Real Estate Patents (Class 705/313)
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Patent number: 9105070Abstract: In some embodiments, scripts may be used to perform parcel data acquisition, conversion, and clean-up/repair in an automated manner and/or through graphical user interfaces. The scripts may be used, for example, to repair geometries of new parcel data, convert multi-part parcel geometries to single part parcel geometries (explode), eliminate duplicate parcel geometries, append columns, create feature classes, and append feature classes. These scripts may be executed in a predetermined manner to increase efficiency. In some embodiments, different combinations of attributes may be appended to stored parcel data. In some embodiments, a tracking application may be used to track information about sources of data. In some embodiments, a tracking application may be used to track which system users are assigned to specific tasks (e.g., in a data acquisition project).Type: GrantFiled: August 7, 2013Date of Patent: August 11, 2015Assignee: CORELOGIC SOLUTIONS, LLCInventors: Brett T. Pearcy, Matthew E. Karli, Charles P. Reynolds, Hugo A. Tagle
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Patent number: 9071367Abstract: Disclosed are a method, a device and a system of emergency including crime broadcast data generation and publication in a constrained geospatial vicinity around a broadcast location of a neighborhood social network. In one embodiment, the emergency broadcast data is radially distributed as a notification data through an on-page posting, an electronic communication, and/or a push notification delivered to (1) a set of recipients through an internet protocol (IP) based network associated with users and/or their user profiles around an epicenter defined at a set of geospatial coordinates associated with the emergency broadcast data generated through a computing device or (2) a set of service providers through a cellular network using the radial algorithm in addition to the set of recipients through the IP based network associated with users and/or their user profiles.Type: GrantFiled: November 26, 2013Date of Patent: June 30, 2015Assignee: FATDOOR, INC.Inventors: Raj V. Abhyanker, Peter Jensen-Haxel
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Patent number: 9031881Abstract: A computer-based method for validating an appraisal report includes receiving appraisal data for a property, receiving property data for the property, verifying the appraisal data meets an appraisal guideline, providing a list of appraisal items that are present in the appraisal data, providing a medium discrepancy amount and a high discrepancy amount for the list of appraisal items, calculating a difference amount between the appraisal data and the property data for each appraisal item, and comparing the difference amount to the medium discrepancy amount and the high discrepancy amount.Type: GrantFiled: June 29, 2007Date of Patent: May 12, 2015Assignee: Corelogic Solutions, LLCInventor: Benjamin C. Graboske
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Publication number: 20150112879Abstract: A computer-implemented method for evaluating pricing of real estate is implemented by a computing device coupled to a memory. The method includes storing within the memory a plurality of rental data sets wherein each rental data set is associated with a geographic region and wherein each rental data set includes actual rental payment amounts made by tenants using a payment card, receiving a rental data request associated with at least one real estate asset having a physical location, from a requestor, retrieving at least one of the rental data sets associated with a geographic region containing the physical location of the at least one real estate asset, processing the rental data set into a financial assessment associated with the at least one real estate asset, and transmitting the financial assessment to the requestor.Type: ApplicationFiled: October 23, 2013Publication date: April 23, 2015Applicant: MasterCard International IncorporatedInventors: Debashis Ghosh, Randy Shuken
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Publication number: 20150112878Abstract: A system and method for assigning attributes to a shape on a map is herein disclosed. In this embodiment, the method for assigning rights and obligations within a map can comprise the step storing in a data store a shape within a geographic region. The shape linked with a first attribute and a unique track code. The first attribute comprising current ownership information. Additionally, the method further comprising the steps receiving a contract that references the track code, and comparing party information of the contract to the current ownership information. The contract comprising a second attribute. Furthermore the method can comprise the step of linking the second attribute to the shape file if the party information does not conflict with the current ownership information.Type: ApplicationFiled: October 18, 2013Publication date: April 23, 2015Applicant: eQuisition, LLC.Inventors: James Norman Burgin, Heather Womble, Robert Gould
