Patents Assigned to Service
  • Patent number: 11637801
    Abstract: The present embodiments relate to identifying a user on an external platform as a client of an entity and managing interactions with the user. An input provided by the user on an external platform can be parsed to derive user-specific social media data for the user. The user-specific social media data can be compared with client information maintained in a client database and a harvested social media database to identify the user as a client. A verification message can be sent to the user via a messaging application of the external platform to receive semi-private client data and verify the identity of the user. A response can be generated for the user based on client information. The response to the user can include a link to a secure messaging application to enable secure data communication between the user and the client.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: April 25, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Shanna Ruth Limas, Natalya Lohinova Jeffords
  • Publication number: 20230120503
    Abstract: Disclosed is a system to optimize rule weights for classifying access requests so as to manage rates of false positives and false negative classifications. A rules suggestion engine may suggest a profile of classification rules to a merchant for access requests. The system can optimize weights for the profile of rules using a cost function based on a training set of historical access requests, for example using stepwise regression or machine learning (ML). The system can compute a profile score based on the optimized weights, for example by summing the weights. The system statistically analyzes the profile score using classification thresholds and the historical access requests. The system can perform receiver operating characteristic (ROC) analysis for various threshold values, enabling a user to select a suitable threshold. The system can further optimize by adding or removing rules from the profile of rules.
    Type: Application
    Filed: December 21, 2022
    Publication date: April 20, 2023
    Applicant: Visa International Service Association
    Inventors: Benjamin Scott Boding, Ge Wen
  • Publication number: 20230123679
    Abstract: A non-nicotine pod assembly for a non-nicotine e-vaping device may include a first section and a second section connected to the first section. The first section may define a pod outlet and be configured to hold a non-nicotine pre-vapor formulation. The second section may define a pod inlet and be configured to heat the non-nicotine pre-vapor formulation. The pod inlet is in fluidic communication with the pod outlet via a flow path. The flow path may include a first diverged portion, a second diverged portion, and a converged portion. A non-nicotine e-vaping device may include a device body defining a through hole configured to receive the non-nicotine pod assembly such that a pod inlet for the air flow is exposed when the non-nicotine pod assembly is seated within the through hole.
    Type: Application
    Filed: December 19, 2022
    Publication date: April 20, 2023
    Applicant: Altria Client Services LLC
    Inventors: Dean Twite, Yannick Hourmand, Bipin Patil, Rangaraj S. Sundar, Gregory L. Nelson, Niall Gallagher, Jarrett Keen, Phillip Diana, James Yorkshades
  • Publication number: 20230122672
    Abstract: A rotary ditching attachment for an articulated boom of an excavator type machine includes two rotary excavating heads supported in spaced relation on opposite sides of a central support. The heads rotate about a common axis. The rotary ditching attachment is rotatably coupled to the boom by a rotating tool mount. The rotating tool mount is connectable to the central support such that the central support and attached excavating heads are rotatable about an axis extending through the central support and perpendicular to the common axis of the excavator heads. Excavating assemblies are mounted on outwardly facing and inwardly facing surfaces of rotors forming each excavating heads. Rotating the rotary ditching attachment relative to a direction of movement of the rotary ditching tool relative to the ground increases the width of cut of the excavating heads when used to form or rehabilitate a ditch.
    Type: Application
    Filed: August 31, 2022
    Publication date: April 20, 2023
    Applicant: Herzog Railroad Services, Inc.
    Inventors: Timothy D. Davis, Tyler Austin Mejia, Steven R. Walton, Tony Shirk, Jacob D. Herzog
  • Publication number: 20230123216
    Abstract: Computer-implemented methods and systems are provided for locally freezing a user account in a geographic or digital space. Consistent with disclosed embodiments, locally freezing a user account in a geographic or digital space includes receiving fraud data associated with the user account, the fraud data including a location where a fraud associated with the user account has occurred, wherein the fraud location includes at least one of a digital location or a geographical location; receiving account data associated with the user account, the account data including non-fraudulent account transaction information; generating a pattern of fraud based on the fraud data; generating a pattern of use associated with the user account based on the account data; determining a geodigital area for a localized account freeze based on the pattern of fraud and the pattern of use; and performing a localized account freeze on the user account based on the determined geodigital area.
