Patents by Inventor Paul Young

Paul Young has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20160063487
    Abstract: A system and method a method for providing a double blind payment by virtually authorizing a transaction using an additional Funding Personal Account Number (FPAN). The method may include generating, by an issuing entity, an additional FPAN (e.g., FPAN2, FPAN3, etc.) that is tied to a primary account for a customer and independent from the number printed on the face of the transaction card associated with the master account. The additional FPAN may be associated with a specific merchant, a specific type of payment (e.g., online purchase, in-store purchase, and the like), and/or a specific account holder (e.g., master account holder, subsidiary account holder, and the like).
    Type: Application
    Filed: August 31, 2015
    Publication date: March 3, 2016
    Inventor: Paul Young MORETON
  • Publication number: 20160048823
    Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account based on at least one selection received from the device, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user over the network and receives a response from the invited user to the at least one invitation via the network, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account so that the group fund account may fund the first account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund accoun
    Type: Application
    Filed: August 12, 2015
    Publication date: February 18, 2016
    Inventors: Christopher WETZEL, Daniel BECK, Paul Young MORETON
  • Publication number: 20160034877
    Abstract: A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack.
    Type: Application
    Filed: July 10, 2015
    Publication date: February 4, 2016
    Inventors: Thomas POOLE, Paul Young MORETON
  • Patent number: 9183491
    Abstract: A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack.
    Type: Grant
    Filed: June 29, 2012
    Date of Patent: November 10, 2015
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Paul Young Moreton, Thomas Poole
  • Patent number: 9177312
    Abstract: A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack.
    Type: Grant
    Filed: January 16, 2014
    Date of Patent: November 3, 2015
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Thomas S. Poole, Paul Young Moreton
  • Publication number: 20150302393
    Abstract: A secure fob that enables a user to pay for an item or items without needing to present a mobile device. A secure fob may include a proximity capability to ensure that a mobile device is within a particular range, thereby eliminating the risk of fraudulent charges on a stolen fob. In such an embodiment, a fob may be disabled if the fob is not paired with the mobile device by virtue of being disconnected and/or physically separated from the mobile device. The secure fob also may include enhanced features to authorize transactions and locate the mobile device and/or the secure fob.
    Type: Application
    Filed: July 2, 2015
    Publication date: October 22, 2015
    Inventors: Thomas S. POOLE, Paul Young MORETON, Hutch DOUGLAS, Anthony SWIDER, III, Thomas Christopher CLARKE
  • Patent number: 9111193
    Abstract: A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack.
    Type: Grant
    Filed: October 9, 2013
    Date of Patent: August 18, 2015
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Thomas S. Poole, Paul Young Moreton
  • Publication number: 20150187446
    Abstract: A nuclear reactor control rod drive assembly includes a control rod drive mechanism coupled to a drive shaft and operable to bi-directionally urge the drive shaft through a portion of an inner volume of a reactor vessel at a first force; a control rod manifold coupled to the drive shaft; a plurality of control rods coupled to the control rod manifold, the plurality of control rods adjustable among a plurality of positions within the inner volume of the reactor vessel based on operation of the control rod drive mechanism; and at least one variable strength joint positioned between the control rod drive mechanism and the plurality of control rods.
    Type: Application
    Filed: February 18, 2014
    Publication date: July 2, 2015
    Applicant: NUSCALE POWER, LLC
    Inventors: Eric Paul Young, Tamas Liszkai
  • Publication number: 20150046240
    Abstract: A system that uses a mobile device to efficiently redeem a coupon through a financial institution that includes a communication interface that receives, via a network, coupon data associated with one or more discounts and receipt data from a mobile device, a comparison processor that determines product data based on the receipt data and compares the coupon data with the receipt data, and a discount processor that provides a credit to an account holder based at least in part on the results of the comparison between the coupon data and the receipt data, wherein the credit is based on the coupon data.
