Having Security Or User Identification Provision (password Entry, Etc.) Patents (Class 705/18)
  • Patent number: 11006308
    Abstract: This disclosure provides methods, systems, services, and applications for collecting data from mobile devices connected to a mobile network. Aspects include campaign-based methods and systems as well as event-based methods and systems. Data includes mobile network data such as signal strength, call quality, network type, etc. and mobile device data such as mobile device type, charge level of the battery, etc. The disclosure also provides analytics for mobile network operators including mapping of location information and data points. Also described herein are methods and systems for verifying a credit card user's mobile device location.
    Type: Grant
    Filed: December 16, 2019
    Date of Patent: May 11, 2021
    Assignee: OnePIN, Inc.
    Inventors: Feyzi Celik, Marcin Nowak
  • Patent number: 11004074
    Abstract: A payment device includes a biometric sensor configured to receive a biometric measurement from a user. The payment device also includes a display configured to selectively display sensitive payment account information for a payment account of the user. The payment account is associated with the payment device. The payment device further includes a processor and instructions stored in non-transitory machine-readable media. The instructions are configured to cause the payment device to receive the biometric measurement from the biometric sensor. The user is authenticated if the biometric measurement matches a stored biometric of the user. Upon authenticating the user, the sensitive payment account information is displayed on the display. The sensitive payment account information is removed from the display a first predetermined time period after authenticating the user.
    Type: Grant
    Filed: November 24, 2015
    Date of Patent: May 11, 2021
    Assignee: Wells Fargo Bank. N.A.
    Inventors: Sarah Hiccox, Marcia N. Kurtz, Chelsea K. McDermott, Jenny Y. Tao, Tiffany N. Twilley, Michael Tilaro, Jonathan E. Hoveland, Jay M. Bozicevich
  • Patent number: 10990947
    Abstract: A POS device receives a first authorization value from an input device, and receives from a mobile device, via a LAN interface, a user identifier and a data structure that includes an adjustment value and a structure identifier. The POS device transmits the data structure and the user identifier to a validation server, via a WAN interface. The POS device receives from the validation server, via the WAN interface, confirmation that the validation server had previously saved the structure identifier of the data structure in a database in association with the user identifier. The POS device recovers the adjustment value from the data structure, generates a second authorization value from a difference between the first authorization value and the adjustment value, and transmits an authorization request message over a payment network via the WAN interface. The authorization request message includes the second authorization value.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: April 27, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Buturab Rizvi, Alexandra Tsourkis, Ki Nam Choi
  • Patent number: 10949824
    Abstract: Association information received from a number of mobile devices is recorded at a server end, where each mobile device is associated with a user that is pre-registered with the server end. An identification request is received at the server end and from a cashier device, where the identification request includes identity information associated with a particular user. One or more payment candidates corresponding to the cashier device are determined by the server end. A particular user account corresponding to the particular user is determined by the server end by comparing the identity information from the identification request with identity information associated with each of the payment candidates. The particular user account is returned by the server end to the cashier device for making a payment.
    Type: Grant
    Filed: May 29, 2019
    Date of Patent: March 16, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventors: Li Chen, Hong Zhang, Le Zhou
  • Patent number: 10937028
    Abstract: A store system includes an authentication device configured to obtain personal information from a part of a body of a user, transmit the personal information to a first server, and receive authentication of the personal information from the first server; a gate control apparatus configured to open a gate so that the user may enter or exit a store, when the authentication device receives the authentication; and a checkout device configured to obtain personal information from a part of a body of the user, transmit the personal information to a second server, and pay a product price when receiving authentication of the personal information from the second server.
    Type: Grant
    Filed: September 29, 2017
    Date of Patent: March 2, 2021
    Assignee: KOREA SEVEN CO., LTD.
    Inventors: Seong In Jung, Young Hyouk Kim, Su Nyun Kim
  • Patent number: 10910016
    Abstract: A method is provided for identifying and displaying video data of a user, either alone or together (in synchronization) with other data, such as biometric data acquired during a time that the video data was captured/received. The method includes storing biometric data separately from the video data, allowing the biometric data to be search quickly to identify at least one value (e.g., a value corresponding to at least one biometric event). At least one biometric time-stamp (e.g., a time, a sample rate, a position within a plurality of values, etc.) linked to the identified value can then be used to identify a corresponding video time-frame, which can then be used to play the video data, either alone or together with biometric data, starting at a particular time (e.g., at a time that the event occurred, shortly before the event occurred, etc.).
