Abstract: A multi-lender loan management system is provided herein. The multi-lender management system includes an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.

Abstract: A transaction card may include a body having a first part connectable with a second part, and a magnetic stripe on a first main side of the body. A first section of the magnetic stripe is provided on the first part of the body, and a second section of the magnetic stripe is provided on the second part of the body. The transaction card may further include an engagement member extending from the first part of the body for retention within a slot of the second part of the body, the slot embedded within the body between the first main side and a second main side.

Abstract: Techniques to enhance employee performance using machine learning are described. In some embodiments, these techniques are directed to rendering recommendations to employee reviews by processing, via an input device, an employee review between a manager and an employee, the employee review comprising employee-related remarks by the manager, using the machine learning model to identify at least one employee-related remark of the employee review to have a negative impact on employee performance, the negative impact being attributed to a reviewer type of the manager or a personality type of the employee, and displaying, on an output device, an annotated employee review wherein the annotated employee review comprises the employee review and data indicating that the at least one employee-related remark is likely to result in the negative impact. Other embodiments are described and claimed.

Abstract: Various embodiments are generally directed to techniques to determine contextual search terms. For example, embodiments include receiving a search query including a search term, the search query to cause performance of a search within a website. Embodiments also include determining a rule comprising one or more criteria is met, the rule associated with the search term and to link the search term with a contextual search term when the one or more criteria are met, appending the contextual search term with the search term in the search query to perform the search within the website, and performing the search within the website utilizing the search query comprising the search term and the contextual search term. Finally, embodiments include returning a result to the website.

Abstract: Exemplary embodiments relate to the secure storage of security questions through an immutable log, such as a blockchain. The security questions may be stored in a centralized location, accessible from an application or browser tab running on the user's device. When a security question is required, such as to perform a password reset on a website, the website may interact with the application or browser tab, which retrieves the question(s) from the blockchain. The user may enter their answers to the question(s), which may be hashed by the application or tab. The hashed answers may be entered into the original requesting website, which may verify with the blockchain that the correct answers have been provided. Thus, the requesting website sees neither the questions nor the answers. Additional security features may include logging requests for questions, so that a user can determine if a security question may have been compromised.

Abstract: Identifying policy violations for controlling behavior of an Internet of Things (IoT) automation system is provided. Traditional systems and methods provide for controlling IoT based automation system based upon a static analysis of a system model and rules. The embodiments of the proposed disclosure provide for controlling behavior of the IoT automation system by identifying one or more policy violations, wherein the one or more policy violations are identified by generating a plurality of models representing behavior, relationships and functions of one or more sub-systems corresponding to the IoT automation system; extracting a set of modelled rules; constructing, using each of the plurality of models and the set of modelled rules, an integrated model; and identifying, from the integrated model, the one or more policy violations via a Model Verifier Component for controlling behavior of the IoT automation system.

Abstract: A system and method of use to train customer service agents. The training system employs intelligent systems to facilitate or enable the training of customer service agents. The training system provides training to customer service agents and tracks the progress of the customer service trainees. In one aspect, the training system emulates a customer engaging with the customer service trainee, by emulating one or both of the persona of the customer and the scenario of the customer/trainee interaction.

Abstract: Various embodiments are generally directed to the secure transfer of account tokens between devices. For example, a first device may receive an account token stored on a second device using web Bluetooth application programming interfaces (APIs). As another example, the second device may push the account token to the first device.

Abstract: Blending apparatuses and related methods and computer program products are disclosed. In an aspect, blending apparatuses and related methods and computer program products of the present disclosure may include at least one energy source associated with the blending apparatuses such that at least one energy source may be used to provide at least one portion of the energy required for a given blending apparatus to function, thereby reducing or eliminating need for a separate energy source to power the blending apparatus, which reduces the overall spatial footprint required by the blending apparatus and other device(s) associated therewith. Energy generated by the at least one energy source may also be used to power one or more additional devices. Blending apparatuses of the present disclosure may additionally comprise at least one control station that allows one or more users to monitor, adjust, control, interact with the blending apparatuses, thereby increasing efficiency.

Abstract: Example embodiments provide systems and methods for increasing the cryptographic strength of an encryption or message-authentication-code-(MAC) generation technique. According to some embodiments, a MAC may be constructed around a shared secret (such as a random initialization number), thereby increasing strength of the MAC against brute force attacks based on the size of the shared secret. The MAC may be combined with randomized data, and may also be encrypted to further bolster the strength of the code. These elements (shared secret, MAC algorithm, and encryption algorithm) may be employed in various combinations and to varying degrees, depending on the application and desired level of security. At each stage, the cryptographic construct operates on the cyptographically modified data from the previous stage. This layering of cryptographic constructs may increase the strength of the group of contrasts more efficiently than applying any one construct with a larger key size or similar increase in complexity.

