Abstract: The present invention relates to a printing ink comprising at least one film forming binder and plurality of at least one type of electrically conductive micro-wires wherein the mean length of said type of micro-wires is in a range of between 3 ?m to 250 ?m.

Abstract: Apparatus forming a portable charge, debit or similar identification card which can be read using a magnetic card reader and methods for securing information are described. The preferred apparatus includes a magnetic stripe for storing information, a jamming assembly configured to emit a jamming signal which temporarily renders at least a portion of the magnetic stripe unreadable when the card is swiped through the card reader without first entering correct authentication data, and a power source adapted to supply power to the jamming assembly. Other features are also disclosed.

Abstract: A portable device (1) includes a communication station configuration (10) for contactless communication with at least one external data carrier (13) and a data carrier configuration (11) for contactless communication with at least one external communication station (14), wherein a detection circuit (32) is provided which is designed to detect the presence of an external data carrier (13) and the presence of an external communication station (14) in a communication zone of the internal communication station configuration (10) and the internal data carrier configuration (11) designed for contactless communication, and wherein an activation circuit (33) cooperating with the detection circuit (32) is provided, by means of which activation circuit (33) one of the two configurations (10, 11) can be activated as a function of the detection result (INFO1, INFO2, INFO3) supplied in each case by the detection circuit (32).

Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.

Abstract: A security device having multiple security features is used with an item, such as a secure document, ticket, label or tag, to authenticate the item and/or encode data pertaining to the item. One example of the security device includes a carrier substrate, a metallic layer disposed on the carrier substrate, and a magnetic layer disposed on the metallic layer in substantial registration with at least a portion of the metallic layer, thereby providing both metallic security features and magnetic security features. The metallic layer and the magnetic layer also form graphic or visually identifiable indicia on the carrier substrate to provide a visual security feature. According to one method, the metallic layer is applied to the carrier substrate, the magnetic layer is applied to the metallic layer, and the layers are etched to form the graphic indicia. The magnetic layer can, in one embodiment, include a magnetic chemical resist that is printed on the metallic layer in the form of the graphic indicia.