    Type: Grant
    Filed: December 5, 2019
    Date of Patent: February 2, 2021
    Inventors: Richard A Rothschild, Dan Macklin, Robin S Slomkowski, Taska Harnischfeger
  • Patent number: 10839181
    Abstract: Systems and methods for synchronizing a barcode decode with a video camera to improve accuracy of retail POS loss prevention are disclosed herein. An example system includes a video camera configured to capture a set of frames associated with a target object, the set of frames having a first number of frames; a symbology reader configured to: (i) decode a symbology attached to the target object and (ii) generate a signal based on the successful decoding of the symbology attached to the target object; and a processor configured to analyze a sub-set of the set of frames based on the signal, the sub-set of the set of frames having a second number of frames that is smaller than the first number of frames.
    Type: Grant
    Filed: January 7, 2020
    Date of Patent: November 17, 2020
    Assignee: Zebra Technologies Corporation
    Inventors: Christopher J. Fjellstad, Abhilash Gururaja, Sajan Wilfred, Vincent J. Daempfle
  • Patent number: 10783523
    Abstract: A system and method are described for n alternate mobile payment service. The system includes a server computer for enrolling and storing user account information. The server computer is also capable of generating a unique one-time-use identifier for use during a transaction. The one-time-use identifier is returned to user as an electronic coupon which may be in the form of a two-dimensional barcode. The coupon may be used at a merchant location to complete a transaction. When the barcode is scanned it may processed similar to a credit/debit/prepaid card payment.
    Type: Grant
    Filed: February 27, 2019
    Date of Patent: September 22, 2020
    Assignee: Visa International Service Association
    Inventors: Sanjay Dattatreya Sankolli, Igor Karpenko
  • Patent number: 10769610
    Abstract: Alternative service access with operations including determining that a system has met a plurality of criteria, including the system having a battery level below a threshold, identifying a merchant, generating an authentication token for authorizing a payment using a payment provider, and sending the authentication token to the payment provider.
    Type: Grant
    Filed: August 31, 2017
    Date of Patent: September 8, 2020
    Assignee: PAYPAL, INC.
    Inventor: Pankaj Sarin
  • Patent number: 10769710
    Abstract: Disclosed are a system of providing product information using a copy/paste function of an electronic commerce shopping cart, a method thereof and a non-transitory computer readable storage medium having a computer program recorded thereon. The method can be used as an effective intercommunication means by mutual exchange of shopping lists with acquaintances or friends rather than solo shopping. Further, user convenience in purchasing products and the probability of purchasing products can be enhanced by the method.
    Type: Grant
    Filed: March 23, 2018
    Date of Patent: September 8, 2020
    Assignee: Eleven Street Co., Ltd.
    Inventor: Jungil Yang
  • Patent number: 10764044
    Abstract: A system and method provide efficient, secure, and highly reliable authentication for transaction processing and/or access control applications. A personal digital key (PDK) is programmed using a trusted programming device to initialize and/or register the PDK for use. In one embodiment, the initialization and registration processes are administered by a specialized trusted Notary to ensure the processes follow defined security procedures. In a biometric initialization, the programming device acquires a biometric input from a user and writes the biometric data to a tamperproof memory in the PDK. In registration, the Programmer communicates to one or more remote registries to create or update entries associated with the user PDK. Once initialized and registered, the PDK can be used for various levels of secure authentication processes.
    Type: Grant
    Filed: July 3, 2019
    Date of Patent: September 1, 2020
    Assignee: Proxense, LLC
    Inventors: John J Giobbi, David L Brown, Fred S Hirt
  • Patent number: 10755270
    Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.
    Type: Grant
    Filed: August 11, 2017
    Date of Patent: August 25, 2020
    Assignee: Apple Inc.
    Inventors: Benjamin D. Chester, Glen W. Steele, Jeff W. Lin, Vineet Chadha
  • Patent number: 10733604
    Abstract: A system and method for using derived account identifiers. The derived account identifiers are associated with a single permanent account identifier. Each derived account identifier is associated with a communication channel or portable consumer device.
    Type: Grant
    Filed: August 2, 2018
    Date of Patent: August 4, 2020
    Assignee: Visa U.S.A. Inc.
