Accounting Patents (Class 705/30)
  • Patent number: 11394671
    Abstract: The present invention provides a transaction history-based unmanned chatting service, and an operation method of an electronic device comprises the steps of: displaying at least one payment history; displaying a post-payment service list with respect to a payment history, which is selected by a user input, among at least one of payment histories; and connecting an unmanned chatting service corresponding to the post-payment service, which is selected by the user, in the service list.
    Type: Grant
    Filed: September 28, 2017
    Date of Patent: July 19, 2022
    Assignee: Samsung Electronics Co., Ltd.
    Inventor: Dong-Ho Jang
  • Patent number: 11392972
    Abstract: Provided is an information providing method of an electronic apparatus, the method including identifying sales information of an item that is for sale through the network, identifying whether it is necessary to provide item sales management information based on the identified sales information of the item, and, when it is necessary to provide the item sales management information, providing the item sales management information generated based on the sales information of the item.
    Type: Grant
    Filed: September 2, 2020
    Date of Patent: July 19, 2022
    Assignee: Coupang Corp.
    Inventors: Do Hyeon Kim, Ji Hoon Kim, Chang Hyun Lee, Young Jin Kim, Suk Min Ahn
  • Patent number: 11392769
    Abstract: Systems and methods for identifying data strings in electronic documents using pattern recognition. The method includes receiving a first data string corresponding to an electronic reference document from a first database and a second data string corresponding to an electronic legal document from a second database. The method also includes processing the first data string into a first processed data string and processing the second data string into a second processed data string. The method also includes calculating a cosine similarity between the first processed data string and the second processed data string. The method also includes receiving a feedback score from a user which corresponds to an accuracy of the calculated cosine similarity. The method also includes calculating an adjusted cosine similarity between the first processed data string and the second processed data string based on the calculated cosine similarity and the feedback score.
    Type: Grant
    Filed: July 15, 2020
    Date of Patent: July 19, 2022
    Assignee: FMR LLC
    Inventors: Gunjan Narulkar, Shreyash Kumar Sharma, Greeshma Girish
  • Patent number: 11393022
    Abstract: A system may include a processor that may receive an indication of an amount of funds deposited into an account, convert the amount of funds into a number of tokens using a multiplier, and generate a visualization representative of a growth rate of the number of tokens over a period of based on an interest rate. The interest rate may be defined by a user with supervisor authority over the account. The processor may then display the visualization via an electronic display and periodically transfer an additional amount of funds from an additional account associated with the user to the account in response to the amount of funds remaining in the account after a period of time.
    Type: Grant
    Filed: December 21, 2020
    Date of Patent: July 19, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Yogen Rai, Rachel Elizabeth Csabi, Yan Pei
  • Patent number: 11386421
    Abstract: Embodiments of the invention are directed to systems and methods for pushing tokenized payments to resource providers for goods or services, after the goods or services are received. A user may make a transaction request including a credential and a resource provider ID (e.g., a resource provider location) via a server computer. The server computer may generate a token corresponding to the credential and transmit it to the resource provider using the resource provider ID. Upon receiving the token, the resource provider may enter a transaction amount and send it with the token in an authorization request message. The transaction can then be processed according to standard transaction processing methods, as if the resource provider had initiated the transaction request.
    Type: Grant
    Filed: April 19, 2016
    Date of Patent: July 12, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Satish Kumar, Debabrata Samantaray, Bibin Balakrishnan Nair, Ajit Kumar Sahu, Kaushik Gopalakrishnan
  • Patent number: 11386428
    Abstract: Disclosed are a dual transaction method and system based on centralization and decentralization. In the embodiments of the present description, when a designated member node receives a transaction request, in one aspect, transaction feasibility verification is carried out for the transaction request, a designated resource amount is deducted from a virtual resource account corresponding to a spending user identifier after the request passes the verification, and the designated resource amount is added to a virtual resource account corresponding to a payment-receiving user identification; in another aspect, target transaction information is broadcasted to a block chain network according to the transaction request, so that each member node distributes the target transaction information to a block chain on the basis of a consensus mechanism after the block chain network performs transaction feasibility verification on the target transaction information.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: July 12, 2022
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventor: Xinying Yang
  • Patent number: 11382255
    Abstract: A method for storing emission rights for point and nonpoint source pollution based on internet of things is provided. In the method, agricultural nonpoint source pollution is monitored based on internet of things; monitoring data of the agricultural nonpoint source pollution is collected and processed; data on migration of the agricultural nonpoint source pollution is analyzed, and an emission reduction amount of storable nonpoint source pollution of the agricultural nonpoint source pollution is calculated; and the emission reduction amount of storable nonpoint source pollution is added to a regional emission rights storage system as reserve emission rights. In this way, the emission reduction amount of nonpoint source pollution can be allocated to industrial point source pollution, and it is possible to combine agricultural nonpoint source pollution emission reductions and industrial point source pollution emissions, to achieve free distribution therebetween.
