Patents Assigned to Service
  • Patent number: 11847199
    Abstract: A method for biometric authentication is disclosed. Reference biometric data established at a first device can be stored at a backend server computer. The server computer can then provide the reference biometric data with a second device when needed for biometric authentication at the second device.
    Type: Grant
    Filed: March 2, 2022
    Date of Patent: December 19, 2023
    Assignee: Visa International Service Association
    Inventor: John Sheets
  • Patent number: 11847665
    Abstract: A computer-implemented method of generating a marketing offer for a user associated with a mobile device may include: receiving first data that includes offers for sale of a product; generating and transmitting a stream of the offers to the mobile device; adding a respective incentive to a corresponding offer in the stream, wherein: a magnitude of the respective incentive is incremented toward a corresponding maximum based on a quantity of users that have redeemed the corresponding offer; and the maximum for the respective incentive is determined based on a first machine learning model configured to optimize a net present value of offers, the first machine learning model being trained using historical data of engagement rates of users for offers with a variety of incentives; receiving historical user information associated with the user; and using a second machine learning model, selecting a particular offer from the stream and transmitting a notification to the mobile device, separate from the stream, that i
    Type: Grant
    Filed: May 19, 2020
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Benjamin Guild, Alan Rozet
  • Patent number: 11847694
    Abstract: Described herein is an identity network for authenticating a user for a relying party and providing access to the user's credit report. The identity network may receive an unlock request for the digital identity and credit report of a user from a relying party. In response, the identity network may provide an identity provider link for accessing the identity provider application. The user may login to the identity provider application and provide consent for obtaining the user's credit report. The identity provider provides the identity network with verification of the digital identity of the user and the consent response from the user. The identity network can request access from a credit reporting agency and receive a credit report key in response. The identity network can provide the credit report key to the relying party, which can use the key to access the user's credit report from the credit reporting agency.
    Type: Grant
    Filed: April 8, 2022
    Date of Patent: December 19, 2023
    Assignee: Early Warning Services, LLC
    Inventors: Gregory Slowiak, Eric Woodward, Philip Lam, Jeff Shultz
  • Patent number: 11849428
    Abstract: Aspects of the subject disclosure may include, for example, collecting information about capabilities of a user equipment (UE) device operating on a radio communication network, collecting information about requirements and status of the UE device, collecting information about the radio communication network, selecting a carrier aggregation arrangement for the UE device based on at least the information about capabilities and the information about requirements and status, forming a selected carrier aggregation arrangement, and configuring network nodes of the radio communication network according to the selected carrier aggregation arrangement. Other embodiments are disclosed.
    Type: Grant
    Filed: June 21, 2021
    Date of Patent: December 19, 2023
    Assignees: AT&T Technical Services Company, Inc., AT&T Intellectual Property I, L.P.
    Inventors: Daniel Vivanco, David Ross Beppler, Slawomir Mikolaj Stawiarski
  • Patent number: 11846154
    Abstract: A portable system is provided for foam injection. The system includes two or more tanks of foam-producing components; a pump associated with each of the two or more tanks; a length of modified conduit; a conduit interjector; and a wireline system. The conduit is pushable by the injector into cavities to be injected with foam and extractable therefrom. A method is further provided for foam injection at a remote location.
    Type: Grant
    Filed: December 8, 2021
    Date of Patent: December 19, 2023
    Assignee: Heartland Revitalization Services Inc.
    Inventors: Brian Marchbank, Jonathan Emsheimer, Wilfrid Davis, Tyler Mueller, Stephen Hurst
  • Patent number: 11847117
    Abstract: A data model identifying a first and second table may be stored, the first table comprising a first and second attribute, the second table comprising a third attribute. A first filter parameter of a first filter and a second filter parameter of a second filter may be obtained. A first tag value may be associated with the first and second filters. A set of filters including the first and second filters may be determined in response to a determination that the first and second filters are associated with the first tag value. An argument indicating the first and second filter parameters may be generated based on the set of filters. A call to the first table may be executed based on the argument, the execution of the call causing values of the first and second attributes to be obtained based on the first and second filter parameters.