    Inventor: Barbara Patterson
  • Patent number: 10726417
    Abstract: The invention provides an authentication system and method. In particular, the invention provides a method for performing a financial authentication utilizing a token associated with a user, the method comprising the token generating a set of display characters that are viewable by the user, the token generating the display characters using logic; the user transforming a portion of the set of display characters using a transformation process, based on knowledge of the user, so as to form a display character sequence; the user outputting the display character sequence to an authentication entity; and the authentication entity authenticating the display character sequence using the logic and knowledge of the transformation.
    Type: Grant
    Filed: September 18, 2012
    Date of Patent: July 28, 2020
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventor: Glenn Cobourn Everhart
  • Patent number: 10657523
    Abstract: An apparatus, system and method for establishing a transaction between first and second parties including a first signing step in which a transaction message including a request and a transaction identifier is cryptographically signed by the first party to form a first cryptographically signed message. The first signed message is transmitted from the first party to the second party. The second party then cryptographically signs the first message to form a second cryptographically signed message. The second message is also transmitted from one or more of a plurality of parties having the second message to a trusted third party. The trusted third party is able to verify that the second message was cryptographically signed by the second party and can also verify that the first message in the second message was cryptographically signed by the first party.
    Type: Grant
    Filed: August 16, 2013
    Date of Patent: May 19, 2020
    Assignee: ARM IP Limited
    Inventors: Hugo John Martin Vincent, Krisztian Flautner, Amyas Edward Wykes Phillips
  • Patent number: 10643215
    Abstract: Various embodiments herein each include at least one of systems, methods, and software for in situ and network-based transaction classification. Such embodiments use advanced data analytics and machine learning techniques of consumer's transaction attributes to reduce shrink at checkout. One embodiment, in the form of a method, includes processing a dataset of transactions to identify normal transaction patterns and processing a dataset of transactions that included known fraud to identify variation patterns between the identified normal transaction patterns and the data of each transaction. The method further includes generating at least one pattern model based on the identified normal transaction patterns and the identified variation patterns. In such embodiments, each pattern model typically includes classification values for determining a likelihood of fraud in transactions.
    Type: Grant
    Filed: July 31, 2017
    Date of Patent: May 5, 2020
    Assignee: NCR Corporation
    Inventor: Charles Robert Cash
  • Patent number: 10635803
    Abstract: A method that includes displaying a masking image layer on a terminal screen when receiving a start instruction used to start an application; receiving an unlocking instruction input based on the masking layer; if the unlocking instruction matches a preset instruction, starting the application. The present disclosure solves the technical problem in the conventional techniques of relatively low terminal unlock method security.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: April 28, 2020
    Assignee: Alibaba Group Holding Limited
    Inventors: Hang Dong, Zhen Yuan, Ling Wang, Zhuolin Liu
  • Patent number: 10574443
    Abstract: A computing device can obtain a session key for encrypting data that is communicated between a client device and the computing device. The computing device can receive, from the client device, an encrypted request for data. The encrypted request can be encrypted by the client device using the session key. The data requested can be stored on a second computing device. The computing device can send, to the second computing device, a copy of the session key and the encrypted request for data. The second computing device can decrypt the data using the session key and can also encrypt data responsive to the request using the session key.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: February 25, 2020
    Assignee: Amazon Technologies, Inc.
    Inventors: Alexander Julian Tribble, Robert Michael Barry, Jeremy Boynes, Melissa Elaine Davis, Igor Spac
  • Patent number: 10572947
    Abstract: Computer executable instructions may be used to configure a special purpose computing device to perform a method for determining whether an unbound property insurance lead may be associated with a property for which a property inspection is not required. The computer executable instructions, when executed by a processor may cause the special purpose computing device to access a data repository storing a plurality of unbound property insurance leads, process each of the plurality of unbound property insurance leads using an adaptable inspection model to determine an insurability risk score for each of the unbound property insurance leads, compare each insurability risk score to a constraint, and communicate an indication of whether a property inspection is necessary for each of the plurality of unbound property insurance leads.
