Patents Assigned to N/A
  • Patent number: 11928687
    Abstract: Systems, methods, and computer-readable storage media utilized in math-based currency (MBC) exchange utilizing MBC transaction guarantees. One method includes receiving, from a merchant point of sale (POS) terminal, a payment reimbursement request comprising a guarantee identifier associated with an MBC transfer. The method further includes determining, utilizing the guarantee identifier, transaction information. The method further includes determining, utilizing the transaction information, the guarantee identifier is associated with a failed transaction based on accessing and analyzing a plurality of disputed transactions on an MBC blockchain. The method further includes, in response to identifying the failed transaction, initiating an MBC payment from the financial computing system to an MBC address of a merchant. The method further includes providing, to the merchant POS terminal, a payment confirmation.
    Type: Grant
    Filed: November 11, 2021
    Date of Patent: March 12, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashish Kurani, Wayne Barakat, Martin Barrs, Dominik Vltavsky
  • Patent number: 11929686
    Abstract: Disclosed herein are power conversion devices comprising power modules, capacitor modules, and support frames. The power modules may be operable to convert direct current (DC) electricity to alternating current (AC) electricity. The capacitor modules may be electrically connected to the power modules. The support frames may house the power modules and conductor plates, and the capacitor modules may be at least partially wound around exterior sides of the support frames. Such arrangements may advantageously take up less installation space and/or have better form factors than power conversion devices with cylindrical capacitors.
    Type: Grant
    Filed: September 2, 2021
    Date of Patent: March 12, 2024
    Assignee: DANA BELGIUM N.V.
    Inventor: Joachim Druant
  • Patent number: 11928803
    Abstract: An image processing apparatus comprises a receiver (201) for receiving an image signal which comprises at least an encoded image and a target display reference. The target display reference is indicative of a dynamic range of a target display for which the encoded image is encoded. A dynamic range processor (203) generates an output image by applying a dynamic range transform to the encoded image in response to the target display reference. An output (205) then outputs an output image signal comprising the output image, e.g. to a suitable display. The dynamic range transform may furthermore be performed in response to a display dynamic range indication received from a display. The invention may be used to generate an improved High Dynamic Range (HDR) image from e.g. a Low Dynamic Range (LDR) image, or vice versa.
    Type: Grant
    Filed: January 18, 2019
    Date of Patent: March 12, 2024
    Assignee: Koninklijke Philips N.V.
    Inventors: Charles Leonardus Cornelius Maria Knibbeler, Renatus Josephus Van Der Vleuten, Wiebe De Haan
  • Patent number: 11928236
    Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.
    Type: Grant
    Filed: August 27, 2020
    Date of Patent: March 12, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Brian M. Pearce, Steven Pulido, Benjamin Soccorsy, James Stahley, Mojdeh Tomsich
  • Publication number: 20240078169
    Abstract: A method for providing test and regression automation via a cloud native elastic tool is disclosed. The method includes obtaining test configurations, the test configurations corresponding to a test suite; parsing the test configurations to identify testing conditions for the test suite; automatically determining testing parameters for executing the test suite based on the identified testing conditions; executing the test suite based on the automatically determined testing parameters in a computing environment, the computing environment including a distributed computing environment; verifying results of the executing; and generating a report for the test suite, the report including information that corresponds to the automatically determined testing parameters, an execution status, and a verification result.
    Type: Application
    Filed: October 19, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Anand SIRVISETTI, Swathi YENUMULA, Abdul Subhan Shoukat GHOUSE, Pawan KUMAR, Shravan MURIKI
  • Publication number: 20240078091
    Abstract: A system, method, and apparatus for creating and managing smart contracts on a blockchain is provided. A method includes detecting, by the computing system, a code language of the smart contract code, wherein each of a plurality of code languages is associated with at least one of a plurality of blockchain platforms; determining, by the computing system, based at least partially on the code language of the smart contract code, an optimal blockchain platform to deploy the smart contract onto, the optimal blockchain platform being one of the plurality of blockchain platforms associated with the detected code language, the smart contract code capable of being deployed onto two or more blockchain platforms; compiling, by the computing system, the smart contract code based on the determination of the optimal blockchain platform so as to generate smart contract byte code and metadata; and deploying, by the computing system, the smart contract byte code to the optimal blockchain platform.
    Type: Application
    Filed: November 13, 2023
    Publication date: March 7, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Michael D. Dowling
  • Publication number: 20240074607
    Abstract: A steam cooking apparatus has a cooking chamber, and a heating chamber adjacent the cooking chamber used for heating air laden with steam. Further, a steam heater is provided in the cooking chamber. Air and steam are circulated between the cooking chamber and the heating chamber, by means of an air circulation arrangement. A food support is provided for mounting in the cooking chamber. The food support has a bottom surface which includes a channel arrangement for positioning over the steam heater. The channel arrangement results in desired flow conditions over the steam heater to enable efficient generation of steam.
