Patents Assigned to American Express Travel Related Services
  • THIRD PARTY DIGITAL WALLET PAY WITH POINTS
    Publication number: 20160048864
    Abstract: A system, method and computer program product for redemptions of reward points to purchase goods and services offered by a third-party digital wallet or merchant aggregator. A single integration with a merchant aggregator enables cross-merchant functionality. This system, method and computer program may allow certain transaction account holders to directly pay with their loyalty points (“points”) in any third party digital wallet. Utilizing the system, transaction account holders may earn one or more point for virtually every dollar charged on eligible, enrolled transaction account and then redeem their points for a wide array of rewards, including retail merchandise or travel.
    Type: Application
    Filed: August 13, 2014
    Publication date: February 18, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Allison P. Beer, Cecile M. Berta, Lan Anh Hoang, Trey Neemann
  • SYSTEMS AND METHODS FOR NEW PRODUCT INTEGRATION
    Publication number: 20160048442
    Abstract: The system integrates transaction account issuers, merchants, and consumers. A transaction account issuer may provide one or more APIs to merchants. The transaction account issuer may provide a sandbox environment for merchants to test applications with the APIs. The transaction account issuer may provide documentation to assist the merchants in integrating with the transaction account issuer. The transaction account issuer may notify the merchants of any changes to the documentation.
    Type: Application
    Filed: August 13, 2014
    Publication date: February 18, 2016
    Applicant: American Express Travel Related Services Company Inc.
    Inventors: NAGESHWARA R. CHIRRAVURI, JOEL CO, SASTRY VSM DURVASULA, ANDRAS L. FERENCZI, SUDHAKAR GOPAL, AMIT K. GUPTA, SATHISH B. MUTHUKRISHNAN, SOHAIL ZAFAR
  • Systems and methods for identifying and delivering tailored content based upon a service dialog
    Patent number: 9256848
    Abstract: The present disclosure identifies and/or delivers tailored content based upon a service dialog. For example, the systems may receive a request for tailored content, facilitate a service dialog to obtain information related to the request, and communicate a plurality of tailored content based upon the information related to the request. Further, the systems may identify tailored content based upon a consumer profile, communicate the tailored content to a web client, and/or receive a selection of the tailored content. Further still, the systems may modify a magazine (e.g., content that is presented electronically) based upon tailored content.
    Type: Grant
    Filed: June 30, 2014
    Date of Patent: February 9, 2016
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventor: Troy P. Williams
  • INFRASTRUCTURE AND ARCHITECTURE FOR DEVELOPMENT AND EXECUTION OF PREDICTIVE MODELS
    Publication number: 20160034819
    Abstract: A system that enables development and execution of predictive models comprises a centralized data management system, a data extraction tool a model validation tool and a model execution tool. In embodiments, a data management system includes a data management server that can be accessed via a web browser that stores data in the form of a flat file. An extraction tool extracts data. A model validation tool validates a model by scoring an analytical environment data set and a production environment data set. A model execution tool allows a user to select when and how often a model is scored.
    Type: Application
    Filed: October 9, 2015
    Publication date: February 4, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: NARASIMHA MURTHY, MICKEY S. ORALEVICH, SANDEEP SACHETI, DEEP THOMAS
  • SYSTEM AND METHOD FOR DYNAMIC PROVISIONING OF MOBILE APPLICATION CONTENT
    Publication number: 20160036895
    Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.
