Patents Examined by Rajesh Khattar
-
Patent number: 8468049Abstract: A method of creating a personalized targeted advertisement for displaying on a webpage of a website is disclosed. The personalized targeted advertisement includes features to provide direct communication between a sender and a recipient of the personalized targeted advertisement. A selection of an advertisement template from a plurality of advertisement templates is detected. Then, a media file and a custom message are received to build the personalized targeted advertisement. The personalized targeted advertisement is then sent to the recipient identified by a unique identification. The advertising server is notified so that the personalized targeted advertisement can be displayed when the recipient identified by the unique identification logs into the website.Type: GrantFiled: February 20, 2008Date of Patent: June 18, 2013Assignee: Yahoo! Inc.Inventors: Kenneth Quan, Chon Fong Lei, Kai Pong Lei, Angelique Lausier
-
Patent number: 8458062Abstract: A system and method for providing real time financial product matching is disclosed. In one embodiment, the real time financial product matching system may store one or more financial product data records. Each financial product data record may be associated with a financial product. The real time financial product matching system may receive a customer data record associated with a customer, the customer data record including a customer preference related to financial products. The real time financial product matching system may then match the customer with one or more financial products in real time by comparing the customer data record to the one or more financial product data records. And, the real time financial product matching system may present the matched one or more financial products to the customer in real time.Type: GrantFiled: August 11, 2006Date of Patent: June 4, 2013Assignee: Capital One Financial CorporationInventors: Rajsaday Dutt, Yousef Gibran Master
-
Patent number: 8452620Abstract: The provision of parametric D&O insurance and reinsurance policies is afforded by systems and methods for determining one or more parametric indices of the risk arising from aggregate litigation activity, which risk is correlated with the financial exposures (e.g., payment cash flows) of the insureds' exposed to such claims, and of the insurers who provide primary D&O insurance coverage. A parametric index is for a given policy is determined from a set of parameters that define the type, scope, timing of litigation activity for the index, as well as details how the index values are determined from the underlying litigation exposure. The system and method further determine whether payments are due under such a policy and their amounts.Type: GrantFiled: April 8, 2009Date of Patent: May 28, 2013Assignee: Lowell Webster, LLCInventor: Joseph A. Grundfest
-
Patent number: 8438090Abstract: Index-linked notes with periodic coupons subject to a triggering event, and accompanying methods, are described herein. In some instances, exemplary notes allow a purchaser to purchase a note and receive periodic coupons returned on the note as long as a triggering event does not occur. Assuming that the triggering event does not occur, the purchaser may receive these coupons until the note reaches maturity. Payment of the periodic coupons may cease, however, when a triggering event (e.g., the purchaser's death) does occur. In addition, the amount of the periodic coupons are tied in some manner to a financial index, such as the Bloomberg index, the S&P 500, or the like.Type: GrantFiled: April 4, 2008Date of Patent: May 7, 2013Assignee: Goldman, Sachs & Co.Inventors: Amar Kuchinad, Alexander Dubitsky, Charles McGarraugh, William J. Cassano
-
Patent number: 8433629Abstract: The present invention relates to a commission management system and method for managing soft dollar and commission recapture services over communications network. The system and method pays the invoices from the soft dollar commission account after the client views and approves invoices online.Type: GrantFiled: July 30, 2010Date of Patent: April 30, 2013Assignee: Convergex Group, LLCInventors: Jeanne L. Murtaugh, Kevin Ruebenstahl, Paul A. Pricoli, Michael Will De Laforcade
-
Patent number: 8407131Abstract: Trading software may receive trading information from an exchange. The trading software may use the trading information to compute an estimate of last traded total sweep quantity. The trading software may also display the last traded total sweep quantity on a trading screen.Type: GrantFiled: May 23, 2012Date of Patent: March 26, 2013Assignee: Trading Technologies International, Inc.Inventors: Gary Allan Kemp, II, Joan Ebersole, Jens-Uwe Schluetter
-
Patent number: 8359256Abstract: A system, method, and computer program product are provided for short sale information. Short sale information, including short interest in a security, from at least one source is stored in a database. Short sale volumes of shares are calculated for the security by summing a volume of shares associated with each short sale for each time unit during a time period. A graph is generated by plotting each short sale volume of shares associated with a time unit on a horizontal axis, plotting volume of shares on one vertical axis, and plotting a closing price for the security for each time unit on another vertical axis. A report that includes the graph is output via a user interface to an investor, prompting the investor to purchase security shares based on the graph depicting an increase in the short sale volume of shares and a corresponding decrease in the closing price.Type: GrantFiled: March 11, 2010Date of Patent: January 22, 2013Inventor: Chas G. Barnard
-
