Patents Assigned to RISK
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Patent number: 10939291Abstract: A combination of target images and control images are presented to a user device for selection by the user. Based on a correct selection of images that the user either recognizes or does not recognize, the user may be authenticated. Target images have some connection to a legitimate user in a way that a legitimate user may recognize the target image. Control images have no known connection to the legitimate user, such that they would not typically be recognized by the legitimate user. The legitimacy of a user may be determined based on images selected and/or not selected, depending on accompanying instructions for selection.Type: GrantFiled: July 16, 2020Date of Patent: March 2, 2021Assignee: LexisNexis Risk Solutions Inc.Inventors: Yaniv Koss, Benny Rotem, Bryan Knauss
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Patent number: 10921250Abstract: Dust accumulation monitors are provided to autonomously monitor dust accumulations. The dust accumulation monitors include a casing having a translucent portion, a light sensor configured to output a sensing signal based on sensed light penetrating through the translucent portion, a controller coupled to the light sensor to receive the sensing signal and configured to output a dust alert signal based on the received sensing signal, and a communication interface coupled to the controller and configured to output an alert based on the dust alert signal output by the controller. A dust accumulation monitoring system includes a plurality of dust accumulation monitors, and a central monitor communicatively connected to each of the plurality of dust accumulation monitors and configured to receive dust sensing signals from each of the plurality of dust accumulation monitors. The dust accumulation monitors may communicate through wired or wireless links with the central monitor.Type: GrantFiled: September 5, 2018Date of Patent: February 16, 2021Assignee: BAKER ENGINEERING & RISK CONSULTANTS, INC.Inventors: Philip James Parsons, Benjamin Stover, Yujie Hou
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Publication number: 20210040406Abstract: Divided sour gas treating systems and methods are described herein. In some embodiments, the systems include a plurality of absorbers proximate to respective ones of a plurality of sour natural gas sources and a regenerator which is remote from at least one of the plurality of absorbers.Type: ApplicationFiled: July 17, 2020Publication date: February 11, 2021Applicant: Asset Risk Management, LLCInventor: Brian L. Perilloux
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Patent number: 10903984Abstract: Systems, devices, and methods are provided for generating and transmitting a stream of random numbers such that the transmitted stream of random numbers is based at least in part on two or more streams of received random numbers. A randomness beacon can include a processor, a transmitter, and a memory with instructions thereon to cause the beacon to receive the two or more streams of received random numbers, generate a new stream of random numbers based at least in part on the received streams, and transmit the new stream via the transmitter to a public network. A system can include the randomness beacon and two or more random number generators that are generating the two or more random number streams received by the beacon.Type: GrantFiled: January 2, 2020Date of Patent: January 26, 2021Assignee: GLOBAL RISK ADVISORSInventor: Kevin Chalker
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Patent number: 10891360Abstract: Certain implementations include systems and methods for improving knowledge-based-authentication (KBA) identity authentication questions.Type: GrantFiled: November 6, 2019Date of Patent: January 12, 2021Assignee: LexisNexis Risk Solutions Inc.Inventors: Tamir Nygate, Benny Rotem, Elina Yaakobovich
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Patent number: 10891626Abstract: Systems and methods are disclosed for identity authentication using credit card information supplied by a subject with independently determined address information. According to an example implementation, a method is provided that can include receiving, from a client, personally identifying information (PII) related to a subject, where the PII includes at least a subject-supplied name and subject-supplied credit card information. The method can include querying one or more public or private databases with the PII, and receiving, in response to the querying, independent occupancy address information related to the subject. The method can include requesting credit card verification from an authorizing entity, where the requesting includes sending the subject-supplied credit card information and the independent occupancy address information to the authorizing entity.Type: GrantFiled: December 9, 2016Date of Patent: January 12, 2021Assignee: LexisNexis Risk Solutions Inc.Inventor: Marc Bacon
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Publication number: 20210004878Abstract: In an illustrative embodiment, systems and methods for cyber vulnerability assessment include obtaining assessment data including information pertaining to domains of cyber security vulnerability of an enterprise and, for each security domain, a respective domain-level vulnerability score, identifying risk(s) relevant to the enterprise based on domain-level vulnerability score(s), identifying recommended products or services for mitigating each of the risks, and preparing a graphical user interface for selecting a portion of the recommended products or services. A user may select one or more products or services through the user interface for purchase and/or deployment planning. The domain-level vulnerability scores may be compared to peer vulnerabilities scores, target vulnerability scores, or prospective vulnerability scores based upon application of certain recommended products or services.Type: ApplicationFiled: February 4, 2020Publication date: January 7, 2021Applicant: Aon Risk Consultants, Inc.Inventors: Jason Hogg, Nicholas Dan, Jeffrey Bolas, Christopher Uriarte, Adam Peckman, Mani Dhesi, Cory Allen Moreira