    Type: Application
    Filed: December 20, 2021
    Publication date: March 7, 2024
    Applicant: KONINKLIJKE PHILIPS N.V.
    Inventors: Christian MIKULA, Jan VAUPOT, Bernhard SCHRATTER, Joachim SCHRETTLINGER
  • Publication number: 20240078556
    Abstract: Disclosed are methods, systems, and devices for identifying anomalous and/or problematic payments based on past payment patterns of a user, past experiences with the user, and the user's circumstances, and implementing intervention mechanisms for proactively resolving account issues before downstream impacts, such as collections calls, inbound calls, and complaints. Anomalous payments may be detected using clustering and prediction. Interventions may include phone calls, emails, notifications, etc. An alert or notification may be sent to the user's mobile application, and various selectable response options suited to the situation may be presented to the user.
    Type: Application
    Filed: October 30, 2023
    Publication date: March 7, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Stacy R. Henryson, Shawn Hetrick, Heather C. Pemble, John Quinnell
  • Publication number: 20240080391
    Abstract: Methods and systems for handling telephone calls relating to recurring customer questions and inquiries so as to decrease a likelihood of additional calls regarding the same issues and thereby improve customer experience while reducing an overall call volume are provided. The method includes: receiving an incoming telephone call from a person; capturing an audio signal that corresponds to a voice of the person; analyzing the audio signal by detecting phonetic intonations applying a digital filter to the intonations; and determining whether an inquiry articulated by the person during the telephone call has been adequately addressed. The method may further include using machine learning to generate an output that indicates an expression of certainty or uncertainty in the voice of the person.
    Type: Application
    Filed: September 1, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Rudolph L. MAPPUS, IV, Sri Harsha POTHUKUCHI, Angel VINCENT, Peter KUTCHEN, Owen CHURCHILL, Jose BURGOS
  • Publication number: 20240078529
    Abstract: Systems and methods that facilitate a mobile wallet splitting payments to an invoice between multiple payment accounts are disclosed herein. The mobile wallet can receive an invoice, and then select a set of payment accounts to each pay a portion of the invoice. The mobile wallet can send the payment information to a point of sale device, indicating that the payment include multiple payments from different payment accounts. The point of sale device can then process the multiple payments, either sequentially, or in parallel. In an embodiment, the mobile wallet can receive partial payments from other mobile wallets for the invoice, collect the payments together, and send the payment information at once to the point of sale device for the set of mobile wallets.
    Type: Application
    Filed: November 13, 2023
    Publication date: March 7, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Joon MAENG
  • Publication number: 20240077803
    Abstract: Systems, apparatuses, and methods are provided for heating a plurality of optical components. An example method can include receiving an input radiation beam from a radiation source. The example method can further include generating a plurality of output radiation beams based on the input radiation beam. The example method can further include transmitting the plurality of output radiation beams towards a plurality of heater head optics configured to heat the plurality of optical components. Optionally, the example method can further include controlling a respective power value, and realizing a flat-top far-field profile, of each of the plurality of output radiation beams.
    Type: Application
    Filed: December 30, 2021
    Publication date: March 7, 2024
    Applicants: ASML NETHERLANDS B.V., ASML Holding N.V.
    Inventors: Laurentius Johannes Adrianus VAN BOKHOVEN, Mahesh Upendra AJGAONKAR
  • Publication number: 20240078552
    Abstract: A method and system for classifying and verifying data are provided. The method includes receiving first information that relates to an individual person; categorizing each item of the first information as relating to either a non-mutable attribute or a mutable attribute of the individual person; verifying an accuracy of each item of the first information by comparing the respective item with second information that is independently maintained by an external source; and when a request for updating first information that relates to a mutable attribute of the individual person is received, verifying an accuracy of the first information to be updated by using an external source.
    Type: Application
    Filed: September 1, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Stefan SCHUBERT, Reetu BOK
  • Publication number: 20240078141
    Abstract: A method for providing ingestion checkpointing from an event topic is disclosed. The method includes polling, via an event consumer, a message broker to initiate consumption of events from the event topic, the event topic relating to event storage; checkpointing, based on a result of the polling, the consumption of the events by writing corresponding data in multiple stages to a checkpointing durable store; inserting an event pending status for each of the events in an events time bucket table; committing, via the event consumer, the consumption of the events; initiating event processing for the events; and updating the events time bucket table with an event complete status when consumption of the events are completed.
    Type: Application
    Filed: September 6, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Maxwell EVERS, Prakash RAVI, Amit Kumar MESHRAM, Indrajit BISWAS, Pravallika SANTHIL
  • Publication number: 20240078859
    Abstract: A method for performing a determination of voter eligibility and facilitation of secure electronic voting is provided. The method includes authenticating a voter according to security setting and displaying a voting page for a jurisdiction corresponding to the voter's residence. The method then transmits to an adjudicating entity, voter information for determination of voter eligibility, and stores the voter information in a non-public blockchain. The method further includes determining whether the voter is eligible to vote based on the voter information stored in the non-public blockchain, generating a unique voter specific ballot for the voter in response to a determination that the voter is eligible to vote, and transmitting, to the adjudicating entity, a ballot selection received from the voter. The ballot selection is then stored on a public blockchain, and made available for release.
