Third Party Assisted Patents (Class 705/26.41)
  • Patent number: 11367134
    Abstract: One embodiment comprises data processing system comprising a data store storing a set of inventory records for a program pool of vehicles, a processor and a memory coupled to the processor storing a set of computer executable instructions. The set of computer executable instructions may be executable to receive, from a mobile application, a selection of a vehicle from the program pool, retrieve the inventory record for the selected vehicle, create, at the server, an order to capture information about a transaction, receive a request from the mobile application to view an electronic document associated with the selected vehicle; responsive to the request to view the electronic document, automatically populate the electronic document with the order information; and communicate the electronic document to the mobile application for presentation in the operator interface of a mobile device.
    Type: Grant
    Filed: May 26, 2020
    Date of Patent: June 21, 2022
    Assignee: FAIR IP, LLC
    Inventors: Scott Edward Painter, Bowen Li, Mason Grey McLead, Matthew Donovan Cragin, Craig Michael Nehamen
  • Patent number: 11361353
    Abstract: A system comprising a file server configured to receive merchant and product data from a merchant server, a data backend that manages access and retrieval of the merchant and product data, a sender interface coupled to the data backend that communicates with a sender client device to create a gift transaction from a virtual shopping bag, the virtual shopping bag including a product assortment selected based on the merchant and product data, a recipient interface coupled to the data backend that communicates with a recipient client device to receive a selection from the product assortment, and a widget interface that interfaces with a website integration component that is embedded on a merchant website, the website integration component adds the virtual shopping bag to the merchant website and imports a feature to create the gift transaction with the virtual shopping bag.
    Type: Grant
    Filed: April 28, 2020
    Date of Patent: June 14, 2022
    Assignee: SmartGift, Inc.
    Inventors: Monika Kochhar, Bernd Strenitz, Orhan Kutlu, Jakub Kohout, Ariel Schleicher
  • Patent number: 11361312
    Abstract: Mechanisms for providing point to point encryption and tokenization enabling decryption, tokenization and storage of sensitive encrypted data on one system are discussed.
    Type: Grant
    Filed: September 20, 2017
    Date of Patent: June 14, 2022
    Assignee: Walmart Apollo, LLC
    Inventors: Aaron Marcus Johnson, Christopher John Gerber, Gerald Duane Corson, III, Charles Alan Watts
  • Patent number: 11361331
    Abstract: Systems, methods, and computer program products for identifying items more likely to be selected by an individual user as a next hop in a search path. Probability metrics are maintained for items, the probability metrics indicating frequencies with which users have selected each item as a next hop after viewing another item. Responsive to the user viewing a baseline item, a probability of selection as a next hop is determined for each of a plurality of items based on the probability metrics. The items are ranked according to the probabilities of selection and presented to the user.
    Type: Grant
    Filed: January 4, 2019
    Date of Patent: June 14, 2022
    Assignee: TrueCar, Inc.
    Inventors: Thomas J. Sullivan, Michael D. Swinson
  • Patent number: 11354710
    Abstract: A method and system is provided for facilitating affiliate link generation using a web browser application. A publisher enables the system by identifying a webpage on an affiliate web site. The system performs an initial assessment of the page to extract webpage information, which is compared to information stored in a database. If the extracted information matches stored information, a record of the webpage is displayed and an affiliate link is dynamically generated for immediate use. If the extracted information does not match stored information, a new record of the webpage is created. If the webpage contains product-specific data, a product-specific record is stored. If the webpage does not contain product-specific data, a non-product record is stored. An affiliate link is then dynamically created. The new record of the product and dynamically created affiliate link is added to the database for immediate use.
    Type: Grant
    Filed: March 18, 2021
    Date of Patent: June 7, 2022
    Assignee: rewardStyle, Inc.
    Inventors: Alexei Stoliartchouk, Forrest Jordan, Baxter Box
  • Patent number: 11356360
    Abstract: The present technology relates to an information processor, an information processing method, and a program that are able to convey information with a higher reliability. An information processor according to an aspect of the present technology generates a conveyance route as a route to a node of a conveyance destination, the conveyance route including, as transit nodes, a node of a device and a node of a person, and outputs information that indicates a conveyance content along the conveyance route. The present technology is applicable to an agent apparatus that assists an action of a user.
    Type: Grant
    Filed: August 22, 2018
    Date of Patent: June 7, 2022
    Assignee: SONY CORPORATION
    Inventors: Kana Nishikawa, Junki Ohmura, Hiroaki Ogawa, Keisuke Touyama, Yasushi Tsuruta, Shinobu Kuriya
  • Patent number: 11354651
    Abstract: Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.
