Abstract: Example embodiments of biodegradable cards and systems and methods making the same are provided. A biodegradable card can comprise a biodegradable substrate, a magnetic particle slot within the biodegradable substrate configured to receive magnetic particles, a high coercivity magnetic stripe comprising magnetic particles printed on the biodegradable substrate and encoded with payment account data, and a biodegradable water resistant coating, wherein the coating covers at least the magnetic stripe.

Abstract: Metal containing transaction cards or smartcards (SC) having a slit (S) formed in a metal layer (ML) or metal card body (MCB) which extends from a perimeter edge of the card body to a transponder chip module (TCM), wherein the path of the slit (S) extends to an area underneath a module antenna (MA) of the TCM. The slit (S) does not reach a module opening (MO) for the transponder chip module (TCM). The slit enters the area of the module antenna (MA) overlapping its windings or tracks and follows the form and path of the module antenna (MA). In some embodiments, the module opening (MO) may be omitted. The shape of the module opening (MO) may be other than rectangular, and it may have at least two parallel sides.

Abstract: Disclosed herein are system, method, and apparatus for detecting a skimmer via a vibration sensor on a transaction card. The method includes receiving, at a server, from a user equipment, vibration information recorded by a transaction card in response to an execution of a transaction at a point-of-service (POS) terminal of a plurality of POS terminals using the transaction card. The vibration information may be recorded by a microphone or an accelerometer on the transaction card while the transaction card is swiped through the POS terminal or inserted into or removed from the POS terminal. The method includes determining, at the server, a state of the POS terminal based on the received vibration information and in response to a determination of the state of the POS being compromised, sending to one or more stakeholders of the transaction a warning message containing the POS terminal information including the POS terminal's state.

Abstract: The present invention relates to a metal card and a card manufacturing method, and the metal card includes a metal sheet, a machined part made of a plastic material in such a manner as to be inserted into one side surface of the metal sheet, an insulating sheet with a ferromagnetic insulating material in such a manner as to be attached to the underside of the metal sheet, and an inlay sheet with antenna coils in such a manner as to be attached to the underside of the insulating sheet, wherein the metal sheet has a machined part insertion portion formed on one side surface thereof to insert the machined part, and the ferromagnetic insulating material has the shape of one or more pieces or powder.

Abstract: An underground pipe repair device is for a joint between a service pipe and a branch pipe. The underground pipe repair device may include a T-shaped joint liner having a base portion extending laterally in the service pipe, and an arm portion extending vertically into the branch pipe, the base portion including a first base surface facing the service pipe, and a second base surface opposite the first base surface. The underground pipe repair device may include an annular body aligned with an opening for the branch pipe and coupled to the second base surface of the T-shaped joint liner. The annular body may have a physical characteristic to be detected by a robot device within the service pipe.

Abstract: A transaction card may comprise a first card component having an electrically conductive surface configured to receive an electrically applied coating. An electrically applied coating may be formed on the electrically conductive surface. The transaction card may be manufactured by forming a first card component having an electrically conductive surface configured to receive an electrically applied coating. The method may also include applying an electrically applied coating to the electrically conductive surface.

Abstract: Disclosed are a system and methods enabling updating of a card number of a payment card and thereby reissuing the payment card utilizing a reissue application associated with the payment card. The reissue application, when executed communicates with a service provider that manages the payment card. The payment card includes processing circuity and a rewriteable visual display. Using cryptographic techniques, the reissue application and payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided via near-field communication to the payment card. In response to the update payment card number received from the reissue application, the rewriteable visual display on the payment card is updated with the updated card number. Other information may also be presented on the rewriteable visual display of the payment card based on user preferences.

Abstract: Disclosed are a system and methods enabling updating of a card number of a payment card and thereby reissuing the payment card utilizing a reissue application associated with the payment card. The reissue application, when executed communicates with a service provider that manages the payment card. The payment card includes processing circuitry and a rewriteable visual display. Using cryptographic techniques, the reissue application and payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided via near-field communication to the payment card. In response to the update payment card number received from the reissue application, the rewriteable visual display on the payment card is updated with the updated card number. Other information may also be presented on the rewriteable visual display of the payment card based on user preferences.

