Patents Examined by Scott A Zare
  • Patent number: 10313142
    Abstract: For providing a simple network access process which can be used for accessing network with focus on a single service a process for providing network access for a user via a Network Provider (NP) to a Service Provider (SP) is claimed, the process including: establishing a connection between the user and the Network Provider (NP) by user's request to access the Service Provider (SP); authenticating of the user by a user's Identity Provider (IdP) on request of the Network Provider (NP); transmitting data from the Identity Provider (IdP) to the Network Provider (NP), so that the Network Provider (NP) has the information that the Service Provider (SP) or a third party is payee of the access fees; and providing the access for the user via the Network Provider (NP) to the Service Provider (SP) by the Network Provider (NP).
    Type: Grant
    Filed: July 22, 2009
    Date of Patent: June 4, 2019
    Assignee: NEC CORPORATION
    Inventors: Hugo Santos, Joao Girao
  • Patent number: 10311522
    Abstract: Embodiments of the present methods and systems are directed to a system and method for managing and editing accounting periods. Particularly, the embodiments are directed to a financial management system that allows for the recordation of financial transactions without first requiring the creation of a user-defined accounting period, and that further allows for the creation, modification, and closure of defined accounting periods.
    Type: Grant
    Filed: September 16, 2013
    Date of Patent: June 4, 2019
    Assignee: Zuora, Inc.
    Inventors: Lei Jin, John Banks
  • Patent number: 10296905
    Abstract: Provided is a settlement authentication method and system using a quantum random number generator. The method includes the steps of requesting, by a mobile terminal, a random number from a bank server and a POS terminal each including a quantum random number generator, periodically receiving a first quantum random number generated by the POS terminal and a second quantum random number generated by the bank server, and simultaneously sending a first quantum random number most recently received from the POS terminal to the bank server and a second quantum random number most recently received from the bank server to the POS terminal when the mobile terminal requests settlement.
    Type: Grant
    Filed: July 13, 2017
    Date of Patent: May 21, 2019
    Assignee: EYL INC.
    Inventors: Jung Hyun Baik, Seong Joon Cho, Bu Suk Jeong, Dae Hyun Nam
  • Patent number: 10296889
    Abstract: Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.
    Type: Grant
    Filed: May 3, 2016
    Date of Patent: May 21, 2019
    Assignee: Apple Inc.
    Inventors: Gloria Lin, Amir Mahmood Mikhak, Taido Lantz Nakajima, Sean Anthony Mayo, Michael Rosenblatt
  • Patent number: 10282695
    Abstract: Described are systems and techniques configured to determine and present information to a user of a materials handling facility. As the user moves through the facility, information is dynamically presented to the user on one or more displays using a user interface. The user interface may be presented on the display as the user approaches, and presentation may cease as the user moves away. The amount of information, size of elements presented on the display, and so forth may be based on kinematic data about the user. The kinematic data may include position, speed, orientation, and so forth.
    Type: Grant
    Filed: March 21, 2014
    Date of Patent: May 7, 2019
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventors: Alexander Michael McNamara, Korwin Jon Smith, Benjamin Ralph Hollis, Sridhar Boyapati, Jared Joseph Frank
  • Patent number: 10275756
    Abstract: Methods and systems for carrying out financial transactions include creating unique aliases for payment instrument having associated identification numbers, associating the created aliases to the payment instruments and enabling consumer use of the aliases to carry out financial transactions. Various special point-of-sale devices may be employed to carry out the financial transactions.
    Type: Grant
    Filed: September 29, 2015
    Date of Patent: April 30, 2019
    Inventor: Chijioke Chukwuemeka Uzo
  • Patent number: 10269001
    Abstract: Disclosed herein are methods and systems for executing a first transaction at a checkout system at substantially the same time that a second transaction is started at the checkout system. For example, a cashier can scan one or more items, adding the items to a first transaction. When all items have been added to the first transaction and a first customer is making a payment in the first transaction, the cashier can begin to add items to a second transaction, such that execution of the first transaction occurs at substantially the same time that items are added to the second transaction.
    Type: Grant
    Filed: January 12, 2016
    Date of Patent: April 23, 2019
    Assignee: Target Brands, Inc.