    Type: Grant
    Filed: September 3, 2021
    Date of Patent: July 12, 2022
    Assignee: ZHEJIANG PROVINCE ECO-ENVIRONMENTAL LOW-CARBON DEVELOPMENT CENTER
    Inventors: Yanhong Ren, Wenxiang Cai, Lei Fu, Zhou Zhou, Yun Huang, Aiju You, Bofu Zheng, Qunzhao Deng
  • Patent number: 11379928
    Abstract: The invention relates to a computer-implemented system and method for scalable, customized general ledger processing. The method may include the step of receiving a client request for customized charts of accounts (COAs) according to a specified time frame. The customized COAs may include client-specific data and third party reference data. The method may involve automatically receiving source information, including position data and transaction data, from a number of sources. The system may include a distributed computer architecture such as Hadoop for parallel storage and processing of the source information across a plurality of nodes. The system can generate debit and credit postings from the source information, roll up the postings into the plurality of customized COAs, and deliver them to the client according to the client's preferred schedule, including in real time or near real time.
    Type: Grant
    Filed: September 14, 2018
    Date of Patent: July 5, 2022
    Assignee: JPMORGAN CAHSE BANK, N.A.
    Inventors: Matthew Yazdi, Laura Michelle Miller, Fazil Syed, Anil Terli, Vyacheslav Betser, Walter So, Sajani A. Geria, Ravindra R. Deoray
  • Patent number: 11379812
    Abstract: A data management device includes a network interface, a memory storing first and second databases, and a processor. The processor determines whether a customer identifier has been included in receipt data. When the identifier is included, the receipt data is stored in both databases. When the identifier is not included, receipt data is stored in the second database. The processor searches the first database for receipt data including a customer's identifier upon request and controls the interface to transmit the receipt data found by the search to the customer terminal. If a search request is received from a server, the second database is searched for receipt data that satisfies a search condition accompanying the request, and then receipt found in the search is transmitted to the server.
    Type: Grant
    Filed: June 18, 2020
    Date of Patent: July 5, 2022
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventors: Kenji Sakurai, Kazuya Nambu
  • Patent number: 11379930
    Abstract: A computer-implemented method for the targeted gathering of tax data for use with tax preparation software includes a computing device presenting to the user a plurality of interview questions or statements. The computing device creates a user profile based on the responses to the interview questions or statements. The computing device identifies highly relevant tax topics based on user profile and executes a user interface manager to automatically generate interview questions or statements on said highly relevant tax topics. The user then confirms whether other tax topics apply to the user. The computing device executes a tax calculation engine of the tax preparation software configured to compute a tax liability or refund amount.
    Type: Grant
    Filed: November 13, 2018
    Date of Patent: July 5, 2022
    Assignee: Intuit Inc.
    Inventors: Gang Wang, Kevin M. McCluskey, Luis F. Cabrera
  • Patent number: 11379832
    Abstract: The systems and methods of a blockchain platform for transactions, comprising: submitting one or more tokens for locking for a period of time; receiving free interest tokens for the locked tokens using a multiplier; sending the interest tokens to perform a transaction to one or more service providers; releasing the locked tokens; wherein submitting, receiving, sending and releasing of tokens is automatically regulated using smart contract protocol on the blockchain platform. The systems and methods of a blockchain platform wherein the smart contract protocol is comprising of: establishing a negotiated token rate for the transaction for negotiated terms of service; invoking signed markers for the transaction; transferring tokens from reward pool to a challenge pool; releasing tokens from challenge pool after authorization, verification and finalization of the transaction.
    Type: Grant
    Filed: December 7, 2018
    Date of Patent: July 5, 2022
    Assignee: 0Chain, LLC
    Inventors: Thomas H. Austin, Saswata Basu
  • Patent number: 11380328
    Abstract: A context-aware account management system is described. The system receives a partial request and parses the partial request to identify one or more characters in the partial request. The system determines a plurality of valid requests that include the one or more characters, for instance in response to querying one or more data structures and/or generating the valid requests using a trained machine learning model. The system generates a suggested request by selecting one of the plurality of valid requests, and in some cases, by identifying valid values for variables within the selected one of the plurality of valid requests by querying one or more data structures and/or generating the valid values using a trained machine learning model. The system outputs the suggested request and receives a confirmation in response. The system performs an action indicated by the suggested request using a user account indicated by the suggested request.
