Abstract: The present invention relates to a recognition method and a recognition device for a sheet-type medium. The method comprises: step 1, collecting image information; step 2, splitting from the image information collected image information of an object-to-be-recognized; step 3, reconstructing image data of a feature area, extracting a feature on the reconstructed image data, and forming an eigenvector; and, step 4, sending the eigenvector into a standard data-trained classifier, and acquiring a recognition result. The method has an image reconstructed on the basis of feature area prior information, improves image quality, facilitates increased recognition accuracy, and, because only the image area that requires feature extraction is reconstructed, reduces storage space consumption. This not only saves large amounts of storage space and time and increases resource utilization rate, but also increases recognition accuracy and achieves an improved balance between resource and efficiency.

Abstract: An improved automatic image capture system for an intelligent mobile device having a camera guides a user to position the camera so only a single image needs to be automatically captured. Syntactic features, using a view finder on a display of the intelligent mobile device, are used to guide a user to maximize the occupancy of the view finder with the document so that the document is maximized within the view finder based upon detected corners of the document. When occupancy is maximized, the camera automatically captures the image of the document for post-processing using semantic knowledge of the document. A confidence level is computed based on the semantic knowledge to qualify an image with greater accuracy, and without user intervention, prior to transmission to a remote site.

Abstract: Value media is driven along a media path through a value media dispenser. While traversing the path, the media is imaged and a denomination and serial number for the media extracted from media image. The media image, denomination, and serial number are recorded for tracking and monitoring of the value media being dispensed from the value media dispenser.

Abstract: Systems and methods are provided for processing an image of a financial payment document captured using a mobile device and classifying the type of payment document in order to extract the content therein. These methods may be implemented on a mobile device or a central server, and can be used to identify content on the payment document and determine whether the payment document is ready to be processed by a business or financial institution. The system can identify the type of payment document by identifying features on the payment document and performing a series of steps to determine probabilities that the payment document belongs to a specific document type. The identification steps are arranged starting with the fastest step in order to attempt to quickly determine the payment document type without requiring lengthy, extensive analysis.

Abstract: A central authentication and interaction tracking system authenticates an entity making a request related to a financial account. The system facilitates authentication of an entity engaging in an interaction based on a record of interactions initiated by the entity. The system includes an application interface receiving interaction requests over a network, the requests originating from multiple entities and including authentication factors. The system further includes a computer processor and computer memory capable of building, from each interaction request, an entity print record for each of the multiple entities, wherein each entity print record includes the authentication factors. The system further facilitates deriving, from the entity print record, an entity print, comparing received authentication factors for a requested interaction with the entity print, and making an authentication determination based on the comparison.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: The systems and methods of the present disclosure enable a user to use a mobile device to automatically capture a high resolution image of a rectangular object.

Abstract: An image processing device comprising: a processor to perform: acquiring target image data representing a target image including a letter; and generating binary image data representing the letter in the target image by using the target image data, the generating of the binary image data comprising: identifying a background color value representing color of background of the target image; identifying a letter color value representing color of the letter in the target image; determining a characteristic value concerning a sharpness of the letter in the target image; determining a binarizing threshold value by using the background color value, the letter color value, and the characteristic value; and performing a binarizing process on the target image data by using the binarizing threshold value to generate the binary image data.

Abstract: Techniques are provided for automatically generating a database of destinations to be protected against computer fraud. The techniques include generating at least one category of destinations to be protected, and retrieving (i) at least one list of destinations belonging to said at least one category and (ii) contents specified at each uniform resource locator associated with a destination identified in the at least one list of destinations belonging to said at least one category.

Abstract: A server system with one or more processors and memory obtains, from a client device, a card image which includes an image of a card, and identifies a card configuration type corresponding to the card in the card image based on a database of stored card configuration types. Each stored card configuration type in the database is associated with layout information regarding respective features and information regions for the stored card configuration type. In accordance with the identified card configuration type, the server system determines one or more information regions of the card image containing respective card information of the card. The server system extracts at least a portion of the card information of the card from the one or more information regions of the card image and transmits, to the client device, at least the extracted portion of the card information.

