Patents Assigned to Service
  • Patent number: 11868832
    Abstract: A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construct on includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.
    Type: Grant
    Filed: July 9, 2021
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventor: Om J. Suthar
  • Patent number: 11869000
    Abstract: Described are a system, method, and computer program product for updating and processing payment device transaction tokens. The method includes receiving a first notification based on issuance of a first new payment device, generating a first new token associated with the first new payment device, and linking the first new token to a previous token. The method also includes receiving a second notification based on issuance of a second new payment device, generating a second new token associated with the second new payment device, and linking the second new token to the first new token in a chain. The method further includes determining to deactivate the first new payment device and modifying the chain to remove the first new token. The method further includes receiving a transaction request and processing the transaction request by communicating second new token to an issuer.
    Type: Grant
    Filed: November 24, 2021
    Date of Patent: January 9, 2024
    Assignee: Visa International Service Association
    Inventors: Gaurav Srikant Mokhasi, Kaushik Kumar Mahato, Rahul Raghavan
  • Patent number: 11869016
    Abstract: People provide content such as a recorded text or audio on various platforms, such as recorded telephone lines, social media, or web chats. The techniques described in this patent document can be used to obtain a set of topics that characterize the words in the recorded text or audio for each platform. By identifying topics being discussed on several platforms and by correlating topics between the platforms, a multi-channel topic orchestration server can generate a timeline that shows when the topic appeared on the various platforms.
    Type: Grant
    Filed: May 20, 2019
    Date of Patent: January 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: David Charles Hardage, Samantha Sprague, William Leland Fehlman, Shane Michael Steinert, Rajila Vinod, George Pinkosky
  • Patent number: 11870919
    Abstract: An issuing authority (IA) may validate the identity of a user and issue a digital license to the user. IA may generate IA public-private key pair, and provide IA public key to the certification authority (CA). IA may sign the digital license with IA private key, and provision the signed digital license on the user device. IA may request CA to certify the digital license. CA may use IA public key to validate the digital license, and sign IA public key with CA private key, thereby generating a digital certificate associated with the issuing authority that is linked to the digital license. A relying party may use CA public key to validate the digital license. The relying party can retrieve the information from the digital license and trust that the retrieved information is legitimate.
    Type: Grant
    Filed: December 16, 2021
    Date of Patent: January 9, 2024
    Assignee: Visa International Service Association
    Inventors: Andreas Aabye, Christopher McMillan, Adam Clark, Christian Aabye, Simon Hurry
  • Patent number: 11868596
    Abstract: A computing device may determine that a condition exists with respect to a user of an application. Based on the determined condition, the computing device may determine an action for the user to perform via the application, and an associated importance level of the action. The computing device may identify a user interface element of the application that is associated with the action and a color that is associated with the importance level. The computing device may change the appearance of the identified user interface element such that the user interface element has the color that is associated with the importance level of the action.
    Type: Grant
    Filed: July 28, 2021
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Tyler Maiman, Kathryn Tikoian, Joshua Edwards
  • Patent number: 11865171
    Abstract: Compositions for prevention of Foot and Mouth Disease (FMD) are provided, comprising an antigen component in the amount equivalent to 0.5-20 ?g FMD virus and an adjuvant component comprising oil, an immunostimulatory oligonucleotide, and a polycationic carrier. Methods of using the composition, as well as the methods of reducing FMD persistence are also provided.
    Type: Grant
    Filed: February 19, 2021
    Date of Patent: January 9, 2024
    Assignees: Zoetis Services LLC, United States of America, as represented by the Secretary of Agriculture
    Inventors: Paul Joseph Dominowski, John Morgan Hardham, James Alan Jackson, Cyril Gerard Gay, Luis Leandro Rodriguez, Peter William Krug, Aida Elizabeth Rieder
  • Patent number: 11869631
    Abstract: There is a need for more effective and efficient predictive data analysis solutions for processing genetic sequencing data. This need can be addressed by, for example, techniques for performing predictive data analysis based on genetic sequences that utilize at least one of cross-variant polygenic risk modeling using genetic risk profiles, cross-variant polygenic risk modeling using functional genetic risk profiles, per-condition polygenic clustering operations, cross-condition polygenic predictive inferences, and cross-condition polygenic diagnoses.