    Type: Grant
    Filed: August 27, 2021
    Date of Patent: July 5, 2022
    Assignee: LIVEPERSON, INC.
    Inventor: Angelo D'Alessandro
  • Patent number: 11373476
    Abstract: To enable customer-facing transactions between merchants and customers that utilize cash designated as bank-owned cash (BOC), a monitoring server monitors quantities of cash within point-of-sale (POS) terminals, such as self-checkout terminals having cash verification systems therein, and monitors levels of cash within those POS terminals designated as BOC and for which the BOC cash is reflected within a financial institution account associated with the merchant. Upon execution of a cash transaction at a POS terminal involving BOC, the monitoring server updates quantities of cash stored within the POS terminal and provides data to a financial institution regarding the cash transaction.
    Type: Grant
    Filed: June 19, 2020
    Date of Patent: June 28, 2022
    Assignee: G4S Retail Solutions (USA) Inc.
    Inventors: Shellie Crandall, Brian McCabe
  • Patent number: 11366791
    Abstract: Systems and methods according to exemplary embodiments provide a process and automation framework enabling Acceptance Test Driven Development (ATDD) automation for Extract, Transform, and Load (ETL) and Big Data testing. Exemplary embodiments include a user interface for executing end to end tests as part of an ATDD process during ETL. The user interface may act as a shopping cart where the user only has to pick and choose the flavor of tests he/she desires to run (e.g., Pre-Ingestion, Post Ingestion, Data Reconciliation, etc.), and the feature files associated with the tests are dynamically generated.
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: June 21, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Karthik Kasi, Satish Kuchipudi, Anil Kumar Gannamani, Subbarao Gollapudi, Kamal Pande
  • Patent number: 11367058
    Abstract: A system to allocate resources via information technology infrastructure is described. A server includes processors to provide to a plurality of devices, an electronic benefits account transaction application programming interface (“API”) configured to receive transaction requests from a plurality of heterogeneous electronic funding sources. The server can receive a request to initiate a single transaction to fund an electronics benefit account. The server can transmit data in an alert format indicating a denial of the single request responsive to a comparison of a value to one or more threshold limits.
    Type: Grant
    Filed: December 27, 2019
    Date of Patent: June 21, 2022
    Assignee: Alegeus Technologies, LLC
    Inventors: John Bull, Mark Neuville
  • Patent number: 11361384
    Abstract: Systems and methods are disclosed with respect to providing seamless customer experience transactions, in particular, linking disparate systems to facilitate a lower friction customer experience. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
    Type: Grant
    Filed: May 14, 2019
    Date of Patent: June 14, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: John Westhues, Leann Dionesotes, David Ruby, John Dillard
  • Patent number: 11361154
    Abstract: The present invention supports the entry of customer experience feedback into the system, which then conducts real-time automated filtering and evaluation of feedback entered by the customer and supports the transmission of real-time notifications to selected personnel based on feedback evaluation in a flexible messaging and workflow system. The present invention supports that ability to obtain constructive feedback, either good or bad, regarding a customer's experience while the customer is still at the service provider or retail sales location. And, if the experience is negative, the invention provides automated evaluation and filtering of the feedback information with real-time notifications to selected personnel so the customer's concerns can be addressed immediately so as to rectify the negative experience with personal attention to the consumer, and preserve the client relationship for the future before the customer departs from the service provider or retail sales location.
    Type: Grant
    Filed: September 11, 2019
    Date of Patent: June 14, 2022
    Assignee: Westwood Capital Partners, Inc.
    Inventors: Jeffrey L. Wohlwend, Matthew L. Berg
  • Patent number: 11354664
    Abstract: Disclosed are a dual transaction method and system based on centralization and decentralization. In the embodiments of the present description, when a designated member node receives a transaction request, in one aspect, transaction feasibility verification is carried out for the transaction request, a designated resource amount is deducted from a virtual resource account corresponding to a spending user identifier after the request passes the verification, and the designated resource amount is added to a virtual resource account corresponding to a payment-receiving user identification; in another aspect, target transaction information is broadcasted to a block chain network according to the transaction request, so that each member node distributes the target transaction information to a block chain on the basis of a consensus mechanism after the block chain network performs transaction feasibility verification on the target transaction information.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: June 7, 2022
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventor: Xinying Yang
  • Patent number: 11341574
    Abstract: Systems and methods are provided for processing multi-dimensional orders. A data transaction request message is received at a data transaction system. The data transaction request message includes data representative of at least a first function for a first attribute of a commodity and a second function for a second attribute of the commodity. The data transaction system identifies a set of solutions described by the first function and the second function. The set of solutions including values for different variations of the object that the participant who submitted the data transaction request message is willing to offer or receive for the respective variation. The data transaction system attempts to match one or more of the values from the set of solutions to previously received but unsatisfied electronic data transaction request messages counter thereto stored in an order book data structure.
