Abstract: Computer-readable media, systems and methods may improve security, authorization, and auditability of documents. For example, computer systems for serving documents may be improved to provide secure access and control through challenges that are validated with self-executing on-chain document license contracts that enforce entitlements that specify users and their authorized document actions. Such entitlements may be generated by the user who created the document. As such, a user may retain over authorizations and document actions that are permissible with respect to the document even after the user has transferred a copy of the document. Furthermore, the computer systems may be improved to write an on-chain audit log of document actions, providing an immutable record of the document actions.

Abstract: Various examples are directed to systems and methods for interfacing a computing system to a human user. For example, a graphical user interface may be provided to a user. The graphical user interface comprises a holding shape and a first income source shape indicating a first income source. The holding shape comprises a filled portion having a first filled portion level indicating a first holding balance of an account of the user. A first deposit shape may be moved from the first income source shape towards the filled portion of the holding shape. The first deposit shape may indicate a first deposit to the account from the first income source. The filled portion may be resized to a second filled portion level indicating a second holding balance of the account after the first deposit.

Abstract: In a system and a method for providing authentication for Rich Communication Services (RCS) application on a user equipment (UE), a Proxy Call Session Control Function (P-CSCF) of the IMS receives a SIP REGISTER request message sent from an IMS Session Initiation Protocol (SIP) client on the UE as part of an authentication of the IMS SIP client. A Serving Call Session Control Function (S-CSCF) of the IMS or a registration service performs an Authentication and Key Agreement (AKA) challenge with the IMS SIP client as part of the authentication. A Home Subscriber Server (HSS) of the IMS or a Unified Data Management (UDM) function provides, upon successful authentication of the IMS SIP client, an initial authorization grant for the IMS SIP client. The RCS application, after obtaining the initial authorization grant, registers for RCS service with the RCS network, via RCS Application Programming Interface Gateway (API GW).

Abstract: The disclosed method may include (i) aggregating, within a group network application, program user accounts registered to perform a respective task defined in a database of the group network application with resource user accounts registered as sources to provide resources for performance of the respective task, (ii) provisioning a program application subcomponent within the group network application that enables a specific program user account to complete a program data structure that defines the respective task, (iii) provisioning a metadata application subcomponent within the group network application that enables the specific program user account to enter rich network data that describes the respective task defined in the database, and (iv) linking, within the database of the group network application, and in response to user instruction, the program data structure completed through the program application subcomponent with the rich network data entered through the metadata application subcomponent.

Abstract: A system and method for linking data objects and physical objects of various kinds to an identified user is described. The system provides to the identified user information relating to the delivery status of mail pieces directed to or sent by the user, and the user then tracks and traces the mail pieces. The system further provides to the identified user information relating to continued sessions through which the user provides to a postal service system information relating to mailing labels and postage.

Abstract: Technology is described for managing a user account. An example method includes: a payment service system (PSS) receiving payroll funds for a user having an account with the PSS, and generating a tax payment account on behalf of the user. The PSS determines an amount of the payroll funds (or other income funds) to divert to the tax payment account based on tax liability information. Furthermore, the PSS determines, based on transaction information associated with the user account, a modified amount of the income funds to divert to the tax payment account, and the PSS causes the modified amount of the payroll funds to be diverted to the tax payment account.

Abstract: A client application installed on a client device may monitor communications flows between embedded browsers of the client application and one or more servers, including enterprise servers and non-enterprise servers, at upper layers of a network stack of the client device including the application layer, session layer, and presentation layer. Communications to different endpoints may be classified as enterprise or non-enterprise, measured, and aggregated to provide disambiguation of enterprise and non-enterprise communications of the device transiting a single communications link (e.g. cellular data connection). Server and network policies may be applied in accordance with the measurements with higher accuracy than policies based on total bandwidth utilized by the device without regard to its classification.

Abstract: A database management engine provides a user interface that allows users to access and modify employee information in a database. The database includes entries for employees, and each database entry includes identifying information about the associated employee. A user can request to modify data within database entries, for instance in order to update information associated with an employee. Responsive to the request, the database management engine identifies liabilities associated with the database modification stemming from associated tax laws. Based on the identified tax liabilities, the engine computes the aggregate tax liability owed by the employer and/or employee. Before modifying a database entry, the engine modifies the user interface to include interface elements detailing the computed aggregate tax liability. The user explicitly can be required to confirm the database modification in view of the aggregate tax liability.

