Patents Examined by Scott C Anderson
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Patent number: 11500892Abstract: One aspect of the invention provides a computer-implemented method of tracking favors between a plurality of parties. The method includes: receiving a submission regarding a favor performed by one or more first parties for one or more second parties; associating the favor with the one or more first parties and the one or more second parties in a database; and providing a user interface programmed to receive instructions from a plurality of users to take one or more or more actions selected from the group consisting of: searching for connections that have granted a particular type of favor in the past, searching for connections that have granted a specified quantity of a particular type of favor in the past, and displaying net flows of favors between a first organization having a plurality of parties and a second organization having a plurality of parties.Type: GrantFiled: October 7, 2019Date of Patent: November 15, 2022Assignee: Treble LLCInventors: Eric G. Orlinsky, Scott Schelle, Brian Razzaque, David Gertler
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Patent number: 11501366Abstract: In some examples, a service provider may manage inventories of items by offering money advances to make inventory orders on behalf of a merchant. The service provider may determine a risk associated with advancing money to the merchant based on sales of items made by the merchant. The service provider may provide a money advance to the merchant when the risk associated with advancing money is within a threshold level. The money advance may be used to order inventory from a supplier. This may assist the merchant in managing inventory.Type: GrantFiled: January 30, 2020Date of Patent: November 15, 2022Assignee: BLOCK, INC.Inventors: Michael Morrissey Cieri, Adam Jeremy Fern, Ding Zhou, Ariana Poursartip
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Patent number: 11501367Abstract: A system for data collection and loan activities is disclosed. The system may include a data collection circuit to receive data relating to a status of a loan and a set of items of collateral acting as security for the loan. The system may further include a blockchain service circuit to maintain a secure historical ledger of events related to the loan, and to interpret a plurality of access control features corresponding to parties associated with the loan. The system may further include a loan evaluation circuit to determine a loan status based on the received data, a smart contract circuit to create a smart lending contract for the loan, and an automated agent circuit to perform a loan action based on the loan status, wherein the blockchain service circuit is further structured to update the secure historical ledger of events with the loan action.Type: GrantFiled: March 2, 2020Date of Patent: November 15, 2022Assignee: Strong Force TX Portfolio 2018, LLCInventor: Charles Howard Cella
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Patent number: 11494788Abstract: As a client device accesses and interacts with a web server of an online retailer, an engagement evaluation server gathers data from both the client device and the web server. Over time, as the client device is used to access the web server and other web servers within the evaluation server network, a profile is built and maintained that describes some aspects of the client device interaction with the web server, including recency of visits, frequency of visits, frequency of views of products, frequency of shopping cart creation and modification, and other factors indicative of the user being engaged with the online retailer. The evaluation server performs statistical analysis and data modeling on profiles in order to generate an engagement score, and then provides the contact information for profiles meeting certain criteria.Type: GrantFiled: November 4, 2019Date of Patent: November 8, 2022Assignee: NaviStone, Inc.Inventors: Larry Kavanagh, Jude Hoffner, Tom White
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Patent number: 11494767Abstract: The present disclosure includes systems and methods for facilitating management of information related to electronic transactions. More specifically, the methods and systems discussed herein related to electronic transaction verification techniques that employ distributed computation methods, such as blockchains, to store transactional data for various web-based interactions, and to verify a transaction source and generate customer offers for these transactions.Type: GrantFiled: May 20, 2020Date of Patent: November 8, 2022Assignee: United Services Automobile Association (USAA)Inventors: Snehal Desai, Jennifer Hunt Erickson, Joel S. Hartshorn, Yevgeniy Viatcheslavovich Khmelev, Jeanie Graciela Lopez, Bharat Prasad, Nolan Serrao, Thomas Wayne Schwarz, Jr.