    Type: Grant
    Filed: December 2, 2015
    Date of Patent: February 25, 2020
    Assignee: Allstate Insurance Company
    Inventors: James M. Berends, David MacInnis, Cassie E. Collins, Teresa J. Dalenta
  • Patent number: 10572866
    Abstract: A financial transaction system includes a governing host having a database for registering parties wishing to perform a financial transaction and processing the financial transaction. A discrete point-of-sale (POS) terminal interfaces with one party wishing to initiate a financial transaction with another party. The discrete POS terminal has a local transaction process providing for initial validating and enforcing of business rules governing the transaction with the one party and generating a transaction key confirming that the transaction is authorised on validating the transaction with the governing host. A facilitator device reads the transaction key on being supplied with same by the one party and communicates with the governing host to complete the transaction using the facilitator POS terminal.
    Type: Grant
    Filed: November 30, 2017
    Date of Patent: February 25, 2020
    Assignee: Cullinan Consulting Group Pty Ltd.
    Inventors: Philip Leslie Course, Frank Ajzensztat, Wens Peter Brinkman
  • Patent number: 10567368
    Abstract: To install a monitor apparatus module, a monitor apparatus transmits a registration request including a client ID and an initial authentication key included in an installer to a management apparatus. When an authentication key related to the client ID included in the registration request is yet to be issued, the management apparatus issues an authentication key and provides the same to the monitor apparatus. Meanwhile, when the authentication key is already issued, the monitor apparatus displays a screen for input of a ticket issued by the management apparatus and resends the initial registration request with the input ticket to the management apparatus. When the ticket included in the registration request is valid, the management apparatus issues the authentication key and provides the same to the monitor apparatus.
    Type: Grant
    Filed: March 31, 2017
    Date of Patent: February 18, 2020
    Assignee: CANON KABUSHIKI KAISHA
    Inventor: Yuka Sakurai
  • Patent number: 10548007
    Abstract: Methods and apparatuses are disclosed for determining based on predetermined criteria a combination of one or more user devices to be used for a security operation from a set of associated user devices. The user devices are configured to wirelessly communicate security information. In response to the determination security information is communicated by the determined combination of one or more user devices.
    Type: Grant
    Filed: November 15, 2013
    Date of Patent: January 28, 2020
    Assignee: HERE Global B.V.
    Inventor: Marko Tapio Tuukkanen
  • Patent number: 10523676
    Abstract: A system and method for detecting unauthorized access to a cloud application hosted in a cloud-computing platform are presented. The method comprising: identifying, by a managed proxy device, a first access attempt to a cloud application at a first time and from a first location; identifying, by a managed proxy device, a second access attempt to the cloud application at a second time and from a second location; computing a velocity between the first access attempt and the second access attempt based on the first time, the second time, the first location, and the second location; checking if the computed velocity is greater than a velocity threshold; and generating a velocity event when the computed velocity is greater than the velocity threshold, wherein the velocity event indicates that an access attempt is unauthorized.
    Type: Grant
    Filed: July 12, 2018
    Date of Patent: December 31, 2019
    Assignee: MICROSOFT TECHNOLOGY LICENSING, LLC.
    Inventors: Yonatan Most, Yinon Costica
  • Patent number: 10522188
    Abstract: A method is provided for identifying and displaying video data of a user, either alone or together (in synchronization) with other data, such as biometric data acquired during a time that the video data was captured/received. The method includes storing biometric data separately from the video data, allowing the biometric data to be search quickly to identify at least one value (e.g., a value corresponding to at least one biometric event). At least one biometric time-stamp (e.g., a time, a sample rate, a position within a plurality of values, etc.) linked to the identified value can then be used to identify a corresponding video time-frame, which can then be used to play the video data, either alone or together with biometric data, starting at a particular time (e.g., at a time that the event occurred, shortly before the event occurred, etc.).
    Type: Grant
    Filed: February 11, 2019
    Date of Patent: December 31, 2019
    Inventors: Richard A Rothschild, Dan Macklin, Robin S Slomkowski, Taska Harnischfeger
  • Patent number: 10467398
    Abstract: The technology described in this document can be embodied in a method that includes receiving, at one or more servers from a first computing device, (i) first identification information identifying the first computing device or an application executing on the first computing device, and (ii) second identification information identifying a second computing device, wherein the second identification information is provided to the first computing device as a mechanical signal transmitted through a human body. The method also includes determining, by the server based on the first information, identity information of a user associated with the first computing device, and transmitting, from the one or more servers to the second computing device, the identity information, such that the identity information is usable by the second computing device to verify an access attempt by the user.
