Abstract: Methods and systems are described for maintaining hygienic conditions in automatic teller machines by detecting whether or not a user is not in compliance with a hygienic standard. If a user is not in compliance, then the automatic teller machine may execute a hygienic action to cleanse the automatic teller machine. For example, the hygienic action may comprise automatically cleansing the automatic teller machine, disabling the automatic teller machine from service, transmitting a sanitation service request to an automatic teller machine provide, and/or initiating an alternative control scheme (e.g., voice controls, gesture-based controls, etc.) for the automatic teller machine.

Abstract: Orders received by an electronic trading system are processed in batches based on the instrument to which an order relates. An incoming order is assigned to a queue of a queue set that makes up the batch according to a random process. Where orders are received from related trading parties, they are assigned to the same queue set according to their time of receipt. The batch has a random duration within defined minimum and maximum durations and at the end of the batch, the orders held in the queues are transferred to a matching thread of the trading system sequentially with one order being removed from each queue and a number of passes of the queues completed until orders have been removed.

Abstract: A method may comprise plotting treatment data to form a plot of the treatment data, fitting a function to the plot of the treatment data, determining an intercept of the function, calculating one or more coefficients, plotting the one or more coefficients on a histogram, and identifying one or more active flowpath elements on the histogram. A system may comprise a fluid handling system and an information handling system. The fluid handling system may comprise a fluid supply vessel, wherein the fluid supply vessel is disposed on a surface; pumping equipment, wherein the pumping equipment it attached to the fluid supply vessel and disposed on the surface; wellbore supply conduit, wherein the wellbore supply conduit is attached to the pumping equipment and disposed in a formation; and a plurality of flowpath elements, wherein the flowpath elements fluidly couple the wellbore supply conduit to the formation.

Abstract: Provided are computer-implemented methods for linking accounts across systems which may include receiving an authorization request message including transaction data associated with a payment transaction and a primary account number (PAN); identifying a token corresponding to the PAN; transmitting a request message comprising at least a portion of the transaction data associated with the payment transaction and the token to at least one employer system, wherein the at least one employer system is associated with at least one employer institution; and receiving, from the at least one employer system, at least one response message comprising transaction adjustment data associated with an adjustment to the payment transaction. Methods may also include adjusting at least one parameter of the payment transaction based at least partially on the transaction adjustment data. Systems and computer program products are also provided.

Abstract: A system, method, and computer program product for dynamic application selection for payment transactions determines identification data of an issuer institution associated with a portable financial device based at least partially on transaction data associated with at least one transaction at a merchant with the portable financial device. At least one electronic service application of a plurality of electronic service applications is determined based at least partially on the identification data of the issuer institution. Electronic service application data associated with the at least one electronic service application and stored in association with the issuer institution is accessed at a merchant system of the merchant. The at least one transaction is modified based at least partially on the electronic service application data associated with the at least one electronic service application.

Abstract: A system determines that a primary event processor, included in a primary data center, is associated with a failure. The primary event processor is included in the primary data center and configured to process first events stored in a main event store of the primary data center. The system identifies a secondary event processor, in a secondary data center, that is to process one or more first events based on the failure. The primary event processor and the secondary event processor are configured to process a same type of event. The system causes, based on a configuration associated with the primary or secondary event processor, the one or more first events to be retrieved from one of the main event store or a replica event store. The replica event store is included in the secondary data center and mirrors the main event store of the primary data center.

Abstract: Systems and methods for managing change requests are disclosed. A system for managing change requests may include a memory storing instructions and at least one processor configured to execute instructions to perform operations including: receiving, from a client device, a change request; routing the change request to a first similarity determination pipeline, based on the first classification, identifying an implementation device; and transmitting the change request to the implementation device. The first similarity determination pipeline may be configured to: extract at least one first request element from the change request; determine a first group of change requests based on the at least one first extracted request element; determine a first similarity metric between the change request and the first group of change requests; and determine a first classification of the change request based on the first similarity metric.

Abstract: A method for conducting a data transaction between an on-chain enterprise and an off-chain enterprise according to one embodiment includes receiving at the on-chain enterprise a request for data from an end user; determining that the off-chain enterprise possesses the requested data; transmitting the request for data to an oracle system; transmitting the request for data to the off-chain enterprise; providing the requested data to the oracle system; providing the requested data to the on-chain enterprise by (i) generating a block representing the data transaction in the blockchain infrastructure, (ii) publishing the block to one or more nodes in the blockchain infrastructure, (iii) validating the data transaction at the one or more nodes in the blockchain infrastructure, (iv) adding the block to a blockchain based on a consensus reached among the one or more nodes in the blockchain infrastructure, (v) updating the one or more nodes in the blockchain infrastructure with the block, and (vi) labeling the data tr

Abstract: A method and microfluidic device to perform reservoir simulations using pressure-volume-temperature (“PVT”) analysis of wellbore fluids.

