Abstract: Methods and apparatus to operate an intermodal facility are disclosed. In the method described herein, a carrier enters into a contractual agreement with a separate intermodal facility owner to have exclusive use of the intermodal facility. Alternatively, a rail-to-truck and/or truck-to-rail intermodal facility owner may provide non-exclusive use to multiple railroads. Preferably, the carrier has no minimum use requirements associated with the intermodal facility. For example, the carrier is not required to transfer a certain number of containers in a certain period of time, and the carrier does not have to pay a periodic fee to the intermodal facility owner. Instead, the shipper associated with the carrier is charge by the intermodal facility owner based on the amount of intermodal facility use (e.g., on a per container basis). In one embodiment, a real estate developer is the intermodal facility owner.

Abstract: A system for dispensing water comprises a water processing system comprising an input connected to receive water from a water supply system and an output configured to dispense a metered amount of processed water, the water processing system defining a closed path between the input and the output, a control system operatively coupled to the water processing system for controlling the dispensing of processed water from the output, and, a user interface operatively coupled to the control system for permitting a user to cause the output to dispense a desired amount of processed water. The user interface comprises control means for starting and stopping a flow of processed water from the output and logging means for debiting the amount of process water dispensed from the output from a user account.

Abstract: A system and method for reducing the cost of a real estate transaction while still employing a real estate agent, and still listing properties on websites disallowing the general public to list property for sale (or for lease) directly. Communication between seller and buyer is encouraged and payments to the real estate agent are in small installments proportional to the service supplied, rather than proportional to the selling price of the property.

Abstract: A method of marketing complementary medallions optimizing customer selection and minimizing merchant inventory, stocking and display space requirements.

Abstract: A method is disclosed for performing economic calculations in petro-technical workflows, comprising: designing an economic model including, building and running an economic calculation, the building and running step including, opening an economics dialog box, clicking an economics calculation tab in the economics dialog box, clicking a settings tab in the economics dialog box and configuring a set of settings for the economic calculation, and clicking a run button in the economics dialog box to perform the economic calculation.

Abstract: A system includes an integration framework proxy and an integration framework. The integration framework proxy and the integration framework provide for integration of an applicant tracking system with a background screening system. Such integration permits bidirectional communication between the applicant tracking system and the background screening system to occur.

Abstract: A method of enhancing personal reviews of available real estate which includes providing a vehicle that includes individually selectable entertainment for passengers in the vehicle. This provides a pleasant diversion during travel between real estate locations to facilitate such reviews and enhance the personal real estate review experience.

Abstract: Methods for minimizing tax burdens are described that involve establishing (or converting) and structuring two business entities; first, a corporate entity (S-Corp or C-Corp), and second, an LLC (or similar partnership taxed entity) both of which business entities are owned, directly or indirectly, by a group of business owners. The partnership taxed entity (an LLC, for example) carries out the operations of the business except for managing the business, the business' employees, and the employee benefits. Employee management and the management of the partnership taxed entity are carried out by the corporate entity which is paid a management fee by the partnership taxed entity and holds a minority ownership interest therein. The balance of the partnership taxed entity is owned, directly or indirectly, by the business owners. The corporate entity is wholly owned, directly or indirectly, by the individual business owners.

Abstract: The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme, which requires the assistance of a trained programming specialist for any modifications, adjustments, or new products, the present invention provides a set of modular tools that assist non-specialists in on-the-fly generation and implementation of risk rating products. The modularity of this approach facilitates the modification and/or updating of a system component without affecting the operation of other components. Described herein are embodiments of a risk rater data-structure, which comprises an abstracted representation of a risk rating scheme that may be loaded into and/or interpreted by other system components to generate a user interface for processing risk information and generating insurance quotes.

Abstract: A compliance manager system automates monitoring, reporting, certification and remediation of user entitlements and roles, making it possible for organizations to easily establish a sustainable access governance model. The system enables organizations to gain enterprise-wide visibility into all user entitlements and roles and, in particular, to monitor who has access to what application, how they got access, and who approved such access. In one embodiment, a discovery and aggregation mechanism acquires identity, entitlement and role information together with associated metadata from enterprise infrastructure and applications. This information is normalized producing a unified view that is complete and correlated across users, entitlements, roles and resources.