    Type: Application
    Filed: August 8, 2014
    Publication date: February 12, 2015
    Inventor: Paul Young MORETON
  • Publication number: 20140354273
    Abstract: A steam generator tube probe includes a probe head comprising an electronic probe coupled between a proximal portion of the head that is configured for entry into a steam generator tube and a distal portion of the head; and a probe shaft coupled to the distal portion of the shaft and comprising a flexible metallic conduit that comprises a plurality of interlocking portions, each interlocking portion moveably affixed to at least one adjacent interlocking portion.
    Type: Application
    Filed: May 28, 2014
    Publication date: December 4, 2014
    Inventors: Weston Pollock, Adam Rasmussen, Cristhian Galvez, Eric Paul Young, Jeff Siegel
  • Patent number: 8894519
    Abstract: Archery broadheads include one or more cutting blades which are folded in when shot from a bow. The blades deploy automatically using stored potential energy upon impact with minimal interaction with the target. The blades are attached to the main body of the broadhead and pivot near the leading or forward edge. The deployment is caused by a plunger tip cam releasing the stored potential energy of an internal spring mechanism and uses only minimal kinetic energy of the arrow to actuate. According to one exemplary embodiment, once actuated, the internal spring slides along a cam shaped part of the blades forcing them open. According to another exemplary embodiment, once actuated, the internal spring operates a slide connecting a toggle-link to the blades forcing them open. In both embodiments, the spring-slide mechanism holds the blades closed during flight, deploys the blades on contact and locks the blades open.
    Type: Grant
    Filed: March 15, 2013
    Date of Patent: November 25, 2014
    Inventor: Paul A. Young
  • Patent number: 8848855
    Abstract: A power module includes a containment vessel completely submerged in a pool of liquid, and a support structure located at or above an approximate midpoint of the containment vessel, or center of gravity of the power module. The power module is supported by the support structure in combination with a buoyancy force of the pool of liquid acting on the containment vessel.
    Type: Grant
    Filed: November 17, 2008
    Date of Patent: September 30, 2014
    Assignee: NuScale Power, LLC
    Inventors: James Allan Nylander, John T. Groome, Eric Paul Young
  • Publication number: 20140264340
    Abstract: Various technologies pertaining to characterizing a component of a large surface area array electronic device, such as a focal plane array (FPA), are described. A first semiconductor chip is reversibly hybridized with a second semiconductor chip through use of a conductive layer. Responsive to being reversibly hybridized, at least one of the first semiconductor chip or the second semiconductor chip is characterized as being defective or suitable for deployment. Thereafter, the conductive layer is removed, and the first semiconductor chip is separated from the second semiconductor chip without damaging either of the first semiconductor chip or the second semiconductor chip.
    Type: Application
    Filed: March 13, 2014
    Publication date: September 18, 2014
    Applicant: Sandia Corporation
    Inventors: Seethambal S. Mani, Nathan Paul Young
  • Patent number: 8824619
    Abstract: A nuclear reactor module includes a reactor vessel and a reactor housing mounted inside the reactor vessel, wherein the reactor housing comprises a shroud and a riser located above the shroud. The nuclear reactor module further includes a heat exchanger proximately located about the riser, and a reactor core located in the shroud. A steam generator by-pass system is configured to provide an auxiliary flow path of primary coolant to the reactor core to augment a primary flow path of the primary coolant out of the riser and into the shroud, wherein the auxiliary flow path of primary coolant exits the reactor housing without passing by the heat exchanger.
    Type: Grant
    Filed: April 11, 2013
    Date of Patent: September 2, 2014
    Assignee: NuScale Powe, LLC
    Inventors: Eric Paul Young, John T. Groome, Jose N. Reyes, Jr.