    Type: Grant
    Filed: July 14, 2021
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventor: Purva Shanker
  • Patent number: 11845592
    Abstract: The method includes making a blank from a single web of material, the making including first configuring a first side panel and a second side panel to extend from first opposing ends of a bottom panel, second configuring a ramp panel to extend from a first edge of the first side panel, and third configuring a top panel and a lid panel to extend from second opposing ends of the bottom panel.
    Type: Grant
    Filed: January 27, 2023
    Date of Patent: December 19, 2023
    Assignee: Altria Client Services LLC
    Inventors: Luiz Andre Rodrigues, Onesio Luis Thesing
  • Patent number: 11846191
    Abstract: Methods and systems for manipulating surface topology of additively manufactured fluid interacting structures, such as additively manufactured heat exchangers or airfoils, and associated additively manufactured articles, are disclosed. In one aspect, an article which interacts with a fluid is imparted with surface topology features which affect performance parameters related to the fluid flow. The topological features may be sequenced, combined, intermixed, and functionally varied in size and form to locally manipulate and co-optimize multiple performance parameters at each or selectable differential lengths along a flow path. The co-optimization method may uniquely prioritize selectable performance parameters at different points along the flow path to improve or enhance overall system performance.
    Type: Grant
    Filed: May 22, 2023
    Date of Patent: December 19, 2023
    Assignee: Special Aerospace Services, LLC
    Inventor: Christopher Hayes
  • Patent number: 11847643
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.
    Type: Grant
    Filed: November 1, 2021
    Date of Patent: December 19, 2023
    Assignee: Visa International Service Association
    Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
  • Patent number: 11845946
    Abstract: This disclosure provides tobacco plants that exhibit altered photosynthesis as well as methods of making and using such plants.
    Type: Grant
    Filed: November 3, 2021
    Date of Patent: December 19, 2023
    Assignee: Altria Client Services LLC
    Inventors: Yanxin Shen, Dongmei Xu
  • Patent number: 11846139
    Abstract: Methods of capturing carbon dioxide in a wellbore can include installing a sealing element in the wellbore. The sealing element swells in the presence of carbon dioxide and can be used for capturing the carbon. The sealing element can include a carbon-swelling material, such as a carbon-swelling polymers, metal-based materials, or combinations of elastomeric polymers and metal-based materials. The sealing element can also include combinations of different carbon-swelling materials, fillers or other compounds, and materials that are not carbon swellable. The sealing element can create a seal, form an anchor, or create a seal and form an anchor in the wellbore after swelling.
    Type: Grant
    Filed: March 17, 2023
    Date of Patent: December 19, 2023
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Chad William Glaesman, Michael Linley Fripp, Nam Thanh Vu
  • Patent number: 11847581
    Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.
    Type: Grant
    Filed: November 6, 2020
    Date of Patent: December 19, 2023
    Assignee: The PNC Financial Services Group, Inc.
    Inventors: Urich T. Bowers, Bill Demchak, Mecal McDade, Todd Tkach, Scott Braun
  • Patent number: 11847872
    Abstract: A system and a method for diagnosing a problem with a motor vehicle using sound. Ambient noise information for the motor vehicle is determined. Current sound information is received, and whether there is a variation in sound between the current sound information and the ambient noise information is determined. The ambient noise information is subtracted from the current sound information if the variation has been identified, to identify a sound anomaly. A sound anomaly signal is extracted and compared with predetermined anomaly signal information stored in a database. The predetermined anomaly signal information is associated with diagnostic information.
    Type: Grant
    Filed: February 3, 2023
    Date of Patent: December 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11846690
    Abstract: Multi-dimensional spectra associated with a specimen are reconstructed using lower dimensional spectra as constraints. For example, a two-dimensional spectrum associated with diffusivity and spin-lattice relaxation time is obtained using one-dimensional spectra associated with diffusivity and spin-lattice relaxation time, respectively, as constraints. Data for a full two dimensional spectrum are not acquired, leading to significantly reduced data acquisition times.