Abstract: An integrated highly automated competition system allows for selection of one or more competition winners. Documents can be submitted electronically or by hardcopy. Document submissions are checked against databases to determine duplicate existence by a variety of information extracted from the documents. Candidates are filtered by one or more filters requiring candidates meet completeness qualification, eligibility, and partner/discretionary standards. Candidates are evaluated by one or more readers and scored on a plurality of cognitive and non-cognitive variables. Readers are monitored and corrective action is taken when reader evaluations are determined to require corrective action. Candidates are selected by a two stage process first using raw read scores and then using a successive weighted read score iteration or tie-breaking stage. Winning candidates are subject to progress tracking and re-qualification prior to receiving award payments.

Abstract: A classification method and system for possible content alteration of a media work may include criteria regarding content that is feasible for alteration. Such criteria may be maintained in records that are accessible to an interested party. Some embodiments may include a record of primary authorization rights applicable to a possible content alteration. A further embodiment feature may include a record of secondary authorization rights applicable to substitute altered content incorporated in a derivative version. Various techniques may be used to incorporate substitute altered content in a derivative version of the media work in accordance with applicable substitution guidelines.

Abstract: A system and method for providing navigational information to a user connected in real-time, such as through a wireless telephone, PDA, or other device. The system provides navigational information to the user in the form most useful to the user, such as according to landmarks, or the number of blocks until the next action. The system also provides directions to points of interest along the user's route. Further, the system allows the user to suspend and resume a session. Also, the system varies the sampling rate at which the user's location is examined, to enhance efficiency and convenience.

Abstract: Systems and methods are provided wherein a security deposit is used to facilitate a transaction with a customer. It is arranged for a benefit to be applied to the transaction in exchange for a future performance of a task by the customer. For example, a subsidy provider may offer to apply a subsidy amount to the transaction in exchange for a future performance of the task by the customer. It is also arranged for the customer to provide a security deposit. Based on the performance of the task by the customer, it is arranged for the security deposit to be returned to the customer.

Abstract: A virtual network resource infrastructure for hosting and managing a plurality of e-malls and each e-mall uses the virtual network resource infrastructure for offering e-commerce solution and the hosting of: e-shops, e-distributors and web sites. Also, on-line foreign language interface translation and interface exchange. Further having satellite e-malls with e-services and e-mall using satellite e-malls' e-services; user surfing tracking means and multiple sales channel where e-shops, e-malls, satellite e-malls and e-distributors sell their products directly or cross-sell each others products.

Abstract: Methods of activating a communication device are disclosed. These methods may comprise receiving at a central processor an authorization request from a merchant terminal at the merchant store to authorize activation of a communication device, the central processor being in selective communication with the merchant terminal and a communications service provider; determining at the central processor whether the communication device was validly sold from the merchant store in a purchase transaction; authorizing at the central processor activation of the communication device, responsive to a determination that the communication device was validly sold from the merchant store in a purchase transaction; informing the communications service provider that the communication device is authorized and ready for activation; receiving at the central processor an activation notification from the communications service provider; and sending an activation notification message to the communication device.

Abstract: A system for commercial promotion has a first computerized appliance enabled for data reception on a close-proximity wireless local area network (LAN) having a limited effective range, and for providing received data in a human-understandable form to a user of the first appliance, and a second computerized appliance enabled for data transmission on the close-proximity wireless LAN and having access to a data repository storing promotional material. The first and the second computerized appliances establish a connection on the wireless LAN by virtue of proximity within the limited effective range, the second appliance transmits promotional material to the first appliance in response to the connection, and the first appliance renders the promotional material in human-understandable form for the user in response to receiving the promotional material.

Abstract: A referral service system includes a user interface receiving, at a service location of a service provider, information identifying a referred entity. The service provider is a specialist or general practitioner in a professional field or trade that involves routinely rendering non-referral related services to persons seeking those services, and routinely evaluating the persons to determine need for referral to another service provider. A referral record output module generates a referral record and electronically communicates the referral record to a referee, wherein the referral record includes at least information identifying a referrer, the information identifying the referred entity, and information identifying the referee. A referee location indication module generates an indication of a location of the referee at which the referred entity can obtain services provided by the referee, and communicates the indication of the location of the referee to the referred entity.

