Patents Assigned to CAPITAL ONE SERVICES, LLC
  • Publication number: 20190180489
    Abstract: Systems and methods for providing digital content over a network are disclosed. A system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a request for an image. The request may contain a specification for the image. The operations may also include retrieving data representing a source image in a scalable source image format. The operations may further include generating data representing a raster image based on the source image data and the specification; caching the raster image data; delivering the raster image data to the client device; and delivering the cached raster image data to the client device in response to a subsequent request for the raster image data, when the cached raster image data is available for the image as specified in the request.
    Type: Application
    Filed: February 1, 2019
    Publication date: June 13, 2019
    Applicant: Capital One Services, LLC
    Inventor: Tigran Antonyan
  • Publication number: 20190180484
    Abstract: Systems and methods for providing digital content over a network are disclosed. A system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a request for an image. The request may contain a specification for the image. The operations may also include retrieving data representing a source image in a scalable source image format. The operations may further include generating data representing a raster image based on the source image data and the specification; caching the raster image data; delivering the raster image data to the client device; and delivering the cached raster image data to the client device in response to a subsequent request for the raster image data, when the cached raster image data is available for the image as specified in the request.
    Type: Application
    Filed: December 11, 2017
    Publication date: June 13, 2019
    Applicant: Capital One Services, LLC
    Inventor: Tigran Antonyan
  • Publication number: 20190182317
    Abstract: Systems and methods are provided for managing server loads that accounts for various measures of risk associated with different workloads assigned to servers. The systems and methods may include a memory storing instructions for server load management operations, and a processor configured to execute the stored instructions. The processor may receive a workload, determine a value associated with the workload indicating a predetermined importance of the workload, receive information for a plurality of active servers in a server cluster associated with the processor, determine risk levels associated with the active servers based on the received information, and assign the received workload to one of the active servers based on the determined value and the determined risk levels.
    Type: Application
    Filed: February 14, 2019
    Publication date: June 13, 2019
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Tao Tao, Santosh Bardwaj, II Sun Yoo, Yihui Tang, Jeremy Gerstle
  • Publication number: 20190180162
    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.
    Type: Application
    Filed: February 15, 2019
    Publication date: June 13, 2019
    Applicant: Capital One Services, LLC.
    Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
  • Patent number: 10314477
    Abstract: Systems and methods of dynamically modifying visual content to account for user visual impairments utilize a plurality of generative adversarial networks. Each of the plurality of generative adversarial networks are associated with a corresponding style transfer, wherein the style transfer uniquely transforms the color mapping of a content template based on responses to at least one visual impairment test.
    Type: Grant
    Filed: October 31, 2018
    Date of Patent: June 11, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jeremy Goodsitt, Anh Truong, Mark Watson, Fardin Abdi Taghi Abad, Reza Farivar, Austin Walters
  • Patent number: 10319343
    Abstract: The embodiments include systems and methods for adjustable polarization in service-providing terminals. In some embodiments, a system may include a display, an input device, an adjustable polarization screen adjacent to the display, and a polarization adjuster. The system may further include a processor configured to execute instructions to perform operations comprising providing illumination to the adjustable polarization screen through the display, controlling, via the polarization adjuster, a polarization of the adjustable polarization screen to a first polarization, receiving, via the input device, a polarization selection input, and based on the polarization selection input, adjusting, via the polarization adjuster, the polarization of the adjustable polarization screen from the first polarization to a second polarization.
    Type: Grant
    Filed: July 7, 2017
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventor: David Wurmfeld
  • Patent number: 10319030
    Abstract: The present disclosure relates to systems and methods for automatically re-routing unmanned aerial vehicles (UAVs). In one implementation, a system for automatically re-routing a UAV includes at least one processor configured to: retrieve a plurality of requests to deposit currency using the UAV, generate a first route including at least two of the requests such that an associated expected total amount of currency is less than a depository threshold; transmit the first route to the UAV; receive, from the UAV, an indication that an amount of currency collected at a location is greater than an amount of currency included in the request associated with the location; revise the expected total amount accordingly; when the revised expected total amount exceeds the depository threshold, generate a second route having an associated expected total amount below the depository threshold; and transmit the second route to the UAV to override the first route.
