Frequent Usage Incentive System (e.g., Frequent Flyer Miles Program, Point System, Etc.) Patents (Class 705/14.27)
  • Patent number: 10282752
    Abstract: In the Internet field, interfaces which support social interaction are used by two or more people to share information and content. An example is a geolocation (map-type) interface (a web page for instance) which is relied upon by users to obtain travel routes, plan trips and find geolocation information, such as stores, restaurants and other places. Described here is a system for advertising whereby targeted advertisements are displayed to users of such an interface and the advertisements are the result of an analysis of user behavior during a particular interface session or several sessions, so advertisements are closely targeted to each particular user.
    Type: Grant
    Filed: May 15, 2009
    Date of Patent: May 7, 2019
    Assignee: EXCALIBUR IP, LLC
    Inventors: Athellina Athsani, Elizabeth F. Churchill, M. Cameron Jones
  • Patent number: 10262303
    Abstract: A method for applying promotion codes to a payment transaction using an input device in communication with a database is provided. The payment transaction includes a purchase made by a cardholder using a payment card over a payment card network. The method includes storing promotion data within the database including at least one promotional program having a qualifying number of rewards points for a rewards program, and storing rewards data within the database including a current number of rewards points accumulated by the cardholder. The method further includes providing access to the promotion data through the at least one input device including each promotional program having a qualifying number of rewards points that is less than the current number of rewards points for the cardholder, receiving a selected promotional program from the cardholder, and automatically applying the promotion codes associated with the selected promotional program to the payment transaction.
    Type: Grant
    Filed: December 28, 2007
    Date of Patent: April 16, 2019
    Inventor: Jonathan Robert Powell
  • Patent number: 10218859
    Abstract: In a method of payment for service of a portable communication unit, a customer prepays a dealer for said service, the dealer forwards transaction order information about the pre-payment to a prepaid management center (PMC); and the PMC provides a bank the transaction order information. The bank, upon receipt of the transaction order information from the PMC, determines whether there are sufficient funds in the dealer account to cover the transaction. If there is insufficient cash on hand, the dealer is notified and is provided an opportunity to replenish the account so that the transaction may proceed. If there are adequate funds in the dealer account, the bank automatically transfers the amount of the purchase transaction in the SP S account, less the dealer's fee for the purchase. After funds are transferred from the dealer account, the PMC is notified of the transfer, at which time the PMC generates codes and issues the codes to the dealer.
    Type: Grant
    Filed: August 17, 2018
    Date of Patent: February 26, 2019
    Assignee: Precis Group LLC
    Inventors: Peter D. Wendt, Daniel S. Karvonen
  • Patent number: 10185739
    Abstract: Disclosed herein is an integration of automatic search functionality into a business application. The application is monitored for an instance wherein the user is initiating an activity that involves an expenditure. Upon detection of such an activity, a query is automatically generated based on information related to the expenditure. The query is communicated to a search component, from which corresponding search results are eventually received. Finally, at least some information related to the search results is displayed to the user. In one embodiment, assuming the user's express or implicit approval, auto-generation of data and/or modification of business process flow are facilitated based on the search results.
    Type: Grant
    Filed: February 23, 2017
    Date of Patent: January 22, 2019
    Assignee: Microsoft Technology Licensing, LLC
    Inventors: Ashvin J. Mathew, Brendan O'Meara, Nicolae Surpatanu, Eshwar Somashekar, Rajat Taneja
  • Patent number: 10181136
    Abstract: Systems and methods for targeted advertising to specific consumers are disclosed. A system may include a memory storing instructions and at least one processor configured to execute the instruction to: receive, over a network, client-provided data from a client device; identify at least one consumer by comparing the client-provided data against consumer data recorded in an electronic consumer database; obtain at least one unique consumer identifier for the identified at least one consumer, the at least one unique consumer identifier not including personal identifiable information; generate a target audience pool based on the at least one unique consumer identifier; and deliver, over a network, the target audience pool to the client device to facilitate targeted advertising to specific consumers.
    Type: Grant
    Filed: October 17, 2017
    Date of Patent: January 15, 2019
    Assignee: Merkle, Inc.
    Inventors: Peter Randazzo, John Gajewski, John Lee, Nicholas Illobre, Dionisio Espinal, Gerald Matthew Bavaro, David Michael Yonchak, Kelly Renee Leger
  • Patent number: 10096042
    Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.
