Patents Assigned to N/A
  • Patent number: 11949811
    Abstract: An example method is described. The method includes receiving, by a computing system, data indicative of a call into an interactive voice response (IVR) system from a user device and determining, by the computing system and based on the data, a set of actions performed by the user device within the IVR system and a corresponding set of results performed by the IVR system during the call. Additionally, the method includes converting, by the computing system, the set of actions and the corresponding set of results into a sequence of code pairs using a dictionary established based on training data, determining, by the computing system, an activity pattern during the call based on the sequence of code pairs; and calculating, by the computing system, a probability that the call is fraudulent based on the activity pattern during the call.
    Type: Grant
    Filed: October 17, 2022
    Date of Patent: April 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nick A. Maiorana, Judy Cantor, Kevin R. Cieslak, David Gorlesky, Jeremy Ernst
  • Patent number: 11947901
    Abstract: A method for facilitating automated data curation in real-time is disclosed. The method includes retrieving electronic documents from a source; converting the electronic documents into data sets, the data sets corresponding to a predetermined format; preprocessing the data sets to identify linguistic units, the linguistic units relating to paragraphs and sentences; extracting, by using a model, attributes based on the linguistic units, the attributes relating to a key detail in the electronic documents; and generating, in real-time, messages based on the extracted attributes. Additionally, the electronic documents include a corporate action prospectus that provides information for a corresponding corporate event, the information including term and condition information, date information, and restriction information.
    Type: Grant
    Filed: July 5, 2022
    Date of Patent: April 2, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventor: Trevor McGuire
  • Patent number: 11947710
    Abstract: Systems and techniques for real-time feature level software security are described herein. A request may be received from a computing device for data from the feature of the software application. The request for data may include authorization information of a user of the computing device. It may be identified that the feature of the software application contains code containing a reference to a security configuration service. A security configuration may be determined for the feature of the software application by comparing a resource identifier and a feature identifier of the feature of the software application to a set of security configurations of the security configuration service. The security configuration may provide access rules for the feature of the software application. A response may be sent to the computing device based on a comparison of the received authorization information of the user of the computing device to the determined security configuration.
    Type: Grant
    Filed: September 27, 2021
    Date of Patent: April 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Adam Sanders, David L. Frost
  • Patent number: 11948188
    Abstract: An automated Automatic Teller Machine (ATM) exception processing method, system, and recording medium for facilitating completion of an ATM deposit transaction upon an occurrence of an exception. The method includes remotely monitoring an ATM for the exception by an automated ATM monitoring system over a first communication network, and automatically reporting a detected exception resulting in a failed ATM deposit transaction, by a processor in the automated ATM monitoring system, to both a customer processing system and to a reconstruction transaction system over a second communication network. The process also includes processing a customer claim by the customer processing system based on the failed ATM deposit transaction, and reconstructing the failed ATM deposit transaction by the reconstruction transaction system. The method further incudes reconciling the customer claim with the reconstructed ATM deposit transaction.
    Type: Grant
    Filed: May 6, 2019
    Date of Patent: April 2, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: David Anthony Quesenberry, Warren Gavin Lewis
  • Patent number: 11946440
    Abstract: An apparatus and method are provided for a fuel bowl to supply liquid fuel to a carburetor. The fuel bowl comprises a float chamber and a fuel inlet cavity which receives a fuel delivery insert. The fuel delivery insert receives a fuel inlet valve and comprises passages to direct incoming fuel to a bottom portion of the float chamber. A float comprises an elongate member rotatably hinged within a float cavity of the fuel delivery insert, such that the float rises according to a quantity of fuel within the float chamber. The fuel inlet valve supplies liquid fuel to the float chamber by way of the passages according to the operation of the float within the float chamber. A ventilation chamber allows air and fuel vapors to exit as liquid fuel enters the float chamber while preventing liquid fuel from entering into the carburetor.
    Type: Grant
    Filed: January 11, 2022
    Date of Patent: April 2, 2024
    Assignee: K&N Engineering, Inc.
