Abstract: Methods and systems disclosed herein enable tracking user actions by generating different visually scannable codes (e.g., QR codes) for combinations of user, operator, and action(s). Each visually scannable code may be stored with user action data and an operator identifier and linked to another visually scannable code corresponding to the user. When a visually scannable code is scanned, all data associated with the visually scannable code and data associated with other linked visually scannable codes is generated for display. By generating the visually scannable codes and storing the codes in a linked state, the system is able to provide quick and efficient data retrieval.

Abstract: A method of for analyzing data using machine learning models comprising: receiving data associated with a request to add a new occasion to an electronic database, wherein: the electronic database includes a plurality of occasions; a portion of the plurality of occasions is associated with a timing value and a substance value; the electronic database is associated with a first progress value; and the data associated with the request to add the new occasion is at least partially automatically generated by a first trained machine learning model; receiving data associated with the new occasion; predicting, by a second trained machine learning model, a timing value and a substance value for the new occasion; calculating a second progress value based on the timing value and the substance value for the new occasion; and causing a graphical user interface to display a notification to add the new occasion to the electronic database.

Abstract: Methods and systems searching data exchanges and assets with non-homogenous functionality and non-standardized data descriptions using credentials corresponding to users. The method includes receiving, from a user, a request to access a data exchange, retrieving a user profile for the user, wherein the user profile provides a credential for the user, and receiving a search string. The method includes determining a first search input for searching the data exchange based on the search string and the credential, performing, a first comparison of a first search input portion to respective first set of attributes for the plurality of asset types, and performing a second comparison of a second search input portion to respective second set of attributes for the plurality of asset types. The method includes generating for display a search result for the search string based on the first comparison and the second comparison.

Abstract: Systems and methods are disclosed for presenting web application content. A method for presenting web application content includes executing a web application using a web browser, the web application configured to display a web page element in a web browser. The method includes identifying an application component requested by a user action. The method also includes querying a component registry database for the application component, the component registry database including one or more application components loadable by the web application. The method then includes obtaining, from a link in the component registry database, application component code for the application component. The method also includes incorporating the application component code into the web page element. The method also includes rendering the application component code and the web page element using the web browser so that the application component is displayed in the web browser as part of the web page element.

Abstract: Various embodiments are generally directed to techniques utilizing computers to process service billing data, generate one or more groups of customers based on one or more attributes of the data, and train a recurrent neural network (RNN) to predict future bill amounts for customers. Embodiments further include techniques to predict the future bill amounts of the customers and providing an indication of the bill amounts to the customers.

Abstract: A computer implemented method, system and non-transitory computer-readable device for a remote deposit environment activating, on a client device, a financial application, wherein the financial application is configured to instantiate a customer interface (UI) on the client device. Upon receiving a customer request, based on interactions with the UI, the method implements an electronic deposit of a financial instrument by activating a camera on the client device to generate a live stream of image data of a field of view of at least one camera, wherein the live stream includes imagery of at least a portion of the financial instrument. The method continues by extracting, based on the live stream of image data and by an optical character recognition program resident on the client device, one or more data fields from the financial instrument and communicating the extracted one or more data fields to a remote deposit server to complete the electronic deposit.

Abstract: Cards having a hybrid construction including a biodegradable portion and related methods are disclosed. A card can include a card body having a top surface and a bottom surface opposite the top surface, the top and bottom surfaces meeting at a peripheral edge of the card body; and a first portion secured to a second portion such that the top surface of the card body spans both the first and second portions and the bottom surface is formed entirely of the second portion. The card can further include a chip secured to the first portion of the card body; wherein the peripheral edge includes at least an insertion edge of the first portion; wherein the second portion of the card body comprises a biodegradable material; and wherein the first portion and a recyclable portion meet at a frangible junction on the top surface of the card body.

Abstract: Systems, apparatuses, and methods for verifying physical presence of a mobile device as part of an electronic transaction. Tags may be generated and displayed on one or more display devices. Those tags, which may be time-limited, may be read by a mobile device to verify physical presence of the mobile device as a prerequisite to initiating, continuing with, or completing an electronic transaction, and/or as a decision point in how the electronic transaction is to be conducted.

Abstract: A card having an antenna, one or processors, and memory having stored thereon a first application and a second application configured to receive an input of the card and determine a request associated with the input. The card is further configured to activate, responsive to determining that the request is consistent with a contactless EuroPay-MasterCard-Visa (EMV) data standard, the first application. The first application is configured to communicate, via near field communication (NFC), data to the communicating device via the antenna based on the EMV data standard for payment purposes. The card is further configured to activate, responsive to determining that the request is consistent with a near field communication data exchange format (NDEF) standard, the second application. The second application is configured to communicate, via NFC, data to the communicating device via the antenna based on the NDEF standard for verification/identification purposes.