Abstract: This disclosure is directed to an electronic identification card or electronic card having various features. The electronic card may include an integrated circuit and a contact plate for electrically interfacing with the integrated circuit. The contact plate may include an array of terminal electrodes that are offset with respect to the edges of the contact plate. The electronic card may be coated with a coating layer that extends at least partially over a ferromagnetic element or film. The electronic card may also include a metal substrate having exposed chamfer portions that may provide a visual contrast to the coating layer and also improve the handling and use of the electronic card.

Abstract: This disclosure is directed to an electronic identification card or electronic card having various features. The electronic card may include an integrated circuit and a contact plate for electrically interfacing with the integrated circuit. The contact plate may include an array of terminal electrodes that are offset with respect to the edges of the contact plate. The electronic card may be coated with a coating layer that extends at least partially over a ferromagnetic element or film. The electronic card may also include a metal substrate having exposed chamfer portions that may provide a visual contrast to the coating layer and also improve the handling and use of the electronic card.

Abstract: A storage device. In some embodiments, the storage device includes a storage interface, configured to be connected to a host computer, a processing circuit, and persistent storage media. The processing circuit may be configured to: read first data from the persistent storage media in response to a read command received through the storage interface; transmit second data through the storage interface, the second data being based on the first data; receive a write command, with third data, through the storage interface; write fourth data, based on the third data, to the persistent storage media; and perform a cryptographic operation on the first data or on the third data.

Abstract: An example cleaning card for cleaning a check-reading machine can include at least two opposing surfaces. The opposing surfaces can include a cleaning feature configured to clean at least one component of the check-reading machine when the cleaning card is fed through the check-reading machine. An ink can be located on at least one of the opposing surfaces. The ink can define a set of Magnetic Ink Character Recognition (MICR) characters capable of identifying the cleaning card. The position of the set of MICR characters can coincide with a routing field of the cleaning card as defined in accordance with the standard of the American National Standards Institute (ANSI) X9 family of standards. Other systems, apparatuses, and methods are also described.

Abstract: The APPARATUSES, METHODS AND SYSTEMS FOR A VIDEO REMOTE DEPOSIT CAPTURE PLATFORM (hereinafter “RDC-Video”) provides a platform for remote deposit by obtaining images of a check from streaming video captured by a video camera, wherein the RDC-Video transforms captured check images and/or entered check deposit information inputs via RDC-Video components into deposit confirmation outputs. For example, in one embodiment, a user may employ a personal computer connected to a web camera, and/or a smartphone with a built-in camera to initiate the remote deposit by holding a check in front of the camera, and the RDC-Video may capture images of the check and send them to a financial institution for deposit processing.

Abstract: The present disclosure describes writing information on substrate displays. In an example, a display on a substrate is interfaced. The interfacing includes constraining a first longitudinal side of the substrate via a first actuable slot. Further, a second longitudinal side of the substrate opposite to the first longitudinal side is constrained via a second actuable slot. Thereby the substrate is constrained between the first and second slot with the display positioned therebetween. Further, the display is operated to write information thereon via an imager while the substrate is constrained between the first and second slot.

Abstract: A transaction card may comprise a first card component having an electrically conductive surface configured to receive an electrically applied coating. An electrically applied coating may be formed on the electrically conductive surface. The transaction card may be manufactured by forming a first card component having an electrically conductive surface configured to receive an electrically applied coating. The method may also include applying an electrically applied coating to the electrically conductive surface.