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Publication number: 20150106278Abstract: A method and system for dynamically updating search parameters for a real estate database, the real estate database including records corresponding to real estate properties, the method including transmitting a user interface including a plurality of indicators corresponding to a plurality of real estate uses and one or more search parameters, receiving a selection of a real estate use in the plurality of real estate uses through the selection of an indicator in the plurality of indicators, determining one or more use-specific search parameters corresponding to the selected real estate use, the one or more use-specific search parameters being determined by querying a data structure storing a mapping of the plurality of real estate uses to a plurality of use-specific search parameters, and updating the user interface to include the one or more use-specific search parameters in addition to the one or more search parameters.Type: ApplicationFiled: October 14, 2014Publication date: April 16, 2015Inventors: Andrew Florance, Jeffrey Wells, Jay Spivey, Scott Bohl, Yuri Anderson, Curtis Ricketts, Joseph Klug
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Publication number: 20150100508Abstract: A method for reporting property ownership information includes receiving an enrollment from a customer and retrieving existing condition data corresponding to the property from a condition database. Further, the method includes gathering additional condition data corresponding to the property and analyzing the existing condition data and the additional condition data to establish a property condition trend. Subsequently, a property ownership report is generated and communicated to a remote computing device for presentation to a customer.Type: ApplicationFiled: October 7, 2013Publication date: April 9, 2015Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Todd Binion, Kelly S. Minter, Heidi Brown-McCreery, Michael Harris, Jeremy Myers, Brian Fields, Joe Harr
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Patent number: 8990096Abstract: A method for distributing alternatively generated power to a real estate development includes subdividing the real estate development into a plurality of plots. A portion of the subdivided real estate development is dedicated to alternative energy power generation. An alternative energy power generator is provided that forms a cooperative power farm electrically coupled to a power grid. Power is at least in part generated on the dedicated portion of the subdivided real estate development. Rights to a portion of an output of the cooperative power farm are included with ownership of at least one of the plurality of plots.Type: GrantFiled: March 12, 2009Date of Patent: March 24, 2015Inventors: Michael Wayne Shore, Stuart Douglas Dwork
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Patent number: 8983927Abstract: The present invention provides an elegant means of interaction between real-estate agents who employ mobile devices, wherein the property evaluation information created by any agent is shared with other agents, and wherein such property evaluations created from and collected from a plurality of mobile devices. In particular, property evaluations created by an agent are forwarded to a service provided in accordance with the present invention to communicate with other agents who may also employ mobile devices to review them. The present invention facilitates creation and sharing of au evaluation report that is created by a real-estate agent before a property sale is contracted or agreed to, typically when a property comes to the market for sale.Type: GrantFiled: January 14, 2014Date of Patent: March 17, 2015Inventor: Bindu Rama Rao
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Patent number: 8983853Abstract: A system for distributing alternatively generated power to a real estate development includes at least one alternative energy electrical power generator forming a cooperative power farm. A power grid receives electrical power from the cooperative power farm. A metering credit system is configured to determine a metered credit of power received by the power grid from the cooperative power farm. A plurality of real estate properties are electrically coupled to the power grid and receive at least a portion of the metered credit of power. Ownership of at least one of the plurality of real estate properties includes rights to the portion of the metered credit.Type: GrantFiled: March 12, 2009Date of Patent: March 17, 2015Inventors: Michael Wayne Shore, Stuart Douglas Dwork
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Publication number: 20150066786Abstract: In one exemplary embodiment, with at least one processor, a computerized real estate platform. With the computerized real estate platform, at least one web page document is provided. The web page document includes real estate content. A request from a user computing device for the web page document is received. The request includes a referring real estate agent identifier. A referring real estate agent is identified based on the referring real estate agent identifier. The user computing device is associated with the referring real estate agent. The web page document is modified into include an information about the referring real estate agent and instructions to display the information in a display of the web page document in a web browser of the user computing device. A time period countdown is initiated. The time countdown period indicates a remaining time before the web page document is no longer modified to include the information about the referring real estate agent.Type: ApplicationFiled: May 28, 2014Publication date: March 5, 2015Inventor: Mahnaz Westerberg