    Inventor: John Kyle
  • Patent number: 11944464
    Abstract: The invention provides a method (10) for detecting a neural respiratory drive measure of a user. The method includes obtaining (100) an EMG signal and processing (200, 280) the EMG signal to produce a surrogate respiration signal and a processed EMG signal. Inhalations of the user are then detected (300) based on the surrogate respiration signal. The detected inhalations are then used in conjunction with the processed EMG signal to determine (400) a neural respiratory drive measure of the user.
    Type: Grant
    Filed: April 13, 2018
    Date of Patent: April 2, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Jakob Van De Laar, Sandrine Magali Laure Devot, Rene Martinus Maria Derkx
  • Patent number: 11947918
    Abstract: Systems and methods for managing a set of electronic assets from a single location are disclosed. The method includes providing a portal with a network security access control. The method includes determining that login credentials input to the access control are associated with a set of electronic assets corresponding to a plurality of third-party computing systems with application programming interface (API) gateways configured to accept API calls directed to changes in functionality of the electronic assets. The method includes presenting, via the portal, a virtual icon to identify a coordinated action with respect to the set of electronic assets and, in response to a selection of the virtual icon, executing a set of API calls that include an asset-specific API call to each third-party computing system in the plurality of third-party computing systems to implement the coordinated action on all electronic assets in the set of electronic assets.
    Type: Grant
    Filed: March 27, 2023
    Date of Patent: April 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Joshua R. Mitchell
  • Patent number: 11948191
    Abstract: A distributed system includes a lending device that is configured to receive, from a user device, a real-time request for a loan associated with a service, where the request specifies at least an identifier of the user device and a specific amount of funds; determine, based at least on the specific amount of funds for the loan and on the identifier of the user device, to provide the loan to the user device; generate a digital token associated with the loan, where the digital token specifies usage restrictions that are associated with (i) an approved amount of funds, (ii) a duration of the loan, and (iii) a payee associated with a service device; and provide, the user device and/or the service device, the digital token associated with the loan, where the digital token is redeemable by the payee associated with the service device for the approved amount of funds.
    Type: Grant
    Filed: October 1, 2021
    Date of Patent: April 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Joel Eric Boeder, Chris Theodore Kalaboukis, Rameshchandra Bhaskar Ketharaju, Joon Maeng, Ramanathan Ramanathan, Abhijit Rao, Andres J. Saenz, Makarand Shivadevuni
  • Patent number: 11947505
    Abstract: Systems and methods for tracking data lineage and record lifecycle using a distributed ledger are disclosed. In one embodiment, a method for tracking record lifecycle events may include: (1) creating, by a record lifecycle tool, a recordable artifact for a record lifecycle event in a record lifecycle, the recordable artifact comprising data for the record lifecycle event; (2) generating, by the record lifecycle tool, a hash of the data; (3) creating, by the record lifecycle tool, record lifecycle event metadata for the recordable artifact; (4) signing, by the record lifecycle tool, the record lifecycle event metadata; (5) writing the record lifecycle event metadata to supply chain metadata storage at a storage location, wherein the supply chain metadata storage may be cryptographically verifiable and immutable; and (6) writing the hash and an identifier for the storage location in the supply chain metadata store to a present state database.
    Type: Grant
    Filed: January 7, 2021
    Date of Patent: April 2, 2024
    Assignee: JPMORGAN CHASE BANK , N.A.
    Inventors: Arthur G. Lynch, Zsolt Kalmar, Ashish Tiwari, Robert Keith
  • Patent number: 11946990
    Abstract: A magnetic resonance imaging, MRI, system (2), comprises MRI electronics, including a transmitting coil (11) for transmitting radio frequency, RF, signals and a receiving coil (12) for receiving RF signals; and/or a transmitting/receiving coil (3) for transmitting and receiving RF signals; and cables (22), connecting the transmitting coil (11), receiving coil (12) and/or transmitting/receiving coil (3) to other electronic elements.
