Abstract: A thin-client access card has a card body with partial or fully emissive magnetic data tracks. An emissive element is disposed in the card body under the location of the legacy magnetic data tracks. An electronic signal conditioner converts audio signals from a mobile device into magnetic data applied to the emissive element. A swipe sensor detects when the thin-client access card is being swiped by a legacy card reader, and triggers an output of magnetic data from the emissive element while proximal to the POS reader head. A cable attaches the thin-client access card as a peripheral to the mobile device with an audio output jack.

Abstract: A negotiable instrument such as a check includes a unique microprint identifier that allows for authentication while preventing unauthorized reproduction and alternation. A printing system generates the identifier after receiving a customer order for printing a plurality of negotiable instruments, to allow inclusion of information that is specific to the customer order and/or the printing process. In various embodiments, the identifier is unique to each or each subset of the plurality of negotiable instruments and facilitates authentication of each of the negotiable instruments when needed.

Abstract: A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.

Abstract: Methods and apparatus for provisioning the use of multiple readers and/or wireless communication protocols within a defined area are provided. More specifically, a coordinator or the like can be used to manage the activation and deactivation of the multiple readers and/or communication protocols within a single reader such that interference between disparate technologies is avoided.

Abstract: There is provided a tube connector for connecting between a fluid sampling tube and a fluid analyzer, the tube connector includes an end face adapted to identify the tube connector, said end face comprising a reflecting surface having one or more reflective regions adapted to reflect light at a predetermined range of wavelengths.

Abstract: Aspects of the subject disclosure provide a card reader for receiving payment card information at a mobile point-of-sale terminal. In some implementations, a reader of the subject technology can include a memory, a conditioning module and a 3.5 mm audio plug including an audio bus that is configured for insertion into a headphone port of a host device, such as a smart phone or tablet computer. Implementations of the subject technology also include a microprocessor configured to perform operations for tuning communication parameters. That is, upon connection of the reader device to the host computing device, the devices can engage in an exchange of carrier waves which the devices exchange can used to not only determine and negotiate operational parameters for the devices that support a highest possible connection speed with acceptable connection quality.

Abstract: Systems, methods, and articles of manufacture are disclosed for generating marketing targeted to individual cardholders of shared credit card accounts. A financial service provider may configure a credit card account to be shared by two or more cardholders. The credit card provided to each particular cardholder is embossed with identifying information unique to that individual. The financial service provider reviews purchase transactions associated with the credit card account, and determines the transactions associated with each particular cardholder on the shared account based on the embossed information. Targeted marketing is generated and provided to the particular cardholder based on the purchase transaction information specific to that cardholder.

Abstract: Secure inlays for secure documents such as a passport comprising an inlay substrate may have laser ablated recesses within which a chip module is installed. Channels for an antenna wire may be formed in a surface of the substrate. Instead of using wire, the channels may be filled with a flowable, conductive material. Patches homogenous with the substrate layer may be used to protect and seal the chip and interconnection area. The inlay substrate may include two layers, and the antenna wire may be between the two layers. A moisture-curing polyurethane hot melt adhesive may be used to laminate a cover layer and the additional inlay substrate layers. The adhesive layer may include metal nanoscale powder and ink for electro-magnetic shielding. Additional security elements may include material that is optically changeable by an electro-magnetic field. Ferrite-containing layers may be incorporated in the inlay substrate.

Abstract: Embodiments of the invention provide systems and methods for converting barcode media to magnetic media. In one aspect, a method for converting a barcode media into a magnetic stripe media is provided. The method includes reading data encoded on a barcode media. The data includes information indicative of a transit purchase and an identifier of the barcode media. The barcode media is authenticated by checking the identifier against a list of issued barcodes and determining that the barcode media is unused by checking the identifier against a list of used barcode media. The method includes converting the data from the barcode media into magnetic data storable on a magnetic media and writing the magnetic data onto the magnetic media. The method includes distributing the magnetic media containing the magnetic data and communicating information related to a conversion transaction. The information includes an indication of the distribution of the magnetic media.