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Patent number: 8949135Abstract: A method for distributing alternatively generated power to a real estate development includes subdividing the real estate development into a plurality of plots. A portion of the subdivided real estate development is dedicated to alternative energy power generation. An alternative energy power generator is provided that forms a cooperative power farm electrically coupled to a power grid. Power is at least in part generated on the dedicated portion of the subdivided real estate development. Rights to a portion of an output of the cooperative power farm are included with ownership of at least one of the plurality of plots.Type: GrantFiled: June 13, 2012Date of Patent: February 3, 2015Inventor: Michael Wayne Shore
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Publication number: 20150006412Abstract: A method of collecting data from community associations, including documents that are publicly available as well as internal documentation, can involve scanning the information into a searchable format. Certain key words can be used to search the documents to help determine which, if any, legal issues presented, by a review of the context of the search, may be material to a purchaser and such issues can be highlighted for consideration. The method solves the problem of lack of information involved in the purchase of real property by gathering all available documentation, scanning it for key words and phrases that may be relevant to the purchase price and presenting results in lay terms so purchasers can determine if a particular home in a particular community is suitable or whether the information provided makes a material difference in an offering price. The present invention can also serve as a digital document depository.Type: ApplicationFiled: June 30, 2014Publication date: January 1, 2015Inventor: Robert Tankel
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Publication number: 20140379592Abstract: Methods, devices, and systems are provided for property transactions. One device embodiment includes a processor, a memory coupled to the processor, and user interface coupled to the memory and processor. The device includes program instructions storable in memory and executable by the processor to associate real property map grid data, having page and section identifiers with property data for the real properly; record an assignment of a section associated with the map grid data to a listing agent; and record at least one indicator, having a number of levels representing a party's interest in a transaction involving real property in the section.Type: ApplicationFiled: July 1, 2014Publication date: December 25, 2014Inventor: Gary E. Heyer
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Patent number: 8912884Abstract: An electronic lockbox system includes a wireless portable transponder that communicates with an electronic lockbox using a low power radio link. The portable transponder includes: a wide area network radio to communicate to a central clearinghouse computer, a motion sensor to activate its wide area network radio, and a connector to communicate with a secure memory device. The electronic lockbox sends a hail message that is intercepted by the portable transponder; the hail message includes identification information. The portable transponder responds with a message that includes a time sensitive encryption key; the lockbox authenticates this response message using its own time sensitive encryption key. If an electronic key is used to access the lockbox, the improved system effectively disables the electronic key during a showing, so that the electronic key cannot be used to access another lockbox until the correct dwelling key has been placed back into the lockbox.Type: GrantFiled: March 8, 2013Date of Patent: December 16, 2014Assignee: SentriLock, LLCInventor: Scott R. Fisher
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Publication number: 20140365387Abstract: The disclosure describes systems, methods and devices relating to various configurations of a real estate system or portal which allows buyers or buyer agents to browse properties, request and provide lender pre-approvals, and place offers on properties. The system may also allow for lenders to manage pre-approvals and for sellers or seller agents to receive and manage offers. The system may also allow for facilitation of exchanges of documents and the escrow process.Type: ApplicationFiled: June 3, 2014Publication date: December 11, 2014Inventors: George Kiaman, Michael Kiaman
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Publication number: 20140343970Abstract: A real estate transaction management process. A developer and a transaction institution enter into an agreement for the developer to purchase a pool of real estate assets at a price above market value. The pool has REO parcels and delinquent loans, each loan secured by a mortgage encumbering a parcel. Pursuant to the agreement the developer obtains some or all of the encumbered parcels by foreclosure, consent sales, and short sales, renovates some of the REO and obtained parcels, leases some of them and pays part of the rent to the transaction institution, and sells some of them and pays part of the sales revenue to the transaction institution.Type: ApplicationFiled: July 22, 2014Publication date: November 20, 2014Inventor: Mark Weber
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Publication number: 20140304178Abstract: According to certain inventive techniques, a buyer's mobile device running an application is in communication with a server to facilitate communication regarding the showing of a listed real estate property. Using the application, the buyer can check into the showing. If a location of the buyer's mobile device then exceeds a predetermined distance from the property, a feedback request is automatically sent to the mobile device from the server.Type: ApplicationFiled: April 7, 2014Publication date: October 9, 2014Applicant: Showing Suite, Inc.Inventors: Rick Robert Bengson, Seth Siegler