    Type: Grant
    Filed: November 8, 2021
    Date of Patent: April 2, 2024
    Assignee: Koninklijke Philips N.V.
    Inventor: Christoph Günther Leussler
  • Patent number: 11948158
    Abstract: Provided herein is a holistic fraud cocoon that protects a user from incoming or outgoing fraud and phishing communications by capturing, analyzing and either altering, discarding or presenting communications to the user. For example, the holistic fraud cocoon captures all incoming sources (mail, in-person visits, phone, TV, radio, newspapers and internet) and the actions performed by the user, triggered by those sources. Certain actions are held in a queue to be reviewed, validated and acted upon by a third party before the actions are executed.
    Type: Grant
    Filed: January 23, 2023
    Date of Patent: April 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chris Kalaboukis, Andrew J. Garner, IV, Andres J. Saenz, Abhijit Rao, Ramanathan Ramanathan
  • Patent number: 11945060
    Abstract: The present invention relates to a method (200) of forming a plurality of teeth of a cutting blade or guard, the method comprises: a) taking (210) a blank of material, the blank having an upper outer surface and a lower outer surface, wherein at least a portion of the lower outer surface is substantially planar and forms a plane of the blank; b) utilizing (220) a cutting device (20) In comprising a first die (40) and a second die (50), wherein the first die comprises a plurality of first elements (42) and the second die comprises a plurality of second elements (52), wherein a first plane (60) is defined with respect to upper surfaces of the plurality of first elements and a second plane (70) is defined with respect to lower surfaces of the plurality of second elements, and wherein each upper surface of the plurality of first elements has a centre part (44) that lies in the first plane and edge parts (46) that are below the first plane; c) placing (230) the blank in the cutting device, such that the portion of
    Type: Grant
    Filed: May 8, 2020
    Date of Patent: April 2, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Steven Johan Grobbink, Mark Klaas Albert Veldhuis, Marcel Adriaansen, Hendrik Christo Postmus, Nick Goet
  • Publication number: 20240105965
    Abstract: The method produces an electrode catalyst having a porous carbon support that has nanopores having a pore diameter of 1 to 20 nm, micropores having a pore diameter of less than 1 nm, and a BET specific surface area of 1000 to 1500 m2/g, and catalyst particles containing Pt supported on the support, including: preparing a powder in which the catalyst particles are supported on the support by using the support and raw materials of the catalyst particle; and accommodating the powder obtained through the first step in a flow-type reactor, flowing ammonia gas through the reactor under conditions of a concentration of 10 to 100% and a pressure of 0.1 MPa to 0.5 MPa, and regulating the temperature in the reactor to 500° C. or more and less than the decomposition temperature of ammonia, keeping for 5 to 10 hours to chemically react the powder and the ammonia gas.
    Type: Application
    Filed: February 9, 2022
    Publication date: March 28, 2024
    Applicant: N.E. CHEMCAT CORPORATION
    Inventors: Kiyotaka Nagamori, Tomoteru Mizusaki, Satoshi Aoki, Yoko Nakamura, Yasuhiro Seki
  • Publication number: 20240103873
    Abstract: The disclosure includes a method of authenticating a processor that includes an arithmetic and logic unit. At least one decoded operand of at least a portion of a to-be-executed opcode is received on a first terminal of the arithmetic and logic unit. A signed instruction is received on a second terminal of the arithmetic and logic unit. The signed instruction combines a decoded instruction of the to-be-executed opcode and a previous calculation result of the arithmetic and logic unit.
    Type: Application
    Filed: December 7, 2023
    Publication date: March 28, 2024
    Applicants: STMICROELECTRONICS (ROUSSET) SAS, PROTON WORLD INTERNATIONAL N.V.
    Inventors: Michael PEETERS, Fabrice MARINET
  • Publication number: 20240099503
    Abstract: A coffee machine has a test function, by which a user can instruct suitable operating settings to be determined, e.g. for a new coffee bean type to be used. A series of one or more test brewing cycles is then carried out to measure operating characteristics of the coffee machine, and thereby derive a set of suitable operating settings, for example for those new coffee beans.
