Abstract: Forensic acquisition of contents of web pages accessible through a user device on a network includes communication by the user of URL addresses of indicated web pages useful for preparation of a forensic evidence document to a control and coordination program which executes access to the network by a browser and creates a list of relevant features of the content type of the pages. The program then performs a classification of specific types of contents of the pages based on the relevant features and proceeds to an automatic selective navigation based on the type of classification of the pages. The selective acquisition of the contents is performed by specialized program code depending on the type of classification of the pages. The process includes the automatic creation and return to the user of a forensic evidence document with the contents acquired.

Abstract: Methods, systems, and devices for multi-factor authentication for memory systems based on internal asymmetric keys are described. In some examples, host systems and memory systems may be configured to implement techniques for the generation and distribution of asymmetric keys, certificates, or both, which may support evaluating the authenticity of interfacing systems (e.g., by signing and verifying exchanged signaling based on system identities) or protecting the integrity of exchanged signaling (e.g., by encrypting exchanged signaling), or both. Such techniques may include implementing asymmetric cryptographic security functionality directly in a memory system, including techniques where the memory system is configured to generate asymmetric key pairs, certificates, or both based on a combination of unique device secret and content stored at the memory system.

Abstract: A social gift registry provides tools to aid those planning for major milestones in life to engage a network of friends, family, and others in communicating information about the life event, helping to identify and track gifts for the celebrants, and enabling the management of the activities involved in the celebration.

Abstract: In response to detecting a request from a first device associated with a first user to utilize a digital wallet associated with a second user, a computer system determines if the first user is authorized to utilize the digital wallet associated with the second user. Further, in response to determining that the first user is authorized to utilize the digital wallet associated with the second user, the computer system allows the first device restricted access to the digital wallet.

Abstract: A method for managing communications within a network comprising utility meters, each associated and connected to at least one utility management center through at least one intermediate data concentrator. A message is sent by a utility meter to the destination data concentrator. This message includes metering data measurement reported by said utility meter, its utility meter identifier, the destination data concentrator identifier and the management center identifier. Then, on the basis of several metering data measurements, a metering counter differential consumption value is calculated by difference of two metering counter consumption indexes measured by the utility meter within a time period interval. Then, a report containing at least the metering counter differential consumption value is sent from the destination data concentrator towards the utility management center to which said utility meter is associated.

Abstract: A method for completing a transaction includes: a backend server executes an application backend of a transaction application; a first terminal device executes a first application frontend of the transaction application; the first application frontend, for starting a transaction, transmits a transaction request indicating the transaction to be started and a second application frontend different from the first application frontend and comprising transaction data associated with the indicated transaction to the application backend; a second terminal device executes the second application frontend of the transaction application; the application backend provides a transaction link for being connected to by the second application frontend and transmits an authorization request to the second application frontend; the second application frontend authorizes the requested transaction and transmits a transaction authorization to the application backend; and the application backend completes the transaction.

Abstract: An embodiment includes determining semantic attributes of a bookmark. The embodiment also includes determining respective attribute values for each of the semantic attributes of the bookmark. The embodiment also includes rendering a three-dimensional (3D) virtual space for display to a user, where the virtual space is defined by three orthogonal axes, each associated with a respective one of the semantic attributes. The embodiment also includes displaying a symbol representative of the bookmark in the virtual space. The symbol is positioned in the virtual space at an intersection of perpendicular projections from locations on the three axes corresponding with respective attribute values of the attributes associated with the respective axes.

Abstract: A computer-implemented method and computing system for automatically chaining together a series of models and facilitating automatic execution of the series of models is disclosed. For each sequential pair of models in the series, a set of output variables from a first model from the pair and a set of input variables to a second model from the pair are identified. The method automatically identifies a set of likely matches, each likely match pairing one output variable from the first model with one input variable to the second model, based on a title for each variable or other metadata associated with each variable, and receives confirmation that each likely match represents an accurate association between the output variable and input variable. After executing the first model, a software module imports output from the first model as input to the second model, and the second model is executed.

Abstract: A system for detecting fraud within a payment card network includes a memory storing historical transaction data and a processor configured to identify a set of historical transaction data, the set of historical transaction data include one or more test transactions labeled as having been used to test validity of an underlying account, train a model using the identified set of historical transaction data as labeled training data, the model is configured to accept transaction data associated with an input transaction and to classify the input transaction as a test transaction, apply a suspect transaction of a cardholder account as the input transaction to the model, the model generates an indication that the suspect transaction is a test transaction, mark the cardholder account as compromised based on having experienced test transaction activity, and reject a pending transaction based on the cardholder account being marked as compromised.

