Patents Assigned to CAPITAL ONE SERVICES, LLC
  • Publication number: 20240137230
    Abstract: System and methods for handling on-chain cryptographic resources based on conditions generated responsive to an off-chain trigger. The system may receive a transfer request that includes a resource allocation request, generate a first blockchain function request for a list of contributor identifiers and condition sets, receive the list of contributor identifiers and condition sets, determine a subset of the list of contributor identifiers and condition sets, generate a second blockchain function request, and transmit the second operation request to a blockchain node.
    Type: Application
    Filed: October 19, 2022
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Jeffrey RULE, Samuel RAPOWITZ
  • Publication number: 20240135360
    Abstract: Embodiments may be generally directed to methods, techniques and devices to utilize a contactless card to perform a series of operations.
    Type: Application
    Filed: October 30, 2023
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey RULE, Kaitlin NEWMAN, Colin HART, Kevin OSBORN
  • Publication number: 20240134590
    Abstract: In some embodiments, a shared presentation, which includes a set of spatial regions, is transmitted to user devices associated with users. Then, based on a user input indicating a first spatial region of the shared presentation for a first user, first auxiliary data (e.g., auxiliary video stream of the shared presentation) that corresponds to the first spatial region is generated. Moreover, based on the user input indicating the first user, a first user device associated with the first user is caused to display the first spatial region at a first time without displaying one or more other spatial regions of the set of spatial regions at the first time. As an example, the first auxiliary data is transmitted to the first user device, which causes the first user device to display the first spatial region without displaying the other spatial regions.
    Type: Application
    Filed: October 18, 2022
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jignesh RANGWALA, Lee ADCOCK, Mehulkumar Jayantilal GARNARA, Vamsi KAVURI
  • Publication number: 20240135395
    Abstract: A computer-implemented method for using a machine-learning trained predictive engine to predict failures includes receiving electronic prior transaction data corresponding to a plurality of prior successful transactions and a plurality of prior unsuccessful transactions, and training a machine learning predictive engine based on the plurality of prior successful transactions and the plurality of prior unsuccessful transactions. Electronic transaction data may be received, the electronic transaction data being associated with a user, an item, and candidate transaction terms, the electronic transaction data being associated with a candidate transaction. The machine learning predictive engine may determine a likelihood of success of the candidate transaction based on the electronic transaction data, and display the likelihood of success of the candidate transaction.
    Type: Application
    Filed: October 26, 2023
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Geoffrey DAGLEY, Stephen ANDERSON, Stephen WYLIE, Qiaochu TANG, Micah PRICE, Jason HOOVER, Kristen PRZANO
  • Publication number: 20240135441
    Abstract: A system and method that facilitates a private transaction is disclosed. The system can retrieve textual information of a webpage containing vehicle sale related information for a vehicle listed for sale by an individual. Using a natural language processing (NLP) model, the textual information may be analyzed to extract vehicle sale related information for the vehicle. The system can compare the vehicle sale related information to known parameters for the vehicle to verify the authenticity of the vehicle sale related information. Based on verifying the authenticity of the vehicle sale related information, the system can determine whether to approve financing for the vehicle. Based on determining to approve financing for the vehicle, financing terms may be generated for the vehicle. The financing terms may be transmitted to client devices.
    Type: Application
    Filed: October 20, 2022
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Elizabeth FURLAN, Chih-Hsiang CHOW, Steven DANG
  • Publication number: 20240135421
    Abstract: The present disclosure provides systems and methods for creating and updating vehicle listings using crowdsourced images. An exemplary embodiment of the disclosed systems and methods includes at least one processor and at least one non-transitory computer-readable medium containing instructions. The instructions, when executed by the at least one processor, cause the system to perform operations. The operations include communicating with a listing system to create a listing for a vehicle and receiving, from an identification application executing on a mobile device distinct from the listing system, an identifier for the vehicle and an image of the vehicle. The operations further include identifying the listing using the received identifier, determining one or more parameters associated with an image quality for the received image, and updating the listing for the vehicle to include the received image based on the determined one or more parameters for the received image.
    Type: Application
    Filed: January 2, 2024
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Avid GHAMSARI, Staevan DUCKWORTH, Geoffrey DAGLEY, Micah PRICE, Qiaochu TANG
  • Publication number: 20240137350
    Abstract: A method for facilitating anonymized interactions and/or identifying or validating a user via a virtual number may include: receiving a login request from a user device associated with a user that identifies the user via a virtual number; in response to receiving the login request, determining whether the virtual interaction item number is valid; in response to determining that it is valid: validating the login request; and identifying an entity associated with the virtual number; receiving from the user device, an interaction-completion request; in response to receiving the interaction-completion request, transmitting a user information request to the entity associated with the virtual number; receiving a reply to the user-information request from the entity; and in response to receiving the reply, completing the interaction-completion request using the reply.