Abstract: A system and method provide consumer personal health summaries to consumers and medical professionals and includes receiving a set of search criteria; and retrieving one or more personal health summaries based on said set of search criteria, wherein the at least one personal health summary comprises claim data.

Abstract: A patient image data processing system comprises a first validation processor for parsing a message conveying patient medical image data from an image provider to identify image metadata indicating first characteristics of the image. The first validation processor performs a first comparison by comparing the metadata with configuration data indicating predetermined characteristics of images required for a particular use and provides first acceptability data indicating the image is unacceptable for the use in response to an unsuccessful first comparison. A second validation processor parses imaging metadata representing the image to identify image metadata indicating second characteristics of the image.

Abstract: A method and health information exchange system for health and human care providers providing shared community health information records on individuals and their related household members in a secured relational database that is fully HIPAA compliant are disclosed. The system gathers a broad range of medical, epidemiological, and demographic information on individuals and their related household members visiting disjointed and unassociated health and human services providing care in a predefined region. The database is accessible to authorized subscribers via a secure private web site in real time, and allows for the tracking of service utilization of the individuals and their related household members in the predefined region to help ensure that the individuals and their related household members are receiving the necessary care from the variety of disjointed and unassociated health and human services.

Abstract: The present disclosure relates to computational systems and methods related to nutraceuticals.

Abstract: A system for managing electronic medical records, including: (a) an originator facility, having: data sources storing data segments in different formats; and a data encoder configured to construct a consolidated electronic medical record from the data segments, the data encoder being configured to attach a unique identification tag to the consolidated electronic medical record and to the individual data segments; (b) a data delivery and messaging platform configured to transmit the consolidated electronic medical record and the unique identification tags over the internet; and (c) at least one recipient facility configured to receive the consolidated electronic medical record and the unique identification tags from the data delivery and messaging platform, having: a data decoder configured to extract the consolidated electronic medical record and the unique identification tags; and a plurality of data repositories, each data repository comprising a one or more data segments stored in a different format.

Abstract: One aspect of the invention is directed to a system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. Subjective and objective health measurements are used to determine a metric, which can be used to adjust patient therapy.

Abstract: A method for monitoring a medical related decision made by a medical professional includes providing access to a plurality of databases. Each of the plurality of databases contains medical related information and rules governing medical care. The method also includes receiving medical analysis information from the medical professional. The medical analysis information may be used by the medical professional to make the medical related decision. The method may further include applying at least one of the rules to the medical analysis information received from the medical professional, and auditing the medical related decision made by the medical professional for compliance with the rules. The method may further include providing an indication to the medical professional of compliance or non-compliance of the medical related decision with the rules.

Abstract: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. A prestored general disease trend curve is compared against a patient specific disease trend curve, and the system makes an automated response such as adjusting therapy.

Abstract: A system and method for providing computerized, knowledge-based medical diagnostic and treatment advice. The medical advice is provided to the general public over a telephone network. Two new authoring languages, interactive voice response and speech recognition are used to enable expert and general practitioner knowledge to be encoded for access by the public. “Meta” functions for time-density analysis of a number of factors regarding the number of medical complaints per unit of time are an integral part of the system. A semantic discrepancy evaluator routine along with a mental status examination are used to detect the consciousness level of a user of the system. A re-enter feature monitors the user's changing condition over time. A symptom severity analysis helps to respond to the changing conditions. System sensitivity factors may be changed at a global level or other levels to adjust the system advice as necessary.

Abstract: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. A prestored general disease trend curve is compared against a patient specific disease trend curve, and the system makes an automated response such as adjusting therapy.

Abstract: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. A prestored general disease trend curve is compared against a patient specific disease trend curve, and the system makes an automated response such as adjusting therapy.

Abstract: One aspect of the invention is directed to a system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. Subjective and objective health measurements are used to determine a metric, which can be used to adjust patient therapy.

Abstract: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. A prestored general disease trend curve is compared against a patient specific disease trend curve, and the system makes an automated response such as adjusting therapy.

