Patents Assigned to N/A
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Publication number: 20230353560Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: ApplicationFiled: July 10, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Publication number: 20230352218Abstract: Disclosed herein are monodisperse superparamagnetic beads, having a core-shell structure, and a method for preparing the beads.Type: ApplicationFiled: April 29, 2021Publication date: November 2, 2023Applicant: N-lab Technology Center Pte. Ltd.Inventors: He-Kuan Luo, Honglei Wang, Kelei Chen
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Publication number: 20230351382Abstract: A method and a system for solving transactions reconciliation tasks by integrating clustering and optimization are provided. The method includes: receiving first information that relates to a plurality of transactions; extracting, from the first information, a set of transaction-specific features and a set of transaction-specific textual information; generating at least one meta-transaction by clustering a subset of the plurality of transactions based on the extracted set of transaction-specific features and the extracted set of transaction-specific textual information; and matching transactions from within the clustered subset based on the amounts of the transactions.Type: ApplicationFiled: April 28, 2022Publication date: November 2, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Parisa ZEHTABI, Mahmoud Ahmed MAHFOUZ, Daniel BORRAJO, Daniele MAGAZZENI, Manuela VELOSO, Yufei WU, Allan ANZAGIRA, Sunandita PATRA, Jonathan Roger HORN, Tracy RASCO, Raghavendra KADRI, Ade ONIGBANJO
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Publication number: 20230348944Abstract: The present invention relates to methods for producing 2? fucosyllactose (2?-FL), as well as newly identified fucosyltransferases, more specifically newly identified lactose binding ?-1,2-fucosyltransferase polypeptides, and their applications. Furthermore, the present invention provides methods for producing 2-fucosyllactose (2?FL) using the newly identified ?-1,2-fucosyltransferases.Type: ApplicationFiled: December 16, 2020Publication date: November 2, 2023Applicants: INBIOSE N.V., INBIOSE N.V.Inventors: Joeri Beauprez, NausicaƤ Lannoo, Kristof Vandewalle, Annelies Vercauteren
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Publication number: 20230350483Abstract: Systems and devices are provided to enable granular control over a retention or active state of each of a plurality of memory circuits, such as a plurality of memory cell arrays, within a memory. Each respective memory array of the plurality of memory arrays is coupled to a respective ballast driver and a respective active memory signal switch for the respective memory array. One or more voltage regulators are coupled to a ballast driver gate node and to a bias node of at least one of the respective memory arrays. In operation, the respective active memory signal switch for a respective memory array causes the respective memory array to transition between an active state for the respective memory array and a retention state for the respective memory array.Type: ApplicationFiled: June 21, 2023Publication date: November 2, 2023Applicants: STMICROELECTRONICS S.r.l., STMicroelectronics International N.V.Inventors: Nitin CHAWLA, Anuj GROVER, Giuseppe DESOLI, Kedar Janardan DHORI, Thomas BOESCH, Promod KUMAR
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Publication number: 20230348739Abstract: Ultraviolet (UV) absorbing inks and films for surfaces such as glass and/or plastic are provided that include patterns visible to avian eyes, but invisible to a human at least ten feet away. Such invention is aimed at reducing the number of window strikes that result in bird deaths. A formulation may include a binder, a carrier. A formulation may include a base configured to dissolve and solubilize the binder such that it can be applied to the carrier. A formulation may include at least one of an ultraviolet (UV)/visible (VIS) absorbing (UAC) component and a UV/VIS reflective (URC) component.Type: ApplicationFiled: April 28, 2023Publication date: November 2, 2023Applicant: N.J. Solar & Safety Film LLC / DBA National National Window FilmInventor: Cody Kesler
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Publication number: 20230351864Abstract: A housing that facilitates a service operation for a transaction device includes a transfer cassette interface structured to receive a transfer cassette where the transfer cassette is structured to retrievably store banknotes, a media aperture interface structured to removably couple to a media aperture of the transaction device where the media aperture interface is coupled to a transfer arm structured to facilitate transferring banknotes to and from the media aperture and the media aperture interface, and a housing transport apparatus structured to facilitate transporting banknotes to and from the transfer cassette via at least one of the transfer cassette interface or the media aperture interface.Type: ApplicationFiled: July 10, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Frank DiGangi, Christian Mande, Dennis E. Montenegro, Darren M. Goetz
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Publication number: 20230352929Abstract: An apparatus includes a first fuse having a first breaking capacity, a first set of time-current characteristics, and a first rating; a second fuse having a second breaking capacity, a second set of time-current characteristics, and a second rating. The second set of time-current characteristics is different from the first set of time-current characteristics and the second rating is different from the first rating. The first fuse and the second fuse are connected in series, the value of the first breaking capacity is set such that at a high current fault condition the first fuse acts to interrupt the current before the second fuse, and the value of the second set of time-current characteristics is set such that at a locked rotor condition of the motor unit the second fuse acts to interrupt the current before the motor unit reaches a maximum winding temperature.Type: ApplicationFiled: November 25, 2020Publication date: November 2, 2023Applicant: KONINKLIJKE PHILIPS N.V.Inventors: Walter Alex Planegger, Robi Rek