    Type: Grant
    Filed: May 27, 2014
    Date of Patent: October 9, 2018
    Assignee: Capital One Financial Corporation
    Inventors: Thomas S. Poole, David E. Keating, Drew Jacobs, Janusz M. Niczyporuk, Luke A. Hammock
  • Patent number: 10089646
    Abstract: Embodiments of the present disclosure include a method for managing a payment transaction. Such a method includes receiving a first transaction information including a first rendered card provided by a user using a computer server. A further step may include accessing BIN and rate information from a table, using the computer server, based on the first transaction information. An additional step may include calculating, using the computer server, a first cost based on the BIN and rate information and calculating a first convenience fee for the first rendered card. Other steps may be determining a first suggested card type by the computer server based on an algorithm implemented by software such that the first suggested card type has a lower cost than the first cost and a lower convenience fee than the first convenience fee as well as providing the first suggested card type to the user.
    Type: Grant
    Filed: October 4, 2013
    Date of Patent: October 2, 2018
    Inventor: Hossein Mohsenzadeh
  • Patent number: 10034261
    Abstract: A technique for sensor network, Machine to Machine (M2M), Machine Type Communication (MTC), Internet of Things (IoT) is provided. The present disclosure can be applied to intelligent services (smart homes, smart buildings, smart cities, smart cars or connected cars, health care, digital education, retail, security and safety service) based on the technique. A method for operating a user equipment (UE) is provided. The method includes receiving a first signal comprising a first category identification (ID) and a first unique ID from a first beacon device, determining a distance from the first beacon device based on the first signal, if the distance is below a threshold, registering the first category ID, and if a second signal comprising the registered first category ID from a second beacon device, displaying information corresponding to a second unique ID of the second signal.
    Type: Grant
    Filed: July 11, 2016
    Date of Patent: July 24, 2018
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Hyun-Jung Kim, Kiseok Lee
  • Patent number: 10002497
    Abstract: Disclosed is a machine for redeeming an entitlement that includes an interface for receiving user data including payment vehicle data. In an embodiment, a payment vehicle reader reads payment vehicle data from a payment vehicle, and an input device receives an input of at least one additional identifier. The machine also includes a communication module in communication with a processor. The processor receives account data associated with the user, wherein the account data includes one or more entitlements representing an award. The interface is configured to receive a selection of at least one entitlement, and the machine also includes a cash dispensing device for dispensing cash when a selected entitlement is an amount of cash.
    Type: Grant
    Filed: December 14, 2016
    Date of Patent: June 19, 2018
    Assignee: Mastercard International Incorporated
    Inventors: Hemant Arora, Gurpreet Atwal, Jaipal Singh Kumawat
  • Patent number: 9990642
    Abstract: A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.
    Type: Grant
    Filed: September 1, 2010
    Date of Patent: June 5, 2018
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Bradley R. Strock, Lynn Hooper, Eugene M. Glavin, Beth L. Bressler
  • Patent number: 9990646
    Abstract: A system includes a rule engine to determine details of loyalty reward currency redemption from one or more reward accounts as part of the processing of a payment transaction in a payment account of a user. The redemption details are determined based on user preferences and rules of the loyalty programs, and transmitted to the user during the authorization of the payment transaction. During the authorization and/or within a time window after the authorization, but before the settlement of the payment transaction, the user may provide a confirmation message that may accept, reject, or modify the redemption details. A transaction handler is configured to authorize and/or settle the payment transaction, as modified by the redemption details initially computed by the rule engine and subsequently confirmed, rejected or modified by the user via an optional confirmation message.
    Type: Grant
    Filed: October 24, 2014
    Date of Patent: June 5, 2018
    Assignee: Visa International Service Association
    Inventors: Diane C. Salmon, James Alan VonDerheide, Laura DiGioacchino, Edward Scheidelman, Nancy L. Kim
  • Patent number: 9986307
    Abstract: A method and apparatus for providing an interactive video viewing experience for a user. The user has an internet enabled device and launches an interactive watching application (IWA) on his device. Using the IWA, he brings up a list of available video content and selects a video for viewing. As the user is viewing the video, an overlay display appears on the lower portion of the screen and overlays a portion of the still running video. The overlay displays “Touch for information regarding this program.” When the user touches the display, the video pauses and a web page containing information regarding or relating to the program or its subject matter is displayed. Utilizing various similar overlays, an interactive video viewing experience is provided to the user. The experience can include various overlays and associated experiences, such as obtaining information regarding new characters or consumer products as they appear.