Abstract: A device may receive a request from a first user device to access a protected device. The device may verify a user identity of a user of the first device based on user credentials and determine that an authentication code is needed to authenticate the request to access the protected device. The device may dynamically generate multiple codes and transmit the multiple codes to a second user device associated with the user identity of the user of the first device. A first code, of the multiple codes, may correspond to a correct authentication code needed to authenticate the request to access the protected device. The device may transmit a message including an instruction for identifying the correct authentication code from among the multiple codes, receive a second code from the first device, compare the second code and the first code, and selectively authenticate the request to access the protected device.

Abstract: Methods for updating an application programming interface (API) field of a transaction message may include receiving, with at least one processor, a payment transaction message, wherein the payment transaction message comprises data associated with a payment transaction; determining, with at least one processor, one or more API fields of the payment transaction message based on the data associated with the payment transaction; and modifying, with at least one processor, one or more API fields of the payment transaction message. Methods may also include transmitting, with at least one processor, a modified payment transaction message based on modifying the one or more API fields of the payment transaction message. Systems and computer program products are also disclosed.

Abstract: Call routing technology can route a current call from a person based on an analysis of call data related to a prior call from the same person. For example, based at least on a customer satisfaction score determined from call data related to a prior call, a call routing server can identify one or more persons to whom a current call from the same person should be routed. Next, the call routing server can route the current call to one of the identified customer service representatives.

Abstract: Provided is a method for developing a geographic agnostic machine learning model. The method may include selecting transaction data associated with payment transactions conducted by a first plurality of users, wherein the transaction data includes first transaction data associated with payment transactions conducted by a first plurality of users in a first geographic area and second transaction data associated with payment transactions conducted by a second plurality of users in a second geographic area, formatting the first transaction data associated with payment transactions conducted by the first plurality of users in the first geographic area and the second transaction data associated with payment transactions conducted by the second plurality of users in the second geographic area to provide training data, and generating the geographic agnostic machine learning model using the training data. A system and computer program product are also disclosed.

Abstract: A user may view a device with augmented reality glasses which may have a camera that views and collects data on the screen of the user device. When the user desires to access an account for which multifactor authentication is required, a one-time password may be sent to the user. The glasses may recognize the one-time password and determine if the one-time password originated from the user device. If the glasses verify that the one-time password originated from the user based on context of the user device display or the geographic locations of the devices, then the glasses will send the password to the service associated with the one-time password. The glasses may send the password back to the user device, send it to an intermediate server, or send it directly to the server associated with the service that provided the one-time password.

Abstract: Systems and methods for data processing in an optimized analytics environment are disclosed. The system may enable users to create data processing requests, interact with various data sources and datasets, and generate data processing outputs. The system may receive a data processing request from an audio-enabled input source or a UI-based input source. The system may determine whether the data processing request at least partially matches a stored data processing request. The system may receive a data processing request selection comprising the data processing request or the stored data processing request. The system may execute the data processing request selection on a data source.

Abstract: A computer-implemented method for providing an estimated utility expenditure to a user may include: obtaining, via one or more processors, historical transactional data of one or more customers other than the user from one or more transactional entities, wherein the historical transactional data includes: at least one address of a given customer of the one or more customers; and a historical utility expenditure associated with the at least one address; generating, via the one or more processors, a heatmap based on the historical transactional data of the one or more customers via one or more algorithms, wherein the heatmap is indicative of at least the estimated utility expenditure associated with the at least one address during a predetermined period; and causing a display of a user device associated with the user to demonstrate the heatmap.

Abstract: Various embodiments are generally directed to improving card security by providing a user a contactless card with no sensitive card information, such as card number, card verification value, and expiration date, printed thereon, and displaying the sensitive card information relative to the card in augmented reality (AR) based on successful NFC-based user authentication. According to examples, the NFC-based user authentication may be performed by one-tapping or single tapping the contactless card to user mobile device. One or more portions of the sensitive card information may be obfuscated to further enhance card security. Moreover, the user can interact with AR elements including the sensitive card information to perform various actions.

Abstract: A well tool to be oriented and secured in a wellbore without the external application of torque, and a well system incorporating the same. After installation of orientation casing and universal latch coupling casing, the self-orienting selective lockable latch well tool is run downhole to the target depth, picked up to free the internal locking mechanism, and then loaded with downhole stress to engage the locking mechanism.

Abstract: The present disclosure relates to systems and methods for using haptic vibration for inter-device communication. In one implementation, a system for inter-device communication using haptic vibration may include at least one force gauge configured to measure displacements caused by an external device in contact with the at least one force gauge; at least one memory storing instructions; and at least one processor configured to execute the instructions to: receive an identifier associated with a user; retrieve a pattern associated with the received identifier; receive, from the at least one force gauge, one or more measurements over a period of time; assess a degree of difference between the received one or more measurements and the retrieved pattern; and, when the degree of difference is below a threshold, authenticate the user.