    Type: Application
    Filed: December 15, 2022
    Publication date: April 20, 2023
    Applicant: Capital One Services, LLC
    Inventors: Jeremy GOODSITT, Vincent PHAM, Fardin Abdi Taghi ABAD, Austin WALTERS
  • Publication number: 20230117396
    Abstract: Systems and methods are disclosed for identifying one or more vibration mechanisms or other mechanism associated with tool failure. In one example, a machine learning data system comprises a data pre-processing module, a machine learning training module, and a predictive module. The pre-processing module analyzes dynamic sensor input to identify one or more vibration mechanisms associated with a downhole tool. The machine learning training module identifies a correlation between dynamic sensor data and failure data for a plurality of downhole tools. The predictive module correlates the one or more vibration mechanism with tool failure or performance.
    Type: Application
    Filed: October 1, 2021
    Publication date: April 20, 2023
    Applicant: Halliburton Energy Services, Inc.
    Inventors: Reena Agarwal Chanpura, Jie Yang, Cristian Lenin Sosareyes
  • Publication number: 20230121049
    Abstract: A soluble fiber lozenge in includes a body that is partially or wholly receivable in an oral cavity. The body includes a soluble-fiber matrix and one or more additives in the soluble-fiber matrix. A soluble fiber lozenge provided herein includes at least 40 weight percent of soluble fiber. Soluble fiber in soluble fiber lozenge can include maltodextrin. The soluble fiber lozenge is adapted to release one or more additives from the body when the body is received within the oral cavity of a consumer and exposed to saliva. A method of making soluble fiber lozenges includes forming a molten mixture of at least 40 weight percent soluble fiber, one or more additives, and less than 15 weight percent water while maintaining a mixture temperature of less than 200° C. and portioning the molten mixture into a plurality of soluble fiber lozenges.
    Type: Application
    Filed: December 15, 2022
    Publication date: April 20, 2023
    Applicant: Altria Client Services LLC
    Inventors: Feng GAO, Diane L. GEE, Shuzhong ZHUANG, Phillip M. HULAN, William J. BURKE, Gerd KOBAL
  • Publication number: 20230120485
    Abstract: The present embodiments relate to systems and methods for token-for-token provisioning. A server computer can receive a message from a second token requestor. The message can include a request for a second token and can include a first token or the message can include a cryptogram request message. The server computer can transmit a provisioning request message to an authorizing entity computer requesting an authentication of a credential and receive a provisioning response message from the authorizing entity computer authenticating the credential. Any of the server computer or the authorizing entity computer can generate the second token. The server computer can provide the second token to a second token requestor for use in a recurring transaction. The first token and the second token can both be associated with a credential.
    Type: Application
    Filed: April 30, 2021
    Publication date: April 20, 2023
    Applicant: Visa International Service Association
    Inventors: Ramesh Shankar, Anjana Surin, Sayeed Mohammed, Pinesh Roy
  • Publication number: 20230116995
    Abstract: A method includes beginning to broadcast primary media content at a primary media server. Concurrently with beginning to broadcast the primary media content, beginning to stream the primary media content into a primary media queue at a secondary media server. At the secondary media server, broadcasting secondary media content from a secondary media queue until the primary media queue includes sufficient content to satisfy a fill threshold. In response to determining that the fill threshold has been satisfied, switching from broadcasting the secondary media content from the secondary media queue to broadcasting the primary media content from the primary media queue.
    Type: Application
    Filed: November 25, 2022
    Publication date: April 20, 2023
    Applicant: iHeartMedia Management Services, Inc.