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Patent number: 11488122Abstract: A system and method are provided for transferring money from a sender to a receiver. According to the method, non-private identifying information is received. The non-private identifying information is used to determine the identity of the receiver, and an indication is received of an amount of money to be transferred from the sender to the receiver. An account of the sender is debited and an account of the receiver is credited based on the amount of money to be transferred.Type: GrantFiled: June 13, 2016Date of Patent: November 1, 2022Inventors: Antony J. H. Diamond, Eric Alan Wilson
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Patent number: 11481649Abstract: A system for adapting a base classifier to one or more novel classes. The base classifier classifies an instance into a base class by extracting a feature representation from the instance using a feature extractor and matching it to class representations of the base classes. The base classifier is adapted using training data for the novel classes. Class representations of the novel classes are determined based on feature representations of instances of the novel classes. The class representations of the novel and base classes are then adapted, wherein at least one class representation of a novel class is adapted based on a class representation of a base class and at least one class representation of a base class is adapted based on a class representation of a novel class. The adapted class representations of the base and novel classes are associated with the base classifier.Type: GrantFiled: June 16, 2020Date of Patent: October 25, 2022Assignee: Robert Bosch GmbHInventors: Xiahan Shi, Martin Schiegg, Leonard Salewski, Max Welling, Zeynep Akata
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Patent number: 11483523Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor. The memory stores processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, video data of a vehicle in an original state, store, in the memory, at least some of the video data of the vehicle and associate the stored video data with an account, receive, via the communications module and from the remote computing device, an indication of a claim, the indication associated with an account identifier, retrieve, using the account identifier and from the memory, the video data of the vehicle in the original state from the memory, and send, via the communications module and to the remote computing device, instructions for obtaining video data of the vehicle based on the video data of the vehicle in the original state.Type: GrantFiled: November 26, 2019Date of Patent: October 25, 2022Assignee: The Toronto-Dominion BankInventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
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Patent number: 11468433Abstract: Systems and methods for biometric payments are disclosed. In one embodiment, a method for conducting a biometric payment may include (1) receiving at a server and from an electronic device, transaction information comprising an identification of a good or service to purchase from a merchant and a biometric payment instruction from an individual that was captured by the electronic device; (2) at least one computer processor authenticating the individual based on the biometric payment instruction; (3) the at least one computer processor determining a payment account for the transaction from the biometric payment instruction; (4) the at least one computer processor retrieving a payment device associated with the payment account; and (5) the at least one computer processor providing the payment device to the merchant.Type: GrantFiled: February 1, 2016Date of Patent: October 11, 2022Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Alex Lieberman, Nicholas M. Lore
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Patent number: 11468483Abstract: Techniques for generation and management of pools for events are presented. Pool management component (PMC) generates an event associated with a recipient. Within a period of time of the event, PMC generates a pool relating to the event. Based on contact user data, transaction data relating to transactions or interactions between recipient and merchants, and affinities of the recipient to contact users or merchants, PMC determines which users to invite as candidates to contribute monetary funds to the pool and which merchants to be candidates to the pool and to present offers for products. Notification component notifies candidates of their invitation to participate in the pool. Pool component receives contributions from user candidates and offers from merchant candidates. At time of the event, notification component notifies recipient of the gift being presented to recipient via the pool, the gift comprising money, a product, or offer for a product.Type: GrantFiled: June 24, 2020Date of Patent: October 11, 2022Assignee: PayPal, Inc.Inventors: Arjun Shukla, Lu Liu, Gregory Paul Domorski
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Patent number: 11455694Abstract: The present disclosure relates to blockchain and social media, and more specifically, to a unified engagement platform that incentivizes blockchain use and provides avenues for companies to foster brand loyalty amongst consumers. In accordance with aspects and embodiments, a method of facilitating blockchain use is provided. The method comprises providing a social media platform in communication with a blockchain and providing each user of the platform with a blockchain account. Social media influencers and creators, brands, and retailer users of the platform, referred to as partners, are provisioned with a set of digital collectibles having value and are provided with tools to create additional digital collectibles. A partner's digital collectibles are distributed to non-partner users on the platform that support the partner, users referred to as supporters.Type: GrantFiled: May 20, 2020Date of Patent: September 27, 2022Assignee: Jambb Inc.Inventors: Alexander DiNunzio, Jason Ciruolo, Brian Weaver, Brandon Groeger
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Patent number: 11454954Abstract: A method for selecting an AI solution for an automated robotic process including receiving at least one functional media including information indicative of brain activity by a human engaged in a task of interest, analyzing the functional media, identifying an activity level in at least one brain region, identifying a brain region parameter and an activity parameter; identifying an action parameter based in part on the brain region parameter or the activity parameter; and selecting a component of the AI solution in part on the brain region parameter, the activity parameter, or the action parameter.Type: GrantFiled: May 28, 2021Date of Patent: September 27, 2022Assignee: Strong Force TX Portfolio 2018, LLCInventors: Charles Howard Cella, Jenna Lynn Parenti, Taylor D. Charon
