Abstract: A digital currency account stabilization system for maintaining valuation of a digital currency account balance against a reference currency. The digital currency account balance is maintained in a currency account and has an initial value. Hedging positions are opened to maintain the valuation of the currency account at the initial value. When the valuation of the digital currency fluctuates, digital currency is added or deducted from the currency account to maintain the initial value.

Abstract: A secure payment method includes receiving, by a payment recipient, a transaction request from a party in a transaction. The payment recipient requests a payment that is in a specified form and that is uniquely identified by a unique identification. The method includes receiving, on behalf of the payment recipient and at a payment recipient computer, the payment that is in the specified form. The payment is uniquely identified by the unique identification. The payment recipient authorizes the transaction in response to receiving the payment that is in the specified form and that is uniquely identified by the unique identification. The specified form is issued by a private third party.

Abstract: Methods and systems described herein prevent traders from using order intent and hardware solutions to advance their order position by obfuscating the order until execution and by using a digital ledger to assign priority of the orders. As described herein, using a series of cryptographic key pairs, one side of a transaction can be created, matched, and executed while a public record is recorded and maintained but obfuscated (i.e., not publicly transparent) until after the transaction is completed.

Abstract: Systems, methods, and computer program products for identifying objects of interest and providing relevant information about the objects of interest using augmented reality devices are disclosed. For example, a computer-implemented method may include identifying an object of interest among a plurality of objects present in an image view, determining real-time information for the object of interest based on the identifying, presenting the determined real-time information for the object of interest as part of the image view, and processing a transaction involving the object of interest based on a user selection associated with the image view.

Abstract: In one embodiment, an intended recipient of money transmits a payment link created by the recipient to an intended sender of money, where the link contains a locator to a site of a payment provider, information about the recipient (e.g., phone number), and the amount of money to be sent. The link can be sent via email, text, IM, or other means. The sender then accesses the link, such as by clicking or tapping on the link, which launches a checkout or payment page for the sender on the payment provider site. The sender completes the payment page, and the payment is sent to the recipient by the payment provider.

Abstract: A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality.

Abstract: Generally, embodiments of the invention are directed to methods, computer readable medium, servers and systems for enabling merchants to use hosted order pages (HOPs) and/or silent order posts (SOPs) and thereby avoid handling payment information and the costs associated Payment Card Industry (PCI) compliance, while at the same time utilize third-party fraud detection screens and thereby avoid costs associated with fraudulent transactions.

Abstract: A device receives delivery information indicating instructions for delivery of an item at a location, wherein the delivery information include an image of the location with a designated point for delivering the item. The device receives information indicating that a user device, associated with a delivery person, is at the location, and processes the delivery information and the information indicating that the user device, associated with the delivery person, is at the location, with a machine learning model, to generate delivery instructions for the item, wherein the delivery instructions include augmented reality information indicating the designated point for delivering the item at the location. The device provides the delivery instructions to the user device, wherein the delivery instructions enable the user device to utilize the augmented reality information to display the designated point for delivering the item within a live image of the location.

Abstract: A social gift registry provides tools to aid those planning for major milestones in life to engage a network of friends, family, and others in communicating information about the life event, helping to identify and track gifts for the celebrants, and enabling the management of the activities involved in the celebration.

Abstract: Systems, methods, and computer-readable media are disclosed for augmenting real-time bidding data with proprietary data. One method includes: receiving, at a server over an electronic communications network from a real-time impression bidder, a bid request or a request to augment a bid request with proprietary data; accessing, by the server from an internal database, proprietary data of a data augmenting service based on a user identifier of the bid request; determining, by the server, proprietary data to include in an augmented bid request based on at least one of the received bid request and the user identifier; formatting, by the server, the augmented bid request into a standardized, augmented bid request; and transmitting, by the server over the electronic communications network, the standardized, augmented bid request to the real-time impression bidder.

Abstract: A system, a medium, and a method are provided to split data paths among various devices in data communications system. In some instances, the server device receives a request from a remote device such as a website server or a checkout device, where the request indicates a user request to purchase one or more items. An account management component of the server device determines a user account associated with the user request and identifies a user device associated with the user account, such as the user's smartphone. An authentication component of the server device generates an electronic message that indicates that the user must authenticate the request such that the request may be processed and initiates a transmittal of the electronic message to the user's smartphone. The user may accept or authenticate the request to process the request.