    Type: Grant
    Filed: July 13, 2022
    Date of Patent: December 19, 2023
    Assignee: The United States of America, as represented by the Secretary, Department of Health and Human Services
    Inventors: Peter J. Basser, Dan H. Benjamini
  • Patent number: 11846186
    Abstract: Provided, in one aspect, is a whipstock. The whipstock may include a tubular having a longitudinal passageway extending along a length thereof, the tubular having a tapered face extending along at least a portion of the length; a support structure movably coupled to the tubular and extendable across the tapered face, wherein the support structure is operable to move from a first closed position closing the longitudinal passageway and a second open position exposing the longitudinal passageway; and a locking mechanism in the tubular for releasably holding the support structure in the first position.
    Type: Grant
    Filed: December 16, 2020
    Date of Patent: December 19, 2023
    Assignee: Halliburton Energy Services, Inc.
    Inventor: Matthew Bradley Stokes
  • Patent number: 11847623
    Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: December 19, 2023
    Assignee: The PNC Financial Services Group, Inc.
    Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jeremy Moore, Fernando Alfaro
  • Patent number: 11849372
    Abstract: Embodiments of the invention relate to determining a mobile communication device's location, even if the mobile communication device does not have an active data connection. Embodiments of the invention also relate to achieving connectivity between a mobile communication device not having an active data connection and to another mobile communication device, server computer, or third-party computer.
    Type: Grant
    Filed: September 10, 2021
    Date of Patent: December 19, 2023
    Assignee: Visa International Service Association
    Inventor: Kim R. Wagner
  • Patent number: 11847682
    Abstract: Disclosed herein are system, method, and computer program product embodiments for recommending a service provider. An embodiment operates by receiving a search request specifying a service request by a user and location for the requested service, retrieving prior financial transactions of the user to purchase the service from a database, and determining a preference of the user based on the retrieved prior financial transactions. The embodiment further operates by applying the preference to a model trained to output a recommended service provider and selecting the recommended service provider for display on a user's device. The model more likely recommends service providers in the location having a higher ratio of tip-to-price relative to other providers for the service in the location based on a history of prior financial transactions of a plurality of users.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Leeyat Bracha Tessler, Kyle Johnson, Rocky Guo, Elisa-Michelle Rodriguez, Angelina Wu, Michael Saia, Lin Ni Lisa Cheng
  • Patent number: 11847572
    Abstract: A method for detecting fraudulent interactions may include receiving interaction data, including a first plurality of interactions with (first) fraud labels and a second plurality of interactions (without fraud labels). Second fraud label data for each of the second plurality of interactions may be generated with a first neural network (e.g., classifying whether each interaction is fraudulent or not). Generated interaction data and generated fraud label data may be generated with a second neural network. Discrimination data for each of the second plurality of interactions and generated interactions may be generated with a third neural network (e.g., classifying whether the respective interaction is real or not). Error data may be determined based on the discrimination data (e.g., whether the respective interaction is correctly classified). At least one of the neural networks may be trained based on the error data. A system and computer program product are also disclosed.
    Type: Grant
    Filed: September 13, 2022
    Date of Patent: December 19, 2023
    Assignee: Visa International Service Association
    Inventors: Hangqi Zhao, Fan Yang, Chiranjeet Chetia, Claudia Carolina Barcenas Cardenas
  • Patent number: 11847130
    Abstract: In some implementations, a monitoring device may receive configuration information associated with an extract, transform, load (ETL) pipeline that includes one or more data sources and one or more data sinks. The monitoring device may generate, based on the configuration information, lineage data related to a data flow from the one or more data sources to the one or more data sinks in the ETL pipeline. The monitoring device may generate one or more predicted quality metrics associated with the ETL pipeline using a machine learning model. The monitoring device may generate a visualization in which multiple nodes are arranged to indicate the data flow from the one or more data sources to the one or more data sinks and further in which the one or more predicted quality metrics are encoded within the visualization.
    Type: Grant
    Filed: May 21, 2021
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Chanakya Kaspa, Divya Mehrotra, Gregory Muzyn