    Type: Grant
    Filed: December 28, 2018
    Date of Patent: May 24, 2022
    Assignee: Chicago Mercantile Exchange Inc.
    Inventors: Carrick John Pierce, David Nathaniel Hoff
  • Patent number: 11334472
    Abstract: In non-limiting examples of the present disclosure, systems, methods and devices for assisting with testing custom application software are provided. An input that modifies an application action may be received. A request to execute a test action corresponding to the application may be received. One or more test steps for executing the test action may be identified. Each of the one or more test steps may be executed in a test framework utilizing test metadata. A determination may be made as to whether an unexpected result occurred during the execution of the one or more steps. If an unexpected result is determined to have occurred, a graphical representation of the unexpected result may be caused to be displayed.
    Type: Grant
    Filed: December 6, 2019
    Date of Patent: May 17, 2022
    Assignee: Nextworld, LLC
    Inventors: Michael Elges, Alec P. Ruth, Reece M. Hughes
  • Patent number: 11334840
    Abstract: Systems and methods which provide a shipping service resale platform enabling single shipper account access to multiple shipping service rate schedules are disclosed. Shipping service rate optimization is facilitated for a shipper using a single shipper account of embodiments of the invention, whereby the shipper is enabled to utilize rates available from various rate schedules, such as may include reseller negotiated rates, shipping service provider published rates, etc., according to embodiments. The shipper is enabled to establish, manage, and maintain a single shipper account for use in purchase and payment of shipping services which implicate different shipping service provider payment mechanisms, different shipping service resellers, and/or different shipping service providers.
    Type: Grant
    Filed: March 6, 2020
    Date of Patent: May 17, 2022
    Assignee: Stamps.com Inc.
    Inventors: John Roland Clem, Pradipe Yoggi
  • Patent number: 11328718
    Abstract: A speech processing method and a speech processing apparatus which execute a mounted artificial intelligence (AI) algorithm and/or machine learning algorithm to perform speech processing so that electronic devices and a server may communicate with each other in a 5G communication environment are disclosed. A speech processing method according to an exemplary embodiment of the present disclosure may include collecting a user's spoken utterance including a query, generating a query text as a text conversion result for the user's spoken utterance including a query, searching whether there is a query text-spoken response utterance set including a spoken response utterance for the query text in a database which is constructed in advance, and when there is a query text-spoken response utterance set including a spoken response utterance for the query text in the database, providing the spoken response utterance included in the query text-spoken response utterance set.
    Type: Grant
    Filed: September 5, 2019
    Date of Patent: May 10, 2022
    Assignee: LG ELECTRONICS INC.
    Inventors: Pil Goo Kang, Hyeong Jin Kim
  • Patent number: 11328250
    Abstract: To provide an inventory management server, an inventory management system, an inventory management program, and an inventory management method which are capable of carrying out inventory management such as warehousing processing and delivery processing easily and inexpensively by using an image for identifying merchandise together with an image of the merchandise.
    Type: Grant
    Filed: July 18, 2017
    Date of Patent: May 10, 2022
    Assignee: SUNCREER CO., LTD.
    Inventor: Masato Mori
  • Patent number: 11321699
    Abstract: A payment support system includes a terminal ID acquisition processing unit, a position acquisition processing unit, an association processing unit, and a payment processing unit. The terminal ID acquisition processing unit acquires identification information of a user terminal of a user who entered a facility. The position acquisition processing unit acquires position information of the user terminal. The association processing unit stores the identification information acquired by the terminal ID acquisition processing unit and a use price of the facility of the user in a storage unit in association with each other. The payment processing unit executes a payment process of the use price when the user terminal is separated from a predetermined area of the facility by a predetermined distance or more after exiting the predetermined area.
    Type: Grant
    Filed: April 9, 2020
    Date of Patent: May 3, 2022
    Assignee: GURUNAVI, INC.
    Inventors: Shoki Aoyama, Hiroki Ono
  • Patent number: 11323244
    Abstract: A method for confirming a blockchain transaction utilizing output from a transaction still waiting inclusion in a blockchain includes: storing, in a node of a blockchain network, a plurality of waiting blockchain transactions not included in a blockchain associated with the blockchain network; receiving a new blockchain transaction including a transaction amount, destination address, digital signature, and an unspent transaction output, where the unspent transaction output is a reference to one waiting blockchain transactions; validating the new blockchain transaction including confirmation of the one of the waiting blockchain transactions; generating a new block including a block header and a plurality of blockchain data entries including at least the new blockchain transaction and the one of the waiting blockchain transactions; and transmitting the generated new block to a plurality of additional nodes in the blockchain network for confirmation.