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Publication number: 20140279591Abstract: A system and method for location-based matching of buyers and sellers of real estate is disclosed. In one embodiment, a method includes receiving an identifier of a geographic location from a mobile device, determining a geographic area that includes the geographic location, identifying at least one seller entry that includes an identifier of a real estate property located within the geographic area in a database of real estate records for buyers and sellers, identifying at least one buyer entry in the database that matches the at least one seller entry, and sending the at least one seller entry and at least one buyer entry to the mobile device. In one embodiment, the method includes querying a public real estate database to obtain public information about properties in the geographic area that includes the geographic location received from the mobile device.Type: ApplicationFiled: March 7, 2014Publication date: September 18, 2014Inventor: Eric T. Trailer
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Publication number: 20140279590Abstract: A system and method for generating real estate agent metrics is disclosed. In one embodiment, a method of generating real estate agent metrics includes generating a real estate record from information received from an agent, the real estate record relating to a buyer or a seller of real estate, storing the real estate record in a database of real estate records, receiving a request to generate at least one real estate agent metric, parsing the request to identify a requesting agent and to determine the at least one real estate agent metric, querying the database of real estate records to obtain data associated with the requesting agent and the at least one real estate agent metric, calculating the at least one real estate agent metric using the data obtained from the database, and providing the at least one real estate agent metric to an agent device.Type: ApplicationFiled: March 7, 2014Publication date: September 18, 2014Inventor: Eric T. Trailer
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Publication number: 20140279592Abstract: Example embodiments disclose systems and methods for providing a property profile for a property. The disclosed systems and methods enable receiving, via a network at a social home buying system, identifying data from a mobile device, receiving location data, via a network at a social home buying system, from the mobile device, retrieving property data from a property information database that stores information about the property based on the at least one of the identifying data and location data, creating a property profile based on the property data, identifying data, and location data, storing the property profile in a property profile database, and providing the property profile via a network to a social networking site.Type: ApplicationFiled: March 14, 2014Publication date: September 18, 2014Applicant: Capital One Financial CorporationInventors: Mitchell H. RUEBUSH, Chirine BOUKARROUM, Bryan Chad HOBGOOD
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Patent number: 8838504Abstract: A computer system for locating real estate service providers by navigating an aerial image map of a geographic region. The system determines a search region corresponding to the geographic region by use of geospatial information associated with the geographic region. Once the search region is determined, the system searches a database for real estate service providers that are associated with the search region and that satisfy certain predetermined criteria.Type: GrantFiled: February 5, 2010Date of Patent: September 16, 2014Inventors: David Eraker, Michael Dougherty, Edward Mark Smith, Stephen Eraker
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Patent number: 8811679Abstract: A method for realigning network elements in a digital map based on a new data set using active contour manipulation techniques. The active contour optimization process is controlled so that certain desirable features in the original shape of the active contour(s) are not distorted. In the case of network features which may be represented by two or more open active contours, the active contours are coupled prior to optimizing so that the original desirable shape, e.g., the parallel spacing of lanes in a dual carriageway road, may be maintained during the optimization process. In the case of certain closed active contours, for example roundabout geometries, a single closed active contour may be coupled to itself by linking its control points one-to-another and maintaining a proportional direction and distance movement during the optimizing process. As a result, data base networks can be assessed and aligned with less difficulty and geometric distortion.Type: GrantFiled: December 31, 2009Date of Patent: August 19, 2014Assignee: TomTom Belgium N.V.Inventors: Tim Bekaert, Pascal Clarysse
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Patent number: 8807421Abstract: A composite code is created from an image and a tag that is searchable by an Internet search engine. The composite code is dynamically linked to one or more of a plurality of Internet addresses. When data about a composite code is received from a user computing device, one of the linked Internet addresses is selected based on a predetermined rule and sent back to the user computing device.Type: GrantFiled: April 25, 2012Date of Patent: August 19, 2014Inventor: Michael Alexander Johnson
