Patents Assigned to Service
  • Publication number: 20240229594
    Abstract: Systems and methods of the present disclosure relate to creating seals that expand during temperature drops. The seals may include a negative CTE material that is either internal or external to the sealing element; shape memory alloys (SMA) which exhibit negative CTE during a phase change; and/or external lattice structures with positive CTE components but negative overall CTE.
    Type: Application
    Filed: January 10, 2023
    Publication date: July 11, 2024
    Applicant: Halliburton Energy Services, Inc.
    Inventors: Xiaoguang Allan Zhong, Shobeir Pirayeh Gar, Michael Linley Fripp
  • Publication number: 20240232243
    Abstract: Logic may provide a hierarchical label structure for a document with a predicted set of hierarchical labels. Logic may provide a historical label performance database comprising performance data associated with each assignee in a complete set of assignees for each label in a complete set of the hierarchical labels. Logic may generate a first vector for the hierarchical label structure for the document. Logic may generate a second vector for the assignees in an identified set of assignees, comprising each hierarchical label in the predicted set of hierarchical labels for the document, the identified set comprising one or more of the assignees in the complete set of assignees. Logic may perform a similarity search to identify a predicted assignee from the identified set of assignees and logic may predict a selected assignee of the identified set of assignees to associate with the document via the similarity search.
    Type: Application
    Filed: March 25, 2024
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Brian NGUYEN, Paul CHO, Ankur ANKUR
  • Publication number: 20240235458
    Abstract: A solar photovoltaic module comprises a generator body and a support body, and can be repaired in place after installation on a roof by removing and replacing the solar panel laminate from the generator body of the solar module. The support body of the solar module comprises an elongated rail defining an upper tabletop onto which a fastener may be affixed and a lower tabletop to receive the generator body. The solar panel laminate of the generator body is retained by a frame comprising a horizontal front frame element having a hook to engage a support body of another solar module.
    Type: Application
    Filed: June 29, 2021
    Publication date: July 11, 2024
    Applicant: PV Technical Services Inc.
    Inventors: Lihui GUO, Song Ping ZHOU
  • Publication number: 20240232948
    Abstract: Embodiments disclosed herein generally relate to a system and method for personalization of advertisement content. A computing system receives an HTTP request to access a webpage. The HTTP request includes a visitor identifier. The computing system parses the HTTP request to identify the visitor identifier contained therein. The computing system transfers the visitor identifier to a remote advertisement server. The computing system receives an advertisement call from a web browser executing on the remote computing system. The advertisement call includes the visitor identifier. The computing system generates a customized advertisement based at least on content accessed by the remote computing system on the webpage. The computing system transmits the customized advertisement to the web browser for display with the website on the remote computing system. The website is hosted by the third-party web server.
    Type: Application
    Filed: October 30, 2023
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Parvesh Kumar, Raman Bajaj, Arjun Dugal, Sanjiv Yajnak, David Kang, Terry Ni, Janardhan Prabhakara, Praveen Tandra, Maitreya Kundurthy, Connor Foley
  • Publication number: 20240235859
    Abstract: System and methods for handling on-chain cryptographic resources based on conditions generated responsive to an off-chain trigger. The system may receive a transfer request that includes a resource allocation request, generate a first blockchain function request for a list of contributor identifiers and condition sets, receive the list of contributor identifiers and condition sets, determine a subset of the list of contributor identifiers and condition sets, generate a second blockchain function request, and transmit the second operation request to a blockchain node.
    Type: Application
    Filed: October 20, 2022
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Jeffrey RULE, Samuel RAPOWITZ
  • Publication number: 20240232185
    Abstract: A system and method that facilitates a private transaction is disclosed. The system can retrieve textual information of a webpage containing vehicle sale related information for a vehicle listed for sale by an individual. Using a natural language processing (NLP) model, the textual information may be analyzed to extract vehicle sale related information for the vehicle. The system can compare the vehicle sale related information to known parameters for the vehicle to verify the authenticity of the vehicle sale related information. Based on verifying the authenticity of the vehicle sale related information, the system can determine whether to approve financing for the vehicle. Based on determining to approve financing for the vehicle, financing terms may be generated for the vehicle. The financing terms may be transmitted to client devices.
    Type: Application
    Filed: October 21, 2022
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Elizabeth FURLAN, Chih-Hsiang CHOW, Steven DANG
  • Publication number: 20240232896
    Abstract: Disclosed herein are aspects for splitting a recurring charge. An example method aspect begins by receiving transaction information specifying a transaction. The method continues by determining whether the transaction is recurring. When the transaction is determined to be recurring, the method creates a split protocol for the transaction based on an input from a user interface of a first user device. The split protocol specifies how to split the transaction with one or more other parties. The method then continues with several operations for each of the respective one or more other parties. Based on the split protocol, the method generates a split request specifying a portion of the transaction the respective other party should pay. The method then sends the split request to a second user device corresponding to the respective other party. The method can repeat the generating and sending steps for subsequent recurrences of the transaction.