    Type: Grant
    Filed: July 11, 2014
    Date of Patent: May 29, 2018
    Assignee: Bottle Rocket LLC
    Inventors: Calvin Carter, Jason Osburn, Scott Maddux, Chris Roche
  • Patent number: 9940660
    Abstract: A computer-implemented method for providing a list of frequently purchased items by a user from a retailer to a computing device corresponding to the user includes receiving a request to generate the list of frequently purchased items. A purchase history of the user is obtained in response to the request, the purchase history including a plurality of previously purchased items. A number of purchases for each of the purchased items within a predetermined time period is monitored. The list of frequently purchased items is generated based on the monitored number of purchases for each of the purchased items. The generated list of frequently purchased items is transmitted to the computing device.
    Type: Grant
    Filed: June 27, 2013
    Date of Patent: April 10, 2018
    Assignee: WAL-MART STORES, INC.
    Inventors: Valerie Goulart, Lauren Jill Patti
  • Patent number: 9911123
    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.
    Type: Grant
    Filed: April 25, 2016
    Date of Patent: March 6, 2018
    Assignee: Apple Inc.
    Inventors: Marcel Van Os, Pablo F. Caro, George R. Dicker, Glen W. Steele
  • Patent number: 9898870
    Abstract: Techniques to present location information using augmented reality are described. An apparatus may comprise an augmentation system operative to augment an image with information for an individual, the image having a virtual object representing a real object. The augmentation system may comprise a location component operative to determine location information for the real object, a virtual information component operative to retrieve location information for an individual, and a proximity component operative to determine whether location information for the real object substantially matches location information for the individual. The augmentation system may further comprise an augmentation component operative to augment the virtual object with information for the individual to form an augmented object when the location information for the real object substantially matches the location information for the individual. Other embodiments are described and claimed.
    Type: Grant
    Filed: May 24, 2016
    Date of Patent: February 20, 2018
    Inventor: Harishkumar Narayanan
  • Patent number: 9881310
    Abstract: An eliciting system is provided. The eliciting system may embody a method for collecting market research data by eliciting customer input through an interactive, competitive game format. The eliciting system may provide the game format by including a controllable object, a control unit and a display platform, wherein the display platform provides a plurality of scan codes presented in an eye-catching manner. The control unit provides a user interface and is adapted to remotely control the controllable object as it hovers over the display platform. The controllable object may provide a scanner for reading the plurality of scan codes. Each scan code may provide a market association with a good and/or service. Each market association scanned by the scanner is represented on the user interface, whereby the user of the control unit can view and approve of or disapprove of it, while the user controls the controllable object hovering over the display platform.
    Type: Grant
    Filed: December 8, 2014
    Date of Patent: January 30, 2018
    Inventors: Thomas Lee Register, Dionne Trottie-Register, Charmaine Trottie
  • Patent number: 9875614
    Abstract: Systems and methods provided allow users to receive rewards in a videogame based on their “real world” purchases, where such purchases are those they may have made anyway, but which now provide the incentive of receiving rewards in particularly new ways. By providing a connection between a server operating the loyalty reward system and a game server or game administration server, the system can be made seamless and can closely tie the purchase to the reward. Players may receive in-game benefits based on their real world activities with loyalty programs, including rewards for purchases on credit cards, debit cards, or at particular storefronts.
    Type: Grant
    Filed: August 11, 2014
    Date of Patent: January 23, 2018
    Inventors: Charles McCoy, True Xiong, Clay Fisher
  • Patent number: 9852438
    Abstract: A computer-implemented method for transferring reward points between mobile computing devices is implemented by a first mobile computing device. The method includes receiving a first reward points balance associated with a first reward points account, detecting a second mobile computing device associated with a second reward points account wherein the second reward points account has a second reward points balance, initiating a transfer request from the first mobile computing device to the second mobile computing device, and sending a transfer command to a rewards program computer system wherein the transfer command instructs the rewards program computer system to transfer the at least one reward point between the first reward points account and the second reward points account.
    Type: Grant
    Filed: December 31, 2013
    Date of Patent: December 26, 2017
    Inventors: Christopher Andrew Guiney, Saurabh Singh, Ramchandran Venkatesh, Hao Sun
  • Patent number: 9842364
    Abstract: Determining transaction status information is disclosed, including: sending a transaction status information query request corresponding to a contact person associated with an instant messaging client, wherein the transaction status information query request is associated with a user with respect to the contact person, wherein the user is associated with the instant messaging client; and receiving transaction status information determined based at least in part on the transaction status information query request corresponding to the contact person, wherein the transaction status information describes a current stage in a fulfillment process of an order.