    Type: Grant
    Filed: November 9, 2018
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventor: Kevin Park
  • Patent number: 10318957
    Abstract: An example device may include one or more processors to receive a request for a service from a requestor user device; provide transaction information associated with the service to a provider user device, where the transaction information may include location information corresponding to a location at which the service may be provided; obtain verification information from the requestor user device based on an interaction associated with the requestor user device or the provider user device at the location, where the verification information may include one or more characteristics of the requestor user device; generate a verification token based on the one or more characteristics of the requestor user device; provide the verification token to the requestor user device; and provide the verification information to the provider user device to permit the provider user device to verify the requestor user device, in connection with performance of the service, based on receiving the verification information and obtai
    Type: Grant
    Filed: October 23, 2017
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Zhe Liu, Catherine Bousquet
  • Patent number: 10318940
    Abstract: According to one embodiment, a method of providing personalized customer service is provided. The method includes receiving purchase information from purchases made from a merchant using a financial card affiliated with the merchant. The financial card has an associated financial account and an RFID device coupled thereto. The RFID device stores identification data identifying the customer and/or the financial account. The purchase information includes an identification of items purchased during the purchases. The method further includes causing the received purchase information to be stored in storage separate from the card as purchase history information associated with the financial account. The method includes reading the identification data from the RFID device using an RFID reading device, identifying the financial account based on the identification data, and retrieving from storage the stored purchase history information associated with the identified financial account.
    Type: Grant
    Filed: April 14, 2004
    Date of Patent: June 11, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Chitra Jain, Roy E. Lowrance, Gregor S. Bailar, Daniel R. Swanson, Sr.
  • Patent number: 10320625
    Abstract: A service deployment manager may receive a service request that includes data identifying a service to be deployed in a cloud computing environment, data identifying an execution environment in which the service is to be deployed, data identifying a framework on which the service is to be deployed, and data identifying a version strategy to be applied to the service. The service deployment manager may receive data identifying a user account associated with the service request, and may determine that the user account has permission to deploy the requested service. The service deployment manager may identify a service template, based on the service, that specifies a virtual hardware configuration, and may provide, to a service deployment platform, instructions to deploy the service using the virtual hardware configuration. The instructions may include the data identifying the execution environment, the data identifying the framework, and the data identifying the version strategy.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventor: Sreekumar Cherumbath
  • Patent number: 10319007
    Abstract: A method for processing an image including a vehicle using machine learning can include determining a location of the client device. The method can further include receiving a first image of a vehicle from an image sensor of the client device and matching, using machine learning, the first image to one or more images of vehicles in a vehicle database to identify the vehicle. The vehicle database can list vehicles located at the determined location of the client device and images of the vehicles. The method can include retrieving vehicle information from the vehicle database, based on the identified vehicle, and obtaining comparison information based at least in part on the vehicle information. The method can include estimating a quote for the vehicle based on the comparison information and transmitting the estimated quote for display on the client device.
    Type: Grant
    Filed: March 8, 2018
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Micah Price, Jason Richard Hoover
  • Patent number: 10319008
    Abstract: Systems and methods for in-store purchases are provided. An exemplary method may include receiving by a customer device associated with a customer, customer data including customer preference data. The method may include storing the received customer data and identifying a merchant at a location of the customer. The method may also include determining a customer order for the identified merchant based on the customer preference data. Further, the method may include transmitting a notification to a merchant device associated with the identified merchant, the notification including the determined customer order.
    Type: Grant
    Filed: August 14, 2018
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Robert Perry
  • Patent number: 10318865
    Abstract: Computer-implemented methods and systems are provided for automatically performing a task on a remote computer. During a registration stage, the system receives personal information of a human user, obtains an IP address and a device configuration for a computing device, and stores the personal information, IP address, and the device configuration in record in a database. The system receives a request to interact with a remote website to perform a task, the request including the personal information of the human user. The system then retrieves the record from the database using the personal information. The system creates a virtual machine based on the device configuration for the computing device, selects one of a geographically distributed set of proxy servers having an IP geographically address resembling the IP address for the computing device, and executes instructions causing the virtual machine to interact with the remote website using the proxy server to perform the task.
    Type: Grant
    Filed: August 4, 2017
    Date of Patent: June 11, 2019
    Assignee: Capital One Services, LLC
    Inventors: Eric Glyman, William James Russell Locke, Kathleen Zasada, Philippe Tyan, Jae In Lee, Karim Atiyeh
  • Publication number: 20190173896
    Abstract: Systems and methods are disclosed for identifying resources responsible for events. In one embodiment, a method may include determining a number of unique actors in a plurality of actors that have accessed the resource. The method may further include identifying from the plurality of actors a set of affected actors that has been affected by an event and identifying from the set of affected actors a subset of resource-affected actors that accessed the resource prior to being affected by the event. The method may further include determining a number of resource-affected actors in the subset of resource-affected actors and, based on the number of unique actors and the number of resource-affected actors, determining an event score for the resource. The event score may be a lower bound of a confidence interval of a binomial proportion of the number of resource-affected actors to the number of unique actors.