Abstract: A hydraulic fracturing system for fracturing a subterranean formation includes a support structure that includes an electric powered pump, arranged in a first area, the electric powered pump powered by at least one electric motor, also arranged in the first area. The system further includes a variable frequency drive (VFD), arranged in a second area proximate the first area, connected to the at least one electric motor to control the speed of the at least one electric motor. The system includes a transformer, arranged in a third area proximate the second area. The system also includes a cooling system, arranged in a fourth area proximate the third area, the cooling system providing a cooling fluid to the VFD via one or more headers.

Abstract: Various embodiments are generally directed to techniques of adjusting the combination of the samples in a training batch or training set. Embodiments include techniques to determine an accuracy for each class of a classification model, for example. Based on the determined accuracies, the combination of the samples in the training batch may be adjusted or modified to improve the training of the classification model.

Abstract: A mechanical perforator includes a perforator module and a slip module. The perforator module has perforator blades that may be forced outwardly to perforate a well casing joint after slips of the slip module has been deployed to bite the well casing and anchor a lower end of the mechanical perforator in the well casing.

Abstract: An elastic sealing ring expanding apparatus includes a base on which a plurality of posts are disposed, an assembly platform supported on the base by the posts, a plurality of rods movably mounted on the assembly platform, and a driving device mounted on the base. The driving device is configured to drive the rods to move from a center of a rectangle toward a plurality of corners of the rectangle along a plurality of straight paths, expanding an elastic sealing ring sleeved on the rods into a rectangular ring with a predetermined length-width ratio.

Abstract: The invention provides a human cytotoxic T lymphocyte (CTL) agonist epitope from the C-terminal subunit of mucin 1 (MUC1-C), which can be used as a peptide, polypeptide (protein), and/or in vaccine or other composition for the prevention or therapy of cancer. The invention further provides a nucleic acid encoding the peptide, protein, or polypeptide, a vector comprising the nucleic acid, a cell comprising the peptide, polypeptide, nucleic acid, or vector, and compositions thereof.

Abstract: A transaction card may include a body having a first part connectable with a second part, and a magnetic stripe on a first main side of the body. A first section of the magnetic stripe is provided on the first part of the body, and a second section of the magnetic stripe is provided on the second part of the body. The transaction card may further include an engagement member extending from the first part of the body for retention within a slot of the second part of the body, the slot embedded within the body between the first main side and a second main side.

Abstract: Techniques for providing a real-time service that protects personal data of clients from customer service agents are provided. Customer data that includes personal data indicative of sensitive information of a customer can be received from the customer. The personal data within the received customer data can be detected and a token that does not include the sensitive information of the customer can be generated. The personal data and the generated token can be stored along with data indicating a relationship between the token and the personal data. The personal data in the received customer data can be replaced by the token to form modified customer data. The modified customer data can be provided to a customer service representative. The token within the modified customer data can later be detected and associated with the personal data without revealing the personal data to the customer service representative.

Abstract: A key master service capable of operating on a service provider in a network enables is disclosed. The key master enables authorized parties to securely exchange client information without compromising client security. One feature of the key master service is the generation of a unique key for each client. All parties in an authorized universe access, exchange and modify client information by referencing the universal key, rather than using known client identifiers. Client information is further secured by advantageously applying an obfuscation function to the data. Obfuscated client information is stored together with the universal key as keyed client data at the client and/or server, where it may be directly accessed by the service provider or third parties. Because client information is stored and exchanged without the ability to discern either the client identity or the nature of the information, such information is secured against malicious third-party interception.

Abstract: Disclosed is an isolated or purified T cell receptor (TCR) having antigenic specificity for mutated Kirsten rat sarcoma viral oncogene homolog (KRAS) presented in the context of an HLA-Cw*0802 molecule. Related polypeptides and proteins, as well as related nucleic acids, recombinant expression vectors, host cells, populations of cells, and pharmaceutical compositions are also provided. Also disclosed are methods of detecting the presence of cancer in a mammal and methods of treating or preventing cancer in a mammal.

Abstract: A payment device has identifiers, read in a magnetic strip or visual indicia by a healthcare provider, for an influenza vaccine and an account issued by an issuer to a party (e.g.; a governmental entity) upon which a transaction can be conducted that is limited to administering the influenza vaccine. The healthcare provider sends an authorization request for the transaction for delivery through its acquirer and a transaction handler to the issuer. The issuer uses the identifiers to authorize the healthcare provider to administer the influenza vaccine and to conduct the transaction, and sends an authorization response to the authorization request back through the transaction handler and the acquirer. After the receiving of the authorization response, the healthcare provider administers the influenza vaccine and conducts the transaction on the account for the sale of the service of the administering of the influenza vaccine.