    Type: Application
    Filed: January 11, 2023
    Publication date: July 11, 2024
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Ian T. MORITZ, Ian P. PULICE, Adam KROCHAK, Mukund Shankar SIMHARAGHU
  • Publication number: 20240233885
    Abstract: Conventional approaches are not efficient for the screening of active multi component alloy catalysts. Present disclosure provides systems and method that incorporate elements of materials chemistry, artificial intelligence (AI)/machine learning (ML) and optimization for the screening of such active catalysts for a target chemical reaction. Given a set of elements constituting the alloy and the target reaction, surface atomic structures of several different alloy composition and configurations are constructed. Then, adsorption energy of key reaction intermediates on the surface atomic structures are computed using quantum chemical methods (QCM). Next, an AI/ML model is trained using data obtained from QCM to predict the adsorption energy of the reaction intermediates on the alloy surface. Finally, numerical optimization is used to identify alloy compositions that maximize the activity and selectivity of the catalyst for a target chemical reaction.
    Type: Application
    Filed: January 3, 2024
    Publication date: July 11, 2024
    Applicant: Tata Consultancy Services Limited
    Inventors: Chinmay DAHALE, Sriram GOVERAPET SRINIVASAN, Beena RAI
  • Publication number: 20240232563
    Abstract: An article of manufacture may include a matrix barcode on a physical medium and associated with an environment. The matrix barcode may include a plurality of colors, where at least one of the plurality of colors is a least prevalent color, of a plurality of prevalent colors in the environment.
    Type: Application
    Filed: March 26, 2024
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20240232824
    Abstract: Various embodiments are directed to techniques for ensuring that a negotiable instrument has not been altered between the time the instrument leaves the hands of the payor and when the check is presented for redemption by the payee by recording an image of the check in a data block in a blockchain and retrieving the image when the check is presented for redemption for comparison with the check. A match between the stored image and the check indicates that no alteration of the check has occurred.
    Type: Application
    Filed: February 23, 2024
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Adam VUKICH, Colin HART, Jason JI, Kaitlin NEWMAN
  • Publication number: 20240232841
    Abstract: Disclosed herein are system, method, and computer program product embodiments for verification of proximity to a kiosk, such as an ATM. The mobile application installed on a mobile device may be used to setup a prestaged transaction. When the mobile device is in the proximity to the kiosk to complete the prestaged transaction, a location of the mobile device may be verified using ambient sound recorded by a microphone of the mobile device. The ambient sound may be songs, tones, or ultrasonic sound played by a sound system near the kiosk. The recorded ambient sound may then be compared to expected audio from the sound system to determine whether the mobile device is in proximity to the kiosk.
    Type: Application
    Filed: March 22, 2024
    Publication date: July 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Danielle SIMPSON, Saleem Ahmed SANGI, Matthew B. KONOPA, Brian J. OH
  • Publication number: 20240225078
    Abstract: Some embodiments of a smokeless tobacco system include one or more preformed smokeless tobacco products configured to generally retain their shape during processing, shipping, and consumer handling. In particular embodiments, each smokeless tobacco product can comprise a moist smokeless tobacco in combination with a selected binder such that the final product is configured to have material properties providing improved handling, an improved mouth feel, and a satisfying flavor profile.
    Type: Application
    Filed: March 21, 2024
    Publication date: July 11, 2024
    Applicant: Altria Client Services LLC
    Inventors: Andrew Nathan CARROLL, Shannon Maxwell BLACK, Tommy C. HOLLAND, Jason Andrew MACKO, Christopher Joseph DINOVI
  • Publication number: 20240230404
    Abstract: Provided is a method for blending of agricultural product utilizing hyperspectral imaging. At least one region along a sample of agricultural product is scanned using at least one light source of different wavelengths. Hyperspectral images are generated from the at least one region. A spectral fingerprint for the sample of agricultural product is formed from the hyperspectral images. A plurality of samples of agricultural product is blended based on the spectral fingerprints of the samples according to parameters determined by executing a blending algorithm.
    Type: Application
    Filed: February 5, 2024
    Publication date: July 11, 2024
    Applicant: Altria Client Services LLC
    Inventors: Seetharama C. DEEVI, Henry M. DANTE, Qiwei LIANG, Samuel Timothy HENRY
  • Publication number: 20240235838
    Abstract: A method is disclosed, and includes receiving from a token requestor, a token data request message comprising an initial resource provider identifier, and determining a permanent resource provider identifier using the initial resource provider identifier. The method also includes determining a verification value, and associating the permanent resource provider identifier with a token, the verification value. The method also includes providing a token data response message including a verification value to the token requestor, receiving an authorization request message comprising the token, the verification value, and one or more data elements in a plurality of data fields, determining the permanent resource provider identifier using the one or more data elements in the plurality of data fields, and determining that the verification value in the authorization request message matches the verification value that was provided to the token requestor.