    Type: Grant
    Filed: September 8, 2022
    Date of Patent: January 9, 2024
    Assignee: Optum Services (Ireland) Limited
    Inventors: Kenneth Bryan, Megan O'Brien, David S. Monaghan, Chirag Chadha
  • Patent number: 11869306
    Abstract: A transaction is facilitated at a business's touchpoint by transmitting from a wireless device (e.g., a patron's cell phone) to a transaction server operated by a transaction-funding business: patron-identifying information for the patron and a touchpoint ID associated with the touchpoint read using the wireless device. The transaction server authorizes the transaction, transmits that authorization to the cell phone and/or the touchpoint business, and the touchpoint business provides goods/services to the patron. In some implementations, the transaction-funding business transfers outgoing funds for the transaction to the touchpoint business and receives incoming funds for the transaction from the patron. In a casino, a patron can use his/her cell phone to purchase gaming credit at a gaming table. The transaction-funding business funds the purchase for the patron without any funds ever residing on or passing through the patron's cell phone.
    Type: Grant
    Filed: September 9, 2020
    Date of Patent: January 9, 2024
    Assignee: Global Payments Gaming Services Inc.
    Inventor: Andrew J. Schwartz
  • Patent number: 11868749
    Abstract: An example computing platform is configured to (a) cause a client device associated with a user to display an interface for deploying a new data science model, where the interface presents the user with a list of deployment templates, and where each of the deployment templates includes data specifying (i) a respective executable model package and (ii) a respective set of execution instructions for the respective executable model package, (b) receive, from the client device, data indicating (i) a user selection of a given deployment template for use in deploying the new data science model and (ii) a given set of configuration parameters for use in deploying the new data science model, and (c) use the given executable model package, the given set of execution instructions, and the given set of configuration parameters to deploy the new data science model.
    Type: Grant
    Filed: January 14, 2022
    Date of Patent: January 9, 2024
    Assignee: Discover Financial Services
    Inventors: Prasad Paravatha, Vivek Mathew, Divya Gone
  • Patent number: 11869004
    Abstract: Embodiments include systems and techniques to perform secure transactions including processing registration information for each computing device of a plurality of computing devices having authority over a financial account. In one example, embodiments include receiving a pending transaction against the financial account from a computing device. Embodiments include executing an authentication protocol to determine the computing device is a member of the plurality of computing devices based upon the registration information, and processing data identifying another computing device within a configurable distance from the computing device. Embodiments further include the system to execute the authentication protocol to determine the other computing device is a member of the plurality of computing devices based upon the registration information and bypass a portion of a security procedure for authorizing execution of the pending transaction.
    Type: Grant
    Filed: May 1, 2020
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Austin Grant Walters, Anh Truong
  • Patent number: 11867035
    Abstract: An electric submersible pump (ESP) assembly. The ESP assembly comprises an electric motor; a seal section; a fluid intake; a charge pump assembly located downstream of the fluid intake and having an inlet in fluid communication with an outlet of the fluid intake, having a fluid mover coupled to a drive shaft, and having a fluid reservoir located downstream of the fluid mover; a gas separator assembly located downstream of the charge pump assembly and having an inlet in fluid communication with an outlet of the charge pump assembly; and a production pump assembly located downstream of the gas separator assembly and having an inlet in fluid communication with a liquid phase discharge port of the gas separator assembly.
    Type: Grant
    Filed: October 1, 2021
    Date of Patent: January 9, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Donn J. Brown, Ketankumar Kantilal Sheth, Randy Louis Mathes, Casey Laine Newport
  • Patent number: 11869161
    Abstract: Various embodiments are generally directed to techniques of overlaying a virtual object on a physical object in augmented reality (AR). A computing device may receive one or more images of the physical object, perform analysis on the images (such as image segmentation) to generate a digital outline, and determine a position and a scale of the physical object based at least in part on the digital outline. The computing device may configure (e.g., rotate, scale) a 3D model of the physical object to match the determined position and scale of the physical object. The computing device may place or overlay a 3D virtual object on the physical object in AR based on a predefined location relation between the 3D virtual object and the 3D model of the physical object, and further, generate a composite view of the placement or overlay.
    Type: Grant
    Filed: February 3, 2023
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Geoffrey Dagley, Staevan Duckworth, Qiaochu Tang, Jason Hoover, Stephen Wylie, Olalekan Awoyemi
  • Patent number: 11871485
    Abstract: A node in a plurality of nodes can perform an identity set generation process. The node can then determine a leader node. The node may diffuse an identity set from each node of the plurality of nodes to the plurality of nodes. The node can then determine a majority set including identities occurring in at least one half of the identify sets, wherein the leader node diffuses the majority set of the leader node to the plurality of nodes. The node can verify the majority set of the leader node. The node may then update the identity set based on the majority set of the leader node.