    Type: Grant
    Filed: October 3, 2019
    Date of Patent: May 3, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Chandan Garg, Jaipal Singh Kumawat
  • Patent number: 11321713
    Abstract: Systems and techniques are provided for a resource transfer system. An instruction to transfer a first quantity of a resource from a first resource pool to a second resource pool may be received. A hold may be placed on a second quantity of the resource in the first resource pool. The held second quantity of the first resource may not be transferred from the first resource pool until the hold is released. Responsive to receiving a message that fulfills a condition on the hold and an instruction to execute the transfer, the hold may be released. A register that is in the first resource pool and is associated with the resource may decremented by the first quantity, and a register that is in the second resource pool and is associated with the resource may be incremented by the first quantity.
    Type: Grant
    Filed: October 5, 2015
    Date of Patent: May 3, 2022
    Assignee: RIPPLE LUXEMBOURG S.A.
    Inventors: Stefan Thomas, Evan Schwartz
  • Patent number: 11314710
    Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for database sharding. In one embodiment, a system and method are introduced which enable the use of dynamic IDs for use with database sharding. The dynamic ID enables the use of a hierarchical structure such that original and trailing transactional data are identically labeled. To enable the use and labeling two or more unsharded tables may be used.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: April 26, 2022
    Assignee: PAYPAL, INC.
    Inventors: Rashmi Vijaya Prasad, Biju Lalitha Soman, Amit Athavale, Shiva Shankaran Ulaganathan
  • Patent number: 11315118
    Abstract: A system and method for predictive pre-authorization of transactions using biometrics which uses wireless mobile devices and biometric scanning to automatically predict pre-authorized transaction amounts in a secure manner without requiring the customer to handle his or her mobile device. The system and method uses a payment facilitation device at the business location which automatically detects and recognizes registered mobile devices, displays a photo of the customer to a business employee for identity confirmation, verifies the customer with a biometrics verification database, generates a pre-authorization amount with an authorization generator, and automatically deducts payments for purchases from a pre-authorized customer account.
    Type: Grant
    Filed: May 25, 2021
    Date of Patent: April 26, 2022
    Assignee: ROCKSPOON, INC.
    Inventor: Nagib Georges Mimassi
  • Patent number: 11316874
    Abstract: Aspects discussed herein relate to the storage of data in graph databases and detecting fraudulent behavior in the stored data. Fraud detection systems may use graph databases to store data, allowing for querying the graph database to obtain data using a variety of graph semantics such as nodes, edges, and properties. Graph databases in accordance with embodiments of the invention may include account nodes and attribute nodes, where nodes of the same type are not directly linked to each other. When a particular node is updated, an updated node may be created with a higher version number than the existing node. Each node may include an indication of the node being associated with fraudulent activity. Fraud indicators may be calculated based on the relationships between the nodes and fraud indicators for the nodes.
    Type: Grant
    Filed: July 31, 2020
    Date of Patent: April 26, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jonathan Shek Wing Lee, Vidhyasagar Mahadevan Harihara, Michelle Indyarta, Tian Zou, Steve Frensch
  • Patent number: 11308452
    Abstract: Aspects of the present disclosure provide techniques for providing a graphical user interface. Embodiments include displaying text input fields corresponding to days of a week. Embodiments include receiving a selection of a first text input field of the text input fields corresponding to a day of the week. Embodiments include displaying, based on the selection of the first text input field, an additional text input field for entering text related to the day of the week. Embodiments include receiving a selection of a second text input field of the text input fields corresponding to another day of the week. Embodiments include displaying, based on the selection of the second text input field, an additional text input field for entering text related to the other day of the week in place of the additional text input field related to the day of the week.
    Type: Grant
    Filed: March 23, 2020
    Date of Patent: April 19, 2022
    Assignee: INTUIT, INC.
    Inventors: Jennifer Bantrell Benz, Shawn Murdock, Mark Robert Vachon, Timothy Morgan
  • Patent number: 11310468
    Abstract: Systems and methods for interactive site resource management are disclosed. In certain embodiments, the system and method collects and accesses local geospatially-referenced landscape and site survey data in the field as facilitated by selectable content views, the gathered landscape and site survey data synthesized with baseline geospatially-referenced landscape and site survey data. In one aspect, the synthesized landscape and site geospatially-referenced survey data may be used by a project lead or authority agent, to create a landscape and/or site report, an authorized development plan, a master landscape and/or site survey, and/or as-built development plans. In certain embodiments, the synthesized landscape site survey data is presented as an augmented reality display.