Abstract: Embodiments of the present invention relates to systems, computer-implemented methods, and computer program products for capturing and storing elements of a negotiable instrument for use in image recreation. In some embodiments, a method is provided that includes: (a) receive an image of the negotiable instrument, wherein the image of the negotiable instrument comprises one or more elements that are used for processing the negotiable instrument and non-element portions that are not used in processing the negotiable instrument; (b) capture, using the image capture device, images of one or more elements of the negotiable instrument; (c) store the images of the one or more elements of the negotiable instrument in the database; and (d) store, as white space, the non-element portions of the image of the negotiable instrument in the database.

Abstract: The invention relates to an apparatus and a method for checking documents of value having luminescent feature substances. By carrying out the evaluation of the captured luminescence radiation on the basis of an integrated luminescence measuring, which is obtained by integrating the measured luminescence radiation of a track extending transversely across the document of value, a particularly easy capturing and differentiation even of faintly glowing feature substances is permitted.

Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using image lift data. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using image lift data. As such, the invention may receive an image document for storage. Upon receiving a document from a transaction for storage, the system may store metadata associated with that document, instead of storing the entire document as a high resolution image file. Furthermore, the system may determine specific unique elements of the document (such as signatures or the like) to capture as an image file. This allows the unique element to be lifted as image data. Using the lifted image data, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.

Abstract: Embodiments for identifying errors based on data extracted from financial record images includes systems that receive one or more financial record images from a user, apply an optical character recognition process to at least a portion of the one or more financial record images, and identify record data based on the applied optical character recognition process comprising at least a name of a party to the financial record. The systems further identify errors associated with the one or more financial record images based on the record data.

Abstract: Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated exception processing. As such, allowing for automated decisions for exception processing to systematically be resolved base on matches between lifted metadata. The exceptions may include one or more irregularities such as bad micro line reads, outdated check stork, or misrepresentative checks that may result in a failure to match the check to an associated account for processing. As such, once an exception is identified during the processing the metadata lifted from the document with the exception may be utilized to search financial records at the financial institution to attempt to identify the correct version of the document. Subsequently, the system may correct the irregularity systematically and automatically.

Abstract: A method of categorizing defects in a media item is described. The method comprises the steps of: receiving an ultrasonic image of the media item, where the ultrasonic image comprises a plurality of points, each point having a thickness value corresponding to a normal value, a thin value, or a thick value; identifying one or more blobs comprising contiguous points each having a thickness value corresponding to a thin value; for each identified blob, comparing a size of the blob with a damage criterion; ignoring the blob if the blob size does not meet the damage criterion; and for each identified blob having a size meeting the damage criterion, categorizing the identified blob using the thickness values and locations.

Abstract: Embodiments of the invention relate to systems, methods, and computer program products for extracting check data and using the check data for determining a disposition of a check. The system, method, and computer program product are configured to: a) receive an image of a check; b) apply an optical character recognition process to at least a portion of the image of the check; c) convert one or more image portions of the at least a portion of the image to text based data based at least partially on the application; d) identify a date of the check based on the text based data obtained from the one or more image portions; e) compare the date of the check to one or more authorization parameters; and f) provide a disposition of the check based on the comparison of the date of the check to the one or more authorization parameters.

Abstract: A printer with integral scanner obtains a digital signature from an article as it is printed. The integral scanner has a coherent source which directs a light beam to illuminate the article and a detector arrangement to collect data points from light scattered from many different parts of the article to collect a large number of independent data points. The digital signature derived from the data points is stored in a database with an image of what was printed on the article. The authenticity of an article purported to be the originally printed article can be verified by scanning the purported genuine article to obtain its digital signature. The database is then searched, to establish whether there is a match. If a match is found, the image is displayed with the matched digital signature to allow a further visual check that the article is genuine.

Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.

Abstract: An automated document processing system, particularly for mobile image capture and processing of financial documents to enhance images captured on a mobile device with camera capabilities for data extraction. The systems comprise a mobile device that includes a capture device configured to capture color images of documents, and that has a processor for performing certain operations, such as color reduction, and a transmitter for sending an image from the mobile device to a server. The server is configured to optimize and enhance the image, and to apply an improved binarization algorithm using a window within a relevant document field and/or a threshold for the document field. Orientation correction may also be performed at the server by reading the MICR line on a check and comparing a MICR confidence to a threshold. A check image may also be size corrected using features of the MICR line and expected document dimensions.