    Inventors: Greg Rose, Mike Cooley, John Deters, Kevin Jansen, Joseph Brenny, Julie Wegmiller
  • Patent number: 10248941
    Abstract: A system for detecting an intrusion in an electronic device. The system includes at least one optical sensor connected to at least one security module of the electronic device. The optical sensor and the security module are configured to detect a variation in light intensity measured by the optical sensor as compared with a reference light intensity associated with at least one pre-determined light source inside the electronic device. The variation in light intensity represents a risk of intrusion into the electronic device.
    Type: Grant
    Filed: May 9, 2016
    Date of Patent: April 2, 2019
    Assignee: INGENICO GROUP
    Inventors: Stephane Pavageau, Andre Carabelli
  • Patent number: 10229412
    Abstract: A computer-implemented method for providing payment account information in a user account by receiving payment card information by a card reader at a point of sale. An account can be created when the payment card information is read by the card reader. Optionally, a gift card can be scanned prior to the creation of the account, and the gift card information can be combined with the payment card information. The gift card can be an electronic gift card which can be personalized with textual, visual, video, and/or audio portions.
    Type: Grant
    Filed: October 21, 2015
    Date of Patent: March 12, 2019
    Assignee: SQUARE, INC.
    Inventor: William Henderson
  • Patent number: 10223688
    Abstract: A method for competing mobile payment offers includes presenting a payment request based on a purchase request to an electronic device. A transaction description based on the payment request is forwarded to one or more payment providers. One or more payment offers are received from the one or more payment providers on the electronic device. A payment method is selected for the purchase request based on the received one or more payment offers. The purchase request is completed using the selected payment method.
    Type: Grant
    Filed: September 23, 2013
    Date of Patent: March 5, 2019
    Assignee: Samsung Electronics Co., Ltd.
    Inventors: Paul N. Fahn, Glen D. Stone
  • Patent number: 10223717
    Abstract: An example method of wirelessly providing power to a receiver by a transmitter includes: (i) receiving, by a transmitter management device, information defining charging criteria, (ii) detecting a client device connected to the receiver, and (iii) in response to the detecting, determining whether the charging criteria are satisfied. The method further includes, in accordance with a determination that the charging criteria are satisfied, transmitting RF waves to form three-dimensional pockets of energy for providing power to the client device. The method also includes sending, to the transmitter management device that is remote from the transmitter, information (i) about an amount of power delievered to the client device, (ii) about a wireless utilization level of the transmitter, and (iii) about the location of the client device, wherein the transmitter management device generates a bill that is based on the information.
    Type: Grant
    Filed: December 30, 2014
    Date of Patent: March 5, 2019
    Assignee: Energous Corporation
    Inventors: Douglas Bell, Michael Leabman
  • Patent number: 10223684
    Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and an activation time which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.
    Type: Grant
    Filed: September 14, 2012
    Date of Patent: March 5, 2019
    Assignee: BLACKHAWK NETWORK, INC.
    Inventor: Teri Llach
  • Patent number: 10223167
    Abstract: Discrete resource tracking systems (and corresponding methodologies) that collect, tag and store resource consumption and usage values associated with industrial environment processes are provided. The specification can track water, air, gas, electricity, or steam consumption and usage view of a discrete (or batch) processes. Emissions and/or effluents associated with processes and sub-processes can also be collected, tagged and stored as desired. These stored resource consumption and usage and/or emissions and/or effluents data elements can be used for a variety of purposes including, but not limited to, simulation, planning, forecasting, valuating, optimizing, etc.
    Type: Grant
    Filed: April 24, 2009
    Date of Patent: March 5, 2019
    Assignee: Rockwell Automation Technologies, Inc.
    Inventors: Philip John Kaufman, Marcia Elaine Walker
  • Patent number: 10217082
    Abstract: In some embodiments, a system can comprise one or more processing modules and one or more non-transitory storage modules storing computing instructions configured to run on the one or more processing modules and perform acts. In some embodiments, the acts can comprise receiving a first item inventory level quantity for an item, storing the first item inventory level quantity at an inventory database, and comparing the first item inventory level quantity with a predetermined high threshold. In many embodiments, the acts further can comprise, when the first item inventory level quantity is less than the predetermined high threshold, transmitting a first Limited Stock Alert to an inventory cache, and at the inventory cache, storing a first inventory status corresponding to the first item inventory level quantity. Other embodiments of related methods and systems are also provided.