    Type: Grant
    Filed: June 13, 2018
    Date of Patent: June 7, 2022
    Assignee: Royal Bank of Canada
    Inventors: Edison U. Ortiz, Arnold Badal-Badalian, Ambica Pawan Khandavilli, Rasha Khayat, Iustina-Miruna Vintila, Nikhil Singh Shekhawat
  • Patent number: 11337072
    Abstract: Unauthorized and fraudulent use of a cloud computing system may be reduced or mitigated using a multi-threshold based method to identify fraudulent subscribers of the cloud. The multi-threshold based method may assign a fraud threshold to each resource of the cloud. The fraud thresholds of the multi-threshold based method may be adjusted based on one or more characteristics associated with one or more of the plurality of resources in the cloud. The one or more characteristics may include a capacity percentage associated with the plurality of resources, fraud distribution among the plurality of resources, cost of operation associated with the plurality of resources, anticipated or actual subscriber growth rate associated with the plurality of resources and/or anticipated or actual subscriber fraud risk associated with the plurality of resources.
    Type: Grant
    Filed: December 7, 2017
    Date of Patent: May 17, 2022
    Assignee: MICROSOFT TECHNOLOGY LICENSING, LLC
    Inventors: Amit Sebastian Hilbuch, Julian Federico Gonzalez, Weng Keong Peter Anthony Leong, Shachar Gelbourt
  • Patent number: 11328376
    Abstract: A system and method for aggregating, accessing and transacting a plurality of business application has been described. The system is a conglomeration of the plurality of business applications which provide point solutions to everyday problems of small and medium businesses. The system allows the business application owners to register their business application on the platform. Further the system enables business owners to browse, view details, avail demos and purchase subscriptions to the business applications on the platform. The system further enables business application owners to provide a sales and access point to a wider business customer audience through a one stop shop for the plurality of business applications.
    Type: Grant
    Filed: January 31, 2018
    Date of Patent: May 10, 2022
    Assignee: Tata Consultancy Services Limited
    Inventors: Viral Prakash Shah, Annie Dhairiamani, Santosh Dharamanna Kusanale, Sachin Bhardwaj, Stuti Shukla
  • Patent number: 11321683
    Abstract: There are provided systems and methods for tokenized data having split payment instruction for multiple accounts in a chain transaction. A user may provide a payment to a merchant that sells one or more items to the user. In order to sell items, the merchant may utilize a partner service that provides resources for the merchant to sell the items, such as an online marketplace. The partner service may require a payment for each transaction by the merchant using the partner service. Thus, when a payment request is generated to the merchant for items sold to the user, the partner service may attach to the payment request and provide a split payment request for a split payment from the payment request. The payment between the user and merchant may be processed, and a separate transaction may provide the split payment automatically to the partner service from the merchant.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: May 3, 2022
    Assignee: PAYPAL, INC.
    Inventors: Alex Miyamoto, Gorka Sanchez
  • Patent number: 11315069
    Abstract: A merchant can use an e-commerce platform to sell products to customers, and customers can use the e-commerce platform to return items that they are unsatisfied with back to the merchant. These product returns have an associated cost. Embodiments of the present disclosure relate to computer-implemented systems and methods to enable customer-to-customer product returns in an e-commerce platform. In a customer-to-customer return, a first customer that wants to return an item of a particular product is connected with a second customer that wants to purchase that product. The e-commerce platform then facilitates a shipment of the item from the first customer directly to the second customer. Embodiments of the present disclosure include online store implementations of customer-to-customer returns, online marketplace implementations of customer-to-customer returns, and customer-to-customer returns implemented using orders for returned items.
    Type: Grant
    Filed: November 18, 2019
    Date of Patent: April 26, 2022
    Assignee: SHOPIFY INC.
    Inventors: Anthony Nicholas Kentris, Raphael Paquin, Clara Petit
  • Patent number: 11301534
    Abstract: A mediating method by a mediating device comprises receiving a first list including at least one item from a first terminal and receiving at least one list from at least one terminal different from the first terminal, searching for a list including an item corresponding to at least one item among the at least one item of the first list, among the received at least one list, and transmitting information on the corresponded item, according to a result of the search, to each of the first terminal and a terminal which provides the list including the item corresponding to the at least one item among the at least one terminal.
    Type: Grant
    Filed: September 22, 2020
    Date of Patent: April 12, 2022
    Assignee: Hyperconnect Inc.