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Patent number: 11455689Abstract: A system for enabling real-time iterative collaborative decision support. The system includes one or more processors and memory storing instructions for receiving a connection request from a client device; establishing a first connection with the client device, including populating a first user interface of the client device, wherein the first user interface corresponds to the first workspace; broadcasting availability of the client device to two or more coach devices; in response to the broadcast, receiving a connection request from a first coach device; and in response to receiving the connection request from the first coach device, establishing a second connection with the first coach device, including populating a second user interface of the first coach device, wherein the second user interface corresponds to the first workspace and includes an element not included in the first user interface of the client device.Type: GrantFiled: June 17, 2020Date of Patent: September 27, 2022Assignee: Nationwide Mutual Insurance CompanyInventors: Zachary M. Friedman, Sumeet P. Singh, Marcus Hitt, Richard W. Burchfield, Debra Rosen, Matthew Westlake, Calvin Goodman
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Patent number: 11449036Abstract: A system for selection and configuration of a robotic process includes a data input module to receive a stream of inputs relating to a user engaged in a task of interest, an input analysis module to analyze the stream of inputs and provide a series of timestamped actions and associated action parameters, and a component selection module to select a component of an AI solution for use in an automated robotic process, based on, at least in part, an action of the series of actions, the associated action parameters, or the components ability to simulate one or more of the actions in the series of actions.Type: GrantFiled: May 28, 2021Date of Patent: September 20, 2022Assignee: Strong Force TX Portfolio 2018, LLCInventors: Charles Howard Cella, Jenna Lynn Parenti, Taylor D. Charon
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Patent number: 11443372Abstract: Systems and methods for using social network data to validate a loan guarantee are disclosed. An example system may include a social networking input circuit to interpret a loan guarantee parameter; a social network data collection circuit to collect data using a plurality of algorithms that is configured to monitor social network information about an entity involved in a loan in response to the loan guarantee parameter; and a guarantee validation circuit to validate a guarantee for the loan in response to the monitored social network information.Type: GrantFiled: May 28, 2020Date of Patent: September 13, 2022Assignee: Strong Force TX Portfolio 2018, LLCInventor: Charles Howard Cella
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Patent number: 11436670Abstract: A system for data collection and loan activities is disclosed. The system may include a data collection circuit to receive data relating to a status of a loan and a set of items of collateral acting as security for the loan. The system may further include a blockchain service circuit to maintain a secure historical ledger of events related to the loan, and to interpret a plurality of access control features corresponding to parties associated with the loan. The system may further include a loan evaluation circuit to determine a loan status based on the received data, a smart contract circuit to create a smart lending contract for the loan, and an automated agent circuit to perform a loan action based on the loan status, wherein the blockchain service circuit is further structured to update the secure historical ledger of events with the loan action.Type: GrantFiled: March 2, 2020Date of Patent: September 6, 2022Assignee: Strong Force TX Portfolio 2018, LLCInventor: Charles Howard Cella
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Patent number: 11429996Abstract: A method, system and computer-usable medium are disclosed for improving likelihood of user to purchase a product or service. Interactions of a person, not necessarily the user, are monitored related to the product or service, along with actions by a business related to the person and the product or service. A trained Generative Adversarial Network model is applied to the monitored interactions to form recommend actions that the business should take to achieve ameliorative actions by the user. A reward feedback iterative adjustment of the GAN model is used to facilitate purchase of the product or service by the user.Type: GrantFiled: January 21, 2020Date of Patent: August 30, 2022Assignee: International Business Machines CorporationInventors: Sourav Mazumder, Joseph N. Kozhaya, Shikhar Kwatra
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Patent number: 11430021Abstract: A system and method according to which a donation transaction is conducted. The method includes providing, via a network, an embeddable form, wherein the embeddable form is associated with a non-profit, and wherein the embeddable form is adapted to be displayed on a graphical user interface to receive payment data and payment metadata associated with the payment data. The method also includes: transmitting, via the embeddable form and the network, the payment data to a third-party server for tokenization of the payment data; receiving, by a software development kit (“SDK”) and via the network, a unique token associated with the payment data, and the payment metadata associated with the payment data; executing, by the SDK, the donation transaction in accordance with the unique token and the payment metadata; and storing, by the SDK, the unique token associated with the payment data and the payment metadata.Type: GrantFiled: August 27, 2021Date of Patent: August 30, 2022Assignee: iDonate LLCInventor: Raymond J. Gary, Jr.
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Computer system for providing payments, incentives, and fraud protection within or across industries
Patent number: 11429999Abstract: A network includes a platform provider having a centralized operating environment including a combination of hardware, software, and a communication device configured to receive information from a plurality of enterprise networks each configured to independently communicate information to the platform provider. The information includes customer information, device information, requested enrollment or application information, requested transaction information, completed enrollment or application information, or completed transaction information, or a combination thereof. The platform provider is configured to validate and record the information in a secure ledger.Type: GrantFiled: October 30, 2019Date of Patent: August 30, 2022Assignee: BUY IT MOBILITY NETWORKS INC.Inventors: Aydin A. Kadaster, Adam Frisch, S. Jermaine Johnston, Donald Krasnosky -
Patent number: 11430065Abstract: A framework for an automated news recommendation system for financial analysis. The system includes the automated ingestion, relevancy, clustering, and ranking of news events for financial analysts in the capital markets. The framework is adaptable to any form of input news data and can seamlessly integrate with other data used for analysis like financial data.Type: GrantFiled: January 31, 2020Date of Patent: August 30, 2022Assignee: S&P Global Inc.Inventors: Himani Singh, Lisa Kim, Grace Bang, Chong Wang, Russell Kociuba, Steven Pomerville, Xiaomo Liu