Abstract: The concepts and technologies disclosed herein are directed to time-aware blockchain staged regulatory control of Internet of Things (“IoT”) data. A federation platform can receive a registration request from an enterprise edge platform to register a blockchain identifier for publication of public data on a public blockchain. The federation platform can determine if the registration request contains any restricted data parameters. In response to determining that the registration request does not contain any restricted data parameters, the federation platform can query a security module to obtain an encryption key. The federation platform can receive the encryption key from the security module. The federation platform can store the encryption key in association with the blockchain identifier and an enterprise edge platform ID that uniquely identifies the enterprise edge platform.
Type:
Grant
Filed:
June 16, 2022
Date of Patent:
December 31, 2024
Assignees:
AT&T Global Network Services Hong Kong LTD, AT&T Mobility II LLC
Inventors:
Winnie Chau, John Philip Mulligan, Shashi Gowda
Abstract: In certain embodiments, speech is converted to text for theme identification by natural language processing. Notification data is generated based on detected themes and the notification data may include rules for notification presentation on a client device. The notification data may include parameters for processing image data captured by an augmented reality device to detect one or more objects. The objects may be associated with the theme and detection thereof within captured image data, and in accordance with other rules, may cause the augmented reality device to present a notification with contextual relevance to a current environment of a user utilizing the augmented reality device.
Type:
Grant
Filed:
January 29, 2021
Date of Patent:
December 31, 2024
Assignee:
Capital One Services, LLC
Inventors:
Joshua Edwards, Michael Mossoba, Abdelkader Benkreira
Abstract: The present invention provides an analyte detection system for detecting target analytes in a sample. In particular, the invention provides a detection system in a rotor or disc format that utilizes a centrifugal force to move the sample through the detection system. Methods of using the rotor detection system to detect analytes in samples, particularly biological samples, and kits comprising the rotor detection system are also disclosed.
Abstract: Unmanned vehicles can be terrestrial, aerial, nautical, or multi-mode. Unmanned vehicles may efficiently accomplish tasks by autonomously charging or replacing its power source.
Type:
Grant
Filed:
October 20, 2021
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Abstract: In one or more implementations, a computer-implemented system and method are provided for assessing relevance and accuracy of confirmation documents with respect to disclosure materials associated with completed activity.
Abstract: The present invention provides a system, method, and software for operating a taxi and delivery service using a fleet of autonomously driven vehicles amassed from a plurality of unassociated individuals and providing a graphical user interface for interested parties to register their vehicles for use and for customers to schedule services.
Type:
Grant
Filed:
August 5, 2022
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Abstract: A system may include a first vehicle and a first control system that may control one or more vehicle operations of the first vehicle. The first control system may perform operations including receiving a first vehicle operation signal from a second control system associated with a second vehicle, sending one or more requests to one or more computing systems for a confirmation of the first vehicle operation signal, and determining a set of vehicle instructions to control the one or more vehicle operations based on whether one or more responses from the one or more computing systems provide the confirmation. The first control system may then control the first vehicle based on the set of vehicle instructions.
Type:
Grant
Filed:
September 25, 2023
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Inventors:
Carlos J P Chavez, Sacha Melquiades De'Angeli, David M. Jones, Jr., Gregory Brian Meyer, Christopher Russell, Arthur Quentin Smith
Abstract: Transaction account holders are able to attach additional data to a transaction in concert with the transaction being initiated, prior to the merchant posting the transaction. Transaction account holders do not have to wait and/or opt for an external service provider to assist with the compiling and/or attaching of data at a later point in time (e.g., after the merchant posts the transaction). Transaction account holders may upload and access electronic receipts associated with a transaction authorization almost immediately after the sale and/or authorization of the transaction.
Type:
Grant
Filed:
March 21, 2023
Date of Patent:
December 31, 2024
Assignee:
American Express Travel Related Services Company, Inc.
Inventors:
David Alan Dillard, Ravikanth Erramilli, David Ibrahim, Barbara Lynn Shcolnik-Bateman, Sashidhar Karkada Srinivasa
Abstract: Techniques are described for creating and tracking audit trails, including regulatory compliance trails, using a distributed ledger. The techniques include determining, via the first processor, if data is to be provided for use in an audit, and if the data is to be provided then executing an audit trail routing system to route the data into at least one audit trail. The techniques further include storing, via the first processor, the data of the at least one audit trail in a least one block of digital distributed ledger system, and distributing, via the first processor, the at least one block among nodes of the digital distributed ledger system, wherein the digital distributed ledger system is configured to immutably store the data of the at least one audit trail.
Type:
Grant
Filed:
October 31, 2022
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Abstract: A system and method of establishing a communication session is disclosed herein. A computing system receives, from a client device, a content item comprising text-based content. The computing system generates a mark-up version of the content item by identifying one or more characters in the text-based content and a relative location of the one or more characters in the content item. The computing system receives, from the client device, an interrogatory related to the content item. The computing system analyzes the mark-up version of the content item to identify an answer to the interrogatory. The computing system generates a response message comprising the identified answer to the interrogatory. The computing system transmits the response message to the client device.
Type:
Grant
Filed:
August 12, 2021
Date of Patent:
December 31, 2024
Assignee:
Capital One Services, LLC
Inventors:
Michael Mossoba, Abdelkader M′Hamed Benkreira, Joshua Edwards
Abstract: Predictive mapping technology is used to route a telephone call from a user to a customer service representative. The disclosed technology can use any one or more of the following factors to map a telephone call from a user to a customer service representative: (1) a sentiment score based on a topic of conversation; (2) an experience score of the customer service representative with a topic of conversation; and (3) a performance score of the customer service representative in managing a topic of conversation.