Abstract: Magnetic stripe cards configured to be coupled to a ferromagnetic material are described. In one embodiment, a magnetic stripe card may include a substrate, a magnetic stripe coupled to the substrate, and at least one magnet coupled to the substrate. The magnet may have a magnetic pull force equal to or greater than that necessary to support a total weight of the substrate, the magnetic stripe, and the magnet when coupled to the ferromagnetic material.

Abstract: Systems, methods, and devices for detection of a substance on the surface of an object are disclosed. An RFID receiver can communicate with an RFID device to determine a position of the RFID device and to initiate a transaction. When the RFID device enters a defined volume, an illuminator can be triggered, which illuminator illuminates the RFID device. Light property data for the RFID device can be collected by a sensor, and the light property data can be compared to light property information for one or several substances. If the light property data matches the light property information, then a substance can be identified as present on the surface of the object.

Abstract: A payment card is provided with a display. A barcode may be selectively displayed on the display. A display may be an electrochromic display in order to increase the readability of a displayed barcode with respect to computer vision equipment. A barcode may be selected by a user from a set of barcodes. Each barcode in a set of barcodes may correspond to a different loyalty account for a different merchant. Accordingly, a user can carry a single card—but may be able to communicate multiple loyalty account barcodes to computer vision equipment across multiple merchants.

Abstract: An access system for controlling access of a user to one of several unique operative modes of an electronic device used to communicate with an implantable medical device. The access system includes a portable keycard, which is held by a user. The keycard has embedded magnets arranged in a unique predetermined pattern. The electronic device has a housing that provides a slot and a channel for receiving the keycard by the user. A sensing circuit and a processing circuit are both provided. The sensing circuit includes Hall-effect transducers positioned next to the channel so that upon inserted of the keycard, certain ones of these Hall-effect transducers will reside adjacent a magnet, depending on the particular unique pattern. A magnet positioned adjacent a Hall-effect transducer will cause the transducer to send an output signal to the processor indicating the presence of a magnet at the location of the Hall-effect transducer.

Abstract: Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value (CVV) are disclosed. A credit/debit card is able to generate a dynamic card verification value (CVV). Such a card may also include an indication that the dynamic CVV is to be used as a security code for purchasing or other transactions. A card-based financial transaction can be authorized in accordance with the use of a dynamic CVV by receiving a transaction authorization request for a specific credit/debit card, wherein the transaction authorization request includes a dynamic CVV. The dynamic CVV can be compared to at least a portion of a one-time password generated for the specific credit/debit card, and a transaction authorization can be sent to the merchant or vendor when the dynamic CVV matches all or a portion of the one-time password.

Abstract: Various apparatus having removable member and carrier for same are disclosed. In one embodiment, a card with carrier includes a sheet of material having a central area, a bottom area, and another area. The bottom area is lowerly adjacent and foldable relative to the central area, and the another area is adjacent and foldable relative to the central area. The central area, the another area, and the bottom area are initially of a unitary construction. A card is coupled to or formed by the another area and is separable from the central area. Folding the bottom area inwards towards the central area forms a pocket configured to retain the card.

Abstract: An inductive identification card on which a card holder's identifying information is recorded in order to recognize the holder's identity via a visual inspection. The identification card is provided with a sensor film on the surface having sensor points which are distributed on its exterior, blocking points corresponding to the identifying information on the identification card, and locally changing electrical responses of sensor points in advance so that different response signals corresponding to detective signals which are applied to the sensor film are generated by the blocking points and peripheral regions, respectively. Authenticity of the identification card and the card holder's identity are recognized by determining locations of response signals.

Abstract: An electronic card with a programmable magnetic band which operates to emulate a magnetic stripe on a payment card. The card connects to a smartphone for reducing the amount of cards in a wallet using a NFC protocol. The electronic card with programmable magnetic band includes a magnetic stripe emulator, NFC communication unit, energy harvesting battery management, and high level security. Buttons are used to enter a personal code for using a default card. The card can be used on all payment terminals, and devices that can read magnetic stripes.