Abstract: A computerized system is described which can facilitates a health care practitioner in tracking clinical data about a patient, linking diagnostic and procedural code charges at the point of care, and exchanging such data with clinicians responsible for the cross-coverage of management responsibilities. Data may be captured on remote computer devices, such as handheld devices or other networked devices or client applications, and transmitted to a server which warehouses and distributes data elements to the billing office of the practitioner. The server may provide additional functionality for transferring patient data, such as demographic, medication, and evaluation records, between office-based computer systems and the remote device or between remote devices. Hospital-managed data systems with networked viewing capabilities may also be queried for server-effectuated transfer of patient data to a remote device to augment clinical care and charge capture.

Abstract: One of the inventions relates a method for maintaining the contact information of an enrollee in a clinical study while maintaining the anonymity of the enrollee from the clinical study sponsor. The method includes: (1) obtaining contact information for the enrollee in the clinical study; (2) entering the contact information into a database; (3) using a contact cascade on a scheduled, periodic basis to contact the enrollee using the contact information from the database to ensure that the contact information is correct; and (4) updating the contact information if a contact is made with the enrollee and the contact information needs to be updated to be accurate.

Abstract: In a plurality of pieces of single report structured data that is stored in a structured database in a diagnosis information database, character information constructing a radiological report describing detailed information of image data is added as metadata for search to the image data. For example, only by designating image data to be read as image (retrieval reference image) data as a reference of retrieval by a reading physician as the user during radiological operation, the character information already added to the retrieval reference image data is set as a keyword. By a keyword search using the metadata, data of a similar image and a related report of the retrieval reference image data are detected from the structured DB.

Abstract: A system and method for collecting, aggregating and providing electronic medical records is presented. A patient enters information regarding medical services providers to a medical records service as part of a digital medical profile. The patient further submits a records authorization authorizing the release of the patient's medical records to the medical records service. Health care records are requested from each of the patient's medical services providers, and upon receipt, entered into a database. An interactive healthcare calendar permits a patient to enter medical appointments. Updates to the medical records are requested from relevant medical services providers at regular intervals, or after an appointment in the interactive healthcare calendar. The stored medical records are transferred to a portable records storage device such as a USB key, which may be carried by the patient for use by medical services providers, or in case emergency medical treatment is needed.

Abstract: A method for assessing billing compliance of a medical related decision may include receiving medical related information relating to the medical related decision and applying at least one rule to the medical related information. The method may also include auditing the medical related decision for compliance with the at least one rule and providing results of the audit.

Abstract: A method for assisting a medical professional with making a medical related decision based on patient information includes providing access to a plurality of databases containing medical related information and at least one rule governing medical care. The method may also include searching for patient information on at least one of the plurality of databases providing search results of the patient information regardless of the location of the patient information.

Abstract: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. A prestored general disease trend curve is compared against a patient specific disease trend curve, and the system makes an automated response such as adjusting therapy.

Abstract: A technique is provided to generally provide user support across multiple accounts by allowing a single person or user to represent multiple organizations. An embodiment may typically provide support for a user to act on behalf of an account in the form of a virtual persona and also to provide the ability to manage the assignment of access rights allowing only prescribed privileged users to act on behalf of an account. This may then be accomplished through registration of a single identity for the user or person on the system, while allowing that person to then select the desired organization to represent for a particular session (which will be stored in the user's session).

Abstract: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and assess the progress of the patient's disease, to review and adjust therapy to optimal levels, and to give the patient medical advice for administering treatment and handling symptom flare-ups and acute episodes of the disease. The medical records are updated, the progression of the disease is stored and tracked, and the patient's preferences for treatment are stored and then used to offer medical advice based on the current state of the disease. A prestored general disease trend curve is compared against a patient specific disease trend curve, and the system makes an automated response such as adjusting therapy.

Abstract: The present invention provides methods and systems for providing longevity insurance by obtaining information useful for issuing a longevity insurance contract for an individual, and determining a premium or an income payment for the individual that are computed based at least in part on an individual's age at a predetermined date that income payments are deferred to. The longevity insurance contract generally provides deferred income payments for a period of time, such as for the life of the individual, beginning at a predetermined date that is after an individual's anticipated retirement, or at a predetermined date that is after the individual's life expectancy, or on or after a specified birthday of the individual.