    Type: Application
    Filed: March 20, 2024
    Publication date: July 11, 2024
    Applicant: Visa International Service Association
    Inventors: Sheldon Banow, Eduardo Lopez, Sayeed Mohammed
  • Patent number: 12032563
    Abstract: A system, method, and computer-readable medium for proving feedback on database instructions, identifying, for example, existing patterns and providing suggested replacement instructions. This may have the effect of improving the efficiency of instructions used to create and/or manipulate databases. According to some aspects, these and other benefits may be achieved by parsing received instructions into an organizational structure, traversing the organizational structure for known patterns, and suggesting replacement patterns. In implementation, this may be effected by receiving one or more sets of known patterns and corresponding replacement patterns, parsing received instructions, comparing the known patterns with the parsed instructions, and providing suggested replacement patterns based on one or more known patterns matching the parsed instructions. A benefit of may include reducing Cartesian products during the merging of tables.
    Type: Grant
    Filed: January 10, 2023
    Date of Patent: July 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dennis J. Mire, Puneet Goyal, Siddharth Gupta, Srinivas Kumar, Deepak Sundararaj, Oron Hazi
  • Patent number: 12033175
    Abstract: Methods and systems for regulating generation of units according to at least one encryption technique associated with a blockchain are disclosed. In some embodiments, a system includes a communication device configured to communicate with a computing device executing an application and a processor configured to execute instructions to perform operations. The operations include receiving transaction information describing a transaction; based on the transaction, determining product awards for at least one product awards program for the transaction; using the blockchain, determining a real-time conversion rate for the transaction, where the real-time conversion rate is regulated by the at least one encryption technique; based on the real-time conversion rate, converting the product awards to units; and entering into the blockchain encrypted data associated with the transaction, wherein the encrypted data is encrypted according to the at least one encryption technique.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: July 9, 2024
    Assignee: Fidelity Information Services, LLC
    Inventors: Cassie Boutelle, Lou Grilli, Troy Land, James Heystek, Wade D. Murray
  • Patent number: 12033218
    Abstract: Methods, devices, apparatus, systems and computer-readable storage media for assessing damages on vehicles are provided. In one aspect, a method includes: accessing an image of a vehicle showing shapes each indicating at least one damage area on the vehicle; providing the image as input to a first model to identify the shapes in the image and obtaining shape data describing a position of each shape identified in the image; providing the image as input to a second model to identify one or more panels of the vehicle and obtaining panel data describing a position of each panel identified in the image; automatically correlating the one or more shapes and the one or more panels based on the shape data and the panel data to determine a number of shapes present on each panel; and generating a damage assessment report describing the number of shapes present on each panel.
    Type: Grant
    Filed: January 31, 2022
    Date of Patent: July 9, 2024
    Assignee: Vehicle Service Group, LLC
    Inventors: Bodhayan Dev, Sreedhar Patnala, Michael Johannes, Prem Swaroop
  • Patent number: 12031383
    Abstract: A device includes a drill bit body defining an axis of rotation, a plurality of drill blades on the drill bit body, and a shaped cutter secured to at least one of the plurality of drill blades. The shaped cutter including an engagement surface having an exposed partially flattened boundary, wherein a contact point of the engagement surface during drilling is off-centered with respect to a center of the exposed partially flattened boundary.
    Type: Grant
    Filed: March 7, 2019
    Date of Patent: July 9, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Zakaria Maouche, Shilin Chen
  • Patent number: 12033151
    Abstract: One embodiment of the invention is directed to a method comprising, receiving an authentication request message for a transaction. The method further comprises determining that detailed device information is required to authenticate the transaction and generating a message including an identifier and a request for the detailed device information. The method further comprises retrieving the detailed device information from a remote server computer using the identifier and modifying the authentication request message to include the detailed device information. The method further comprises sending the modified authentication request message to an access control server computer. The method further comprises receiving an authentication response message from the access control server computer including a verification value for the transaction, where the verification value is generated based on a result of a risk analysis performed using the detailed device information.
    Type: Grant
    Filed: June 22, 2021
    Date of Patent: July 9, 2024
    Assignee: Visa International Service Association
    Inventors: Karl Newland, Douglas Fisher, Craig O'Connell
  • Patent number: 12034853
    Abstract: In some aspects, methods and systems for a digital trust architecture are provided. In some aspects, the architecture includes a user account provisioning process. The provisioning process may make use of in person verifications of some personal information to ensure authenticity of the user information. Once the authenticity of user information is established, an account may be created. The user account may include a user email account, with integrated access to digital certificates linked to the user account. Account creation may also automatically publish the new user's public key in a publicly accessible directory, enabling encrypted email information to be easily sent to the new user.
    Type: Grant
    Filed: December 12, 2022
    Date of Patent: July 9, 2024
    Assignee: United States Postal Service
    Inventor: Clayton C. Bonnell