    Type: Grant
    Filed: September 14, 2020
    Date of Patent: April 19, 2022
    Assignee: S&ND IP, LLC
    Inventors: Nathaniel David Boyless, Dante Lee Knapp
  • Patent number: 11301886
    Abstract: Provided is a method including determining a combined plurality of accounts, determining, for each account of the combined plurality of accounts, aggregate transaction data associated with a plurality of transactions involving the account; determining a first cohort level group including a group of exposed accounts and controls accounts; determining a first segment level group of accounts from the first cohort level group of accounts; generating a prediction model based on a plurality of control accounts that are included in the first segment level group of accounts; identifying a first exposed account of a plurality of exposed accounts; determining a first control account of the plurality of control accounts that corresponds to a first exposed account using the prediction model; and outputting a report comprising data associated with the first control account that corresponds to the first exposed account. Systems and computer program products are also provided.
    Type: Grant
    Filed: March 16, 2020
    Date of Patent: April 12, 2022
    Assignee: Visa International Service Association
    Inventors: William J. Burton, Tanya Soluk, Qingyuan Zhang, Jingjing Zhang, Bingxin Mao, Linjun Chen, Jiaqi Xu
  • Patent number: 11301802
    Abstract: Systems for facilitating the return of items include generating first code data associated with an order and second code data associated with an item within the order. When input data indicating the first code data is received, user interface data presenting the items associated with the order is generated. The user interface may be customized to prioritize primary characteristics of items, such as size or color of clothing items, and may be arranged to position items more likely to be returned prior to other items based on a user's previous activity. When input data indicative of the second code data is received, a return process for the item associated with the second code data is initiated. User interface data indicating the return of the item is then generated and presented. Use of code data to initiate returns may reduce the need for a user to navigate a user interface.
    Type: Grant
    Filed: September 13, 2018
    Date of Patent: April 12, 2022
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventors: Santiago Carnicero, Davide Giannico, Abdulkerim Bugra Cavdar, Ignacio Molina Casquero, Jose Camacho Vargas
  • Patent number: 11288262
    Abstract: Methods, systems, and computer readable media for recycling order identifiers are disclosed. According to one method, the method occurs at an order management system that utilizes an order database. The order management system includes at least one processor and a memory. The method includes selecting, using an order block data structure, an order slot identifier from a range of order slot identifiers usable in a database partition of the order database, wherein the order slot identifier is reusable; storing order data for an order in the database partition using the order slot identifier; purging the order data in the database partition; and modifying, periodically or aperiodically, the order block data structure to indicate that the order slot identifier is available for reuse, wherein the order block data structure indicates a recycle count associated with usage.
    Type: Grant
    Filed: June 17, 2019
    Date of Patent: March 29, 2022
    Assignee: ORACLE INTERNATIONAL CORPORATION
    Inventor: Brian James Dueck
  • Patent number: 11282078
    Abstract: The present disclosure involves systems, software, and computer implemented methods for transaction auditing. One example method includes receiving text submitted with a request. Token values are automatically extracted for selected token types from the text using a machine learning model. Tokens are identified in the text, and for each token, features and a token type of the token are determined, along with a score that indicates a likelihood that the token has the token type. A token value is extracted for the token from the text. Extracted token values are compared to request data values. A request value for the selected token type is identified in the data values for each selected token type. The extracted token value for each selected token type is compared to the request value. An audit alert is generated in response to determining that an extracted token value does not match a corresponding request value.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: March 22, 2022
    Assignee: SAP SE
    Inventors: Michael Stark, Jesper Lind
  • Patent number: 11272013
    Abstract: Systems, apparatus and methods are disclosed which are directed to computer program products for managing multiple instances of an application or other entities, including managing instances of an application or other entities across multiple environments, in each case while assuring application performance to the extent possible given the resources available. The disclosed management software and/or processes may also be used to ensure that an application is running in multiple geo localities (e.g., discrete and/or physically separated geographical locations).
    Type: Grant
    Filed: August 7, 2019
    Date of Patent: March 8, 2022
    Assignee: TURBONOMIC, INC.
    Inventors: Mor Cohen, Endre Sara, Danilo Florissi, Nitya Hemang Vyas, David Olshefski, Milin Jaiswal
  • Patent number: 11269581
    Abstract: A system and method allows for a virtual object to be privately shared, exchanged, and/or viewed. The virtual object is associated with a real world location and may be viewed through a user device as part of a virtual reality and/or augmented reality world.
