Patents Assigned to RISK
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Patent number: 12363132Abstract: The systems and methods are provided that can enable the detection of certain modes of online interactions carried out by a user's computing device, for example, when an online app or webpage of an enterprise is accessed by the user's computing device. Certain exemplary implementations may utilize collector code that resides in the app or webpage opened by users accessing the enterprise service to measure and collect timing data to detect whether the user's computing device or associated browsing session is subjected to modes of manipulation such as the user browser's privacy mode being engaged, malware interacting with the browsing session, and/or some type of aggregator interacting with the browsing session. Such modes of manipulation can impact the utility and accuracy of certain forms of behavioral biometric algorithms, particularly those that utilize users' typing, timing, keystroke dwell, etc.Type: GrantFiled: January 26, 2023Date of Patent: July 15, 2025Assignee: LEXISNEXIS RISK SOLUTIONS FL INC.Inventors: Per Burström, Philip Lindblad, Mikael Åhlén
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Publication number: 20250225041Abstract: In accordance with at least one aspect of this disclosure, there is provided, an artificial intelligence/machine learning (AI/ML) data aggregation module configured to aggregate and parse electronic data from a plurality of systems (e.g., which system(s) may be based on a site location/building) each including a plurality of assets/devices, for determining one or more analytics (e.g., trends) for the assets/devices. In certain embodiments, the AI/ML aggregation module can be configured to receive system data directly and in real time from each of the plurality of systems through one or more communication channels and media formats.Type: ApplicationFiled: November 11, 2024Publication date: July 10, 2025Applicant: Advanced Data Risk Management, LLCInventors: Daniel O'Neill, Matthew Isgur
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Publication number: 20250201036Abstract: A computer implemented method for generating a vehicle mileage includes controlling at least one accelerometer on-board the vehicle to capture and characterise the acceleration readings in at least one of 3 orthogonal axes while the vehicle is in motion; calculating, based on the variational characteristics (such as max, min, mean, variance) of these readings captured, an axis independent acceleration value; and generating a set of axis independent acceleration values correlated with different observed speeds of the vehicle.Type: ApplicationFiled: May 19, 2023Publication date: June 19, 2025Applicant: APPY RISK TECHNOLOGIES LIMITEDInventors: Robert MADDOCK, Andrew WRIGHT
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Patent number: 12299173Abstract: A computer-implemented method for processing data may comprise receiving, from a user, a first data set including at least one item of personally identifiable information (“PII”) for a plurality of individuals, wherein the first data set includes information related to an outcome of an algorithm or process; analyzing the received first data set to infer at least one trait of the plurality of individuals; storing a second data set in a data store, wherein the second data set includes the at least one trait, and wherein the second data set does not include the at least one item of PII; analyzing the second data set to determine a fairness of the algorithm or process; and providing a report to the user related to the determined fairness of the algorithm or process.Type: GrantFiled: May 25, 2022Date of Patent: May 13, 2025Assignee: O'Neil Risk Consulting & Algorithmic AuditingInventors: Catherine O'Neil, Elizabeth O'Neil, Meredith Broussard, Jacob Appel, Thomas Adams, Isaac Robinson
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Patent number: 12299094Abstract: Systems and methods are provided for improving behavioral biometrics scoring accuracy. A method includes receiving streamed behavioral biometrics data and associated contextual data, determining a first trust score by evaluating the streamed behavioral biometric data, and if the first trust score is below a first predetermined value, separating the streamed behavioral biometrics data into contextualized bins corresponding to the contextual data to produce binned data. The contextualized bins can include a target identifier such as a data field; or a data type field, an area of a browser window, a task, and/or a physical activity. Responsive to a first threshold amount of accrued binned data, the method can include evaluating the binned data to determine a second trust score that is context-aware and sending an alert to the enterprise server responsive to the second trust score being below a second predetermined value.Type: GrantFiled: February 21, 2023Date of Patent: May 13, 2025Assignee: LEXISNEXIS RISK SOLUTIONS FL INC.Inventors: Per Burström, Philip Lindblad, Tony Libell, Julian Breitling, Mikael Åhlén