Abstract: A method can include receiving, at a first financial institution from a mobile device of a consumer, a first request to pay a merchant for a payment amount from a first account of the consumer maintained by the first financial institution. The method also can include determining, at the first financial institution, second information including an account identifier of a second account of the merchant maintained by a second financial institution, at least partially based on the merchant identifier and third information obtained from a first system. The method additionally can include authorizing, at the first financial institution, a payment from the first account to the second account. The method further can include sending, from the first financial institution to the first system, payment information regarding a deposit to be made in the second account from the first account. Other embodiments are provided.

Abstract: A system is disclosed comprising a near field communication tag that is transformable from a first state to a second state. The system also comprises a server program stored on a non-transitory storage medium that, when executed by a server apparatus, receives a first tag report from a user device in response to the tag being tapped while being in the first state, sends a first response to the user device or to another user device in response to the first tag report being received, receives a second tag report from the user device in response to the tag being tapped while being in the second state, and sends a second response to the user device or to another user device in response to the second tag report being received.

Abstract: On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server, both from a settlement-processing apparatus, a portable terminal records the simplified settlement data in association with the ID data. The display unit of the portable terminal displays the simplified settlement data thus recorded. The portable terminal downloads electronic-receipt data from the electronic-receipt server by using the ID data recorded in association with the simplified settlement data, when the input unit is operated, thereby commanding that the electronic receipt related to the simplified settlement data displayed by the display unit should be downloaded. The electronic-receipt data is recorded in the electronic-receipt recording unit. The display unit displays the electronic receipt on the basis the electronic-receipt data recorded in the electronic-receipt recording unit.

Abstract: A method and apparatus for switching from a first IPTV channel arranged to be delivered to a plurality of nodes, such as a broadcast or a unicast, to a second unicast IPTV channel. The first IPTV channel is received at an IPTV receiving node, such as a User Equipment. If it is determined that the first IPTV channel is no longer available, then an IPTV content provider capable of providing the same IPTV channel in a unicast as the first IPTV channel is identified. A message is then sent to an IPTV AS, the message including an instruction to switch to a unicast IPTV channel and an address for the identified IPTV content provider node. The IPTV receiving node then receives the IPTV channel unicast.

Abstract: Systems, methods, and computer program products are provided for providing a third party service via a wallet client. Service provider information is received from a service provider and stored in a wallet client database. Based on the service provider information, a wallet client is authenticated with a service provider system, a communication session is established, and a servicing environment is invoked.

Abstract: A computer-implemented system and method that includes receiving via a messaging hub a code and an identifier for a merchant from a first financial institution, determining, by the messaging hub, a second financial institution based at least partially on the code, sending the code and the merchant identifier to the second financial institution, and receiving from the second financial institution account information to be sent to the first financial institution. The system and method includes sending the account information to the first financial institution to allow the first financial institution to process the payment from an account held by a payor to an account held by the merchant.

Abstract: A computer system receives a first information detailing a TLS fingerprint. A computer system determines an amount of bad transactions associated with the TLS fingerprint, wherein a bad transaction is a transaction involved in one or more fraudulent activities. The computer system determines whether the amount of bad transactions associated with the TLS fingerprint exceeds a threshold amount.

Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.

Abstract: A system for viewing shopping information on a social networking platform is disclosed. At the social networking platform, the system receives a request from a user device corresponding to a first user of the social networking platform to view a list of a second user of the social networking platform. The list may include items offered for transaction on a network-based commerce server. In response to receiving the request from the user device, the system forwards the request to the network-based commerce server, and then receives updated information for at least one item on the list from the network-based comer server. Then, the system communicates the updated information received from the network-based commerce server to the user device.

Abstract: A data analysis server maintains database operation history data and context data for database operations performed on tables by a set of training users. The data analysis server builds predictive models for using the maintained data to recommend database operations and operands to a set of guided users. The data analysis server trains the predictive models by determining and weighting features derived from context data that are predictive of performing database operations to tables with similar context data. Using the predictive model, the data analysis server generates recommended database operations and operands based on context data received from a data analysis application of a guided user and sends the recommendations to the data analysis application for presentation to the guided user.

Abstract: Embodiments of the present invention provide techniques for registering devices with a distributed antenna system (DAS) and managing access to one or more mobile networks provided through the DAS. The DAS may include a centralized hub that may interface with various base stations to provide one or more mobile networks in a DAS deployment. In some embodiments, the centralized hub may communicate with one or more remote units that convert signals received from the centralized hub to be communicated using one of the distributed antennas. When a device attempts to connect to the mobile network, an access manager in the DAS can determine whether the device can access the mobile network. Access can be determined based on device registration with the DAS. In various embodiments, different service levels may be made available to different users, devices, types of traffic, etc. by the DAS.