Abstract: In some embodiments, a near-field communication card may be provided with an NFC-field-strength visualization display and a transparent window through which the NFC-field-strength visualization display is visible. In some embodiments, a token (e.g., the NFC card) may be constructed to include an electromagnetic field visualization display, a radiofrequency communication antenna, and a first transparent region having a transparent surface through which the electromagnetic field visualization display is visible. In some embodiments, a first layer of a token may be provided, where the first layer includes an electromagnetic field visualization display and a radiofrequency communication antenna. A second layer of the token may be provided, where the second layer includes a first transparent region. The first and second layers may be bonded such that the electromagnetic field visualization display of the first layer is visible through the first transparent region of the second layer.

Abstract: Aspects described herein may relate to methods, systems, and apparatuses for labeling data in connection with synthetic data generation. The data labeling may begin with a manual process where a user provides labels for data. Based on the labels provided by the user, modified data may be generated and may include one or more encodings associated with the labels provided by the user. A machine-learning model may be trained to predict labels based on the modified data samples. Accuracy of the model may be determined based on comparing the predicted labels to further labels provided by the user and/or by allowing the user to indicate whether predicted labels are correct or incorrect. Once the model is determined to be accurate, the predicted labels may be used as a basis for generating synthetic data.

Abstract: Aspects described herein may allow for the generation of a message to be sent to an intended recipient of a request for a communication session prior the initiation of the communication session. The system may monitor applications and associated devices to determine the initiation of the communication session. Based on such a determination, the system may generate a message to be presented to a communication initiating user and to be sent to an intended recipient of the communication session. The system may determine data for the message based on an analysis of the data associated with the communication initiating user, and the system may apply a machine learning model to generate draft messages for the user. Messages may be generated to authenticate a user with an intended recipient of the communication session.

Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.

Abstract: In some implementations, a user device may determine that the user device was granted access to a first set of resources by a first authentication process. The user device may receive a request to access a second set of resources. The user device may generate, based on the request, a token that indicates that the user device was granted access to the first set of resources by the first authentication process. The user device may transmit, based on the request, the token to a server device to cause a second authentication process to be performed on the token. The user device may receive, from the server device, access information indicating whether access to the second set of resources is granted or denied based on transmitting the token to the server device.

Abstract: In some implementations, a device may determine whether an existing record for a file, received at a file storage location, is present in a record log. The device may generate, based on determining that the existing record for the file is not present in the record log, a record for the file in the record log. The record may identify the file and a first region. The device may determine, after generating the record, whether the record has been changed to identify a second region. The device may process the file based on determining that the record has not been changed to identify the second region.

Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes by using physical environment information. A computing device may receive video depicting a physical environment and process that video to identify one or more first objects. The computing device may receive a request for access to an account. The computing device may send a prompt for a physical environment description and receive, in response, an indication of one or more second objects. The indication of the one or more second objects may comprise video of the physical environment, a verbal description of the physical environment, and/or text describing the physical environment. The computing device may grant the user device access to the account based on comparing the one or more first objects to the one or more second objects.

Abstract: An automated system is provided for facilitating resolution of an incident. An incident information data processor is configured to receive incident information and an action estimation data processor is configured to receive critical action information that includes a description of an action and an action initiation time. The action information data processor obtains previous action information on actions taken to resolve previous incidents and determines an estimated action outcome and an estimated critical action time interval for resolution of the critical action using the critical action information and the previous action information. An incident estimation data processor is configured to determine an overall estimated time interval for incident resolution and an estimated incident resolution time. An incident display data processor is configured to transmit, to a user data processing system for display to a user, at least the estimated incident resolution time.

Abstract: Application-based point of sale systems in mobile operating systems. A first application may generate a first URL directed to a second application, a parameter of the first URL comprising an identifier of the first application. A mobile operating system (OS) may access the first URL to open the second application. The second application may receive, from a server, a virtual account number (VAN). The second application may initiate a server on a port and generate a second URL directed to the first application, a parameter of the second URL comprising the port. The OS may access the second URL to open the first application. The first application may establish a connection with the server using the specified port and receive the VAN from the second application via the connection. The first application may autofill the VAN to a form field of a payment form in the first application.