    Type: Application
    Filed: October 18, 2022
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey Carlyle WIEKER, Clayton JOHNSON, Kevan EMMOTT
  • Patent number: 11966333
    Abstract: Systems and methods of the present disclosure enable intelligent dynamic caching of data by accessing an activity history of historical electronic activity data entries associated with a user account, and utilizing a trained entity relevancy machine learning model to predict a degree of relevance of each entity associated with the historical electronic activity data entries in the activity history based at least in part on model parameters and activity attributes of each electronic activity data entry. A set of relevant entities are determined based at least in part on the degree of relevance of each entity. Pre-cached entities are identified based on pre-cached entity data records cached on the user device, and un-cached relevant entities from the set of relevant entities are identified based on the pre-cached entities. The cache on the user device is updated to cache the un-cached entity data records associated with the un-cached relevant entities.
    Type: Grant
    Filed: October 14, 2022
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Shabnam Kousha, Lin Ni Lisa Cheng, Asher Smith-Rose, Joshua Edwards, Tyler Maiman
  • Patent number: 11966687
    Abstract: In some implementations, a client device may provide, in a document object of a user interface, a primary document content section, and a secondary document content section that includes first document content. The client device may receive, via a first input and a second input, user input of a particular combination of an objective and an outcome for the objective. The client device may obtain presentation information that identifies a plurality of informational content blocks responsive to the particular combination. The client device may insert code based on the presentation information into the document object, where the code causes the secondary document content section to change content from the first document content to second document content. The client device may provide the user interface for presentation by the client device based on inserting the code into the document object.
    Type: Grant
    Filed: November 7, 2022
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Miguel Lunaparra, Melissa Madrid, Samantha Anna King, Subha Duraisamy, Tsun Wai Tang, Laya Esmaeili Zare, Shoshana Holtzblatt, Victor Corral
  • Patent number: 11968589
    Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for enabling beta testing of new features within a native application. In one embodiment, a native application executed by a client device may include executable instructions that are activated and executed only upon indication of a user belonging to a beta test group. The client device may receive a signal from a service or content provider that includes test group information indicating whether a user is a member of a test group. The client device may process the received signal to determine whether the user is a member of a test group and, if so, activates and executes certain instructions received as part of the native application that define a user interface enabling access to additional functionality unavailable to a user determined not to be a member of a test group.
    Type: Grant
    Filed: February 21, 2023
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kjell Hegstad, Dennis R. Brandt
  • Patent number: 11966431
    Abstract: Systems as described herein may determine a plurality of content items posted to a mesh network and each content item may be associated with a signature stored in a blockchain. A search engine may query each content item based on the corresponding signature in the blockchain. The search engine may parse each content item to obtain a label and store the label, the signature and content associated with each content item in a database. The search engine may query the blockchain to obtain a frequency that each content item has been queried in a predetermined period of time. The search engine may rank the content items based on the frequencies, and determine a subset of the content items as frequently searched content. Accordingly, the search engine may distribute the frequently searched content to a plurality of cached nodes in the mesh network.
    Type: Grant
    Filed: September 3, 2021
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt
  • Patent number: 11966942
    Abstract: A device may process a message associated with an account to identify a first identifier that identifies a third party. The device may identify a match between the first identifier and transaction information related to an individual associated with the account. The transaction information may include a set of first identifiers that identify a respective set of third parties. The transaction information may facilitate identification of one or more messages that is likely to include account information. The device may tag the message with a second identifier based on the match. The device may receive, from another device, the message based on the message being tagged with the second identifier. The device may process the message to identify the account information related to another account. The device may extract identified account information from the message. The device may perform an action related to extracted account information or the message.
    Type: Grant
    Filed: March 13, 2023
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Victor Mayaki, Zviad Aznaurashvili
  • Patent number: 11966859
    Abstract: In order to facilitate the entity resolution and entity activity tracking and indexing, systems and methods include receiving first source records from a first database and second source records from a record database. A candidate set of second source records is determined by a heuristic search in the set of second source records. A candidate pair feature vector associated with each candidate pair of first and second source records is generated. An entity matching machine learning model predicts matching first source records for each candidate second source record based on the respective candidate pair feature vector. An aggregate quantity associated with the matching first source records is aggregated from a quantity associated with each first source record, and a quantity index for each candidate second source record is determined based the aggregate quantities. Each quantity index is displayed to a user.
    Type: Grant
    Filed: April 28, 2023
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Tanveer Faruquie, Aman Jain, Jihan Wei, Amir Reza Rahmani, Christopher Johnson
  • Patent number: 11966489
    Abstract: Methods, systems, and apparatuses for providing access to records of a database stored on a database server in a cloud database platform are described herein. A data sharing platform may determine a shared view definition for access to the database. The data sharing platform may determine rules that specify criteria that limit access to the records stored by the database. The one or more first rules may be received via a user interface. The data sharing platform may perform, based on the rules, a data access certification process on the records stored by the database to generate a table of certification results. The data sharing platform may generate, based on the table of certification results, and without modifying the records stored by the database, a limited consumer view definition. Based on updates to the records, a new limited consumer view definition may be generated.