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Publication number: 20140222696Abstract: A real estate data display system is provided comprising real estate data obtained from an aggregated source of real estate data such as an aggregation of broker listings or an Internet data exchange network (IDX). A repository storage area is provided for receiving first real estate data pertaining to a first geographic region and second real estate data pertaining to a second geographic region. The first real estate data is segmented from the second real estate data within the repository storage area. A first dashboard interface enables a first broker to maintain the control of the first real estate data. A widget is insertable into a browser and the widget is programmed to provide a link to the first real estate data in response to a request for data pertaining to the first geographic region where the request is received from a broker other than the first broker. A first broker controls the first real estate data and the second broker controls the second real estate data via the dashboard.Type: ApplicationFiled: October 9, 2013Publication date: August 7, 2014Applicant: NAVIA.COM, LLCInventor: CHARLES C ASHBY
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Publication number: 20140222697Abstract: A system is provided for assessing properties for prospective purchasers. The system is a web based system that implements a method comprising the steps of: evaluating the location desirability of each property based upon pre-determined criteria and a graphical rating system, such as a five star rating system and assigning specified graphical rating to the property; evaluating the quality and number of amenities of each property based upon predetermined criteria and a numerical scale and assigning a numerical rating to the property; and simultaneously displaying the graphical rating and the numerical rating for at least selected ones of the properties to prospective purchasers.Type: ApplicationFiled: February 7, 2014Publication date: August 7, 2014Inventor: Patrick John Maiani
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Patent number: 8799137Abstract: A system is provided for administering a destination fund having a guarantee wrapper. The guarantee provides an income stream for life to one or more investors. The destination fund has a selected mix of equities and fixed income investments to provide for enhanced returns throughout retirement for the investor. The destination fund additionally provides income stream flexibility throughout the lifetime of the investor. Administration of a destination fund having a guarantee wrapper may include initiating a guarantee payment process if a value of the destination fund falls below a threshold.Type: GrantFiled: May 15, 2013Date of Patent: August 5, 2014Assignee: Hartford Fire Insurance CompanyInventors: Vernon Meyer, Deborah Schunder
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Patent number: 8799176Abstract: A system and method for calculating the amount of space that a user will be required to lease in various office buildings and providing a comparison so that the user can make educated decisions and pre-qualifications as to whether the building will be a viable leasing option for the user. In so doing, the system and method provide the user with relative values and target rental rates of the office buildings by considering the buildings' efficiency and corresponding amount of space the tenant will be required to lease. The calculated relative values and target rental rates may be used by tenants to evaluate building choices for leasing. The system may be configured on a network computer system or a standalone computer.Type: GrantFiled: February 4, 2008Date of Patent: August 5, 2014Assignee: SpaceLogik, LLCInventor: Michael J. Walker
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Patent number: 8788431Abstract: A computer-implemented method for manipulating real property data for a plurality of properties is provided. The computer-implemented method includes identifying boundary specifications for clustering the plurality of properties, thereby forming a plurality of basic data blocks. Each of the plurality of data blocks corresponds to a subset of the plurality of properties and has boundaries delineated in accordance with the boundary specifications. The computer-implemented method also includes identifying a common attribute among properties in each of the plurality of basic data blocks. The computer-implemented method further includes representing each of the plurality of basic data blocks with a respective attribute value associated with the common attribute.Type: GrantFiled: October 25, 2006Date of Patent: July 22, 2014Assignee: Movoto LLCInventors: Henry K. Shao, Daniel S. Lorimer, Sunil Singh, Chester Day
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Patent number: 8781976Abstract: Concepts and technologies are disclosed herein for providing an electronic document processing system, an electronic document generation mechanism, an encrypted digital certificate generator, a tool for coordinating the processing of electronic documents, a packaging mechanism for finalizing and authenticating electronic documents, a tracking log for recording relevant electronic document information, and a transferring protocol for transferring the ownership of electronic documents. The present disclosure also is directed to an electronic authentication system including an electronic document authentication watermark seal or signature line for confirming a document's signing within the view.Type: GrantFiled: May 12, 2013Date of Patent: July 15, 2014Assignee: eMortgage Services, LLCInventors: Paul Rakowicz, Robert Shanahan