Abstract: Methods for managing security of a payment gateway are provided. In one aspect, a method includes assigning a username and a security key to a merchant. The method includes receiving a transaction request associated with the merchant, wherein the transaction request comprises the username assigned to the merchant, request parameters, and a signature code associated with the merchant, and wherein the signature code comprises the request appended to both the username assigned to the merchant and the security key assigned to the merchant. The method includes determining, in response to receiving the transaction request associated with the merchant, whether the signature code of the request is authentic. The method includes validating the transaction request based on determining that the signature code of the request is authentic. Systems and machine-readable media are also provided.

Abstract: The technology disclosed relates to causing delivery of Segmentation as a Service™ (SegAAS) instrumentation code and segment processing code to run on a user's machine and generate data that tracks a user session on a website, receiving and processing data from the user session and invoking callback function code, configured to run on the user's machine, that performs actions specified by the website's operator, as triggered by delivery of segment codes. Also included is receiving readings from the user session, analyzing the data to track progress of the session, and generating segment codes that characterize results of the analysis in an actionable way specified by rules provided by the website operator. Further included are repeatedly causing delivery of updated lists of the segment codes based on the analyzing of the progress and timing delivery of unsolicited actions directed to retaining the visitor and extending the user session with the website.

Abstract: Disclosed herein are methods, systems, and processes to distribute and disperse search loads to optimize security event processing in cybersecurity computing environments. A search request that includes a domain specific language (DSL) query directed to a centralized search cluster by an event processing application is intercepted. The event processing application is inhibited from issuing the search request to the centralized search cluster if a structured or semi-structured document matches the DSL query.

Abstract: A third-party negotiation automation tool for generating cost estimates on behalf of a seller is described herein. In response to receiving a request for a product from a buyer, a seller may choose to participate in a negotiation for fulfilling the request. The system may utilize one or more data sources, such as user-provided data, third-party data, and the like, to generate a cost estimate on behalf of the seller for fulfilling the request. The seller may choose to accept, modify, or decline the generated cost estimate before providing the cost estimate to the buyer for acceptance. This process may continue for one or more rounds, dependent upon the request, with the final cost estimates provided to the buyer for selection at the conclusion of the one or more rounds.

Abstract: Disclosed is a method of processing item sales information by an electronic apparatus including acquiring a purchase request including item information related to an item selected by a user and information related to a payment means, providing a purchase response including approval information corresponding to the purchase request before proceeding with payment through the payment means in response to the purchase request when the information related to the payment means satisfies a first condition, transmitting a release request for the item to a first server; and requesting payment for at least some of an amount corresponding to one or more purchase requests related to the payment means according to an arrival of settlement timing corresponding to the payment means.

Abstract: Systems and methods are provided for processing cardless financial transactions at transaction devices such as Automated Teller Machines. An example method comprises receiving a transaction request including at least one transaction parameter and receiving a substitute value representing an account for processing the transaction request. The substitute value is distinct from an account number associated with the account. The method further comprises sending the at least one transaction parameter and the substitute value to a payment network associated with the substitute value and completing the transaction request. A second method comprises receiving a transaction request with at least one transaction parameter and a substitute value. The second method further comprises determining account credentials associated with the substitute value using the account credentials.

Abstract: An Agent supportable device for determining a direction of an item of interest. The Agent supportable device includes an antenna configured to communicate with the reference transceiver associated with the item of interest. A receiver in the Agent supportable device is in logical communication with the antenna. A transmitter is also in logical communication with the antenna. A digital storage contains software executable upon demand via a processor in logical communication with the digital storage. The processor is operative via execution of the software to cause the apparatus to display a user interface on a visual display that includes an arrow indicating a direction of the item of interest in relation to the apparatus and a distance between the apparatus and the item of interest.

Abstract: Techniques for employing user interfaces to output information indicative of events occurring in an inventory facility, and receive feedback from a human regarding the events are described herein. In one implementation, an event may take place in an inventory facility, such as a customer taking an item from an inventory location, returning an item to an inventory location, and so forth. An automated system of an inventory management system may process sensor data collected by sensors in the inventory facility to determine details of the event. In some examples, the inventory management system is unable to determine with a high level of confidence what occurred during the event. The inventory management system may provide the sensor data to a human associate through an associate interface, and receive input regarding details of the event from the human associate through the associate interface.