Abstract: Systems and methods are provided for assessing whether mobile deposit processing engines meet specified standards for mobile deposit of financial documents. A mobile deposit processing engine (MDE) is evaluated to determine if it can perform technical capabilities for improving the quality of and extracting content from an image of a financial document. A verification process then begins, where the MDE performs the image quality enhancements and text extraction steps on sets of images from a test deck. The results of the processing of the test deck are then evaluated by comparing confidence levels with thresholds to determine if each set of images should be accepted or rejected. Further analysis determines whether any of the sets of images were falsely accepted or rejected in error. An overall error rate is then compared with minimum accuracy criteria, and if the criteria are met, the MDE meets the standard for mobile deposit.

Abstract: The invention relates to a ultraviolet anti-counterfeiting check verification method which solves subjective defect and time consuming problems of the traditional verification methods, and comprises the following steps: a. collecting ultraviolet gray level image by a ultraviolet scanner; b. extracting a first binary image from the ultraviolet gray level image; c. calculating a tilt angle of the first binary image; d. calculating tilt correction positions of pixels of the ultraviolet gray level image and the first binary image; e. determining a top left corner locating position of a first binary image rectangle; f. extracting a second binary image from the tilt corrected ultraviolet gray level image; g. performing position correction on the second binary image of a check to be verified; and h. calculating the matching degree between the second binary image of the check to be verified and a second binary image of a real check to verify authenticity.

Abstract: A paper sheet recognition apparatus recognizes whether a paper sheet has a motion thread that is a thread part in which a pattern varies with a viewing angle. The paper sheet recognition apparatus includes multiple light sources that irradiate the paper sheet with lights from corresponding multiple directions, a line sensor that receives reflected light reflected from the paper sheet that is irradiated with the lights from the multiple directions by the light sources, an image processing unit that creates, based on an output signal that is outputted by the line sensor, multiple paper sheet images captured by using the light irradiated by the light source from each direction, and a recognition unit that judges whether the motion thread is present by comparing each image of the thread part included in each of the paper sheet images created by the image processing unit.

Abstract: Currency bills are transported past an image scanner to one or more output receptacles. Each of the bills is imaged to produce image data from which a visually readable image of each bill can be reproduced. The serial number, denomination, and/or secondary identifiers of a bill is attempted to be extracted and/or determined from the image data associated with the bill. The serial number of the bill has an integer number, X, of characters. One or more of the X characters of the serial number of the currency bill is not extracted with a predetermined confidence. In response to failing to extract all of the X characters of the serial number of the bill with the predetermined confidence, a serial number field in an electronic record associated with the bill is populated with a serial number snippet image. The electronic record is stored in a non-transitory memory.

Abstract: A media processing device enables reading second media that do not bend easily from the device front with the same ease of use as processing first media that bend easily. The media processing device has a media conveyance path that guides first media inserted from a media insertion opening toward the back and then again toward the front on the front-back axis to the media exit. A straight conveyance path that angles to the inside on the device width axis is formed at a part connected to the media exit, and a second media insertion path that extends straight to the front from the straight conveyance path is connected to the media exit.

Abstract: Verification of remotely deposited checks may be conducted in a system or for electronically receiving check images from customers and automatically initiating a deposit of funds associated with such check. Verification may comprise analyzing an image to detecting a presence of signatures, e.g. a payor signature and an endorsement, on a received check image so as to validate a check. Verification may further comprise conducting “face recognition” of a received check image to verify it's authenticity and/or detecting MICR line indications that a check is no longer valid.

Abstract: A compact media processing device enables recording on a process medium and then processing the process medium based on the result of recording. The media processing device conveys a process medium and processes the conveyed process medium by a first process unit disposed to the conveyance path, and an operation selection unit then determines the content of the next operation based on the result of the first process. After the next operation is determined, the conveyance control unit conveys the process medium upstream to or upstream of the process position of a second process unit. A process control unit then applies the selected operation to the process medium by the second process unit that is disposed downstream from the first process unit on the conveyance path of the process medium.

Abstract: An input receptacle receives currency bills and checks. A transport mechanism transports the bills and checks along a transport path to an output receptacle. An image scanner, adjacent the transport path, is configured to generate one or more electrical signals from which image data can be derived. The image data is reproducible as a visually readable image of at least a portion of each of the plurality of documents. A controller is configured to determine a denomination of each of the currency bills. In response to the controller not determining a denomination of one of the currency bills, the controller flags the currency bill as a no-call document by causing at least a portion of the image data to be displayed as a visually readable image of the flagged currency bill on the display.