    Inventors: Sangil Ahn, Kangsik Jung, Hyountaek Yong
  • Patent number: 11276106
    Abstract: A computing system includes one or more processors and one or more computer-readable storage media having instructions stored thereon that, when executed by the one or more processors, causes the one or more processors to receive a pending purchase order from a user device in response to a selection of an interactive element presented on a payment page of an online store via the user device, the pending purchase order corresponding to a purchase of a good or service from the online store and including payment information, store the payment information in an escrow database for a window of time, generate a notification corresponding to the pending purchase order, the notification including information corresponding to the good or service and excluding the payment information, and transmit the notification to a merchant system associated with the online store to reserve the good or service during pendency of the window of time.
    Type: Grant
    Filed: December 11, 2018
    Date of Patent: March 15, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Albert Hwu, Chris Kalaboukis, Ashish B. Kurani, Kristine Ing Kushner, Nikolai Stroke, Raissa Williams, Young M. Yang
  • Patent number: 11277653
    Abstract: Embodiments of the present disclosure provide systems, methods, and devices for utilizing an application to alert a user to detected changes to inventory data. Example embodiments relate to a predictive model and development of a predictive model using machine learning techniques. Example embodiments of systems and methods may utilize web-based applications and plug-ins, extensions, or add-ons thereof for facilitating communication and presenting dynamic information to a user.
    Type: Grant
    Filed: October 18, 2019
    Date of Patent: March 15, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Amit Deshpande, Liju Mathews, Satish Chikkaveerappa, Mithra Kosur Venuraju
  • Patent number: 11263702
    Abstract: The disclosed embodiments include systems and methods for extracting information from a transaction description. In one embodiment, a system is disclosed that may include one or more processors and one or more memory devices storing instructions that, when executed by the one or more processors, performs operations consistent with the disclosed embodiments. In one embodiment, the operations may include receiving a transaction description. The operations may also include identifying known location information corresponding to the transaction description and determining whether information from the transaction description corresponds to the identified known location information. The operations may further include removing location information from the transaction description based on the determination. In another aspect, the operations may also include extracting additional location information from the transaction description that is not associated with the known location information.
    Type: Grant
    Filed: September 24, 2019
    Date of Patent: March 1, 2022
    Assignee: Capital One Service, LLC
    Inventor: Richard Just
  • Patent number: 11257061
    Abstract: In response to detecting that a battery level of a first computing device is below a threshold level, a computer system determines that a second computing device is within a threshold distance of the first computing device. In response to the determining that the second computing device is within the threshold distance of the first computing device, the computer system creates a reference identifier (ID) and transmits information corresponding to the reference ID to the second computing device. In response to detecting a usage of the information corresponding to the reference ID by the second computing device, the computer system transmits a request for authentication information. In response to determining that authentication is successful, the computer system transmits a payment from an account associated with a user of the first computing device to an account associated with a recipient.
    Type: Grant
    Filed: January 14, 2020
    Date of Patent: February 22, 2022
    Assignee: PayPal, Inc.
    Inventor: Jigar Rajnikant Gosalia
  • Patent number: 11249827
    Abstract: Techniques for providing and servicing listed repository items such as algorithms, data, models, pipelines, and/or notebooks are described. In some examples, web services provider receives a request for a listed repository item from a requester, the request indicating at least a category of the repository item and each listing of a repository item includes an indication of a category that the listed repository item belongs to and a storage location of the listed repository item, determines a suggestion of at least one listed repository item based on the request, and provides the suggestion of the at least one listed repository item to the requester.
    Type: Grant
    Filed: February 24, 2020
    Date of Patent: February 15, 2022
    Assignee: Amazon Technologies, Inc.
    Inventors: Vineet Khare, Alexander Johannes Smola, Craig Wiley
  • Patent number: 11238462
    Abstract: A payment request is transmitted by a computing device to a merchant server. A message is received by the computing device and from a payment server different from the merchant server. The message includes a payment client application associated with the payment sever and the payment request. A notification, associated with the message, is displayed by the computing device. The payment client application is launched, by the computing device, based on a user selection in response to the notification.
    Type: Grant
    Filed: June 7, 2021
    Date of Patent: February 1, 2022
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Jun Wang
  • Patent number: 11232415
    Abstract: A method for encrypting paper title assets to crypto currency and transferring title is disclosed. The method involves the use of application software and a physical vault. Application software including an encryption engine, a decryption engine, a user interface module, records, and a security key management system. Paper title assets are provided to a physical vault and transferred physically at the behest of users of the application software and verified by public ledger records.
