Abstract: A method performed by a server executing an algorithm to render access to funds in real time from one or more deposits, which the funds may be withdrawn from user's opened account. The method including the steps of evaluating user's banking relationship for eligibility in a financial institution, performing a real time fraud review on the real time deposit by directly querying a fraud database to clear a likelihood of fraudulent transaction for insufficient funds and verifying payer's legitimacy, determining an approved amount (or a percentage) of the deposits available for real time access based on decisioning criteria and user's deposit balance in the opened account. Once cleared, the user may access funds in real time from the deposit up to the daily approved limit, without being levied a service charge or interests on the withdrawn amount.

Abstract: A method performed by a server executing an algorithm to render early access to a paycheck to a customer through funds advance. The method including the steps of determining customer's eligibility in a financial institution for early access to paycheck and an approved amount (or a percentage) of the at least one paycheck based on decisioning criteria and customer's recurring direct deposit transactions data. The decisioning criteria may evaluate a reoccurrence and a deposit amount of at least one direct deposit, a direct deposit periodicity and an average monthly or daily account balance. The direct deposit transactions data may include mining transaction description such as text information on the at least one direct deposit to verify authenticity of the customer's data on the at least one direct deposit.

Abstract: This invention relates to bacterial strains, compositions comprising bacterial strains as well as methods and uses of said strains and compositions for preventing or treating illness and/or symptoms associated with a coronavirus in a subject in need thereof.

Abstract: A washing machine appliance includes a cabinet with a basket rotatably mounted within the cabinet and a motor configured to rotate the basket. The washing machine appliance also includes a controller in operative communication with the motor to regulate a speed of the motor. The controller may be configured for, and methods of operating the washing machine appliance may include, activating the motor to rotate the basket at a rotational speed within a predetermined speed range and measuring the rotational speed of the basket with the controller. The controller may also be configured for, and the method may also include, monitoring an ambient temperature inside the cabinet of the washing machine appliance and applying an offset to the measured rotational speed when the monitored ambient temperature exceeds a threshold.

Abstract: Methods and systems for rendering a line of credit micro loan have been disclosed. The method may be carried out by a server's processor executing code stored in a non-transitory computer-readable medium to carry out steps including: evaluating borrower's eligibility for approval of a micro loan, which an amount of the micro loan may be determined based on borrower's account relationship with a financial institution. The method may advance funds up to the approved amount into the borrower's at least one opened deposit account. The micro loan may be repaid through automatic debiting from one of borrower's at least one opened deposit account over a repayment period.

Abstract: Appliances configured to detect leaks and methods of detecting leaks are provided. The appliance includes a grounded chassis. The appliance also includes a first levelling leg electrically coupled to the chassis and a second levelling leg electrically isolated from the chassis. The appliance also includes a controller in in operative communication with the second levelling leg and the chassis. The controller is configured for, and related methods include, monitoring electrical continuity between the second levelling leg and the chassis and detecting water on the base surface in response to electrical continuity between the second levelling leg and the chassis.

Abstract: Techniques described herein enhance information security in contexts that utilize key management systems and cryptographic keys. A cryptographic structure is utilized to maintain cryptographic keys with associated expiration times such that after an expiration time associated with a cryptographic key has passed, the cryptographic key is no longer accessible.

Abstract: Aerosol jet printing is a popular digital fabrication method for flexible and hybrid electronics, but it lacks sophisticated process control architectures that would enable more widespread adoption in manufacturing environments. An optical measurement system can be used to track the aerosol density upstream of the printhead. For example, the measured optical extinction combined with the aerosol flow rate, is directly related to deposition rate and accurately predicts functional properties, for example electrical resistance. This real-time system offers a compelling solution for process drift and batch-to-batch variability, a valuable tool for more fundamental studies of the process science, and a viable technology to support real-time control of aerosol jet printing.

Abstract: This invention relates to bacterial strains, compositions comprising bacterial strains as well as methods and uses of said strains and compositions for preventing or treating illness and/or symptoms associated with a coronavirus in a subject in need thereof.

Abstract: The present invention relates to an optical code including a film of a charge-transfer material, as well as methods thereof. Described herein are optical codes having anisotropic and/or isotropic regions within the film, which can be provided in a pattern that serves as an optical code.