Abstract: A transaction card has a 3D printing graphic surface and a card base. The card base comprises in order from top to bottom: a front protective film layer, a front substrate layer, an intermediate INLAY layer, a back substrate layer, a back printing graphic layer, and a back protective film layer. The upper surface of the front protective film layer is adhered with a 3D printing graphic layer with a height of 0.05-0.46 mm. The transaction card is uniquely designed with a 3D printing graphic effect incorporated in the card surfaces, therefore the overall quality of the card is improved, allowing the transaction card to be widely used in financial, transport, social security, medical care, schools, security service and other fields.

Abstract: Certain aspects of the present disclosure provide techniques for predicting a location based on transaction record data. An example technique includes obtaining a first set of transaction records and determining a merchant associated with each transaction record. The example further includes based on the merchant, determining and appending a branch identifier to each transaction record associated with the merchant to generate a first set of extended transaction records. The example further includes creating a consumption graph based on the first set of extended transaction records and determining an estimated location based on the consumption graph. The example further includes determining a precise point location based on the estimated location.

Abstract: A method of obtaining information about the position and/or orientation of a magnetic component relatively to a magnetometric detector, the magnetic component and the magnetometric detector being moveable independently from each other relatively to a static secondary magnetic field, the method comprising the steps of: measuring in the presence of the combination of both the magnetic field of the magnetic component and the static secondary magnetic field essentially simultaneously the strength and/or orientation of a magnetic field at at least a first position and a second position spatially associated with the magnetometric detector, the second position being distanced from the first position; and combining the results of the measurements to computationally eliminate the effect of the secondary magnetic field and derive the information about the position and/or orientation of the magnetic component.

Abstract: In accordance with aspects of the present invention, a magnetic secured transmission system is presented. A magnetic secure transmission (MST) system can include a full-bridge driver that includes four transistors configured to regulate current through a coil; and a driving controller coupled to drive the full-bridge driver at a high frequency. In some embodiments, the transistors in the full bridge regulator are driven with a high frequency pulsed-wave modulated (PWM) signal to control the current through the coil. A method of magnetic secured transmission (MST) of MST data according to some embodiments includes receiving the MST data; generating coil data in response to the MST data; driving transistors in a full bridge at a high frequency to drive current through a coil according to the coil data.

Abstract: The present invention relates to the field of the protection of value documents and value commercial goods. In particular, the invention relates to printing devices and processes for producing optical effect layers (OEL) comprising magnetically oriented magnetic or magnetizable pigment particles. In particular, the present invention provides processes for producing said OELs as anti-counterfeit means on security documents or security articles or for decorative purposes. The printing devices comprise a) an orienting device comprising an orientation means, said orientation means being either a magnetic field generating belt or a non-magnetic belt comprising magnetic field generating elements, said belt being driven by at least two rollers, and b) a hardening unit.

Abstract: Magnetic ink and toner compositions traditionally comprise magnetic materials in fine particulate form, either as a dry composition or a liquid suspension. Often such materials are black or dark in color. Disclosed herein are particles compositions suitable for use as inks or toners, that exhibit desirable magnetic properties, and furthermore which include particles coated so they appear white substantially white, or colored. Such compositions present new opportunities for the production of corresponding magnetic layers, when the compositions are deposited in an appropriate manner to a substrate.

Abstract: A method for producing an item data set representing the three-dimensional configuration of an item includes accepting a first input data set, the first input data set including first data representing at least a first three-dimensional configuration of a first three-dimensional object; accepting a second input data set, the second input data set including second data representing at least a second three-dimensional configuration of a second three-dimensional object; adapting one or both of the first data input set and the second data input set to be combined to obtain an item data set representing a three-dimensional configuration of the item; and combining the first input data set and the second input data set to obtain the item data set. Other methods for producing item data sets and articles of manufacture are also disclosed.

Abstract: The present invention relates to methods and systems involving a gift card comprising a principal value and auxiliary value. The principal value may represent a monetary or pre-sale value, while the auxiliary value may represent a virtual good.