    Type: Grant
    Filed: May 25, 2016
    Date of Patent: January 25, 2022
    Assignee: OX Labs Inc.
    Inventors: George Melika, Akbar Thobhani
  • Patent number: 11232466
    Abstract: Some aspects of this disclosure include systems, methods, and/or computer programs that may be used to collect measurements of affective response of users and to utilize the collected measurements to generate a crowd-based result, such as a score for an experience which the users had. Some embodiments described herein involve sending requests for measurements of affective response to software agents operating on behalf of the users. The requests may provide details regarding the type of measurements requested and may also provide assurances. The assurances may relate to various aspects such as the number of users whose measurements are to be used to generate the crowd-based result, the disclosure of the crowd-based result (e.g., regarding the recipients of the crowd-based result), and the compensation for providing the measurements. Software agents that accept the assurances and have relevant measurements may provide the measurements, which are then utilized to generate the crowd-based result.
    Type: Grant
    Filed: June 16, 2016
    Date of Patent: January 25, 2022
    Assignee: Affectomatics Ltd.
    Inventors: Ari M Frank, Gil Thieberger
  • Patent number: 11210354
    Abstract: An improved electronic procurement system is disclosed. The electronic procurement system implements features such as real-time adaptive navigation. An Adaptive Navigation interface is suitable for a federated universal search environment in e-procurement. The system is configured to learn from past online browsing or transaction in a community and cause a display of specific information to a user navigating a website based on the profile and current search activity of the user.
    Type: Grant
    Filed: July 26, 2019
    Date of Patent: December 28, 2021
    Assignee: COUPA SOFTWARE INCORPORATED
    Inventors: Sundaresan R. Kadayam, Mark William Reed
  • Patent number: 11200567
    Abstract: Example embodiments provide a multi-currency cart and checkout. In example embodiments, a currency accepted and a payment option for each item in a multi-currency cart is identified. A plurality of currency groups is generated based on the currency and payment options, whereby each currency group comprises one or more items having a same payment option and accepting a same currency. A multi-currency checkout user interface (UI) is presented on a client device that presents the plurality of currency groups and a pay selector for each of the plurality of the currency groups. An updated multi-currency checkout UI is presented in response to processing payment for a selected one of the plurality of currency groups. The updated multi-currency UI comprises a confirmation for payment for the selected one of the plurality of currency groups and remaining currency groups of the plurality of currency groups.
    Type: Grant
    Filed: March 23, 2020
    Date of Patent: December 14, 2021
    Assignee: eBay Inc.
    Inventors: Malathi Jivan, Mica Merce
  • Patent number: 11188939
    Abstract: An electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer.
    Type: Grant
    Filed: September 28, 2020
    Date of Patent: November 30, 2021
    Assignee: SWOOP IP HOLDINGS LLC
    Inventors: John P. Killoran, Jr., Dennis William Peek, Matthew Custer
  • Patent number: 11182758
    Abstract: A user's checkout information is stored for a certain amount of time, e.g., 10 minutes, after checkout, and the user is given the option of selecting a button to add one or more items for purchase and completing the purchase by adding the additional item(s) and approving the payment, without having to go through a complete checkout flow again.
    Type: Grant
    Filed: February 4, 2020
    Date of Patent: November 23, 2021
    Assignee: PayPal, Inc.
    Inventor: Benjamin Deutscher
  • Patent number: 11153412
    Abstract: Certain example embodiments relate to service mesh management. A service mesh proxy routes incoming requests to one or more microservices in a container. At least one microservice has one or more associated API twins, each definable to enforce a policy based on application-level context information unavailable from incoming requests. A microgateway hosting the API twin(s) is instantiated and is configurable to automatically and transparently ensure that (a) incoming requests that otherwise would be directed to an end microservice having one or more associated API twins will be re-directed to an appropriate one of these one or more API twins en route to the end microservice, and (b) outgoing responses that otherwise would be directed by each such end microservice to the service mesh proxy will be re-routed to the microgateway en route to the service mesh proxy. Incoming requests' structures are unchanged pre- and post-microgateway runtime.