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Publication number: 20230351344Abstract: Systems and methods for establishing a pull payment relationship are disclosed. A method includes: generating, by a computing system, a transaction code associated with a payee; receiving, by the computing system and from a user device associated with a payor, the transaction code associated with the payee and a transaction code associated with the payor, the transaction codes exchanged during a contact or a near-contact event; establishing, by the computing system, a payment relationship between the payee and the payor responsive to receiving the transaction codes from the user device associated with the payor; receiving, by the computing system, a payment request; determining, by the computing system, that the received transaction codes contained in the payment request match the transaction codes of the payee and the payor stored by the computing system; and processing, by the computing system, the received payment request.Type: ApplicationFiled: July 3, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Daniel David, Jonathan A. Hartsell, Heath Kamp, Sarah W. Phelps, Philip Sprague, Christina Zikeli
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Publication number: 20230350665Abstract: Various methods, apparatuses/systems, and media for automatically upgrading an application are disclosed. A processor creates a dynamic machine learning (ML) model; trains the dynamic ML model and scans for SDK upgrade for the application against the dynamic ML model by implementing ML algorithm for predictions. The processor executes the SDK upgrade in response to detecting that the training of the dynamic ML model is completed to trigger the processor to perform the following automated processes: implement the ML algorithm against the trained dynamic ML model to generate predictive results data for deprecated reference corresponding to the application; evaluate the predictive results data to determine whether there is a match for the deprecated reference; and when it is determined that there is a match for the deprecated reference, automatically replace code and upgrade the application to newer version of the programming language specification.Type: ApplicationFiled: July 7, 2023Publication date: November 2, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Kumar RAO KRISHNAGI, Matthew J PORTER, Mark Alan WELLS, Jerome JOSEPH, Sharmila PRAKASH, Satvika EDA
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Publication number: 20230351026Abstract: Systems and methods for managing cybersecurity for an entity are disclosed. An example method includes providing a content portal to a user configured to display a security risk profile via a generated GUI; receiving, via the generated GUI, a first input from the user comprising a selection of a component identified in the security risk profile and a response parameter; providing, via the generated GUI, parameters for a targeted scan of the selected component; receiving, via the generated GUI, a second input from the user comprising a selection of a confirmation of the parameters; identifying a vulnerability associated with a first property or a second property from device connectivity data based on the parameters; initiating the targeted scan of the selected component associated with the vulnerability; determining a result of the targeted scan; updating the security risk profile; and updating a multi-dimensional score based on the updated security risk profile.Type: ApplicationFiled: June 22, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Shane Cross, Daniel Fricano, Thomas Gilheany, Peter Anatole Makohon, Dale Miller, Charles Steven Edison, Kodzo Wegba, James Bonk
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Publication number: 20230351469Abstract: A method for providing personalized recommendations in real-time to facilitate electronic transactions is disclosed. The method includes automatically aggregating reference data from various sources, the reference data including user data and merchant data; receiving, via an application programming interface, an indication from a user, the indication including data that relates to a corresponding user activity; identifying a profile that corresponds to the user; determining, in real-time by using a model, recommendations for the user based on the indication, the reference data, and the profile; and providing, via the application programming interface, the recommendations to the user in response to the indication.Type: ApplicationFiled: April 29, 2022Publication date: November 2, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Praveen YELUKATI, Srinu DASARI
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Publication number: 20230353559Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: ApplicationFiled: July 10, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Publication number: 20230350308Abstract: Systems, apparatuses, and methods are provided for increasing the throughput of a particle inspection system. During a first portion of an exposure time period of the particle inspection system, an example method can include irradiating a first region of a substrate surface, blocking all reflected radiation outside the first region, and generating a first sub-image of the first region based on radiation reflected from the first region. During a second portion of the exposure time period, the example method can further include irradiating a second region of the substrate surface, blocking all reflected radiation outside the second region, and generating a second sub-image of the second region based on radiation reflected from the second region. Subsequently, the example method can include generating a composite image based on the first sub-image and the second sub-image.Type: ApplicationFiled: July 20, 2021Publication date: November 2, 2023Applicant: ASML Holding N.V.Inventor: Michal Emanuel PAWLOWSKI