Abstract: In some embodiments, a subscription to a collection of content services and/or applications enables a user to access content through a plurality of content services. In some embodiments, an electronic device facilitates a process to subscribe to a collection of content services and/or applications. In some embodiments, an electronic device facilitates a process to unsubscribe from a collection of content services and/or applications.

Abstract: Catalysts used for catalytic reforming are treated with organic chloride to condition the catalysts. Chloride treaters may be located in the product streams to remove the chloride contaminants. The continuous catalyst reforming process, including the catalyst reformer unit and chloride treaters, may be monitored in order to predict when adsorbent replacement or regeneration is needed. For example, one or more sensors and measurement devices may be used to monitor certain conditions or parameters. A system may be configured to take one or more actions in response to certain conditions or parameters being met.

Abstract: Systems and methods are disclosed herein for training a control system based on prior audio inputs. The disclosed systems and methods receive a non-lexical or interjectional audio input. State change indications are also received and stored by the system within a predefined period of time starting from the time the system received the audio input. The system then receives a subsequent audio input. If the audio inputs of both the audio input and the subsequent audio input match, and contextual information for the audio input and the subsequent audio input match, the system stores a match association, comprising a confidence factor, for the subsequent audio input to the audio input in the associative data structure. If the confidence factor is greater than a preconfigured confidence level, the system executes one or more functions based on stored state change indications.

Abstract: A charge-transfer material enables patterning approach where the polarization angle in stand-alone films can be precisely defined at the single pixel level and reconfigured following initial alignment. This capability enables new routes for non-binary information storage, retrieval, and intrinsic encryption, and it suggests future technologies such as photonic chips that can be reconfigured using non-contact patterning.

Abstract: An image of at least a portion of a room may be received, the image of the room comprising an image of a sensor mounted in the room. At least one optical parameter related to the image of the room may also be received. A distance may be determined between the sensor and a camera that captured the image of the room, wherein the determination of the distance is based at least in part on the optical parameters and on known physical dimensions of the sensor. A sensitivity requirement of the sensor may be determined, based on the distance. The determined sensitivity may be sent to control logic of the sensor.

Abstract: The present invention relates to an optical code including a film of a charge-transfer material, as well as methods thereof. Described herein are optical codes having anisotropic and/or isotropic regions within the film, which can be provided in a pattern that serves as an optical code.

Abstract: Systems and methods are disclosed herein for training a control system based on prior audio inputs. The disclosed systems and methods receive a non-lexical or interjectional audio input. State change indications are also received and stored by the system within a predefined period of time starting from the time the system received the audio input. The system then receives a subsequent audio input. If the audio inputs of both the audio input and the subsequent audio input match, and contextual information for the audio input and the subsequent audio input match, the system stores a match association, comprising a confidence factor, for the subsequent audio input to the audio input in the associative data structure. If the confidence factor is greater than a preconfigured confidence level, the system executes one or more functions based on stored state change indications.

Abstract: A method and apparatus for performing an integrated search is provided. An interface is provided that allows users to search and select any data related to a searchable term. Searchable terms may comprise titles of content, actors, and tags. Upon receiving results from the initial search, the user progresses through the initial search by selecting a result from the initial search and conducting a further search of that selection. The search may progress through many layers of searching in order to find information useful to the user and the user may perform actions based upon results of the search. The search implements a display with two columns, the first column displaying selectable data, and the second column displaying results to the selected data. The search is further customizable based upon a privacy level selected by the user.

Abstract: Techniques described herein enhance the durability of cryptographically protected communications sessions. The negotiation of a cryptographically protected communications session results in the negotiation of a primary secret and a secondary secret. The primary secret and secondary secret are stored in separate locations, such as in two locations in RAM, one of which being used as a RAM disk. The primary secret is used to cryptographically protect the communications session. Following the detection of a change of state event, the cryptographically protected communications session switches to the secondary secret in place of the primary secret to cryptographically protect the communications session.

Abstract: A battery tester includes a pair of battery clamps, a testing unit, and a pair of holsters. Each battery clamp is configured to connect to a terminal of a battery. The testing unit includes testing circuitry that is connected to the battery clamps, and is configured to perform one or more battery tests on a battery connected to the battery clamps. Each of the holsters is attached to a housing of the testing unit, and is configured to receive and hold one of the battery clamps.