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Patent number: 8775322Abstract: Computerized methods, devices, and systems are provided for facilitating property and service transactions. Characteristics are entered, tracked and updated for potential buyers and potential sellers. Prospective buyers can locate potential sellers based on buyer preferences and seller characteristics. Prospective sellers can locate potential buyers based on seller preferences and buyer characteristics.Type: GrantFiled: February 24, 2012Date of Patent: July 8, 2014Assignee: Facet Technology Corp.Inventor: Gary E. Heyer
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Patent number: 8768855Abstract: Real estate data and municipal codes and zoning rules are transformed and translated into useable data for non-land use experts. Rating systems for zoning desirability and zoning flexibility are presented with user driven weight and priority systems. Disperse data sets related to real estate are marshaled into a coherent database structure for efficient searching and organization.Type: GrantFiled: August 31, 2010Date of Patent: July 1, 2014Inventor: Leigh Budlong
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Publication number: 20140180936Abstract: A facility procuring information about a distinguished property from a user knowledgeable about the distinguished property that is usable to refine an automatic valuation of the distinguished property is described. The facility displays information about the distinguished property used in the automatic valuation of the distinguished property. The facility obtains user input from of the user adjusting at least one aspect of information about the distinguished property used in the automatic valuation of the distinguished property. On a later the day, facility displays to the user a refined valuation of the distinguished property that is based on the adjustment of the obtained user input.Type: ApplicationFiled: February 26, 2014Publication date: June 26, 2014Applicant: Zillow, Inc.Inventors: Brian Chi-Yat Ma, Jonathan Lee Burstein, Timothy VanderMey
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Publication number: 20140164264Abstract: The present disclosure provides systems and methods of identifying actionable location-specific opportunities using the steps of: receiving a three-dimensional dataset forming a model of an urban landscape; analyzing other third-party private and/or public dataset and including elements of municipal records and rules to identify location-specific matches; and using heuristic algorithms to evaluate the location-specific matches to create a data compilation that identifies one or more actionable location-specific opportunities.Type: ApplicationFiled: February 11, 2014Publication date: June 12, 2014Applicant: CityScan, Inc.Inventors: David Guttman, Orlando Saez
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Publication number: 20140156546Abstract: A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met.Type: ApplicationFiled: November 28, 2012Publication date: June 5, 2014Applicant: PREFERRED HOME BUYERS NETWORK, INC.Inventors: Stephen M. Polston, Aaron Matthew Vennie, Jeffrey Matthew Colville, Michelle Patrice Hiller, Ronald J. Steele, Joan Marie Skallman
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Publication number: 20140156540Abstract: A system and method for managing a database of buyers includes a server configured to store a buyers database having data related to a plurality of buyers. For each of the plurality of buyers, the data includes buyer identification information for the buyer, purchasing criteria of the buyer, and buyer agent information associated with the buyer. The server is further configured to retrieve and store in the buyers database supplemental information about each buyer based upon the buyer identification information. The server receives a first query of the buyers database from a first remote device, the first query returning first query results which includes the purchasing criteria and buyer agent information for each buyer included in the first query results. The server transmits the first query results to the first remote device.Type: ApplicationFiled: June 7, 2013Publication date: June 5, 2014Applicant: BuyerMLS, LLCInventors: Charles Williams, John L. Heithaus, Brian Preston, Jeremy Elser
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Publication number: 20140156316Abstract: In various embodiments, old flood maps may be compared to new flood maps to determine which areas of the flood map have changed. These changed areas may be correlated against geographic area descriptions that are within changed areas of the flood map. The changed areas may also be analyzed to determine whether each area has had a change in. status (e.g., from a high risk flood zone to a non-high risk flood zone or vice versa) or a change in zone within a status (e.g., from one flood zone to another flood zone). The information on type of change (or no change) may be used to populate a database that includes geographic area description identifiers. In some embodiments, detection of certain types of changes may initiate a manual comparison of the old and new flood maps to verify the change.Type: ApplicationFiled: February 10, 2014Publication date: June 5, 2014Applicant: CORELOGIC SOLUTIONS, LLCInventor: David R. MALTBY, II