    Type: Grant
    Filed: August 9, 2013
    Date of Patent: December 12, 2017
    Assignee: Alibaba Group Holding Limited
    Inventor: Ke Hu
  • Patent number: 9830627
    Abstract: A digital/virtual gift product is provided for generation and customization by a giver through a service provider and for receipt by a recipient for use with a merchant. The digital/virtual gift product includes: a representation of a monetary gift value selected by the giver and depicted on the digital/virtual gift product for use and redemption with a preselected merchant; a merchant identification depicted on the digital/virtual gift product to identify the preselected merchant, selected by the giver, and at which preselected merchant the digital/virtual gift product is redeemable; and a giver identification to identify the giver of the digital/virtual gift product to the recipient and to the merchant. At least one system and associated methods also are disclosed for creating, customizing, and tracking multiple digital/virtual gift products.
    Type: Grant
    Filed: June 1, 2013
    Date of Patent: November 28, 2017
    Inventor: Jim Clark
  • Patent number: 9830594
    Abstract: A secure transaction system constituted of: a two dimensional platform arranged for variable display; at least one antenna arranged to receive a signal from a contactless element, each of the at least one antenna secured at a fixed location on the two dimensional platform; a transaction server; and a poster communication device in communication with each of the at least one antenna and with the transaction server, the poster communication device arranged to read an identifier of a contactless element juxtaposed with a particular one of the at least one antenna, and transmit the read contactless element identifier and identification information associated with the particular antenna to the transaction server.
    Type: Grant
    Filed: May 16, 2012
    Date of Patent: November 28, 2017
    Assignee: Ping Identity Corporation
    Inventor: Avish Jacob Weiner
  • Patent number: 9811852
    Abstract: Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification.
    Type: Grant
    Filed: June 9, 2014
    Date of Patent: November 7, 2017
    Assignee: TTN Holdings, LLC
    Inventors: Barry Bryant, Paul Staudt
  • Patent number: 9807194
    Abstract: We disclose a software system, method and product for updating a subject's profile. The software system, method and product may include a computer processing means and computer readable medium, and a proximity device. The system may be triggered by an internal and/or external event such as a subject's handheld device receiving a payload from a proximity device. The system may update the subject's skill profile as defined by activity configurations. The system may also generate a visual indicator for display on a subject profile to demonstrate a skill, achievement, or other information associated with the Activity.
    Type: Grant
    Filed: March 11, 2014
    Date of Patent: October 31, 2017
    Assignee: RedCritter Corp.
    Inventor: Robert M Beaty
  • Patent number: 9792643
    Abstract: In some examples, a user may be enabled to organize a plurality of items for display within a table. The plurality of items may include items that are available for delivery on a subscription basis from an electronic marketplace. The table may be arranged in accordance with a period corresponding to at least one of plurality of delivery intervals. The user may adjust the placement of individual items by using a drag-and-drop operation. Based at least in part on the location of individual items, delivery intervals may be determined for delivery of individual items.
    Type: Grant
    Filed: September 25, 2014
    Date of Patent: October 17, 2017
    Assignee: Amazon Technologies, Inc.
    Inventor: Michael Frederick Masterman
  • Patent number: 9779421
    Abstract: An embodiment of the present invention is described that includes an incentive application for providing incentives to a visitor of a site. The incentive application is both portable onto other sites and is customizable on each site to the information provided on the site.
    Type: Grant
    Filed: May 19, 2014
    Date of Patent: October 3, 2017
    Assignee: Bunchball Inc.
    Inventor: Rajat Paharia
  • Patent number: 9760916
    Abstract: One aspect of the concepts presented herein is aggregation and presentation of useful actions for digital media in general and photographs in particular, coupled with federated distribution of this collection of media actions such as printing and storing. In one embodiment, code is provided for use on any website such that media content on supported professional websites, amateur blogs, or even the entire Internet, is presented with an expanded and consistent set of options that the viewing user can exercise. With a minor update to the code for a particular website, website owners can offer a full suite of media actions and immediately begin earning revenue generated from the use of these actions. The code is set such that sites that offer media services over the Internet can obtain instant distribution and additional consumers for their services.