Abstract: A method and associated apparatus is provided where information about a gift from a recipient of the gift is received at a computer system. A numerical rating of the gift is received, and the numerical rating of the gift is inserted into an acknowledgment of the gift and sent to the sender. An advertisement is received from a service of an advertiser, and the numerical rating was used in selection of the advertisement. The received advertisement is denoted as an optimal advertisement that is presented to the recipient. The optimal advertisement includes a link to a web page for ordering an item identified in the web page. An order of the item placed via the web page is received from the recipient. The item ordered by the recipient and an identification of the item is sent, to the sender, as a reciprocal gift for the sender from the recipient.

Abstract: A technique for providing a pay-by-name payment experience is disclosed. A point-of-sale (POS) system at a store receives information identifying an account with a central server from a payment card using a short-range wireless technology. In response to that, it obtains information regarding the account, including a person's name associated with the account, using the received information. It also accepts a name from a specific consumer in the vicinity. At this point, it determines whether the name accepted from the specific consumer and the name associated with the account are identical. If it determines that the two names are identical, it checks-in the consumer to the store.

Abstract: Technology for selectively providing an invoice payment option in an e-commerce application is described. In an example embodiment, a method selectively determines to activate the invoice payment option for the business customer in a graphical user interface associated with the e-commerce application based on the status of the invoice account of the business customer and a determination that the one or more items in the virtual shopping cart are approved for the invoice payment option. The method generates the graphical user interface including the invoice payment option and the summary of the virtual shopping cart and provides providing the graphical user interface including the invoice payment option and the summary of the virtual shopping cart for presentation on the client device associated with the business account of the business customer.

Abstract: Electronic commerce is enhanced for customer convenience. When an online order is received, a profile may be checked. A customer may her profile with items that are automatically added to the online order. Food and beverages, for example, may be items that are frequently consumed and thus automatically added to any online order. Electronic commerce may thus be enhanced to restock items that are frequently purchased.

Abstract: The subject disclosure relates to a machine-implemented method handling context data for tagged messages. The method includes identifying a tagged message, wherein the tagged message is generated by a user and includes content, obtaining context data associated with the tagged message, wherein the context data is obtained based on at least one of user input for the tagged message or server data for the tagged message, and providing access to the tagged message according to the obtained context data.

Abstract: An assembly management system allows a software service provider (SSP) to compile and upload client-specific client application code into a repository. The SSP deploys a client application comprising non-client-specific code to various clients. When a user logs in, a call is made to a web service, which queries the repository for code specific to the requesting client. If available, the web service sends a response with the name and version of the assembly to which the client is subscribed. If the locally-saved version does not match the version of the assembly in the repository, and if the SSP has permission to write to the client's disk, the web service retrieves the assembly and commits it to the disk. If the SSP does not have permission, the assembly is streamed to the client device and retained and executed in memory for the duration of the login.

Abstract: Systems and methods for conducting convenient and secure mobile transactions between a payment terminal and a mobile device, e.g., in a fueling environment, are disclosed herein. In some embodiments, the payment terminal and the mobile device conduct a mutual authentication process that, if successful, produces a session key which can be used to encrypt sensitive data to be exchanged between the payment terminal and the mobile device. Payment and loyalty information can be securely communicated from the mobile device to the payment terminal using the session key. This can be done automatically, without waiting for the user to initiate a transaction, to shorten the overall transaction time. The transaction can also be completed without any user interaction with the mobile device, increasing the user's convenience since the mobile device can be left in the user's pocket, purse, vehicle, etc.

Abstract: The disclosed computer-implemented method for providing access to data sets owned by different entities may include (1) providing a data marketplace platform that allows a plurality of data set owners to each list their own data sets for licensing to any of a plurality of prospective data set license buyers, (2) receiving, at the data marketplace platform, a data set owned by a data set owner, (3) creating a sale listing for the data set, (4) displaying, on the data marketplace platform, the sale listing for the data set to at least one prospective data set license buyer, (5) receiving, from the prospective data set license buyer, an order to license the data set, and (6) providing, via the data marketplace platform, access for the prospective data set license buyer to the data set. Various other methods, systems, and computer-readable media are also disclosed.

Abstract: Events related to an end-point connected with one or more devices are recorded and collected to observe end-point behavior and determine the risk of unfavorable conduct occurring on a network/system. The analysis may include a behavioral analysis that matches events to behaviors, and scores behaviors along factors or parameters of fraud including opportunity (O), pressure (P), and rationalization (R). Malicious behavior may be anticipated or identified prior to commission, allowing preventative measures to be taken or behavior intercepted within the early stages.