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Publication number: 20140129456Abstract: The present invention provides an elegant means of interaction between real-estate agents who employ mobile devices, wherein the property evaluation information created by any agent is shared with other agents, and wherein such property evaluations created from and collected from a plurality of mobile devices. In particular, property evaluations created by an agent are forwarded to a service provided in accordance with the present invention to communicate with other agents who may also employ mobile devices to review them. The present invention facilitates creation and sharing of au evaluation report that is created by a real-estate agent before a property sale is contracted or agreed to, typically when a property comes to the market for sale.Type: ApplicationFiled: January 14, 2014Publication date: May 8, 2014Inventor: BINDU RAMA RAO
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Patent number: 8719150Abstract: A program for identifying and automatically acting on statistical arbitrage opportunities between related equities and contracts. The present invention describes an improved technique to perform statistical-pairs arbitraging in a dynamic marketplace with less risk than prior art approaches. The present invention employs an array of recent data and performance ratios involving bid and ask prices for correlated items, such as stocks.Type: GrantFiled: September 9, 2013Date of Patent: May 6, 2014Inventor: Remington John Sutton
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Patent number: 8718612Abstract: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for presenting information associated with a real estate listing in an augmented reality environment. For example, in some embodiments, a method is provided that includes (a) receiving positioning information from a mobile device; (b) identifying, based at least partially on the positioning information, a real estate property; (c) determining that the real estate property is subject to a real estate listing; and (d) presenting, via the mobile device, information that indicates that the real estate property is subject to a real estate listing.Type: GrantFiled: January 1, 2012Date of Patent: May 6, 2014Assignee: Bank of American CorporationInventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
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Patent number: 8719175Abstract: A system and method for calculating a space required for a tenant in a building includes determining the areas of rooms required by the tenant. A circulation factor for each of the rooms based on the area of each room is calculated. The total of the room areas and the circulation factors are added to determine a pure space required by the tenant. The losses in actual usable space are determined for a building and an inefficiency factor is calculated based on these losses. The pure space is multiplied by the inefficiency factor to obtain a building efficiency loss. The building efficiency loss is added to the pure space to obtain the space required for the tenant in the building. The system may be configured on a network computer system or a standalone computer.Type: GrantFiled: May 6, 2011Date of Patent: May 6, 2014Assignee: Spacelogik, LLCInventor: Michael J. Walker
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Patent number: 8706646Abstract: A system for producing a configured construction specification for a construction product includes a website and an unconfigured specification accessible by the website, the unconfigured specification including a plurality of portions of construction specification information relating to the at least one construction product, each of the plurality of portions corresponding to at least one of a plurality of characteristics that define the at least one construction product. A webpage is displayed on the website, the webpage containing a plurality of indicia selectable by a user via the website, each of the plurality of indicia corresponding to at least one of the plurality of characteristics. Software executing on the website prepares a configured specification based at least in part upon the construction specification information contained in the unconfigured specification and the indicia selected by the user via the webpage.Type: GrantFiled: October 7, 2004Date of Patent: April 22, 2014Assignee: Arcat, Inc.Inventors: Frederick P. Jannott, William Jannott
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Patent number: 8688569Abstract: A system and method for post closing and custody services is disclosed. The method may comprise: receiving loan documents directly from a closing agent upon closing of a loan; imaging at least a portion of the loan documents; making one or more of the imaged documents accessible to one or more post closing users; and performing a custody review of the loan documents prior to other post closing services associated with the loan.Type: GrantFiled: March 23, 2005Date of Patent: April 1, 2014Assignee: JPMorgan Chase Bank, N.A.Inventors: John Peter Myer, Kevin Vincent Fisher, Zohar Swaine, John J. Chappell
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Publication number: 20140089213Abstract: Systems and methods of providing a mortgage portal to facilitate initiating a mortgage for closing on property. The system includes a server and several computing devices communicatively connected via a network. The server manages the information, documents, and tasks required to complete the mortgage, including generating alert conditions for notifications, presenting pending files to realtors and lenders, sending notifications for various deadlines, and sending notifications when information and/or documents are received.Type: ApplicationFiled: August 23, 2013Publication date: March 27, 2014Applicant: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: John Plantada, Craig A. Kincaid, Elizabeth Lynne Jackson, John Carr