    Type: Application
    Filed: May 15, 2023
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Kenneth FALOR, Adam BELVIN, Sebastian CASSANO, Mohammed AIJAAZ, James TEMPLET
  • Publication number: 20240078606
    Abstract: A method and a computing apparatus for generating a personal financial plan are provided. The method includes: receiving a first input that includes information about an initial financial state of an individual person; receiving a second input that includes information about a goal financial state of the individual person; receiving a third input about financial habits of the individual person; defining a set of available user actions, each respective available user action being assigned a corresponding probability that indicates a likelihood that the individual person successfully performs the respective available user action; determining, based on the defined set of available user actions and heuristics designed to maximize a likelihood of execution, proposed sequences of potential user actions by which the goal financial state is achievable; and calculating, for each proposed sequence, a respective likelihood score that indicates a corresponding feasibility of a successful completion thereof.
    Type: Application
    Filed: September 7, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Alberto POZANCO, Kassiani PAPASOTIRIOU, Daniel BORRAJO, Andrea STEFANUCCI, Nicolas MARCHESOTTI, Jessica STADDON, Manuela VELOSO
  • Publication number: 20240078644
    Abstract: Methods and systems for using images that represent time-series data to forecast corresponding images depicting future values of the time-series data are provided. The method includes: receiving a set of time-series data; converting the set of time-series data into a partial first image that includes a blank region to which future data to be included in the first set of time-series data corresponds; and performing an inpainting operation with respect to the partial first image by generating pixels for filling in the blank region in order to produce an augmented version of the first image. A machine learning algorithm that is trained by using historical time-series data may be used to perform the inpainting operation.
    Type: Application
    Filed: September 1, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Manuela VELOSO, Zhen ZENG, Naftali Y COHEN, Srijan SOOD, Jacob Reinier MAAT, Tucker Richard BALCH
  • Publication number: 20240078336
    Abstract: Various methods, apparatuses/systems, and media for automatically protecting sensitive information data entering application logs, events, metrics, traces, or other outputs are disclosed. A processor receives source code associated with an application being developed; parses the source code and identifies variables or fields in the source code that include sensitive information data; applies artificial intelligence or machine learning algorithm to the source code to automatically identify variables that contain the sensitive information data based on the identified variables or fields and annotating accordingly. Each annotation is a hint that data associated with corresponding annotation is confidential and sensitive information that should not be published, logged, or printed.
    Type: Application
    Filed: July 28, 2023
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Benjamin H. SANSOM, Christopher C. MORRIS, James Alexander HUTTON, Ellen S. DEWITT
  • Publication number: 20240078216
    Abstract: Various methods, apparatuses/systems, and media for data migration readiness of a target data source are disclosed. A processor receives a request having configurable filters and parameters from a consumer service to obtain data; invokes, in response to receiving the request, a service application programming interface (API) for the data; fetches requested data from a legacy data source in response to calling the service API; fetches data corresponding to the same request having the same configurable filters and parameters from a target data source; compare the fetched data from the legacy data source to the fetched data from the target data source; generates, in response to comparing, a data quality validation score; and when it is determined that the data quality validation score is equal to or more that predetermined threshold value, validates the target data source for migration readiness and terminating the legacy data source.
    Type: Application
    Filed: September 6, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Maxwell EVERS, Prakash RAVI, Amit Kumar MESHRAM, Indrajit BISWAS
  • Publication number: 20240074616
    Abstract: Disclosed is a food processing apparatus having a food processing chamber, comprising a blade arrangement and a motor arranged to drive the blade arrangement. The blade arrangement comprises a body having a surface arrangement delimiting a cavity and a plurality of cutting blades extending from the surface arrangement into the cavity.
    Type: Application
    Filed: December 14, 2021
    Publication date: March 7, 2024
    Applicant: KONINKLIJKE PHILIPS N.V.
    Inventors: Jingwei TAN, Declan Patrick KELLY, Yun CHEN, Paul Bernard Joseph HIGGINS
  • Publication number: 20240078145
    Abstract: A method and a system for providing a shared state module that acts as a common interface for facilitating data sharing among microservice front-end modules that are being used in conjunction with one another within a single application are provided. The method includes: receiving an input that includes information that relates to a set of microservice modules to be utilized for constructing an application; uploading each of the set of microservice modules and a shared state module that is configured to facilitate data sharing; transmitting, to each of the set of microservice modules, an instruction that provides access to the shared state module; and when a particular microservice module requests a subset of data that is accessible via the shared state module, causing the requested subset of data to be received by the particular microservice module.
    Type: Application
    Filed: September 6, 2022
    Publication date: March 7, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Evan BECHTOL, Mubeen HYDER