Abstract: Methods, system, and apparatus, including computer programs encoded on computer storage media, for selecting between location-specific and global search results. One method includes receiving a query and a location identifier identifying a geographic location, obtaining a location-specific set of search results responsive to the query and a global set of search results responsive to the query, and determining a cluster score for the global set of search results. The method further includes selecting either the global set of search results or the location-specific set of search results as a primary set of search results according to one or more scores for the location-specific and global sets of search results, wherein the one or more scores include the cluster score, and identifying one or more identified search results in the primary set of search results for presentation in response to the query.

Abstract: Techniques are described for a distributed ledger based interchange system for transferring value between entities. A decentralized and distributed ledger system, such as a blockchain network, may include treasury accounts each associated with an institution that participates in the system. A particular transaction may be submitted for approval based on the votes of the peers in the distributed ledger based interchange system. If at least a threshold number of votes indicate approval, the transaction is approved. A signal may be sent to the institutional systems indicating that accounts of the sending and receiving entities may respectively be debited and credited the value of the transaction. Settlement may occur between the treasury accounts of the sending and receiving institutions on the distributed ledger system, and settlement may be performed in real time with respect to the transaction.

Abstract: A rental real property converting method for seniors includes the steps of (a) executing a preliminary sale agreement between the seniors as conditional purchasers and a seller of the rental real property; (b) converting apartments of the rental real property into a plurality of condominium properties that a sole ownership of the rental real property is converted into multiple ownerships for sale units, wherein a market value of each of the condominium properties must be higher than a sale price of the corresponding to apartment of the rental real property; and (c) selling the condominium property to the respective conditional purchaser, wherein an amount of the “reverse mortgage” loan, in responsive to the market value of the respective condominium property, is pre-arranged for paying off the corresponding apartment of the rental real property at the sale price thereof and a conversion cost of the corresponding apartment.

Abstract: System and methods for managing dynamic electronic documents on a private distributed ledger comprise establishing a dynamic electronic document comprising a first state object, wherein the state object references a prior approved first transaction; proposing a second transaction comprising as an input the first state object and as an output a transaction command to alter the state object as well as what parameters are required to validate the second transaction; validating the proposed second transaction; and updating the state object on a private distributed ledger to reference the second transaction.

Abstract: A method of modeling a scenario for use with live data in a production database may include selecting the scenario. The live data can be stored in the production database on a first computing resource, and production scenarios can be stored and executed on the live data using the first computing resource. The method may also include identifying a subset of the live data that are affected by the scenario, copying the subset to a second computing resource to create modeling data, running the scenario on the modeling data using the second computing resource, causing a display device to provide an output comprising a result of the scenario on the modeling data, receiving an input indicating that the scenario is approved, and storing the scenario with the plurality of production scenarios for use on the first computing resource.

Abstract: Systems and processes for managing service orders for service bundles are provided herein. An account assignment object may be created in a service order database corresponding to a main item and a plurality of subitems may be linked to the account assignment object, the main item representing the service bundle and the plurality of subitems offered collectively as the service bundle. The main item and subitems may be part of a hierarchy structure in which the main item is at a higher level than the subitems. A value of the main item may be set corresponding to a price of the service bundle. Follow-up processing may be automatically performed and a billing document may be generated for the service order using the account assignment object. Entries for each of the main item and the plurality of subitems for the order may be displayed in a hierarchical line item view.

Abstract: A machine-learning algorithm is trained with features relevant to a modeled set of input directed to patterns of activities specific to a given behavior. The trained algorithm is also trained on success and failures of remediation actions that change or do not change the given behavior. The trained algorithm is then provided the modeled set of input at predefined intervals of time and supplies as output expected deviations/changes that are predicted for the given behavior along with an indication as to whether the remediation actions are likely to prevent or change the expected behaviors.

Abstract: A target transaction to write off a target e-bill is received. In response to the target transaction, a write-off logic declared in a smart contract published on a blockchain is invoked. A bill number of the target e-bill is obtained, and whether the bill number matches an e-bill number segment maintained in a blockchain account corresponding to a bill issuer of the target e-bill is checked. In response to determining that the bill number matches the e-bill number segment maintained in the blockchain account corresponding to the bill issuer of the target e-bill, a validity check is performed on bill content of the target e-bill. After the validity check succeeds, generating a write-off completion event corresponding to the target e-bill is generated and published to the blockchain for storage.