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Patent number: 12293001Abstract: Systems and methods are disclosed for the utilization of personally identifiable information (PII) to identify an individual while de-identifying the associated data through tokenization. A method includes receiving, at a main tokenizer and from a first trading partner, a first data set comprising a first subset of a plurality of PII fields corresponding to an individual, receiving, at the main tokenizer and from a second trading partner, a second data set comprising a second subset of the plurality of PII fields corresponding to the individual, resolving, a the main tokenizer, the individual, linking a unique patient-centric token (PCT) to the individual based on the resolving, and outputting the PCT for generating a non-PII token linked to the individual.Type: GrantFiled: April 20, 2022Date of Patent: May 6, 2025Assignee: LexisNexis Risk Solutions FL In.Inventors: Jay Sultan, Jeffrey M. Diamond, Jill Luber, Victor E. Tavernini, Emily Mortimer, Raghunandan Valluri, Theresa Roseanne Wu, Charles Edwards Morton, Brian Richard Mullin
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Publication number: 20250124393Abstract: Scenario generation includes establishing a communicative coupling between a computer-generated business continuity management user interface and a selected large language model (LLM). Scenario generation includes specifying an adverse event in the user interface and querying a database of scenario description records for an organization with the specified adverse event in order to receive a vector of relevant data to the specified adverse event. Scenario generation further includes first tuning a pre-determined LLM prompt with the vector to produce a specific LLM prompt for the specified adverse event and then submitting the specific LLM prompt to the selected LLM from over the communicative coupling. The selected LLM returns to the user interface scenario text referring to a plausible instance of the specified adverse event. Finally, scenario generation includes persisting the scenario text into persistent storage in connection with a specific scenario for use in a scenario simulation engine.Type: ApplicationFiled: October 11, 2023Publication date: April 17, 2025Applicant: Fusion Risk Management, Inc.Inventors: Robert Davis DeRodes, Zachary Keller, James Post
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Publication number: 20250095037Abstract: In an illustrative embodiment, systems and methods for cyber vulnerability assessment include obtaining assessment data including information pertaining to domains of cyber security vulnerability of an enterprise and, for each security domain, a respective domain-level vulnerability score, identifying risk(s) relevant to the enterprise based on domain-level vulnerability score(s), identifying recommended products or services for mitigating each of the risks, and preparing a graphical user interface for selecting a portion of the recommended products or services. A user may select one or more products or services through the user interface for purchase and/or deployment planning. The domain-level vulnerability scores may be compared to peer vulnerabilities scores, target vulnerability scores, or prospective vulnerability scores based upon application of certain recommended products or services.Type: ApplicationFiled: December 5, 2024Publication date: March 20, 2025Applicant: Aon Risk Consultants, Inc.Inventors: Jason Hogg, Nicholas Dan, Jeffrey Bolas, Christopher Uriarte, Adam Peckman, Mani Dhesi, Cory Allen Moreira
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Patent number: 12254563Abstract: Systems and methods for creating a two-dimensional orthographic map that models an environment using images captured with a camera and an augmented reality (AR) engine. The interior has at least one object with one or more planes that are parallel to each other. A method can include annotating the at least one image with a plurality of horizontal lines or vertical lines, each horizontal line or vertical line corresponding to an edge of the at least one object in at least one of the one or more planes, determining, an orientation of a projection plane that is parallel to each of the one or more planes, estimating an offset for each of the one or more planes relative to the projection plane, and rendering, based on the offset for each of the one or more planes, a two-dimensional orthographic map that models the interior environment.Type: GrantFiled: December 9, 2022Date of Patent: March 18, 2025Assignee: LexisNexis Risk Solutions FL Inc.Inventor: Victor Palmer