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Patent number: 8682804Abstract: A method and apparatus for coordinating and managing renting of items among multiple parties. Participants of the system interact with others at a central server connected via a communications network. According to an embodiment, each participant plays a role of a potential lender, a potential renter, or both. As the items of a participant get rented more, the system rewards him so that he is able to rent more himself. In a certain embodiment, a point value system is used. The server computer maintains all required information as to which items are currently for rent (e.g., offers) and which items are currently being requested (e.g., bids), as well as all data pertinent to rentable items and participants. A rental transaction occurs when a certain preset criterion is met, and point values are adjusted at the beginning, at the end and/or in the middle of the rental period.Type: GrantFiled: September 19, 2006Date of Patent: March 25, 2014Inventor: Hyoungsoo Yoon
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Patent number: 8677230Abstract: Methods and computerized apparatus for shared business modeling involving multiple spreadsheet-based business models in a network of computers, report generation involving consolidation from at least two different spreadsheet-based business models as well as report generation involving multiple different spreadsheet-based business models are described.Type: GrantFiled: September 15, 2011Date of Patent: March 18, 2014Assignee: Morgan StanleyInventors: Milliken Fernandes, Robert I. Lee, Jr., Dragan Masnikosa, Supriya Samanta
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Publication number: 20140074736Abstract: Described is a method and system for retrieving and serving the regulatory history of a property. An identification of data sources for permits and approvals is stored in a computer system. Property identifiers from the data sources are stored in the computer system. The system identifies the types of permit and approval data available from each of the data sources for each of the property identifiers. A determination can be made of the completeness of the regulatory history available for each property associated with each of said property identifiers. The system receives a request for the regulatory history of at least one of the properties associated with the property identifiers. A web page is populated with a list of the regulatory history for the property.Type: ApplicationFiled: November 13, 2013Publication date: March 13, 2014Inventor: CHARLES C. CARRINGTON
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Publication number: 20140058961Abstract: A technique for estimating the relative likelihood that specific parcels or groups thereof will sell within a selected time, possibly including such steps as: Responsive to location of each parcel with respect to other parcels that have recently sold, including receiving a 1st kind of information, associated with sales in a neighborhood for each parcel being examined, including a set of attributes. Deriving additional attributes for each parcel based on its attributes and others near it. Determining independently for each neighborhood which of those attributes are more important for estimating relative likelihood of sale. Determining a degree of similarity between each unsold parcel and each recently-sold parcel, in response to those sets of attributes, weighted in response to relative importance. Providing a 2nd kind of information, ordering parcels by a relative likelihood of sale within a selected time.Type: ApplicationFiled: November 6, 2013Publication date: February 27, 2014Applicant: RealAgile, Inc.Inventors: Terrence Lee McDaniel, Bradley John McDaniel, John Phillip Norman, Michael LaMar Robbins, Earl David Sacerdoti
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Patent number: 8660919Abstract: This invention discloses a process involving automatic notification to interested individuals of current real estate values. The process consists of a monitoring service entity, external data source, and end-user. The disclosed embodiments include a process whereby parties can be directly notified of real estate values or alternatively may initiate contact with the monitoring entity to receive data.Type: GrantFiled: July 1, 2005Date of Patent: February 25, 2014Assignee: Consumerinfo.com, Inc.Inventor: Sheldon Kasower
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Patent number: 8655671Abstract: An Internet based real estate transaction and release tracking system that insures deeds of trust, liens and other encumbrances are released in a timely manner after the lien holder has received payment for the underlying obligation. Based on information provided by an agent, such as an escrow agent or a settlement agent, the system creates a unique electronic record for each real estate transaction entered by the agent. The system receives update information, either automatically from other computers or via manual input from searchers, and uses this update information to track each real estate transaction. The system monitors the records and indicates when a lien holder has failed to release their lien after a statutory time period that begins after the passing of the settlement date. When the statutory time period has passed, the system generates a number of forms, including a demand letter. The demand letter is sent to the lien holder demanding them to release the lien.Type: GrantFiled: December 4, 2002Date of Patent: February 18, 2014Assignee: reQuire, LLCInventor: Daniel R. Morris