Abstract: A system using a mobile Internet device with ability to scan a barcode in which a uniform resource locator (URL) is placed, and plays a transmitted audio signal activated by the URL in a Cloud database where both audio and word contents are stored. From general information for direction, instruction and information on the bottle of medicine, nutrition facts and ingredient tables on the packages of food, monthly bills, invoices, menu, magazines, to advertisement—all are either possessed of limited language translation options or use small font to explain something in a limited space. The system provides translation options and an audible signal.

Abstract: A bio-electronic tag-based feature extraction and verification method, a device therefor and a tag. The fingerprint electronic tag includes: a resilient film substrate; an antenna formed by a conductive layer attached to the film substrate, the antenna comprising a fingerprint region which forms a microstrip antenna with a printed fingerprint pattern when the fingerprint electronic tag is attached to a finger; and a protective film covering the antenna and bonded to the film substrate.

Abstract: A transaction card may power on the transaction card using electric current induced from an interaction of the transaction card with an electromagnetic field. The transaction card may establish a communication with a device. The communication may indicate that the transaction card has powered. The transaction card may receive, from the device, a set of instructions to configure a set of applets on the transaction card after notifying the device that the transaction card has powered on. The set of applets to be configured may be related to completing one or more different transactions. The set of applets to be configured may be different than another set of applets already configured on the transaction card. The transaction card may configure the set of applets on the transaction card according to the set of instructions after receiving the set of instructions.

Abstract: A device and method for waveform transmission of transaction card data to a merchant point-of-sale device are provided. The device includes a memory device for storing data, a processor, and a transmitter. The device is programmed to receive transaction card data that mimics data stored within a magnetic stripe associated with a transaction card, convert the transaction card data to a first data file for storage within the memory device, transmit the first data file to the transmitter, and transmit a first waveform from the transmitter to the POS device, wherein the first waveform includes changes in a magnetic field that represent the transaction card data.

Abstract: The invention is directed to a lithographic printing plate precursor including, in the following order: a support; an image-recording layer containing a radical polymerizable compound and a radical polymerization initiator; and a protective layer containing a star polymer, and the star polymer is preferably a polymer in which from 3 to 10 polymer chains are branched from a central skeleton.

Abstract: A system and method using a mobile Internet device with ability to scan a barcode in which a uniform resource locator (URL) is placed, and plays a transmitted audio signal activated by the URL in a Cloud database where both audio and word contents are stored. From general information for direction, instruction and information on the bottle of medicine, nutrition facts and ingredient tables on the packages of food, monthly bills, invoices, menu, magazines, to advertisement—all are either possessed of limited language translation options or use small font to explain something in a limited space. The system and method provide translation options and an audible signal.

Abstract: A magnetic device includes a substrate and an array including a plurality of magnetic particles, in which a magnetic dipole moment direction of each magnetic particle in a majority of the magnetic particles in the array alternates with respect to a magnetic dipole direction of a directly adjacent magnetic particle or directly adjacent magnetic particles in the array.

Abstract: The invention provides an authentication unit for reading identification and/or authentication information from a tag or object. The authentication unit includes a near-field reader configured to read a first identification feature based on inherent disorder, and a far-field reader configured to read a second identification feature, such as a bar code, optical characters, or an RFID tag. The near-field and far-field readers may be combined in a single integrated scanning module, which also includes circuitry for receiving signals from the readers, and an interface for communicating with a host device.

Abstract: Systems (100) and methods (1400) for verifying a detachment of a security tag (108) from an article. The methods comprise: producing by a detaching unit (106) a first signal at a first frequency and a second signal at a second frequency when the security tag is in proximity thereto; generating, by a non-linear electrical circuit (504) of the security tag, a third signal from the first and second signals applied thereto; ceasing generation of the third signal by the non-linear electrical circuit when at least a first portion (306) of the security tag is moved a certain distance from the detaching unit; and determining by the detaching unit that the first portion of the security tag has been decoupled from a second portion (318) of the security tag when the third signal is no longer being generated by the non-linear electrical circuit.

