Abstract: A computing system and platform includes an event subsample processor and a risk item subsample processor to generate approximations when undertaking processing to model complex events in order to minimize CPU, memory and storage overhead. The event subsample processor approximates values associated with events based on a measure of the importance of select events; the risk item subsample processor groups similar event/risk item pairs and approximates values using representatives from each group.

Abstract: Manual human processing of documents often generates results that are subjective and include human-error. The cost and relatively slow speed of manual, human analysis makes it effectively impossible or impracticable to perform document analysis at the scale, speed, and cost desired in many industries. Accordingly, it may be advantageous to employ objective, accurate rule-based techniques to evaluate and process documents. This application discloses data processing equipment and methods specially adapted for a specific application: analysis of the breadth of documents. The processing may include context-dependent pre-processing of documents and sub-portions of the documents. The sub-portions may be analyzed based on word count and commonality of words in the respective sub-portions. The equipment and methods disclosed herein improve upon other automated techniques to provide document processing by achieving a result that quantitatively improves upon manual, human processing.

Abstract: Dust accumulation monitors are provided to autonomously monitor dust accumulations. The dust accumulation monitors include a casing having a translucent portion, a light sensor configured to output a sensing signal based on sensed light penetrating through the translucent portion, a controller coupled to the light sensor to receive the sensing signal and configured to output a dust alert signal based on the received sensing signal, and a communication interface coupled to the controller and configured to output an alert based on the dust alert signal output by the controller. A dust accumulation monitoring system includes a plurality of dust accumulation monitors, and a central monitor communicatively connected to each of the plurality of dust accumulation monitors and configured to receive dust sensing signals from each of the plurality of dust accumulation monitors. The dust accumulation monitors may communicate through wired or wireless links with the central monitor.

Abstract: A risk exposure model is developed for network or moveable assets not specific to a single, fixed address or location. An asset map using a plurality of geographic representation points is used to identify the physical locations of the asset portions (or possible physical locations in the case of a moveable asset). Baseline geographic, geologic, political, and demographic data is similarly represented using geographic representation points. Meta-data associated with each geographic representation point is used to identify details related to the asset or baseline feature at that geographic location. Risk exposure values are then calculated using the geographic representation points specific to the asset portions that are subject to risks associated with the location of the asset portion.

Abstract: Techniques described herein are directed to analyzing intellectual-property data according to provide various intellectual property related services to organizations. In particular implementations, information related to products and/or services may be obtained from a number of data sources. Additionally, information related to intellectual-property assets, such as patents, trademarks, copyrights, trade secrets, and know-how, may be obtained. In various situations, the intellectual-property assets may be mapped to respective products and/or services. The mappings between the products and/or services and intellectual-property assets may be used to provide intellectual property related services that correspond to the intellectual-property assets, such as valuation services, strategy-related services, or risk-related services.

Abstract: A system receives asset data indicating assets that have an uncertainty contributing to a financial risk of a portfolio. The system controls a multi-stage financial risk estimate process by determining a first portion and a second portion of the asset data; and computing, for the first portion, a first stage of the process. The system computes a second stage of the process for the first portion in an overlapping time period as computing the first stage for the second portion. The system, responsive to a completion of all computations of the process for the first portion, aggregates a computed risk according to the process for the first portion with any previously computed risks for other portions of the asset data besides the first and second portion. The system outputs an estimate for the financial risk for the portfolio before completing the process for the second portion.

Abstract: Systems and methods for entity prioritization and analysis are disclosed. For example, entity data may be received and utilized by one or more predictive models to generate entity ratings associated with a likelihood that the entities will be involved in defending an intellectual-property claim and a severity of loss associated with defending such a claim. A ranking of entities may also be generated indicating which entities are most likely to acquire an insurance policy insuring against an intellectual-property claim.

Abstract: A system and method for generating synthetic hazard data for cyber-insurance are provided. The method includes selecting, from treaty information, a shadow company, wherein the treaty information includes records relating to known companies and at least one shadow company, wherein the treaty information relating to the at least one shadow company does not include hazard data; sampling, from a database, a number of known companies that are part of an insurance treaty; determining a probability distribution for a likelihood that the selected shadow company uses at least one digital asset used by the sampled known companies; generating a set of Apriori rules describing the likelihood that two digital assets are used together; generating, for the selected shadow company, synthetic hazard data; and associating the synthetic hazard data with the selected shadow company.

Abstract: Systems and methods for digital property authentication and management are disclosed. A document representing a trade secret may be requested to be registered with a trade secret registry. A document obfuscation value corresponding to the document may be generated and may be registered with a blockchain. A record of the registration may be generated for the trade secret registry. The registry may be searchable and/or offer functionality such as valuation, insurance provision, and/or verification, among other benefits and functionalities.