    Type: Grant
    Filed: May 14, 2010
    Date of Patent: September 12, 2017
    Assignee: Photobucket Corporation
    Inventors: Daniel J. Shapiro, Charles B. Zapata, Michael Arcuri
  • Patent number: 9729483
    Abstract: A device provides for display, to a first user device, information associated with a potential contact, and an option to communicate with the potential contact. The device receives a selection of the option from the first user device, and obtains, based on the selection, an identifier for a second user device associated with the potential contact. The device provides a communication request and the identifier to a message server to cause the message server to selectively cause a communication session to be established between the first user device and the second user device. An indication that the communication session is denied may be provided to the first user device when the second user device does not accept the communication request. The communication session may be established, without revealing the identifier to the first user device, when the second user device accepts the communication request.
    Type: Grant
    Filed: December 18, 2013
    Date of Patent: August 8, 2017
    Inventors: Manish Sharma, Kevin Flores, Devin Blong, Tushar Chaudhary, Annu Yadav
  • Patent number: 9712500
    Abstract: A method for determining a compute amount contributed by a device is provided. The method comprises receiving encrypted data from a processor of a customer system and parsing the encrypted data into a plurality of encrypted subsets. Then, the method associates a token specific to the device with an encrypted subset of the plurality of encrypted subsets to produce a packaged subset. The packaged subset is sent to the device. In response, a processed packaged subset that includes the token is received. The compute time contributed by the device is determined from the token of the processed packaged subset.
    Type: Grant
    Filed: September 8, 2015
    Date of Patent: July 18, 2017
    Inventors: Andrew Dow, Eli M. Dow, James P. Gilchrist, Gabriel J. Perez Irizarry, Gary S. Littlefield, Katrin Nagel, Nickalaus A. Painter, Brian R. Prasky
  • Patent number: 9712589
    Abstract: A method and mobile computing device for auto-playing a video clip within a web environment of a mobile computing device are provided. The method comprises including an auto-play script in a webpage downloaded to the web environment, wherein the web environment is disabled to auto-play video clips; and executing the auto-play script within the web environment, wherein the execution of the auto-play script causes at least: receiving the video clip from an external source and automatically playing the video clip in the web environment.
    Type: Grant
    Filed: February 25, 2015
    Date of Patent: July 18, 2017
    Assignee: ironSource Ltd.
    Inventors: Or Hiltch, Guy Zipori
  • Patent number: 9704142
    Abstract: A system for collecting end-of-life mobile phones includes a kiosk apparatus for performing an authentication procedure in which an authentication request is made using registration information including registrant information and end-of-life mobile phone information and a barcode label is issued when an authentication number is input according to the authentication request, and an identifying procedure for storing or discharging the end-of-life mobile phone by checking the presence of the barcode label attached thereto and identifying whether the mobile terminal is a normal mobile phone when the end-of-life mobile phone is put therein; and an integrated operation system having an operating system program to communicate with a plurality of kiosk apparatuses through a network, issue the authentication number corresponding to the authentication request of the kiosk apparatus, and check and statistically analyze an individual or integrated collection amount of kiosk apparatuses.
    Type: Grant
    Filed: January 11, 2012
    Date of Patent: July 11, 2017
    Assignee: ECO-SAVE, INC.
    Inventor: Sang-Won Ahn
  • Patent number: 9589271
    Abstract: Various systems and methods for measuring ad impression effectiveness are provided. A method is provided comprising selecting, by an ad impression processor, a target consumer for an ad impression, delivering the ad impression to the target consumer, determining, by the processor, a behavior of the target consumer after a time period elapses, wherein the determining comprises analyzing internal data relating to the target consumer.
    Type: Grant
    Filed: August 5, 2011
    Date of Patent: March 7, 2017
    Inventors: Brian C. Bender, David S. Bonalle, Mehmet Dedeoglu, Patrick R. Lowery, Tamara F. Odinec, Rajendra R. Rane
  • Patent number: 9569979
    Abstract: An embodiment is a physiological and cognitive feedback device, system, and method for evaluating a response of a user in an interactive language learning advertisement. Foreign language lessons are provided at no cost to consumers online in exchange for the consumers' feedback on the products or services embedded in the language lessons. The language lessons may use television advertisements as course material, serving both educational and promotional purposes. Revenues are generated through product placement opportunities as well as consumer survey responses that are a part of the lessons.
    Type: Grant
    Filed: July 23, 2010
    Date of Patent: February 14, 2017
    Inventor: Manabu Masaoka
  • Patent number: 9549287
    Abstract: Concepts and technologies are disclosed herein for geofence profile management. A processor can execute a geofence profile management service. The processor can receive geofence profile data from an administrator device. The processor can create, based upon the geofence profile data, a geofence profile. The geofence profile can include a geofence profile title, a geofence profile description, and a geofence profile option. The processor can provide the geofence profile to a user device. The processor can determine that the user device accepts the geofence profile, and the processor can activate the geofence profile in response to the user device accepting the geofence profile.
