Abstract: A control system includes one or more processors that are configured to obtain event data associated with a vehicle. The one or more processors are also configured to receive a statement including a designated chargeable usage of the vehicle, with the statement issued by an entity, and the one or more processors further configured to access one or more rules dictating rule-based chargeable usage of the vehicle. The one or more processors are configured to compare the event data with the one or more rules to determine the rule-based chargeable usage of the vehicle based on the event data and to compare the rule-based chargeable usage with the designated chargeable usage to identify one or more discrepancies between the rule-based chargeable usage and the designated chargeable usage.

Abstract: A system and method for automated delivery driver routing and order preparation timing. The system is a cloud-based network containing an optimization server, portals for restaurants, customers, and drivers to enter their information, and an optimization engine which determines optimal pickup and delivery times for delivery drivers based on a multitude of variables associated with the business enterprises and delivery driver availability. The system may be accessed through web browsers or purpose-built computer and mobile phone applications.

Abstract: A producer may supply amounts xi of a good to a plurality of consumers Ci in a series of transactions and be subject to a mass balancing verification protocol after every K transactions. A producer platform may compute K random shares (r1 through rK) of a random value r, publish blinded amounts ti representing xi+ri to a secure, distributed transaction ledger, and transmit an encrypted ri to consumer Ci using an asymmetric cryptosystem. A consumer platform may receive and decrypt ri (while the consumer Ci actually receives an amount {circumflex over (x)}i of the good from the producer), compute {circumflex over (x)}i+ri and generate a fraud alert signal if it differs from the published ti. The consumer platform may also transmit an encrypted rolling sum value to a next consumer Ci+1. A verifier platform may, after K transactions, execute the mass balance verification protocol to determine a total amount of the good that the producer had collectively supplied to the consumers Ci.

Abstract: The present invention provides Artificial Intelligence, Internet of things and blockchain based systems and methods for supply chain management. The system and method identify reasons of failure of procured item/object based on performance data analysis. The system and method further determine optimization characteristics required for a required item/object based on Artificial intelligence analysis using prediction algorithms.

Abstract: A system and method for electronic payment that involves generating and then using a temporary token based on a legacy PAN (Primary Account Number) to conduct an electronic transaction. The token is generated by transforming the PAN using specific inputs such that the original PAN can be recovered by manipulating the token in various ways as disclosed herein. One potential manipulation that may be used is encryption/decryption. The token is transmitted to a portable electronic device such that the portable electronic device may present the token to a point-of-sale device. The POS communicates the token to a server which validates the token by, among other things, recovering the PAN. If the PAN is recovered as expected a validation message is returned to the POS device.

Abstract: Various embodiments of the present invention relate to a point-of-sale (POS) system, and more particularly, to systems, devices and methods of making secure payments using a mobile device in addition to a POS terminal that may be an insecure payment device exposed to various tamper attempts under certain circumstances. The mobile device is involved in a trusted transaction between a central financial entity, e.g., a bank, and the payment terminal, such that the insecure payment terminal may be further authenticated based on rolling codes, two-way or three-way authentication, or an off-line mode enabled by incorporation of the mobile device. Although either of the mobile device and the payment terminal provides limited security, a POS system incorporating both of them demonstrates an enhanced level of security.

Abstract: A method for ESL utilizing light communications includes selecting for ESL, a product stocked on shelf slotting space in a retail environment and querying a database with an identifier for the selected product and receiving in response to the querying, pricing data for the selected product. The method additionally includes selecting a frequency of communication above a specified strobe rate for a lighting system illuminating the retail environment and transmitting a directive to a controller for the lighting system directing the lighting system to communicate the pricing data to a shelf labeling module associated with the selected product. Thereafter, in response to the directive, the controller encodes the pricing data into a strobe pattern of the lighting system and activates the pattern thereby communicating the pricing data to the shelf labeling module which then decodes the pricing data from the strobe pattern and display the pricing data in a display.

Abstract: In one embodiment, transferring payment between a first user and a second user of a communication system includes displaying a contact list in a user interface of a client executed at a user terminal of the first user, the contact list including the second user. The client retrieves and displays at least one page from a payment provider responsive to the first user selecting the second user from the contact list. The client transmits, to the payment provider, information related to the payment entered into the page by the first user, which causes the payment provider to transfer the payment from an account of the first user to an account of the second user.

Abstract: A system and method is presented for gathering data concerning harvests. Data tickets are generated at a point of origination (i.e., the field), local storage, processing, or a customer location. Data tickets may also be generated for supplies delivered to the field. Implements attached to a vehicle in the field (e.g., a tractor) may provide sensor data over a vehicle communication bus about how a field processing task was performed. A computing device on the vehicle periodically reads the sensor data and records the data along with the current time and GPS position of the vehicle as a data point. A plurality of data points are transmitted to a remote server as a data trail. Data trails from a plurality of vehicles are compared to find points of intersection. Sensor data in the data trails for the points of intersection are examined to determine data related to the transfer of goods between vehicles during the time of intersection.

Abstract: An image of a receipt may be received by a service provider from a user device of a user. The receipt may be a record of a transaction between the user and a physical merchant. The service provider may extract text from the image and apply a predictive model trained on text data of historical receipts to the extracted text to identify keywords corresponding to items purchased in the transaction. The service provider may generate a shopping list for the user and/or may compare the keywords to descriptions of catalog items in an online catalog maintained by the service provider to identify catalog items that are the same or similar to the purchased items. The service provider may associate the catalog items with the user's account maintained by the service provider and generate a user interface to present on the user device that includes an indication of the catalog items.

