Abstract: A computer-implemented method for providing a recommended payment account includes receiving location information from a mobile device of a user having one or more payment accounts provided by a financial institution computer system, and determining a location of the user relative to a merchant based on the location information. The method also includes, based on the location of the user relative to the merchant, determining that a payment account recommendation should be sent to the user, including a recommended payment account for use in a payment transaction with the merchant and an incentive offer for using the recommended payment account in the payment transaction, determining the recommended payment account based on an expected financial impact to the user, generating the incentive offer, and sending the incentive offer and the recommended payment account to the mobile device of the user.

Abstract: A computer system can estimate preparation times associated with items offered by a plurality of entities to manage a service over a given geographic region. The computer system can receive, from a user device of a user, a request that indicates a user selection of a first set of one or more items to be provided by a first entity and a second set of one or more items to be provided by a second entity. The network system can determine a route of travel for a service provider to navigate in fulfilling the request. The route of navigation can be determined based at least in part on a first set of preparation timing information associated with the first set of one or more items and a second set of preparation timing information associated with the second set of one or more items.

Abstract: Systems and methods of generating keyword-specific content are disclosed. A request for including a keyword is received and the keyword is classified as one of catalog related or unrelated. When the keyword is catalog related, the keyword is categorized in a category associated with the catalog and at least one term in the keyword is categorized in a facet category associated with the catalog. A content template is obtained. The content template is a category specific template when the keyword is catalog related and a generic template when the keyword is catalog unrelated. The category specific template is populated with the at least one term at a position associated with the one of the plurality of facet categories. Responsive content including the category specific template populated with the at least one term when the keyword is catalog related and the generic template when the keyword is catalog unrelated, is transmitted.

Abstract: To determine whether product information provided from a seller is consistent, provided is a learning device including at least one processor, the at least one processor being configured to: acquire first and second product information from a storage in which a plurality of pieces of product information each including a plurality of pieces of item data relating to a product are stored in advance; generate third product information in which at least one piece of item data included in the first product information is replaced with the corresponding at least one piece of item data of the second product information; and cause a machine learning model to learn the third product information as inconsistent product information, wherein the machine learning model is configured to determine, when a piece of product information is input, whether the piece of product information is consistent.

Abstract: A printing system including a server apparatus and a printing control apparatus includes a registration unit configured to register image data, a plurality of pieces of data to be combined with the image data, and categories corresponding to the plurality of pieces of data, respectively, in the server apparatus, a selection unit configured to select at least one category from the categories registered in the server apparatus, a display control unit configured to display the plurality of pieces of data registered by the registration unit based on the at least one category selected by the selection unit, and a printing unit configured to print data by combining data selected by a user from among the plurality of pieces of displayed data with the image data.

Abstract: Methods and systems for creating and analyzing low-dimensional representation of webpage sequences are described. Network traffic history data associated with a particular website is retrieved and a word embedding algorithm is applied to the network traffic history data to produce a low dimensional embedding. A prediction model is created based on the low-dimensional embedding. Browsing activity on the particular website is monitored. A set of sessions in the current browsing activity is flagged based on a result of applying the prediction model to the monitored browsing activity.

Abstract: An illustrative embodiment of a co-purchasing system & method may be configured to integrate into a retailer's existing e-commerce system such that the co-purchasing system & method may be provided as a checkout option on the retailer's website, which may include other checkout options in addition to the co-purchasing system & method. An Organizer of a co-purchasing campaign may invite others to participate in the co-purchasing campaign using a dynamic link, which link may be configured with a specific expiration time/date.

Abstract: A system for a product bundle may include a user device for acquiring an image including stocked food products, and a bundle server configured to obtain the image from the user device. The bundle server may identify each of the stocked food products using image recognition, and associate at least one of the identified stocked food products with a recipe. The recipe may include needed food products. The bundle server may generate a product bundle for purchase that includes the needed food products. The product bundle may have a bundle price less than a sum of individual purchase prices of each of the needed food products. The bundle server may also communicate the product bundle for purchase and the bundle price to the user device, and generate a digital promotion redeemable toward the purchase of the product bundle and communicate the digital promotion to the user device.