    Type: Grant
    Filed: April 22, 2015
    Date of Patent: January 17, 2017
    Assignees: AT&T Mobility II LLC, AT&T Intellectual Property I, L.P.
    Inventors: Taner Baran, Catherine A. Wood, Jonathan Christiansen
  • Patent number: 9514640
    Abstract: An information processing method and a user equipment, wherein the method includes receiving an information processing request message, if the information processing request message is not processed within a predetermined time, collecting at least one type of environment state information, generating prompt information according to the at least one type of the collected environment state information. Therefore, a user can perceive in time the information processing request message that has been received but not processed by the user equipment in time, and thus effectively increasing the usability of the user equipment.
    Type: Grant
    Filed: August 11, 2015
    Date of Patent: December 6, 2016
    Assignee: Huawei Device Co., Ltd.
    Inventor: Junjie Deng
  • Patent number: 9443276
    Abstract: An electronic device enabled with a Near Field Communications (“NFC”) reading capability may perform event-based asset tracking and/or order adherence, and/or rewards management in conjunction with a Software Service Platform. Assets may be provided with intelligent Radio Frequency Identification (“RFID”) tags in which such is associated with trackable event and such event may be associated with a master order of one or more such events. The electronic device may be programmable such that the various functions may be provided by application programs which may be preloaded on the electronic device as one or more client applications, provided to the NFC-enabled electronic device as a “software as a service” (“SaaS”) delivery, or provided to the NFC-enabled electronic device in any other desired manner.
    Type: Grant
    Filed: March 15, 2013
    Date of Patent: September 13, 2016
    Inventor: Walter Richard Barry, III
  • Patent number: 9390410
    Abstract: Disclosed is a mobile platform that enables unique tap-and-connect transaction processing and settlement, which allows consumers, merchants, financial institutions and other third parties to strengthen their relationships through a local transaction network that offers more efficient transaction processing and settlement for reduced per-transaction cost and risk management costs and increased security.
    Type: Grant
    Filed: February 18, 2011
    Date of Patent: July 12, 2016
    Assignee: Lemon, Inc.
    Inventors: Wenceslao Casares, Federico H. Murrone, Meyer Malka
  • Patent number: 9367856
    Abstract: Technology is described for asynchronously modifying a plurality of subaccounts. A method may include receiving an update request for an account having a running order value. An update sub-request may be sent for a subaccount of the account. Another operation may be receiving an expiration request for the subaccount with a consumed running order value. The expiration request may be applied to the subaccount when a determination has been made that the update sub-request is completed by checking the running order value against the consumed running order value.
    Type: Grant
    Filed: November 7, 2012
    Date of Patent: June 14, 2016
    Assignee: Amazon Technologies, Inc.
    Inventors: Abhin Hattikudru, Ajay Bhutani
  • Patent number: 9323441
    Abstract: A wireless communication device receives data indicating commercial icons that are related to commercial industries and displays an original group of the commercial icons that are individually related to different ones of the commercial industries. The wireless communication device receives a first user input to scroll the display toward a first set of the commercial icons related to a first one of the commercial industries, and in response, display the first set of the commercial icons related to the first one of the commercial industries while displaying a portion of the original group of the commercial icons that are not related to the first one of the commercial industries. A second user input is received to scroll the display toward a second set of the commercial icons related to a second one of the commercial industries based on the displayed portion of the original group of the commercial icons.
    Type: Grant
    Filed: February 14, 2013
    Date of Patent: April 26, 2016
    Assignee: Sprint Communications Company L.P.
    Inventors: Christa Lynne Minks-Brown, Jason W. Rincker, Jessica Sue Meurer
  • Patent number: 9208494
    Abstract: A system, method, and apparatus for using code based tracking are disclosed. An example apparatus includes a database including a product data structure configured to store (i) information indicative of a manufacturer of a woven carpet, (ii) information indicative of employees of the manufacturer that produced the woven carpet including a name and an age of each employee, (iii) information indicative of a certification inspection of the woven carpet, and (iv) information indicative of the woven carpet passing through customs. The example apparatus also includes a server configured to associate a code with the woven carpet, store the information of items (i) to (iv) to the product data structure, and make the information of items (i) to (iv) available a consumer upon receiving a message from a user device of the consumer indicative that the code was accessed by the user device.