Abstract: A service plan is delivered to a mobile phone user without direct user communication with a mobile network operator or providing of personal details. A method comprises packaging a service plan, and at least one of a phone number and data plan, from a mobile network operator; associating the plan and phone number or data plan with a non-provisioned Universal Integrated Circuit Card; cueing service plan loading and activation of the UICC post purchase of the UICC by a user in communication with a provisioner by at least one of 1) product code scanning of the UICC and messages generated thereby; 2) automatic messaging generated by an activation application on the UICC; 3) user directed short messaging; 4) interactive voice responses between user and a provisioner system; 5) network detection software; 6) user interaction with a website; and 7) user entry of a zip code.

Abstract: A portable device is provided that carries account data. The account data may include a security code having a value that is time-varying. The value of the security code may be programmatically varied based on at least one of an algorithm or event. Authorization and use of the account may be sought from an authorization agent using the account data provided on the portable device.

Abstract: An information technology system taking the form of a management console, central server, point of sale system, software running on a point of sale system and software running on a customer's mobile phone. The software on the customer's mobile phone lets a customer interact with the point of sale system, allowing the customer to view a pending economic transaction, optionally add or remove items to the transaction, and pay for the transaction using payment information stored on the mobile phone.

Abstract: A system is provided comprising first and second parts that are brought together for each occasion the system is used. The first part comprises a label having a plurality of discrete magnetic portions arranged in a predetermined pattern unique to the first part, and the second part comprises a magnetic reader for identifying the magnetic pattern on the first part and generating a signal indicative of the pattern. The second part also includes a programmable controller configured to receive signals from the reader to confirm the identity of the first part and permit further operation of the system upon a positive identification of the first part.

Abstract: A magnetic tag device for generating a magnetic tag includes one or more magnetic field sources. The one or more magnetic field sources are configured to generate magnetic fields that superimpose so as to form an overall magnetic field exhibiting a predefined magnetic identification pattern representing the magnetic tag. The magnetic tag is readable by a computing device.

Abstract: An approach for associating a card (e.g., a transaction card, an identification card, etc.) that corresponds to a primary account with one or more ancillary accounts (e.g., a library account, etc.) includes obtaining information from the card and associating that information with an ancillary account. The card may then be used to access the ancillary account. The card may be a transaction card and the primary account may be a financial account. The ancillary account may be a library account. When the card is a transaction card, fees associated with the ancillary account may be charged to the financial account.

Abstract: Reference equipment including a reference card and a reference reader is provided for testing electronic payment devices such as cards and card readers. The reference equipment includes reference cards and reference readers that respectively can be used to verify compliance of product cards and product readers with product specifications The product specifications may, for example, be the ISO 14443 Standard specifications which are commonly accepted in the electronic payment industry The reference equipment is designed to enhance interoperability of product payment devices whose functional behaviors may vary because of vendor customization of device specifications or due to manufacturing tolerances In some embodiments, the reference equipment includes a reference card for testing card readers The exemplary reference card can comprise a current mirror to permit an electronically adjustable variable load using an external controller The reference card electronic circuit can exhibit variable load conditions.

Abstract: An assembly includes a transaction product and an auxiliary vehicle. The transaction product includes a folded sheet configured to be repeatedly folded and unfolded between a collapsed position and an extended position. The folded sheet defines a substantially planar surface defining a printed track. The transaction product comprises an account identifier statically connected thereto. The account identifier links the transaction product to at least one of an account and a record and is machine readable by a point-of-sale terminal. The auxiliary vehicle includes a microcontroller, one or more sensors, a motor, and at least one movable component. The microcontroller actuates the motor to induce movement of the at least one movable component propelling the auxiliary vehicle along and following the printed track based on detection of a location of the printed track as determined by the one or more sensors.