    Type: Grant
    Filed: August 26, 2020
    Date of Patent: October 19, 2021
    Assignee: SOFTWARE AG
    Inventors: Madhavan Kidambi Varadan, Praveen Kumar Vaidyanathan, Malligarjunan Sidduraj
  • Patent number: 11144974
    Abstract: A method for improved management of a purchase order comprises searching online for at least one product or group of products similar to each other to be ordered from a generic supplier and obtaining a confirmation of availability. The step of searching for the product to be ordered from the generic supplier can be extended to search for the product or the group of products or alternative products available at at least one alternative supplier. The product or group of products or the alternative products found at the alternative supplier are inserted into a shopping cart of the alternative supplier and compared with the product or the group of products of the generic supplier. The extension of the search is started automatically by a search and compare software application authorized by the user and provided by the alternative supplier.
    Type: Grant
    Filed: July 18, 2019
    Date of Patent: October 12, 2021
    Assignee: Ingram Micro S.r.l. (Società a Socio Unico)
    Inventors: Antonio Masenza, Pietro Viccardi
  • Patent number: 11138606
    Abstract: Systems and techniques are provided for a resource transfer system. An instruction to transfer a first quantity of a resource from a first resource pool to a second resource pool may be received. A hold may be placed on a second quantity of the resource in the first resource pool. The held second quantity of the first resource may not be transferred from the first resource pool until the hold is released. Responsive to receiving a message that fulfills a condition on the hold and an instruction to execute the transfer, the hold may be released. A register that is in the first resource pool and is associated with the resource may decremented by the first quantity, and a register that is in the second resource pool and is associated with the resource may be incremented by the first quantity.
    Type: Grant
    Filed: October 5, 2015
    Date of Patent: October 5, 2021
    Assignee: RIPPLE LUXEMBOURG S.A.
    Inventors: Stefan Thomas, Evan Schwartz
  • Patent number: 11138293
    Abstract: Multimedia content may be delivered to content consumer devices via a content-delivery network. Encrypted content and cryptography keys for decrypting the content may be distributed from a data center to various nodes of the content-delivery network, each node acting as a semi-independent content-delivery system. Each content-delivery system is capable of delivering received content to end-users and implementing a key-management scheme to facilitate secure content-delivery and usage tracking, even when the content-delivery system is disconnected from the data center. In other words, the disclosed systems and methods facilitate the operation of nodes which may operate in “autonomous mode” when disconnected from a larger content-delivery network, thus maintaining content-delivery capabilities despite having little if any connectivity to external networks.
    Type: Grant
    Filed: January 25, 2019
    Date of Patent: October 5, 2021
    Assignee: GOGO BUSINESS AVIATION LLC
    Inventors: Premkumar Bangole, Bryan Adrian Lauer, Patrick J. Walsh, Kathy Wang
  • Patent number: 11126481
    Abstract: Catalogs that describe respective offerings for fulfillment by respective applications, are aggregated to form an aggregate catalog. A request relating to at least one of the offerings is received based on content presented from the aggregate catalog. In response to the request, an orchestrated execution of an end-to-end process is performed to fulfill the request relating to the at least one offering, the executing of the end-to-end process comprising calling at least one of the applications.
    Type: Grant
    Filed: December 8, 2014
    Date of Patent: September 21, 2021
    Assignee: Micro Focus LLC
    Inventors: Stephane Herman Maes, Lars Rossen, Woong Joseph Kim, Keith Kuchler, Jan Vana, Ankit Ashok Desai, Christopher William Johnson, Michael Yang, Roy Ritthaler
  • Patent number: 11120488
    Abstract: A system for trading items comprising a server and user machines connected by a network. The system receives item information and locates available items. The system receives trade relationships and generates trade circles. The system identifies an optimum trade circle solution and causes the exchange of items identified in the optimum trade circle solution.
    Type: Grant
    Filed: January 19, 2018
    Date of Patent: September 14, 2021
    Assignee: Renegade Logic, LLC
    Inventor: Alex G. Donkervoet
  • Patent number: 11107149
    Abstract: Techniques described herein provide collaborative list management features. Various implementations receive selection of a list item included in a list associated with a list manager that provides the collaborative list management services. In response to receiving selection of the list item, one or more implementations receive input to invoke an action in a context associated with the list item, such as establishing a communication session, acquiring supplemental content, sharing list information, generating vendor-based lists, accessing third-party services, and so forth. Accordingly, various implementations invoke the action in the context of the selected list item.