    Type: Grant
    Filed: March 14, 2019
    Date of Patent: November 5, 2019
    Assignee: Alibaba Group Holding Limited
    Inventors: Reza R. Derakhshani, Spencer On
  • Patent number: 10453129
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Grant
    Filed: February 26, 2016
    Date of Patent: October 22, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Patent number: 10447704
    Abstract: Techniques for ensuring verification before transmission of electronic messages are disclosed herein. In some embodiments, a computer-implemented method comprises: transmitting a confirmation request message to an e-mail address stored in a database of an online service in association with a digital representation of a first user of the online service; subsequent to transmitting the confirmation request message, causing a selectable option to send a user-to-user message to a second user via the online service to be displayed on the computing device of the first user; receiving, from the computing device of the first user, a selection of the option to send the user-to-user message to the second user; determining that the confirmation of the e-mail address has not been received; and preventing a transmission of the user-to-user message to the second user based on the determining that the confirmation of the e-mail address has not been received.
    Type: Grant
    Filed: October 25, 2017
    Date of Patent: October 15, 2019
    Assignee: Microsoft Technology Licensing, LLC
    Inventors: Ajay Datta, Shrinivas Rameshrao Devshatwar, Neena Teresa Jose, Gaurav Gupta
  • Patent number: 10446158
    Abstract: Embodiments disclosed herein generally relate to a system and method for transacting at an ATM. A computing system receives a request from the ATM to provide audio commands for an input having one or more components. The computing system generates an audio message for a component of the one or more components. The computing system receives an indication from the user to select an entry from the set of candidate entries as the component. The indication from the user does not include a recitation of the first entry. The computing system maps the indication to a respective candidate in the set of candidate entries. The computing system generates a verification audio message for the user to audibly verify a correct mapping between the indication and the respective candidate in the set of candidate entries. The computing system receives an audible verification from the user.
    Type: Grant
    Filed: June 7, 2018
    Date of Patent: October 15, 2019
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Mossoba
  • Patent number: 10432636
    Abstract: Methods, systems and computer readable media for securing mDNS in enterprise networks are described. In some implementations, the method can include authorizing one or more service advertisements and validating one or more service advertisements. The method can also include adding one or more information details to a record associated with an advertised service.
    Type: Grant
    Filed: December 4, 2013
    Date of Patent: October 1, 2019
    Assignee: Extreme Networks, Inc.
    Inventors: Shashi Hosakere Ankaiah, Vivek L Atreya, Seemant Choudhary, Uday Shankar
  • Patent number: 10419205
    Abstract: Servers in datacenters, mobile devices and virtualized servers without human interaction may experience difficulties in establishing entropy in a virtualized computing environment. Entropy is an important foundation for cryptography and a lack of entropy has led to weaknesses that can be used to break cryptographic systems in the past.
    Type: Grant
    Filed: August 24, 2017
    Date of Patent: September 17, 2019
    Assignee: Amazon Technologies, Inc.
    Inventors: Andrew Jeffrey Doane, Todd Lawrence Cignetti
  • Patent number: 10402824
    Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.
    Type: Grant
    Filed: January 29, 2013
    Date of Patent: September 3, 2019
    Assignee: The Western Union Company
    Inventors: Michael J. Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
  • Patent number: 10387857
    Abstract: A method of processing a commerce service in a commerce processor communicating with a customer premises equipment (CPE), the method including executing a first browser and outputting a coordinate corresponding to a bitmap associated with inputted payment data on a screen of the first browser, receiving coordinate values corresponding to payment data through the output coordinate, transmitting the received coordinate values based on a communication protocol to a second browser, unscrambling the transmitted coordinate values corresponding to the payment data and retrieving payment data from the unscrambled coordinate values, and performing a payment process for a product item corresponding to the retrieved payment data.
    Type: Grant
    Filed: February 28, 2014
    Date of Patent: August 20, 2019
    Assignee: LG ELECTRONICS INC.