Abstract: Embodiments herein provide for efficient delivery of a package or other item to a precise delivery location using beacons transmitted by a beaconing device, which are detected by a delivery device and used to guide the delivery device to the precise delivery location. Different types of events may be used as triggering events to trigger the transmission of the beacons, and beacons may be encoded to include instructions and/or information to the delivery device for identifying the precise delivery location. According to some embodiments, the beacons may be encoded based on a code unique to the package delivery and/or recipient.

Abstract: A multi-platform e-commerce system with a virtual cart is disclosed. The system includes one or more processors and a memory device storing a set of instructions that when executed by the one or more processors, causes the one or more processors to: create an internal virtual cart associated with the multi-platform e-commerce system; in response to the creation of the internal virtual cart, create an external virtual cart associated with one or more single e-commerce platforms; in response to every action taken in the internal virtual cart associated with the multi-platform e-commerce system, enable performance of an immediate corresponding action on the external virtual cart associated with the one or more single e-commerce platforms.

Abstract: A social gift registry provides tools to aid those planning for major milestones in life to engage a network of friends, family, and others in communicating information about the life event, helping to identify and track gifts for the celebrants, and enabling the management of the activities involved in the celebration.

Abstract: A method, apparatus, and computer-readable medium for leveraging real-time sales volume for conducting group buys comprising initializing a sale of an item, the sale specifying a current price of the item which is calculated based on a current sales volume of the item and sales volume ranges, processing transactions with users for items at a purchase price equal to the current price when a purchase request is received from the corresponding user, terminating the sale of the item at a closing price when the current sales volume has reached a threshold or when a period of time has passed since the sale was initialized, and crediting accounts belonging to one or more users with an additional amount based at least in part on a difference between the closing price and the purchase price for each item for the corresponding user.

Abstract: A device may receive transaction data relating to a transaction event associated with a user and a merchant. The transaction data may include a merchant identifier and a transaction amount. The device may process the merchant identifier to determine whether the transaction event is associated with a rate-based service. The device may obtain, based on determining that the transaction event is associated with the rate-based service, location data from a user device associated with the user. The device may determine, based on the location data, a distance or a duration associated with the rate-based service. The device may determine, based on the distance or the duration, a transaction estimate for the rate-based service. The device may determine whether the transaction amount corresponds to the transaction estimate and perform one or more actions based on determining whether the transaction amount corresponds to the transaction estimate.

Abstract: A computer-implemented and interactive real estate contract generation and editing process that allows a user to select “easy” or “do-it-yourself” contract formation sessions, comprising the steps of communicatively coupling a first electronic computing device to a computer server over a wireless communication network and generating a digital graphical user interface (GUI) on an electronic display of the first computing device with a plurality of digital data input fields operably configured to receive alpha-numeric text; initiating a network-based remote “easy” contract formation session that includes selecting a plurality of GUI icons and inputting contract formation data into each of the plurality of digital data input fields; and generating a digital document with a plurality of independent preformed paragraphs each having at least one fillable contract data field disposed therein and filled in with one of the plurality of digital data input fields to create a finalized digital document.

Abstract: Systems and methods are provided to authorize users to anonymously access resources of different web sites. For example, a business listing service may authenticate users and allow the authenticated users to access the resources of the businesses listed via the business listing service, without the users having to create separate accounts with the businesses and without having to reveal the identities of the users to the businesses.

Abstract: Aspects of the disclosure relate to identifying entitlement rules based on a frequent pattern tree. A computing platform may retrieve entitlement data associated with a relational database, where the entitlement data is indicative of user entitlements to computing resources in an enterprise network. Then, the computing platform may generate, for the entitlement data, a frequent pattern tree. Then, the computing platform may compare a pair of branches and may detect a pattern associated with a pair of entitlements. Then, the computing platform may determine, based on the frequent pattern tree, a frequency of occurrence of the pattern. Then, the computing platform may identify, based on the frequency of occurrence, a rule associated with the pattern. Subsequently, the computing platform may trigger, via the computing device and based on the rule, an action related to one or more of the entitlements of the pair of entitlements.