    Type: Grant
    Filed: May 11, 2018
    Date of Patent: August 31, 2021
    Assignee: Lemon Hat
    Inventor: Kishore Kumar Polakala
  • Patent number: 11104299
    Abstract: An electronic vehicle key and a communication system wherein the cryptographic material stored in the secure memory of the electronic vehicle key is alterable by a command received from a first communication device or a second communication device to provide multiple vehicles flexibly using personal electronic vehicle key without being dependent, during use, on access to an external database.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: August 31, 2021
    Inventors: Robert Kattner, André Oberschachtsiek, Hendrik Decke
  • Patent number: 11099859
    Abstract: Disclosed herein are system, method, and computer program product embodiments for enabling and/or configuring cloud-based application. In an embodiment, a cloud system provides a cloud-based computing platform accessible by user input devices to perform cloud-based computing. The cloud system also includes an application exchange, allowing user input devices to select other cloud-based applications and/or software to enable and use with the cloud-based computing platform. The cloud-based application may be hosted by a third party cloud system that enables the functionality of the cloud-based application. When a user input device selects a cloud-based application to enable, cloud system generates an installation and configuration process to seamlessly install and configure the cloud-based application within the cloud-based computing platform. In this manner, the cloud system integrates the configuration process into the cloud-based computing platform.
    Type: Grant
    Filed: December 12, 2019
    Date of Patent: August 24, 2021
    Assignee: salesforce.com, inc.
    Inventors: Peng-Wen Chen, Gautam Vasudev, David Louvton, Bibin Abraham
  • Patent number: 11093939
    Abstract: Systems and techniques are provided for a resource transfer system. An instruction to transfer a first quantity of a resource from a first resource pool to a second resource pool may be received. A hold may be placed on a second quantity of the resource in the first resource pool. The held second quantity of the first resource may not be transferred from the first resource pool until the hold is released. Responsive to receiving a message that fulfills a condition on the hold and an instruction to execute the transfer, the hold may be released. A register that is in the first resource pool and is associated with the resource may decremented by the first quantity, and a register that is in the second resource pool and is associated with the resource may be incremented by the first quantity.
    Type: Grant
    Filed: October 5, 2015
    Date of Patent: August 17, 2021
    Assignee: RIPPLE LUXEMBOURG S.A.
    Inventors: Stefan Thomas, Evan Schwartz
  • Patent number: 11080725
    Abstract: A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: August 3, 2021
    Assignee: Capital One Services, LLC
    Inventors: Geoffrey Dagley, Habeeb Hooshmand, Jason Hoover, Stephen Wylie, Micah Price, Qiaochu Tang
  • Patent number: 11064226
    Abstract: A system and method for concurrently streaming audio and video data in different qualities through a single input signal is provided. Audio and video data are captured for monitoring at a selectable rate set by a remote computing device. The captured A/V data is stored in a local memory as a local data stream with a high definition and may be streamed locally at a high rate. Simultaneously, the captured A/V data is manipulated in different (lower) quality for transmission as a remote data stream based on remote instructions. The local data stream is also streamed to the remote computing device.
    Type: Grant
    Filed: March 15, 2018
    Date of Patent: July 13, 2021
    Assignee: Echo-Sense, Inc.
    Inventor: Milan Slamka
  • Patent number: 11062088
    Abstract: Techniques facilitating causing a information technology change service action in response to a received instructive command are provided. In one example, a computer-implemented method can comprise receiving a command from a device, wherein an intent of the command relates to performing an information technology change service action. The computer-implemented method can also comprise determining the intent of the command and selecting a service from a federation of services based on the information indicative of the intent of the command. The computer-implemented method can further comprise ordering the service relative to another service of the federation of services based on a determined level of confidence that the service will facilitate performing the information technology change service action. Moreover, the computer-implemented method can comprise activating the service based on an order of the service relative to the other service and the information indicative of the intent of the command.
    Type: Grant
    Filed: December 12, 2017
    Date of Patent: July 13, 2021
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Nikolaos Anerousis, Anup Kalia, Frederick Yung-Fung Wu, Jin Xiao, Maja Vukovic
  • Patent number: 11055673
    Abstract: A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.
    Type: Grant
    Filed: November 30, 2018
    Date of Patent: July 6, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Bruce William Mac Nair, Ana Paula Martinez Prada Peyser, Cristobel Kay von Walstrom, Gary Randall Horn, Jason Alexander Korosec, Kimberly Ann Martin, Peter Julian Ramon Antonio R. Flor, Raegen Ann-Marie Lang, Richard Thomas Flynn, Todd C. Lowenberg, Thomas Joseph Sellner
  • Patent number: 11055368
    Abstract: A method of evaluating data in a database, the method including causing a workstation to display a graphical user interface which a user can use to create a screening rule by defining at least one screening condition and by entering a score, whether the score is applied to evaluate data in the database if the screening condition is met, whereby no knowledge of a programming language is required to create the screening rule. Other systems and methods are also provided.