    Inventors: Youngah Kim, Hojoo Park, Junhee Kim, Hanseok Kim, Jungnam Park, Jim Clayton
  • Patent number: 10373166
    Abstract: A method for the secure use of a personal identifier and/or financial instrument that may take place simultaneously with traditional methods of authorization for credit card, check, funds withdraw/transfer or purchase. Authorization according to the present invention may take place as follows: A) the Owner provides a pre-approval of authorization if the request meets an array of Owner-defined parameters; B) a authorization may be granted based on proximity of the Owner to the point of use; or C) the Owner provides a real time approval by smart device. In each case the invention subjects the request for authentication to a sequential verification procedure in which the request is tested against one or more pre-defined verification protocols, the deployed authentication protocol being pre-determined by the Owner and pre-selected in accordance with a user profile that was pre-programmed by the Owner.
    Type: Grant
    Filed: May 27, 2014
    Date of Patent: August 6, 2019
    Inventor: Marc George
  • Patent number: 10339289
    Abstract: A system for securely sharing data and conducting transactions in an electronic environment. The system may include a personal information device having a processor, memory and biometric sensor. Personal data is stored in the memory of the personal information device. The personal information device may be registered with a centralized system. Data stored on the personal information device may be uploaded to an access device upon verification of a user's identity using a biometric recognition technique.
    Type: Grant
    Filed: October 28, 2016
    Date of Patent: July 2, 2019
    Inventors: J. Chance Anderson, Aaron Michael Best, David J. Havell, J. Ken Barton, Jandi Renee Carter
  • Patent number: 10341817
    Abstract: A positioning method and apparatus based on an electronic device or application are disclosed. A particular embodiment of the method comprises: receiving a positioning request from an unpositionable electronic device or application, the positioning request comprising a timestamp acquiring location information of a positionable electronic device or application having a network identification identical to a network identification of the unpositionable electronic device or application, and a timestamp corresponding to the location information; and estimating location information of the unpositionable electronic device or application at a time corresponding to the timestamp of the positioning request, based on the location information of the positionable electronic device or application, the timestamp corresponding to the location information, and the timestamp of the positioning request. According to this embodiment, a high-accuracy positioning for an unpositionable electronic device or application is achieved.
    Type: Grant
    Filed: July 14, 2015
    Date of Patent: July 2, 2019
    Assignee: Baidu Online Network Technology (Beijing) Co., Ltd.
    Inventors: Xiaoping Gao, Yanfeng Zhu, Zongyao Ding, Haorui Li, Jiayi Yang
  • Patent number: 10331900
    Abstract: To expedite electronic delivery and return of a document, the document is sent to an electronic mail system and stored in an electronic form thereat. The recipient is informed that the document is available thereto at any of a plurality of merchants where the document may be retrieved. The recipient visits one of the plurality of merchants and at the visited merchant retrieves the document in the electronic form from the mail system to a computing device at the visited merchant. The recipient then reviews and executes the document at the visited merchant, and sends the executed document in an electronic form to the organization by way of the visited merchant and the computing device thereat.
    Type: Grant
    Filed: January 4, 2016
    Date of Patent: June 25, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventor: Miguel Antonio Arguello
  • Patent number: 10284538
    Abstract: Disclosed is an event processing and identity validation system. The system typically includes a processor, a memory, and an event processing and identity validation module stored in the memory. The system is typically configured for: validating a set of identity information for each profile of a set of profiles, receiving an event request comprising user identifying information, comparing the user identifying information with the sets of identity information of the set of profiles to determine a matching profile, processing the event request by generating an authentication code, notifying the user of the event request, determining that a device of the user is within a defined distance of an authentication location and automatically transmitting the generated authentication code to the device of the user, receiving a key code from a computing device, and determining a match between the key code and the authentication code to complete the event request.
    Type: Grant
    Filed: October 26, 2016
    Date of Patent: May 7, 2019
    Assignee: Bank of America Corporation
    Inventors: Samuel Massa Moiyallah, Jr., Joseph Benjamin Castinado, Susan J. Moss
  • Patent number: 10251025
    Abstract: A positioning method and apparatus based on an electronic device or application are disclosed. A particular embodiment of the method comprises: receiving a positioning request from an unpositionable electronic device or application, the positioning request comprising a timestamp acquiring location information of a positionable electronic device or application having a network identification identical to a network identification of the unpositionable electronic device or application, and a timestamp corresponding to the location information; and estimating location information of the unpositionable electronic device or application at a time corresponding to the timestamp of the positioning request, based on the location information of the positionable electronic device or application, the timestamp corresponding to the location information, and the timestamp of the positioning request. According to this embodiment, a high-accuracy positioning for an unpositionable electronic device or application is achieved.