Abstract: A method of searching for a business by constructing an index tree using a geographic location of a user is provided. In some examples, the method includes obtaining the geographic location of the user, and retrieving circumscribed rectangles covering the geographic location with a pre-constructed index tree, where the circumscribed rectangles are a smallest circumscribed rectangles covering delivery areas of businesses (101). Target delivery areas covering the geographic location are determined from the delivery areas corresponding to the circumscribed rectangles(102). Businesses corresponding to the target delivery areas are determined as deliverable businesses corresponding to the geographic location(103).

Abstract: Items are identified from one or more catalogues and images of the items are obtained. A dynamically rendered Virtual Reality (VR) store is constructed from the images and from images of objects/structures associated with a store. The item images that populate the VR store can be customized to a given customer and/or a given store. A VR session is established with a customer within the VR store, the item images can be selected, examined, and purchased during the session by the customer as the customer navigates through the VR store. Specialized rooms during the VR session allow the customer to interact in real time with other customers shopping via other VR sessions. The customer and other customers are rendered as avatars within the specialized room. A designated avatar or automated chatbot provides automated and real time assistance to the customer during the VR session.

Abstract: Various systems and methods that may relate to referral and/or delivery services are described. Some embodiments may include billing SMS ordering.

Abstract: A method to facilitate extraction of display objects for industrial diagrams are disclosed herein. The method comprises: receiving user input indicating a first display object within an industrial diagram; extracting the first display object to generate a first graphic extraction template; identifying one or more regions within the first graphic extraction template; masking the text information; linking each of the one or more regions with at least a portion of an object name of the first display object; extracting all the display objects, from the industrial diagram, that are of the type of the first display object using the first graphic extraction template to generate a first set of extracted graphic objects; and for each of the first set of extracted graphic objects, matching text information within each of the one or more regions with at least a portion of an object name.

Abstract: A system for executing actions based on user input is provided. The system comprises a virtual agent for a software application, wherein the virtual agent is configured to store a correlation between actions available in the software application. Further, the system associates one or more of the actions with one or more tags. The system receives at least an audio input from a user of the software application, and uses the input to identify an action desired by the user to be performed among the actions. Further, the system executes one or more actions based on the desired action and the correlation between the actions available in the software application.

Abstract: A method plays sound clips in binaural sound to users during an electronic communication between two or more users. A processor convolves the sound clips with HRTFs so the sound externally localize away from a head of the user listening to the sound clip. The sound clips play to users during the electronic communication without transmitting the sound clips to electronic devices of the users.

Abstract: A system and method for allowing a user to respond to a pop-up message sent by an online banking application. The system includes a back-end server operating the online application and having a processor for processing data and information, a communications interface communicatively coupled to the processor, and a memory device storing data and executable code. When the code is executed, the processor displays a task message on a user device, provides a selection in the task message for performing a task, provides a selection in the task message that allows the user to be reminded about performing the task at a later time, and provides a time message that allows the user to determine when to receive the task message again and be reminded to perform the task if the user selects the selection for being reminded about performing the task.

Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.

Abstract: Digital image ordering based on object position and aesthetics is leveraged in a digital medium environment. According to various implementations, an image analysis system is implemented to identify visual objects in digital images and determine aesthetics attributes of the digital images. The digital images can then be arranged in way that prioritizes digital images that include relevant visual objects and that exhibit optimum visual aesthetics.

Abstract: Hairstyle transfer is challenging due to hair structure differences in the source and target hair. Latent Optimization of Hairstyles via Orthogonalization (LOHO) is an optimization-based approach using GAN inversion to infill missing hair structure details in latent space during hairstyle transfer. Hair is decomposed into three attributes: perceptual structure, appearance, and finer style, and includes tailored losses to model each of these attributes independently. Two-stage optimization and gradient orthogonalization enable disentangled latent space optimization of the three hair attributes. Using LOHO for latent space manipulation, users can synthesize novel photorealistic images by manipulating hair attributes either individually or jointly, transferring the desired attributes from reference hairstyles.

Abstract: Embodiments of the present disclosure provide systems, methods, and devices for utilizing an application to alert a user to detected changes to inventory data. Example embodiments relate to a predictive model and development of a predictive model using machine learning techniques. Example embodiments of systems and methods may utilize web-based applications and plug-ins, extensions, or add-ons thereof for facilitating communication and presenting dynamic information to a user.

Abstract: Systems and methods are disclosed herein to provide information to a user based on a symbol with a plurality of interpretations. Each candidate interpretation for the symbol is identified and compared to an attribute of a user profile. The meaning of the symbol is determined and the user profile is updated with the meaning of the symbol. This meaning may be used to provide relevant information to the user.