    Inventors: David C. Jellison, JR., Jeffrey Lee Littlejohn
  • Publication number: 20230124353
    Abstract: The present disclosure relates to methods and systems for generating optimal coverage plan to perform agricultural activities by farm workers. The present disclosure determines optimal deployment plan considering the constraints such as limited human farm workers, complete agricultural activities within given time frame, optimizing cost, and so on. The entire farm or the plot is divided to smaller units such as sub-plots and agricultural activities required for each sub-plot are identified. Then, the uniform clusters are formed from the sub-plots such that the given constraints are satisfied, using a uniform distribution algorithm. An optimal routing algorithm is employed to determine the optimal path for each uniform cluster. Lastly, the uniform clusters are assigned to the farm workers to perform the agricultural activities, and the deployment coverage daily plan is generated using the optimal path for each cluster, so that total traversing time to cover the sub-plots is minimized.
    Type: Application
    Filed: May 17, 2022
    Publication date: April 20, 2023
    Applicant: Tata Consultancy Services Limited
    Inventors: SWAGATAM BOSE CHOUDHURY, SANAT SARANGI, SRINIVASU PAPPULA
  • Publication number: 20230119435
    Abstract: Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.
    Type: Application
    Filed: December 16, 2022
    Publication date: April 20, 2023
    Applicant: Capital One Services, LLC
    Inventors: Richard COMERFORD, Joseph M. DeFILIPPO
  • Publication number: 20230123759
    Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices through use of a digital wallet fraud guard system are disclosed. A digital wallet fraud guard system may comprise various modules and engines, wherein the probability that a transaction is fraudulent may be evaluated for establishing better secured usage of transaction instruments. For instance, a triggered alert indication may visually indicate to an account user a fraud risk associated with a potential transaction prior to the exposure of the transaction instrument. In this manner, the transaction network more properly functions according to approved parameters by diminishing the risk of data loss and lessening the value of the transaction network as a target for fraud and thus network intrusions and disruptions.
    Type: Application
    Filed: May 9, 2022
    Publication date: April 20, 2023
    Applicant: American Express Travel Related Services Company, Inc.
    Inventor: Shahriar ZAND-BIGLARI
  • Publication number: 20230124928
    Abstract: A nicotine e-vaping device may include a nicotine pod assembly and a device body defining a through hole configured to receive the nicotine pod assembly. The nicotine pod assembly is configured to hold a nicotine pre-vapor formulation. The through hole of the device body includes at least sidewall that is configured to deflect during an insertion of the nicotine pod assembly. One or more sidewalls of the through hole may include at least one protrusion configured to engage with corresponding recesses of the nicotine pod assembly so as to retain the nicotine pod assembly within the through hole of the device body.
    Type: Application
    Filed: December 19, 2022
    Publication date: April 20, 2023
    Applicant: Altria Client Services LLC
    Inventors: Yannick HOURMAND, Christopher Newcomb, Raymond W. Lau, Eric Hawes
  • Publication number: 20230124498
    Abstract: A method is disclosed. The method includes receiving, by a user device, an encrypted message from a server computer. The encrypted message is a message encrypted with a master secret key or a key derived from the master secret key. The user device signs the encrypted message with a secure element private key. The user device, using a whitebox, cryptographically recovers a secure element public key from a certified key using a server computer public key. The certified key is certified by the server computer and based on at least the secure element public key. The user device, using the whitebox, cryptographically recovers the encrypted message from the signed encrypted message using the secure element public key. The user device, using the whitebox, decrypts the encrypted message using the master secret key or the key derived from the master secret key in the whitebox to obtain the message.
    Type: Application
    Filed: May 14, 2021
    Publication date: April 20, 2023
    Applicant: Visa International Service Association
    Inventors: Shashank Agrawal, Estuardo Alpirez Bock, Yilei Chen, Gaven James Watson
  • Publication number: 20230121911
    Abstract: Methods and systems that use a plurality of machine learning models to both monitor user-generated data entries corresponding to differences in network traffic that may be evidence of a disruption and determine severity levels based on: (i) current and historic differences in average network traffic over the plurality of communication networks; (ii) current and historic user-generated data entries; and (iii) labeled severity levels for historic differences in average network traffic over the plurality of communication networks.