Abstract: Embodiments of the present disclosure provide techniques for emitting structured and dynamic fields from an accelerated data model. The method comprises evaluating a query to search a data model, wherein the data model is defined by a set of events and at least one structured field from fields associated with the set of events. Each event comprises a time-stamped portion of raw machine data and is stored in a field searchable data store. A summarization table is associated with the data model and comprises a plurality of entries comprising reference values, wherein a respective summarization table entry comprises: the at least one structured field; a respective field value; and a reference value.

Abstract: A secure transaction system, computer program recording medium and method facilitate secure, in-person peer-to-peer transaction. A controller of the secure transaction system authenticates first and second parties of a transaction via respective first and second user devices. A financial trustworthiness of at least the second party is determined. The controller vouches for the financial trustworthiness of the second party to the first party via the first user device. The controller brokers an in-person transaction that comprises transfer of physical value from the first party to the second party. In response to receiving confirmation of the transfer to the physical value between the first and second parties, the controller adjusts first and second financial accounts respectively associated with the first and second parties to reflect the transfer.

Abstract: Embodiments include techniques for detection of data offloading through instrumentation analysis, where the techniques include monitoring, via a processor, an execution of a job, and analyzing processes associated with the job to determine a pattern. The techniques also include determining whether the pattern of the job is associated with a pattern for a workload type, and classifying the job based at least in part on the determination.

Abstract: Disclosed are the methods and systems for transferring value from a first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value.

Abstract: This disclosure relates to blockchain-based leasing. In some aspects, a leasing party node device of a blockchain network comprising a plurality of connected blockchain nodes acquires leasable state data of a target lease object based on a unique identifier that uniquely identifies the target lease object. The leasable state data is stored in a distributed database on the blockchain network and the leasable state data specifies a leasable state of the target lease object. Lease information of the target lease object is generated in response to acquiring the leasable state data. A first update transaction is transmitted to the blockchain network to update the leasable state of the target lease object. The first update transaction includes at least a portion of the lease information.

Abstract: There are provided systems and methods for code generation and tracking for automatic data synchronization in a data management system. A user associated with an entity, such as an employee of an organization, may purchase an item utilizing a payment instrument or card provided by the organization. In order to provide proper expense allocation, the organization may require receipt matching and storage per use of the payment instrument. An expense management system may provide digital code generation and output on a corresponding physical or digital receipt so that when the receipt is provided to the expense management system, the codes may be matched to backend data stored by the system. The receipts may be processed by extracting text data from an image of a receipt to determine the codes. The codes may then be used to search a database of codes to match to digital transaction data.

Abstract: A cash management apparatus includes: a communication interface configured to acquire information of cash stored in a cash handling apparatus and information of cash kept outside the cash handling apparatus; a memory configured to store the information of the cash stored in the cash handling apparatus, and store the information of the cash kept outside the cash handling apparatus as information of cash kept in a virtual safe; and processing circuitry configured to output the information, of the cash kept in the virtual safe, which is stored in the memory, to notify a user. A plurality of pieces of information, each of which is information of cash kept in each of a plurality of virtual safes, is stored in the memory.

Abstract: Disclosed are the methods and systems for transferring value from as first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value. In certain embodiments, the methods and systems also encompass creation of a digital equivalent of the value and using the digital equivalent to make payments at as point of service.

Abstract: An exchange through which swap contracts may be traded. Embodiments may allow a trader to announce a potential crossing before the crossing is requested. The user may then request the crossing between two parties. An announcement window may be kept open through a chaining of announcements. An interloper with a same price but better time than a party to the cross may be kept out of interloping in the cross. A ticker symbol system may list a clearinghouse to be used to execute a requested cross.

Abstract: A method, system, and computer program product for fraud management with a shared hash map. A shared hash map may include a plurality of identifiers mapped to a plurality of buckets by at least one hash function. One or more buckets of the plurality of buckets may include at least one blockchain. The at least one blockchain may include fraud data associated with one or more fraudulent transactions. A method may include storing the shared hash map, receiving an update to the shared hash map, and providing a copy of the shared hash map. A method may include storing a local copy of the shared hash map, receiving transaction data associated with a transaction, accessing fraud data in the local copy of the shared hash map, and determining an authorization or a denial of the transaction based on the fraud data.