Abstract: A system for detecting fraud within a payment card network includes a memory storing historical transaction data and a processor configured to identify a set of historical transaction data, the set of historical transaction data include one or more test transactions labeled as having been used to test validity of an underlying account, train a model using the identified set of historical transaction data as labeled training data, the model is configured to accept transaction data associated with an input transaction and to classify the input transaction as a test transaction, apply a suspect transaction of a cardholder account as the input transaction to the model, the model generates an indication that the suspect transaction is a test transaction, mark the cardholder account as compromised based on having experienced test transaction activity, and reject a pending transaction based on the cardholder account being marked as compromised.

Abstract: A method of enhancing user interaction with content displayed on a display of a touch screen device is provided. The method includes displaying at least one enhanced cursor within a viewable area of the display, the at least one enhanced cursor having a predefined action associated therewith, and receiving a selection of the at least one enhanced cursor. The method also includes detecting movement of the selected at least one enhance cursor onto displayed content, and executing the predefined action on the content. The method may further include detecting a subject matter of content being displayed on a display of a device coupled to the processor. Furthermore, a non-transitory computer-readable medium storing instructions for execution by a processor that cause the processor to perform the provided method may also be provided.

Abstract: A system and method of tokenizing sensitive cardholder payment information for use in cashless transactions includes receiving a request to process a cashless transaction between a merchant and a purchaser using first payment data stored with an electronic wallet provider on behalf of the purchaser. First payment data is retrieved from the electronic wallet provider. The first payment data is tokenized into a payment token, and provided to the merchant for use in completing the cashless transaction using the payment token. The payment token is detokenized into second payment data being indicative of payment token authenticity. Payment for the cashless transaction is processed using the second payment data, and the merchant is provided with a response indicating either the success or failure of the payment processing.

Abstract: On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server, both from a settlement-processing apparatus, a portable terminal records the simplified settlement data in association with the ID data. The display unit of the portable terminal displays the simplified settlement data thus recorded. The portable terminal downloads electronic-receipt data from the electronic-receipt server by using the ID data recorded in association with the simplified settlement data, when the input unit is operated, thereby commanding that the electronic receipt related to the simplified settlement data displayed by the display unit should be downloaded. The electronic-receipt data is recorded in the electronic-receipt recording unit. The display unit displays the electronic receipt on the basis the electronic-receipt data recorded in the electronic-receipt recording unit.

Abstract: Disclosed are CodeChain-based models, apparatuses, systems, methods, and applications. When implementing interaction based on CodeChain, each digital person has identity information, the identity information corresponding to a person represented by the digital person and/or the terminal device used by the person; the method comprising: identifying, by the terminal device, a coding medium generated according to a CodeChain access protocol so as to enable the digital person to access a CodeChain network on behalf of the person; and performing data transfer with another digital person and/or system according to entrustment of the person. Through identification of the coding medium, the access address of the code chain server is obtained, and then the address of the server which actually provides services is obtained from the CodeChain server, such that the service is obtained by providing a service parameter as required.

Abstract: Systems and methods are described for providing an enhanced rebate and marketing program which may automatically enroll a consumer in a loyalty programs after the consumer completes rebate form; filter consumer information to provide to customer relationship management campaigns; capture real-time consumer responses to queries; provide real-time and dynamic, targeted offers and other communications to consumers and recipients; and provide bonus added value to consumer received rebates.

Abstract: Systems and methods for digital coin exchange. A digital coin platform receives a distribution request from an entity server comprising digital multimedia content associated with an entity. Digital coins are created responsive to the request. Each digital coin comprises a first coin associated with the entity and a second coin associated with consumers. The first and second coins are linked via linking information. The first coins are transferred to the entity server. A consumption request including the digital multimedia content is transmitted to a consumer device. Responsive to an indication that the content is at least partially consumed via the consumer device, one or more second coins are transferred to the consumer device. The digital coins and the transferred first and second coins are recorded. The transferred second coins permit the consumer device to perform transactions associated with the entity.

Abstract: Generally, embodiments of the invention are directed to methods, computer readable medium, servers and systems for enabling merchants to use hosted order pages (HOPs) and/or silent order posts (SOPs) and thereby avoid handling payment information and the costs associated Payment Card Industry (PCI) compliance, while at the same time utilize third-party fraud detection screens and thereby avoid costs associated with fraudulent transactions.

Abstract: Disclosed herein are methods, systems, and processes to distribute and disperse search loads to optimize security event processing in cybersecurity computing environments. A search request that includes a domain specific language (DSL) query directed to a centralized search cluster by an event processing application is intercepted. The event processing application is inhibited from issuing the search request to the centralized search cluster if a structured or semi-structured document matches the DSL query.