    Type: Application
    Filed: August 1, 2014
    Publication date: February 4, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Hans-Jurgen Greiner, Mallikarj U. Hiremath, Owais Mohaideen, Edward Louis Morabito, JR., Vasif Mehmood Pasha, JR., Kevin H. Ringger, Sathyakumar Rajaraman, Mukund Shankar Simha, Subir Sud
  • System and Method for Enabling Integrated Channels in an IP Marketplace
    Publication number: 20160027117
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Application
    Filed: October 7, 2015
    Publication date: January 28, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • System and method for enabling product development
    Patent number: 9245244
    Abstract: A comprehensive platform for developing digital products. A standardized process is applied to a product development effort and an online portal provides tools to aid the product development, assessment, funding and commercializing products. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between users. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: August 25, 2010
    Date of Patent: January 26, 2016
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Tracey R. Thomas, Katherine G. Chen
  • Systems and methods for identifying and delivering tailored content based upon a service dialog
    Patent number: 9245250
    Abstract: The present disclosure identifies and/or delivers tailored content based upon a service dialog. For example, the systems may receive a request for tailored content, facilitate a service dialog to obtain information related to the request, and communicate a plurality of tailored content based upon the information related to the request. Further, the systems may identify tailored content based upon a consumer profile, communicate the tailored content to a web client, and/or receive a selection of the tailored content. Further still, the systems may modify a magazine (e.g., content that is presented electronically) based upon tailored content.
    Type: Grant
    Filed: June 30, 2014
    Date of Patent: January 26, 2016
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventor: Troy P. Williams
  • SYSTEMS AND METHODS FOR PROGRESSIVELY LAUNCHING WEBSITES
    Publication number: 20160019229
    Abstract: A method for progressively launching a website is disclosed. A production phase website may be launched or made available to a limited number of consumers. In addition, the performance of the production phase website may be evaluated based upon a comparison of the performance of the production phase website to a performance of the predecessor website. Further, the predecessor website may be replaced with the production phase website.
    Type: Application
    Filed: September 11, 2015
    Publication date: January 21, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Anant Athale, Srinivas V. Dasari
  • SYSTEM AND METHOD FOR CONTEXTUAL SERVICES EXPERIENCE
    Publication number: 20150379581
    Abstract: A contextual services delivery system may comprise a services repository containing services instructions and a contextual services delivery module. The contextual services delivery module may deliver different contextual services to a smartphone and/or a POS terminal in response to a context environment, in order to provide a user with a customized contextual services experience.
    Type: Application
    Filed: June 27, 2014
    Publication date: December 31, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: John Bruno, Sibish Neelikattil Basheerahammed, Premkumar Manivannan, Sathish Muthukrishnan, Nageshwara R. Chirravuri
  • System and Method for Connectivity Contextual Services Local Online Experience
    Publication number: 20150381664
    Abstract: A connectivity contextual services ecosystem management system may comprise a connectivity contextual services connectivity system, one or more user devices, and one or more merchant devices. The connectivity contextual services connectivity system may deliver different connectivity contextual services to a user device and/or a merchant device in response to a context environment, in order to provide a user with a customized experience, such as allowing that user to enter into conversations with merchants, view inventory of merchants, and search for merchants with relevant products without entering a physical store.
    Type: Application
    Filed: October 16, 2014
    Publication date: December 31, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: John Bruno, Sibish Neelikattil Basheerahammed
  • SYSTEM AND METHOD FOR MONETIZING SWITCHING OF WEB SERVICE MESSAGES
    Publication number: 20150372880
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: September 1, 2015
    Publication date: December 24, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Adaptive policies and protections for securing financial transaction data at rest
    Patent number: 9213975
    Abstract: A system, method, and computer-readable medium for challenge-response authentication are provided. A plurality of codes is received over a communication network based on input provided by way of a user interface displaying a plurality of images. An alphanumeric string is generated based on the received plurality of codes and based on a table that associates each one of the plurality of codes with a respective one of the plurality of images and with a respective one of a plurality of alphanumeric characters. A determination is made as to whether to grant authorization based on whether the generated alphanumeric string matches an alphanumeric user identifier stored in a memory device in association with a user.
    Type: Grant
    Filed: September 22, 2014
    Date of Patent: December 15, 2015
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Samuel A. Bailey, Jr.
  • SYSTEMS AND METHODS FOR ADVANCED TARGETING
    Publication number: 20150356103
    Abstract: A system for testing the effectiveness of webpage configurations is disclosed. Tags indicating dependency between sections of a webpage may be associated with the sections. In response to a version of a first section of a webpage being tested, an associated tag may indicate that the content or behavior of a second section is dependent on the first section. A webpage configuration including content of the first section, and corresponding behavior and content of the second section, may be transmitted to a web client. Data may be collected indicating the effectiveness of the webpage configuration.