Abstract: An automated teller machine (ATM) is provided. The ATM includes a network interface. The ATM includes an authentication circuit configured to receive data indicative of an interaction with the ATM by a user, detect that an individual computing device is in proximity to the ATM, determine that the individual computing device is not associated with a financial account, display a prompt comprising instructions to bind the individual computing device of the user to the financial account, receive data comprising a unique identifier of the individual computing device of the user, bind the individual computing device to the financial account based at least in part on the received unique identifier of the individual computing device of the user, and transmit, to the individual computing device, an application authorization, the application authorization authorizing an application to complete operations associated with the financial account via the bound individual computing device of the user.

Abstract: A method for facilitating e-commerce transactions includes monitoring a purchase pattern of a user on various e-commerce interfaces for a first time-interval by a bot. The purchase pattern indicates frequency-of-use information of various payment options used by the user to make purchases within the first time-interval. The bot receives a user-profile of the user, when the user makes a first purchase through a first e-commerce interface after the first time-interval. Based on the user-profile and the purchase pattern, the bot retrieves a first set of payment options from the payment options. The bot customizes a payment interface to display the first set of payment options from an available set of payment options on the payment interface. The user selects one of the first set of payment options to perform an e-commerce transaction for the first purchase.

Abstract: The disclosed technique enables a consumer who uses a payment object to pay for goods or services to specify, by using a mobile device, how the transaction amount should be apportioned among multiple payers. In certain embodiments, the technique involves communication between a mobile payment application installed on the consumer's mobile device and a remote payment service system (PSS). The mobile payment application enables the user to specify how many payers there are, who the payers are, and exactly how the transaction amount should be apportioned among the payers. The mobile payment application communicates this information to the PSS, which then executes or triggers reimbursement to carry out the specified apportionment.

Abstract: Methods, systems, and computer programs are presented for reconciling a transaction against data in a database to identify the transaction parameters based on text descriptors provided for the transaction. One method includes an operation for identifying features for reconciling transactions of a first entity by a machine-learning program. The features include, at least, a description of the transaction, a name of a second entity in the transaction, a location of the second entity, and an account for the transaction. The machine-learning program is trained with training data that includes values of the features for previously reconciled transactions. A received first transaction includes a description, a date, and an amount. The first transaction is input for the machine-learning program, which generates one or more suggestions for reconciling the first transaction. Each suggestion includes the name of the second entity in the first transaction and an account.

Abstract: Systems and methods for identifying data strings in electronic documents using pattern recognition. The method includes receiving a first data string corresponding to an electronic reference document from a first database and a second data string corresponding to an electronic legal document from a second database. The method also includes processing the first data string into a first processed data string and processing the second data string into a second processed data string. The method also includes calculating a cosine similarity between the first processed data string and the second processed data string. The method also includes receiving a feedback score from a user which corresponds to an accuracy of the calculated cosine similarity. The method also includes calculating an adjusted cosine similarity between the first processed data string and the second processed data string based on the calculated cosine similarity and the feedback score.

Abstract: A system may include a processor that may receive an indication of an amount of funds deposited into an account, convert the amount of funds into a number of tokens using a multiplier, and generate a visualization representative of a growth rate of the number of tokens over a period of based on an interest rate. The interest rate may be defined by a user with supervisor authority over the account. The processor may then display the visualization via an electronic display and periodically transfer an additional amount of funds from an additional account associated with the user to the account in response to the amount of funds remaining in the account after a period of time.

Abstract: The present invention provides a transaction history-based unmanned chatting service, and an operation method of an electronic device comprises the steps of: displaying at least one payment history; displaying a post-payment service list with respect to a payment history, which is selected by a user input, among at least one of payment histories; and connecting an unmanned chatting service corresponding to the post-payment service, which is selected by the user, in the service list.

Abstract: Provided is an information providing method of an electronic apparatus, the method including identifying sales information of an item that is for sale through the network, identifying whether it is necessary to provide item sales management information based on the identified sales information of the item, and, when it is necessary to provide the item sales management information, providing the item sales management information generated based on the sales information of the item.