Abstract: A system described herein uses data obtained from a wearable device of a first user to identify a second user and/or to determine that the first user is within a threshold distance of the second user. The system can then access an account of the second user to identify one or more items and retrieve model data for the item(s). The system causes the wearable device of the first user to render, for display in an immersive 3D environment (e.g., an augmented reality environment), an item associated with the account of the second user. The item can be rendered for display at a location on a display that is proximate to the second user (e.g., within a threshold distance of the second user) such that the item graphically corresponds to the second user. The item rendered for display may be an item of interest to the first user.

Abstract: Technologies are shown for application risk assessment in an authentication service where an authorization request is received from a third party application calling an Application Programming Interface (API). Risk assessment policies that pertain to behavioral characteristics, such as API usage patterns or past delegation of permissions, are applied to the authorization request to obtain a risk assessment score. If the risk assessment score does not exceed a risk threshold, then an authorization message is sent in response to the authorization request. If the risk assessment score exceeds the risk threshold, then remedial action, such as suspending the application, limiting the available actions, or sending a notification to a trusted security application, is executed for an account associated with the third party application. Machine learning can be applied to historical behavioral data to generate the risk assessment policies.

Abstract: The disclosure describes techniques to protect personal information stored on an electronic card with which an owner of the electronic card may be authorized to perform a transaction. For example, a point-of-sale (POS) device may receive protected data generated by an electronic card where the protected data may be used by a personal information server to identify the owner of the electronic card. The POS devices sends the protected data and transaction information to an authorization server that sends the protected data to a personal information server. The owner's personal information can be obtained or derived from the protected data by the personal information server and the personal information is sent to the authorization server. The authorization server can determine whether a transaction is authorized or unauthorized based on the transaction information obtained from the POS device and the personal information obtained from the personal information server.

Abstract: Methods and systems are presented for automatically detecting positions of various webpage elements within a webpage when the webpage is rendered, based on analyzing the programming code of the webpage. A position detection system obtains and parses the programming code of the webpage to identify webpage elements within the webpage. A group of related webpage elements is identified based on a shared programming structure. The position detection system generates a DOM tree based on the programming code, and determines relative positions of the webpage elements within the group by traversing the DOM tree using a breadth-first search algorithm.

Abstract: Systems and methods for secure purchasing are provided in which, at a merchant device, an invoice is generated comprising a remittance amount and a merchant identification. The invoice is associated with an invoice identification. The invoice is transmitted to a remote invoice database. At a consumer device, the invoice identification is received. A request that includes the invoice identification is transmitted to the invoice database. Information about the invoice is received from the invoice database including the remittance amount and merchant identification. The remittance amount, merchant identification, and a prompt to confirm the invoice are displayed. Responsive to receiving approval from the consumer, the invoice is transmitted to a remote account database comprising an account corresponding to the consumer. At a device associated with the remote account database, after receiving the approval of the invoice from the consumer device, the amount of the invoice is remitted to the merchant.

Abstract: A system includes an interface to receive a request associated with a third party at a financial service provider from a network-based device associated with a user. The request includes an identifier that identifies an offer. The system further includes a revenue share application configured to determine whether the transaction involves a plurality of third parties and to determine a payment share for each party of the plurality of third parties based on the transaction involving the plurality of third parties. A payment transfer module transfers the payment share from an account of the user to each account associated with each party of the plurality of third parties.

Abstract: A multi-entity inventory management system including reassignable storage bins and a method for managing product inventory of different entities, for example, vendors, at one or more facilities including one or more storage structures served by robotic handlers, are provided. Each storage bin stores one or more caches of the products. A computerized inventory management system (CIMS) stores digital records including entity identifiers, product catalogues containing product identifiers of the products offered by each entity to customers, and unique bin identifiers assigned to the storage bins. The CIMS executes a digital transfer of ownership of inventory from a stocked entity to a needful entity, for example, based on an inventory shortfall, a complete absence of inventory of the needful entity, orders for the product inventory being received, etc. Along with an inventory swap through the storage bins, the CIMS executes commerce between the entities and implements inventory reservation.

Abstract: In economic networks, it is not currently possible to observe all flows between entities. Only a portion of relationships between firms is known publicly, and only a portion of those relationships is assigned values through reporting requirements by the regulating public institutions. Therefore, obtaining a plurality of documents that describe companies and their known connections through public sources will necessarily result in an incomplete matrix of customer-supplier relationships containing some mixture of known relationships with known values, known relationships with unknown values, and unknown relationships with unknown values. A method and system is presented to obtain a best estimate of all unknown values given the known information in the network, including an amount that is assigned to unknown entities to be discovered later.