    Type: Grant
    Filed: March 11, 2019
    Date of Patent: March 8, 2022
    Assignee: PayPal, Inc.
    Inventor: Michael Charles Todasco
  • Patent number: 11270321
    Abstract: Reducing noise during association analysis is provided. An association model is generated having a support value with respect to original data greater than a predefined minimum support value threshold level. A number of association rules corresponding to the association model are identified. It is determined whether the number of association rules corresponding to the association model is less than a predefined maximum number of association rules. In response to determining that the number of association rules corresponding to the association model is greater than the predefined maximum number of association rules, inverted data of the original data is generated. Another association model is generated having the support value with respect to the original data and the inverted data greater than the predefined minimum support value threshold level.
    Type: Grant
    Filed: August 27, 2019
    Date of Patent: March 8, 2022
    Assignee: International Business Machines Corporation
    Inventors: Yusuke Matsumoto, Yasue Makino, Hirokazu Kobayashi, Hiromi Kobayashi
  • Patent number: 11265262
    Abstract: An information processing system capable of controlling bursting more appropriately is provided. The information processing system includes: a credit management unit that manages a credit amount for controlling allocation of a resource amount of resources via the bursting with respect to each of a plurality of operation targets; and a bursting management unit that calculates the resource amount to be added via the bursting with respect to each of the plurality of operation targets according to the credit amount managed by the credit management unit and issues an instruction to a storage apparatus to allocate each calculated resource amount to each of the plurality of operation targets.
    Type: Grant
    Filed: August 25, 2021
    Date of Patent: March 1, 2022
    Assignee: HITACHI, LTD.
    Inventors: Tatsuya Makie, Tomohiro Morimura
  • Patent number: 11263648
    Abstract: In one embodiment, a method includes receiving multiple data items respectively associated with multiple conversion events and identifying, from one or more data stores associated with a social-networking system, a content object corresponding to a business location, the content object including information describing the business location. The method also includes identifying one or more users, each being associated with at least one of the conversion events and updating the content object based at least in part on a determined location of each of one or more of the identified users at a time of the conversion event associated with the user.
    Type: Grant
    Filed: August 6, 2018
    Date of Patent: March 1, 2022
    Assignee: Meta Platforms, Inc.
    Inventors: Hans Alexander Gugel, Konrad Komorowski, Andrew Michael Pritchard, Rituraj Kirti, Stefano Romano, David Tzoor, Alesandra Agresti, YuCheng Liou
  • Patent number: 11257150
    Abstract: Dunning a debtor according to an essentia instance of the debtor. Debtor data of the debtor is received from a creditor. The debtor is mapped to an essentia to create an essentia instance for the debtor based on debtor characteristic variables identified by the debtor data and essentia characteristic variables identified by essentia data. Essentia specific dunning decisions corresponding to the essentia to apply when dunning the debtor are determined. The debtor is dunned according to the essentia specific dunning decisions.
    Type: Grant
    Filed: October 22, 2019
    Date of Patent: February 22, 2022
    Assignee: One True Holding Company
    Inventors: Nadav Samet, Sr., Nadav Samet, Jr., Ohad Samet, Richard Yeung
  • Patent number: 11257169
    Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.
    Type: Grant
    Filed: May 30, 2019
    Date of Patent: February 22, 2022
    Assignee: ZENPAYROLL, INC.
    Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
  • Patent number: 11255562
    Abstract: A thermostat of an HVAC system receives active event parameters from a utility provider. The active event parameters include a start time, a stop time, and a predefined temperature setpoint for the active event, which is associated with a requirement to decrease energy consumption between the start time and the stop time. Following the start time, the thermostat adjusts a setpoint temperature of the HVAC system to the predefined setpoint temperature. After adjusting the setpoint temperature to the predefined setpoint temperature, a new user setting for operation of the HVAC system is received. The thermostat determines that energy consumed during operation of the HVAC system according to the new user setting is less than or equal to energy consumed during operation of the HVAC system according to the predefined setpoint temperature. Following this determination, the thermostat causes the HVAC system to operate according to the new user settings.
    Type: Grant
    Filed: January 6, 2020
    Date of Patent: February 22, 2022
    Assignee: Lennox Industries Inc.