Abstract: An online concierge system maintains a taxonomy associating one or more specific items offered by a warehouse with a generic item description. When the online concierge system receives a generic item description from a user for inclusion in an order, the online concierge system uses the taxonomy to select a set of items associated with the generic item description. Based on probabilities of the user purchasing various items of the set, the online concierge system selects an item of the set for inclusion in the order For example, the online concierge system selects an item of the set for which the user has a maximum probability of being purchased. Subsequently, the online concierge system displays an interface for the user that is prepopulated with information identifying the selected item of the set.

Abstract: A computer-implemented method and an apparatus are provided for presenting an option to purchase an NFT based on a scene of a media asset to an advertiser. One example computer-implemented method includes obtaining, from a first source, a scene of a media asset, determining that the scene comprises a product, obtaining, from a second source, a non-fungible token (NFT) based on the scene, matching the NFT to an advertiser based on the product, and presenting an option to purchase the matched NFT to the advertiser.

Abstract: An information processing apparatus includes: a processor configured to: acquire a position of a terminal that includes a sound collector and that is connected online to the own apparatus; acquire first information related to the acquired position; and present the acquired first information to a user who operates the own apparatus, as second information for supporting a conversation with a person who exists in front of the terminal.

Abstract: Systems and methods for identifying item substitutions. History information can be collected. The history information can be transformed into a matrix of observed substitutions. A neural network can be trained on the matrix of observed substitutions to generate item embeddings. A substitution similarity between the item and another item based on the item embeddings can be identified.

Abstract: Implementations set forth herein relate to providing selectable autofill suggestions, which correspond to application actions that are at least partially fulfilled using server command data—prior to a user selecting a particular selectable autofill suggestion. Proactively fulfilling command data in this way mitigates latency between user selection of a suggestion and fulfillment of a particular action. Initially, a partial input can be processed to generate autofill suggestions, which can be communicated to a server device for further processing. The autofill suggestions can also be rendered for selection at a touch display interface, thereby allowing a user to select one of the autofill suggestions. As command fulfillment data is provided by the server, the command fulfillment data can be available to a corresponding application(s) in order that any corresponding actions can be at least partially fulfilled prior to user selection.

Abstract: A system can receive network build sheets corresponding to proposed network architectures for a computer network. The system can aggregate the network build sheets to generate the holistic build data for the computer network. The system can receive a request to access a user interface for displaying the holistic build data. The system can determine an access level associated with the request. The system can generate the user interface that includes a graphical representation of at least a portion of the holistic build data. The graphical representation can be customized based on the determined access level.

Abstract: A payment managing system and method for enhancing the security of electronic user payment data can include employing a two factor authentication and keeping e-commerce host system outside the PCI scope. The two-factor authentication can include using a session ID and a one-time token (OTT). The session ID can identify a payment session that is initiated upon initiation of an e-commerce transaction. The payment managing system can provide a computing device initiating the transaction an iFrame to handle input user input data on an information resource. The OTT can be used to tokenize the user input data. The OTT can be included in payment authorization requests sent to the payment managing system. The payment managing system can obtain payment authorization without the user payment data being shared with e-commerce host systems.

Abstract: In some implementations, a verification system may generate a selector associated with a plurality of countries. The verification system may receive an indication of a selected country from the plurality of countries. Accordingly, the verification system may generate one or more visual regions, where each visual region is associated with a corresponding verification rule and includes at least one pair of visual selectors with a first selector associated with a type of user information and a second selector associated with a type of matching. The verification system may modify the verification rule based on interaction with the at least one pair of visual selectors included in a corresponding visual region of the one or more visual regions.

Abstract: Implementations set forth herein relate to providing selectable autofill suggestions, which correspond to application actions that are at least partially fulfilled using server command data—prior to a user selecting a particular selectable autofill suggestion. Proactively fulfilling command data in this way mitigates latency between user selection of a suggestion and fulfillment of a particular action. Initially, a partial input can be processed to generate autofill suggestions, which can be communicated to a server device for further processing. The autofill suggestions can also be rendered for selection at a touch display interface, thereby allowing a user to select one of the autofill suggestions. As command fulfillment data is provided by the server, the command fulfillment data can be available to a corresponding application(s) in order that any corresponding actions can be at least partially fulfilled prior to user selection.

Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for updating and managing hosted catalogs in a procurement system. A procurement system is provided comprising at least one live hosted catalog and at least one staged hosted catalog. Catalog update files are received into the system, and a data integration component validates and imports the catalog updates to the staged catalog, and an authorized buyer user is presented a summary of the update information and, upon an acceptance of the updates by the buyer user, the catalog update information is promoted to the live hosted catalog. In one embodiment a central catalog service maintains status information of the updates and coordinates workflow. In another embodiment, the system evaluates the update information and determines whether an approval is required.

Abstract: Systems and methods disclosed herein securely provide confidential information associated with a user during an active voice call conducted using the user's mobile device. The confidential information may be provided by generating the information in spoken form and inserting the spoken information into an audio stream of the voice call. For example, a customer may be on a phone call with a customer agent. The customer agent may ask the customer for a credit card number in order to process a financial transaction. The customer may select the credit card number via an application executing on the customer's mobile phone. The application may cause the credit card number to be spoken out loud during the voice call. A voice sample of the spoken credit card number in inserted into the audio stream of the voice call and is therefore, audible to the customer and the customer agent without being overheard by a third party.

Abstract: An inventory management server according to one aspect of the present disclosure comprises: a memory; and at least one processor coupled to the memory, the at least one processor performing operations to: generate expiration information including information for specifying a product and information for specifying a branch store that sells the product based on a stock quantity of the product in the branch store in which an employee of a flagship store replaces a plurality of products and a sell-by date of the product; set a timing to transmit the expiration information to a store terminal based on at least either a movement time or a movement distance from a position of the employee to the branch store that sells the product, and the sell-by date related to the product; and notify the store terminal of the expiration information based on the set timing.

Abstract: In an information providing device for providing information about a moving object which is used by a user by making an application for use thereof, the device includes a controller comprising at least one processor configured to execute: receiving a start and an end of the use of the moving object by the user through communication with a user device which is correlated with the user; and displaying information indicating that the moving object is available on a display unit which is provided by the moving object and which can be visually recognized from the outside of the moving object, in cases where the moving object is not being used.

Abstract: A method operates a sales device for goods. The method includes: detecting, using a shelf with automatic removal monitoring, a removed item and determining item data of the removed item; reading out a customer identification number of a customer in a vicinity of the shelf from which the removed item has been removed; receiving, by a controller, the item data of the removed item and the customer identification number; adding, with the controller, the item data of the removed item and the customer identification number to a list of items intended for payment; and detecting, with a detector, items for which a payment transaction is to be executed. The detector has at least one sensor and an evaluator and for detecting articles, at least the data of the sensor and the list of items intended for payment are being made available to the evaluator as input variables.

Abstract: A network-compatible household appliance includes a communications facility for coupling via a data link to an external database. The household appliance is configured to receive operating parameters relevant for an operating sequence from the database via the communications facility, to store the operating parameters for implementing the operating sequence by the household appliance, and, when triggered by a user, to automatically transfer the operating parameters for the operating sequence to the database via the communications facility.

Abstract: Methods and systems for balancing online stores amongst servers. Detecting a flash sale associated with a first online store. Identifying an occurrence of a first event correlated to the flash sale associated with the first online store. Identifying a second online store associated with a second event corresponding to the first event. Responsive to identifying the second online store associated with the second event corresponding to the first event, moving the second online store from a first server to a second server.

Abstract: Implementations set forth herein relate to providing selectable autofill suggestions, which correspond to application actions that are at least partially fulfilled using server command data—prior to a user selecting a particular selectable autofill suggestion. Proactively fulfilling command data in this way mitigates latency between user selection of a suggestion and fulfillment of a particular action. Initially, a partial input can be processed to generate autofill suggestions, which can be communicated to a server device for further processing. The autofill suggestions can also be rendered for selection at a touch display interface, thereby allowing a user to select one of the autofill suggestions. As command fulfillment data is provided by the server, the command fulfillment data can be available to a corresponding application(s) in order that any corresponding actions can be at least partially fulfilled prior to user selection.

Abstract: This disclosure describes systems, methods, and computer-readable media related to providing a point of sale platform. In some embodiment, a point of sale (POS) device may receive information associated with an order and payment information associated with the order. The POS device may generate a first object based at least in part on the information associated with the order and a second object based at least in part on the payment information. The POS device may store the first object and the second object in a queue. The POS device may transmit the first object and the second object to a remote server.