    Type: Grant
    Filed: June 10, 2014
    Date of Patent: December 8, 2015
    Assignee: Tamarian Carpets, LLC
    Inventor: Steven Thaddeus Cibor
  • Patent number: 9197425
    Abstract: The present invention relates to a method and terminal in a mobile communication system. The method includes transmitting a sponsor service request to a first server of a service provider, receiving a sponsor coupon from the first server, transmitting the received sponsor coupon to an entity of an operator, receiving a sponsor coupon validation result message from the entity, and transmitting a request for a sponsor service to a second server of the service provider. The sponsor coupon is used for the operator to charge the service provider for the sponsor service.
    Type: Grant
    Filed: February 13, 2015
    Date of Patent: November 24, 2015
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Song Yean Cho, Ji Cheol Lee, Sung Ho Choi, Joon Ho Park, Kill Yeon Kim, Ki Suk Kweon
  • Patent number: 9129135
    Abstract: Systems, methods, devices, and computer program products are described for controlling access to electronic applications by a user. A request may be received (e.g., from a user) to access an electronic application. The availability of points, credits, or time for the particular user may be determined, and access to the electronic application granted or denied based on the determination. User identity may be verified through biometric data, with such verification repeated at periodic or random intervals. Access may be restricted based on a permission level of a particular authority that has responsibility for all or a portion of the user's activities during a particular time period. Access may also be restricted based on the location of the user at the time of the access request.
    Type: Grant
    Filed: August 16, 2011
    Date of Patent: September 8, 2015
    Inventors: Guilherme Luiz Karnas Hoefel, Hugo Swart, Khaled Helmi El-Maleh, Luis Mirabal
  • Publication number: 20150149270
    Abstract: An interface and device architecture for a payment device. An interface between a payment application installed in a payment device and one or more value-add applications (such as loyalty programs, transit applications, etc.) that are also installed in the payment device. The API or interface design permits communications and data transfer between the payment application and one or more value-add applications. This reduces (and in some cases may prevent) the need for back-end server processing of data that may be relevant to both a payment transaction and to a function of the value-add application. Similarly, the same or another API or interface may enable communications and data transfer between a value-add application and the payment application.
    Type: Application
    Filed: January 30, 2015
    Publication date: May 28, 2015
    Inventors: Oleg Makhotin, Trudy Hill, Erick Wong, Oleg Makarenko, Hao Ngo, Christian Aabye, William Alexander Thaw
  • Patent number: 9043228
    Abstract: An e-commerce outsourcing system and method provides hosts with transparent, context-sensitive e-commerce supported pages. The look and feel of a target host is captured for future use. The host is provided with one or more links for inclusion within a page on the host website that correlates with a selected commerce object, which may be contextually related to material in the page. The commerce object can be a product, a product category, or a dynamic selection indicator. Upon activation of the provided link, a visitor computer is served with a page with the look and feel of the host website and with content based upon the associated commerce object. Where the commerce object is a dynamic selection indicator, the content is selected at the time of activation based upon an analysis of the page containing the activated link.
    Type: Grant
    Filed: August 19, 2013
    Date of Patent: May 26, 2015
    Assignee: DDR HOLDINGS, LLC
    Inventors: D Delano Ross, Jr., Daniel D Ross, Joseph R Michaels, William R May, Richard A Anderson
  • Publication number: 20150142550
    Abstract: A computer-implemented method for aggregating consumer activity in a loyalty reward program is described. The method implemented using a computing device in communication with a memory. The method includes storing, in the memory, at least one reward offer containing a reward and an activity threshold, receiving registration data from a plurality of registered consumers for the at least one reward offer, storing, in the memory, the registration data for each of the plurality of registered consumers, monitoring financial transaction data for at least one qualifying activity completed by at least one of the plurality of registered consumers, compiling, by the computing device, a total number of qualifying activities completed by all of the registered consumers, and sending the reward to each of the registered consumers when the activity threshold is reached by the total number of qualifying activities.
    Type: Application
    Filed: November 21, 2013
    Publication date: May 21, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Trevor S. Owen, Brooke Beeson, Rachel Kuenzler
  • Publication number: 20150134440
    Abstract: The present system manages the consumption of ‘green’ energy introduced into a power distribution network together with the energy obtained from other sources, distributed to predetermined delivery points. The green energy is associated to RECS certificates of origin, whose economic value is proportioned to the energy production. The power distribution network includes at least one consumption counter for computing the total energy consumption in a plant. At least one server is associated with the power distribution network for managing electronic data in one or more communication networks. A collecting device collects credits related to the RECS certificates and a partializer partializes the credits on the basis of purchase orders received from green energy consumers. The current amount of credits purchased by the user is stored, with a deduction from the amount for the part of the credits based on the energy consumption that the user will derive from green sources.