Abstract: Embodiments of the invention are directed to systems and methods for pushing tokenized payments to resource providers for goods or services, after the goods or services are received. A user may make a transaction request including a credential and a resource provider ID (e.g., a resource provider location) via a server computer. The server computer may generate a token corresponding to the credential and transmit it to the resource provider using the resource provider ID. Upon receiving the token, the resource provider may enter a transaction amount and send it with the token in an authorization request message. The transaction can then be processed according to standard transaction processing methods, as if the resource provider had initiated the transaction request.

Abstract: A method for storing emission rights for point and nonpoint source pollution based on internet of things is provided. In the method, agricultural nonpoint source pollution is monitored based on internet of things; monitoring data of the agricultural nonpoint source pollution is collected and processed; data on migration of the agricultural nonpoint source pollution is analyzed, and an emission reduction amount of storable nonpoint source pollution of the agricultural nonpoint source pollution is calculated; and the emission reduction amount of storable nonpoint source pollution is added to a regional emission rights storage system as reserve emission rights. In this way, the emission reduction amount of nonpoint source pollution can be allocated to industrial point source pollution, and it is possible to combine agricultural nonpoint source pollution emission reductions and industrial point source pollution emissions, to achieve free distribution therebetween.

Abstract: Disclosed are a dual transaction method and system based on centralization and decentralization. In the embodiments of the present description, when a designated member node receives a transaction request, in one aspect, transaction feasibility verification is carried out for the transaction request, a designated resource amount is deducted from a virtual resource account corresponding to a spending user identifier after the request passes the verification, and the designated resource amount is added to a virtual resource account corresponding to a payment-receiving user identification; in another aspect, target transaction information is broadcasted to a block chain network according to the transaction request, so that each member node distributes the target transaction information to a block chain on the basis of a consensus mechanism after the block chain network performs transaction feasibility verification on the target transaction information.

Abstract: A context-aware account management system is described. The system receives a partial request and parses the partial request to identify one or more characters in the partial request. The system determines a plurality of valid requests that include the one or more characters, for instance in response to querying one or more data structures and/or generating the valid requests using a trained machine learning model. The system generates a suggested request by selecting one of the plurality of valid requests, and in some cases, by identifying valid values for variables within the selected one of the plurality of valid requests by querying one or more data structures and/or generating the valid values using a trained machine learning model. The system outputs the suggested request and receives a confirmation in response. The system performs an action indicated by the suggested request using a user account indicated by the suggested request.

Abstract: The invention relates to a computer-implemented system and method for scalable, customized general ledger processing. The method may include the step of receiving a client request for customized charts of accounts (COAs) according to a specified time frame. The customized COAs may include client-specific data and third party reference data. The method may involve automatically receiving source information, including position data and transaction data, from a number of sources. The system may include a distributed computer architecture such as Hadoop for parallel storage and processing of the source information across a plurality of nodes. The system can generate debit and credit postings from the source information, roll up the postings into the plurality of customized COAs, and deliver them to the client according to the client's preferred schedule, including in real time or near real time.

Abstract: A data management device includes a network interface, a memory storing first and second databases, and a processor. The processor determines whether a customer identifier has been included in receipt data. When the identifier is included, the receipt data is stored in both databases. When the identifier is not included, receipt data is stored in the second database. The processor searches the first database for receipt data including a customer's identifier upon request and controls the interface to transmit the receipt data found by the search to the customer terminal. If a search request is received from a server, the second database is searched for receipt data that satisfies a search condition accompanying the request, and then receipt found in the search is transmitted to the server.

Abstract: A computer-implemented method for the targeted gathering of tax data for use with tax preparation software includes a computing device presenting to the user a plurality of interview questions or statements. The computing device creates a user profile based on the responses to the interview questions or statements. The computing device identifies highly relevant tax topics based on user profile and executes a user interface manager to automatically generate interview questions or statements on said highly relevant tax topics. The user then confirms whether other tax topics apply to the user. The computing device executes a tax calculation engine of the tax preparation software configured to compute a tax liability or refund amount.

Abstract: The systems and methods of a blockchain platform for transactions, comprising: submitting one or more tokens for locking for a period of time; receiving free interest tokens for the locked tokens using a multiplier; sending the interest tokens to perform a transaction to one or more service providers; releasing the locked tokens; wherein submitting, receiving, sending and releasing of tokens is automatically regulated using smart contract protocol on the blockchain platform. The systems and methods of a blockchain platform wherein the smart contract protocol is comprising of: establishing a negotiated token rate for the transaction for negotiated terms of service; invoking signed markers for the transaction; transferring tokens from reward pool to a challenge pool; releasing tokens from challenge pool after authorization, verification and finalization of the transaction.