Abstract: A user may create a wish/gift list and send the list to recipients, who have the option of accepting the list. Content being viewed or recorded by recipients who have accepted the list is scanned to determine whether the content is relevant to one or more items on the list. If so, an alert is displayed on a recipient device, which can be the same device as the displayed content. The recipient may select the alert to purchase the item(s) or obtain additional information about the item(s) for a subsequent purchase.

Abstract: Disclosed are a terminal device and a method of operating the same capable of, when a user enters a safe area (for example, the user's home or car), automatically executing a login to a site pre-configured in the entered area, thereby improving the use of an app service in the terminal device.

Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Abstract: Retail merchants, third-party manufacturers, and/or distributors of retail goods market and distribute promotions to consumers based on the consumers' transaction histories (i.e., users that do not typically purchase a particular brand of soda) and/or award promotions to consumers targeted to a specific item, class or category of item, or characteristic of an item. The promotion redeems and is applied automatically to reduce the purchase amount when the consumer presents a payment method for a transaction for the purchase of a targeted item.

Abstract: Disclosed is an item list management method comprising checking a first list including at least one item selected according to a selection input of a user, checking a first sub-list and a second sub-list in which the at least one item is classified based on a time when the at least one item is stored in the first list, and providing, in response to a first input of the user related to the first list, a first page including the first sub-list displayed in a first area and the second sub-list displayed in a second area distinct from the first area.

Abstract: Methods and systems for processing an order are disclosed. A unified shopping cart receives a first request from a first tenant interface and second request from a second tenant interface, different from the first tenant interface. Each request includes first request data including a customer identifier, a selection of one or more items, and a desired delivery mode. The first request and the second request are associated with the same customer, and are processed using a unified payment transaction.

Abstract: Methods, computer program products, and systems include a processor(s) obtaining and decoding a signal of decodable indicia. The decoded data identifies an object comprising a plurality of items. The processor(s) obtains from a memory, a visual representation the object and descriptive text characterizing the object, including quantitative inventory data. The processor(s) displays the visual representation as a three-dimensional image and the descriptive text, via a device (e.g., an augmented reality device and a virtual reality device). The processor(s) obtains, via a user interface, a designation of at least one item in the visual representation of the object. The processor(s) execute an action that changes an element of the descriptive text. The processor(s) updates concurrently with the executing, the descriptive text in the visual representation to reflect the changed quantitative or qualitative element. The processor(s) deploys an unmanned aerial device (UAV) to locate the at least one item.

Abstract: A system and method provides information to a user about other users who have shown an interest in the user or in whom the user shows an interest, or other users in whom the user has shown disinterest or other users who have shown disinterest in the user, as indicated by actions performed with respect to a website or other Internet-accessible repository of data.

Abstract: An online concierge system maintains historical orders received from a user that include one or more items. For items included in one more historical orders, the online concierge system determines an interval between orders including an item, providing an indication of a frequency with which the user orders the item. When the online concierge system receives a request to create an order from the user, in response to an amount of time between a most recently received order including the item and a time when the request was received is within a threshold duration of the interval between orders including the item, the online concierge system selects an item from a category including the item. The selected item may be the item or an alternative item in the category. Subsequently, the online concierge system displays an interface for the user that is prepopulated with information identifying the selected item.

Abstract: Methods, systems, apparatus, and computer programs, for generating transaction trigger data structures for aggregated reporting.

Abstract: A sales device allows for self-checkout of goods in a store. The sales device has a controller configured to control the sales device and a communication device configured to receive and send data from and to a network. At least one camera is included that is configured to create an image of at least one view of an open side of a shopping cart or a shopping basket. The sales device also has a support plate that is configured such that the shopping cart or the shopping basket are placeable on it. A detector is included that is configured to detect the shopping cart or shopping basket on the support plate; as is a sensor that is configured to automatically detect a unique identification number of the shopping cart or shopping basket upon the detector detecting the shopping cart or the shopping basket on the support plate.

Abstract: A method and system for receiving digital artifacts from a management server. The method includes sending a request for a digital artifact from a mobile application to the management server for display within a specific mobile application generated screen, receiving the digital artifact from the management server, and displaying the digital artifact with the specific mobile application generated screen.