    Inventor: Nguyen Trong Ho
  • Patent number: 11250501
    Abstract: Provided, in an aspect, is a system for managing transactions from a financial services computer network. The system has a scalable architecture, and includes a database, one or more processors, a plurality of experience matchers, and a transaction hub. Each experience matcher is associated with a different experience set type, and can receive a transaction list and return an identified experience set. The transaction hub can communicate with multiple experience matchers, and can receive experience sets from the matchers after sending them a list of transactions.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: February 15, 2022
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Patent number: 11250028
    Abstract: A data aggregator includes a memory, a network interface, a vectorization engine, and an aggregator. The memory stores a plurality of aggregation rules. The network interface retrieves a plurality of transactions that includes a first transaction and a second transaction. The vectorization engine determines a first transaction vector for the first transaction and a second transaction vector for the second transaction. The aggregator determines that the first transaction occurred during a first life event and that the second transaction occurred during a second life event. The aggregator also determines that the first life event and the second life event are the same and in response to that determination, assigns the first transaction and the second transaction to a cluster for the first life event. The aggregator further stores the first life event, the second life event, and an identifier for the cluster to the database.
    Type: Grant
    Filed: January 31, 2017
    Date of Patent: February 15, 2022
    Assignee: Bank of America Corporation
    Inventors: Sandeep Verma, Pinak Chakraborty, Sandeep Chauhan, Vidhu Beohar
  • Patent number: 11250420
    Abstract: Aspects of the disclosure relate to transferring data using a smart reconciliation system. A computing platform may receive, from a smart reconciliation node, a data file. Thereafter, the computing platform may retrieve, based on the data file, a data file profile indicating historical information associated with the data file. Then, the computing platform may determine an issue associated with the data file. Subsequently, the computing platform may identify, based on the issue associated with the data file, a data file level error indicating a level where the issue occurred. Next, the computing platform may generate, based on the data file level error, one or more commands directing the smart reconciliation node to execute an automated response for the issue associated with the data file. Then, the computing platform may transmit the one or more commands. Afterwards, the computing platform may update the data file profile.
    Type: Grant
    Filed: February 28, 2020
    Date of Patent: February 15, 2022
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Paul Roscoe, Jerzy Miernik, Saritha Prasad Vrittamani
  • Patent number: 11250448
    Abstract: Methods and systems for generating alerts or recommend incentives for a loyalty program that provides incentives to cardholders in connection with transactions between the cardholders and merchants are disclosed. A merchant is identified. Transaction data reflective of completed transactions are received by way of a network. The transaction data is processed to generate an alert notifying the identified merchant of an event or trend, or to generate a recommended incentive that defines a benefit to be provided by the identified merchant to a cardholder upon the occurrence of an anticipated transaction.
    Type: Grant
    Filed: October 17, 2020
    Date of Patent: February 15, 2022
    Inventor: Terrance Patrick Tietzen
  • Patent number: 11244069
    Abstract: A method and system for controlling distribution of information items of a subject is proposed. The method and system comprises verifying compliance of a combination of new information items (to be received by a target computing system) and available information items (already available to the target computing system) with one or more sharing rules; a receipt of the new information items by the target computing system is controlled according to a result of this verification.
    Type: Grant
    Filed: August 26, 2019
    Date of Patent: February 8, 2022
    Assignee: International Business Machines Corporation
    Inventors: Sandro Piccinini, Antonio Bagarolo, Maximiliano Cammisa, Marco Imperia, Pasquale Maria Mascolo Montenero, Paolo Ottaviano
  • Patent number: 11244393
    Abstract: The present disclosure discloses a credit messaging system, a credit data storage method, a device, and a medium, and belongs to the field of network technologies. A server generates a unified user identifier based on user information of a user, generates, based on behavioral data of the user, credit data of the user through calculation by using a unified algorithm, and then, stores the credit data of the user and a corresponding user identifier into a block chain by using a target policy. In a block chain system, a unified user identifier is obtained for a same user, so that organizations in the block chain system may query credit data of the user according to the unified user identifier, thereby implementing high-quality data circulation and transactions while improving accuracy and comprehensiveness of queries for the credit data.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: February 8, 2022
    Assignee: Tencent Technology (Shenzhen) Company Limited
    Inventors: Zhihao Shang, Hongfei Zhou
  • Patent number: 11238527
    Abstract: A benefit-provision system is operated by an administrator to provide a benefit from a source, which may be an administrator, to a benefit-eligible recipient who is part of or associated with a sponsored applicant group for which access to the benefit-provision system is being sponsored by a sponsor. A method thereof provides a benefit by an administrator from a source to a benefit-eligible recipient who is part of or associated with a sponsored applicant group for which access to a benefit-provision system is being sponsored by a sponsor.
    Type: Grant
    Filed: October 7, 2014
    Date of Patent: February 1, 2022
    Assignee: KASHABLE LLC
    Inventors: Einat Steklov Hahn, Rishi Kumar