Abstract: Systems and methods are provided for determining check information. According to one or more embodiments, a method may include accessing, by a computer including one or more processors, a video recording of a check. The method may also include determining, based at least in part on the video recording, a plurality of video frames associated with the check. Furthermore, the method may include generating respective optical character recognition (OCR) data associated with the plurality of video frames. Additionally, the method may include determining, based at least in part on the respective OCR data, respective scores associated with the plurality of video frames.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for capturing, processing, storing, and generating images of a check. In some embodiments, a system is configured to: receive, from a second apparatus, at least one request to retrieve an image of a first check and a second check; retrieve a first thumbnail version of the image of the first check; retrieve a second thumbnail version of the image of the second check; generate a document comprising the first thumbnail version and the second thumbnail version; transmit the document to the second apparatus.

Abstract: Currency bills are transported past an image scanner to one or more output receptacles. Each of the bills is imaged to produce image data from which a visually readable image of each bill can be reproduced. The serial number, denomination, and/or secondary identifiers of a bill is attempted to be extracted and/or determined from the image data associated with the bill. The serial number of the bill has an integer number, X, of characters. One or more of the X characters of the serial number of the currency bill is not extracted with a predetermined confidence. In response to failing to extract all of the X characters of the serial number of the bill with the predetermined confidence, a serial number field in an electronic record associated with the bill is populated with a serial number snippet image. The electronic record is stored in a non-transitory memory.

Abstract: An image inspection apparatus for inspecting a recording medium having first and second sides is devised. The image inspection apparatus includes a penetrated-image information obtaining unit to obtain information of penetrated-image; an inspection information storage to store information of upper permissible limit of image penetration; a pre-print image penetration inspection unit to obtain an image penetration level from the first side to the second side, to compare the obtained image penetration level and the upper permissible limit, and to inspect an image penetration from the first side to the second side; a pre-print image penetration prediction unit to predict, before an image is formed on the second side, an image penetration level from the second side to the first side; and a post-print image inspection unit to inspect images on the first and second sides after forming the image on the second side.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for capturing, processing, storing, and generating images of a check. In some embodiments, a system is configured to: receive an unprocessed image of a check; store the unprocessed image, wherein the unprocessed image is accessible to an agent associated with the apparatus and is not accessible to a user of an account associated with the check; process the unprocessed image to create a processed image; store the processed image, wherein the processed image is accessible to the agent and is accessible to the user.

Abstract: Embodiment for detecting duplicate images include systems for determining that two or more of the images have similar key attributes such as attributes related to certain data in the images or image quality. Further, the embodiments include superimposing at least a portion of a first image of the two or more images over at least a portion of the second image of the two or more images, comparing the first image and second image; and determining whether the first image and the second image are identical.

Abstract: The technology of the present disclosure includes computer-implemented methods, computer program products, and systems to filter images before transmitting to a system for optical character recognition (“OCR”). A user computing device obtains a first image of the card from the digital scan of a physical card and analyzes features of the first image, the analysis being sufficient to determine if the first image is likely to be usable by an OCR algorithm. If the user computing device determines that the first image is likely to be usable, then the first image is transmitted to an OCR system associated with the OCR algorithm. Upon a determination that the first image is unlikely to be usable, a second image of the card from the digital scan of the physical card is analyzed. The optical character recognition system performs an optical character recognition algorithm on the filtered card.

Abstract: A method and system for determining an optical waveform based on a plurality of print features of a selected marking of a document. The method and system comprise obtaining optical image data representing the print features of the selected marking. The optical image data is corrected for at least one of print contrast or reflectance of the print features in the optical image data using respective print contrast thresholds or reflectance thresholds to produce a converted pixel map of the selected marking, the pixel map containing an ordered sequence of values. Also included is a generation module to transform the print features represented in the converted pixel map to a plurality of corresponding waveform features to produce the optical waveform of the selected marking, the corresponding waveform features including a plurality of spaced apart peaks representing respective optical signal levels of the print features.