Abstract: The present invention relates to particulate based compositions for deposition on substrates, a system and method for the deposition of the said compositions for preparation of a clone-proof monetary and/or security documents. The said composition is applied as an identifier at predetermined location on the substrate. The magneto-optical signal from the said applied composition is captured by the reading system. Further it is encrypted same as an invisible or visible two dimensional (2D) barcode/imageon the substrate as an associated identifier so as to create a dedicated, non repeatable and unique functional digitised relation between two said identifiers and/or any other identifier(s) linked to a specific object.

Abstract: A marking object having at least one object blank (3) and held by an object carrier (2), the object blank (3) being markable by a marking apparatus (7). To configure the marking objects such that the known drawbacks are eliminated, the object carrier (2) has at least one identification means (4a, 4b, 4c, 4d) that contains at least one piece of information relating to the marking object (1) and/or the identification means (4a, 4b, 4c, 4d) can be used to store at least one piece of information relating to the marking object (1).

Abstract: A trigger signal generating device outputs a trigger signal activating an IC tag. The trigger signal generating device includes first and second trigger coils placed at a predetermined separation distance and each having predetermined magnetic field intensity distribution. Each of the first and second trigger coils includes attenuating means for attenuating intensity of a magnetic field generated by the first and second trigger coils to a predetermined level that allows the ID tag to detect trigger IDs of the first and second trigger coils on a side on which the first and second trigger coils are provided, and that does not allow the ID tag to detect the trigger ID of the first trigger coil on an opposite side to the side on which the first and second trigger coils are provided.

Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.

Abstract: The present invention provides a system, method and apparatus that includes a magnetic field generator that is normally inactive and includes a magnetic stripe either mounted on the substrate or disposed within a substrate, one or more induction coils disposed within the substrate underneath a length of the magnetic stripe and a control circuit disposed within the substrate that is connected to the one or more induction coils. The control circuit generates a time-varying magnetic signal by pulsing the one or more induction coils underneath the magnetic stripe when activated by a processor. The time-varying magnetic signal is transmitted to a magnetic stripe reader and emulates a data stream generated by swiping a static magnetic stripe card through the magnetic stripe reader but is not created by swiping the magnetic stripe of the apparatus through the magnetic stripe reader or using an adapter to interface with the magnetic stripe reader.

Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.

Abstract: A powered card may include a plurality of types of sensors used to detect a read-head of a card reader. Detection of a read-head may include comparing characteristics of a detection event to characteristics of an expected detection event and/or a sequence of expected detection events. An inductive read-head sensor may include a coil of a dynamic magnetic stripe communication device.

Abstract: The invention relates to a magnetic multilayer system (1) which is arranged on a substrate (6) which is made of a material from the group consisting of a plastic from the group of polymers, metal, metal alloy and paper and/or which is at least one element from the group consisting of a document and packaging. The invention further relates to packaging which comprises such a magnetic multilayer system (1). According to the invention, the multilayer system (1) is used for proving the authenticity of an object. Likewise according to the invention are a method for marking an object with a magnetic multilayer system for proving the authenticity of an object and a method for reading a magnetic multilayer system for proving the authenticity of an object.

Abstract: A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Such a magnetic emulator may comprise non-magnetostrictive material such that the magnetic emulator may be fabricated in a wide variety of fabrication processes. Additionally, magnets may be added to amplify the signal of a magnetic emulator. In doing so, a magnetic emulator may provide a large amount of signal while consuming a reduced amount of electrical energy when compared to a magnetic emulator that does not include the presence of one or more magnets.

Abstract: Antennas suitable for use in RFID devices include an insulating substrate and a first conductive micropattern disposed on or in the substrate, the first conductive micropattern defining a contiguous mesh conductor. The first conductive micropattern forms an antenna responsive to at least a frequency of 915 MHz, and includes interconnected traces having a trace width in a range from 0.5 to 20 microns. Furthermore, the first conductive micropattern is characterized by an open area fraction of at least 80% or 90%. RFID devices include such an antenna and an integrated circuit configured to transmit and receive signals using the antenna. Cards, such as financial transaction cards or identification cards, include such an antenna carried by a card layer.