Patent number: 8359236Abstract: Methods, systems and apparatus, including computer program products, for generating cookies. Multiple advertisements for multiple advertisers are stored on an ad server. Hostnames specific to each of the multiple advertisers are generated dynamically. The generated hostnames identify the ad server. A reference is generated identifying a particular advertisement of the multiple advertisements and the ad server. The ad server is identified in the reference with the generated hostname associated with the advertiser of the advertisement. The reference is provided to a client. A request is received from the client for the advertisement. The request includes the generated hostname. In response to the request, a client cookie, which includes a unique identifier, is sent to the client.Type: GrantFiled: March 14, 2012Date of Patent: January 22, 2013Assignee: Google Inc.Inventors: Rama Ranganath, Narayanan Shivakumar, Deepak Jindal
-
Patent number: 8355972Abstract: Enhanced methods, systems, and techniques for displaying information about financial markets are provided. Example embodiments provide a Market Performance Indicator System (“MPIS”), which generates and provides indicators of market performance, based on obtained market information. In some embodiments, a performance indicator may include a directional indicator, such as an arrow or vector, indicating the value and/or change in value of one or more attributes of performance of an aspect of a financial market. Aspects of a financial market may include individual financial instruments, such as stocks and bonds, as well as aggregate information about a particular market, such as a market index. Attributes of performance may include price, volume of trading, and price variability. This abstract is provided to comply with rules requiring an abstract, and it is submitted with the intention that it will not be used to interpret or limit the scope or meaning of the claims.Type: GrantFiled: April 17, 2007Date of Patent: January 15, 2013Assignee: IntellectSpace CorporationInventor: Aleksandr L. Gvelesiani
-
Patent number: 8352351Abstract: Memory storing terms of a contract for reducing accounting volatility and risk, the terms including specification of at least one measure of variation in a rate of return corresponding to a return on an investment portfolio, a variable speed of adjustment factor and a contract rate of return on an investment associated with the investment portfolio, wherein the amount of the measure of the variation changes over time; a computer computing an amount for the at least one measure of variation, calculating an amount for the adjustment speed factor and using the amounts in: determining at least one of a contract rate of return on the investment associated with the investment portfolio and a contract value for the investment associated with the investment portfolio to produce output.Type: GrantFiled: January 9, 2012Date of Patent: January 8, 2013Assignee: Concept Hedging, LLCInventors: Wendy J. Engel, Wayne F. Perg, Matthew B. Schoen
-
Patent number: 8280798Abstract: A method for creating an investment fund and selling shares in the fund to individual investors, each of whom has an investment ratio defined by a dollar amount of direct real estate investments held by the investor outside of the fund divided by a dollar amount of shares in the fund held by the individual investor. A target range of the investment ratio is selected for the fund. A target geographical region is selected where individual investors in the fund hold the direct real estate investments. A model composite portfolio is identified having an asset combination that includes: (i) direct real estate investment held by an individual investor in the target geographical region, and (ii) shares in the fund held by the individual investor. The asset combination in the model composite portfolio has an investment ratio that is within the target range.Type: GrantFiled: May 23, 2011Date of Patent: October 2, 2012Inventor: Peter Benda
-
Patent number: 8260701Abstract: Systems and methods are provided for trading and calculating the composition of foreign currencies indexed financial instruments. The compositions of the financial instruments are determined by calculating a geometric average of the exchange rates of foreign currencies with corresponding competitive weights. The competitive weights for each of the foreign currencies reflects competition between the goods of the United States and a country corresponding to the foreign currency in the markets of third countries.Type: GrantFiled: January 17, 2012Date of Patent: September 4, 2012Assignee: Chicago Mercantile Exchange Inc.Inventors: Scott Brusso, Sayee Srinivasan
-
Patent number: 8224678Abstract: A method for tracking health-related spending for validation of disability benefits claims includes receiving, by a Medicare Secondary Payer statute-compliance company, from an authorization server, an identification of an approved transaction initiated by a recipient of insurance settlement funds to acquire at least one of a healthcare-related service and a healthcare-related good by a provider, the recipient authorized to receive the at least one of the healthcare-related service and the healthcare-related good from the provider. The method includes tracking, by the Medicare Secondary Payer statute-compliance company, healthcare-related expenditures by the recipient. The method includes generating, by the Medicare Secondary Payer statute-compliance company, a statement of approved transactions. The method includes transmitting, by the Medicare Secondary Payer statute-compliance company, to a disability benefit provider, the statement of approved transactions.Type: GrantFiled: January 14, 2010Date of Patent: July 17, 2012Assignee: Ametros Financial CorporationInventors: Kenneth Paradis, Robert T. Lewis, Dick Smith, Jack Edgar West
-