Abstract: A method includes invoking an image capture interface via a mobile device; and analyzing video data captured via the capture interface. The analysis includes determining whether an object exhibiting one or more defining characteristics is depicted within the viewfinder; and if so, whether that object satisfies one or more predetermined quality control criteria. The method further includes displaying an indication of success or failure to satisfy the predetermined control criteria on the mobile device display. Where the object depicted within the viewfinder satisfies the one or more predetermined quality control criteria, the method also includes: displaying an indication that the object depicted in the viewfinder exhibits the one or more defining characteristics; automatically capturing an image of the object; and/or automatically storing to memory one or more of the frames in which the object is depicted in the viewfinder. Systems and computer program products are also disclosed.

Abstract: A method of automatically capturing images with precision uses an intelligent mobile device having a camera loaded with an appropriate image capture application. When a user initializes the application, the camera starts taking images of the object. Each image is qualified to determine whether it is in focus and entirely within the field of view of the camera. Two or more qualified images are captured and stored for subsequent processing. The qualified images are aligned with each other by an appropriate perspective transformation so they each fill a common frame. Averaging of the aligned images reduces noise and a sharpening filter enhances edges, which produces a sharper image. The processed image is then converted into a two-level, black and white image, which may be presented to the user for approval prior to submission via wireless or WiFi to a remote location.

Abstract: A paper sheet processing apparatus capable of preventing conveyance failure of a paper sheet. The apparatus includes a bill insertion slot, a bill conveyance mechanism capable of conveying a bill inserted from the bill insertion slot, a bill reader reading the bill conveyed by the bill conveyance mechanism, an authenticity determination mechanism determining the authentication of the bill read by the bill reader, a bill determination processing part for determining, before the reading of the banknote by the banknote reader is completed, damage to the bill based on a shape of a portion of the bill which is read and on a shape of a reference bill, and a controller controlling conveyance of the bill by the bill conveyance mechanism based on a result of the determination by the bill determination processing part.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: Methods are provided for defining and determining a formal and verifiable mobile document image quality and usability (MDIQU) standard, or Standard for short. The Standard ensures that a mobile image can be used in an appropriate mobile document processing application, for example an application for mobile check deposit. In order to quantify the usability, the Standard establishes 5 quality and usability grades. A mobile image is first tested to determine if the quality is sufficient to obtain content from the image by performing multiple different image quality assessment tests. If the image quality is sufficient, one or more document usability computations are made to determine if the document or content in the image is usable by a particular application. A ranking is then assigned to the image based on the results of the tests which is indicative of the quality and usability of the image.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: The systems and methods of the present disclosure use a mobile device equipped with a camera to capture and preprocess images of objects including financial documents, financial cards, and identification cards, and to recognize information in the images of the objects. The methods include detecting quadrangles in images of an object in an image data stream generated by the camera, capturing a first image, transforming the first image, binarizing the transformed image, recognizing information in the binarized image, and determining the validity of the recognized information. The method also includes communicating with a server of a financial institution or other organization to determine the validity of the recognized information.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: The invention relates to a method and apparatus for recognizing forged value documents, for example composed forgeries which are assembled from parts of different value documents. In the inventive method, the signal intensity of a measuring signal is determined at a plurality of measuring points on a value document. For one or more selected groups of measuring points which are disposed in particular along certain directions on the value document there are determined gradient values of the signal intensities. The gradient values of a group are subsequently linked to form a connection strength of the group which provides a quantitative statement about the extent to which a large gradient value exists consistently within the particular group. From a relatively great connection strength there can be inferred the presence of a separating line in the area of the selected group of measuring points.

Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.

Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.

Abstract: Improved systems and methods for detecting and correcting image errors and risks in remote deposit systems during an in-line or in-process troubleshooting session are disclosed. Various embodiments include systems for displaying remote deposit session data to a support technician with links for invoking an image display or image editor user interface during a troubleshooting session. The links can be included in one or more individual remote deposit session events, records, or tasks, such as check image uploads and bi-tonalization events. The image editor can be used to manually or automatically correct any detected errors or flaws in uploaded or processed deposit document images. The corrected check images can be then be stored and used to complete or reprocess a remote deposit.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for determining a storage location for an image of a check. In some embodiments, a system is configured to: receive an image of a check, the image being associated with an account associated with a user; analyze check retrieval activity associated with the account; determine, based on the check retrieval activity, a storage location for the image; and store the image at the storage location.