    Type: Grant
    Filed: February 2, 2023
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Nagender Gurram, Yudhish Batra, Syed Shamaz Salim, Praveen Kandukuri
  • Patent number: 11966921
    Abstract: Disclosed herein are systems and methods for a system for authorizing proxy number token requests. The system may comprise a memory storing instructions and at least one processor configured to execute instructions to perform operations. These operations may comprise receiving a first request to use a proxy number token to complete a first action associated with a first entity; authorizing the first request; receiving a second request to use the proxy number token to complete a second action associated with a second entity; determining a modifiable relationship data binding associated with the first and second entities, the modifiable relationship data binding comprising multiple parameters; determining that the second request satisfies the parameters; and authorizing the second request based on a determination that the second request satisfies the parameters.
    Type: Grant
    Filed: April 20, 2021
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Allison Fenichel, Amanda Sneider, Niyati Shah
  • Patent number: 11966488
    Abstract: Methods and systems of data de-tokenization are described herein to provide solutions to utilizing tokenized data files. A de-tokenization service controller may extract instances of tokenized data by determining a schema associated with a tokenized file, wherein the schema identifies which fields contain tokenized data. A decryption system may decrypt the tokens and send decrypted sensitive values to the de-tokenization service controller. The de-tokenization service controller may then generate a de-tokenized data file comprising a plurality of records corresponding to the plurality of original tokenized records, using the decrypted sensitive values in place of the instances of tokenized data. In some embodiments, the methods may further comprise generating a validated file by adding one or more fields indicating the results of validation based on a set of validation rules.
    Type: Grant
    Filed: November 30, 2022
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Naveen Teja Koduru, Kishore Doppalapudi, Siva Vegesana
  • Patent number: 11966449
    Abstract: Disclosed embodiments may include a system for generating custom content. The system may generate a first webpage comprising first feature(s). The system may transmit the first webpage for display via a graphical user interface (GUI) of a user device. The system may iteratively, until a predetermined threshold is achieved: receive data corresponding to a first user; generate, by an encoder, encoded data based on the data; generate, by a decoder, second feature(s) based on the encoded data; modify the first webpage to generate a second webpage comprising the second feature(s); transmit the second webpage for display via the GUI of the user device; receive user feedback associated with the second webpage; and determine whether the user feedback exceeds the predetermined threshold. Responsive to the predetermined threshold being achieved, the system may transmit the latest version of the second webpage without requesting additional user feedback.
    Type: Grant
    Filed: August 26, 2022
    Date of Patent: April 23, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Samuel Sharpe, Grant Eden, Galen Rafferty, Anh Truong, Jeremy Edward Goodsitt
  • Patent number: 11966324
    Abstract: Techniques for monitoring operating statuses of an application and its dependencies are provided. A monitoring application may collect and report the operating status of the monitored application and each dependency. Through use of existing monitoring interfaces, the monitoring application can collect operating status without requiring modification of the underlying monitored application or dependencies. The monitoring application may determine a problem service that is a root cause of an unhealthy state of the monitored application. Dependency analyzer and discovery crawler techniques may automatically configure and update the monitoring application. Machine learning techniques may be used to determine patterns of performance based on system state information associated with performance events and provide health reports relative to a baseline status of the monitored application. Also provided are techniques for testing a response of the monitored application through modifications to API calls.
    Type: Grant
    Filed: June 6, 2022
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Muralidharan Balasubramanian, Eric K. Barnum, Julie Dallen, David Watson
  • Patent number: 11966459
    Abstract: Systems and methods include providing virtual certification number (VCN) authorizations to an external entity by receiving a plurality of secure entity global authorizations comprising global VCN authorizations and global primary account number (PAN) authorizations, identifying the global VCN authorizations, identifying a subset of the global VCN authorizations, each of the subset of the global VCN authorizations corresponding to an external entity authorization, comparing the subset of global VCN authorizations to previously provided VCN authorizations, to identify an unsent VCN authorization, storing a transmittable unsent VCN authorization based on the unsent VCN authorization, providing an unsent authorization indication to the external entity, receiving, from the external entity, a request for the unsent VCN authorization based on providing the unsent authorization indication to the external entity, and providing the transmittable unsent VCN authorization to the external entity, based on storing the tran
    Type: Grant
    Filed: November 23, 2022
    Date of Patent: April 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kelly Jo Brown, Jesse Emery, Jonathan Blocksom, Todd Safford, Victoria Yang, Brian Glowniak, Edward Husa, Calvin Sun
  • Patent number: 11966936
    Abstract: Systems and methods for executing queries on a bitmap index are disclosed. The system may receive a first data stream from a database and generate a bitmap index based on the first data stream. The system may receive an input selection of one or more data conditions from a user device and generate a Boolean expression based on the input selection. The system may query the bitmap index using the Boolean expression and generate a bitmap vector. The system may output a first data subset represented by the generated bitmap vector to a graphical user interface. The bitmap index may include probabilistic entries, and the system may validate the probabilistic entries by receiving a second data stream, identifying one or more entries correlated to the probabilistic entries, determining a divergence between the identified entries and the probabilistic entries, and updating parameters of a classifier model associated with the probabilistic entries.
    Type: Grant
    Filed: May 11, 2021
    Date of Patent: April 23, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Swapnil Shinde, William Ibekwe, Sarah Schmidt, David Welgus