    Type: Grant
    Filed: August 9, 2018
    Date of Patent: January 9, 2024
    Assignee: Visa International Service Association
    Inventors: Mahdi Zamani, Lucianna Kiffer, Loi Luu, Karl Benedikt Bunz
  • Patent number: 11868911
    Abstract: Disclosed are various approaches for managing the status of machine-learning models using distributed ledgers. A registration request for a machine-learning model can be received. The registration request can include a model name for the machine-learning model, a version identifier for the machine-learning model, a network address from which the machine-learning model can be retrieved, a source code hash for a source code version of the machine learning model, and a runtime hash for a binary executable version of the machine-learning model. A registration identifier can then be created based at least in part on the source code hash and the runtime hash. Subsequently, an entry in the distributed ledger can be created for the machine-learning model. The entry can include the registration identifier, the model name, the model version, the network address, the source code hash, and the runtime hash.
    Type: Grant
    Filed: March 5, 2020
    Date of Patent: January 9, 2024
    Assignee: American Express Travel Related Services Company, INC.
    Inventors: Rares Ioan Almasan, Andras L. Ferenczi, Mohammad N. Nauman, Swatee Singh, Man Chon U
  • Patent number: 11869075
    Abstract: Techniques and apparatus for an interactive element presentation process are described. In one embodiment, for example, an apparatus may include a storage device and logic, at least a portion of the logic implemented in circuitry coupled to the storage device. The logic may operate to maintain a platform database of services selection information based on user selections of a plurality of services, receive an onboarding request from a user device to register a user with a service platform requiring background verification, determine an onboarding request result, and transmit an eligible set of the plurality of service options for presentation on a user device based on a user level of approval and services selection information. Other embodiments are described.
    Type: Grant
    Filed: July 28, 2022
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Elizabeth Epstein
  • Patent number: 11868973
    Abstract: Methods, systems, devices, and computer-readable media for detecting multi-party events and transactions are provided. User data may be monitored to detect data associated with an event involving multiple individuals, such as by identifying transaction data associated with certain types of merchants and/or scheduling, calendar, or correspondence data indicative of an event. The data may be further analyzed to identify a date, location, and/or parties associated with the event. A multi-party event may be generated. The user data may continue to be monitored to identify transactions associated with multiple parties and occurring during a time and/or at a location of the event. At a conclusion of the event, the transactions may be aggregated and an optimal payment scheme may be determined for settlement of the transactions between the parties. In accordance with the determined payment scheme, delegation of portions of the aggregated transactions may be initiated for settlement amongst the parties.
    Type: Grant
    Filed: August 19, 2021
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Vijay Sahebgouda Bantanur, Muralidharan Balasubramanian, Julie Dallen
  • Patent number: 11868968
    Abstract: A system and method for analyzing wearable sensor data in reconciliation with calendar entry data. A computer processor is coupled to a user configurable calendar system and a user wearable device. The processor detects one or more user activity events from one or more electronic wearable devices associated with the user and detects one or more user calendar events from a user configurable calendar system. The processor is configured to determine a course of action to be taken by the user based upon the one or more calendar events and the detected one or more user events.
    Type: Grant
    Filed: November 13, 2015
    Date of Patent: January 9, 2024
    Assignee: United Services Automobile Association
    Inventors: Bharat Prasad, Wayne M. Hartman, Jonathan W. Barlow, Bradly J. Billman, Charles L. Oakes, III, Joshua D. Maldonado
  • Patent number: 11870903
    Abstract: A method is disclosed. The method includes receiving, by a token service computer, a token request message, the token request message being originated from a token requestor computer. The method also includes determining, by the token service computer, two or more access tokens based upon a single credential, and then transmitting the two or more access tokens to the token requestor computer in a token response message.
    Type: Grant
    Filed: September 7, 2022
    Date of Patent: January 9, 2024
    Assignee: Visa International Service Association
    Inventors: Ramesh Shankar, Sayeed Mohammed, Anjana Surin
  • Patent number: D1010442
    Type: Grant
    Filed: May 14, 2021
    Date of Patent: January 9, 2024
    Assignee: Altria Client Services LLC
    Inventors: Christopher J. Hession, William J. Bogdziewicz, Bipin Patil
  • Patent number: D1010629
    Type: Grant
    Filed: April 20, 2022
    Date of Patent: January 9, 2024
    Assignee: Avery Dennison Retail Information Services LLC
    Inventor: Tero Uusitupa