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Patent number: 12233825Abstract: A method for hazard detection and fire prevention during mobile refueling operation includes: accessing a geospatial position of a mobile refueling platform; detecting the geospatial position within a geospatial region as a first condition in a set of conditions, the geospatial region permitted for refueling operation; accessing a distance between the mobile refueling platform and a surface of an object proximal the mobile refueling platform; detecting the distance exceeding a distance threshold as a second condition in the set of conditions; accessing a concentration of a gas proximal the mobile refueling platform; detecting the concentration falling below a concentration threshold as a third condition in the first set of conditions; and in response to the set of conditions corresponding to a set of target conditions for mobile refueling operation, transmitting a control signal to open a fuel valve of the mobile refueling platform.Type: GrantFiled: July 25, 2023Date of Patent: February 25, 2025Assignee: Fire & Risk Alliance, LLCInventors: Scott Michael Bryant, Brent Allen Turner, III, Anthony James Natale, Noah Lael Ryder, Ryan Alexander Hutchens
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Patent number: 12211113Abstract: A computer system and method for performing property inspections. Digital media is received in a computer vision image analysis system from one or more user devices via a network and a determination is made regarding an environment type associated with the received digital media. One or more objects are determined that are located in the determined environment and which are present in the received digital media. A determination is made regarding an absence of objects in the received digital media contingent upon the determined environment type based upon a set of rules.Type: GrantFiled: November 15, 2023Date of Patent: January 28, 2025Assignee: LexisNexis Risk Solutions FL Inc.Inventor: Cole Winans
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Patent number: 12203323Abstract: A flood panel barrier system uses a series of water-impermeable panels around a structure or across openings in the structure where could otherwise enter the structure. The panels are supported at their interfaces by vertical support members that are rigidly mounted to ground surface. The vertical support members do not require bracing that extends behind the barrier in many applications and held in place at their lower end by opposing angled plates. There are fastening units for fastening the panels to the vertical support members, as well as fastening various supporting plates to the ground surface, and each of the fastening units include a knob that allows for tightening or loosening of the fastening unit, as needed.Type: GrantFiled: August 5, 2024Date of Patent: January 21, 2025Assignee: FLOOD RISK AMERICA, INC.Inventor: Tiffany Largey
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Patent number: 12197722Abstract: Systems and methods are provided for detecting when a user uses one or both hands to interact with a device having a physical or virtual keyboard. In one implementation, one-handed typing is determined by analyzing intragroup and intergroup keyflight timing distributions between different groups of clustered keys, each cluster having distinctly different proximal properties. A statistical measure made between the intragroup and intergroup keyflight timing distributions may be performed to determine one-handed or two-handed typing input, which may be used to enhance a user experience by adapting a viewing or input element to an appropriate hand setting. In another implementation, the detection may be used as input to determine a likelihood of suspected coaching fraud for online banking applications. In yet another implementation, the detection of one-handed typing is used as an input to bot detection algorithms to reduce false positives from other modalities.Type: GrantFiled: September 25, 2023Date of Patent: January 14, 2025Assignee: LEXISNEXIS RISK SOLUTIONS FL INC.Inventors: Julian Breitling, Philip Lindblad, Per Burström
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Patent number: 12191228Abstract: Heat dissipation systems include a plurality of heat dissipating layers, including gradient nanoparticle layers and carbon allotrope layers, applied to substrates. The gradient nanoparticle layers have first and second nanoparticles that both have diameters less than 500 nm, and the diameters differ from one another in length by 10% or more. The carbon allotrope layers include carbon allotrope particles suspended in a matrix that includes one or more polymers heat stable up to 500 C.Type: GrantFiled: April 6, 2017Date of Patent: January 7, 2025Assignee: Sanctioned Risk Solutions, Inc.Inventor: Zachary R. Greenhill
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Patent number: 12166233Abstract: A system includes a battery rack including a frame configured to support a battery tray, the frame including: an inlet fluidly coupled a fluid supply; and a set of columns fluidly coupled to the inlet, each column including perforations arranged on the column and facing an interior of the battery rack, and each column defining a channel configured to circulate fluid from the inlet to the perforations. The system also includes: a valve interposed between the fluid supply and the inlet; a sensor configured to generate a signal representing ambient condition proximal the battery rack; and a controller configured to trigger the valve to transition from a closed state to an open state in response to detecting a precursor condition to a fire event based on the signal.Type: GrantFiled: February 7, 2024Date of Patent: December 10, 2024Assignee: Fire & Risk Alliance, LLCInventors: Noah Lael Ryder, Brent Allen Turner, III, Ryan Alexander Hutchens, Anthony James Natale