Abstract: Described systems and methods enable a swift and efficient detection of fraudulent Internet domains, i.e., domains used to host or distribute fraudulent electronic documents such as fraudulent webpages and electronic messages. Some embodiments use a reverse IP analysis to select a set of fraud candidates from among a set of domains hosted at the same IP address as a known fraudulent domain. The candidate set is further filtered according to domain registration data. Online content hosted at each filtered candidate domain is further analyzed to identify truly fraudulent domains. A security module may then prevent users from accessing a content of such domains.

Abstract: A computer system receives, from a first set of computing devices, a first information. The computer system creates a model based on the first information, wherein the model correlates one or more TLS fingerprints to one or more agents. The computer system receives a second information, wherein the second information includes a TLS fingerprint. The computer system determines a predicted operating system based on comparing the TLS fingerprint to the model.

Abstract: The system and method disclosed herein relate to the establishment of both the location and identity of individual items in pictures or videos and delivering of related information thereto. Initially, images in video source content are scanned and individual elements in the images are dynamically compared with digital images stored in a database to identify individual items in the image that match the digital images stored in the database. Upon detecting a match, information is accessed in the database that is related to the digital image that matches the identified individual item. The accessed information is then transmitted to a secondary system that is in communication with a display device, such that the accessed information is displayed on the secondary system in coordination with the video source content being displayed on the display device.

Abstract: A computer system receives, from a first set of computing devices, a first information. The computer system creates a model based on the first information, wherein the model correlates one or more TLS fingerprints to one or more agents. The computer system receives a second information, wherein the second information includes a TLS fingerprint and a declared agent. The computer system determines a predicted agent based on comparing the TLS fingerprint included in the second information to the model. The computer system determines whether the predicted agent matches the declared agent included in the second information.

Abstract: A portable device configured to enable completion of transactions. The portable device comprises an input mechanism arranged to enable input of an identifier into the portable device, and a selection mechanism arranged to enable the user to select a payment mechanism to be associated with the identifier. The portable device further comprises a communication module arranged to transmit data relating to the identifier and the payment mechanism selection to a remote server. Completion of a subsequent transaction relating to the identifier is enabled using the selected payment mechanism.

Abstract: A digital currency account stabilization system for maintaining valuation of a digital currency account balance against a reference currency. The digital currency account balance is maintained in a currency account and has an initial value. Hedging positions are opened to maintain the valuation of the currency account at the initial value. When the valuation of the digital currency fluctuates, digital currency is added or deducted from the currency account to maintain the initial value.

Abstract: Among other things, embodiments of the present disclosure enables corporate entities to connect with each other and enables social networking interactions, credibility rating, identity verification, and/or business transactions between the corporate entities.

Abstract: This disclosure describes systems and methods that facilitate purchase of objects from merchants. For example, a user may browse a website available from an object management service and identify objects that they desire to purchase. Rather than having to locate the seller of those objects to make a purchase, the implementations described herein facilitate a connection between the user and the merchant so that the merchant's sales are increased and the user is provided an efficient and safe shopping experience.

Abstract: Embodiments are provided for automatically providing subscriber authentication and authorization services. For example, a subscription service communicates with an identity service provider to authenticate subscribers requesting video content from programmers and a payment service provider to confirm that authenticated subscribers are authorized to receive the content. The subscription service receives a media request for a programmer to provide media content to a subscriber device. The media request includes subscriber information for a subscriber associated with the subscriber device. The subscription service transmits the subscriber information to an identity service provider and receives the subscriber's authentication status from the identity service provider. The subscription service sends an entitlement check request to a payment service provider to determine whether the subscriber is authorized to access the content.

Abstract: On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server, both from a settlement-processing apparatus, a portable terminal records the simplified settlement data in association with the ID data. The display unit of the portable terminal displays the simplified settlement data thus recorded. The portable terminal downloads electronic-receipt data from the electronic-receipt server by using the ID data recorded in association with the simplified settlement data, when the input unit is operated, thereby commanding that the electronic receipt related to the simplified settlement data displayed by the display unit should be downloaded. The electronic-receipt data is recorded in the electronic-receipt recording unit. The display unit displays the electronic receipt on the basis the electronic-receipt data recorded in the electronic-receipt recording unit.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, including a method for augmenting video streams, includes processing a video stream prior to presentation to identify objects to be selectively augmented in the video stream. The method includes: receiving and storing a first user selection of a preference for one or more aesthetic attributes to be associated with the first user and to be projected to a second user; receiving, at a second different device not associated with the first user, the preference for the one or more aesthetic attributes; identifying, at the second different device, image data associated with the first user and selectively augmenting the identified image data using the one or more aesthetic attributes; and presenting, on the second different device, the identified image data that is augmented by the one or more aesthetic attributes.