  • Publication number: 20140155202
    Abstract: Archery broadheads include one or more cutting blades which are folded in when shot from a bow. The blades deploy automatically using stored potential energy upon impact with minimal interaction with the target. The blades are attached to the main body of the broadhead and pivot near the leading or forward edge. The deployment is caused by a plunger tip cam releasing the stored potential energy of an internal spring mechanism and uses only minimal kinetic energy of the arrow to actuate. According to one exemplary embodiment, once actuated, the internal spring slides along a cam shaped part of the blades forcing them open. According to another exemplary embodiment, once actuated, the internal spring operates a slide connecting a toggle-link to the blades forcing them open. In both embodiments, the spring-slide mechanism holds the blades closed during flight, deploys the blades on contact and locks the blades open.
    Type: Application
    Filed: March 15, 2013
    Publication date: June 5, 2014
    Inventor: Paul A. Young
  • Patent number: 8744035
    Abstract: A power module includes a reactor vessel containing a coolant and a reactor core located near a bottom end of the reactor vessel. A riser section is located above the reactor core, wherein the coolant circulates past the reactor core and up through the riser section. In one embodiment, a coolant deflector shield includes flow-optimized surfaces, wherein the flow-optimized surfaces direct the coolant towards the bottom end of the reactor vessel. In another embodiment, the reactor housing includes an inward facing portion that varies a flow pressure of the coolant and promotes a circulation of the coolant past a baffle assembly and towards the bottom end of the reactor vessel.
    Type: Grant
    Filed: February 26, 2009
    Date of Patent: June 3, 2014
    Assignee: NuScale Power, LLC
    Inventors: Eric Paul Young, John T. Groome, Jose N. Reyes, Jr.
  • Publication number: 20140108260
    Abstract: A system and method for enhanced token-based payments. The system and method including software and hardware to receive, via a network, a request for authorization; create, in response to the request, a dynamic payment packet (DPP) for payment; transmit, via a network, the DPP; receive, via a network, an authorization request, the DPP, and a transaction ID; receive at least one additional data element relating to the customer involved in the transaction and the transaction itself; and transmit, via a network, the transaction ID, an authorization response, and token.
    Type: Application
    Filed: December 18, 2013
    Publication date: April 17, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Thomas S. POOLE, Janusz Michael NICZYPORUK, Paul Young MORETON
  • Publication number: 20140074698
    Abstract: A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack.
    Type: Application
    Filed: October 9, 2013
    Publication date: March 13, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Thomas S. POOLE, Paul Young MORETON
  • Patent number: 8645232
    Abstract: A system, a method, and computer readable medium for threshold billing of returned items. Billing threshold rules are established and stored in a computer memory and are associated with returned items. A returned item is identified and a computer processor determines if a billing threshold rule has been associated with the returned item. If so, the processor assigns the returned item to a container based on a billing threshold rule associated with the returned item. Information indicating the container to which the returned item has been assigned is stored in the computer memory. The processor determines if the billing threshold amount for the returned item has been reached. If so, the processor determines the status of the container to which the returned item has been assigned.
    Type: Grant
    Filed: December 31, 2009
    Date of Patent: February 4, 2014
    Assignee: Inmar, Inc.
    Inventors: Michael McWayne Cole, Revel Paul Young, II, Sean McCarthy, Nicolas Pellegrino
  • Publication number: 20130266111
    Abstract: A nuclear reactor module includes a reactor vessel and a reactor housing mounted inside the reactor vessel, wherein the reactor housing comprises a shroud and a riser located above the shroud. The nuclear reactor module further includes a heat exchanger proximately located about the riser, and a reactor core located in the shroud. A steam generator by-pass system is configured to provide an auxiliary flow path of primary coolant to the reactor core to augment a primary flow path of the primary coolant out of the riser and into the shroud, wherein the auxiliary flow path of primary coolant exits the reactor housing without passing by the heat exchanger.
    Type: Application
    Filed: April 11, 2013
    Publication date: October 10, 2013
    Inventors: Eric Paul Young, John T. Groome, Jose N. Reyes, JR.