    Type: Grant
    Filed: October 17, 2019
    Date of Patent: July 6, 2021
    Assignee: Growpath, LLC
    Inventors: Eric Jason Sanchez, Jan Schroeder, Richard Christopher Low
  • Patent number: 11055940
    Abstract: A system provides automated entry to properties. The system includes a lock box or an automated door lock placed at or near a property. The lock box or automated door lock includes circuitry that enables one-time entry to the property through the lockbox or automated door lock by limiting a time an entry code or signal is valid. The circuitry includes a memory that stores a hash table or a databased table that enables one-time entry and an automated lock mechanism that enables a locking and unlocking of the lock box or automated door lock. A network interface controller allows and facilitates wireless connection to a remote server.
    Type: Grant
    Filed: May 11, 2020
    Date of Patent: July 6, 2021
    Assignee: Consumer 2.0, Inc.
    Inventors: Merrick Schmidt-Lackner, Clark Li
  • Patent number: 11048779
    Abstract: Content creation and licensing control techniques are described. In a first example, a content creation service is configured to support content creation using an image along with functionality to locate the image or a similar image that is available for licensing. In another example, previews of images are used to generate different versions of content along with an option to license images previewed in an approved version of the content. In a further example, fingerprints are used to locate images used as part of content creation by a content creation service without leaving a context of the service. In yet another example, location of licensable versions of images is based at least in part on identification of a watermark included as part of an image. In an additional example, an image itself is used as a basis to locate other images available for licensing by a content sharing service.
    Type: Grant
    Filed: August 17, 2015
    Date of Patent: June 29, 2021
    Assignee: Adobe Inc.
    Inventors: Zeke Koch, Baldo Faieta, Jen-Chan Chien, Mark M. Randall, Olivier Sirven, Philipp Koch, Dennis G. Nicholson
  • Patent number: 11049102
    Abstract: A method of facilitating the processing of payments in a location-based sales venue such as a restaurant, comprising a plurality of customer locations for service. Each customer location has an identity target device associated therewith and attached in proximity thereto, comprising a network-connected electronic device capable of display or broadcast of a one-time identifier associated with the corresponding customer location to proximate mobile customer devices. On reading of a target by a mobile customer device and a related transmission to the server, the server can associate mobile customer device with its related customer location in the venue-associated POS system, facilitate a payment transaction for the amount owing at the selected customer location through a transaction gateway, and provide a transaction completion indication to the POS system.
    Type: Grant
    Filed: April 13, 2020
    Date of Patent: June 29, 2021
    Assignee: IQMetrix Software Development Corporation
    Inventors: Garett Rogers, Laurent May, Ryan Volberg, Phil Brockmeyer, Zoran Kovacevic
  • Patent number: 11043204
    Abstract: A system and method are disclosed for adapting audio notifications associated with events in a managed network. The system may include a database for storing speech-characteristics parameters for mapping event characteristics to speech characteristics. The server device may receive a message indicating occurrence of a network event. The message may be processed to designate a particular user for notification of the event, and to determine a text message associated with the event, as well as specific event characteristics of the event. Specific speech characteristics for an audio recording of synthesized speech of the text message may be determined by mapping the specific event characteristics to user-specific parameters of the particular user. The audio recording of the synthesized speech may be generated according to the specific speech characteristics using a text-to-speech engine, and then transmitted to a client device of the particular user for playout according to the specific speech characteristics.
    Type: Grant
    Filed: March 18, 2019
    Date of Patent: June 22, 2021
    Assignee: ServiceNow, Inc.
    Inventors: Vadim Dukhovny, Alon Mansour
  • Patent number: 11042918
    Abstract: The present disclosure is directed to a system and method for quickly and efficiently resolving customer service issues associated with online shopping. When a customer requiring assistance contacts a customer service agent, the agent may use the customer's identification information to search for the customer's account. After locating the customer's active shopping cart or the customer account, the agent may open a session to view and edit the customer's shopping cart information, order information or account information. The agent may use the one or more administrative options available to the agent and unavailable to the customer to make changes to the customer account as needed. After making changes to the customer account, the agent may direct the customer to refresh their customer account in order to get updated with the changes made by the agent, thus resolving the customer's issues quickly and efficiently.
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: June 22, 2021
    Assignee: Target Brands, Inc.