Abstract: The invention relates to a security element comprising a coating of a material which has an optically variable effect, in particular a colour-tilt effect, and cutouts which are identifiable in transmitted light, wherein the security element comprises a carrier substrate and a partial layer having cutouts, wherein the partial layer is made of an opaque coating having light-absorbing properties on the side that faces the coating made of the material having an optically variable effect and having a metallic colouration on the side that faces away from the coating made of the material having an optically variable effect, wherein the partial opaque coating consists of a light-absorbing metallic layer and a reflective metallic layer and a method for producing the same.

Abstract: A card may utilize an extended dynamic magnetic stripe communications device that may extend to approximately the full length of a card. A processor of a card may detect movement (e.g., position, velocity, acceleration and movement direction) of a read head in relation to movement of the card while the card is being swiped or otherwise moved across a read head of a magnetic card reader. Based on certain parameters (e.g., length characteristics of an extended dynamic magnetic stripe communications device as may be received from a memory of the card, initially detected read head position, and read head velocity) a processor of the card may change communicated bit parameters (e.g., bit period) so that a total number of data bits may be communicated by the card to the read head while the read head remains within a communication distance of the extended dynamic magnetic stripe communications device.

Abstract: The CoinCard System described in this patent application is designed to replace coins associated with retail cash transactions as well as stand-alone vending machines. The System is comprised of software and hardware components that function together as a system. CoinCards used in the System are issued by the appropriate federal agency with both visual and encoded information to assure authenticity and have an initial value of one dollar (in the U.S.). CoinCards would be distributed to banks and then to retailers and vending machine operators for use with equipment supported by the System. A computer program is included to demonstrate the processing involved in various usage scenarios. Benefits include reduced costs to the federal government, banks and retailers.

Abstract: Coding flake or film including at least two chiral liquid crystal polymer (CLCP) layers with a first CLCP layer that has a first detectable parameter and a second CLCP layer including a second detectable parameter; at least one additional layer including a third detectable parameter, the at least one additional layer comprising a material that is not a chiral liquid crystal polymer; and wherein at least the third detectable parameter is different from each of the first detectable parameter and the second detectable parameter.

Abstract: MICR documents are read and sorted to a destination pocket for processing subject to a determination that an exception does not prevent the routing of the document. In example embodiments, for example, an error does not prevent the routing of the document if it is not related to the routing/transit field. In the case of digit errors, an optical character recognition (OCR) process is performed on the stored, electronic image of the document to correct digit errors in the stored data read from the documents. If a determination is made that correction or other exception processing cannot be handled through the OCR process, the image and corresponding MICR data is displayed on a user terminal, for manual verification or correction by reference to an image of the document, rather than the document itself.

Abstract: The present invention is a headset holder coupled with indicia of stored value. The indicia of stored value may be printed or painted on, or otherwise permanently coupled to, the holder itself, or may be included in a stored value or gift card that is attached to the holder. The headset holder and the stored value card may be constructed from a single sheet of plastic; in such embodiments, separation of the stored value card from the headset holder may be supported by a scoreline in the plastic material. The headset holder may have a spool and two grips. One grip may be configured to secure earphones and the other grip may be configured to secure a jack of the headset. The spool may be configured for winding headset wire. The holder may be configured to hold primarily an earbud headset. The grips may extend or protrude from a central portion, or body of the holder. The spool may also extend from the body. The holder may display an image, such as the image of a creature or plant.

Abstract: Weighted transaction cards and methods of manufacturing the same. The weighted transaction cards may include a tungsten member that comprises at least a portion of a layer of the transaction card. The tungsten member may be encapsulated and/or disposed in an opening of a surround to define and inlay. The inlay may be laminated with one or more additional layers according to traditional card manufacturing techniques (e.g., a hot lamination process). The weighted transaction cards may have a weight significantly greater than traditional plastic transaction cards such that the weighted transaction cards.