    Type: Grant
    Filed: July 14, 2015
    Date of Patent: April 2, 2019
    Assignee: Baidu Online Network Technology (Beijing) Co., Ltd.
    Inventors: Xiaoping Gao, Yanfeng Zhu, Zongyao Ding, Haorui Li, Jiayi Yang
  • Patent number: 10134422
    Abstract: A method of determining, by an electronic device, an audio event is disclosed. The method may include receiving an input sound from a sound source by a plurality of sound sensors. The method may also extracting, by a processor, at least one sound feature from the received input sound, determining, by the processor, location information of the sound source based on the input sound received by the sound sensors, determining, by the processor, the audio event indicative of the input sound based on the at least one sound feature and the location information, and transmitting, by a communication unit, a notification of the audio event to an external electronic device.
    Type: Grant
    Filed: December 1, 2015
    Date of Patent: November 20, 2018
    Assignee: QUALCOMM Incorporated
    Inventors: Kyu Woong Hwang, Yongwoo Cho, Jun-Cheol Cho, Sunkuk Moon
  • Patent number: 10127600
    Abstract: Systems, methods, and non-transitory computer readable media providing shared online shopping lists and/or carts among users are disclosed. The method includes receiving a primary virtual shopping cart containing related items generated by a first user. A database entry for the primary shopping cart is created and correlated with a shopping cart identifier in response to a user request. The database entry includes one or more keywords associated with the first user of the primary virtual shopping cart. A query is received from a second user, and a list of primary virtual shopping carts is provided to the second user based on relevancy to the query. In response to a request by the second user, the contents of a selected primary virtual shopping cart is duplicated in a secondary virtual shopping cart associated with the second user.
    Type: Grant
    Filed: July 31, 2015
    Date of Patent: November 13, 2018
    Assignee: Walmart Apollo, LLC
    Inventors: Vivek Kumar, Preetam Purbia, Vibhor Rastogi, Praveen Deverachetty, Dinesh Amarnath Rao Pise, Lalit Gandotra, Soumya Ranjan Mohanty
  • Patent number: 10122730
    Abstract: Methods for editing a previously approved transmission are provided. Methods may include allocating a portion of memory on a first platform. The allocating may include allocating a details sub-portion for transmission details and allocating an approvals sub-portion for approval details. The method may include writing the transmission details into the details sub-portion. Methods may include writing a plurality of approver identifications into the approval sub-portion. Methods may include transmitting the computer-readable packet to a first approver email address. Methods may include enabling a first approver, associated with the first approver email address, to set an approval bit to one. Methods may include locking the details sub-portion and the approvals sub-portion when the first approver sets the approval bit to one. Methods may include unlocking the details sub-portion and the approvals sub-portion and setting the approval bit to zero when an edit command is received.
    Type: Grant
    Filed: April 18, 2016
    Date of Patent: November 6, 2018
    Assignee: Bank of America Corporation
    Inventors: Anne D. Tatham, Joshua Barnhardt
  • Patent number: 10121331
    Abstract: The disclosed embodiments include methods and systems for detecting ATM skimmers, other unauthorized devices, such as hidden video cameras or keypad overlays, and/or possible damage to the ATM based upon radio frequency (RF) signal emitted from the ATM and/or 3D image analysis.
    Type: Grant
    Filed: June 26, 2018
    Date of Patent: November 6, 2018
    Assignee: Capital One Services, LLC
    Inventors: William A. Hodges, Christopher R. Marshall, Pierrick Burgain
  • Patent number: 10089622
    Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.
    Type: Grant
    Filed: June 9, 2017
    Date of Patent: October 2, 2018
    Assignee: Worldpay, LLC
    Inventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
  • Patent number: 10079827
    Abstract: An information processing apparatus for authenticating a user includes a wireless communication unit configured to obtain predetermined information from a wireless tag; a wireless authentication unit configured to authenticate the wireless tag based on the predetermined information; a capturing unit configured to capture an image; an image authentication unit configured to authenticate the user captured in the image; an image determination unit configured to determine whether an object of determination is a living body that satisfies a predetermined condition; and an apparatus authentication unit configured to permit the user to use the information processing apparatus in a case in which the image determination unit determines that the object of determination is the living body that satisfies the predetermined condition, and the user of the wireless tag which is authenticated by the wireless authentication unit and the user who is authenticated by the image authentication unit are the same.