    Type: Grant
    Filed: August 5, 2016
    Date of Patent: February 26, 2019
    Assignee: WALMART APOLLO, LLC
    Inventors: Madhavan Kandhadai Vasantham, Sreekanth Sreedhararaj, Vikrant Tare
  • Patent number: 10210584
    Abstract: The present invention provides for reconciling an electronic statement of events. In this regard, the present provides for presenting, within a GUI, display of events that a user has designated as reconciled in a condensed view, such that the typical single line of text or multi-line text that represents an event is either diminished or removed from the GUI. In additional embodiments of the invention, in response to presenting the condensed view, a second listing, a chart and/or a table may be presented in the GUI alongside the events yet to be reconciled, which lists or indicates the events that have been reconciled. As a result the user is provided with an “at a glance” view of reconciled events/transactions and can readily ascertain the progress that is being made toward completion of the reconciliation process.
    Type: Grant
    Filed: January 25, 2016
    Date of Patent: February 19, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Jerzy Miernik
  • Patent number: 10198712
    Abstract: Systems and methods of constructing and managing virtual planograms are presented. Contemplated systems allow for construction of a virtual planogram, which can be used to present consumers virtual inventory items as being available for purchase via a display device. The display device can include an electronic billboard within an establishment, a mall for example, or include a user's smart device, a cell phone or tablet for example.
    Type: Grant
    Filed: March 12, 2018
    Date of Patent: February 5, 2019
    Assignee: Nant Holdings IP, LLC
    Inventor: Patrick Soon-Shiong
  • Patent number: 10198740
    Abstract: Technologies for enhancing payment transactions include an acquirer computing system. The acquirer computing system receives a payment authorization request message for a payment transaction associated with a purchase event and event-specific data corresponding to the purchase event. An offer identification query is transmitted to a promotion management computing system via an out-of-band communications channel. Offer redemption instructions corresponding to a matched offer are received from the promotion management computing system via the out-of-band communications channel. Based on the redemption value of the matched offer, a net transaction amount for the purchase event is determined. The payment authorization request message is modified based on the determined net transaction amount. The modified payment authorization request message is transmitted to an issuer computing system via an in-band communications channel.
    Type: Grant
    Filed: January 8, 2016
    Date of Patent: February 5, 2019
    Assignee: Worldpay, LLC
    Inventors: Brent Alan Badger, Jacob Matthew Sterling
  • Patent number: 10176468
    Abstract: Electronic transaction data and/or electronic payment data therefor is routed to disparate payment networks for a multitude of transactions. A software-programmed computer type circuit receives and processes point-of-sale transaction data to select two disparate payment networks for processing electronic payment for the transaction data. Transaction and/or payment data is routed to each of the disparate payment networks, to respectively debit and credit payment accounts, to provide payment to a seller on behalf of a buyer involved in the transaction.
    Type: Grant
    Filed: June 10, 2016
    Date of Patent: January 8, 2019
    Assignee: U.S. Bank National Association
    Inventor: Mark Dickelman
  • Patent number: 10169752
    Abstract: A merchandise item registration apparatus includes: a left photoelectric sensor that senses an object in a first area located on one side of a recognition area for merchandise items in a merchandise item identification device; a right photoelectric sensor that senses the object in a second area located on the other side of the recognition area; and a camera that captures an image of the recognition area. A merchandise item is identified by sensing the object from the image of the recognition area captured by the camera, and a POS terminal is made to perform a merchandise item registration process or a provisional registration cancellation process in accordance with the temporal sequence of results of the sensing performed by the camera in the respective areas.
    Type: Grant
    Filed: September 17, 2015
    Date of Patent: January 1, 2019
    Assignee: CASIO COMPUTER CO., LTD.
    Inventor: Noriyoshi Katsumura
  • Patent number: 10163109
    Abstract: Embodiments of the present invention are directed to a system and method for receiving transaction data for a transaction, accessing a database comprising alert preference data, generating a contact alert message using the transaction data and alert preference data using a notification server coupled to the database wherein the contact alert message comprises contact information of a first person who conducted the transaction, and sending the contact alert message to a notification device of a second person.
    Type: Grant
    Filed: March 20, 2017
    Date of Patent: December 25, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Ayman Hammad, Mark Carlson