Abstract: A rich-media system allows a user to illustrate damage and request payment in accordance with an insurance policy or another arrangement. The rich-media system includes network servers that may operate and appear to remote client applications and remote computers as if the network servers were a single computer. A damage indicator tool resident to one of the network servers enables a remote user to visually illustrate damage to an item through a rich-media application. The damage indicator may support a relative pointing device and an absolute pointing device. An incident animator tool linked to the damage indicator tool in some rich media systems enables the remote user to visually recreate an event in a second rich media application. An optional scheduler linked to the incident animator tool and the damage indicator tool may enable the remote user to schedule an appointment to have the damage inspected or repaired.

Abstract: The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme, which requires the assistance of a trained programming specialist for any modifications, adjustments, or new products, the present invention provides a set of modular tools that assist non-specialists in on-the-fly generation and implementation of risk rating products. The modularity of this approach facilitates the modification and/or updating of a system component without affecting the operation of other components. Described herein are embodiments of a risk evaluation product builder, which allows users to manipulate visual tools to generate a data-structure comprising an embodiment of a risk rating scheme and insurance quoting product.

Abstract: The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme, which requires the assistance of a trained programming specialist for any modifications, adjustments, or new products, the present invention provides a set of modular tools that assist non-specialists in on-the-fly generation and implementation of risk rating products. The modularity of this approach facilitates the modification and/or updating of a system component without affecting the operation of other components. Described herein are embodiments of system tools configured to read a risk rating scheme data-structure and generate a user interface whereby a user may enter information characteristic of an insurable risk and receive a quote indicative of a price for binding an insurance policy to the candidate risk.

Abstract: The present disclosure describes an approach to constructing and implementing risk rating products that provides a number of advantages. Instead of hard-coding attributes of a risk rating scheme, which requires the assistance of a trained programming specialist for any modifications, adjustments, or new products, the present invention provides a set of modular tools that assist non-specialists in on-the-fly generation and implementation of risk rating products. The modularity of this approach facilitates the modification and/or updating of a system component without affecting the operation of other components. Described herein are embodiments of system tools configured to read a risk rating scheme data-structure and generate a user interface whereby a user may enter information characteristic of an insurable risk and receive risk assessments, evaluations, and/or financial metrics associated with a candidate insurable risk.

Abstract: Systems and methods for streamlining the procurement and provisioning of devices, services, and applications are described. At least one embodiment includes a method comprising receiving a request from a member associated with an organization, the request operable to select at least one application to be executed on at least one device, the at least one device configured to operate at least one service; receiving a device selection based on the at least one requested application; receiving a service selection based on the device selection; generating orders to one or more entities, the one or more entities operable to fulfill the device request, service selection, and the application selection; and procuring the at least one device, the at least one device being provisioned with the selected service and the selected application.

Abstract: An instantaneous, event driven diagramming method is provided which identifies discrete events within various activities performed during the course of a project and interrelates such events, where applicable, according to the timing and/or functional relationship between such events. An event driven diagram generated in accordance with the method of this invention may be used with CPM, and may be read by a computer employing standard algorithms to determine the critical path of the project.

Abstract: A user can audition creatives with in a snapshot of a proposed web page of a publisher website in the local application. Multiple snapshots of proposed pages for placement may be downloaded from publisher web sites and stored in a local library. The user can replace existing advertisements or other creatives and the corresponding HTML code with proposed creatives to determine which creatives will provide the best contextual fit for the proposed web site and page. The graphical nature of the application enables the user to drag and drop a creative from a local palette selected from a creatives library onto a web page snapshot.

Abstract: An example of a solution provided here comprises: (a) collecting data from a production environment, utilizing a plurality of probes; (b) performing calculations, regarding availability or response time or both, with at least part of the data; (c) outputting statistics, resulting from the calculations; and (d) performing (a)-(c) above for a plurality of applications, whereby the applications may be compared. Another example comprises: receiving data for a plurality of transaction steps, from a plurality of probes; calculating statistics based on the data; mapping the statistics to at least one threshold value; and outputting a representation of the mapping.

Abstract: A system and method displays real-time incidents and resources on a map and/or in a report to enable incident commanders to view and allocate resources accordingly.