Abstract: A system and method for monitoring a vehicle uses a wireless mobile device. The wireless mobile device, such as a cell phone, smart phone, PDA, etc., includes some of the hardware that could be utilized to monitor and analyze data and transmit the data (or summaries, statistics or analyses of the data) to a central server. This can greatly reduce the overall cost of the system. The data can be used to determine an insurance rate or as a speed probe for creating traffic maps, for example.

Abstract: An insurance product comprises a crop risk insurance policy component that insures against risk of loss for at least drought. An endorsement assembly is associated with the crop risk insurance policy component. The endorsement assembly comprises a grower compliance requirement, a right of payment, and ancillary terms and conditions. The grower compliance requirement requires a grower to comply with a qualified crop input plan for a particular crop in a field. The right of payment is contingent upon a first yield per unit land area of the particular in the field less than second yield per unit land area of a geographic area by more than a threshold amount. The geographic area covers a greater area than the field and is representative of at least one of the soil characteristics and the climate associated with the field. The right of payment is contingent upon compliance of the grower with the ancillary terms and conditions.

Abstract: A system and method for managing a crop insurance program facilitates determining an input management plan for application of a crop input to a field within a defined geographic area. A field yield is measured. The field yield pertains to a yield of particular crop associated with a field in a defined geographic area. An aggregate yield is estimated. The aggregate yield relates to the particular crop associated with the defined geographic area. The aggregate yield is scaled to represent a generally equivalent land area to the field. A difference or variation is determined between the field yield and the aggregate yield. The determined difference or indication thereof is made available to a receiving entity (e.g., insurer that is associated with at least one of claims and insurance on the crop in the field).

Abstract: A vehicle communication system facilitates hands-free interaction with a mobile device in a vehicle or elsewhere. Users interact with the system by speaking to it. The system processes text and processes commands. The system supports wireless technology for hands-free use. The system handles telephone calls, email, and SMS text messages. The user can customize the device via a user profile stored on an Internet web server. The system also includes a plurality of power conservation features.

Abstract: The disclosed technology includes systems and methods for identifying synthetic identities among a population of entity representations in an electronic database.

Abstract: A vehicle monitoring system permits a user to designate some usage as personal, such that the location of the vehicle is not tracked (or not recorded or not reported). The user can designate the usage as personal in terms of time of day or day of the week or in terms of geographic areas. Optionally, in calculating a route, the system may take into account a safety index; i.e. which route is safer. The system may also take into account which route will consume less energy, particularly where the vehicle is an electric vehicle, which has different efficiencies in certain types of road conditions.

Abstract: A method, system, and apparatus for testing mobile pumps and mobile fire pumps. Exemplary embodiments described herein can reduce or eliminate the discharge of water used for testing pumps to the ground or other ambient environments. Further, exemplary embodiments can reduce or eliminate the potential for contamination of water bodies and reduce or eliminate need for large transportable reservoirs as a source of water. Exemplary embodiments can include attachment of hose valves to pump outlets for controlling a flow rate of water as well as water pressure. A hose may further be coupled to each hose valve and looped to a pump inlet, allowing for the recycling of water. Flow meters may further be provided on the looped lines to measure water flow. A low flow capacity water source and discharge may be utilized to provide further control of or adjustment to test system temperature, water flow and pressure.

Abstract: A computer system and related computer-implemented methods are disclosed. The system is programmed to simplify one or more digital maps for a geographical region by reducing their sizes while maintaining their physical appearances to the human eyes.

Abstract: A communication network can include a random number beacon broadcasting a random number stream to multiple computing devices. At least two of those computing devices can generate private keys for secured communication based a subset of random numbers from the random number stream. Other devices do not have access to these private keys even though they have access to the subset of random numbers by virtue of receiving the broadcasted random number stream. The subset of random numbers can be extracted based on a predetermined time known only to the two or more devices, and/or the subset of random numbers can be extracted following detection of a predetermined number sequence in the random number stream known only to the two or more devices. Following a similar concept, a computing device can generate private cryptographic keys from a public random number stream.

Abstract: An on-vehicle device for a driver monitoring system can be configured to be isolated from the vehicle bus while connected to the vehicle's OBD port. In a fully-isolated mode, the device only receives power and ground from the vehicle's OBD port and there is no other communication sent or received from the vehicle bus. In a passive mode, the device can obtain some information from the vehicle bus but does not request any information on the vehicle bus. The device may be undetectable on the vehicle bus. Optionally, the device receives commands via a communication interface to be switched among the three modes: fully active mode, fully isolated mode and passive mode. The commands may come from a server and may be communicated over the internet or over a cell network to a communication module on the device.

Abstract: The present invention relates to methods and apparatus for generating create and maintain very efficient ‘preferred collateralized risk health plans’ with very rich benefit offerings at the best price points possible. More specifically, the present invention presents methods and apparatus for generating a means for providing health care services to smaller groups of participants by grouping like participants into larger plan groups.