Abstract: A magnetizing printer and a method are described herein for printing one or more magnetic sources (maxels) having a first polarity onto a side of a previously magnetized magnet having an opposite polarity.

Abstract: A card reader for use with a card having a magnetic stripe may include a card path through which the card having the magnetic stripe is transferred, a magnetic head placed in the card path, and card position detecting sensors for detecting a position of the card. The card position detecting sensors may be located at positions where the magnetic stripe passes through in the card path.

Abstract: A system and a method for testing a magnetic stripe decoding chip are provided. The system includes a host, a digital-to-analog converter, and a testing device. The host outputs simulation signal data. The digital-to-analog converter receives the simulation signal data and generates a test waveform signal representing a test string. The testing device includes a signal input terminal, a signal conversion circuit, a chip slot, and a processor. The terminal receives the test waveform signal. The chip slot is configured to receive a decoding chip. The circuit includes a transformer connected between the terminal and the chip slot, and is configured to couple the test waveform signal into a pseudo track signal. The processor receives a decoded string generated after decoding the pseudo track signal by the decoding chip. Through comparing the decoded string with the test string, a decoding function of the decoding chip can be determined.

Abstract: A case for an electronic device is provided. The case can include a front shell attachable to a back shell, a flexible insert disposed between the front shell and the back shell and configured to at least partially surround an electronic device when installed in the case, a payment device reader attached to the case and configured to be electrically connected to the electronic device, a product information input device attached to the case and configured to be electrically connected to the electronic device, and a battery configured to be electrically connected to the electronic device. The case can also include a rotatable mount that is removably attachable to an outer surface of the case and a hand strap attached to the rotatable mount.

Abstract: Systems, methods and computer readable media are disclosed for prioritizing tasks associated with a group of first users based on number of times the first users have monitored the status of a task. In addition to the general system, systems, methods and computer readable media for task prioritizing, the tasks may be prioritized based on the number of first users associated with a task, the importance of each first user associated with a task, and the way the task was identified.

Abstract: This invention relates to an anti-fake identification system and method capable of automatically connecting to web address, in which an electronic tag of commodity is scanned by a reader device so as to read the identification code into the computer device; the identification code includes a web address of a remote maker to which the computer can automatically connect so as to transmit the identification code to the web address; a verifying device receives and verifies the identification code at the web address, and produce an authentication code according to the identification code after the identification code passes through verification so as to confirm the accuracy of the identification code. The method comprises the following steps of: reading an identification code of commodity; transmitting the identification code to the web address; verifying the identification code and generating an authentication code when the identification code is accurate.

Abstract: The invention relates to a sealed semiconductor recording medium and a sealed semiconductor memory and provides at low cost a sealed semiconductor memory with high reliability that can allow wireless data communication to be carried out at high speed without interference. At least one semiconductor substrate is provided with a number of read only memory blocks having such a size that the maximum side is 20 mm or less in such a state that the read only memory blocks do not share a power source wire, wherein each of the above-described read only memory blocks has a coil for power reception and a coil for data communication, and data different from each other are written in the above-described read only memory blocks.

Abstract: Cash demand for a cash dispensing device is forecasted for individual days, weeks and multi-day load periods. In one embodiment, an expected value of withdrawal for any particular period, as well as an upper limit on expected withdrawals for a given confidence level, are computed. The technique facilitates the creation of a daily and multi-day withdrawal forecast for a given ATM. The forecasts are also used to compute an optimum load amount for a given load period (the period between loading operations) for a given ATM, subject to given parameters (such as courier cost, interest rate, transit time, desired confidence level, cost of run-out, and the like) and given constraints (bundle size, maximum capacity, possible delivery days, and the like). The forecasts are also used to determine an optimal load period length and schedule.