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Patent number: 10846801Abstract: A system and method for the valuation, acquisition, and management of insurance policies whereby specific business methods, algorithms, and systems are utilized to measure specific benchmarks set by risk bearers, affiliates and clients. The benchmarks set are based on the ratios set by the risk bearer based on their specific objectives for profitability. Profitability is measured by a number of factors and ratios to include but not be limited to ROI, ROE, Combined Ratio, Expense Ratio, Loss Ratio.Type: GrantFiled: August 31, 2018Date of Patent: November 24, 2020Assignee: RISK TRANSFER IP, LLCInventors: Paul R. Hughes, Dino A. Fabrizio
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Patent number: 10778413Abstract: A system for secure communications using resonant cryptography includes a resonator that has a random number generator (RNG). The RNG can be at least one of a true random number generator, pseudo-random number generator, and any non-repeating sequence of numbers having a characteristic of a random number stream, and generating a first stream of random numbers. A transmitter, electrically coupled to the random number generator, is also included to transmit the generated first stream of random numbers.Type: GrantFiled: September 14, 2016Date of Patent: September 15, 2020Assignee: Global Risk AdvisorsInventor: Kevin Chalker
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Patent number: 10771965Abstract: A combination of target images and control images are presented to a user device for selection by the user. Based on a correct selection of images that the user either recognizes or does not recognize, the user may be authenticated. Target images have some connection to a legitimate user in a way that a legitimate user may recognize the target image. Control images have no known connection to the legitimate user, such that they would not typically be recognized by the legitimate user. The legitimacy of a user may be determined based on images selected and/or not selected, depending on accompanying instructions for selection.Type: GrantFiled: January 9, 2020Date of Patent: September 8, 2020Assignee: LexisNexis Risk Solutions Inc.Inventors: Yaniv Koss, Benny Rotem, Bryan Knauss
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Patent number: 10762561Abstract: Certain embodiments of the disclosed technology include systems and methods for increasing efficiency in the detection of identity-based fraud indicators associated with a loan application. A method is provided that includes receiving applicant data associated with a loan application having a plurality of applicants. The application data includes at least a name, a social security number, and a street address for each of the plurality of applicants. The method includes querying one or more databases with the applicant data; receiving a plurality of independent information in response to the querying; determining a validity indication of the applicant data; creating disambiguated applicant records; determining relationships among the disambiguated applicant records; scoring at least one parameter of the applicant data; determining one or more indicators of fraud based on the scoring; and outputting, for display, one or more indicators of fraud.Type: GrantFiled: July 12, 2018Date of Patent: September 1, 2020Assignee: LexisNexis Risk Solutions FL Inc.Inventors: Scott M. Straub, Samantha Gwinn, Cindy Loizzo, Alex Woo Song, Marlene L. Thorogood, Cheri Gay Nevin, Eric Piner
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Patent number: 10755045Abstract: Automatic processing of documents often generates results far different from those obtained by manual human processing. For a given document processing task, many different techniques can be tried but it is often not known which will best emulate manual, human processing. This application discloses data processing equipment and methods specially adapted for a specific application: analysis of the breadth of documents. The processing may include context-dependent pre-processing of documents and sub-portions of the documents. The sub-portions may be analyzed based on word count and commonality of words in the respective sub-portions. Preambles may be identified and analyzed. The equipment and methods disclosed herein improve upon other automated techniques to provide document processing by achieving a result that is quantitatively closer to manual, human processing.Type: GrantFiled: March 3, 2017Date of Patent: August 25, 2020Assignee: AON RISK SERVICES, INC. OF MARYLANDInventors: Daniel Crouse, John E. Bradley, III, Benjamin A. Keim
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Publication number: 20200252423Abstract: In an illustrative embodiment, systems and methods by which a computerized platform accesses a data set pertaining to system characteristics and delivers the data to models to assist a user in identifying and remedying cyber vulnerabilities may include models for identifying vulnerabilities based on system characteristics and for identifying remedial actions and services to mitigate the vulnerabilities. Models may be created for quantifying composite risk exhibited by the system and may quantify risk on a domain-by-domain basis. The influence that performance of one or more remedial actions may have on the quantified risk profile of the system may be automatically projected. The response of an insurance marketplace as it pertains to offering policies to cover losses arising from cyber vulnerabilities exhibited by the system, either in its status quo or as altered via by enacting one or more remedial actions, may be automatically projected.Type: ApplicationFiled: January 29, 2020Publication date: August 6, 2020Applicant: Aon Risk Consultants, Inc.Inventor: Jason Hogg
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Patent number: 10719508Abstract: A method for providing low-latency responses to queries to a data search system comprises storing first digital data in a first digital data repository using a first column-oriented storage format; storing second digital data in a second digital data repository using a second column-oriented storage format, wherein the second column-oriented storage format is different from the first column-oriented storage format; generating a plurality of pre-computed views based on both the exposure data and the risk item data; storing the plurality of pre-computed views in the second data repository using the second column-oriented storage format; and in response to receiving a search query, determining a result set that is responsive to the query based on one or more particular pre-computed views of the plurality of pre-computed views and providing the result set to another computer or display device as output.Type: GrantFiled: April 19, 2018Date of Patent: July 21, 2020Assignee: RISK MANAGEMENT SOLUTIONS, INC.Inventor: Christopher George