Abstract: A method for tracking financial transactions, including: obtaining a group of financial transactions; identifying a first financial transaction of the group of financial transactions involving a payment from a financial account held by a financial institution; allocating an amount of the first financial transaction corresponding to the payment to a budget category, wherein the first financial transaction includes a name of a merchant; accessing a website of the merchant; matching, on the website of the merchant, a list of purchased items to the first financial transaction based on the amount; extracting, after matching, the list of purchased items from the website of the merchant; identifying, after extracting the list of purchased items, a new budget category based on a purchased item of the list of purchased items; and reallocating at least a portion of the amount corresponding to the purchased item to the new budget category.

Abstract: The system and method disclosed herein relate to the establishment of both the location and identity of individual items in pictures or videos and delivering of related information thereto. Initially, images in video source content are scanned and individual elements in the images are dynamically compared with digital images stored in a database to identify individual items in the image that match the digital images stored in the database. Upon detecting a match, information is accessed in the database that is related to the digital image that matches the identified individual item. The accessed information is then transmitted to a secondary system that is in communication with a display device, such that the accessed information is displayed on the secondary system in coordination with the video source content being displayed on the display device.

Abstract: Embodiments of the invention can relate to methods, systems, apparatuses directed to integration of computing networks, especially within supply chains, and use of information from these integrated networks to generate analytics. To generate such analytics, an analysis computer or payment processing network may receive purchase data. In various embodiments the purchase data may include a product identifier that is associated with a product or service that is involved in the purchase. Once the purchase transaction with the product identifier is received, consumption of inventory at the merchant or supplier may be tracked. Tracking the consumption of inventory may involve storing and using a relationship between the product identifier and the inventory.

Abstract: An apparatus includes a registration module that creates and stores a customer billing profile of a customer with billing information, contact information and/or shipping information of the customer. A phone connection module establishes a telephonic connection between the customer and an automated attendant of a merchant. An identifier module sends an identifier to the automated attendant after establishing the telephonic connection. The identifier links the customer to a customer billing profile. A sales identifier module identifies to the automated attendant a product and/or a service offered by the merchant as part of a sales order. A billing profile module provides the automated attendant electronic access to the customer billing profile.

Abstract: According to some embodiments of the present invention there is provided a computerized method for visually modifying a rule. The method may comprise receiving a rule and two or more data records, the rule comprising two or more computation instructions and each one of the data records comprising one or more physical location value. The method may comprise displaying a simulation comprising visual objects, each of the visual objects showing a result of applying the rule to one of the data records, and displayed on a computerized display at a position corresponding to the physical location value of the data records. The method may comprise receiving a marking from a user of one or more of the visual objects on the computerized display. The method may comprise modifying the computation instructions to produce a modified rule, based on the markings, and sending the modified rule.

Abstract: Systems and methods are described for a point-of-recognition optimizer system configured to optimize onsite user purchases at a physical location. In various aspects, a purchasable-unit identifier (ID) may be received via a computer transmission, where the purchasable-unit ID, as identified by an optimizer device, is associated with a recognized purchasable-unit located onsite with the optimizer device. Based on the purchasable-unit ID, a plurality of competing purchasable-units may be identified, where the plurality of competing purchasable-units includes the recognized purchasable-unit and one or more additional purchasable-units, which may be either onsite or offsite purchasable-units.

Abstract: A method of automatically generating a test artifact is disclosed. The method involves executing a business process comprising one or more web services; monitoring the business process to identify process modules of the business process invoking the at least one web service, wherein the one or more process modules invoking the at least one web service corresponds to one or more integration points; mapping the one or more integration points to one or more corresponding nodes of a business process model associated with the business process; mapping data parameters associated with each node upstream of the one or more mapped nodes of the business process model to one or more request data fields of a test script; and generating, by the hardware processor, the test artifact by automatically populating the request data fields with test data corresponding to the data parameters associated with the one or more request data fields.

Abstract: Techniques are described for fulfilling a request for services in a federated peering environment. Embodiments receive an advertisement of offered services from each of a plurality of service providers. Such an advertisement may specify a list of offered services and pricing information for the services. A request for one or more services is received from a client at a first service provider. Embodiments determine a second service provider from the plurality of service providers to peer with to dynamically create a federation of peers for fulfilling the service request, based on the received advertisements of offered services and the requested services. Embodiments then peer with at least the determined second service provider to dynamically create a peered federation and fulfill the service request through the created federation of peers.