    Type: Application
    Filed: August 18, 2015
    Publication date: December 10, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventor: Anant Athale
  • System and method for facilitating online transactions
    Patent number: 9208485
    Abstract: Methods and systems for facilitating online transactions are disclosed. One method includes supplying content for display in a frame of a website, the website hosted by a third-party. The method also includes receiving transaction information from the third-party, and returning a token to the frame, the token including state information based on the transaction information. The method further includes passing the token from the frame to the third-party. The method optionally also includes receiving the token from the third-party and transferring funds from a first account to a second account based on the transaction information and the state information.
    Type: Grant
    Filed: March 24, 2008
    Date of Patent: December 8, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Robert Kerner, Weidong Tang
  • Systems and methods for expense management
    Patent number: 9208528
    Abstract: Systems, methods, and articles of manufacture for expense management are disclosed. A user may submit receipts for one or more transactions into an expense management system. The expense management system may extract information from the receipts and match the extracted information to one or more of a plurality of Records of Charge (ROCs). The expense management system may match the extracted information to a ROC based on vendor name, location, time stamp, and the like. The expense management system may further assign a ROC to an expense category. The expense management system may assign a ROC to an expense category based on a standard industrial classification (SIC) code of a merchant, a category assigned to a different ROC, and a location associated with the ROC. An expense report for all submitted receipts may be generated.
    Type: Grant
    Filed: October 16, 2012
    Date of Patent: December 8, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Azriel Chelst, Estelle Mangeney, Lee Pham
  • Method and system for managing processing resources
    Patent number: 9207982
    Abstract: The present disclosure improves upon existing systems and methods by providing a tool for managing processing resources. For instance, the presently described tool may be used to time replacement, plan for uplifts, budget for uplifts/decommissioning of hardware, and/or maintain a plurality of servers. This tool may lead to increased satisfaction, uptime, and a reduction of unexpected costs. The system may include initiating collection of variables to compile a prioritized list of servers, executing, a calculation application for determining a prioritized list of servers' end of life targets based on both technical and business parameters based on the entered variables, and prioritizing uplifts of the servers based on the technical and the business parameters.
    Type: Grant
    Filed: October 11, 2012
    Date of Patent: December 8, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Sharon Gail Barnes, Kerry A. Marisa, Steven Wayne Mingl, Kevin R. Murphy, Harish R. Naik
  • Systems and methods for digital spend based targeting and measurement
    Patent number: 9208510
    Abstract: The present disclosure includes a system, method, and article of manufacture for spend based targeting. In various embodiments, the system may transmit, to a third party system, a spend data file associating a first party cookie ID with spend data, as well as a first party cookie ID and/or a third party cookie ID to a web client. The web client may transmit the first party cookie ID and/or the third party cookie ID to the third party system, and the third party system may generate a look alike model for targeting advertisements to the web client based on the spend data file and clickstream data associated with the web client. In various embodiments, the third party system may match the third party cookie ID with the first party cookie ID in the spend data file, which may associate a customer with a segment.
    Type: Grant
    Filed: January 11, 2012
    Date of Patent: December 8, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: David S. Bonalle, Brian C. Bender, Mehmet E. Dedeoglu, Rajendra R. Rane, Tamara F. Odinec, Patrick R. Lowery
  • SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES
    Publication number: 20150348024
    Abstract: The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.
    Type: Application
    Filed: June 2, 2014
    Publication date: December 3, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Sandeep K. Asokan, Michael J. Bailey, Joe Buselmeier, Manish K. Deliwala, Chintan Mehta, Keshav A. Narsipur, Manoj K. Thulaseedharan Pillai
  • SYSTEMS AND METHODS FOR FRAUD LIABILITY SHIFTING
    Publication number: 20150348039
    Abstract: A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer.
    Type: Application
    Filed: May 27, 2014
    Publication date: December 3, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Dewi J. Apun, Christopher J. Fletcher, Jeffrey Fromm, Ashish Gupta, Alois T. Stock, Angee Stonehouse