Abstract: A computer-implemented systems and methods for online customer assistance are disclosed. The computer-implemented system comprises a user interface, a memory storing instructions, and at least one processor. The at least one processor may be configured to execute instructions to receive a request for assistance from a customer via the user interface, identify at least one last-ordered product, and aggregate customer specific information, one or more previously-ordered products, and the customer specific information that may include product delivery information. Furthermore, the at least one processor may be configured to execute instructions to determine an action pattern of the customer for the at least one last-ordered product, assigning a priority to the order for the at least one last-ordered product or previously-ordered products, determine a response to the customer based on the priority of the order, and provide the response to the request from the customer device via the user interface.

Abstract: Techniques for employing user interfaces to output information indicative of events occurring in an inventory facility, and receive feedback from a human regarding the events are described herein. In one implementation, an event may take place in an inventory facility, such as a customer taking an item from an inventory location, returning an item to an inventory location, and so forth. An automated system of an inventory management system may process sensor data collected by sensors in the inventory facility to determine details of the event. In some examples, the inventory management system is unable to determine with a high level of confidence what occurred during the event. The inventory management system may provide the sensor data to a human associate through an associate interface, and receive input regarding details of the event from the human associate through the associate interface.

Abstract: Systems, computer program products, and methods are described herein for an authentication framework for real-time document processing. The present invention is configured to receive, via an image capturing device associated with a point-of-sale system of a merchant, a digital image of a payment instrument; extract, using optical character recognition, payment instrument data from the payment instrument; receive one or more authentication credentials from the user to endorse the payment instrument; determine an authentication level of the user based on at least receiving the one or more authentication credentials from the user; determine whether the authentication level of the user meets an authentication requirement level associated with the processing of the payment instrument; and process, in real-time, the payment instrument.

Abstract: This invention provides a system and a method for online, web-based point of sale (POS) building and configuration, which can assist non-expert business operators in building, editing and testing a point of sale system to manage their businesses. The business operations range from a single branch to a large chain of stores or branches. The key advantages of the Web-based POS builder are that it is completely built on the foundation of the Web. The POS builder is accessible anywhere in the world. It can be used by a person of any skill level. The POS builder builds, edits, and tests new POS terminals in real time.

Abstract: Turning now to the drawings, systems and methods for transferring funds in accordance with embodiments of the invention are illustrated. In one embodiment, a method for conducting peer-to-peer transfers includes obtaining a cash-out request data using a fund transfer server system, wherein the cash-out request data includes target account data and fund data, the target account data includes metadata identifying a consumer account and specifies an account to which funds will be provided, and the fund data describes the funds to be provided in response to redeeming the cash-out request, generating a cash-out code based on cash-out request data using the fund transfer server system, providing the cash-out code using the fund transfer server system, obtaining cash-out code redemption data using the fund transfer server system, wherein the cash-out code redemption data identifies the provided cash-out code, and transmitting a request to provide the funds described by the fund data.

Abstract: An apparatus includes a controller that is operable to determine a safety stock factor that enables a reorder point for an item to be calculated. The controller is also operable to determine an expected amount of backorders for the item using a backorder function based on the reorder point, a reorder quantity, a demand rate, and a lead time.

Abstract: This application discloses a method implemented at a server to facilitate secure offline transactions. The server receives, from a client device, an authorization request that includes a user identifier, first financial account information and a secure code. The server authenticates the authorization request, and sends a first transaction approval to the client device. Then, in accordance with the information received in the authorization request, the server facilitates a secure transaction between the client device and a point-of-sale (POS) machine while the client device is offline. Specifically, the server receives, from the POS machine, a transaction request that includes at least the user identifier and the security code. The server retrieves the first financial account information from a memory according to the user identifier and the security code, performs a transaction operation associated with the first financial account information, and sends a second transaction approval to the POS machine.

Abstract: A system and method that provides for selectively displaying accounting data that is recorded into and independently maintained in both cash basis format and accrual basis format. The dual ledger aspect of the system enables the present disclosure to eliminate the need for modifying entries when the customer switches their viewing preference from the cash basis model to the accrual basis model, or vice versa. As such, the system is able to simplify the process of retrieving accounting data in either basis which has the benefit of increasing computer functionality by reducing processing requirements and increasing signal throughput to thereby provide faster delivery of the information to the customer.

Abstract: A payment terminal includes a magnetic card reader slot having a magnetic head, an IC card reader slot configured to be front of a user, and a first board with a touch area for a contactless payment arranged diagonally upward toward the user. The magnetic card reader slot is arranged toward the user obliquely upward with respect to a direction parallel to the plane. The magnetic card reader slot and the IC card reader slot are arranged, so that a swipe direction of the magnetic card into the magnetic card reader slot and an insertion direction of an IC card into the IC card reader slot are substantially perpendicular to each other. The magnetic card reader slot, the IC card reader slot, and the first board are arranged in this order from the plane in a height direction.

Abstract: The present invention relates to a method of sizing merchandise in a virtual environment, including receiving and storing in a database, measurements from sensors in one of a body covering or from an image capturing device which captures images of a body and creates an avatar with the measurements; processing the measurements to obtain sizing; and utilizing the measurements from the body covering or the avatar, to obtain the merchandise with the sizing.