    Type: Grant
    Filed: March 9, 2016
    Date of Patent: September 18, 2018
    Assignee: Ricoh Company, Ltd.
    Inventor: Genki Watanabe
  • Patent number: 10062242
    Abstract: A checkout system includes a plurality of settlement apparatuses and a registration apparatus. The registration apparatus includes a scanner, a storage unit, a communication interface, and a processor. The processor controls the scanner, the storage unit and the communication interface to identify a commodity corresponding to a scanned code, generate the settlement information, and transmit the settlement information to a selected one of the plurality of settlement apparatuses. The selected one of the plurality of settlement apparatuses determines, with respect to itself, whether a settlement processing is currently being performed and whether a settlement processing was completed within a preceding predetermined amount of time.
    Type: Grant
    Filed: January 23, 2017
    Date of Patent: August 28, 2018
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventor: Toshiyuki Suzuki
  • Patent number: 10042980
    Abstract: In one aspect, a method related to health-related data management. In addition to the foregoing, other method and system and program product aspects are described in the claims, drawings, and text forming a part of the present application.
    Type: Grant
    Filed: November 17, 2005
    Date of Patent: August 7, 2018
    Assignee: Gearbox LLC
    Inventors: Edward K. Y. Jung, Royce A. Levien, Robert W. Lord, Mark A. Malamud, John D. Rinaldo, Jr., Lowell L. Wood, Jr.
  • Patent number: 10037524
    Abstract: Methods, systems, and machine-readable media are disclosed for handling information related to a financial transaction including utilizing dynamic cryptograms. According to one embodiment, a method of processing a financial transaction related to a financial account can comprise detecting initiation of the transaction with a device used as a presentation instrument in the transaction. A Dynamic Transaction Cryptogram (DTC) and a dynamic PAN can be generated at the device. The DTC can be used to authenticate the transaction and the dynamic PAN can comprise an encrypted form of a real PAN of the financial account that is valid for a single transaction. The DTC and the dynamic PAN can be provided by the device for use in the transaction.
    Type: Grant
    Filed: January 22, 2009
    Date of Patent: July 31, 2018
    Assignee: First Data Corporation
    Inventors: Vijay K Royyuru, Robert P Klotz
  • Patent number: 10019646
    Abstract: A method for recognition and/or verification of authenticity of digital, and/or physical objects, comprising the steps of codebook training, object enrollment, and object verification, the latter consisting in object recognition and/or object authentication. The method uses two types of features, of codebooks, and of databases, which are specifically designed for identification, respectively authentication, the identification database and authentication database having different organizations. The invention is also directed to corresponding computer program means adapted to implement the proposed method, devices adapted for implementation of a method, as well as to applications which are particularly adapted for use of the proposed method.
    Type: Grant
    Filed: March 9, 2015
    Date of Patent: July 10, 2018
    Assignee: Université de Genève
    Inventors: Svyatoslav Voloshynovskiy, Maurits Diephuis
  • Patent number: 9959537
    Abstract: The disclosure provides a portable electronic card system and a method for manufacturing a rewritable plastic card. The portable electronic card system includes: a portable personal electronic device, a rewritable plastic card and a writing device. The portable personal electronic device is used for obtaining a certificated code and a personal information from a database by internet. The rewritable plastic card has a rewritable storage device for storing the personal information. The writing device electrically connects to the portable personal electronic device, and is used for writing the personal information into the rewritable plastic card.
    Type: Grant
    Filed: February 27, 2014
    Date of Patent: May 1, 2018
    Inventor: Pinsheng Sun
  • Patent number: 9934656
    Abstract: A checkout system includes a plurality of settlement apparatuses and a registration apparatus. The registration apparatus includes a scanner, a storage unit, a communication interface, and a processor. The processor controls the scanner, the storage unit and the communication interface to identify a commodity corresponding to a scanned code, generate the settlement information, and transmit the settlement information to a selected one of the plurality of settlement apparatuses. The selected one of the plurality of settlement apparatuses determines, with respect to itself, whether a settlement processing is currently being performed and whether a settlement processing was completed within a preceding predetermined amount of time.
    Type: Grant
    Filed: January 23, 2017
    Date of Patent: April 3, 2018
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventor: Toshiyuki Suzuki