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Patent number: 11803130Abstract: An alignment apparatus includes an illumination system configured to direct one or more illumination beams towards an alignment target and receive the diffracted beams from the alignment target. The alignment apparatus also includes a self-referencing Interferometer configured to generate two diffraction sub-beams, wherein the two diffraction sub-beams are orthogonally polarized, rotated 180 degrees with respect to each other around an alignment axis, and spatially overlapped. The alignment apparatus further includes a beam analyzer configured to generate interference between the overlapped components of the diffraction sub-beams and produce two orthogonally polarized optical branches, and a detection system configured to determine a position of the alignment target based on light intensity measurement of the optical branches, wherein the measured light intensity is temporally modulated by a phase modulator.Type: GrantFiled: August 5, 2020Date of Patent: October 31, 2023Assignees: ASML Netherlands B.V., ASML Holding N.V.Inventors: Franciscus Godefridus Casper Bijnen, Muhsin Eralp, Simon Reinald Huisman, Arie Jeffrey Den Boef
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Patent number: 11803915Abstract: A computer-based adaptive advising system is described that generates a client profile for a client that includes a risk perception matrix. The risk perception matrix includes a familiarity index, an association index, and a sensitivity index, wherein each index indicates a relative weight of corresponding parameters for the client's perception of risk. The system identifies one or more investment recommendations for the client from a pool of potential investments based on the risk perception matrix for the client, and presents the recommendations based at least on association parameters capturing subjects of personal relevance to the client. After receiving an acceptance or rejection for each of the one or more investment recommendation, the system updates the familiarity index, the association index, and/or the sensitivity index based on the accepted invention recommendations and rejected investment recommendations.Type: GrantFiled: May 14, 2020Date of Patent: October 31, 2023Assignee: Wells Fargo Bank, N.A.Inventor: Chetan Vashrambhai Desai
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Patent number: 11802596Abstract: Methods and systems are provided for wet clutch pressure control to reduce drag and degradation of rotary seals in a transmission. In one example, a method may include determining an upper threshold pressure based on a rotational speed of a shaft of the transmission, determining a lower threshold pressure based on the rotational speed of the shaft, and adjusting a pressure of hydraulic fluid applied to the clutch to be between the upper threshold pressure and the lower threshold pressure. In this way, the pressure of the hydraulic fluid applied to the clutch may be maintained at a level that allows full torque transfer by the wet clutch while reducing drag on the rotary seals.Type: GrantFiled: October 26, 2021Date of Patent: October 31, 2023Assignee: DANA BELGIUM N.V.Inventors: Kurt Cattoor, Filip D. Schacht, Joachim Van Dingenen, Tommy Van Acker
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Patent number: 11803395Abstract: A method may include receiving a request to transfer a personal virtual assistant to a computing device, the personal virtual assistant including response preferences of a user; accessing a virtual assistant transfer protocol associated with the user; the virtual assistant transfer protocol including a sensitivity preference; applying the sensitivity preference to data associated with the personal virtual assistant to generate a virtual assistant transfer package; and transmitting the virtual assistant transfer package to the computing device.Type: GrantFiled: January 23, 2023Date of Patent: October 31, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Kristine Ing Kushner, John T. Wright
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Patent number: 11803890Abstract: Examples described herein relate to apparatuses and methods of providing real-time notifications on affordability and advisability of purchasing goods or services using augmented reality. The method includes receiving, from AR device associated with a user, visual data representing a view through a viewing area of the AR device. The visual data comprises geolocation data indicating a geolocation of the AR device. The method includes identifying an image of an object included in the visual data. The method includes determining, based on the visual data, a product identifier associated with the object. The method includes determining an attempt by the user to purchase the object. The method includes generating, in response to determining the attempt, recommendation data based on the product identifier and an account associated with the user. The method includes sending the recommendation data to the AR device to cause the AR device to display the recommendation data to the user.Type: GrantFiled: April 11, 2018Date of Patent: October 31, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Waverly W. Chao, Haritha Devarajan, Thomas W. Gross, Kristine Ing Kushner, Muhammad Farukh Munir, Pamela M. Murphy
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Patent number: D1003431Type: GrantFiled: June 14, 2022Date of Patent: October 31, 2023Assignee: KONINKLIJKE PHILIPS N.V.Inventors: Justin Rothermel, Joshua Greenberg, Robert O'Grady