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Patent number: 10706046Abstract: In an embodiment, a method comprises generating and storing metadata that maps a domain model to data stored in a data store, wherein the domain model describes the data and relationships between the data; receiving, from a client application, a request for data stored in the data store, wherein the request is in a first query language; translating the request into one or more queries based on the metadata, wherein the one or more queries are in a second query language; sending the one or more queries to the data store; receiving a first result set from the data store, based on the data store executing the one or more queries.Type: GrantFiled: July 27, 2018Date of Patent: July 7, 2020Assignee: RISK MANAGEMENT SOLUTIONS, INC.Inventors: Horst Werner, Christof Bornhoevd
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Patent number: 10692303Abstract: A system for recording, transmitting and compiling information indicative of actual vehicle operation and usage includes a device installed within a vehicle. Sensors communicate with the device to provide information relating to operation of the vehicle. A location module utilizes satellite signals to determine the current location of a vehicle. A data extraction module sends data to a central process server. The central processor compiles and summarizes the information from the device for determination of vehicle usage for use in determining an insurance premium.Type: GrantFiled: December 2, 2016Date of Patent: June 23, 2020Assignee: Appy Risk Technologies LimitedInventors: Otman Adam Basir, David Bullock
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Publication number: 20200191140Abstract: A method, system, and apparatus for testing mobile pumps and mobile fire pumps. Exemplary embodiments described herein can reduce or eliminate the discharge of water used for testing pumps to the ground or other ambient environments. Further, exemplary embodiments can reduce or eliminate the potential for contamination of water bodies and reduce or eliminate need for large transportable reservoirs as a source of water. Exemplary embodiments can include attachment of hose valves to pump outlets for controlling a flow rate of water as well as water pressure. A hose may further be coupled to each hose valve and looped to a pump inlet, allowing for the recycling of water. Flow meters may further be provided on the looped lines to measure water flow. A low flow capacity water source and discharge may be utilized to provide further control of or adjustment to test system temperature, water flow and pressure.Type: ApplicationFiled: December 12, 2019Publication date: June 18, 2020Applicant: Haines Fire & Risk ConsultingInventor: Stephen W. HAINES
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Publication number: 20200186326Abstract: Systems, devices, and methods are provided for generating and transmitting a stream of random numbers such that the transmitted stream of random numbers is based at least in part on two or more streams of received random numbers. A randomness beacon can include a processor, a transmitter, and a memory with instructions thereon to cause the beacon to receive the two or more streams of received random numbers, generate a new stream of random numbers based at least in part on the received streams, and transmit the new stream via the transmitter to a public network. A system can include the randomness beacon and two or more random number generators that are generating the two or more random number streams received by the beacon.Type: ApplicationFiled: January 2, 2020Publication date: June 11, 2020Applicant: GLOBAL RISK ADVISORSInventor: Kevin Chalker
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Patent number: 10664123Abstract: A system enables the user to customize the temporal and/or spatial behaviour aspects of desired things with respect to one or more target platforms. The desired things include objects, actions, and media files and can be associated with a time (T-thing), a location (L-thing), a time and location (LT-thing), a platform (P-thing), and combinations thereof. The user can pick and assemble multiple things into meta-things and create meta things of various types. The target platforms include any devices or systems that can be programmed to perform behaviors. The user programs a set of rules, which are then used to specify the behavioral aspects exercised by the system on the target platforms. The user interacts with the system through a portal and/or a mobile application. The portal is an intuitive GUI that enables the user to program the system in a simple pick-drag-and-drop fashion.Type: GrantFiled: February 12, 2019Date of Patent: May 26, 2020Assignee: Appy Risk Technologies LimitedInventor: Otman A. Basir
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Patent number: 10657368Abstract: Automatic processing of documents often generates results far different from those obtained by manual human processing. For a given document processing task, many different techniques can be tried but it is often not known which will best emulate manual, human processing. This application discloses data processing equipment and methods specially adapted for a specific application: analysis of the breadth of documents. The processing may include context-dependent pre-processing of documents and sub-portions of the documents. The sub-portions may be analyzed based on word count and commonality of words in the respective sub-portions. The equipment and methods disclosed herein improve upon other automated techniques to provide document processing by achieving a result that is quantitatively closer to manual, human processing.Type: GrantFiled: February 3, 2017Date of Patent: May 19, 2020Assignee: AON RISK SERVICES, INC. OF MARYLANDInventor: William Michael Edmund