Abstract: To enable customer-facing transactions between merchants and customers that utilize cash designated as bank-owned cash (BOC), a monitoring server monitors quantities of cash within point-of-sale (POS) terminals, such as self-checkout terminals having cash verification systems therein, and monitors levels of cash within those POS terminals designated as BOC and for which the BOC cash is reflected within a financial institution account associated with the merchant. Upon execution of a cash transaction at a POS terminal involving BOC, the monitoring server updates quantities of cash stored within the POS terminal and provides data to a financial institution regarding the cash transaction.

Abstract: Systems and methods according to exemplary embodiments provide a process and automation framework enabling Acceptance Test Driven Development (ATDD) automation for Extract, Transform, and Load (ETL) and Big Data testing. Exemplary embodiments include a user interface for executing end to end tests as part of an ATDD process during ETL. The user interface may act as a shopping cart where the user only has to pick and choose the flavor of tests he/she desires to run (e.g., Pre-Ingestion, Post Ingestion, Data Reconciliation, etc.), and the feature files associated with the tests are dynamically generated.

Abstract: A system to allocate resources via information technology infrastructure is described. A server includes processors to provide to a plurality of devices, an electronic benefits account transaction application programming interface (“API”) configured to receive transaction requests from a plurality of heterogeneous electronic funding sources. The server can receive a request to initiate a single transaction to fund an electronics benefit account. The server can transmit data in an alert format indicating a denial of the single request responsive to a comparison of a value to one or more threshold limits.

Abstract: Systems and methods are disclosed with respect to providing seamless customer experience transactions, in particular, linking disparate systems to facilitate a lower friction customer experience. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.

Abstract: The present invention supports the entry of customer experience feedback into the system, which then conducts real-time automated filtering and evaluation of feedback entered by the customer and supports the transmission of real-time notifications to selected personnel based on feedback evaluation in a flexible messaging and workflow system. The present invention supports that ability to obtain constructive feedback, either good or bad, regarding a customer's experience while the customer is still at the service provider or retail sales location. And, if the experience is negative, the invention provides automated evaluation and filtering of the feedback information with real-time notifications to selected personnel so the customer's concerns can be addressed immediately so as to rectify the negative experience with personal attention to the consumer, and preserve the client relationship for the future before the customer departs from the service provider or retail sales location.

Abstract: Disclosed are a dual transaction method and system based on centralization and decentralization. In the embodiments of the present description, when a designated member node receives a transaction request, in one aspect, transaction feasibility verification is carried out for the transaction request, a designated resource amount is deducted from a virtual resource account corresponding to a spending user identifier after the request passes the verification, and the designated resource amount is added to a virtual resource account corresponding to a payment-receiving user identification; in another aspect, target transaction information is broadcasted to a block chain network according to the transaction request, so that each member node distributes the target transaction information to a block chain on the basis of a consensus mechanism after the block chain network performs transaction feasibility verification on the target transaction information.

Abstract: Systems and methods are provided for processing multi-dimensional orders. A data transaction request message is received at a data transaction system. The data transaction request message includes data representative of at least a first function for a first attribute of a commodity and a second function for a second attribute of the commodity. The data transaction system identifies a set of solutions described by the first function and the second function. The set of solutions including values for different variations of the object that the participant who submitted the data transaction request message is willing to offer or receive for the respective variation. The data transaction system attempts to match one or more of the values from the set of solutions to previously received but unsatisfied electronic data transaction request messages counter thereto stored in an order book data structure.

Abstract: Systems and methods which provide a shipping service resale platform enabling single shipper account access to multiple shipping service rate schedules are disclosed. Shipping service rate optimization is facilitated for a shipper using a single shipper account of embodiments of the invention, whereby the shipper is enabled to utilize rates available from various rate schedules, such as may include reseller negotiated rates, shipping service provider published rates, etc., according to embodiments. The shipper is enabled to establish, manage, and maintain a single shipper account for use in purchase and payment of shipping services which implicate different shipping service provider payment mechanisms, different shipping service resellers, and/or different shipping service providers.