Abstract: A reader and method to allow verification or access to an RFID component of a device using analog optical properties of the RFID device. In the method, a reader analyzes optical properties of the device, obtains information on these properties from the reader or from data on the device. These optical analog properties are required to be verified prior to access to the RFID data from the RFID component.

Abstract: The present invention is to provide a card reader that can prevent the illegal acquisition of magnetic information recorded on a magnetic stripe, based on an output signal from a pre-head. More specifically described, in a card reader having a card insertion slot for guiding a magnetic card having a magnetic stripe to a transport passage and a pre-head arranged in the vicinity of the card insertion slot for detecting the presence of the magnetic stripe, the pre-head is equipped with a head portion having at least one pair of magnetic cores arranged to be opposite from each other having a magnetic gap between them and coils wound around a pair of the magnetic cores; and a signal different from that of the magnetic information recorded on the magnetic stripe is output from the pre-head.

Abstract: An electronic card with a programmable magnetic band which operates to emulate a magnetic stripe on a payment card. The card connects to a smartphone for reducing the amount of cards in a wallet using a NFC protocol. The electronic card with programmable magnetic band includes a magnetic stripe emulator, NFC communication unit, energy harvesting battery management, and high level security. Buttons are used to enter a personal code for using a default card. The card can be used on all payment terminals, and devices that can read magnetic stripes.

Abstract: This invention relates to a card with alterable security features are displayed and method of enhancing security of a financial transaction card. The present invention provides a financial transaction card with alterable ID/Security features including an E-paper display unit on one or both surfaces of the card that displays alterable ID/Security features. The alterable ID/Security features include account numbers, names, security codes, dates, phone numbers, addresses, photos, and computer-readable codes. The alterable ID/Security features can be edited, changed, erased, or replaced.

Abstract: A smart card usable in magnetic stripe swipe transactions with a transaction terminal configured to read transaction information encoded on a magnetic stripe of a standard transaction card includes a card body, which includes a magnetic stripe emulator for use with the transaction terminal, a smart card chip programmed with at least one transaction application for providing secured data for use in a transaction and dynamic card verification data, a power supply, and a card controller in communication with the magnetic stripe emulator. The card controller is configured to receive the dynamic card verification data and control the magnetic stripe emulator to emit a magnetic field encoded with at least a portion of the secured data and the dynamic card verification data.

Abstract: A method for forming a sheathed wire includes the steps of: axially advancing a core through a sheathing zone; wrapping a sheathing fiber around the core in the sheathing zone; and providing, in the sheathing zone, a series of microelectronic chip elements each provided with a wire section, in such a way that the sheathing fiber that wraps around the core also wraps around a chip element and the wire section thereof to form a sheathed wire incorporating spaced-apart chip elements.

Abstract: A system for a baseband near field magnetic stripe data transmitter includes a mobile phone and a magnetic stripe transmission (MST) device. The mobile phone transmits a stream of pulses including magnetic stripe data of a payment card. The magnetic stripe transmission (MST) device includes a wave shaper, a driver and an induction device. The MST device receives the stream of pulses from the mobile phone, shapes and amplifies the received stream of pulses and generates and emits high energy magnetic pulses including the magnetic stripe data. The emitted high energy magnetic pulses are picked up remotely by a magnetic read head. The MST device shapes the stream of pulses to compensate for shielding, eddy current losses and limited inductance value of the magnetic read head.

Abstract: An optically variable magnetic stripe assembly comprises a magnetic layer (5); an optically variable effect generating layer (1) over the magnetic layer; and a metallic reflecting layer (3) adjacent the optically variable effect generating layer and comprising an array of spaced metallic regions shaped as regular polygons.

Abstract: The invention provides systems and methods for protecting information related to personal accounts and other kinds of information displayed on personal and identification cards. In some embodiments, the invention further provides a credit card with a card portion displaying a first part of an account number and an electronically readable region. The credit card may also include a sleeve portion that holds the card portion and that may display a second part of an account number. The sleeve portion may have a window through which the first part of the account number is visible, so that the first and second parts of the account number provide a complete valid account number.