    Type: Application
    Filed: February 8, 2019
    Publication date: June 6, 2019
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Chris Moradi, Jacob Sisk, Evan Bloom, Craig Gimby, Xin Sun
  • Patent number: 10311414
    Abstract: A device may receive customer data, and store the customer data in a secure memory device of the device. The device may implement a backup mode in which the device utilizes the customer data to authorize requests based on determining that the device lacks a network connection. The device may receive, when the device is in the backup mode, a request for currency that includes authentication information. The device, while in the backup mode, may authorize the request for currency based on comparing the authentication information and the customer data. The device may dispense currency based on a result of comparing the authentication information and the customer data. The device may store transaction data associated with dispensing of the currency to permit the transaction data to be transmitted when the network connection is restored.
    Type: Grant
    Filed: May 10, 2018
    Date of Patent: June 4, 2019
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Abdelkadar M'Hamed Benkreira, Joshua Edwards
  • Patent number: 10311646
    Abstract: A device may detect, in a field of view of a camera, one or more components of an automated teller machine (ATM) device using a computer vision technique based on generating a three dimensional model of the one or more components. The device may identify the ATM device as a particular device or as a particular type of device based on the one or more components of the ATM device, or first information related to the ATM device. The device may identify a set of tasks to be performed with respect to the ATM device. The device may provide, for display via a display associated with the device, second information associated with the set of tasks as an augmented reality overlay. The device may perform an action related to the set of tasks, the ATM device, or the augmented reality overlay.
    Type: Grant
    Filed: February 26, 2018
    Date of Patent: June 4, 2019
    Assignee: Capital One Services, LLC
    Inventors: David Kelly Wurmfeld, Kevin Osborn
  • Patent number: 10313358
    Abstract: Systems and methods are provided for authenticating a user of a computing device. An example system includes a memory storing instructions, and a processor configured to execute the instructions to receive an authentication request from a user of a computing device, determine a context of the authentication request, determine a physical location of the user, and perform, based on the context of the authentication request and the physical location of the user, an associate proximity detection. The associate proximity detection includes steps to identify an associate based on at least one of the context of the authentication request or the physical location of the user, determine a physical location of the identified known associate, and determine a proximity of the user to the identified known associate. The authentication request may be approved when the determined proximity is within a threshold.
    Type: Grant
    Filed: August 1, 2017
    Date of Patent: June 4, 2019
    Assignee: Capital One Services, LLC
    Inventors: Drew Jacobs, Hannes Jouhikainen
  • Patent number: 10312749
    Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.
    Type: Grant
    Filed: September 26, 2018
    Date of Patent: June 4, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Adam Koeppel, Tyler Locke, David Wurmfeld
  • Patent number: 10310906
    Abstract: A device may receive a set of heartbeat messages. The set of heartbeat messages may be related to determining a respective priority of a set of computing nodes for processing a set of jobs. The device may identify a heartbeat message, of the set of heartbeat messages, associated with a lowest offset relative to offsets associated with other heartbeat messages of the set of heartbeat messages. The device may determine the respective priority of the set of computing nodes based on one or more factors related to the set of computing nodes or the set of heartbeat messages. The device may determine whether to perform a subset of the set of jobs based on the respective priority of the set of computing nodes. The device may perform a set of actions after determining whether to perform the subset of the set of jobs.
    Type: Grant
    Filed: April 6, 2018
    Date of Patent: June 4, 2019
    Assignee: Capital One Services, LLC
    Inventors: Gopi Kancharla, Krishna Mellacheruvu, Kush Patel
  • Patent number: 10311459
    Abstract: A device may receive, from a camera device, an image that includes a person. The device may provide the image to a user recognition device and receive, from the user recognition device, a user identifier based on the person included in the image. In addition, the device may obtain user data based on the user identifier, the user data relating to prior activity relating to the person associated with the user identifier. The device may identify a user device based on a first physical location associated with the camera device and a second physical location associated with the user device, and provide the user data to the user device.
    Type: Grant
    Filed: April 4, 2018
    Date of Patent: June 4, 2019
    Assignee: Capital One Services, LLC
    Inventors: Polerio Babao, Natalie Cherco, Kayne Kantorowicz, Christina Garcia, Steven Gliniewicz, Arindam Chakraborty