    Inventors: Julie Marchant, Hemachandra Patnaik Urlam, Vijaya Bhatk, Eric Montag
  • Patent number: 11042577
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving data identifying contexts; selecting an initial set of questions based at least on the contexts; providing a respective representation of the questions of the initial set, for output; receiving data indicating a selection of a particular representation associated with a particular question of the initial set of questions; selecting a set of answers associated with the particular question; providing a respective representation of the answers of the set that are associated with the particular question, for output; receiving data indicating a selection of a particular representation associated with a particular answer of the set that are associated with the particular question; determining that an additional set of other questions is associated with the particular answer; and in response to the determining, providing a respective representation of the other questions of the additional set, for output.
    Type: Grant
    Filed: April 30, 2019
    Date of Patent: June 22, 2021
    Assignee: Google LLC
    Inventors: Weizhao Wang, Monica Priya Garde, Justin Min, Jiarui Li, Eyal Segalis, Daniel Walevski, Yaniv Leviathan, Matthew Streit Coursen
  • Patent number: 11042920
    Abstract: A system and method for dynamically displaying a digital representation of one or more recommended print products on a user interface of a computing device is provided. The method comprises providing a digital representation of each of a plurality of print products stored in a computer memory, wherein the plurality of print products are categorized into at least one of a plurality of print product groups that include a first print product group; identifying a geographic location or a time of year; selecting the first print product group using the processor of the computing device, wherein the first print product group is selected based on the identified geographic location or time of year; and displaying the digital representations corresponding to at least one of the plurality of print products included within the first print product group on the user interface. Other aspects are also disclosed.
    Type: Grant
    Filed: December 19, 2017
    Date of Patent: June 22, 2021
    Assignee: FUJIFILM North America Corporation
    Inventors: Vibhaker Moudgil, Michael Grover
  • Patent number: 11037157
    Abstract: A method includes performing operations as follows on at least one processor: receiving credentials from a shopper, the credentials being associated with a purchase from a merchant, evaluating a history of purchases by the shopper from the merchant, determining that the shopper is entitled to virtual card present status from a financial institution based on evaluating the history of purchases, and sending a payment authorization request message for the purchase to the financial institution that comprises an indication that the shopper is entitled to virtual card present status.
    Type: Grant
    Filed: May 20, 2014
    Date of Patent: June 15, 2021
    Assignee: INMAR CLEARING, INC.
    Inventor: Jeffrey Toewe
  • Patent number: 11030606
    Abstract: A method for using an Augmented Reality (AR) device for processing transactions initiated at another device. The method includes acquiring, via an AR device, an image of a display of a user device. The method includes determining, based on image analysis of the image, that the user device displays an interactive transaction element for a transaction between the user device and a server. The method includes communicating with a server, that provides the interactive transaction element, to move functionality of the interactive transaction element from the user device to the AR device. The method includes generating a new interactive transaction element providing access to the transaction at the server. The method also includes providing access to the new interactive transaction element that is visually projected via the AR device.
    Type: Grant
    Filed: October 1, 2019
    Date of Patent: June 8, 2021
    Assignee: PAYPAL, INC.
    Inventor: Braden Christopher Ericson
  • Patent number: 11026462
    Abstract: A system allows a user to create new designs for apparel and preview these designs before manufacture. Software and lasers are used in finishing apparel to produce a desired wear pattern or other design. The system provides feedback to the user on how their designs may appear in a virtual storefront, such as through virtual reality or augment reality techniques.
    Type: Grant
    Filed: June 23, 2020
    Date of Patent: June 8, 2021
    Assignee: Levi Strauss & Co.
    Inventors: Christopher Schultz, Debdulal Mahanty, Benjamin Bell, Leigh Anne Oden, Jennifer Schultz
  • Patent number: 11023891
    Abstract: Systems and techniques are provided for a resource transfer system. An instruction to transfer a first quantity of a resource from a first resource pool to a second resource pool may be received. A hold may be placed on a second quantity of the resource in the first resource pool. The held second quantity of the first resource may not be transferred from the first resource pool until the hold is released. Responsive to receiving a message that fulfills a condition on the hold and an instruction to execute the transfer, the hold may be released. A register that is in the first resource pool and is associated with the resource may decremented by the first quantity, and a register that is in the second resource pool and is associated with the resource may be incremented by the first quantity.
    Type: Grant
    Filed: October 5, 2015
    Date of Patent: June 1, 2021
    Assignee: RIPPLE LUXEMBOURG S.A.
    Inventors: Stefan Thomas, Evan Schwartz