Abstract: In the case of a method for the production of punched parts in web- or sheet-like print substrates, wherein the punched parts are punched in the pass of the print substrates through a punching tool and thereafter provided in the pass through a further tool with a feature which requires a positioning within predetermined limits on them, it is suggested according to the invention that markings are punched out with the punching tool in the print substrates in each case arranged in a tolerance-free manner in terms of their position relatively to the punched parts and that these markings are used in the subsequent processing of the punched parts for guiding the feature mentioned.

Abstract: In an information recording medium according to the present invention, in which an information recording medium has diffraction grating cells arranged therein, a plurality of types of the diffraction grating cells make up one information recording area. At least one type of the diffraction grating cells included in the diffraction grating cells making up the information recording area are information recording elements, while the other types of the diffraction grating cells included in the diffraction grating cells making up the information recording area are information hiding elements. The information is recorded by two-dimensional arrangement of the diffraction grating cells constituting the information recording elements in the information recording area.

Abstract: An acoustic magnetic tag includes a casing, a cover, a biasing magnetic piece, a first resonance piece and a second resonance piece. The cover is attached to the casing and covering the casing. The biasing magnetic piece is received in the casing. The first resonance piece and a second resonance piece are received in the casing, wherein a length of the first resonance piece is different from a length of the second resonance piece, resonance frequencies of the first resonance piece and the second resonance piece are the same.

Abstract: Disclosed is a reading device for identifying a tag or an object adapted to be identified, said reading device including a first reading element for reading a first set of identification features located in the tag or the object adapted to be identified. The first reading element is a magneto-optical reading element; wherein the first reading element is adapted to conform to the tag or object adapted to be identified when brought into contact with the tag or object adapted to be identified.

Abstract: An electronic card uses a magnetic stripe communication device in which either a horizontal magnetic field generator or a vertical magnetic field generator is selectively activated on a transaction specific basis as determined by the electronic card to transmit data to a magnetic reader to emulate a magnetic stripe.

Abstract: An identification plate having a chip module that includes a chip, a coupling element connected to the chip, and an antenna module comprising an antenna lead. The coupling element is coupled to the antenna lead by a coupling field that creates a contactless coupling. An adjustable damping element is arranged in the proximity of the coupling element. The damping element projects into the coupling field and dampens the coupling field. In this manner, a maximum value of a transmitting and receiving range of the identification plate can be reduced.

Abstract: A contactless bi-directional device including first and second generally mutually electromagnetically decoupled contactless loop antennas which are arranged in at least partially mutually overlapping orientation, first and second contactless communication chips, each of the first and second communications chips being connected to a corresponding one of the generally mutually electromagnetically decoupled contactless loop antennas, thereby providing bi-directional communication.

Abstract: A card reader for use with a mobile device includes a rotatable face that can be rotated over a portion of the mobile device so that when the user slides a card through the card reader, the overlapping portion of the rotatable face prevents the card reader from spinning or rotating. A foot and/or a housing for a jack on the bottom of the card reader prevents the card reader from accidently turning off the mobile device during use.

Abstract: A high coercivity bias piece for making acousto-magnetic labels is made of an alloy strip with 10-14% weight percent Mn, less than 7% weight percent of one or more other transitional metals, with the balance Fe, after cold rolling to final gage, going through a final aging heat treatment at below 590 C, longer than 5 minutes. The strip thickness is 0.065-0.18 mm with coercivity measured by direct current method being 56-90 Oe. The method of making the high coercivity bias piece is to cold roll the strip to 0.07-0.15 mm with aging temperature at 450-570 C, for 0.5-20 hours to form a magnetic strip with coercivity of 60-85 Oe, followed by cutting the strip to required size. This high coercivity bias piece is manufactured without expensive Co and Ni materials, showing that a low cost Fe-(10-14% weight percent Mn) based alloy can be used to make high coercivity bias.