Patent number: 8219484Abstract: Methods and systems for bidding on items include a predetermined price or range associated with an item, the price not disclosed to bidders. Successful bids conform to a predetermined success rule(s) determined independently of the amounts of other bids. Successful bids can be immediately communicated to the successful bidders. Price adjustments, typically discounts, can be determined and communicated prior to fulfillment.Type: GrantFiled: August 22, 2011Date of Patent: July 10, 2012Inventor: Alan Hamor
-
Patent number: 8214274Abstract: A financial activity network includes a central managing system connected to a plurality of participant terminals. Rules governing operation of the financial activity are stored for future reference. A participant provides investment information such as a map location for the predicted strike by the natural event and, optionally, one or more secondary parameters relating to the natural event, such as the time interval between the time of investment and the time of an event strike and/or the severity of the event strike according to an established scale. In one example, an external objective independent information source is consulted, with the external objective independent information source providing monitoring, interpretation and derived determination of parameters pertaining to the natural event. Methods and articles of manufacture are also disclosed.Type: GrantFiled: February 8, 2010Date of Patent: July 3, 2012Assignee: Weather Risk Solutions, LLCInventor: Kenneth A. Horowitz
-
Patent number: 8204822Abstract: Trading software may receive trading information from an exchange. The trading software may use the trading information to compute an estimate of last traded total sweep quantity. The trading software may also display the last traded total sweep quantity on a trading screen.Type: GrantFiled: May 24, 2011Date of Patent: June 19, 2012Assignee: Trading Technologies International, Inc.Inventors: Gary Allan Kemp, II, Joan Ebersole, Jens-Uwe Schluetter
-
Patent number: 8195560Abstract: Presented is a system and method for performing crossing of institutional security orders. The system includes a first server interconnected to a second server and client stations across a communication network. The first server includes a database and is configured to receive institutional orders from the client station, which are stored in the database. The first server includes operating instructions operable to determine whether a match exists between contra institutional orders based on predetermined criteria. Upon determination of a match, the first server forwards a child order composed of at least a portion of one of the contra orders to the second server. At a fraction of a second later, the first server forwards the other of the contra orders to the second server followed by the remaining portion of the contra order.Type: GrantFiled: October 12, 2010Date of Patent: June 5, 2012Assignee: Boulder Capital TradingInventors: Craig Schlifstein, Evan David
-
Patent number: 8175937Abstract: Systems and methods are provided for evaluating financial information, including systems and methods with computational/evaluation capability to process data sets comprising financial data. In one of the implementations, the systems and methods may be utilized for asset accounting. A calculation module may be provided that includes an evaluation engine that operates internally on a flat, generic data structure that is independent of the particular application. The externally-defined data structure of the data set may be mapped onto the internal data structure. Further, rules-based modules may provide information related to the client-defined rules. A user interface may enable a user to receive back the evaluated financial information, for a specified time period, the financial information being responsive to an original user request entered via the user interface. As a result, the evaluation engine can be used for a variety of different applications.Type: GrantFiled: February 3, 2010Date of Patent: May 8, 2012Assignee: SAP AGInventors: Beate Albert, Juergen Kind, Igor Pak, Guenter Scherberger
-
Patent number: 8165939Abstract: An automatic, web-based, integrated method and system for processing financial details of a real estate settlement or other similar transaction. The system incorporates modular functionality to avoid duplicate entry of data. The design philosophy is such that anticipated actions are entered into the system. Since the system knows what is expected, by monitoring actual transactions and comparing them to the anticipated transactions, real-time identification of exceptional situations is possible. This real time identification of a problem allows corrections to quickly be made to prevent financial losses, fines, or other penalties. The system is adapted to seamlessly interact with bank software and systems, for example, existing positive pay banking systems as well as with a user's financial or other similar application software. The system provides exception reports on a periodic (e.g., daily) basis to management and operations personnel.Type: GrantFiled: April 23, 2007Date of Patent: April 24, 2012Inventors: Richard M. Reass, Kenneth A. Taylor
-
Patent number: 8160903Abstract: A method for determining a premium for insuring a security comprising the steps of determining an insurance risk premium based upon a security to be insured, determining an expense and profit load, and combining the insurance risk premium and the expense and profit load to determine a total gross premium. A system for determining a premium for insuring a security comprises a computer system capable of having entered information related to a security to be insured, the computer system having a program for calculating an insurance risk premium based upon a security to be insured, for calculating an expense and profit load, and for combining the insurance risk premium and the expense and profit load to determine a total gross premium.Type: GrantFiled: January 20, 2006Date of Patent: April 17, 2012Assignee: SBH, Inc.Inventors: Steven S. Schuver, David D. Schuver, Thomas L. Bakos