Type:
Grant
Filed:
July 21, 2023
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Inventors:
Kristopher Williams, Reynaldo Medina, III, Mark Anthony Lopez, Amy Daali
Abstract: The present embodiments relate to establishing secure data communication using an Elliptic-curve Diffie-Hellman ephemeral (ECDHE) key agreement procedure. Devices in a network environment can utilize a key agreement procedure to establish secure communication between multiple application layers in a micro service architecture. Particularly, a tunnel can be established between a mobile device and an encryption service by transmitting key information between the mobile device and the encryption service. This can allow for encryption keys to only be accurately generated by the mobile device and encryption service. Accordingly, intermediary nodes may be unable to decrypt the data, allowing for safe and secure transport of sensitive data.
Type:
Grant
Filed:
January 3, 2023
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Inventors:
Jason Paul Hendry, Zachary Curtis Wade, Daniel Thane Davidson, Patrick Joseph O'Neal, Justin Armstrong Leonard
Abstract: A user score of a test for assessing a risk of a user of having or developing a contagious illness may be obtained, for each user of a plurality of users entering in a group setting. A group score based on the user scores associated with the plurality of users in the group setting may be generated. The group score indicating a group risk of a presence or development of the contagious illness in the group setting may be communicated for display. Group scores associated with a plurality of group settings may be obtained and communicated for display. A message may be communicated to a mobile user device indicating a group setting as a current high risk group setting, being associated with a score that is outside a limit set by a threshold value and with a location in proximity to a current location of the mobile user device.
Type:
Grant
Filed:
February 1, 2021
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Inventors:
Mark Paxman Warnick, Will Kerns Maney, Jr., Phillip E. Marks, David Jason Anderson James, Elena Marie Carrasco, Quian Antony Jones, Sumita T. Jonak
Abstract: Embodiments of the present disclosure include systems and methods for managing the configuration and execution of executable controls. In particular, a control execution management system may enable organizations to configure executable controls relating to certain internal and/or external processes, and for configuration and execution data for the executable controls to be maintained by the organizations, for example, in a distributed ledger (e.g., a blockchain network). Continuously monitoring configuration and execution data of the executable controls may enable an organization to always have updated information relating to the executable controls and how they impact their associated internal and/or external processes, thereby enabling the organization to, for example, provide such information to regulatory agencies, relevant stakeholders, and so forth.
Type:
Grant
Filed:
May 31, 2022
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Inventors:
David Anthony Phelps, Marco Antonio Gracia, Ryan Thomas McLeod, Jacqueline Wendy Montemayor
Abstract: Unmanned vehicles can be terrestrial, aerial, nautical, or multi-mode. Unmanned vehicles may be used to survey a property in response to or in anticipation of a threat. For example, an unmanned vehicle may analyze information about the property and based on the information deter theft of items on the property.
Type:
Grant
Filed:
October 26, 2023
Date of Patent:
December 31, 2024
Assignee:
United Services Automobile Association (USAA)
Inventors:
Richard Daniel Graham, Kade Scott, Matthew Flachsbart
Abstract: Described are methods and systems are for generating dynamic conversational queries. For example, as opposed to being a simply reactive system, the methods and systems herein provide means for actively determining a user's intent and generating a dynamic query based on the determined user intent. Moreover, these methods and systems generate these queries in a conversational environment.
Type:
Grant
Filed:
May 4, 2021
Date of Patent:
December 31, 2024
Assignee:
Capital One Services, LLC
Inventors:
Minh Le, William Miller, Sara Mikulic, Rui Zhang, Erik Mueller
Abstract: The invention provides an isolated antibody, or antigen-binding portion thereof that specifically binds to canine or feline Oncostatin M receptor Beta (OSMR-?) or both, wherein the antibody antagonizes IL-31-mediated signaling or OSM-mediated signaling or both in a canine and/or feline cell.
Type:
Grant
Filed:
October 18, 2021
Date of Patent:
December 31, 2024
Assignee:
Zoetis Services LLC
Inventors:
Gary Francis Bammert, Andrea Joy Gonzales
Abstract: The invention provides an isolated and purified nucleic acid sequence encoding a chimeric antigen receptor (CAR) directed against B-cell Maturation Antigen (BCMA). The invention also provides host cells, such as T-cells or natural killer (NK) cells, expressing the CAR and methods for destroying multiple myeloma cells.
Type:
Grant
Filed:
May 16, 2022
Date of Patent:
December 31, 2024
Assignee:
The United States of America, as represented by the Secretary, Department of Health and Human Services
Abstract: Embodiments of the invention are directed to systems and methods of securely transmitting account credentials, such as a token. A user device and application can initially select an account, and then obtain a transaction identifier associated with the account. The user device can provide the transaction identifier to a resource provider, which can then directly exchange the transaction identifier for the account credentials.
Type:
Grant
Filed:
June 23, 2022
Date of Patent:
December 31, 2024
Assignee:
Visa International Service Association
Inventors:
Jalpesh Chitalia, Ansar Ansari, Samuel Shrauger
Abstract: The present disclosure presents systems and related methods for customer defined limited use authorization. One such method comprises implementing a customer defined generation control associated with a parent transaction account; receiving a request to generate the electronic payment token from at least one of an issuer web app or an issuer native app; verifying that the generation control condition has been satisfied; generating via a tokenization engine, the electronic payment token in response to the request to generate the electronic payment token, wherein generating the electronic payment token further comprises storing an expanded set of token controls comprising customer defined authorization control as token data; and transmitting, via the tokenization engine, the electronic payment token to the customer mobile device responsive to the generation control condition being verified as being satisfied.
Type:
Grant
Filed:
May 12, 2023
Date of Patent:
December 31, 2024
Assignee:
American Express Travel Related Services Company, Inc.