Abstract: Methods, systems, and devices for providing automatic adjustment to commission fees on a network-based marketplace. Consistent with some embodiments, a purchase offer for an item for sale is received via a user interface of a client device, the purchase offer including an offer price. Upon determining that the offer price is below a listed price, a commission fee reduction value is computed based on a difference between the listed price and the offer price. A reduced commission fee is determined based on the commission fee reduction value and a standard commission fee. Upon determining that the reduced commission fee satisfies a condition defined by a set of rules, a transaction for the sale of the item is automatically completed based on the reduced commission fee, the completing of the transaction comprising reducing the listed price by the commission fee reduction value.

Abstract: A system and method for providing personalized recommendations or promotional information to consumers based upon a recommendation algorithm selected from a number of recommendation algorithms, by matching personal contextual information of each consumer to detailed contexts in which each recommendation algorithm exhibits optimal performance with regard to particular business performance measures.

Abstract: Systems and methods are disclosed herein for obfuscating sources of internet-based content for rendering a webpage. For example, a method for obfuscating sources of internet-based content for rendering a webpage is disclosed. The method includes retrieving, by an obfuscation server, internet-based data from at least one server hosting a webpage based on a request received from a web browser at an end user device, where the internet-based data comprises at least one source identifier indicative of a server hosting content for rendering the webpage. The method also includes obfuscating, by the obfuscation server, the at least one source identifier to generate obfuscated internet-based data and transmitting at least the obfuscated internet-based data to the web browser by the obfuscation server. The web browser renders the webpage based, in part, on the obfuscated internet-based data.

Abstract: The technology disclosed relates to causing delivery of Segmentation as a Service™ (SegAAS) instrumentation code and segment processing code to run on a user's machine and generate data that tracks a user session on a website, receiving and processing data from the user session and invoking callback function code, configured to run on the user's machine, that performs actions specified by the website's operator, as triggered by delivery of segment codes. Also included is receiving readings from the user session, analyzing the data to track progress of the session, and generating segment codes that characterize results of the analysis in an actionable way specified by rules provided by the website operator. Further included are repeatedly causing delivery of updated lists of the segment codes based on the analyzing of the progress and timing delivery of unsolicited actions directed to retaining the visitor and extending the user session with the website.

Abstract: A mechanism is provided for secure sensitive private information dependent transactions. A query and a transaction token S associated with a current transaction between a SPI owner and the service provider is received. Particular SPI required is identified based on the query. A request for the particular SPI from the SPI owner is constructed thereby forming a constructed request. The constructed request is sent to one or more authorized devices associated with the SPI owner enrolled with the cognitive SPI broker. The particular SPI is received from a device of the SPI owner thereby forming received SPI. The received SPI is used complete the transaction. A notification is then sent to the SPI owner that the transaction has been completed.

Abstract: Systems for issuing authentication challenges based on fraud initiation requests are provided. The system may calculate a fraud risk level based on a fraud initiating request comprising identity-based data. In response to the fraud risk level indicating a risk of fraud, the system may generate an authentication challenge based on an authentication challenge type and an authentication challenge delivery channel. The system may transmit the authentication challenge and receive back an authentication challenge response. The system may verify the authentication challenge response and generate an authentication outcome based on the verification.

Abstract: A computer-implemented method for providing electronic recommendation engines and displays of an apparel subscription application may comprise determining a status of the user as being a valid user of electronic closet recommendation engines and displays of an apparel subscription application; determining, if the user is a valid user, a presence of apparel data in an assistant section of an electronic record corresponding to the user in a database of the electronic closet recommendation engines and displays; and launching the assistant section of a user interface of the apparel subscription application, if the apparel data is present in the assistant section of the electronic record.

Abstract: A service providing system includes a service providing server that provides a printer use service, and a terminal device, wherein the terminal device accepts a request by a user for withdrawal from the printer use service, and transmits, to the service providing server, request-for-withdrawal information indicating the accepted request for withdrawal, wherein the service providing server, when receiving the request-for-withdrawal information, determines an alternative fee plan that is different from a selected fee plan that the user has selected based on the form of use by the user of the printer use service, and transmits the alternative fee plan information indicating the determined alternative fee plan to the terminal device, and wherein the terminal device presents to the user the alternative fee plan indicated by the received alternative fee plan information.