    Type: Application
    Filed: October 18, 2021
    Publication date: April 20, 2023
    Applicant: Capital One Services, LLC
    Inventors: Matthew Louis NOWAK, Michael Anthony YOUNG, JR., Christopher McDANIEL
  • Publication number: 20230119846
    Abstract: A computer-implemented method for testing failover may include: determining one or more cross-regional dependencies and traffic flow of an application in a first region of a cloud environment, wherein the one or more cross-regional dependencies include a dependency of the application in the first region of the cloud environment to one or more applications in at least one other region of the cloud environment; determining a risk score associated with performing failover of the application to a second region of the cloud environment at least based on the determined one or more cross-regional dependencies and traffic flow of the application; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region of the cloud environment; isolating the second region of the cloud environment from the first region of the cloud environment for a predetermined
    Type: Application
    Filed: December 19, 2022
    Publication date: April 20, 2023
    Applicant: Capital One Services, LLC
    Inventors: Ankit KOTHARI, Ann HAWKINS, John SAMOS
  • Publication number: 20230119501
    Abstract: Systems and methods for establishing and fulfilling a smart contract between users and service providers are disclosed. A method includes creating, by one or more nodes in a computer network, a smart contract in response to a request from a user for services and providing the smart contract to a blockchain. The method then includes notifying service providers of the smart contract and receiving responses to the notifications from the service providers. Then the method includes identifying one or more service providers that can complete the service. The method then includes updating the smart contract to include data about the identified service providers. The updated smart contract includes account information for a user account of the user, and account information for service provider accounts of the identified service providers. Then a value interaction is initiated that pushes value from the user account to the service provider accounts.
    Type: Application
    Filed: December 19, 2022
    Publication date: April 20, 2023
    Applicant: Visa International Service Association
    Inventors: Ashwini Kadarmandalgi, Sowmya Saiprasad, Srinivas Vadhri
  • Publication number: 20230118704
    Abstract: The present disclosure addresses an issue of inherent delay in a cloud-centric architecture in a scenario where multiple remote users join a teleoperation session with a robot such that any one of the users may take exclusive control of the robot and remotely maneuver it as the avatar of a current master. A Web Real-Time Communication (WebRTC) based signaling protocol with a hybrid topology for a multi-user session is provided, wherein Audio-Visual (A/V) data streaming happens over a public cloud while each master creates an on-demand peer-to-peer (P2P) channel with the robot for a desired duration of maneuvering the robot that represents the avatar of the current master. Thus, low-latency delivery of control commands results in good user experience. The provided method and system may be applied to teleoperation sessions like telemedicine sessions.
    Type: Application
    Filed: July 19, 2022
    Publication date: April 20, 2023
    Applicant: Tata Consultancy Services Limited
    Inventors: ABHIJAN BHATTACHARYYA, ASHIS SAU, MADHURIMA GANGULY
  • Publication number: 20230124617
    Abstract: Techniques of generating a lattice-based verification matrix and signature vector are disclosed. The method enables a generating device to sample a gadget matrix and then generate a reduced gadget matrix. The generating device may then sample a trapdoor matrix and use the trapdoor matrix and the reduced gadget matrix to generate a verification matrix. A sending device may receive the trapdoor matrix and the verification matrix from the generating device, in addition to receiving a message. The sending device may then use the trapdoor matrix and the verification matrix to generate a signature vector for the message. A verification device can receive the verification matrix, the message, and the signature vector. The verification device may use the verification matrix and the signature vector to verify the message.
    Type: Application
    Filed: December 15, 2022
    Publication date: April 20, 2023
    Applicant: Visa International Service Association
    Inventors: Pratyay Mukherjee, Yilei Chen, Nicholas Genise
  • Publication number: 20230124730
    Abstract: A method for determining microseismic events. The method may include measuring a seismic travel time of a microseismic event with a fiber optic line disposed in a first wellbore, forming a probability density function for the microseismic event based at least in part on the seismic travel time measurement, modifying the probability density function by applying one or more constraints to form a modified probability density function, identifying one or more most probable source locations from the modified probability density function, and forming a microseismic event cloud from the one or more most probable source locations.
    Type: Application
    Filed: October 14, 2021
    Publication date: April 20, 2023
    Applicant: Halliburton Energy Services, Inc.
    Inventors: Zhao Zheng, Timur Mukhtarov, Henry Clifford Bland