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Publication number: 20240331524Abstract: A system may receive hazard data including an indication of one or more events, for example based on one or more of current climate conditions or future climate conditions. The system may receive geographic data. The system may determine, for example based at least in part on the geographic data, a portfolio including a plurality of locations. The system may group each of the one or more events into one or more annual groups. The system may forecast, for example based at least in part on the hazard data and the geographic data, a geographic extent and/or a severity of the one or more events. The system may forecast, for example based at least in part on the hazard data and/or the geographic data, a likelihood that a hazard will occur within a time frame associated with a first annual group of the one or more annual groups.Type: ApplicationFiled: June 14, 2024Publication date: October 3, 2024Applicant: Risk Factor, LLCInventors: Matthew Eby, Edward J. Kearns, Michael Amodeo, Neil Freeman, Brian Zambri, James P. Kossin, Kerry Emanuel
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Patent number: 12014436Abstract: Systems and methods for generation and use of intellectual-property (IP) landscaping platform architectures are disclosed. A landscaping component may be utilized to produce refined clusters of IP assets using user seeded searches in varying areas of interest, such as, for example, target technical fields, targeted publications, targeted products, and/or competitor entity portfolios. The landscaping component may be further utilized to produce an interactive graphical element including a spatial representation of the clusters of IP assets. The interactive graphical element may include various functionalities and/or information associated with the clusters of IP assets.Type: GrantFiled: September 30, 2020Date of Patent: June 18, 2024Assignee: AON RISK SERVICES, INC. OF MARYLANDInventors: Lewis C. Lee, Michael John Tobias, Samuel Cameron Fleming, Jared Dirk Sol, Louise Janice Luvina Bowman, Jeffrey Brendan Ryan, Scott Randolph Brewer, John E. Bradley, III
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Patent number: 11966979Abstract: Systems and methods for generation and use of vendor management platform architectures are disclosed. A compliance component may be utilized to receive user input data indicating supply contracts between a client and a vendor. The user input data may be utilized to determine insurable obligations associated with the supply contract and provide indications as to whether or not the vendor is compliant with the insurable obligation required by the supply contract. An exposure assessment component may be utilized to determine an exposure score associated with a client account and/or a vendor account based on various compliance factors, spending amounts, and/or properties associated with at least one of goods and/or services that a vendor will supply to a client.Type: GrantFiled: June 22, 2020Date of Patent: April 23, 2024Assignee: AON RISK SERVICES, INC. OF MARYLANDInventors: Lewis C. Lee, Louise Janice Luvina Bowman, Samuel Cameron Fleming, David Christopher Ledgerwood, Jesus Gonzalez
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Patent number: 11968184Abstract: Systems and methods are disclosed for detecting certain online activities associated with a digital identity. A Digital Identity Network may be monitored for potentially fraudulent activities (such as new account openings and certain transactions) related to an enrolled User identification (User ID) without requiring personally identifying information (PII). Corresponding alerts may be generated and sent to inform the associated user of such suspicious activity so that fraudulent account access or transactions may be prevented.Type: GrantFiled: June 14, 2023Date of Patent: April 23, 2024Assignee: LexisNexis Risk Solutions, Inc.Inventors: Peter Joseph Greene, Dean Weinert, David Buchler, Bryan Knauss
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Patent number: 11954735Abstract: Systems and methods for digital property protection are disclosed. For example, indication may be received that an entity has applied for an insurance policy to insure against theft of digital property. The digital property may be registered and a valuation of the digital property may be generated. Due diligence processes may be performed, including assessment of physical and/or network security mechanisms to prevent theft of the digital property. A recommendation to issue the insurance policy may be generated and sent in examples where the due diligence processes return favorable results. Terms generation and/or identification may be performed, and claims processing based at least in part on loss matrixes may also be performed.Type: GrantFiled: May 31, 2019Date of Patent: April 9, 2024Assignee: AON RISK SERVICES, INC. OF MARYLANDInventors: Nicholas Joseph Chmielewski, Jeffrey Scott Dwoskin, Paul Kim, Daniel Crouse