    Type: Application
    Filed: May 1, 2013
    Publication date: May 14, 2015
    Inventor: Francesco Maria Vespasiani
  • Publication number: 20150134439
    Abstract: A technique is disclosed for generating an interactive digital receipt on a user device, where the receipt offers an engagement platform for merchants and customers to interact on a continuous basis. The interactive digital receipt is generated in response to an occurrence of a particular financial transaction. The receipt includes a plurality of time-based interactive components to enable the merchant and the customer to interact with one another. In one embodiment, the time-based interactive components include a gratuity component to allow adding of a gratuity amount after the occurrence of the transaction. The gratuity component is associated with a timeframe that defines a time period for which the customer may submit the gratuity amount. The time period can range from a limited time period to an unlimited time period.
    Type: Application
    Filed: November 22, 2013
    Publication date: May 14, 2015
    Applicant: Square, Inc.
    Inventors: David W. Maxwell, Lauren A. Myrick, Daniel G. Becker, Tyler James Lettau
  • Publication number: 20150134438
    Abstract: An indication is received of a transaction between a cardholder and a merchant, wherein a card is used by the cardholder for the transaction, and the card is an instance of one of a plurality of card products available from respective ones of a plurality of card issuers. From a computer database that has stored therein a set of one or more reward parameters associated with each card product, a selected set of reward parameters associated with said one card product is retrieved. An amount and a merchant identifier are determined for the transaction. At one or more computer processors, an estimate of rewards earned due to the transaction is generated, wherein the estimate is generated prior to a clearance of the card transaction and is based on at least the amount and the retrieved set of reward parameters.
    Type: Application
    Filed: November 13, 2013
    Publication date: May 14, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Pedro J. Chavarria, Kristofer Perez
  • Publication number: 20150120426
    Abstract: Aspects of the disclosure relate to a computer assisted method for consolidating reward points or monetary rewards associated with one or more financial accounts which may include electronically receiving information regarding a financial transaction in a first financial account, determining an amount of reward points or monetary rewards based on the financial transaction in the first account, and crediting a reward points or monetary rewards account associated with the first account with the amount of reward points or monetary rewards based on the transaction with the first financial account. The method may include electronically receiving information regarding a transaction in a second financial account, determining an amount of reward points or monetary rewards based on the financial transaction in the second financial account and crediting the reward points or monetary rewards account with the amount of reward points or monetary rewards based on the transaction with the second financial account.
    Type: Application
    Filed: January 9, 2015
    Publication date: April 30, 2015
    Inventors: Carrie Anne Hanson, James Vernot, Laura Caine, Kristen Dunn, Colleen Margaret Fellows, Jeffrey N. Healy, Amber L. Thorneburg, Olaf G. Schweidler
  • Publication number: 20150120428
    Abstract: Mobile payment systems and methods allow a customer to make payments at a point-of-sale device using their mobile device. In the mobile payment method, a single bundle of transaction information is received at an aggregator server from a mobile device and the server creates a bundle ID for the received bundle. The bundle ID is sent to the mobile device, which presents it to the POS device. The POS device sends the received bundle ID back to the aggregator server and, if the bundle ID matches the expected ID, then payment processing is initiated according to preferences outlined in the transaction information.
    Type: Application
    Filed: October 28, 2013
    Publication date: April 30, 2015
    Applicant: U.S. Bank, National Association
    Inventors: Derrick HARDISON, Colin SMITH, Wally MLYNARSKI
  • Publication number: 20150120424
    Abstract: Provided is a mobile point saving system. The mobile point saving system includes an affiliate-side payment acquisition part, a user-side payment acquisition part, a payment content matching part, and a point saving part. The affiliate-side payment acquisition part receives affiliate payment information from an affiliate terminal and stores the affiliate payment information by each item when a payment event occurs. The user-side payment acquisition part receives user payment information from a user terminal to store the user payment information by each item. The payment content matching part matches contents of the affiliate payment information and the user payment information by each item to determine whether or not the affiliate payment information and the user payment information occur from the same payment event. The point saving part saves points in a user account corresponding to the user payment information.
    Type: Application
    Filed: November 13, 2013
    Publication date: April 30, 2015
    Applicant: WEAVERS MIND INC.
    Inventor: Sung Jun PARK