    Type: Application
    Filed: December 15, 2021
    Publication date: March 28, 2024
    Applicant: KONINKLIJKE PHILIPS N.V.
    Inventor: Kasper Roelof LOOPSTRA
  • Publication number: 20240104358
    Abstract: A method and a system for using implicit neural representations for generation of interpretable time series are provided. The method includes: receiving time series information, such as pairings of time coordinate values with time series signal values, that relates to an event sequence; generating, based on the time series information, an implicit neural representation of the event sequence that includes a plurality of embedded values and a corresponding plurality of weights; and using the implicit neural representation to predict at least one item of information that relates to the event sequence and is not included in the received time series information, such as an interpolation or an extrapolation of the time series.
    Type: Application
    Filed: June 28, 2023
    Publication date: March 28, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Elizabeth FONS, Svitlana VYETRENKO, Yousef EL-LAHAM, Alejandro SZTRAJMAN, Alexandros IOSIFIDIS
  • Publication number: 20240103465
    Abstract: A method for using a Gaussian Process-based algorithm to approximate an optimal stopping of a time series that corresponds to a sequence of events is provided. The method includes: receiving information that relates to an event sequence; estimating, based on the received information, a first potential reward that is obtained by stopping the event sequence at a first time, and a set of respective second potential rewards that are obtained by stopping the event sequence at corresponding times; and determining, based on the estimated first and second potential rewards, an optimal time for stopping the event sequence. The event sequence may include a numerical sequence that is modeled as a statistical learning method via a Gaussian Process (GP) function and/or a deep GP function that indicates a probability density distribution of the items in the numerical sequence over a predetermined time interval.
    Type: Application
    Filed: May 31, 2023
    Publication date: March 28, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Kshama DWARAKANATH, Danial DERVOVIC, Peyman TAVALLALI, Svitlana VYETRENKO, Tucker Richard BALCH
  • Publication number: 20240104985
    Abstract: Systems and methods for mutual authentication of a user and a container administrator computer system. A container administrator computer system receives a request from a mobile computing device for a user to access a secure container. The request includes a user identifier. The administrator system receives a first authentication factor corresponding to the user. The administrator system authenticates the user by verifying that the first authentication factor matches a first reference authentication factor associated with the user identifier. The administrator system sends a second authentication factor associated with the administrator system to a human-machine interface associated with the secure container or the mobile computing device. The administrator system receives a notification of authentication of the administrator system using the authentication factor. The administrator system transmits an unlock signal to unlock the secure container.
    Type: Application
    Filed: December 7, 2023
    Publication date: March 28, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Chris Kalaboukis, Lisa Magana, Andrew Martinez, Uma Meyyappan, Dennis Montenegro, Marla Pacis, Timothy Ward
  • Publication number: 20240106828
    Abstract: Various methods, apparatuses/systems, and media for providing centralized seamless data access are disclosed. A processor builds a data mesh architecture in a cloud environment. The data mesh architecture includes a single central hub account provided between a plurality of data producer accounts and a plurality of data consumer accounts. The processor causes the plurality of data producer accounts to publish different types of data received from a plurality of data sources onto the single central hub account along with corresponding metadata. The processor also causes the single central hub account to: incorporate the metadata into an application; receive a request from the plurality of data consumer accounts to access the published different types of data from the single central hub account; and control who from the plurality of data consumer accounts can access the published different types of data from the single central hub account based on the metadata.
    Type: Application
    Filed: September 28, 2023
    Publication date: March 28, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Anu JAIN, Ravi NAGVEKAR, Anne MCCLURE, Sovon NATH, Brian BONOMO, Matthew P AGOSTINELLI, Ram GUTTA
  • Patent number: D1021239
    Type: Grant
    Filed: July 5, 2022
    Date of Patent: April 2, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Qiu Rong Ma, Yi Mu Yang, Ling-Yuan Liou